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Forget cash, Bitcoin, and gold! Why I'd buy shares for this 2021 stock market rally
Kevin Godbold
Financial technology concept. Stock market crash.
One of the problems with having excessive cash savings is the ultra-low interest rates most accounts pay these days.
Even by compounding the interest, there's almost no chance for savers to keep up with inflation. And rising prices may be a big factor in the years ahead. A lot of people are worried that all the money-printing governments are doing will make the cost of goods and services rise. That's because money printing can lead to currencies devaluing.
But as well as devaluing compared to goods and services, fiat currencies (government-issued currency) can devalue compared to physical commodities such as gold and silver. And that's one reason the price of gold has looked like it's been increasing over the past few years.
Potential speculative bubbles
Fiat currencies can also devalue compared with cryptocurrencies such as Bitcoin. Indeed, the value of Bitcoin compared to the US dollar and the pound sterling has gone through the roof recently.
But I don't believe that theory about fiat currencies devaluing against commodities and cryptocurrencies is the whole story. My assumption is the huge rises we've seen in the price of gold and the value of Bitcoin have also been fuelled by a generous dollop of investor speculation.
Another theory I've heard is that cryptocurrencies could be part of a giant speculative bubble. And that bubble may one day burst just like other speculative bubbles have done in the past.
However, so far Bitcoin has defied all the sage advice and opinions offered in many articles, interviews, and comments from a variety of sources. Warren Buffett, for example, came out years ago to tell the world he thought cryptocurrencies and gold weren't worth investing in.
For me, it's hard to look at the rises we've seen in Bitcoin and gold without feeling cautious. From their elevated positions now, I reckon there's a lot of clear blue sky below and increased risk for investors to the downside. For me, the biggest opportunity now is in shares on the stock market.
Robust classes of asset
When I look at different classes of assets, both shares and property strike me as being the most robust. For example, my own home has proved to be a good store of value over the past couple of decades when measured against cash savings. My guess is property will continue to be a decent asset to hold in the coming years.
But shares offer a solid investment option too. Each stock is backed with a potential value-generating machine called a business. And businesses have the ability to grow their earnings and assets over time and to pay shareholder dividends. As protection against the ravages of inflation, I reckon shares as an asset class are second to none.
So, in 2021, I'd aim to invest a big proportion of my overall wealth in high-quality shares and share-backed funds. The stock market rally we are seeing this year is encouraging. But I'd aim to hold on to my investments for many years and reinvest gains to compound my returns.
The post Forget cash, Bitcoin, and gold! Why I'd buy shares for this 2021 stock market rally appeared first on The Motley Fool UK.
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Kevin Godbold has no position in any share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.
Motley Fool UK 2021
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My cat is kind of a big deal in our house. I'm sure other cat owners will say the same about their feline friends. But, Chloe? She really does rule our world some days – and most nights.
Chloe was an adult when we adopted her 7 years ago. We think she may be around 10 years old. She is spoiled rotten, temperamental, sweet when she wants to be, and we really want her to be around another 10 years, so I've made it a point to provide only the best for her. I'm careful with the treats we give her, and especially with the food we provide.
Because Chloe is an indoor cat (occasionally going outside if she's on a leash), we do have to watch her weight. We don't want her to become lazy and overweight. As a result of her age, we have other things we have to watch, such as joint issues and her oral health. Lucky for us, IAMS™ is making it easier to customize her diet through the food and treats they offer, including Hairball Care, Digestive Health, and Oral Care.
We've started introducing the IAMS™ Proactive Healthy Adult Dry Cat Food to her and she's over the moon about it. (I make sure to mix some of her new and old food, so her system isn't completely shocked.) With the change in seasons, she gets a lot more hairballs – leaving a mess for me to clean up. We've tried the treats to prevent hairballs, and she would eat the whole bag if I let her. I'm lucky that Walmart carries such a variety of IAMS™ food and the treats for my favorite cat.
To get more exercise, I needed to come up with something fun for her to do indoors, but also something I could play with while sitting down. During my last pregnancy, we had a really cool fishing pole for Chloe. The company has since done away with the particular one Chloe liked, and she hasn't liked the others I've bought. (The poles were too short, the string wasn't long enough, the fish was kind of lame.) So I decided to try my hand at making a fishing pole. She totally digs it.
1. Sketch your fish pattern onto the fabric. I used a fabric pen so all marks will wash off and I sketched an outline. I folded my fabric over so I could cut two shapes at one time.
2. Place your fish with the right sides facing inside. When sewing, make sure to leave space to turn the fabric right side out, but also insert your elastic at the "mouth" of the fish, on the inside of your two pieces of fabric, so you can sew it in.
3. Sew your fabric. Lay the elastic in between the fabric, with a small amount coming through the mouth, but at least 12 to 18 inches on the other side. I left enough outside the mouth to also tie in a knot.
4. Turn the fabric right side out. Add stuffing (the poly fill) and bells if you have them.
5. Sew the end (the tail fin) closed. Tie the elastic string to the pole. I knotted mine a few times, but you can also use glue to keep it in place.
I shouldn't be surprised at how much Chloe loved her new toy.
Are you a cat lover? (Maybe you're just an animal lover!) What do you do to keep your cat active?
Nice. DIY fishing pole. I bet if you add a magnet to the end and make some more fish, the kids can have their own fishing game.
Iams has such a complete line of products available. Each cat is different, and Iams has got all of their needs covered.
This is such a cute idea! We made something similar for our cat with an old guitar string- kept the cat occupied for hours!!!
Sweet Chloe! She is getting the royal treatment!
We love our kitty too! My daughter made a similar toy (with feathers) for an instructional presentation at school.
Omg my two fur babies just love Iams!!! Such a great food! And so good for them!
I love cat and we have two cat in our home. Thanks for sharing!
I never realized how important for indoor cats to stay active. The fishing pole toy is a fun way to keep them moving!


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A rich black asphalt driveway in Bergen County NJ does a whole lot to give passers-by an excellent first impression of your home. Unfortunately, the dark ebony color fades because of contact with the sun's ultraviolet rays. Cracks and potholes start to appear as the result of oil and gas spills in combination with the sun exposure. The good news is that the most effective sealcoating company in Bergen County NJ, McFarlane Driveway Restoration, can bring new life to your asphalt driveway by bringing back the strong black color of new asphalt. When you start seeing cracks in your asphalt driveway, you might think you must replace the driveway totally. But don't get a completely new driveway before you have had McFarlane Driveway Restoration check out it out and determine what they can do with an application of asphalt seal coating. In addition to restoring the rich black color of the asphalt, asphalt seal coating also adds years of life to your driveway. Applying asphalt sealcoating protects the integrity of the asphalt by preventing oxidation, water penetration, and degradation by oil and gas spilled on the surface of the driveway. By hiring a local sealcoat company to perform driveway maintenance every two years, this care work will ensures your asphalt driveway will last for many years.


Music is not in the notes, but in the silence between them.
I had the privilege to study with Dr. Béla Böszörményi–Nagy, a Hungarian-born pianist who combined distinguished careers in both teaching and performing since his arrival in America. Dr. Nagy taught in the U.S. and Canada for more than 50 years.
Born in 1912 in Sátoraljaújhely, Hungary, one of his first teachers was István Thoman. At the Liszt Academy in Hungary, he studied piano with Imre Keeri–Szanto and Ernö Dohnanyi, composition with Zoltan Kodaly, and chamber music with Leo Weiner.
A winner of the coveted Liszt Prize for three consecutive years, his first teaching assignment was at the Liszt Academy. After 9 successful years there, Dr. Nagy accepted a position at the Royal Conservatory in Toronto, Canada. Other appointments followed, including Artist in Residence and Professor of Piano at Indiana University, Boston University, North Carolina School for the Arts, and The Catholic University of America.


In today's blog we compare the 28 day average Reserve Bank debenture rate (our proxy for money market interest rates) with the total yield offered by the Johannesburg Stock Exchage (JSE). Not we are not referring to capital gains (share price movements). In this case we are talking about the return you are getting by buying into a company via what percentage of it's share price it is earning in profits.
For example Share A's price is R100 a share, it earns R5 in profits. Its PE is 20 (R100 share price /R5 in profits per share) and its earnings yield (EY) is 5% (R5 profit per share/R100 a share). For this analysis we are only concerned about what the company you are buying into's yield is, And not the gains from share price movements.
So does the JSE offer you a better yield than money market interest rates?
So ever wondered if you should rather invest money on the money market than the stock market? And what kind of returns you are making my investing in one above the other? Today we will compare interest rates to the yield of the JSE. We will use the earnigns yield and dividend to derive a total yield offered by the JSE and compare that to interest rates.
From the graphic above it is clear that in the recent past the yield provided by both the JSE and money market interest is very close. And one can understantd why some investors would shy away from the stock market and invest their money in safer assets such as money market accounts, when there is less risk and th returns offered are virtually the same.
High share prices (or lower earnings achieved by companies) is pushing PE ratios on the JSE higher (which in turn brings down the earnings yield as it is the inverse of the PE ratio). The more you pay for the share, the less it's earnings per share is as percentage of the share price. During significant stock market declines (due to whatever reason), as seen in 2008 with the US housing market crises, share prices drop sharply even though earnings might not drop as drastically, and this pushes up the earnings yield of shares considerably, making them relatively more attractive to invest in due to subdued prices and these companies offering higher earnings yields.
The trick is for investors to know when they should look to buy and when they should sit on their hands and not go out and buy shares. Based on the current graphic it does look like the JSE is relatively expensive when looking at it's total yield. As the returns offered is very similar to that of the money market. But as we mentioned in one of our blog posts recently. What is expensive for us in South Africa might not be expensive for foreign investors. As we showed the dollar adjusted PE ratio of the JSE is a pretty low levels compared to previous years. Read more about that here.
We do think the JSE is overpriced and dont forsee stellar returns for the market in 2017 so we understand why investors ask and wonder if it's better to invest money on the money market right now instead of investing in shares. Total yield of the market needs to be considerably higher than that of the money market to compensate for the risk investors are taking.


