text:
U.S. Army Corps of Engineers: Sustainable Development in Afghanistan
by Rosemarie Calvert August 28, 2011 Comments Off on U.S. Army Corps of Engineers: Sustainable Development in Afghanistan Features, Lead Story
The U.S. Army Corps of Engineers (USACE) is constructing billions of dollars of infrastructure throughout Afghanistan. Incorporating green and sustainable solutions within a program of this size would be a challenge anywhere; in Afghanistan, it is even more challenging. Yet USACE has sought and found opportunities to introduce green/sustainable engineering – often in surprising and simple ways. Michael Scarano, P.E., Deputy for Programs and Project Management, Afghanistan Engineer District-South (AED-South), explains: "What we find are two competing points of view – mostly generated by misunderstanding. One point of view maintains 'we are here to win a war, not to be energy efficient.' The challenge for those wishing to promote green engineering is to introduce sustainable solutions that meet both requirements. Rather than being a detractor from the military effort, green engineering can actually provide a win-win solution, which saves energy and supports the warfighter."
AED-South is involved in three major program areas for infrastructure construction in Afghanistan. The first is the Military Construction program to support U.S. troops – barracks, roads, sewage treatment plants, water treatment plants, water wells, airfields, fuel storage and medical facilities. The second major effort is the Afghan National Security Forces (ANSF) program. The ANSF include the Afghan National Army, Afghan National Police, Afghan National Border Patrol and Afghan Counter-narcotics forces. The ANSF program includes barracks, training ranges, water and sewage treatment facilities, hospitals and clean, sanitary dining facilities. The third major program, according to Scarano, is probably the most volatile in terms of funding and timing yet has huge potential – the Water and Infrastructure (W&I) program, which includes most of the sustainable infrastructure funded by the Commander's Emergency Response Program (CERP).
Photo by Joan Kibler, AED-South|Afghanistan Engineer District-South constructs Uniformed Police district headquarters compounds at locations throughout southern Afghanistan. The compounds have office space, a detention facility, quarters for police officers, utilities and security. This facility is located at Pashtun Zarghun in the Herat province.
"Southern Afghanistan has two major dams that present tremendous opportunity for irrigation, hydropower generation and drinking water for the people – Dahla Dam and Kajaki Dam," Scarano said. Primary funding for projects involving these two dams would come from the Afghanistan Infrastructure Fund. A number of projects involving hydropower generation, electrical distribution, water distribution master planning, dam-raising and irrigation are in varying stages of planning and design. Some will be executed by USAID and some by USACE.
AED-South is developing a plan to raise Dahla Dam, located approximately 21 miles northeast of Kandahar City, to replace reservoir capacity lost to years of siltation. This improvement will provide potable water and improve irrigation along the Arghandab River – critically important to the 80 percent of the people in the arid Kandahar Province who rely on agriculture for their livelihood.
"The Kajaki Dam, located in Helmand Province, provides some hydropower to Kandahar City – not nearly enough, though, to satisfy the latent demand," Scarano explained.
Long-term improvements to Kajaki Dam, to be handled by USAID, would provide three functioning turbines. Power distribution from the dam to points south would be handled by USACE and DABS (the Afghan state-run power company).
"In some cases," continues the Deputy for Programs and Project Management, "the Corps of Engineers has been involved in construction of smaller, local projects through the Commander's Emergency Response Program (CERP). CERP provides local commanders with funding for local projects they determine can help support and protect the Afghan people. The projects provide a positive counterinsurgency (COIN) effect and build support by local Afghans for the Afghanistan national government. Examples of CERP projects include compact water treatment plants for a local village, paving of village roads and local schools."
AED-South also built two diesel-fired power plants near Kandahar City. Scarano explains: "The Kandahar power plants, while not by any means green or sustainable in their own right, are intended as a bridging solution. They provide critically needed power to Kandahar City now while allowing work on clean, sustainable hydropower from the Kajaki Dam. The latter, at its full potential, will eventually replace the diesel generators with up to 100 megawatts of clean power that could serve the southern part of the country. In the meantime, the power being delivered to the east and west sides of Kandahar City provides a valuable COIN effect. To date, the diesel plants have helped businesses reopen and have alleviated some of the Kandahar City substation power generation burden. Overall, the Kandahar power initiative is critical when one realizes the average Kandahar City resident receives only four hours of power every other day.
Photo by Joan Kibler, AED-South|The Afghanistan Engineer District-South constructed two diesel generator power plants – one on the east side and the other on the west side of Kandahar City. The power plants are an interim solution for providing power to business and industry to help jumpstart economic development by providing continuous power in a region severely lacking electricity
"Another ongoing challenge faced by USACE is ensuring we are able to build, given that many areas of Afghanistan are within a combat environment. Contrary to what many believe, AED-South can only construct in secure areas in order to allow for safe and efficient activities. Currently, many areas exist where we would like to move forward on projects, but they're simply not yet secured."
Sustainable Initiatives & Ideology
According to Scarano, one of his personal missions is "to educate others on three or four sustainable solutions that are readily available, can be used today and can quickly make a difference." His hallmark example is the replacement of existing 2.5 gpm (gallons per minute) low-flow showerheads with 0.55 gpm ultra-low-flow showerheads, which can be instituted immediately, cheaply and quickly. This change has a huge impact on water usage and the energy required to heat that water.
Scarano maintains that most people don't think about all the steps involved in delivering a liter of water – the pumping from wells, expensive treatment, distribution and heating (normally accomplished by electric hot water heaters using diesel generated power). He explains, "If a person can reduce water usage by two-thirds or three-fourths by using an efficient showerhead, he or she has made a tremendous impact on the entire water delivery process."
The Deputy for Programs and Project Management continues: "The counter to those in the military who say 'we're here to win a war, not be worried about energy-efficiency' is that sustainability (or lack thereof) has a military impact. Much of the oil used to generate electricity – to heat and pump water – comes by convoy. In the course of reducing water usage, we've reduced our energy need, which means we've made a direct impact on the mission. Fewer truckloads of oil means a lower price paid in terms of military casualties lost to deliver that oil. Since those convoys are often attacked by Taliban and other enemies, anything we do to reduce the need for convoys makes a difference.
"I believe a combination of things prevents engineers from being more proactive in sustainability. As is the case with most people, we do what we know how to do. We do what we've done before – what's worked before. And, when it comes to setting up encampments in war zones, we start from a baseline of doing things the way we've always done them. This means chemical toilet port-a-potties instead of the standalone composting toilets that I've been trying to push. It means traditional sewage treatment instead of trying to use composting to separate black water from grey water. Even the federal standard for so-called low-flow showerheads is 2.50 gpm. We just do what we've always done before.
Photo by Mark Abueg, U.S. Army Corps of Engineers|Afghanistan Engineer District-South constructs facilities to support U.S. Army and U.S. Air Force operations at Kandahar Airfield, Afghanistan. These structures are formally turned over when the customer signs for the completed facility.
"I think what needs to happen – and it is happening but just not as quickly as we'd like – is to see an institutionalization, in practical terms, of sustainable engineering practices. I've listened to many of the discussions, and we hear a lot about solar panels and wind turbines, but these infrastructure investments aren't as readily available and doable in Afghanistan. When it comes to a simple solution like a low-flow showerhead or toilet, these are very easy to do. And, they have almost as dramatic an effect on energy consumption as some of the more complex alternatives, which do have a place where applicable."
