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The Spoilers é um filme mudo do gênero drama produzido nos Estados Unidos, dirigido por Lambert Hillyer e lançado em 1923.

Filmes dos Estados Unidos de 1923
Filmes baseados em obras de Rex Beach
Filmes de drama dos Estados Unidos
Filmes em língua inglesa
Filmes mudos dos Estados Unidos

redpajama_set_name: RedPajamaWikipedia


Clara Gomes is a senior at SWHS who loves the humanities. She aspires to continue writing in the future and she hopes to attend a liberal arts college where she can study journalism, fashion, Spanish, and English. In her free time, Clara loves going on hikes and going sightseeing. Her happy place is in Central Park because she loves both New York City and spending time outdoors. At home, she spends time catching up on her favorite shows and listening to jazz music. Clara enjoys being a part of the journalism team at the high school because she appreciates the platform that she can express herself with and because she intends on going into journalism after high school. She is especially excited about writing opinion and arts/entertainment pieces. The only thing she likes more than music is food.


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board that shows prices, and go for the big-ticket items first.
high for anything far away from home base.
lots of frequent trips until you've powered up enough times.
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Tim: Welcome back to Living with Money. This is Tim Mullooly. On today's episode, I am joined by Ryan Wright. Ryan is an entrepreneur, a real estate investor, and the founder and CEO of Do Hard Money. Ryan, thanks for coming on the podcast.
Ryan: Well, thanks for having me. I'm excited to be here.
Tim: So, let's just start with the basics for the listeners out there. Can you just provide us a little background about yourself, how you got started in your career, and kind of how you got to where you are today?
Ryan: I have a lot to be grateful for. I grew up in a household where financial principles and cash flow and different asset classes were something we talked about at the dinner table. So, I tell people I grew up in the real estate business because I really did. I'm kind of a third generation. My grandpa started fixing, flipping properties on the side while he was a HVAC contractor in southern California. My dad was a chiropractor and knew that passive income was king and started buying rental properties as my grandfather bought rental properties before him, and I grew up fixing properties and seeing investments and that type of stuff since I was a kid. So, I didn't really know any different.
So, I decided to become a real estate agent and did that and was very successful with that. I got into my own rentals and from there, I helped other people fix and flip properties because I was so risk-adverse and scared, and then I started flipping my own, and then we got into the money side where we were lending money from a real estate investor's perspective, not a banker's perspective, which has grown into a large organization today. We're now doing a lot with tools and resources, software and ways we can make it easier for people to get involved in the real estate investing world, either from being the finder and the fix and flipper or from being a funder that's bringing capital and getting higher than typical market returns in doing so. So, that's in a nutshell.
Tim: Nice. So it was kind of just a nice natural progression for you from growing up surrounded by real estate, just kind of getting immersed in that throughout your life?
Ryan: Yeah. It's just kind of like doors open. If you're a hustler and you're out there doing things, then new opportunities present themselves. One of my real estate customers that we're helping liquidate properties for was an investor, and he liquidated a whole bunch of property and said, "Here's several million dollars. I like you. What do you think you could do with it to get a good return?" It was like, "We can lend it," and that took me down a whole other avenue. So, doors open if you're out there doing the right things.
Tim: Right. Do you want to talk a little bit about how Do Hard Money got started and what you do for your clients?
Ryan: Yeah, yeah, absolutely. The story I just alluded to was kind of the beginnings of that. I had an investor that was liquidating properties, so I was a real estate agent and I was helping him sell these properties. And so, he'd have a property, we'd get on the market, we'd get it sold, and then three or four months later he'd bring in another house, say, "Okay, now I want you to sell this one," and we'd get it put on the market and get it sold.
Let's step back. I mean, hard money, some people are like, "Oh, that sounds scary," or, "Sounds loan sharky." The idea with hard money is really just we're lending on the hard asset rather than the soft asset. So, the soft assets are going to be debt to income, how long they've been on their job, how much money they make, those types of things. Those are considered soft assets. For a hard money lender, we just lend on the hard assets. We just say, "What's the property worth? How much under that worth of property can we lend so that our security's in the property, not the person?" So that's really the nut and bolts is we care about the property, not really the individual. We have a few things we care about the individual but they're so few. That's kind of the idea of the hard money.
And so we started doing some lending and we came at it from an investor's angle, not from a banker's angle. Banks don't really understand nor can they actually lend on properties that are in need of work, and that's one thing a lot of people don't understand is, "Why don't you just go down to Chase or Wells Fargo?" I'm not trying to name names, but any of the big banks that are out there, "Just go down there and get a loan." Well, if the property condition doesn't meet a certain document of all the things it has to be done, then you can't. So if it is in need of repairs or if there's wood to earth contact or if the sloping isn't away from the property, or any of those types of things, and the house has to be sold for cash or has to be brought up to the condition you can go to one of the big banks and get a loan.
And that's really why this whole industry exists is there's properties that don't meet a certain condition, they can't be sold with a traditional loan, so either the owner has to fix the property up so they can then sell that and the buyer could get a traditional loan, or they sell it to an investor who's then going to put in the money and they will then sell it to an FHA buyer, someone that's going to go get a loan from the big banks, and that's how it works.
Tim: When you were saying you lend on the hard asset as opposed to the soft asset, is that more just because the houses are sometimes more … If I don't know if reliable is the word, than a human being, but is that the case why you just go after the hard assets and not the soft assets?
Ryan: Yeah. It's a traditional just an equity play, right? Is there enough equity in the property that if we had to take this deal back, we could sell it and make our money and be covered. And if there's enough equity in that, then it makes sense for us to do the deal as long as they're not in the middle of a bankruptcy or foreclosure or have collections, some of those minor things, but regardless of credit scores.
So yeah, so for us, it's just a different way. Banks don't look at things that way. I think obviously, FHA loans that a bank's underwriting is really, really safe because they have so many criteria. Your debt-to-income ratio can't be over that. You have to be on the job for two years. You can't have any blemishes on that. So there's all these criteria so they've made this box and they know if it goes in this box, they're going to have a certain percentage of those. The vast majority of those will succeed.
When you're dealing with investors, the problem is that property doesn't fit any of those boxes, so then what do we do? So rather than looking at those soft assets, we say, "Hey, is there enough equity in here that even if things go bad, we're going to be fine? Great, let's do the loan." So it's an investor way of looking at a deal rather than a banker's way of looking at the deal. The banker wants to have this person that has the perfect job and all the credentials. We don't care.
The funny thing is, a traditional, like an FHA loan is going to lend 95% of the purchase price. I'm going to lend 65% of what the property's worth. They're lending 95% of what the property's worth and I'm lending 70%. So that's the difference, and so they get the soft assets of somebody that's going to repay and do those things and I'm saying … Real important point here that I should've clarified earlier. The loans and things we're doing are not to homeowners, so we're not doing homeowner lending. We're lending to investors and that investor is then going to sell it to somebody who's more than likely going to move into the property or keep it as a rental property.
Tim: Right. For someone who has never before in their life invested in real estate, how should someone go about getting started in that space? What do they need to know before they get started?
Ryan: There's lots of ways to invest in real estate, so that's probably the number one thing. I mean, you can invest in real estate from buying raw land, which I'm not a fan of. You can invest in real estate by buying REITs or buying into funds that are investing in real estate, specifically commercial properties or whatever the case is there. You can then just go buy a rental property. You can buy duplexes. You can buy single family houses. You can buy an apartment complex with multi, a small apartment complex with 4 or 10 or 20 units depending upon what you're looking for.
There's this whole other side to real estate investing that is usually misoverlooked, and that's being the lender. That's kind of where we come in with something. We have two different clients, people that need the money, and so we help them and we structure the deals right, and then we have people that have money and then we match the two of those up and underwrite the deal and service the loan.
There's this whole element of what's called hard money or private money lending where you're able to lend the money. You don't have to deal with the repairs or the maintenance or those things, and then when the property pays off, you get paid back. So there's lots of ways to do that. I think it really just depends.
Tim, there's really not a one size fits all, like you guys do. You sit down and talk to everybody individually about their financial plan and goals and what they want to accomplish, and depending upon your age, depending upon your goals, depending upon your net worth, depending upon how much cash you have, those things, you come up with a plan. So it just depends on where you're at. I would say it makes a lot of sense. Rentals make a lot of sense. They have lower returns, but they make a lot of sense, and short-term lending like we do makes a lot of sense because you're getting a really good return on your money, but you are having to find a new loan every six months or every year to replace the one that just got paid off. So, you've got to balance that as well.
Tim: Right. So just the first step of understanding all the different ways that you can invest in real estate and determining which one is correct for your individual needs and wants and what you want to get out of it.
Ryan: And there's active and passive investments. I mean, you could go buy rental properties with what's called a turnkey company. A turnkey company finds properties, fixes them up, sells them to an investor, and they manage the renters, so they have a management company and they just cut you a check every single month. So with those deals, sometimes you can leverage. Sometimes you can get a loan, put some money down, and own that property, and sometimes you just want to pay cash for that, so there's that aspect that you can look at.
And then you can do loans similar to what we do on your own, as long as you know the right things to do so you don't lose money, or you can find a company like us that can help you or you can put your money into a fund that does things like we do where you're in a whole bunch of deals but you have less control.