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The Merchandise Mart Hall of Fame and the Evolution of Selling
On October 11, 2021 By Jenny BarryIn Uncategorized
During a 1989 taping of Late Night with David Letterman at the Chicago Theatre, Letterman conducted a tongue-in-cheek Chicago trivia quiz. When a photograph similar to the one below was shown Letterman asked: "Chicagoans recognize this as A) a tribute to Chicago's historic leaders; B) a salute to the city's great architects; C) the Pez Hall of Fame" [1]. The Chicago-based audience awarded the punch line referencing the iconic candy dispenser with arguably the largest laugh of the set.
Merchandise Mart Hall of Fame. November 2020. Photo by author.
PEZ candy dispenser.
Laughs aside, if this had been a straight forward trivia contest, how many in the audience would have guessed the correct answer? Zero. None of the options were correct. The eight bronze busts comprise the Merchandise Mart Hall of Fame conceived in 1953 to honor prominent American merchants of the late nineteenth and early twentieth centuries. Who is included and why tells the story of commerce during those eras.
The Merchandise Mart, 1941. Curt Teich Postcard Archives, Newberry Library. Internet Archive, https://archive.org/details/nby_1BH2117.
The Merchandise Mart was constructed between 1928 and 1930 by Marshall Field & Co. to house its growing wholesale business [2]. The Chicago architecture firm Graham, Anderson, Probst, and White designed "the world's largest business building" with nearly 4,000,000 square feet of floor space [3]. Marshall Field's wholesale operations occupied a portion of the building and the remaining space was leased to a variety of other tenants [4]. Before the end of the decade, Marshall Field reduced its footprint in the building and found managing the real estate burdensome [5]. Joseph P. Kennedy, Sr., former U.S. Ambassador to Great Britain and patriarch of the political Kennedy clan, purchased the Merchandise Mart in 1945 [6].
In 1953, Kennedy launched the Merchants of America Hall of Fame, as it was originally known, at a black–tie dinner on the roof of the Merchandise Mart attended by hundreds of businessmen and local dignitaries [7]. The goal was to honor "the outstanding merchants of the past, [thereby] pay[ing] long overdue honor to all merchants and to the unequaled American system of distribution" [8]. One speaker highlighted the role merchants played in western expansion. In a letter read aloud, President Eisenhower anticipated merchants would underpin future economic growth [9]. The Hall of Fame celebrated both salesmanship of the past and the future.
The inaugural class nominated by retailers and voted upon by financial and business writers included Marshall Field (1834-1906), John R. Wanamaker (1838-1922), George Huntington Hartford (1833-1917), and Frank Winfield Woolworth (1852-1919). Marshall Field of Chicago and John R. Wanamaker of Philadelphia revolutionized the shopping experience. Their new late-nineteenth century department store concept offered one-stop shopping, a marked price for each good, and full refunds [10]. Field was one of the first to offer services in addition to quality goods to engender customer loyalty [11]. Wanamaker was a pioneer of retail advertising and is credited with the first store restaurant [12].
Left to right: Marshall Field, John R. Wanamaker, George H. Hartford, Frank W. Woolworth. Merchandise Mart Hall of Fame. November 2020. Photos by author.
Fellow inductees George Huntington Hartford and Frank Winfield Woolworth, both of New York, perfected the chain store concept which allowed a large number of stores to centrally purchase goods and negotiate better prices. In 1863, Huntington cofounded what would become the Great Atlantic and Pacific Tea Company (A&P) grocery store chain. Between 1915 and 1965, A&P was the largest retailer in the United States [13]. Woolworth was a pioneer of the five-and-ten cent store and was the first to use self-service display cases [14].
Over the next few years, bronze busts of the initial inductees and new Hall of Fame members were installed across the street from the Merchandise Mart, perhaps, in Kennedy's view, conveying approval of this palace of consumerism. President Herbert Hoover delivered the keynote address at the unveiling of the busts by sculptors Charles Umlauf, Milton Horn and Lewis Iselin [15]. Kennedy announced the next two inductees: Edward A. Filene (1960-1937) of William Filene's Sons & Co., Boston, and Julius Rosenwald (1862-1932) of Sears Roebuck & Co., Chicago [16]. Henry Rox and Charles Umlauf sculpted the new busts [17]. In 1955, General Robert E. Wood (1879-1970), retired chairman of Sears, became the first living inductee [18]. Minna Harkavy created the Wood bust [19]. The Hall of Fame proved to be a good public relations vehicle and a way to strengthen relationships with the retailers that patronized the Merchandise Mart [20].
General Robert E. Wood and Julius Rosenwald.
Merchandise Mart Hall of Fame.
November 2020. Photo by author.
The Hall of Fame was well received during the initial years of its existence, but almost twenty years passed before Aaron Montgomery Ward (1843-1913), founder of Montgomery Ward & Company, joined the other merchants as the final inductee [21]. Sculptor Milton Horn created the Ward bust in celebration of the 100th anniversary of Ward's creation of mail order business [22]. One of the reasons for the gap was that the subject matter of the Hall of Fame expressed antiquated values even when it was erected [23]. In honoring these retail giants, the aging Kennedy engaged in a strong nostalgia for the 1920s, a decade of heightened consumerism ushered in by the self-made salesmen of the Hall of Fame [24]. By the mid 1950s, themes of frustration and alienation appeared in literary works such as The Man in the Gray Flannel Suit and according to historian Timothy J. Garvey, "[A]t a time when the dream of business success seemed remote and the ideal of the self-made man seemed increasingly unrealistic, the modern viewer who was encouraged to look to those portraits [the Hall of Fame busts] for inspiration was, no doubt, a good deal less sanguine about the values they represented" [25].