Scarano maintains the answer is pilot testing of sustainable solutions that people and battle commanders "can see and say 'not only does this work, it doesn't interfere with my ability to prosecute my military operation.' Then, we can turn this [sustainability] ship in the right direction. It must involve many things happening at once. We need the institutional message from the top that says, 'We will be sustainable.' That exists, to some degree, now. Additionally, we've got to see the practical application of those policies take hold in day-to-day engineering in the contingency environment. Necessarily, this will take more time since our primary mission has to focus on 'getting through the day' by moving forward with the ongoing military operation. The challenge, then, is to show people they can be sustainable without compromising the mission. We're getting there, but not fast enough for many of us. I think we'll be much farther along in future engagements."
Form, Function & Culture
The Corps of Engineers is beginning to take into account sustainability in its facilities construction for Afghans. Scarano continues: "What we've found in the past is that we were designing to Western standards, which are entirely unsustainable by the local population. For example, instead of propane kitchen equipment, we're moving toward wood stoves, which is the way Afghans cook. In addition, we're not installing air conditioning to Western standards in many of the facilities we build for the Afghans. Instead, we're installing ceiling fans because of the cost of fuel to power the local generators that operate air conditioners.
"Iraq is different from Afghanistan in terms of culture. In Iraq, we did find a culture that was more technically advanced than in Afghanistan. It goes back to my earlier statement: If you go someplace; you do what you know. We know how to build barracks for U.S. troops. Those first barracks for Afghan troops were very similar to what we would have done for our own troops. Then, gradually, some astute observers said, 'This isn't the way they do things. Let's see if we can do a more austere design that better matches Afghan Army traditions.' So we moved to a more austere design. It's what we need to do in all the other areas – learn and implement based on what's practical for the local population and environment."
Photo by Joan Kibler, AED-South|Completing a project in Afghanistan is both a team and an
international effort. The Afghanistan Engineer District-South works with contractors, which are often Afghan firms; Afghan citizens who assist the District in assuring quality construction; the NATO Training Mission-Afghanistan, which fields and trains Afghan National Army and National Police forces; and the users – the police and the army.
The Deputy for Programs and Project Management wants to compile a list entitled, "Things to Do Today or Tomorrow that Make a Difference without Affecting Quality of Life." He maintains that "if it's easy, somebody will do it. If it's too hard, it won't be done. If a person starts small and somebody sees a good result, they may say, 'What else can we do?' That's my hope. I'm just a guy trying to make a difference in an inexpensive way that gives an immediate beneficial result, which helps battle commanders and doesn't impede their ability to engage in their mission.
"One of the items on this 'to do' list is LED direct replacement for fluorescent tubes. For example, a standard 36-inch tube used in office lighting, which may be a 35– or 40-watt fluorescent bulb, can be replaced in-kind with an LED tube. What are the advantages? An LED tube will use about one-half the power, 17 watts instead of 35 watts, for instance, which means a savings in electricity. Plus, fluorescent tubing produces hazardous wastes because it contains mercury. LED tubes have no mercury, and they're very practical since you just take out the old bulb and put in the new one. They last about 10 times longer, put out roughly the same amount of light and consume one-half the electricity.
"In fact, simple, easy and inexpensive sustainable solutions solved a complex problem in our compound at Kandahar Airfield. We were quickly running out of space and had to expand the number of rooms for our people. We were connected to a main sewer line operating at capacity, so we were unable to increase our flow into that line. Adding more units using standard shower heads and other standard flow appurtenances would have required construction of a separate sewage holding tank that would have to be pumped periodically. I demonstrated that by switching the entire compound to low-flow water appurtenances, even with an increased population of about 25 percent, we would be able to significantly reduce our total flow, which allows us to continue using the existing sewer line and avoid more expensive alternatives.
"Our practical, 'we did it' initiative was accomplished solely with low-flow showerheads. We took the 2.50+ gpm showerhead down to 0.55 gpm, which translates to an 80 percent reduction in water usage for showers. We still have work to do with the toilets, but one simple, 'low tech' solution we used was to fill up water bottles and put them in each toilet tank. By trial and error, we continued to add as many bottles as we could until we noticed deterioration in performance. In those toilets with water bottles, no noticeable change exists in the way they operate. Yet, we're saving from one-half to one-gallon per flush. Because water bottles displace water, less water is used per flush. It's an example of one of those practical, easy and inexpensive solutions for anyone who can't afford a high-tech solution."
Photo by Joan Kibler, AED-South
Afghan and U.S. officials gathered to celebrate the opening of a hospital addition that will serve the Afghan National Army and its nearby community.
Green Solutions & Opportunities
One push that Scarano has been making but which hasn't caught on yet is composting toilets. He maintains that "the challenge is overcoming the objections of people who are used to existing technologies. Getting someone who maintains facilities for hundreds or thousands of troops to change is difficult. What I'm trying to do is to look for an opportunity to replace one or two port-a-johns – the chemical toilets we're used to – to see if people notice a difference. I know from personal experience that the composting toilets are just fabulous. When I tell people there's zero odor, they ask, 'Are you sure?'
"One case study I've been using to convince others to try the technology is from the 1 World Trade Center (Freedom Tower) now going up in downtown New York City. A Clivus Multrum solution ties six trailers together and, as the building goes up, the trailers go up with the building. It has commodes, sinks and a dining area. The conventional solution would require continually sending chemical toilets up and down with the typical spillage that often goes with it. With the composting solution being used at the World Trade Center (WTC), this trailer goes up with the building, and the composting material won't have to be withdrawn for the life of the tower's construction. There's enough capacity to handle 100 to 200 workers for the project's duration, which is nearly two years." (See http://clivusmultrum.com/newsletter/clivus_v04-01_email.htm for more details.)
Scarano's hope is to use whatever opportunity he can find to do a few sustainable solution pilots. One such pilot will be using wind power in the Herat area. (Please read this issue's "Winds of Change: Renewable Power in Afghanistan" by USACE Lt. Col. Ken Safe.) He and Lt. Col. Ken Safe hope to succeed in one or two of these pilots and, according to Scarano, "to get some people to see how well it works. And then, through word-of-mouth, get that institutionalized. The challenge for anyone who is an advocate for sustainable engineering in the 'in-theatre' military environment is to understand that current practices have continued for a long time. It's important to recognize this and to say, 'Yes, the things you do work, but we can do it better. We can show you ways of saving energy; we can show you ways of saving water. And, we can show you ways of doing it better for less and in an environmentally sustainable way. And, we can do it in a way that doesn't interfere with your ability to do the mission. In fact, we can actually help you save lives by saving energy and fuel, which will allow the military to concentrate on more important things.'
"We're not going to see wholesale changes, such as the wide use of solar panels and wind power, in this military engagement. But, we do have, right now, opportunities to do a few things today that can be done easily, inexpensively and make an immediate difference in significantly reducing energy. We're starting to do it here at the Corps of Engineers AED-South, and we're seeking opportunities to incorporate these processes wherever we can, here in Afghanistan."
Photo by Brenda Beasley, AED-South|Michael Scarano serves as USACE Deputy for Programs and Project Management, Afghanistan Engineer District-South.