You don't get to say yes or no on specific deals. So, I'm always a fan of having a little bit more control or watch over your money. It just depends on how active or passive you're looking for, as well.
Tim: Right, definitely. So I've read that you've said flipping houses is simple but not easy, which sounds kind of too similar words there, but do you want to explain what you mean by that phrase?
Tim: Simple and easy are usually the same thing, right?
Ryan: No, they're not. I think the big thing with this is if you're wanting to buy a piece of property, fix it up, and resell it, it seems really, really simple, right? So the idea is, I go out there and find a property. Okay. Once I find the property, I fix it up. Okay. Once I fix it up, I sell it. Okay, three simple steps. Done. Simple. Right?
And then after that, you've got to know, hey, I got to make sure I value the property correctly, and how do I learn how to value properties? What will this be worth? I got to learn how to know what construction to do the property and what not to do. I got to learn how to hire those right contractors and hold them accountable and make sure they don't go over budget, and then I got to make sure I resell that property. There are hundreds of steps in between each one of those three simple steps.
One other thing is all of the TV shows out there have glamorized house flipping. I mean, it's everywhere. I start eating something and they found the house by the time I take my first bite. By the time I finished eating my main course, the house is already remodeled and by the time I'm having mint chocolate chip ice cream for dessert, they've got a $50000 check in their hands and it's all over and it took 17 minutes and 32 seconds. So I think that's where this whole simple thing kind of comes in is like, "Man, it's so simple," but it's not easy. It's those little steps in between that make the difference of having wild success and not doing well or even failing. It's those little steps.
Tim: As you were saying that, I was picturing kind of an HGTV type show in terms of picking a house, fixing it up, flipping it. To your point, if it was that easy, everybody would be doing it, right?
Ryan: Yeah, absolutely. I mean, the real show in this, the show is not in the show, right? The real show, you could do documentaries about finding the good deal, right? You could follow a guy around and be like, "We're going to go find a good deal." Oh man, you're talking weeks, months before that could happen if they were actively doing things. And it doesn't need to be a full-time thing. It just takes a lot of effort, takes a good plan. It takes a lot of effort. It takes having some software and some tools in place. You could drive by a great deal and not even know it was a good deal because you missed it because you didn't know what to look for.
You didn't know what you didn't know. So, those are some of the big things, and don't get me wrong, we all love the TV shows. They're a blast to watch. They're great.
Ryan: But it does make it seem really easy, and it's simple, but it's not easy.
Tim: Now I understand what you mean by that phrase. So speaking of having a good plan, in terms of a person's overall plan or portfolio of assets, do you think that everybody has room for at least a portion of that to be involved in real estate?
Ryan: Yeah. I mean, I do, definitely, but I'm a real estate guy. I've done stocks. I've done different types of things, but I'm a real estate guy. I'm a tangible guy. I like the asset. I like to be able to know it's bricks and sticks, and yes, I think so.
The nice thing now with the money lending, these types of things like we're doing, you can have the best of both worlds. I call it real lock investing. You can have the real property, but you can have the benefits of real estate and the benefits of stock kind of combined. You own the paper. You don't own the real estate, but it's backed by the real estate so you can have both. So I believe it is.
The issue really is there isn't any more land in America. There is what there is. And so we're always going to have these ups and downs with the real estate market, but overall, the trend line is just heading in one direction. When it comes down to problems in economies, when the worst things happen, people need places to live. That's just kind of a basic necessity.
Now, that's not to say we didn't have deals that went bad. It doesn't mean to say we didn't foreclose. It doesn't mean to say we lost money on deals, but if you took that all together as a whole on their individual portfolios, it's like, hey, this worked out really well compared to everything else that was out there, and that actually helped us on a trajectory as we went through that crisis, not that it was the funnest thing to do nor would I want to go through it again. I don't think we will go through something like that again. So many things have changed, but it really helped us know what to do.
So to answer the question, yes, I think not putting some type of a real estate into your portfolio on some level, you're probably doing yourself a disservice.
Tim: Right. So, would you say that in a sense diversifying away from stocks, bonds with a portion in real estate and also that tangible asset that you were talking about, would you say that those are some of the main benefits of having a portion of your assets in real estate, and what would you say are some of the other benefits of having real estate in your portfolio?
Ryan: Yeah, I think the security and control, I think the nice thing with the tangible asset or the real estate is there's a higher degree of control. I don't have a lot of control what the CEO of Apple does or the CEO of Amazon does. I have a lot of control over what happens on my single family rental house, right? I can spend more money on it and finish the basement and rent it for more money. I can do capital improvements, increase the rent. I can not do capital improvements and rent it the way that it is. I just have more control over that.
If you don't want to be in the management business, you can hire a manager or you can get into the lending side of that where you have more control over, "Yes, I want to do this," or, "No, I don't want to do this." So those are some of the big things that I think controls visibility and having a tangible asset rather than just paper.
At the end of the day with the stock market, there's not a lot you can do to change the outcome of the stocks or bonds that you own going up or going down. You could go shop on Amazon like crazy but I don't think that's going to help.
Tim: Nope, not too much, yeah. You started out as a real estate agent and got involved in real estate investing and lending. Do you think that other real estate agents should also become investors themselves? If so, why would you say that that would be a good idea for them?
Ryan: 100%. I think it's really become your own best customer, real estate agents, if you're listening to me, and same with general contractors. I mean, that's kind of my grandpa's story, right? It's like become your own best customer. It's so great.
I mean, the example from my grandfather, it's like hey, doing HVAC work, have some guys, they have downtime, he buys a house. When they have downtime, he puts them to work on that. He's already paying the payroll anyway. He gets the benefit out of that, and then he's able to sell the property. He's able to save on services and costs and all that type of stuff, so it's like become your own best customer.
That's really where financial freedom happens is developing and understanding what you need and working backwards from that plan and saying, "Okay, I want this percentage on this and this percentage on this and this percentage on this," and then working towards getting there. And surprisingly, whether it's with the things we do or the things that you guys do, if you sit down and put a plan together, you can typically get there a lot faster than you thought you could without having a plan.
Tim: 100% agree with that. So you're kind of just playing on your strengths there for a real estate agent. You're already helping other people look for places to live and you might as well use your strengths in that field to also help yourself a little bit, too.
Tim: So, over the span of your career, you've probably dealt with hundreds if not thousands of mortgages and properties. In your experience, what would be one or a few common reasons that a property might not be approved for a more traditional mortgage?
Ryan: So there's lots of things. So if they're getting an FHA loan, which is most loans that people are getting to live in the property, the appraiser's going to go through the property and there's several things.
Number one, they need to make sure that the roof is going to last at least five years from a visible inspection from the ground. If there's any signs of anything where the roof won't last five years, it cannot get an FHA loan.
The termite inspection has to be done. If there's any termites, even if the damage can be fixed for a few thousand dollars, it cannot get a traditional loan.
If there's what's called wood to earth contact, meaning any of the wood from the side of the housing is touching dirt, it cannot get an FHA loan.
If there's sloping towards the house rather than away from the house, it cannot get an FHA loan.
If there's any concerns with the HVAC system, if it looks old or it looks like it might not be able to use from a visual inspection, if it looks rusted out, cannot get an FHA loan.
There's pages. I downloaded this just the other day. There's like 12 or 15 pages line by line that goes through where they have to say, "Okay, that's good, that's good, that's good." Now, this isn't a home inspection. This is going to be the appraiser that's doing a visual inspection that has to check the box saying, "It looks good to me. It looks good to me," and so that is required. So those are some of the big things that you're running into.
Tim: Right. So you were talking before about how hard it is to find good deals in terms of finding properties to flip, stuff like that. It's not as easy as it looks on the TV shows, but what in your opinion makes a property a good candidate for flipping?
Ryan: Yeah, great, great question. First and foremost, you're going to have the most success in going after properties that are FHA or less loan amount. So, you can just Google, "What's the FHA loan amount for," wherever, Cincinnati, Ohio, and it'll tell you, "Hey, FHA loan amount is $321 and 13 cents," whatever it is. That basically means that FHA will not loan more than that, and that's really big because most of the buyers are going to be under that amount.
The second thing you want to be doing is saying, "What is the median price range of this area?" You can Google that as well and find it in a lot of sources. "Okay, so FHA's 321, but the median price range is 250. Great. I want to be 250 or under on my price." So that puts a max price you should be looking after.
In the same regards, you don't want to be dealing with the minimums. So, you want to make sure that the property's going to be worth at least $75000 once it's fixed up in most cases, in most marketplaces.
The other thing you can look at is appreciation in the area, demand in the area, days on market. One of our killer software, you can look at all these things with heat maps and know are prices going up, is it taking longer to sell, is there more inventory, less inventory, that can help you decide on areas or zip codes, then you can say, "Okay, that's an area I now want to be investing in." There's enough demand, and then from there you start putting some targets together of people to go after.
Tim: It sounds like there's a lot involved in that process of deciding what's a good property to flip. What would you say is the hardest thing about the entire process of flipping a house for someone?
Ryan: I really have to say two things. The one is, making the commitment to do it, and number two is following through on that commitment. I mean, it's one of these things where it's just like anything new. If you're learning how to snow ski for the first time, you're going to fall and get hurt a couple of times. If you're learning how to ice skate, whatever the case is, it takes time and so lots of people because of this, simple versus easy type thing, a lot of people just think, "Oh man, I ran into a roadblock. I'm going to give up," and that's not the thing to do.