Hints that a ninth honoree was imminent appeared in a 1977 Chicago Tribune column, but it did not come to be [26]. The Hall of Fame no longer supported the mission of the Merchandise Mart. After having served as a wholesale buying center for retailers, the Merchandise Mart changed focus and became known for its interior design showrooms [27]. The Kennedy family sold the property to the Vornado Realty Trust in 1998 [28]. In 2016 Vornado rebranded the structure as theMART which, in a sign of the times, began offering "lifestyle amenities [to] accommodate[ing] knowledge economy workers" to attract tenants such as Motorola Mobility, Yelp, and a variety of technology startup companies [29]. Brad Zizmor, principal of the New York design firm responsible for the overhaul commented "The shoeshine stands and newsstands of the 1950s are not meaningful anymore" [30]. Neither was the Hall of Fame.
The Merchandise Mart Hall of Fame. November 2020.
As the Merchandise Mart evolved inside, so did the public space outside. Today, the busts serve as a backdrop to an outdoor restaurant and trash receptacles sit at the base of the columns. The stone marker designating the promenade as the Merchandise Mart Hall of Fame has been removed. In 2019 Art on theMART launched a digital art installation using thirty-four projectors to cast images across the river on to the façade of the building on selected evenings, literally overshadowing the monuments [31].
Today, people enjoying a coffee below the busts may recognize a few of the names on the plaques, but it is unlikely they know these men laid the foundation of the modern retail world. Except for struggling Sears, the powerhouse retailers of late 19th and early 20th centuries are gone. They were victims of changing consumer habits including the rise of online shopping – the department store, chain store, and mail order business in one. Who would be inducted in the Hall of Fame today if it was resurrected? Amazon's Jeff Bezos would likely be at the top of list.
Jenny Barry, Loyola University Chicago
[1] David Letterman, "Chicago Quiz on Letterman, May 2, 1989." Late Night with David Letterman, May 2, 1989. https://www.youtube.com/watch?v=gTqxGiOV06Y.
[2] "Construction of the Merchandise Mart Started," Chicago Daily Tribune, August 14, 1928, https://search.proquest.com/docview/180932278?accountid=44868. Chicago Tribune Historical Database.
[3] Al Chase, "Nearly 80% of World's Largest Building Rented: Merchandise Mart Breaks Leasing Records," Chicago Daily Tribune, March 2, 1930, https://search.proquest.com/docview/181074423?accountid=44868.
[1] "Field's Sells Vast Mart to J.P. Kennedy: Price on Second Largest Building Not Given," Chicago Daily Tribune, July 22, 1945, https://search.proquest.com/docview/177143406?accountid=44868.
[6] Philip Hampson, "Four Pioneer Merchants in Hall of Fame: Founder of Fields's Honored at Mart," Chicago Daily Tribune, July 1, 1953, https://search.proquest.com/docview/178528862?accountid=44868.
[9] "Department Stores and Modern Retailing," The Great Courses, 2013, Kanopy.
[10] Timothy E. Sullivan, "Field, Marshall (1834-1906), merchant," in American National Biography. 1 Feb. 2000; https://www-anb-org.ezproxy.cooklib.org/view/10.1093/anb/9780198606697.001.0001/anb-9780198606697-e-1000543.
[11] Edward L. Lach, Jr., "Wanamaker, John (1838-1922), merchant," in American National Biography. 1 Feb. 2000; https://www-anb-org.ezproxy.cooklib.org/view/10.1093/anb/9780198606697.001.0001/anb-9780198606697-e-1001706.
[12] Geoffrey Gneuhs, "Hartford, George Huntington (05 September 1833–29 August 1917), cofounder of the Great Atlantic and Pacific Tea Company (A&P) grocery store chain," in American National Biography. 1 Feb. 2000, https://www-anb-org.ezproxy.cooklib.org/view/10.1093/anb/9780198606697.001.0001/anb-9780198606697-e-1000745.
[13] Richard A. Hawkins, "Woolworth, Frank Winfield (1852-1919), retailer," in American National Biography. 1 Feb. 2000, https://www-anb-org.ezproxy.cooklib.org/view/10.1093/anb/9780198606697.001.0001/anb-9780198606697-e-1001780.
[14] Clayton Kirkpatrick, "Hoover Calls Nationalism Key to Liberty: Outlines Foreign Policy Guide," Chicago Daily Tribune, June 25, 1954. https://search.proquest.com/docview/178728678?accountid=44868.; Larry Broutman, Chicago Monumental (Chicago, Illinois : Broutman Photography, LLC, [2016] [Chicago, Illinois] : Lake Claremont Press, a Chicago joint, an imprint of Everything Goes Media, LLC, 2016), p.92.
[15] Kirkpatrick, "Hoover."
[16] Broutman, Chicago Monumental, p.92.
[17] William Clark, "Wood Named to Merchant Hall of Fame," Chicago Daily Tribune, June 24, 1955, https://search.proquest.com/docview/179477701?accountid=44868.
[19] Timothy J. Garvey, "Merchants as Models: The Merchandise Mart Hall of Fame and Changing Values in Postwar Chicago," Illinois Historical Journal 88, No. 3 (Autumn 1995), p. 163, https://www.jstor.org/stable/40192955.
[20] Lynn Taylor, "Dedicate Statuary: Honors for Ward's Founder." Chicago Tribune, September 27, 1972. https://search.proquest.com/docview/169208637?accountid=44868.
[21] Ibid.; Broutman, Chicago Monumental, p.92.
[22] Garvey, "Merchants as Models," p. 169.
[23] David E. Koskoff, Joseph P. Kennedy: A Life and Times (Englewood Cliffs, New Jersey: Prentice-Hall, Inc., 1974), p. 340-341.
[25] "Action Line." Chicago Tribune, June 7, 1977. https://search.proquest.com/docview/169609690?accountid=44868.
[26] Michael Paul Wakeford, "Merchandise Mart." In The Electronic Encyclopedia of Chicago, http://encyclopedia.chicagohistory.org/pages/812.html.
[28] Edward Keegan, "Rejuvenating theMART's public realm," Contract (July-August 2016), Gale General OneFile, https://link.gale.com/apps/doc/A460574477/ITOF?u=ccscm&sid=ITOF&xid=f0b254de.
[29] "Vornado's theMart: Still relevant at 90," States News Service (February 3, 2020), Gale General OneFile, https://link.gale.com/apps/doc/A613099242/ITOF?u=ccscm&sid=ITOF&xid=7738079f.
Power to the People – Acts of Violence and Vandalism Against the Haymarket Memorial Police Statue
Blackhawk Statue or Black Hawk Statue? Ownership of a Likeness
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Publication of the collected Nobel prize acceptance speeches and lectures plus biographies of the laureates was the purview of the publisher Elsevier from 1964 to 1972. After a hiatus of 20 years, World Scientific Publishers Co. in Singapore has been bringing the volumes up to date; the most current covers up to 1995. Each volume deals with one prize over varying time spans, for example, Chemistry 1971–80 (1993) and 1991–95 (1997). The structure of the volumes is as follows: in the chronological entries, the discipline, the year of award, name of the laureate, and the award text are followed by the presentation speech given by a member of the Nobel committee, then a biography of the laureate, with a portrait and signature and a selective bibliography of his or her publications, and finally, the Nobel lecture itself. Unfortunately there are no name or subject indexes, as there had been in the Elsevier volumes.