The pace at which change is occurring in global marketplace has never been seen or predicted before. In such a vibrant and dynamic environment, Office of Planning and Development (OPD) is a department which serves as a strategic driver and an aligning force to establish a global vision of the University of Management & Technology.
Context: The external factors and internal capabilities that can be capitalized.
Innovation dimensions: How to redefine the basic dimensions of business – who to serve, what to offer, and how to operate – in new and profitable ways.
Sustainability: How to create a winning business model that is hard to imitate.
We at Office of Planning and Development put our best efforts forward to make UMT a holistic learning and growing place.


When your customer decides to invest in a clay tiled roof, naturally they will need to consult you regarding which tiles will best suit their home, their tastes, and their budget. Choosing the right roofing material is paramount, especially with clay tiles, since the initial investment is higher than concrete coverings. With a vast range of clay tiles available, the choice can often be bewildering; so to simplify things, here's SIGnature's top five tips to help you choose.
Decide whether modern machine made clay tiles or handmade tiles will best suit the property: whilst machine made clay tiles can be used for both contemporary and traditional homes, there is simply no substitute for handmade tiles where authenticity or conservation is key. These include high-spec custom homes, or sensitive restoration projects, where local planning authority requirements count. Budget may well be an influencing factor at this stage too.
Consider the whole life costs: handmade tiles are an investment, not a cost, asthey stand head and shoulders above most mass produced tiles. In addition to their long life span and colourfastness, they lend charm and authenticity to any building, contributing enormously to the resale value of a property.
Research the ranges and options available:clay tiles are synonymous with rich red roofs, however the beauty of handmade tiles lies in the array of shades that enhance the overall look. Speaking of colour, it's important to ensure the tiles come with a complementary range of fittings.
Quality pays in the long run: not all clay tiles are of the same quality, and you should carefully review the manufacturers' certifications to ensure that you are purchasing products that will provide the lifespan you expect. You need to be confident that the tile will maintain its beautiful appearance over time and survive harsh frost, as well as wet weather conditions.
Robust warranties are key: when making a life-long investment, it's reassuring to know that the customer's purchase comes with a warranty that will always be honoured. Should any problems arise further down the line, and support becomes necessary, it's best to make sure that your supplier is still there to help, to say nothing of having an in-depth understanding of market and legislative compliance.
Why not check out our SIGnature range of machine made and handmade clay tiles that are perfect for both new build and RMI projects? Featuring three distinctive ranges, this collection issupported by a meaningful warranty from SIG, a FTSE 250 company, giving both you and your customer 30 years' peace of mind.
If you'd like further details, give us a call on 01480 466 777 – we would be more than happy to share our knowledge of clay roof tiles with you. Alternatively, visit www.sigroofing.co.uk for further information and inspiration.


Glynn & Glynn is a SIC: 811103 - Attorneys based in Natick, Massachusetts . You can call them at 5086554460 or check the details below for more contact information about the firm. The record of Glynn & Glynn law firm profile that we have is not complete, if you are the representative of this company then please contact us to update this company profile information in our website.