So, I think making the commitment and following through on it, and again, there's two sides to this. There's the, "I want to go flip a house and be an investor," side, and then there's the financial investor side of saying, "I'm just going to put up the capital." So with this, we're really talking about the guy that's going to go out there and find that property, and it's just making the commitment and following through on the commitment and recognizing there's going to be some challenges along the way.
I say it all the time. The best real estate investors are the best problem solvers. It really comes down to, "There's a problem. I can help you solve it. I'm a real estate problem solver." That's really what it comes down to because whoever can solve the most problems is the most successful investor.
It also helps. I mean, some people see things, say, "Oh, they're just taking advantage of a little old lady and taking their house." No, that's not the case at all. I mean, I had a deal recently where it was a guy. His wife had died, and he was in the house and the family, they needed to sell the house because he needed money to go into a home and they didn't have the money because they were short and blah blah blah.
That's a real estate problem solver mentality. They fully know that as a real estate investor, I've got to make money on this deal, and so I'm pretty upfront about that, "Hey, we like to make 10 to 15%. That's really what we're going for, but we have all these other costs. We have the cost of money, the cost of rehab, the cost of agents, the cost of insurance," all these things, and then, "This is basically what we can do. This is what we think it's worth. This is what we can pay you based upon those numbers. If that works for you, let's make something happen." So it's a real estate problem solver mentality.
Tim: And I doubt that there's ever been a real estate property that has never had a single problem, right?
Tim: Right, exactly. So we were talking earlier about the difference between real estate and stocks and bonds and how that all works together in a portfolio for someone. Compared to the stock market, what makes a peer-to-peer real estate loan secure?
Ryan: Yeah, so it's really going to be the asset of the property that's going to make that secure tie. So when we talk peer-to-peer, there's really a couple of different types of peer-to-peer. Peer-to-peer can be many-to-one or it could also be one-to-one type ideas, so there's a lot of peer-to-peer where it's "Hey, everybody throw in 50 bucks and we'll take that 50 bucks and then Billy's got enough money to start his business," or whatever. That is peer-to-peer.
When we're dealing with a real estate type thing, you can get involved in deals where you've got multiple people into a deal. We typically do it where it's one-to-one peer-to-peer, you're putting up the money, this is the guy that's doing the deal, you own 100% of that.
Tim: Yeah, that makes a lot of sense. So I've also read that you said you feel it's better for someone to direct their own 401K. Do you want to explain a little bit that idea for the listeners out there?
Ryan: Yeah. The reason why a self-directed 401K is so popular in my world is because you can take that self-directed money and you can put that money into loans. You could do a loan with that money and get a 12% return, 15% return.
The nice thing about doing the loans is the interest rate that the borrower promises to pay that doesn't always end up that way is pretty defined. So, hey, this loan is at 15% interest. Wonderful. I'm going to get 15% of interest on my money as long as there's not a problem, so that you know what you're getting into, whereas when we're dealing with a stock, you have hopes or projections of those things of what it will do. You don't really know. The nice thing is with that real estate, you know what that rate of return's going to be because it's established upfront and as long as everything goes according to plan, it'll be there.
Now, it doesn't always go according to plan so you make some accommodations. Sometimes if we take a property back, we make more money than we were planning on. Sometimes we take a property back, we make less money. On occasion, you might lose a little bit of money. That's kind of part of the whole game as well, but you've got to look at all of the deals as a portfolio and not just individual every single one.
Tim: Over the span of your career, you've also written a handful of books. One of them was titled The Most Powerful Secrets in Getting Short Sales Approved. Do you want to talk to the listeners a little bit about that book and maybe clue them in to one or two of the secrets that you dove into in the book in terms of getting short sales approved?
Ryan: Yeah, absolutely. So, I wrote this book right after the 2008 financial crisis because really what happened is with all these properties … And just to back up, what is a short sale? A short sale is where the bank decides to take less than what's owed on the property in order to liquidate the property.
So, what they do is they take that and they plug it in and they've got different databases and systems and they decide, "Hey, is it better for us to foreclose or is it better for us to take the offer we currently have?" If they think it's best, then they accept that short sale. They don't own the property. The seller owns the property, but they're in default. The seller accepts it. The bank gives a letter of short sale approval and at the closing table when they get funded, the bank accepts less than what they were supposed to get on the deal.
Now, that doesn't mean that the bank is losing money. They actually might be making money. It may be interest and fees and costs and everything else, and if the bank is losing money in lots of instances, if it's a bigger loss, they have insurance that insures them if they're taking a loss above a certain amount.
So, that's the other thing that happens in this equation is lots of banks are ensured around taking some losses or they take the first portion and somebody else takes the second portion of loss. And so that's why some of these approvals need to happen.
I mean, if you want to talk about some of the secrets on that, it really comes down to putting together a good package and following up aggressively with whoever the service provider is to make sure that they're actually listening to you. It's putting a good plan together of what … One of the most difficult things in getting a short sale approved is making sure that the asset manager understands the condition of the property.
So what we would do is we would get third party agents out there to take pictures and send that in with values. We would also get contractors to go out there to say, "Hey, we think the property's worth this, but it needs all this work to it. Here's a bunch of pictures of the property. Here's contractor bids." So there's three or four secrets that will help in getting a short sale approved.
Tim: Right, exactly. There's a lot of good information there about short sales, because I feel like it's a term that a lot of people have heard but they might not know the exact mechanics of how it works.
Another book that you've written on the topic of short sales was titled Seven Short Sale Myths and How to Overcome Them. Without giving away all seven myths, do you want to talk about maybe one or two of them that you've come across in your career that you put into the book?
Ryan: Yeah, absolutely. Let's be clear. There's this whole idea of short selling stocks. This is not what we're talking about here. Again, this is getting a bank to take less than what's owed on that property. And so I think one of the biggest mistakes that people are making, I alluded to it a little bit earlier, is their communication or the way that they communicate with the asset manager. So, you got to start early.
So one big mistake a lot of people make is they don't start working with a bank until after they have an offer in hand. So, you actually want to start communicating with the bank as soon as you put the property on the market. Finding out who the asset manager is, sometimes that can take weeks of a process or even a month of a process making lines of communication open with him before you actually get an offer so that by the time you get an offer, it connects.
Offers don't wait around, so if a buyer makes an offer on a property, he may be gone a couple weeks later because he gets restless because they're so emotional and excited about, "Oh man, we're going to buy a house, we're going to buy a house. Oh, we haven't heard anything, we haven't heard anything, we haven't heard anything. Well, let's go look at some other houses." By the time you hear back from the bank or the asset manager, they've bought another house, so getting communication early is the number one thing on one of those secrets.
The other thing is putting this package … We talked about putting this package together and making sure you help the bank understand and then communicating and helping to problem solve.
Tim: That's not going to get you anywhere.
Ryan: I mean, it should go without saying, but it's probably one of the secrets to everything in life that people keep disregarding.
Tim: I feel like from what you described, it sounds like it could be a potentially frustrating process, so it should go without saying, but just remaining calm and remaining nice would probably go a long way for some people.
Tim: Yeah. So, I've got one more question for you before we wrap up. I like to ask all the guests before they leave, whether it's personal or professional, what's one piece of advice that you've gotten in your life that's always stuck with you?
Ryan: When I was in high school, I got an award because I ran a little company. I started a little carpet cleaning company and sold that and started doing floor mats. I was a finalist for the Governor's Young Entrepreneur Award for the state of Utah.
So, I got to ask him a question, and just think of the guy that owns a professional NBA team, like, let me ask him a question. What are you going to ask him? So I asked the broadest question, like, "Larry, what's the secrets to success, the biggest secret to success?" It seemed like the question you're kind of asking me, like, "What's the best advice you ever got?" So it's a loaded question.
Tim: It sounds so easy.
It's so much deeper than just arriving. It's making the decision, being there, and then show up on time. Be prompt. Make sure you're there for the calls. Make sure you're getting the education you need, and then show up prepared. If you do those things, you're going to beat out so much of the competition. You're not always going to win the deal. You're not always going to win the contract, whatever you do for a career, living or anything else, but in the end this advice is transferrable to everyone and is a lesson I preach quite heavily.
Tim: Like we were just talking about, just being nice and being prepared and being on time, these are little things that you think would be so easy that everyone would do it, but you're absolutely right. I mean, just doing those small things puts you so far ahead of majority of people out there. It's crazy.
Tim: But then when they actually do show up on time, you're over the moon happy about it.
Tim: It just shows how far a little thing like being prepared or being on time could go for you.
Ryan: Absolutely, and just showing up. That's for most things in life. You're thinking about real estate investing, you got to decide and actually show up and start being a real estate investor.
Tim: Absolutely. Well, Ryan, that was all the questions I had for you today. Thanks so much for coming on the podcast. I really appreciate you taking the time.
Ryan: Absolutely. It's been great to visit with you. I love the questions, and really excited to have the opportunity so thank you, Tim.
Tim: Anytime. So for the listeners out there, we're going to link in the show notes to the two books that we mentioned from Ryan. We'll also link to Do Hard Money's website as well, where you can learn even more about the company and more about Ryan. So thanks for listening to this episode of Living with Money, and we'll catch you on the next one.