text:
The Teenage Girls Who Seduced and Killed Nazis
March 5, 2020 Daven Hiskey	3 comments
When the Nazis steamrolled into the Netherlands in May of 1940, Jannetje Johanna "Hannie" Schaft and Truus and Freddie Oversteegen were just 19, 16, and 14 years old respectively.
As for the Oversteegen sisters, their mother, Trijn, had left their father years before. Freddie states of this, "She was just fed up one day—we lived on a large ship in Haarlem, but my father never made any money and didn't pay anything for the barge. But it wasn't an ugly divorce or anything—he sang a French farewell song from the bow of the ship when we left. He loved us, but I didn't see him that often anymore after that."
Immediately after the Nazis came to town, despite the risks, Freddie goes on, "During the war, we had a Jewish couple living with us, which is why my sister and I knew a lot about what was going on…"
At the same time, their mother also had her daughters join in with her in the rather dangerous task of posting and distributing anti-Nazi and communist literature around town.
Given their brazen activities, word soon got around to the resistance that the girls might be open to joining, with one Frans van der Wiel coming calling in 1941. Freddie states, "A man wearing a hat came to the door and asked my mother if he could ask us [to join the resistance]. And he did… she was OK with it. "
She also states her mother simply requested of them that no matter what the resistance asked them to do, to "always stay human."
Of the sisters' personal decision to join, Truus stated,
A war like this is a very raw experience. While I was biking, I saw Germans picking up innocent people from the streets, putting them against a wall and shooting them. I was forced to watch, which aroused such an enormous anger in me, such a disgust… You can have any political conviction or be totally against war, but at that moment you are just a human being confronted with something very cruel. Shooting innocent people is murder. If you experience something like this, you'll find it justified that when people commit treason, such as exchanging a four-year-old Jewish child for 35 guilders, you act against it.
Needless to say, they were all for it, though not quite realizing at that point everything they'd be asked to do. She states, "I thought we would be starting a kind of secret army. The man that came to our door said that we would get military training, and they did teach us a thing or two. Someone taught us to shoot, and we learned to march in the woods. There were about seven of us then—Hannie wasn't a part of the group yet, and we were the only girls."
Indeed, in the beginning because of their age and gender, the authorities paid little attention to them. Thus, they were natural message runners between resistance members, as well as ideally suited for smuggling and stealing identity papers to help various Jewish people escape; they also occasionally were tasked with transporting weapons and even helping escort Jews to hiding places- generally Jewish children as they blended in with the girls well and the authorities on the whole weren't suspicious of the young girls walking along with kids. Also thanks to Freddie's ultra youthful look, particularly when she did her hair up in pigtails, she was often used for reconnaissance missions, as nobody paid attention to her.
Things escalated from these sorts of tasks, however, with assignments such as helping to burn down various enemy installations. In these cases, the girls were sometimes tasked with flirting with any guards while other resistance members slipped in and set the fires.
In 1943, the sisters were joined by a third female member of their resistance cell, Hannie Schaft- a woman who would go on to be one of the most famous Dutch resistance members in all of WWII, with her activities seeing her marked for death by Hitler himself.
When the Nazis invaded, the then 19 year old Hannie was studying international law, and particularly human-rights law, at the University of Amsterdam. Unfortunately for her, she would soon be given the boot from university owing to refusing to sign a declaration of allegiance to Germany- a requirement to remain a student and something over 3/4 of the rest of the students did. As you might imagine even if you knew nothing else about her but her choosing to study human-rights law at school, and given the activities the Axis were getting up to in the country, she almost immediately joined the resistance.
In the interim since the start of the war and being assigned to the same resistance cell as Truus and Freddie, Hannie had worked with the resistance in various capacities and countless missions, even learning German to aid in her activities.
Naturally, the three girls became fast friends and frequently teamed up for the remainder of the war, with their missions having been expanded to something few women in the resistance were tasked with- directly eliminating enemy targets.
Their big advantage over their male compatriots was their age and gender allowed them to get close to enemy soldiers without garnering any suspicion. Thus, the girls were eventually trained with weapons and set to, as Freddie put it, "liquidating" the enemy.
As for the number of people they killed- a question they were frequently asked- they never disclosed, with the sisters' stock answer to that question being, "You never ask a soldier how many people he's killed."
Perhaps their most famous method was flirting and convincing a mark to join one of them for a stroll. For example, in one instance, their target was an SS soldier who they scouted and, once he entered a restaurant to eat, a slightly drunk acting Truus entered and struck up a conversation. At a certain point, she then suggestively asked if he'd like to go for a walk in the woods with her- a prospect he apparently eagerly accepted.
When they got there, however, Freddie states,
Then they ran into someone—which was made to seem a coincidence, but he was one of ours—and that friend said to Truus: "Girl, you know you're not supposed to be here." They apologized, turned around, and walked away. And then shots were fired, so that man never knew what hit him. They had already dug the hole, but we weren't allowed to be there for that part.
Beyond luring unsuspecting enemy soldiers and Dutch collaborators to their deaths, sometimes they just killed them outright. As Truus once said after watching horrified as a Dutch SS soldier grabbed a baby from the child's family "and hit it against the wall. The father and sister had to watch. They were obviously hysterical. The child was dead… I pulled out a gun and shot him dead. Right there and then. This wasn't an assignment. But I don't regret it."
Other times they would simply ride along on their bike- Truus on the front, and Freddie on the back with a hidden gun. As they passed their mark, if no one was around, Freddie would pull out the gun and shoot him. After this, Truus would peddle off as fast as she could; once out of sight, they were once again to all the world just a couple of young girls out for a bike ride.
Other times they'd follow the mark home and then come a-knocking, again with their young, innocent look helping to ensure their targets' guard would be down when they'd kill him.
Beyond this, the trio also took part in bombings and other sabotage efforts, reportedly only refusing one mission in which they were asked to kidnap the three children of Riech Commissioner and former Chancellor of Austria Arthur Seyss-Inquart. The children were then to be used to get the commissioner to release certain prisoners in exchange for their safe return. If he refused, the children would be killed. Said Truus of their refusal of this mission, "Resistance fighters do not kill children."
As for Hannie, while the two young girls often went overlooked, she was not so lucky, with her bright red hair and the many missions she took part in helping her stand out. The authorities soon caught on and she was initially marked as the "the girl with the red hair." As the heat turned up on her and Hitler himself ordered efforts towards her capture ramped up, she began dying her hair black and changed her name. Unfortunately her real name was accidentally revealed to an undercover Nazi operative working as a nurse. What followed from this was her family being detained; though eventually when it became clear they didn't know where she was or anything about her activities, they were let go.
The Axis got her in the end, however, when she was picked up at a random military checkpoint on March 21, 1945, having been caught with copies of the communist newspaper de Waarheid. She was subsequently tortured for a few weeks, but apparently never broke. Given the war was in its final stages, she may have survived if not for her bright red hair giving her away as it grew and with no dye to keep the roots black. Once the Germans figured out who she was because of this, the then 24 year old Hannie was slated to be immediately executed- a sentence carried out on April 17, 1945, a mere 18 days before the Germans withdrew from the Netherlands.
Apparently defiant to the end, it is reported that when the two soldiers tasked with killing her shot her, she fell, but both had missed their mark for a killing shot. Her last words were reported to be mocking the soldiers, allegedly stating after the first volley, "Idiots! I shoot better!"
As for the sisters, they survived the war, but suffered from post traumatic stress disorder, with Truss burying herself in art and Freddie stating she quickly got married and started a family as her way to cope. Her son, Remi, would state of this, "She shot… people… but she hated it, and she hated herself for doing it." Freddie would also state, "I've shot [them] myself and I've seen them fall. And what is inside us at such a moment? You want to help them get up."
Truss added, "It was tragic and very difficult and we cried about it afterwards. We did not feel it suited us… I wasn't born to kill. Do you know what that does to your soul? …One loses everything. It poisons the beautiful things in life."
In the end, both sisters lived to the ripe old age of 92, with Truus dying in June of 2016 and Freddie following her in September of 2018, the day before her 93rd birthday.
If you'd liked to read a lot more about this trio of badass ladies, you can find more in a friend of the Oversteegen sisters, Sophie Poldermans', recent book Seducing and Killing Nazis: Hannie, Truus and Freddie: Dutch Resistance Heroines of World War II
A Dinner Jacket, the Nazis, the "British" Accent, and What This All Has to Do With the BBC News
That Time Bert Trautmann Played in a Professional Soccer Game with a Broken Neck
"No"- The Remarkable Story of Lauritz Sand
The Soldier Who Voluntarily Became A Prisoner in Auschwitz
The Angel of Death: Josef Mengele
The Girls Who Seduced and Killed Nazis
Truus Menger Oversteegen
Freddie Oversteegen
Hannie Schaft
Resisting the Nazis
Seducing and Killing Nazis
National Hannie Schaft Foundation
Meet the Dutch Girls Who Seduced Nazis
Killing Nazis
A Dutch Resistance Friendship
The Woman Who Seduced and Killed Nazis
There is also a movie called "The girl with the red hair" I highly recommend watching. I was told it is as factually accurate as possible considering the circumstances but still an amazing story.
Edgar Givit
When you read this 'true story' that has obvious BS like "Apparently defiant to the end, it is reported that when the two soldiers tasked with killing her shot her, she fell, but both had missed their mark for a killing shot. Her last words were reported to be mocking the soldiers, allegedly stating after the first volley, "Idiots! I shoot better!" you kinda get the idea that of all the things that never really happened this is one of the most never happenedist. Reported by who? Yeah…I though so.
Daven Hiskey
Exactly our thought, but then it was apparently in the original documents of the execution. Granted, according to the state and I'd love to see those. But in the end, as ever, history is written by the victors. 🙂 But it wouldn't have been out of character for her either and certainly if someone was killing you I could see throwing insults. So not totally implausible either.