text:
First HIV vaccine dose goes on trial in USA
By Saada Hassan
| Feb. 2, 2022
Two million annual new HIV infections reported globally (Photo: Courtesy)
The world could be moving closer to finding a vaccine for HIV after the first dose still in its trial stages was recently administered at George Washington University School of Medicine and Health Sciences, USA.
The HIV jab could change the world if it proves effective considering there are about two million annual new HIV infections reported globally, according to the World Health Organisation (WHO).
Research on the vaccine, mRNA-1644, is led by International Aids Vaccine Initiative (IAVI), a nonprofit scientific research body and biotechnology firm, Moderna. It has so far attracted 56 HIV negative participants aged between 18 to 50.
Of the volunteers, 48 will be given the vaccine, 32 will get a booster shot and the final eight will get the booster shot. Moderna will then monitor the entire group for six months to check for safety.
But why test the HIV vaccine on negative instead of positive people? Prof Matilu Mwau an infectious diseases expert and deputy director at Kemri explained that there are different types of vaccines and they determine the category of people to use for trials.
"There are preventative and curative vaccines. When it is preventative you use people who are free from the disease to determine how best the vaccine works, while in curative you test it in people who have the virus to determine if it cures."
In the case of the HIV vaccine on trial by Moderna, Prof Mwau explains that people who are free from the disease can tell how best the vaccine works if they feel pain or they see an unusual reaction which might not be possible with someone who has the virus.
The mRNA-1644, HIV vaccine is being developed using the same technology that developed the Covid-19 vaccines.
Mark Feinberg, President and CEO of IAVI said the search for an HIV vaccine has been long and challenging but "having new tools and platforms could be the key to making rapid progress toward an urgently needed, effective HIV vaccine."
Among those funding the HIV vaccine include the Bill & Melinda Gates Foundation, Moderna, and the US National Institute of Allergy and Infectious Diseases.
HIV/AIDS;HIV Trials;Health;HIV Vaccine
Why 'kibanda' food is better than a five-star hotel's
Red flag as more young Kenyans are 'too trusting to use condoms'
By Stevens Muendo
Girls trip sequel to be filmed in Ghana
By Peris Wambugu
Brandy Maina: I want to inspire people with my music
Achieving Woman
When society abhors infertility, sperm donors
By Dr Alfred Murage

redpajama_set_name: RedPajamaCommonCrawl


text:
Q: Authentication error (code 18) with MongoDB and SpringBoot I'm writing a spring boot web server which connects to a MongoDB (that runs in Docker). The connection seems to work but when I want to use operations on the DB I fail to connect due to an authentication error (code 18). I don't know why since when I access the DB via shell it works.
Application file
spring.data.mongodb.authentication-database=admin
spring.data.mongodb.username=rootuser
spring.data.mongodb.password=rootpass
spring.data.mongodb.database=databaseBA
spring.data.mongodb.port=27017
spring.data.mongodb.host=localhost

Docker Compose file (.yaml)
version: "3.8"
services:
  mongodb:
    image: mongo
    container_name: mongodb
    ports:
      - 27017:27017
    volumes:
      - data:/data
    environment:
      - MONGO_INITDB_ROOT_USERNAME=rootuser
      - MONGO_INITDB_ROOT_PASSWORD=rootpass
  mongo-express:
    image: mongo-express
    container_name: mongo-express
    restart: always
    ports:
      - 8081:8081
    environment:
      - ME_CONFIG_MONGODB_ADMINUSERNAME=rootuser
      - ME_CONFIG_MONGODB_ADMINPASSWORD=rootpass
      - ME_CONFIG_MONGODB_SERVER=mongodb
volumes:
  data: {}
networks:
  default:
    name: mongodb_network

Main Class
@SpringBootApplication
public class ServerApplication {

    public static void main(String[] args) {
        SpringApplication.run(ServerApplication.class, args);
    }

    @Bean
    CommandLineRunner runner(ParticipantRepository repository){
        return args -> {
            Participant participant = new Participant(
                    "token",
                    Gender.MALE,
                    StudyCourse.BIOPHYSICS
            );

            repository.insert(participant);
        };
    }
}

Error Message
2021-11-05 21:45:22.995  INFO 15700 --- [           main] o.s.s.web.DefaultSecurityFilterChain     : Will secure any request with [org.springframework.security.web.context.request.async.WebAsyncManagerIntegrationFilter@b46e103, org.springframework.security.web.context.SecurityContextPersistenceFilter@6a9cd0f8, org.springframework.security.web.header.HeaderWriterFilter@6d8796c1, org.springframework.security.web.csrf.CsrfFilter@53c1179a, org.springframework.security.web.authentication.logout.LogoutFilter@6a1d6ef2, org.springframework.security.web.savedrequest.RequestCacheAwareFilter@7be2f29a, org.springframework.security.web.servletapi.SecurityContextHolderAwareRequestFilter@77dba4cd, org.springframework.security.web.authentication.AnonymousAuthenticationFilter@2b0e9f30, org.springframework.security.web.session.SessionManagementFilter@3df1a1ac, org.springframework.security.web.access.ExceptionTranslationFilter@3382cf68, org.springframework.security.web.access.intercept.FilterSecurityInterceptor@6198e9b5]
2021-11-05 21:45:23.110  INFO 15700 --- [           main] org.mongodb.driver.cluster               : Cluster created with settings {hosts=[localhost:27017], mode=SINGLE, requiredClusterType=UNKNOWN, serverSelectionTimeout='30000 ms'}
2021-11-05 21:45:23.178  INFO 15700 --- [localhost:27017] org.mongodb.driver.connection            : Opened connection [connectionId{localValue:2, serverValue:146}] to localhost:27017
2021-11-05 21:45:23.178  INFO 15700 --- [localhost:27017] org.mongodb.driver.connection            : Opened connection [connectionId{localValue:1, serverValue:147}] to localhost:27017
2021-11-05 21:45:23.180  INFO 15700 --- [localhost:27017] org.mongodb.driver.cluster               : Monitor thread successfully connected to server with description ServerDescription{address=localhost:27017, type=STANDALONE, state=CONNECTED, ok=true, minWireVersion=0, maxWireVersion=13, maxDocumentSize=16777216, logicalSessionTimeoutMinutes=30, roundTripTimeNanos=23309600}
2021-11-05 21:45:23.725  INFO 15700 --- [           main] o.s.b.w.embedded.tomcat.TomcatWebServer  : Tomcat started on port(s): 8080 (http) with context path ''
2021-11-05 21:45:23.735  INFO 15700 --- [           main] s.d.s.application.ServerApplication      : Started ServerApplication in 3.595 seconds (JVM running for 4.214)
2021-11-05 21:45:23.838  INFO 15700 --- [           main] org.mongodb.driver.connection            : Closed connection [connectionId{localValue:3}] to localhost:27017 because there was a socket exception raised by this connection.
2021-11-05 21:45:23.845  INFO 15700 --- [           main] ConditionEvaluationReportLoggingListener :