I have a game running on Monitor #4 and i can not get the Macro to see it at all.
will macrogoblin work on Multiple monitors?
MG will likely not work with multiple monitors.
I think I remember someone saying some program they used helped MG work in multi-monitor mode. Unfort i cant rem the program or the post. It would probably be a program that turned your monitors into one continuous desktop with the same coordinate system.
At some point I was using multiple monitors. I don't remember all the details.
BUT what I do remember, I needed the monitors in order.
Also I needed to make sure monitor 1 had 0,0 .
I think I had to set the primary monitor to monitor 1 as well.
Sorry so late, but if the window on said monitor can be controlled. You have to first select the window (Choose Window) to bring it to focus, then you should be able to direct commands there. Windows only allow 1 app to have focus at a time, which makes the selection necessary.
If you are doing any pixel functions, you can call your targets by global desktop coordinates(location of the desired pixel on your desktop), or local window coordinates (Relitive to the coordinates within the game's visual area).


text:
Vergelio Store Milan
Vergelio footwear specialist goes to Percassi
by Maria Cristina Pavarini — March 06, 2015
Italian footwear retail company Vergelio Calzature goes to Percassi, Italian retail giant company.
Vergelio Group opened its first Milan store in 1939. It now owns 12 multibrand stores, including prestigious shopping locations such as Via Montenapoleone, Corso Vittorio Emanuele and Corso Buenos Aires. The group includes the insignias Vergelio, Vierre and Marilena and sells luxury footwear brands and top quality own private labels. The founder of the company, Roberto Vergelio, will continue working for the group as a consultant and all of his employees were absorbed by the new owner.
Aim of the operation is to start opening new multibrand stores worldwide and eventually revamp some of the existing locations and convert others as part of other Percassi retail activities. "Milan is considered a fashion capital," explains Roberto D'Anna, financial analyst of Dream Capital Partners, through which the research of the new owner and the acquisition operations were brought ahead. "Since there are not many multibrand chain stores worldwide, Percassi Group aims at opening own new luxury multibrand footwear stores in key international shopping destinations such as, for instance, Dubai, Eastern markets and Eastern Europe under the Vergelio Group insignias."
Founded in 1976 by Antonio Percassi, Percassi Group employs over 5,000 people and focuses on three main business areas: House of Brands, Retail Development and Real Estate. The House of Brands division takes care of its own brands Kiko Milano, Madina and Womo (cosmetics) and Atalanta (Italian soccer team), in partnership with Billionaire Italian Couture apparel brand. The Retail Development area focuses on opening stores for brands such as Gucci, Polo Ralph Lauren, Nike and Ferrari. In the past they developed stores for the Benetton group globally and contributed to the arrival of Inditex Group (Zara, Massimo Dutti, Oysho, Pull and Bear, Bershka, Stradivarius) in Italy, as well as for Swatch, Calvin Klein, Guess, Tommy Hilfiger and Levi's. In the Real Estate segment Percassi develops and promotes significant shopping mall projects in Italy and worldwide.
One of them is the Oriocenter, near Milan's airport of Orio al Serio in Bergamo. Important projects currently underway include the Linate Park project, near Linate Airport, the massive operation to restore the San Pellegrino Terme spa resort to its glorious Art Nouveau past and the construction of the Canyon Forest Village in the United States, a commercial tourism and residential center in the Grand Canyon National Park in Arizona, with an estimated investment of €300 million Euros.
Photo: Guess
Guess revamps '90s nostalgia with Guess Originals x Pleasures Drew Barrymore
Photo: Moncler
Moncler launches Born To Protect line
Photo: Blue Blanket
Blue Blanket: Giving jeans a second life
Photo: Barbara Markert
Louis Vuitton pop-up: selling old (and new) stock in a cool way
Photo: Munich Fabric Start
Fabric Days in Munich are canceled
The BLUER THAN BLUE Issue
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The Origins of Christianity
by Archbishop Chrysostomos of Etna
I am sorry to bother you with this, but our son came home from college with this challenge to our Orthodox view of the Church: His professor told him that there were "many Christianities" at the time of the early church and that the first ecumenical council in Nicea invented Christianity by choosing what books of the Bible agreed with the Emperor and the bishops and rejected what didn't. He said that Constantine was a pagan and that the bishops were imperial officials who followed his whim and who were probably pagans and not believers in Christ. Can you comment a little on this, in a very simple way, for our son?
Most of my education in Church history was at the University of California, where I had the privilege of studying, both as an undergraduate and graduate student, with Jeffrey Burton Russell, the renowned Church historian and scholar. While I may not do credit, as a scholar, to his inimitable teaching skills, he formed in me a critical sense about Church history that has long served me. Let me draw on that sense to say what I think that Professor Russell would have to say to your son (with due apologies, if I am off the mark):
The term "many Christianities" is essentially meaningless from an historical standpoint. It is an historiographical construct with little support.
The Synod of Nicea did not determine the canon of Scripture.
That the historical record is not entirely clear as to the time of the Emperor Constantine's conversion. (Eusebius claims that he was baptized just before his death, though it was not unusual for confessing Christians to put off Baptism, as did St. John Chrysostomos, for example).
The Bishops at the first Oecumenical Synod met to counter a specific Christological heresy (Arianism), and not to invent Christianity. To claim that they were pagans is inane.
It is not offhandedly that I have referred to a scholar of Russell's stature. I wanted to contrast basic historical fact with this "New Age" view of early Christianity that your son's professor put forth. Such a view reflects at the professorial level the same appalling mediocrity in scholarship that we hear about in contemporary education at the student level.*
To offer a traditionalist commentary on what your son was told, the early Church had an established notion of Christianity that was well enough defined, and so consistently shared, that already in the Apostolic Age and in the second century there existed a notion of the Patristic consensus and of orthodox (correct) belief and theology. The existence of beliefs and scripture at odds with the common experience of the majority of Christians was also a matter of concern in Apostolic times and in the very earliest centuries of Christianity. Heresy and deviation from the consensus of that which Christ taught and the Apostles and Fathers preached and preserved were well known things and were defined as heresies and deviations. Indeed, one can argue that such a sensitivity to orthodoxy and cacodoxy can be very clearly found, and in a reasonably developed form, as early as the Epistles of St. Paul
By the time of the First Oecumenical Synod, the self-identity of the Church had been made manifest in practice and writing; orthodoxy of doctrine was clearly the outgrowth of a commonality of Christianity experience; and heresy was obviously easily enough identified for someone like Arios (Arius), who had deviated from the Christian consensus, to be called to repentance before the body of the Church. It would be absurd, in view of the abundance of extant historical evidence and Patristic writings, to argue that "many Christianities" existed at the time of Nicea (325) and that the First Oecumenical Synod put together some contrived Christianity of its own making. This view is artificial and is unworthy of a real scholar, even if, today, such positions are treated seriously.
The Orthodox Church, in its claims to catholicity, sees herself as embodying the Christianity which emerged from the common experience and "genike syneidesis" ("general consciousness") of the Church established by Christ. The Church understands itself to be the continuator of the Church delivered by Christ, the Word, in a complete form and in its fullness. As St. Athanasios the Great describes the Church, it was "from the very beginning" what "the Logos [or Christ] gave, the Apostles preached, and the Fathers preserved." It is on this monolithic truth, the Saint tells us, that "the Church is established."
Church history, then, is not for us something that brought together dispersed elements and defined itself by a process of testing and selection from such elements. It is the living presence of Christ in the Church which He was and which He revealed (in embryonic institutional form, perhaps, but empowered to blossom in a fully natural, organic manner). Church history, in short, is the action of the Holy Spirit in time: Holy Tradition. And the content of history is always the preservation of what was delivered by Christ in perfect form. This is why the Oecumenical Synods were not gatherings that defined Christianity, but were always, as Father Florovsky has pointed out, convened to defend an extant Faith—just as the First Oecumenical Synod gathered, not to define the Church, but to defend the existent revelation of Christ against the sophistry and deviant teachings of Arios' corrupted understanding of Christ.
In order to understand the Orthodox Faith, one has no need of reading secular histories of the Faith; no need of scholastic speculation about matters theological; and no need to compile, in some artificial fashion, a set of doctrines about everything under the sun as it is revealed by Scripture, or by the Fathers, or by some "canonical" standard. Rather, we are called to that "standard of Faith" (kanon tes pisteos) which brings together history, ecclesiology, Christology, soteriology, anthropology, confession, canonical order, and every aspect of the Church in a single experience with Christ, in Whom all Truth is contained; we are called to an ineffable encounter with the transcendent Mystery of God.
This unifying encounter with God, which culminates in our theosis or divinization — our union by Grace with the Energies of God — brings us into intimate communion with the Patristic phronema (or mind), which is the mind of Christ and which is expressed, not in the opinions and perceptions of the Fathers of the Church as such, but in all that which they hold in common by revelation and through the mystical experience of union with Christ. The consensus of the Fathers, their oneness in transformation by Christ, is an expression of the unity of Church history and all Christian experience.
This golden thread of common experience holds together the fabric of Christianity; indeed, the entire mosaic of Christianity, in which every piece helps to form an image of Christian reality in history and beyond time and space, is perfectly revealed in the mystical consensus of the Fathers. In their common experience in Christ, in Whom they dwelt, they found the Truth, which they defended against all deviations from what was handed down to them (paradosis) and what the Apostles spread from the immense richness of their personal experience with the Theanthropos (the God-Man). The Fathers preserved, not a dead artifact, but the core of their spiritual experience of God by communing with the Energies of the Unknowable Essence of God. They preserved what Christian history contains.
Such is an Orthodox understanding of Church history. Aside from the incorrect historical data proffered by your son's professor, such an expansive grasp of Christianity and the experience which is its provenance and the force of its historical expression makes the secular historiography that your son's professor embraces seem rather crude and artless; and it is, I would argue, just that. His professor's notion of Christianity is much like a description of a wonderful food by someone who has never tasted it and has only seen it in artistic representations.
* One popular work that champions your son's professor's views is Raskin's The Evolution of Christs and Christianities (Xlibris: 2006). Raskin teaches philosophy and is a film maker. He brings to his commentaries on Christ and Christianity a penchant for popular writing; however, his historical skills are wanting and his theological background is nil. However, books such as his, lacking any real scholarly worth, enjoy a large following, if simply because scholarship about Christianity today is, as I have noted, so poor and often so naively secular in tone or outlook.
Widely circulated by email. Posted on 8/9/2008.