When you should regulate a high voltage to a much lower voltage, switching regulator must be the only choice. Fortunately, a simple switcher integrated circuit chip is available, let you build a complete step-down switching regulator using five components.
The switching regulator IC used in this circuit is LM2575 series like we use in thye previous variable switching regulator, but we use the fixed type for the simplest design. LM2575-5.0 is a fixed 5V output switching regulator IC, capable of converting 7-40V DC to 5V DC at 77% efficiency. LM2575HV-5.0 can be use for higher input voltage up to 60V. This circuit is designed as step-down switching regulator, so the input must be few volts higher than the specified output voltage.


Bartley Construction is a San Francisco general contractor with a background in architectural drawing and design. This is the company's first website so we started from scratch, including logo design, working closely with the client to select images and keep the logo and website design minimal and clean. They needed a basic website design package with core pages like services, links, testimonials, and portfolio to function as a business card on the web, and a way to show the workmanship and quality of Bartley Construction projects. We look forward to continuing our relationship as we add new images and content to the site for them from time to time.


text:
FANTASY FOOTBALL WHAT IF TY-GOD WAS ONE OF US?
WHAT IF TY-GOD WAS ONE OF US?
Tyrod Taylor was once upon a time a highly touted superstar, the guy who was going to save Buffalo. He came over from Baltimore after looking nice as a backup for Joe Flacco. When he was on the Bills, the Bills were a .500 team at best until they finally reached the Playoffs this past season, only to look like their offense has zero hope of moving the ball against the BEAST DOME DEFENSE of 2017, Jaguars.
TYROD TAYLOR CAREER
With Tyrod now going to Cleveland at the age of 28 years old, many believe that there is hope that Cleveland is going to be a good team in no time.
First of all, that cannot be further from the truth. Losing football is losing football. Look at Tyrod's career. For him to throw over 3,500 Yards in a season would be amazing for him. Yes adding Jarvis Landry to his core collection would give him arguably his best WR he has ever had, but he did not make it work in Buffalo with Robert Woods + Sammy Watkins in 2016. Both of those WRs (Watkins/Woods) end up with the Rams in 2017, and Jared Goff who looked as lost as a Rookie could in 2016, ends up as a Pro Bowl QB in 2017.
There are some things about Tyrod's game that just make you think, maybe Nate Peterman would be a better QB. For the record, Nate Peterman is a joke and the Bills are better off getting Colin Kaepernick or RGIII as QB, but we all know that will not happen.
A big reason why Tyrod's passing numbers were so bad in Buffalo, he is throwing in the coldest weather for the last 8 games of the regular season. It is nearly impossible to throw for 300+ Yards unless you are Tom Brady in that type of weather. Moving to Cleveland, that is not going to help anything at all. The stat that stands out the most for Tyrod is the fact he only has 1 game where he has thrown for 300 Yards. 1 GAME!! That is a joke, Matt Flynn has thrown for over 300 Yards in a game more times than Tyrod Taylor.
The Bills did a good job moving away from Tyrod, now the Browns can suffer however many years they want with Tyrod missing his WRs and being so cautious, he ends up hurting his team in the end. The low INTS and high completion % look good on paper. The 27-27 Record over the last 3 Years, says it all. Tyrod is not the type of QB who can control a Football Game, and if you want to be a team that can compete for the Super Bowl, you need a QB who can control the game. With no LeSean McCoy and Bills Mafia D to get Tyrod's back, the real Tyrod Taylor is in a make or break situation for his career.
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The 'Collaborative Search and Examination' Enterprising or Overrated?
Traditionally, when an International Patent Application is made through Patent Cooperation Treaty (PCT), international searches and examinations are carried out by International Search Authority (ISA) or International Preliminary Examining Authority (IPEA). The National Office of a country is generally granted the status of ISA/IPEA which performs an international search for prior art and issues report regarding the patentability of the claims of the application. The written opinion serves as a good predictor for the patentability of the applicant's invention. The applicant, based on this report, can either request for examination and proceed with the national phase or hold off any further proceedings.
Over the years, the IP5 Offices (which consist of the European Patent Office (EPO), the Korean Intellectual Property Office (KIPO), the Japan Patent Office (JPO), the State Intellectual Property Office of the People's Republic of China (SIPO) and the United States Patent and Trademark Office (USPTO)) have endorsed a new framework wherein the examiners from each of the IP5 offices collaborate for the establishment of a consolidated international search report and the written opinion under PCT Chapter I, which, although remaining the opinion of the chosen International Searching Authority, is based on contributions from the participating offices. In doing so, the IP5 offices aim at establishing a higher quality of search report and written opinion. After successful two pilot projects, the IP5 offices announced the Collaborative Search and Examination (CS&E), a third pilot project which would be operational from 1st July 2018. The IP5 offices head into this pilot project with the view to assessing the users' interest for such a new PCT product and the expected efficiency gains for the participating offices.
In order to ascertain the user's interest in project, the applications which shall be examined in the CS&E project shall be selected by the applicants themselves. The applicant's can participate in the project by filing a standard participation form together with the international application with the receiving Office of one of the IP5 offices or the International Bureau of the World Intellectual Property Organization (WIPO).
The main ISA would then perform the search and examinations in a manner no different from an ordinary international application. Unlike the traditional ISA search, the search report and the written opinion will only be a provisional work product, which shall be redirected to other peer-ISA where additional searching would be conducted to the necessary extent. Each peer-ISA would then transmit their contributions to the main ISA, where final search report and the written opinion would be prepared in light of these contributions.
Currently, the applicants can participate in the pilot project with no additional costs, other than the standard fee for a PCT search at the competent ISA while providing the applicant with a higher quality of the search and greater legal certainty. This way, the project presents a good opportunity for applicants to ascertain the patentability of their inventions in different countries, that too in a much earlier stage of the application with no additional costs. The applicant, with the opinion of 5 different ISAs, will get a clearer picture as to the patentability of his/her invention and can decide upon whether to proceed with the national phase, and if so in which countries. The ISAs, on the other hand, will benefit from CS&E by improving the quality and efficiency of the international search and examination of the applications. The offices also benefit from the creation of a set of common quality and operational standard while processing the applications. This way, the efficacy of the search report and the written opinion will improve, which would in turn improve the protection of patents as a whole.
With two pilot projects with encouraging feedback, the IP5 offices heads with an optimistic outlook to the third pilot, which may potential change the existing framework and in-turn the IP dynamics.


Background. Motivation to Achieve Academically has been used in many educational and other studies in many countries and the large majority has not used an interval level scale based on a good theoretical model in which the items are linked to behaviour. Aims. One, to create an interval level, unidimensional scale of Motivation, with attitude items linked to behaviour items, based on a conceptual model of Motivation, involving Striving for Excellence (Standards, Goals, Tasks, Effort, Values and Ability), Desire to Learn (Interest, Learning from Others and Responsibility for Learning), and Rewards (Extrinsic, Intrinsic and Social). Two, to analyse its Psychometric properties using the Extended Logistic Model of Rasch (Andrich, 1988a, 1988b; Rasch, 1980/1960). Three, to investigate the structure and meaning of the Scale. Sample. The convenience person sample was 239 first-year students selected for three special entry programs at an Australian university. The stem-item sample was initially 45, reduced to 24, that fitted the measurement model to form a valid and reliable scale. Method. Based on recent literature, a conceptual model of Motivation was devised and items written in line with the model. Data were collected by self-report questionnaire and analysed with the computer program Rasch Unidimensional Measurement Models (RUMM) (Andrich, Lyne, Sheridan, & Luo, 1998). A scale was created in which the Motivation measures were calibrated on the same scale as the item 'difficulties'. Results. Twenty-four Motivation items fitted the model and were 'easier' than their corresponding behaviour items, as conceptualised. They formed an excellent scale in which the proportion of observed variance considered true was 0.92. Items from all aspects of the Motivation model named in the aims above, except Ability and Extrinsic Rewards, fitted the measurement model. Conclusion. The Rasch model and the RUMM computing program were very useful in creating a unidimensional, interval level scale of Motivation to achieve academically, with good psychometric properties.


She made the second week for the second straight year. She is currently coached by Pat Cash. She then defeated seventh seed Garbine Muguruza in straight sets to advance to her first ever semifinal of a Grand Slam where she went head-to-head with the finalist Venus Williams. She has beat her opponent without losing any single set. Overall fitness and movement are cited as her weaknesses.
After this tournament, her ranking rose to a career high of No. It was Vandeweghe's first doubles title. She drew Ana Ivanovic in the second round where she won in three tight sets.
She gave her superb performance at Wimbledon where she continually won three sets before dropping out. Her decisive win over Samantha Stosur meant that the U.
Till now the information about Coco Vandeweghe boyfriend isn't recorded as she is not dating anyone. That meant a withdrawn from Qatar Open in Doha. She stays in Rancho Santa Fe, California with her parents. She then defeated fifth seed Caroline Wozniacki in the fourth round, advancing to the quarterfinals for the second time in three years.
She would then defeat world No. She did a very hard work out to maintain her physique which has also hampered her movements on the court. Her favorite shot is her forehand down the line, and her preferred surfaces are hard and grass courts. She easily qualified for the main draw, dropping just five games in the qualifying rounds. In the fourth round, she pulled off the biggest upset of the tournament as she defeated defending champion and world No.
Towards the end of the match, she was penalised a point for shouting expletives at her opponent. She achieved her first victory over a No. She made the second round with a comfortable win against fellow American Kristie Ahn before losing to third seed Angelique Kerber.
Her groundstrokes are heavy and are delivered flat and powerful. She made it all the way to the semifinals of the tournament where she eventually lost to Venus Williams. With a strong showing in Miami, she reached a career-high ranking of No. Next she participated at the Monterrey Open before losing to Caroline Wozniacki in two close sets. Her next tournament was the Australian Open where she was seeded second in qualifying, but lost to Anastasia Rodionova in straight sets.
As she continued her triumph Coco won over seventh seed Garbine Muguruza. Due to her closely guarded private life, dating service washington tennis star Coco Vandeweghe has been a victim of several speculations and unfounded rumours regarding her relationship status. People say inspiration comes from the most unfamiliar place but Coco's motivation can be drawn all along with her family.
Vandeweghe reached the Semi Finals in s'Hertogenbosch, before she lost to the eventual champion Aleksandra Krunic. Vandeweghe now practices various physical exercise and consumes necessary diet to maintain for the physique.
Coco Vandeweghe equally comes from a family of professional athletes. Coco belongs to White ethnicity and holds an American nationality. Vandeweghe travelled to Brisbane, where she represented U. In doubles, Vandeweghe teamed up with fellow American Bethanie Mattek-Sands, where they unprecedentedly claimed the doubles title.


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The game section of Furness Fishing Association contol two fisheries at Roanhead offering fly, spinning and bait fishing for stocked brown and rainbow trout.
Both Burlington Lake at 20 acres and Nigel Lake at 10 acres are the flooded remains of the substantial iron ore mining industry that developed around Dalton during the 1800's. While they are not typical of most cumbrian trout waters they do offer very reasonably priced sport close to the population centres of the Furness Peninsula.
Both are regularly stocked throughout the season and day permits are available for visitors.
We have 54 fisheries listed within Cumbria.


BACKGROUND: The epidemiology of Clostridium difficile-associated disease (CDAD) is changing, with evidence of increased incidence and severity. However, the understanding of the magnitude of and reasons for this change is currently hampered by the lack of standardized surveillance methods. OBJECTIVE AND METHODS: An ad hoc C. difficile surveillance working group was formed to develop interim surveillance definitions and recommendations based on existing literature and expert opinion that can help to improve CDAD surveillance and prevention efforts. DEFINITIONS AND RECOMMENDATIONS: A CDAD case patient was defined as a patient with symptoms of diarrhea or toxic megacolon combined with a positive result of a laboratory assay and/or endoscopic or histopathologic evidence of pseudomembranous colitis. Recurrent CDAD was defined as repeated episodes within 8 weeks of each other. Severe CDAD was defined by CDAD-associated admission to an intensive care unit, colectomy, or death within 30 days after onset. Case patients were categorized by the setting in which C. difficile was likely acquired, to account for recent evidence that suggests that healthcare facility-associated CDAD may have its onset in the community up to 4 weeks after discharge. Tracking of healthcare facility-onset, healthcare facility-associated CDAD is the minimum surveillance required for healthcare settings; tracking of community-onset, healthcare facility-associated CDAD should be performed only in conjunction with tracking of healthcare facility-onset, healthcare facility-associated CDAD. Community-associated CDAD was defined by symptom onset more than 12 weeks after the last discharge from a healthcare facility. Rates of both healthcare facility-onset, healthcare facility-associated CDAD and community-onset, healthcare facility-associated CDAD should be expressed as case patients per 10,000 patient-days; rates of community-associated CDAD should be expressed as case patients per 100,000 person-years.