Error starting ApplicationContext. To display the conditions report re-run your application with 'debug' enabled.
2021-11-05 21:45:23.870 ERROR 15700 --- [           main] o.s.boot.SpringApplication               : Application run failed

java.lang.IllegalStateException: Failed to execute CommandLineRunner
    at org.springframework.boot.SpringApplication.callRunner(SpringApplication.java:794) ~[spring-boot-2.5.6.jar:2.5.6]
    at org.springframework.boot.SpringApplication.callRunners(SpringApplication.java:775) ~[spring-boot-2.5.6.jar:2.5.6]
    at org.springframework.boot.SpringApplication.run(SpringApplication.java:345) ~[spring-boot-2.5.6.jar:2.5.6]
    at org.springframework.boot.SpringApplication.run(SpringApplication.java:1343) ~[spring-boot-2.5.6.jar:2.5.6]
    at org.springframework.boot.SpringApplication.run(SpringApplication.java:1332) ~[spring-boot-2.5.6.jar:2.5.6]
    at stachm.dbisbavlasjuk.server.application.ServerApplication.main(ServerApplication.java:16) ~[classes/:na]
Caused by: org.springframework.data.mongodb.UncategorizedMongoDbException: Exception authenticating MongoCredential{mechanism=SCRAM-SHA-1, userName='rootuser', source='admin', password=<hidden>, mechanismProperties=<hidden>}; nested exception is com.mongodb.MongoSecurityException: Exception authenticating MongoCredential{mechanism=SCRAM-SHA-1, userName='rootuser', source='admin', password=<hidden>, mechanismProperties=<hidden>}
    at org.springframework.data.mongodb.core.MongoExceptionTranslator.translateExceptionIfPossible(MongoExceptionTranslator.java:140) ~[spring-data-mongodb-3.2.6.jar:3.2.6]
    at org.springframework.data.mongodb.core.MongoTemplate.potentiallyConvertRuntimeException(MongoTemplate.java:2899) ~[spring-data-mongodb-3.2.6.jar:3.2.6]
    at org.springframework.data.mongodb.core.MongoTemplate.execute(MongoTemplate.java:555) ~[spring-data-mongodb-3.2.6.jar:3.2.6]
    at org.springframework.data.mongodb.core.MongoTemplate.insertDocument(MongoTemplate.java:1458) ~[spring-data-mongodb-3.2.6.jar:3.2.6]
    at org.springframework.data.mongodb.core.MongoTemplate.doInsert(MongoTemplate.java:1257) ~[spring-data-mongodb-3.2.6.jar:3.2.6]
    at org.springframework.data.mongodb.core.MongoTemplate.insert(MongoTemplate.java:1172) ~[spring-data-mongodb-3.2.6.jar:3.2.6]
    at org.springframework.data.mongodb.repository.support.SimpleMongoRepository.insert(SimpleMongoRepository.java:283) ~[spring-data-mongodb-3.2.6.jar:3.2.6]
    at java.base/jdk.internal.reflect.NativeMethodAccessorImpl.invoke0(Native Method) ~[na:na]
    at java.base/jdk.internal.reflect.NativeMethodAccessorImpl.invoke(NativeMethodAccessorImpl.java:62) ~[na:na]
    at java.base/jdk.internal.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43) ~[na:na]
    at java.base/java.lang.reflect.Method.invoke(Method.java:566) ~[na:na]
    at org.springframework.data.repository.core.support.RepositoryMethodInvoker$RepositoryFragmentMethodInvoker.lambda$new$0(RepositoryMethodInvoker.java:289) ~[spring-data-commons-2.5.6.jar:2.5.6]
    at org.springframework.data.repository.core.support.RepositoryMethodInvoker.doInvoke(RepositoryMethodInvoker.java:137) ~[spring-data-commons-2.5.6.jar:2.5.6]
    at org.springframework.data.repository.core.support.RepositoryMethodInvoker.invoke(RepositoryMethodInvoker.java:121) ~[spring-data-commons-2.5.6.jar:2.5.6]
    at org.springframework.data.repository.core.support.RepositoryComposition$RepositoryFragments.invoke(RepositoryComposition.java:529) ~[spring-data-commons-2.5.6.jar:2.5.6]
    at org.springframework.data.repository.core.support.RepositoryComposition.invoke(RepositoryComposition.java:285) ~[spring-data-commons-2.5.6.jar:2.5.6]
    at org.springframework.data.repository.core.support.RepositoryFactorySupport$ImplementationMethodExecutionInterceptor.invoke(RepositoryFactorySupport.java:599) ~[spring-data-commons-2.5.6.jar:2.5.6]
    at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:186) ~[spring-aop-5.3.12.jar:5.3.12]
    at org.springframework.data.repository.core.support.QueryExecutorMethodInterceptor.doInvoke(QueryExecutorMethodInterceptor.java:163) ~[spring-data-commons-2.5.6.jar:2.5.6]
    at org.springframework.data.repository.core.support.QueryExecutorMethodInterceptor.invoke(QueryExecutorMethodInterceptor.java:138) ~[spring-data-commons-2.5.6.jar:2.5.6]
    at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:186) ~[spring-aop-5.3.12.jar:5.3.12]
    at org.springframework.data.projection.DefaultMethodInvokingMethodInterceptor.invoke(DefaultMethodInvokingMethodInterceptor.java:80) ~[spring-data-commons-2.5.6.jar:2.5.6]
    at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:186) ~[spring-aop-5.3.12.jar:5.3.12]
    at org.springframework.aop.interceptor.ExposeInvocationInterceptor.invoke(ExposeInvocationInterceptor.java:97) ~[spring-aop-5.3.12.jar:5.3.12]
    at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:186) ~[spring-aop-5.3.12.jar:5.3.12]
    at org.springframework.aop.framework.JdkDynamicAopProxy.invoke(JdkDynamicAopProxy.java:215) ~[spring-aop-5.3.12.jar:5.3.12]
    at com.sun.proxy.$Proxy71.insert(Unknown Source) ~[na:na]
    at stachm.dbisbavlasjuk.server.application.ServerApplication.lambda$runner$0(ServerApplication.java:29) ~[classes/:na]