> more than twice the number of addresses than 32 bits.
I believe the reason for 128 bits vs. 64 had more to do with routing.
space has been too small to route robustly from almost day one.
hierarchy on the 6bone, to both v4 and v6 servers).
onto the end user, like Netscape was for IPv4.


text:
WATCH: 'Up, up and away' - Limerick's Gardens International hosts first meeting
Nick Rabbitts
THE official opening of Limerick's new office space at Gardens International has moved a step closer, after the first ever business meeting was held in the new complex.
The board of Limerick Twenty Thirty DAC held its monthly meeting in a boardroom at the state-of-the-art site in Henry Street.
The company transformed the 80,000 square feet facility from a skeletal structure just two years ago into the front-line office space which is expected to welcome its first tenant in the form of Nordic Aviation Capital next month.
Developed at a cost of €23m, the building blends Limerick's historic 'Hanging Gardens' with a structure that was left half-built at the end of the boom as the project stalled mid-flight in the downturn.
Limerick City and County Council subsequently purchased the property and transferred it over to Limerick Twenty Thirty to make it the first major development project under its remit and the results, just two years later, are now to be seen.
Chief executive David Conway said: "Our monthly board meetings are very important gatherings but today was particularly special as we got to have the very first meeting in the boardroom of the first major development we have undertaken. It was a fitting start as the boardroom brilliantly reflects the wider standard at Gardens. It's equipped with the very best boardroom technology but it's the architecture that will catch people's attention.
"It's got a stunning vaulted red-bricked ceiling dating back to the late 1900s arching over a space brilliantly lit by the natural light coming in through the huge window off Henry Street. We've even got an old 19th-century turret style stairwell off it."
Mr Conway revealed Nordic will embark on its fit-out of the two floors it has taken shortly – moving from a premises opposite the road in Henry Street.
"The main circulation areas are stunning. The board got a tour of the wider building today and there was great excitement as they saw the standard and style that it is finished to, including our roof-top garden, which reflects the building's historic past," the chief executive added.


Starbucks is offering free shipping on Starbucks VIA iced coffee and they are $1 off.
Harry and David is having a sale where you buy three items and get the fourth free.
Red Lobster is having a summer seafood celebration starting at 12.99. Sale ends on July, 12.
Babies R Us has many sales and coupons. Save four dollars when you buy two containers of Similac, Enfamil, or Baby R US brand of baby formula.
Save $5 off on Iams dog food at PetSmart with a pet perks card, in stores only.
PETCO is having an event where everything site wide is 15% off.
Borders Books has sent a 33% off coupon via their email service.
http://www.borders.com to sign up and check out other offers.
FootSmart is offering free shipping with orders of $60 or more.
Birthday Express has free shipping on orders of $25 or more.
Fannie May has a free gift for purchases of $20 or more. It is a one pound colonial assortment box of chocolates.
Toys R Us is offering free shipping on purchases of $45 or more for shipping costs of up to $25.
Ruby Tuesdays is having a buy one get one free sale up to $10.
Save $5 on your Petsmart.com order of $15 or more and check out there bonus days sale.
Get a Big Melt Bacon Burger or a Honey Mustard Chicken Sandwich at Red Robin for $6.99.
FootSmart is offering free shipping for purchases of $60 or more.
Birthday Express is offering free shipping for purchases of $25 or more.
Border's Books has done it again. My favorite discount coupon of 40% off came today via their email service. Again Border's has one of the best discount coupon email sign ups available.
PETCO is having a summer sale with 20% off site wide. The sale ends on Thursday June, 17.
Culver's has a special promotion for a $1 discount off a 3 Pepper Chipotle ButterBurger Value Basket.
When Culver's gives a coupon or promotion it is usually very good like this(or better) and they give you ample time to make it to the restaurant. This coupon arrived from the email sign up service and will expire JULY 25th. Thanks Culver's for doing such a great job with your email service.
Borders Books has a 25% off discount for one item with some exceptions.
FAO Schwarz is offering free shipping for purchases totaling $99 or more and for shipping costs not exceeding $25 in time for Father's Day.
Toys R Us is having a special discount promotion. Buy one and get one 40% off all Xbox 360 and PS3 video games sale runs until June 12th.
Fannie May has a discount of 20% off on one pound box of Pixies.
PETCO is offering free shipping on purchases of $60 or more and 40% off some items.
Babies R Us is having a 20% off Baby Gear items for in store purchases only.
Petsmart is offering $5 off their Pawdicure service.
Fannie May has a free gift with $15 purchase.
Red Robin Gourmet Burgers has two great freebies good June 1st through the 13th- a Free Kid's Meal and Child ID Kit!
They also have an 'Etch A Sketch A Burger' contest. Winners will receive a limited edition 50th Anniversary Etch A Sketch and a $50 gift card.


(latimes) - 2009, when Raul Mondesi was running for mayor of his Dominican Republic hometown of San Cristobal, his appeal to voters appeared to center on his fame as a former Dodgers star.
The story is worth a read, because Mondesi is neither the first nor the last politician to capitalize on fame and fortune with little grasp of complex issues and how to solve them. We can say this much: Mondesi was elected, and his political life did not end well.
On Wednesday, Mondesi was sentenced to eight years in prison and fined 60 million pesos (approximately $1.3 million) for corruption, including the misuse of 300 million pesos in public funds, according to Dominican news reports.
Mondesi also was prohibited from holding public office for 10 years. His six-year term as mayor expired last year; he had been under house arrest since February.
Mondesi, 46, played 13 years in the major leagues, the first seven with the Dodgers. He won the National League rookie of the year award in 1994, an outfielder with the ability to hit for average and power, blessed with speed and an exceptionally strong arm. He was a two-time Gold Glove winner.
He played 1,525 games in the major leagues but never appeared in the World Series. His son, Raul Jr., an infielder with the Kansas City Royals, was the first player to make his major league debut in the World Series.
How much of that did he take for himself.....?