The latest USB Microscope from Veho. Now with more powerful 400x magnification, 2 Mega Pixel Cmos lens (interpolated) and alloy flexi-stand and measurement software.
Following on from the hugely successful and pioneering Veho VMS-001 and VMS-004 USB microscopes, the VMS-005-LCD from Veho adds a whole new dimension of functionality to open up even more use cases.


From the point of view of the body, I am Your servant. From the point of view of the mind, I am a part of You. From the point of view of the Self, truly, I am You.
What Spiritual Realizations are possible? How does Spiritual Realization relate to ordinary views of human potential? What is the ultimate Spiritual Realization? Is there such a thing? And if the ultimate Spiritual Realization is our aim, it is very good to know the final destination before setting out, both in order to choose a vessel capable of getting us there, and to avoid sidetracks (leading to lesser Realizations) that prolong the journey, even indefinitely.
And so, by way of comparison, we will first sample some conventional views of human potential and destiny, and then lay out the Ultimate Destiny that is possible for us.
Common views on human potential and destiny — The common views on human potential include the materialistic view of self-fulfillment, and the religious views of heaven.
The Perfect Realization and the Ultimate Human Potential and Destiny: the Perfect Happiness of "There Is Only God" — The common views on human potential sell us far short of our true potential of Eternal and Perfect Happiness.
Unlike a mere experience, a Spiritual Realization of any degree involves a fundamental and permanent shift in one's sense of reality — All of us may have great experiences, even truly Spiritual ones, now and then. But a Spiritual Realization is not just a passing experience. It is a permanent change in one's sense and awareness of reality.
God-Realization – our ultimate human potential – involves a series of permanent shifts in identity until the Ultimate Divine Identity is Realized — Shift in one's sense of reality goes hand in hand with shift in identity. If I am just the material body, then I only have access to my physical senses, and all I am aware of (through those senses) is physical reality. But if I am not merely body but spirit, then I have access to the spiritual (or "subtle") senses of the spirit that make me aware of spiritual reality.
Realization also involves a deepening in self-understanding and self-transcendence — Shift in identity goes hand in hand with greater self-understanding, since it is the unconscious activity of self-contraction that is keeping one locked into one's currently limited identity. One's identity, one's sense of "self", will never change unless one understands how one is artificially (and unnecessarily) creating the sense of self through the activity of self-contraction.
Realization involves discriminating, in feeling, between "God" and (the activity of) "self" — We could never discover the activity of self-contraction (that creates our limited sense of self) without the contrasting Presence of the Divine Self. It is only by way of that contrast, between Bright and dark, between the Limitless and the limited, between the Happy and the un-Happy, that we discover, first, the incredible limit that "self" represents on the scale of our ultimate potential; second, the capacity to feel to, through, and beyond the "self" sensations to God; and third, the nature of self as activity that can be transcended.


text:
using System;
using System.Collections.Generic;
using System.Linq;
using System.Text;

namespace VisualLocalizer.Library.AspX {

    /// <summary>
    /// Interface used to inform its implementation about parsed elements.
    /// </summary>
    public interface IAspxHandler {
        /// <summary>
        /// Should return true, when parsing should be stopped. Currently processed block/element is first finished,
        /// after that parser exits.
        /// </summary>
        bool StopRequested { get; }

        /// <summary>
        /// Called after code block <% %>
        /// </summary>
        void OnCodeBlock(CodeBlockContext context);

        /// <summary>
        /// Called after page directive <%@ %>
        /// </summary>
        void OnPageDirective(DirectiveContext context);

        /// <summary>
        /// Called after output element <%= %>, <%$ %> or <%: %>
        /// </summary>
        void OnOutputElement(OutputElementContext context);

        /// <summary>
        /// Called after beginnnig tag is read
        /// </summary>
        void OnElementBegin(ElementContext context);

        /// <summary>
        /// Called after end tag is read
        /// </summary>
        void OnElementEnd(EndElementContext context);

        /// <summary>
        /// Called after plain text (between elements) is read
        /// </summary>
        void OnPlainText(PlainTextContext context);
    }
}

redpajama_set_name: RedPajamaGithub


text:
How Creators of the First Birth Control Pill Lied to Patients About Testing
"It's one of the great bluffs in scientific history."
Liz Klimas
"They absolutely could've been imprisoned for some of the work they were doing," Jonathan Eig, the author of a new book, told NRP about the early history of the birth control pill and the people who created it.
Photo credit: Shutterstock
Eig's book "The Birth of the Pill: How Four Crusaders Reinvented Sex and Launched a Revolution" details, in part, how the creators of the pill lied to patients and the public.
"We know it simply as 'the pill,' yet its genesis was anything but simple," the book's description on its publisher's website reads.
The main players in the book are feminist Margaret Sanger, the wealthy Katharine McCormick, the axed Harvard scientist Gregory Pincus and Catholic gynecologist John Rock.
According to NPR's interview with Eig, Pincus and Rock conducted tests on women without their knowledge:
There's a lot of lying in this process of creating the first oral contraceptive. That's what they have to do. You can really have a wonderful ethical discussion and debate about whether it was worth it, whether they were doing things that were beyond the bounds. The laws and the ethics of science were very different in the 1950s than they are today — you didn't have to give informed consent, you didn't have to have anybody sign forms giving away their rights, telling them about what these experiments are for. So in a way, we do have women being treated like lab animals so that we may find a form of birth control that frees them. There's a great irony there.
After testing the hormones that would allow for contraception on about 60 women for six months to a year, Eig told NPR Pincus took his research to a conference where it was picked up by the media and the rest is history.
"It's one of the great bluffs in scientific history," Eig said.
Pincus went forward with the information against his partner's wishes and knowing full well that the drug hadn't been tested enough.
"But Pincus does it anyway. He realizes that they've got some momentum and they need to keep it going, this whole thing could fall apart if too much opposition is raised," Eig continued to NPR.
Then, when it came to getting the birth control pill approved by the Food and Drug Administration in 1960, Eig said it came with another lie. Instead of marketing the pill as a contraceptive, Pincus and G.D. Searle, the pharmaceutical company that would manufacture it, said it was for "menstrual disorders."
"Almost any woman can go into her doctor and say, 'I've got an irregular cycle. I'd like to have this new pill.' And that's exactly what happens," Eig told NPR. "The pill has a label on it that says, 'Warning: This pill will likely prevent pregnancy.' And it's the greatest advertisement they could ever have — because this is what women want."
Listen to Eig's interview on NPR.


This page outlines the evidence showing behavioural changes in a business or increased investments – whether as a result of a market development programme or partnership facility such as challenge funds – leads to the creation of new firms. There is little academic evidence on this link, but several programme reviews and evaluations.
Donor programmes often share the use grants and technical assistance to encourage a firms to change their behaviour – by adapting their business model to be more inclusive, or expanding into new markets. Once this has happened, other firms may start up as a result – for example to copy the business model pioneered by a donor partner business, to supply goods and services to the business, or to distribute its products.
In 2007, Vodafone received a matching grant from DFID's Business Linkages Challenge Fund to facilitate the introduction of mobile banking in Kenya. 'M-PESA' mobile banking not only improved access to credit for thousands, but also contributed to the creation of many new enterprises. According to USAID (2009), as of March 2009 there were 7,000 M-PESA agents who buy and sell phone credit (which serves as a virtual currency for banking). However some may have been operating firms prior to the introduction of M-PESA, and then diversified their activities.
M-PESA has now been extended to Tanzania, Egypt, Lesotho and Mozambique and as of the end of 2013 there were 79,000 M-PESA agents who buy and sell phone credit (which serves as a virtual currency for banking). Again, some of thesevmay have been operating firms prior to the introduction of M-PESA, and then diversified their activities.
Coffee International (2012) monitored 21 projects in seven countries in the Pacific and South-East Asia, and found that, since 2009, four projects have seen 38 new suppliers enter the market. Three projects have seen four competitors start up in the market, with the link to the ECF projects clear in two cases. One example is WING, a provider of mobile phone payment services that enables customers to transfer, store and cash-out their money using a mobile phone. An ECF matching grant funded 25% of the cost of extending affordable payment services to rural Cambodians. By the end of March 2011, two years after the grant was awarded, WING had reached more than 200,000 customers and at least two mobile payment competitors had entered the market.