    at org.springframework.boot.SpringApplication.callRunner(SpringApplication.java:791) ~[spring-boot-2.5.6.jar:2.5.6]
    ... 5 common frames omitted
Caused by: com.mongodb.MongoSecurityException: Exception authenticating MongoCredential{mechanism=SCRAM-SHA-1, userName='rootuser', source='admin', password=<hidden>, mechanismProperties=<hidden>}
    at com.mongodb.internal.connection.SaslAuthenticator.wrapException(SaslAuthenticator.java:271) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.SaslAuthenticator.getNextSaslResponse(SaslAuthenticator.java:136) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.SaslAuthenticator.access$100(SaslAuthenticator.java:47) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.SaslAuthenticator$1.run(SaslAuthenticator.java:62) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.SaslAuthenticator$1.run(SaslAuthenticator.java:56) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.SaslAuthenticator.doAsSubject(SaslAuthenticator.java:278) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.SaslAuthenticator.authenticate(SaslAuthenticator.java:56) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.DefaultAuthenticator.authenticate(DefaultAuthenticator.java:53) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.InternalStreamConnectionInitializer.authenticate(InternalStreamConnectionInitializer.java:168) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.InternalStreamConnectionInitializer.initialize(InternalStreamConnectionInitializer.java:63) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.InternalStreamConnection.open(InternalStreamConnection.java:144) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.UsageTrackingInternalConnection.open(UsageTrackingInternalConnection.java:51) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.DefaultConnectionPool$PooledConnection.open(DefaultConnectionPool.java:431) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.DefaultConnectionPool.get(DefaultConnectionPool.java:115) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.DefaultConnectionPool.get(DefaultConnectionPool.java:100) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.DefaultServer.getConnection(DefaultServer.java:96) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.binding.ClusterBinding$ClusterBindingConnectionSource.getConnection(ClusterBinding.java:123) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.client.internal.ClientSessionBinding$SessionBindingConnectionSource.getConnection(ClientSessionBinding.java:135) ~[mongodb-driver-sync-4.2.3.jar:na]
    at com.mongodb.internal.operation.OperationHelper.withReleasableConnection(OperationHelper.java:621) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.operation.MixedBulkWriteOperation.execute(MixedBulkWriteOperation.java:185) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.operation.MixedBulkWriteOperation.execute(MixedBulkWriteOperation.java:76) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.client.internal.MongoClientDelegate$DelegateOperationExecutor.execute(MongoClientDelegate.java:187) ~[mongodb-driver-sync-4.2.3.jar:na]
    at com.mongodb.client.internal.MongoCollectionImpl.executeSingleWriteRequest(MongoCollectionImpl.java:1009) ~[mongodb-driver-sync-4.2.3.jar:na]
    at com.mongodb.client.internal.MongoCollectionImpl.executeInsertOne(MongoCollectionImpl.java:470) ~[mongodb-driver-sync-4.2.3.jar:na]
    at com.mongodb.client.internal.MongoCollectionImpl.insertOne(MongoCollectionImpl.java:453) ~[mongodb-driver-sync-4.2.3.jar:na]
    at com.mongodb.client.internal.MongoCollectionImpl.insertOne(MongoCollectionImpl.java:447) ~[mongodb-driver-sync-4.2.3.jar:na]
    at org.springframework.data.mongodb.core.MongoTemplate.lambda$insertDocument$16(MongoTemplate.java:1464) ~[spring-data-mongodb-3.2.6.jar:3.2.6]
    at org.springframework.data.mongodb.core.MongoTemplate.execute(MongoTemplate.java:553) ~[spring-data-mongodb-3.2.6.jar:3.2.6]
    ... 31 common frames omitted
Caused by: com.mongodb.MongoCommandException: Command failed with error 18 (AuthenticationFailed): 'Authentication failed.' on server localhost:27017. The full response is {"ok": 0.0, "errmsg": "Authentication failed.", "code": 18, "codeName": "AuthenticationFailed"}
    at com.mongodb.internal.connection.ProtocolHelper.getCommandFailureException(ProtocolHelper.java:175) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.InternalStreamConnection.receiveCommandMessageResponse(InternalStreamConnection.java:358) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.InternalStreamConnection.sendAndReceive(InternalStreamConnection.java:279) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.CommandHelper.sendAndReceive(CommandHelper.java:83) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.CommandHelper.executeCommand(CommandHelper.java:33) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.SaslAuthenticator.sendSaslStart(SaslAuthenticator.java:227) ~[mongodb-driver-core-4.2.3.jar:na]
    at com.mongodb.internal.connection.SaslAuthenticator.getNextSaslResponse(SaslAuthenticator.java:134) ~[mongodb-driver-core-4.2.3.jar:na]
    ... 57 common frames omitted