SALEM - Eagle Newspapers Inc., announced the sale today of six of its weekly newspapers to Oregon Publications Corporation.
Terms of the deal were not disclosed. The newspapers involved are the Woodburn Independent, Canby Herald, Newberg Graphic, Wilsonville Spokesman, Molalla Pioneer and Madras Pioneer.
Eagle Newspapers is owned by former U.S. congressman Denny Smith. Oregon Publications Corp., more commonly known as Pamplin Media Group, is owned by businessman and philanthropist Dr. Robert Pamplin Jr.
"This sale is between two great Oregonians, men who share many of the same ideals, including a passion for community journalism and public service," said ENI President Tom Lanctot.
Smith has had a lifelong career in printing and publishing, and also served 10 years as a member of Congress. He flew 180 Air Force combat missions in Viet Nam and later was a commercial pilot for Pan American Airlines. He was inducted into the Oregon Aviation Hall of Honor in 2009.
Mark Garber, president of Pamplin's newspaper division, said the purchase of the five Portland-area community newspapers strengthens the company's presence in the metro area. Pamplin Media Group also owns the Portland Tribune and 17 other weekly newspapers, including ones in Beaverton, Gresham, Tigard, Oregon City and Lake Oswego.
Eagle Newspapers was founded by former Oregon governor Elmo Smith, who along with friend Bill Robinson purchased the Madras Pioneer in 1948. When Elmo Smith died in 1968, son Denny took the reins of the company, which at that time included weekly newspapers in Madras, Hood River and Dallas.
Under Denny's leadership, the company grew to 25 holdings in Oregon, Washington and Idaho, including dailies in The Dalles and Sunnyside, Wash. The company also owns four press plants, a mailing service and publishes various other specialty publications and phone books. Denny was inducted into the Oregon Newspaper Publishers Association Hall of Fame this past summer. The award recognizes those "who have made an outstanding contribution to Oregon newspaper professionalism through community, regional or state service."


Welcome to another "You Missed That Issue!" This time we have Booster Gold's addition to DC's 1.000.000 series. If you're unfamiliar with the "million" concept, it was DC's experiment to show what the comics we know and love now might look like when they reach the million issue. It was also their way of saying that they plan on being here and making comics until they get to that point and beyond. When Booster Gold was announced after 52 wrapped up, Geoff Johns and company thought it would be funny to give Booster a million issue so as to say that the character is strong enough and important enough to make it that far.
So why this issue? Why not any of the great issues before this issue? It's simple... the last line of the book. It's a single moment that caps off the story and makes the strongest statement about the title and its importance. But we can't simply jump to the end, for the ending means nothing taken out of context.
This issue starts after Booster has just tried to save Barbara Gordon from the Joker. He travels back numerous times to try and rescue her from the worst night of her life, but he's beaten and defeated by the Joker each time. It's not just a few times that he tries; no, we're talking in the hundreds. After finally giving up on Barbara, he tries to save his best friend Ted Cord. Once again, he fails. The failure becomes too much for him.
Booster then finds himself back in the future meeting a man he's inspired, but not in the way he wants to. Peter Platinum has learned from all of Booster's mistakes when it comes to cashing in on being a hero, and frankly it makes Booster sick. After dealing with the monster he created, he's whipped away by Rip Hunter. Rip lectures Booster on his responsibilities and how he's had to learn by experiencing his failings first hand. This prompts Booster to quit and go back to being the causal hero he was before.
Booster returns to the 21st century and instantly has a run in with the Royal Flush Gang. This is good because he really needs to blow off some steam. Booster receives a little help from Green Lantern and Green Arrow, and they question whether or not they helped in a typical Booster PR stunt. This sends Booster further into rage mode. It's a short lived conversation as Batman interrupts and summons Booster to the cave.
There Booster attempts to go off on Batman, until the B-man drops dozens of photos of Booster being brutalized by the Joker. He goes on to explain that he's held on to them for years wondering how it could be. He waited until Booster matured and tells him that whatever he's doing... is good. It's an amazing moment between these two characters that don't see eye to eye, but who find respect between each other, and it practically makes the book all on its own.
Booster renews his quest of fixing time and working with Rip. He heads back to their lair only to find his dead sister waiting for him in matching white suit. Finally his hard work has been rewarded by returning one person he's lost in his life. It ends with Booster and his sister springing off into their next adventure leaving Rip alone in the lair. He watches Booster as he leaves and simply says, "Keep it up, Dad."
Then it hits, Rip isn't just doing this for time and space, he's doing it for his family. He's getting to spend time with his father and help him become the man he's meant to be... but Booster doesn't know any of that. It's a rare moment for the reader that both is deeply touching and adds a depth to Booster Gold that was never there before. There are a lot of great issues in this series but this one stands out as spectacular. At first it comes off as just a marketing gimmick or as the creators trying to be funny, but then they throw a curve ball and tug on your heart strings the entire issue.
If you're interested in reading this issue and the other issues it loosely ties into, be sure to pick up Booster Gold Volume 2 for DC comics.
Follow Dustin on Twitter and leave your suggestions for a future "You Missed That Issue" in the comments below.


text:
Q: Why are generic input parameter properties not accessible? I'm building a small repository pattern in Dotnet Web Api for accessing a db with a controller, a repository/unit of work and input params specific to each controller. However, when I pass my input type to the repository (which has a generic interface), I can't access the properties on that.
I've tried to create a base repository interface that has a generic type for an input parameter. Then in the concrete respository for each data type, I specify the concrete type that will be passed in. However, I can't seem to access any properties of that type in the repository method body.
I'm pretty new to generics, so I feel like I'm missing something but can't seem to figure it out.
Basic steps to reproduce:

*

*Create input POCO
public class MetDataInput {
    public bool Precipitation = true;
}

*Repository Interface has one method signature
public interface IRepositoryBase {
    public Task<IReadOnlyList<dynamic>> GetAllAsync<T>(T inputParams);
}

*Concrete repositories define the type for T
public class MetDataRepository : IRepositoryBase
{
  //specify T here
  public async Task<IReadOnlyList<dynamic>> GetAllAsync<MetDataInput>(MetDataInput input)
  {
      //Why can't I access the properties of input here.
      //compiler claims input does not contain definition for Precipitation
      Console.WriteLine(input.precipitation)

      return await ResultObjectNotImportantInThisExample(input)
  }
}

*Create a controller and call the repository
[HttpPost]
public async Task<IActionResult> GetAll([FromBody] MetDataInput input)
{
    var data = await metDataRepository.GetAllAsync<MetDataInput>(input)
}

I'm trying to avoid having to define non-generic methods in the repository interface as this would be a lot of repetition for other controllers and repositories which are the same, but with different input classes.

A: In the signature of MetDataRepository.GetAllAsync<MetDataInput>(MetDataInput input), that is written between <?> is the generic parameter name. In you case MetDataInput. Then in the scope of the method, MetDataInput don't reference the type, but the generic parameter.
A solution is to use a generic interface like :
public interface IRepositoryBase<T>
{
    public Task<IReadOnlyList<T>> GetAllAsync(T inputParams);
}

public class MetDataRepository : IRepositoryBase<MetDataInput>
{
    public async Task<IReadOnlyList<MetDataInput>> GetAllAsync(MetDataInput input)
    {
        Console.WriteLine(input.Precipitation);
        return await ResultObjectNotImportantInThisExample(input)
    }
}