E.U.'s Highest Court: U.S.-E.U. Safe Harbor Data Transfer Scheme "Invalid" – Now What?
The European Court of Justice (ECJ) ruled on Tuesday that the "Safe Harbor" data transfer regulatory framework, which had enabled the otherwise prohibited transmission of European Union residents' personal information to the U.S., is invalid. The program enabled those who collect data in the European Union to transmit the data to the United States notwithstanding the E.U. determination that the U.S. lacks "adequate" privacy laws. Companies who have relied upon or who were planning to rely upon the Safe Harbor scheme should assess the alternatives that are available and adjust their practices accordingly.
The U.S. has enacted laws to protect individuals' private information in a patchwork, piecemeal manner, with certain federal laws imposing privacy requirements on a sectoral basis in fields such as finance and health care. This approach has left yawning gaps. Much lip service has been paid to the need for a broader and more consistent U.S. legislative approach, but no lawmaking effort has made real progress. In contrast, the E.U. in 1995 enacted a comprehensive regulatory scheme that set a minimum baseline in terms of stringency of privacy protections across all twenty-eight E.U. member states and across all business sectors.
What Was the "Safe Harbor" Program?
For fifteen years the Safe Harbor program, which had been administered by the U.S. Department of Commerce and enforced by the Federal Trade Commission (FTC), enabled E.U. data sharing with the U.S. by allowing U.S. businesses to self-certify that they had taken certain steps to protect the data in a manner that adheres to E.U. data protection principles. This required paying fees and making an initial certification filing attesting to compliance steps (and then annual re-certification filings).
What Alternatives Are There to the Safe Harbor Mechanism?
each E.U. resident about whom data is transmitted has explicitly and freely consented to the transfer of their data; such consent can be revoked and might not be deemed "freely given" if the data subject is an employee.
The Safe Harbor program entailed modest cost and effort and was viewed as the best alternative, especially for small to medium-sized U.S. companies, as compared with these other approaches. More than 4,000 organizations participated.
Why Was the Safe Harbor Program Ruled Invalid?
Those concerns were not the focus of the ECJ's decision, however. More central to the ECJ's decision are concerns that data about E.U. residents is subject to U.S. government surveillance when transmitted to the U.S. The reasoning expressed in the decision reflects a value judgment about the degree to which U.S. authorities need to spy on communication to protect its security interests. The ECJ decided that the U.S. intelligence activities accessed and used personally identifiable data communicated into the U.S. from abroad "in a way incompatible, in particular, with the purposes for which it was transferred, beyond what was strictly necessary and proportionate to the protection of national security." The ECJ concluded that the Safe Harbor framework "enables interference, by United States public authorities, with the fundamental rights of persons." Inherent in the ECJ's reasoning is an assumption that many in the U.S. would challenge — namely, that security concerns advanced by surveillance do not rival or outweigh information privacy rights.
This highlights an important cultural difference in the way privacy is viewed in the E.U. as opposed to the U.S. — a tension that will remain and perhaps will be magnified when U.S. companies are forced to decide between complying with U.S. government data disclosure demands and E.U. data protection law.
The ECJ had the opportunity to render this tumultuous decision as a result of a challenge lodged with the Irish data protection authority (each E.U. member state has its own privacy agency) by an Austrian named Maximillian Schrems concerning Facebook's privacy practices and the exposure of his personal information to U.S. security surveillance. Facebook's sending Schrems' information to the U.S. was enabled by its participation in the E.U.-U.S. Safe Harbor program.
What Now for Safe Harbor Participants?
The ECJ's decision is effective immediately, meaning that E.U.-based business partners or branch offices that have been sending personal information to the U.S. about E.U. individuals, including employees, under the Safe Harbor program and who do not have any other E.U.-approved basis for doing so are in violation of E.U. law. The author speculates that E.U. enforcement authorities will allow some time for organizations to adjust to this significant regulatory change before cracking down. Nevertheless, companies who have relied upon or who were planning to rely upon the Safe Harbor scheme need to quickly assess the alternatives described above.
This development is not good news for many U.S. companies doing business in Europe. Organizations can minimize the legal risks and business disruptions, however, by stepping back and carefully considering how, where and why information about E.U. residents is collected and stored. Is it possible to implement a practical work-around, such as keeping the information stored locally on computer servers in Europe? Perhaps in reviewing their practices and asking probing questions U.S. organizations impacted by the demise of the Safe Harbor program will find opportunities not only to make use of collected consumer and employee data lawfully, but to better manage data protection liabilities such as data breach risk.


text:
Celebrando a Vitória é o terceiro álbum ao vivo do Koinonya, lançado em 1997.

Com produção musical de Willen Soares, foi gravado ao vivo na Comunidade Evangélica Sara Nossa Terra, localizada na cidade de Brasília. A obra traz Márcio Pereira como o principal vocalista na maioria das músicas. Como backings, participam o líder Bené Gomes, Ludmila Ferber, Geraldo Alcântara, Nalma Daier e Silvério Peres.

Uma versão em vídeo foi gravada para o álbum meses depois e lançada em VHS. O título também é Celebrando a Vitória e foi gravado em abril de 1997 na Sala Villa Lobos do Teatro Nacional de Brasília. A lista de faixas, neste formato, também se diferencia da gravação em CD. As sete primeiras faixas do álbum são inéditas. Em seguida, a banda regrava alguns de seus maiores sucessos, na comemoração de dez anos de carreira.

Faixas

"Graças a Deus"
"Cantai ao Senhor
"Tua Senhor é a Glória"
"Louvai ao Senhor"
"Dá-me Oh! Deus"
"Para Adorar"
"Sim Eu Creio"
"Mais Forte que a Morte"
"A Minh'alma Engrandece ao Senhor"
"O Senhor Prevaleceu"
"Nome Poderoso"
"Em Tuas Fontes"
"Creio em Deus"

Álbuns ao vivo de 1997
Álbuns de Koinonya

redpajama_set_name: RedPajamaWikipedia


text:
Yesterday was Sam's 30th birthday!!
It's hard to believe.
We had a great celebration with his family--
cilantro-lime chicken quesadillas,
chips & pico de gallo,
Brazilian lemonade,
fruit salad,
and ice cream cake
were followed by presents and an FHE together on Memorial Day.
We enjoyed a few more celebratory activities yesterday evening.
Sam was excited about the new bike I scored for him at a used bike sale earlier this month!
Talmage is getting pretty fast on his (fast enough that I don't tip over while pulling Wesley & Lincoln in the trailer), so we're looking forward to many family bike rides together.
I had a 30 mile bike ride planned to celebrate his 30 years, but it's been postponed as his work is really crazy right now!
In honor of 30 awesome years,
I thought I'd share 30 random facts about him.
I tried NOT to gush too much, because he really doesn't like me to brag about him
(and I suppose it can get annoying to others)
so these are mostly neutral facts
and I saved the major gushing for my own personal birthday tribute to him.
1-His first words were "thank you," which is quite fitting if you know him at all!
2-He is really frugal. Both of us are penny pinchers which has worked out well in connection with graduate school! I finally got him an electric weed whacker for his birthday, because he has been trimming the edges of the grass with scissors in order to save money.
3-He loves big trees. We hope to live in a house someday surrounded with big trees, and the lack of trees in new housing developments makes him not want to live in them.
4-He was in the Gifted & Talented program in Junior High but wasn't doing so well...when his teachers were going to drop him from the program, his dad decided he needed more of a challenge so he enrolled him in COLLEGE classes at age 14, where he received straight A's. He completed his Associate's Degree in Computer Engineering in conjunction with his high school graduation and didn't attend high school at all his senior year.
5-He loves studying efficiency, time management, and innovation. He devours books on these subjects for fun.
6-Along those same lines, he is pretty serious about managing his own time! He used to try to shower each day in 100 seconds and would count the entire time he was showering. He never wants any time to go to waste.
7-One of his favorite foods is RAW onions.
8-He made his own mission scrapbook. As a result, when his bio was read at our college commencement exercises (because he was saying the prayer in the program), they stated that scrapbooking was one of his hobbies.
9-He is asked regularly if he is related to Tom Brady, the NFL football player.
10-He says hysterically funny scientific things in his sleep. Just the other night I got home after he had gone to bed and when I walked in the room he groggily gave me a huge hug and said, "I just...I just...I just got the best whole...the best tubes...I picked the best pipette tips EVER! What I'm trying to say is, you're the best wife in the whole world!" (Pipette tips are something he uses in his experiments.) When I related the exchange to him the next morning, he begged me to have mercy on his sleep talking. I told him that I could think of a lot of ways it would be great to be like pipette tips!
11-He is really good at "picking up" skills. He became conversant in Spanish just because he taught English classes to Spanish-speakers for a while on his mission.
12-He also somehow learned to play the piano without ever having a lesson to the point that he can play hymns if he practices.
13-He also plays the electric guitar, the acoustic guitar, and the drums.
14-He loves rainy weather. It has rained every day for the past two weeks here and he has loved every minute of it. The sunshine is supposed to return this weekend and he lamented today, "Well, we'll just enjoy the rain while it lasts..." Even after two weeks straight, he's still loving the rain!
15-The worst job he ever had was when he had to dress up in a huge, furry gorilla suit (imagine a 6'4" gorilla!) and deliver packages to people on behalf of some company (he was working for a temp agency after his mission). He wasn't supposed to say a word the whole time, but he started breaking that rule when one terrified woman asked him if the box contained a bomb!
16-He is a really good artist.
17-His favorite movie is Ben-Hur.
18-He is almost always hot...really hot. Heat radiates off of him to the point that I instantly feel it when he sits next to me. It makes working in a lab coat in a hot cell-culture room pretty miserable for him and he keeps a fan at work and one next to the table so he can have cold air blowing on him while he works and while he eats.
19-I guess it's because of that fact that his favorite season is winter.
20-He went to El Salvador for a couple of months right after we started dating. He got to teach classes on square foot gardening among many other activities while he was there. Someday, when we buy a house, I hope to put those skills to use in a giant garden!
21-He is crazy good with names. He almost never forgets a name and a face. Once when we were dating, we went to my roommate's mission farewell dinner and he was introduced to someone there and exchanged a sentence or two with him. Weeks later, we were hiking in the mountains and as we passed another hiker Sam called him by name and stopped to say hello. In response to the hiker's confusion, Sam re-introduced himself and told him that we had met at that dinner. I was stunned that he could even remember him in a completely different context!
22-He used that crazy memory of his to memorize what every chapter in the Book of Mormon is about after his mission.
23-He eats cereal and oatmeal with peanut butter. I think his mom taught him about this combination.
24-He makes (sometimes rash) promises when he wants to reach a goal. If I'm around when he's promising, I tend to shout, "WAIT!!!" and add in caveats I think he should consider. At the beginning of this year, he promised that he would exercise every weekday of the entire year! I wasn't around to insert caveats, so that means that even when he's been really sick or when he left for work at 4:30 am and returned home at 11:30 pm, he still sticks to his promise.
25-A year or two ago he started telling the boys outrageous stories about a fictional man named Jillyhooboo and his family. The boys adore these stories and beg for them almost every time Sam's home.
26-He is disarmingly funny. Many people don't see that side of him, but when he says something funny it's ridiculously witty and clever. (Lucky me, I get to see it all the time.) At his PhD defense celebration, this was a trait pointed out by a fellow lab member as well.
27-Basketball was a huge part of his life when he was young, and he wanted to play for the NBA as a pre-teen.
28-He loves documentaries and books about history.
29-He is the hardest worker I know. In our 6 1/2 years of marriage, I can't think of a single time he's done something purely for self-satisfaction. Even when he is having fun, it is to serve another purpose (like taking me on a date or bonding with our kids). Some might say that is an unhealthy trait, but I have to admire his work ethic.
30-When he was a baby, random people in the store would give his mom money because they thought he was so cute!
He's my absolute best friend, and I loved the chance to celebrate the big 3-0 with him!!
Posted by Kaitlyn at 2:08 PM
cindyrella1905@gmail.com May 28, 2015 at 8:23 AM
I LOVED reading all of this about Sam. Although I am not surprised, because, no matter how humble he is, and he is very humble, his brilliance, compassion, and little boy charm shines through. How awesome it must be to have him for your companion, and for the boys to have him as their father. I see so much of Sam in Talmage. I predict that he will grow up to be just like his dad. Thank you for sharing all of this, Kaitlyn.
I'm Kaitlyn. In a world so focused on the bad, there is so much good to be found. This blog documents my quest to find the joy in the plain and simple things that surround me. I recognize that all of my joy is a result of my faith in Jesus Christ.
"Smile, Wes!"
Happy Toddler Days
Don't Expect Them NOT to Change
What We Thought We Wanted