2021-11-05 21:45:24.344  INFO 15700 --- [           main] org.mongodb.driver.connection            : Closed connection [connectionId{localValue:4}] to localhost:27017 because there was a socket exception raised by this connection.

Process finished with exit code 1

So as you can see I try to add a document into the database via the command line runner-bean to test if I can use my db correctly. You can also see in the error message that the source and username should be correct but why does the password not match then. The Spring-Boot version is 2.5.6, jdk 11, MongoDB 5.0.3. (If I use mongo admin -u rootuser -p 'rootpass' on the shell it works...) If it's important I also show my model for the database:
Participant
import lombok.Getter;
import lombok.Setter;
import lombok.ToString;
import org.springframework.data.annotation.Id;
import org.springframework.data.mongodb.core.mapping.Document;

@Getter
@Setter
@ToString
@Document("participant")
public class Participant {
    @Id
    private String subjectPseudonym;

    private String tokenID;
    private Gender gender;
    private StudyCourse studyCourse;

    public Participant(String tokenID, Gender gender, StudyCourse studyCourse) {
        this.tokenID = tokenID;
        this.gender = gender;
        this.studyCourse = studyCourse;
    }
}

Gender
public enum Gender {
    MALE, FEMALE, OTHER;
}

Courses (some German)
public enum StudyCourse {
    COGNITIVE_SYSTEMS,
    COMMUNICATION_AND_INFORMATION_TECHNOLOGY,
    ELEKTROTECHNIK,
    INFORMATIK,
    INFORMATIONSSYSTEMTECHNIK,
    KUENSTLICHE_INTELLIGENZ,
    LEHRAMT_GYMNASIUM,
    MEDIENINFORMATIK,
    PSYCHOLOGIE,
    SENSORSYSTEMTECHNIK,
    SOFTWARE_ENGINEERING,
    AKTUARWISSENSCHAFTEN,
    BUSINESS_ANALYTICS,
    COMPUTATIONAL_SCIENCE_AND_ENGINEERING,
    FINANCE,
    MATHEMATICAL_DATA_SCIENCE,
    MATHEMATIK,
    MATHEMATISCHE_BIOMETRIE,
    NACHHALTIGE_UNTERNEHMUNGSFUEHRUNG,
    WIRTSCHAFTSMATHEMATIK,
    WIRTSCHAFTSWISSENSCHAFTEN,
    ADVANCED_ONCOLOGY,
    HUMANMEDIZIN,
    MOLECULAR_AND_TRANSLATIONAL_NEUROSCIENCES,
    MOLEKULARE_MEDIZIN,
    ZAHNMEDIZIN,
    ADVANCED_MATERIALS,
    BIOCHEMIE,
    BIOLOGIE,
    BIOPHYSICS,
    CHEMICAL_ENGINEERING,
    CHEMIE,
    CHEMIEINGENIEURWESEN,
    ENERGY_SCIENCE_AND_TECHNOLOGY,
    INDUSTRIELLE_BIOTECHNOLOGIE,
    PHARMAZEUTISCHE_BIOTECHNOLOGY,
    PHYSIK,
    WIRTSCHAFTSCHEMIE,
    WIRTSCHAFTSPHYSIK,
    ANDERES
}

Repository
import org.springframework.data.mongodb.repository.MongoRepository;

public interface ParticipantRepository extends MongoRepository<Participant, String> {
}

redpajama_set_name: RedPajamaStackExchange


text:
Prince d'Espagne () est le titre créé en 1969 pour désigner le prince Juan Carlos de Bourbon en tant que successeur légal du général Francisco Franco à la tête de l'État (en tant que « roi d'Espagne »). Juan Carlos garde ce titre jusqu'au , date à laquelle il devient roi à la suite du décès de Franco.

Histoire
Pendant la dictature en 1969, Franco crée le titre de « prince d'Espagne » (plutôt que prince des Asturies, titre habituel des héritiers du trône d'Espagne) pour Juan Carlos de Bourbon, le désignant ainsi comme son successeur et futur roi.

Le titre est accompagné du prédicat d'altesse royale et des honneurs militaires correspondant à ceux d'un capitaine général de l'armée espagnole. Le , l'étendard et le  (drapeau réservé à celui qui dirige des troupes) sont officialisés au travers d'un décret.

Par ce même décret, les armoiries sont données :

Le , la mort du général Franco fait du prince Juan Carlos le nouveau roi d'Espagne. Il prête serment le lendemain, mais ne prend ses fonctions que le jour suivant. Le titre n'est pas transmis à son fils Felipe, et celui de prince des Asturies est de nouveau utilisé par l'héritier du trône à partir de 1977.

Épouse du prince
L'épouse de Juan Carlos, Sophie de Grèce, adopte la version féminine du titre de son mari, en tant que consort, soit « Son Altesse Royale la princesse d'Espagne ».

À la montée sur le trône de Juan Carlos en 1975, elle devient reine d'Espagne et utilise depuis cette date la qualification de majesté, conformément à la Constitution du royaume d'Espagne adoptée trois ans plus tard.

Notes et références

Notes

Références

Voir aussi

Articles connexes
 Prince des Asturies
 Roi d'Espagne
 Armorial de la péninsule Ibérique
 Ordre de succession au trône d'Espagne
 Liste des princes et princesses des Asturies
 Liste des héritiers du trône d'Espagne

Liens externes
  Origines et histoire des armoiries royales d'Espagne sur le site Heráldica hispánica.
  Description de l'étendard et des armes du prince d'Espagne sur le site Flags of the World.

1969 en Espagne
1975 en Espagne
Franquisme
Monarchie espagnole
Titre de noblesse espagnol