redpajama_set_name: RedPajamaStackExchange


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Greetings and welcome to our Arena of Valor Mage Heroes list and breakdown!
Speaking from experience, playing Mage's isn't in any sort of way as easy as one might think. In most cases, your team's only main AP threat you need to reach a point in which you're able to carry your team in fights. Much like the Marksman role, your main goal is to farm up minions and dish out damage. The only difference being that Mages, as opposed to Marksman, rely on their spell more than auto attack. Friendly tip, if you're winning in the head-to-head match up against your opponent, roam around and transfer your lead to other lanes. It's a beneficial step towards achieving victory!
High damage spells. You can nuke down enemies without them even being able to react to you.
As they are mostly played in mid, you have easy roaming access to your preferred lane.
High carry potential. If played properly you're able to achieve victories on your own.
You won't be able to engage on your own in team fights. Meaning you're in need of other players to start off the fight.
Most mages are squishy when it comes to health bars.
Mages are known for hight damage, but bad mobility and slow movement speed. If you get caught, you'll most likely die.
To achieve greater effectiveness as D'arcy, make sure that you use your passive correctly. As it restores 20% of your mana and takes the cooldown off of your spells upon entering 'the other dimension'. His ult can be put to use as an escape tool as well. Don't rule that out! His 'Dimensional Walk' grants him immunity to control effects. He also can't be targeted. Allowing you to move in closer and place your spells on the right targets.
Poking enemies should be your priority, as it gives makes your kit most effective. Aim to kill enemies with your Ult. As it gets an 80% CD loss uppon delivering a killing blow. Tulen's passive stacks are crucial if you wanna achieve greater success at mastering Tulen.
One of the better options, when it comes to picking a CC (crowd control) Mage. Aleister mostly uses his abilities to provide safety for himself and others. Two of his three abilities provide stuns on enemy targets. The only weakness, when it comes to his ult, is that it's a channel- based spell. Thus it leaves you vulnerable to other enemies. Aim towards using it in a safer environment.
Arguably the best CC champion in-game. Azzen'Ka's 'Sand Punch' accompanied by his other abilities, allow him to, through various combinations make excellent use of his passive. As he leaves his enemies unable to move and the passive stacks up fairly quick. As Azzn'Ka, you can stay at almost max distance while still being a threat.
Diaochan's put best to use if she's able to stack her first two abilities multiple times on enemies. If landed both times and stacked on top of the other, they apply an additional root/freeze effect. Be it multiple or just a single target. Her biggest weakness is as Aleister's is. Her ult takes time to channel, leaving a window of opportunity for enemies to engage you while you're channeling.
Poke your foes down and deal massive AoE (Area of Effect) damage with Ignis's ult. Unlike any other marks, Ignis's mark gives him various bonuses. Shields, stuns and if an enemy champion is marked before getting hit by his ultimate 'Holy Embers', he suffers true damage. As opposed to taking normal damage instead.
With no escape tools and low movement speed, It's advised that you don't do anything risky when playing Illumia. Secure your farm, while waiting for an opportunity to use your ult. Seen as your ultimate hits all enemies at once, you best rush towards putting a skill point in it. Provide safety for yourself with With'Banish' and 'Divine Light'. Worth mentioning is that the tip of your 'Divine Light' stuns enemies.
Seen as one of the team fight Mage engagers, Jinnar, all thanks to his ultimate can start fights. Build up some defensive stats or flat HP, as his 'Exuberance' gives you 15% damage reduction. With an additional 5% per enemy champion surrounding you. Thus, in the description of his ult alone, you know what you're supposed to do. His other abilities are no joke either. In combination with his passive, they can provide solid damage.
With her passive giving her basic attack more damage and her 'Soul Summoning' applying damage in an area over time. Khali is good for wave manipulation. She also exceeds when it comes to taking down objectives. As her ult wraiths deal 10% more damage to monsters and minions. Nothing less than useful is her 'Spiritual Blessing'. Giving her passive and active boosts in ability power and movement speed!
Roaming should be your priority when it comes to Krixi. 'Flutter' gives 25% increased movement speed once your spells make contact with an enemy. Use 'Mischief' to trick your opponents into believing that you're still in lane. Upon explosion, it'll grant you movement speed. Surprise your foes with your appearance!
Lauriel's most reliable damage source is 'Divine Punishment'. Alongside that, her ability 'Blink' is not only a damage go-to when it comes to Lauriel, but also her one and only escape tool. When it comes to Blink, use it to get in the face of your opponents. As seen, if you blink behind them, your balls don't target enemies. It's highly recommended that you stay inside Smite's AoE field range. Providing yourself with less cooldown on your spells as the team fight develops.
Uniqueness only does Mganga bring, as far as mage's go. Not an assassin mage, but a consistent damage dealer. Important in team comps. Mganga, with his abilities, can zone off and control enemy positioning, while emptying health bars parallel to that. Never underestimate him as an enemy and rely on him for help as an ally! Applying damage with two abilities while healing your allies at the same time, not expected from a middle lane champion.
Natalya's specialty being that she can sustain herself in-lane for a long time. Defeating her opponents on that alone. Easy poke can be done with 'Arcane Spirits'. Even in high-risk situations or in case you're being run down by enemies and you're on low HP, use your ultimate. It may be all you need to survive in a clutch situation, as it gives you a massive shield.
Preyta is a pure menace. 'Plaque Spectre' can charge up and the longer it charges the more damage it'll deal upon release. Easily clearing minion waves and poking enemies. 'Poison Gas Bomb' can be your lifesaver at times. Done correctly, you can even escape deadly situations. 'Disciple of the Plaque' enhances you further. Making all of your spells come off of cooldown and providing you with a shield alongside movement speed and giving him longer range attacks, with an AoE effect to boot.
Raz is, what we call in MOBA games, a pure glass cannon assassin. Additional damage on his first normal attack, lowering his opponents magic defenses while even slowing them down. He'll make quick work of you and easily continue on with his previously set goal without any delay. He's highly damage packed and can easily turn a 2v1 in a 1v1, in a matter of seconds.
As Veera, you should look to pick off your enemies in team fights. Isolate them and try to kill them before they can break free from your 'Mezmorise'. Your combo should be 'Mezmorise' then 'Hell Bat', following up with your ult 'Inferno Bats'. With your passive stacked up, you should again cast 'Hell Bat'. Needless to say, she's a good lane ganker. Meaning you should roam around the map as often as possible.
Much like Raz, Zill should be your go-to pick when it comes to assassinating enemies as a mage. Upon using your 'Wind Blade', be patient and wait. They do more damage on return. Follow that up with 'Wind Shift', as a gap closer and make health bars disappear with 'Tornado'. You also cannot be targeted nor attacked while in Tornado form. See to it that high damage threats are killed in team fights.
Marja passively heals back missing health upon being hit. Her next victim gets their movement speed reduced for 20%, on each normal attack or ability. While you're playing Marja, never forget that your ult does damage upon entering and exiting 'Ghostwalk'. Accompanied by 'Soul Devourer' and 'Dark Pulse', Marja is a solid and stable pick in the middle lane.
See to it that you use your spells effectively. Almost every spell that Flash has, inflicts damage upon use, as well as follow up damage. Super Speed acts as a gap closer between you and your enemies. It can be used as an escape tool too. 'Mach Punch' your enemies if they are on low HP so that the last punch finishes them off. Last but not least, you can move your 'Cyclone' around and position it better as the 'Vacuum' effect kicks in shortly after.
Lilliana has double the spells you'd normally have and use them in various combinations with different effects. In human form, see to it that your 'Shining Light' hits multiple enemies. As your normal attack enhance. Upon stunning your foes with your 'Blinding Shot', use 'Unpredictable'. While you're provided all the defensive stats and you deal damage, you also enter Fox form. Now that you've shapeshifted and have new abilities, combine those as well. 'Foxtrot' to again enhance your attacks and 'Leap of the Fox' to deliver huge amounts of follow up damage. 'Unpredictable' (Fox Form) grants you safety, while still damaging.
Finishing up our Arena of Valor Mage review and Hero list, I'd like to thank you all for coming and reading our guide. See to it that you stay around, we have loads more content that you might like!


text:
Home/Blepharospasm treatment
Blepharospasm treatment	Jonathan Norris	2017-08-31T16:48:20+00:00
What is Botulinum toxin (Botox®)?
Botulinum toxin is a medicine that has been used for many years to treat blepharospasm. The two main types are Botox® and Dysport®. It also has other uses such as in facial palsy, corneal exposure and certain types of squint.
The treatment is well known to reduce the wrinkles in the skin such as frown lines and laughter lines (crow's feet) and is therefore used in a cosmetic context.
How does the treatment work?
Botulinum toxin is a neurotoxin that weakens the muscle in to which it is injected. It acts be blocking the communication between the nerve and the muscle.
How is Botulinum toxin given?
Botulinum toxin is given as an injection in the clinic room using a very fine needle. Small volumes are injected beneath the skin to the specific muscles around the eye and face that need treatment. We often advise the use of ice packs after treatments to prevent bruising and minimise pain.
How soon will the treatment work?
Typically depending on the type of botulinum toxin used (Botox® vs Dysport®) the effects will be seen after about 3 days.
What are the side effects of the treatment?
The side effects of Botox® or Dysport® are:
You may develop some subtle redness around the area of the injection and occasionally some bruising which is quite common.
Rare complications include
A squint with double vision
Drooping of the face
Drooping of the upper eyelid
Very rare complications include:
A change in your voice
Difficulty swallowing
Please note: This list does not include all the possible complications of using botulinum toxin.
Will I need repeat injections?
Each individual responds differently and injections are needed as often as is necessary. For the majority of patients this is every 2-3 months but the interval between treatments can be up as long as 6-12 months.
What to do if there is a problem?
Please refer to the emergency contact page (under the header 'Contact') if you need advice or have a problem.
Author: Mr Jonathan Norris FRCOphth