An ultra-affordable ultralight solo tent.
Usually you have to pay more to carry less. But this sub-two-pound tent is almost $100 cheaper than some competitors, and still delivers top-notch performance. "Livability is excellent, setup is simple, and it stood strong in 40-mph gusts above Winter Park, Colorado," reports our thru-hiking tester, who carried this three-season shelter for 2,650 miles along the Continental Divide Trail.
Tarptent achieves the weight-to-cost ratio the old-fashioned way: low overhead. The company is a small operation that focuses on direct-to-consumer sales (with a few exceptions, Tarptent products aren't available at retail stores). Setup is not ultralight fussy: A single pole arches over the midsection, and built-in carbon-fiber struts support the ends; two stakes complete the pitch (an optional crossing pole makes the tent freestanding, but compromises tautness by tugging the walls out of the smooth, curved shape).
While camped at treeline during fierce weather, our tester appreciated the 6.6-square-foot vestibule, which gave him space to shed soaked clothing before entering the tent. Headroom is above average (40 inches at the peak) and the 84-inch-long floor accommodates six-footers. And over four straight months, the 30-denier ripstop nylon held up to abrasive rock slabs and pine needles. Gripe: The two ceiling vents collapse shut during storms, making the interior muggy in prolonged wet weather. Still, testers deemed the minor condensation a fair tradeoff for this affordable ultralight. $215; 1 lb. 13 oz.
Four season. Revised to lower fly edge, optimize pitch, and increase venting options. Sets up fly-first with clip in/out interior. Use for moderate 4-season conditions with included stakes or set up free-standing and heavy snow capable with optional 12-ounce crossing pole set. Optional all-mesh interior available. Made in USA.


Please update your Microsoft's Internet explorer browser to IE11.
It is recommended to use Safari or Chrome.
A native of Shanghai, Chaoqiu comes from an affluent family well established in jadeite trading and art collecting. Her family's deep-rooted passion in the field helped her have access to fine gemstones at a very young after working with prestigious names such as Rappaport Diamonds, Chaoqiu founded QIU Fine Jewelry, her own design studio focusing on timeless design and precious quality, in 2014, shortly after she achieved her diploma from GIA, Chaoqiu transformed her deep appreciation of art, fashion, and nature to her artistic creations and fine jewelry. Chaoqiu strives to work with one-of-kind gemstones to create bespoke and timeless jewelry pieces.
Chaoqiu's philosophy has always been to present her clients with unique jewelry, containing a wealth of details and textures, worthy of the most exquisite precious stones. Since 2014, Chaoqiu's remarkable design work enabled her to be widely recognized by some of the most influential jewelry and design media houses in the world such as Bazaar Jewelry China and Architectural Digest China. She was subsequently invited to speak at International Channel Shanghai "Madz Collection" about traditional jadeite craftsmanship and contemporary design. In 2016, her highly recognized jewelry sketches were included in a show themed "Drawing Hands"at the Magda Danysz Gallery in Shanghai. This year she continued to gain worldwide attention by becoming one of the 20 global ambassadors for the renowned fashion website Farfetch.com.


I'm confused about coconut oil.
Posted: Sun Jul 16, 2006 4:55 am Post subject: I'm confused about coconut oil.
its benefits. But now it's time for me to do my reserch.
Posted: Sun Jul 16, 2006 8:30 am Post subject: Re: I'm confused about coconut oil.
with a few others of interest.
Posted: Sun Jul 16, 2006 8:35 am Post subject: Re: I'm confused about coconut oil.
would not harm you, but might cause your pregnancy to be unsuccessful.
Posted: Sun Jul 16, 2006 11:03 am Post subject: Re: I'm confused about coconut oil.
But, in reality coconut oil is NOT a magic health food.
bottom of this blog entry.
We should be eating food, (as nature intended) not oil (isolated fat).
inevitable to the high-disease rates we see in America.
but most of the carbohydrate we do eat should be high in nutrients.
to create atherosclerotic plaque for studying heart disease in animals.
fatty acids in meat, poultry, and dairy fats like milk and cheese.
include medium-chain varieties like caproic, caprylic, and capic acids.
which appears to be most conducive to heart disease.
important to remember that heart disease involves multiple variables.
is clearly not someone you should trust with your health."
Posted: Sun Jul 16, 2006 4:42 pm Post subject: Re: I'm confused about coconut oil.
"heart disease" context, because that is due to oxidized cholesterol.
Posted: Sun Jul 16, 2006 5:26 pm Post subject: Re: I'm confused about coconut oil.
healthiest foods for me to concentrate on for a fat and protein source.
than be a change against my will--which most changes usually are.
any of us eat coconuts in the US?
Posted: Sun Jul 16, 2006 5:52 pm Post subject: Re: I'm confused about coconut oil.
Ooooh, ... So why are you here, Monty?
Promoting your so called website? Just a little spammer at heart, huh?
Give it up, Monty! Admit, that you were spamming your site.
Posted: Sun Jul 16, 2006 6:52 pm Post subject: Re: I'm confused about coconut oil.
"Coconut oil: A cure for thyroid disease?
Is it true that coconut oil can help normalize thyroid function?
have a negative impact on the thyroid.
If you have signs or symptoms of thyroid disease, consult your doctor.
Posted: Sun Jul 16, 2006 9:38 pm Post subject: Re: I'm confused about coconut oil.
Ah! Yes, now I have noticed this comment.
search smn in Google groups, you would find my old posts on this topic.
directly an old post of mine.
anti-thyroid diet that basically developed into hypothyroidism.
industry in the US is not required to use salt that contains iodine.
to a high anti-thyroid diet in certain parts of the world.
about taking L-tyrosine daily for a very long, long, long time.
reason to take larger amounts, unless you are eating a lot of soy.
anti-thyroid diet, then to take extra iodine."