text:
Glenn Close "Bring change to mind" schizophrenia commercial does the opposite of what it's meant to?
I first saw this ad last summer, and have had this idea on file ever since. Now it's back on TV, so I'm going to write about it:
This commercial is absolutely terrifying (which can't be on purpose right? If it is I'm so confused...), and I'm including the part that is supposed to make you feel safe and at home in the nice sunny kitchen.
The way the guy looks blankly into the camera is a little scary, and his pair of earrings definitely doesn't help. Neither do the two women sitting at the table creepily staring straight ahead. And when Glen Close jumps into the frame with that deathly white hair the first thing that comes to mind is Cruella De Vil, and the second is the crazy rabbit killer from Fatal Attraction.
Just a complete failure on so many levels. How did the people at bringchange2mind.org not see this?
RELATED: What the $#*& is going on in this creepy Old Spice mom song commercial???
Why does it have to be 38 degrees out for Opening Day?
I'm going to the Red Sox home opener at Fenway today, followed by the Celtics vs the pathetic Sixers at the TD Garden. I'd like to wear these and change shirts in between:
Or possibly my green outfit that works for both teams:
Unfortunately I don't think the cold weather will allow for either. Why does MLB do this? Less than half of its teams have outdoor stadiums in places that are still cold in early April. Why not just always play the first few weeks of the season indoors and in warm weather? I just don't get it.
Better streak: Dick Bavetta or Cal Ripken?
I'll admit I was skeptical when I first read the headline "NBA ref Bavetta betters Ripken with streak" on espn.com. Cal Ripken Jr. played in 2,632 consecutive Major League Baseball games spanning 16 seasons from 1982-1998. On Wednesday night in New York Dick Bavetta refereed his 2,633rd contest in a row. But what does that mean for a ref to have a "consecutive games" streak?
Well, apparently they are scheduled for 82 per season, just like players are. And going back to 1975, the 74-year-old Bavetta has never missed an assignment. That includes 270 postseason games (Ripken played in 28), as well as a stint in the Olympics that's not even part of his run.
Obviously officiating in the NBA doesn't take the same toll on the body as playing in MLB does. But that's 39 straight seasons that Bavetta has never called in sick. He's got stories of renting cars and driving all night through snowstorms when airports were closed. Plus there's the fact that referees don't have half their games at home like players do; they're constantly travelling.
Oh yeah, and did I mention that the guy is 74 years old?
Bavetta reffed the Celtics vs Raptors contest I went to last week, and I was amazed to see the way he still runs around out there. I'll never forget when he famously raced Charles Barkley at the All-Star game in 2007 (this clip is long, but it's totally worth it):
In discussing my consecutive days blogging for LucidSportsFan.com (now at 1,129 I believe) I've always referenced Cal Ripken. From now on I'm only going to measure myself against Dick Bavetta.
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Is it too early to create a Grady "Size-mometer"?
Since I first speculated a month ago that Grady Sizemore could win the Red Sox starting center field job, I've been all-in on the Sizemore bandwagon. After his 2-4 with a home run performance on Opening Day, I've decided it's time to debut the Sizemometer. Who knows if he'll continue to have an earthquake like impact (what a seismometer measures, for anybody who didn't already get the pun) for Boston; but whatever he does do, I'm going to follow it.
I've come to the conclusion that the best way to chart Sizemore's progress is through fantasy points (which basically awards one point per base, run and RBI), and to make it interesting I'm going to put him up against Jacoby Ellsbury.
The Yankees lured Ellsbury to New York for just over $21 million per season. For the time being the Red Sox have replaced him with Sizemore at the bargain price of $750,000 (although there are options in his contract that should allow him to make $5-6 million this year if he stays healthy and plays regularly).
Sizemore earned 7 fantasy points on Tuesday, while Ellsbury went 0-4 in his Yankee debut last night, but did manage 2 points by walking and scoring a run. It's a ridiculously unfair standard to expect Sizemore to match Ellsbury's numbers. But imagine if he does?
Red Sox visit White House, David Ortiz takes a "selfie" with President Obama
With the World Series champions playing in Baltimore yesterday and tomorrow, they had some free time today to swing by the White House and hang out with the President.
What an honor! Thanks for the #selfie, @BarackObama pic.twitter.com/y5Ww74sEID
— David Ortiz (@davidortiz) April 1, 2014
It's funny to note that standing in the background of Ortiz's photo is Edward Mujica, a new member of the Red Sox bullpen who was actually on the World Series-losing St. Louis Cardinals last October.
Jonny Gomes ditched his military helmet for a patriotic blazer.
Normally I don't like to just regurgitate the top stories of the moment without adding any unique insight of my own, but this is just too good. The President also gave a speech in which he invoked memories of his spectacular post-marathon address almost one year ago.
RELATED: Looking back at the magical ride of the 2013 Boston Red Sox
Opening Day inspired Awesome Old Song of the Week: "Mrs. Robinson" performed by the Lemonheads
While this song isn't really about baseball, it does reference Joe Dimaggio on multiple occasions. My father will be annoyed I'm not using the original Simon & Garfunkel version, but it's been over 21 years since the Lemonheads covered it (in December 1992), so I'm pretty sure that qualifies as old too.
And while I'm on the subject of Opening Day, take a look at my Bleacher Report article from this morning: Snubs, Surprises and Grades for the Red Sox Final 25-Man Roster Selections. Also here's my list (along with each player's chances) of the top 10 Red Sox All-Star candidates in 2014.
Why does the NCAA insist on playing every tournament game on the same boring floor?
This is Spokane, Washington. Can't you tell?
As I'm writing this, UConn is battling Michigan State for the chance to go to the Final Four. The game is being played at Madison Square Garden, the world's most famous arena, and a building where Connecticut had some very memorable Big East Tournament moments over the years. But you'd never know from watching on TV where this contest is taking place, because the NCAA imports the same generic court for every single tournament matchup.
What would the NCAA have to lose by using the orange and blue surface featuring the New York Knicks logo? Don't worry, nobody is going to forget the name of the organization running the college hoops tournament (and they could easily just add their letters to the existing floor). If the NCAA is worried about competing with the pros, trying to pretend the NBA doesn't exist probably isn't the way to go (and it's not only NBA courts, it's often logos of schools that represent the NCAA which are removed). When the tourney came to Boston two years ago they managed to take all the character out of the TD Garden by even removing the championship banners from the rafters.
A better way for the NCAA to promote their product might be to make each and every tournament game as memorable possible; something that is definitely not accomplished by having all of them look exactly the same.
The NCAA made the switch away from using local floors in 2008, and I'm shocked they haven't yet realized the error of their ways. Next weekend the Final Four will be played in Arlington, Texas. I have absolutely no idea what that court would normally look like, and it's unfortunate that I won't get the opportunity to find out.
Glenn Close "Bring change to mind" schizophrenia c...
Why does it have to be 38 degrees out for Opening ...
Red Sox visit White House, David Ortiz takes a "se...
Opening Day inspired Awesome Old Song of the Week:...
Why does the NCAA insist on playing every tourname...


22 Michaels: Shoes of Prey is live!
Great news, this morning we resolved our trademark issues (I'll post the full details about that and the winner of our naming competition shortly) and www.ShoesofPrey.com is now live!
We'd love your feedback on the site as we'll be doing lots of tweaking over the coming weeks (feel free to go nuts with the little feedback button on the site).
Thanks again to you all for helping us get us to this point, we're very excited.
Love it Foxy! Looks fantastic! Look forward to seeing you guys again soon and catching up.
Site looks neat! Hopefully you'll be able to ship to India? Prices might be steep by Indian standards though!
Great stuff guys! lets hope the orders come in!
Hey you guys just checked out Shoes of Prey and its awesome!
Freakin' awesome work guys - well done. Hope it goes gangbuseters!
Also, maybe have an area where the customers can submit their shoe design and people can vote on them. popular ones can be sold cheaper or used in competitions.
just kind of thinking aloud..
Thanks everyone, it's great to have finally launched!
Jessie - yeh, we can't ship to India yet, hopefully soon, tho yes, as you point out the shoes are priced at the higher end of the market - they are all leather and handmade. Do you think there's still a market in India that would buy the shoes tho? My guess is yes.


Vibe Studios offers mixing in many formats, whether your TV production needs Stereo or 5.1 Surround. We deliver whatever you require. Vibe Studios owns the one and only Solid State Logic C300 Digital Master console in the entire Benelux area offering up to 512 channels and 80 busses all this at up to 96 KHz for HD productions.
Our transfer bay allows us to transfer and convert almost any format from one to another or the other way around. We also are able to link up via ISDN or IP to studios in our worldwide network. Upon request we are able to deliver TV shows on DIGI BETA or any other carrier.


The development of a "self" is an on-going and lifetime process. This case study examines the story of a Native American man, cut off from his land, his culture and his people of origin. It explores the negotiation of his native identity through the lens of Erikson's developmental stages and the impacts of "Indian identity interrupted." It explores the bio-psycho-social impacts of trauma as they relate to the fracture of identity and strategies for healing.