redpajama_set_name: RedPajamaWikipedia


text:
Remembering The Lynching Of Claude Neal
By Shereen Marisol Meraji
Published October 27, 2019 at 7:08 AM CDT
A lynching. That's how President Trump characterized the impeachment inquiry in a tweet last week, his lynching. His use of that word in that context angered a great many people who were quick to point out that lynchings were brutal acts of racial terrorism. One of the most horrific lynchings in U.S. history took place 85 years ago this weekend. It was in Florida's Panhandle. A very large crowd gathered to watch. The details are difficult but important to hear. From NPR's Code Switch podcast, Shereen Marisol Meraji introduces us to two people trying to keep that story from being forgotten.
SHEREEN MARISOL MERAJI, BYLINE: Only one photo of Claude Neal exists.
BEN MONTGOMERY: (Reading) It was snapped before sun up on October 27, 1934. It shows a thin, short man hanging by his neck from an oak tree in front of the Jackson County Courthouse. The man is naked and mutilated. Blood streaks his skin.
MERAJI: Ben Montgomery wrote about Claude Neal's lynching for the Tampa Bay Times. And here he is reading from one of his stories, titled "Spectacle."
MONTGOMERY: (Reading) His missing fingers and toes were community keepsakes. At the edge of the frame stands a white man wearing a jacket and a hat and a blank stare. The photograph sold for 50 cents on the street that day.
MERAJI: There's not much known about Claude Neal's life. He was a 23-year-old farmhand who lived in Jackson County, Fla. He was married and had a 2-year-old daughter named Allie Mae. There were rumors that he was also seeing a young woman from a neighboring farm named Lola Cannady. Claude was black. Lola was white. And when Lola Cannady was found dead, the county sheriff arrested Claude Neal. He never got a fair trial. Instead, Claude Neal was lynched by a white mob who tortured him to death. And a couple of thousand white people came from nine different states to watch.
LAMAR WILSON: It was advertised like the Super Bowl. And so people came with their food, ready to sit on the line and watch this event, which is sick, right?
MERAJI: Lamar Wilson's from Jackson County, Fla. And he was working on a high school paper when he first learned what happened to Claude Neal. He found a book in the local library called "Anatomy Of A Lynching" by James R. McGovern.
WILSON: And I flipped the pages and started reading the opening pages. And when I saw 1934, I did the math. My grandmother, who was born in 1905 - she would've been 29. She was alive. She happened to be in the car waiting for me, with my great-aunt, her sister. And I got in the car. And I said, Ma Mary (ph), did you know Claude Neal? And I could see her sink in the seat. The whole ride home, they didn't say anything.
MERAJI: Lamar couldn't stop thinking about it.
WILSON: One of those women who taught me how to pray, Mrs. Allie Mae Smith - oh, she's his daughter. I was piecing it together. These were people in my church. And I was like - how do I ask her? I just knew that that was not the right time. And I was too young to process it beyond a report from a book.
(Reading) I told that boy to leave that white girl alone. The only words breaking the silence of the rest of that ride, the only words her brother says at home - I told that boy to leave that white girl alone.
Flash forward, I've written a book. A poem in it about the lynching is nominated for a Pushcart Prize. I feel ashamed that I am benefiting off of this tragedy, and I had to get it out of me. And some small voice said, run.
MERAJI: Journalist Ben Montgomery became Facebook friends with Lamar while he was reporting on what happened to Claude Neal.
MONTGOMERY: And I saw on Facebook that he was going back on October 26 - on the anniversary of the Claude Neal lynching to run the 13- or 14-mile path that the lynchers dragged Claude Neal's body from the Cannady house to the courthouse.
MERAJI: Ben wanted to run, too.
MONTGOMERY: Was this weird? Does this create some kind of journalistic conflict?
MERAJI: He did it anyway.
(SOUNDBITE OF BILLIE HOLIDAY SONG, "STRANGE FRUIT")
WILSON: Once we got to the courthouse, I just sang "Strange Fruit." And Ben and I, you know, embraced.
(SOUNDBITE OF SONG, "STRANGE FRUIT")
BILLIE HOLIDAY: (Singing) Southern trees bear a strange fruit...
WILSON: (Singing) Southern trees bear a strange fruit...
MONTGOMERY: Yeah, yeah, I remember that. What a haunting song.
HOLIDAY: (Singing) Black bodies swinging in the southern breeze.
WILSON: (Singing) In the southern breeze.
MONTGOMERY: There were no signs or placards or, you know, anything like that. There were no bull horns. This was a quiet small memorial.
WILSON: (Singing) From the poplar trees.
MONTGOMERY: He talked. He explained why this is important to remember. We're standing at the base of the tree where Claude Neal's body hung in 1934. And so it was a powerful moment.
MERAJI: Lamar Wilson has gone home to Jackson County, Fla., to run every year for the past five years.
WILSON: And so, for me, what I want is there to be an acknowledgment that that was wrong. I just want there to be a formal apology. This community is owed an apology.
MERAJI: Shereen Marisol Meraji, NPR News. Transcript provided by NPR, Copyright NPR.
Shereen Marisol Meraji
Shereen Marisol Meraji is the co-host and senior producer of NPR's Code Switch podcast. She didn't grow up listening to public radio in the back seat of her parent's car. She grew up in a Puerto Rican and Iranian home where no one spoke in hushed tones, and where the rhythms and cadences of life inspired her story pitches and storytelling style. She's an award-winning journalist and founding member of the pre-eminent podcast about race and identity in America, NPR's Code Switch. When she's not telling stories that help us better understand the people we share this planet with, she's dancing salsa, baking brownies or kicking around a soccer ball.
See stories by Shereen Marisol Meraji


text:
When Super Women Meet: Lynda Carter To Make Guest Spot on 'Supergirl'
Lynda Carter, the 70's era starlet who brought Wonder Woman to life for three seasons from 1975-1978, will resurface this fall on the CW's 'Supergirl.'
Published at 10:44 am on August 19, 2016
Well, she still looks wonderful.
Lynda Carter, the 70's era starlet who brought 'Wonder Woman' to life for three seasons from 1975-1978, will resurface this fall on the CW's 'Supergirl'.
'Supergirl' star Melissa Benoist posted a pic of the two super heroines together to promote season two of the show.
[[ 390723811, C]]
"Met a wonderful woman today," Benoist wrote next to the black-and-white pic on her Instagram.
Carter won't be donning her red, white and blue leotard this time around, as her role has her playing the president of the United States.
While Carter brought the role to prominence on the small screen in the 70's, Wonder Woman has enjoyed a significant resurgence in recent months. Gal Gadot reintroduced the super heroine to the big screen earlier this year in the blockbuster, if critically maligned, 'Batman v Superman: Dawn of Justice.' Gadot is set to reprise the role in the upcoming standalone film 'Wonder Woman' and 2017's Justice League.'
Carter last appeared in a 2013 episode of 'Two and a Half Men' and in 2007 did a guest spot on another superhero-themed show 'Smallville.'


Ocean reefs, beautiful, aren't they? They truly are, and they are also important for global health. What do you think of when you think of an ocean reef? Most people envision coral reefs with swaying swags of color and abundant fish moving through hidden services and the ocean floor. It is surprising, perhaps to learn that reefs can be atolls, barrier, fringing, oyster, and, of course, tropical coral.
All ocean reefs are affected by debris, drainage, oils, run-off, toxicity, and even swimmer's sun-screen. Imagine that, sunscreen affecting our ocean's reefs. Certainly, this is something that most swimmer's visiting neighboring beaches during the summer holidays think about. And, foreign travel to beach resorts, may not feature environmentally safe sunscreen practices . . . one never knows as each continent and country or nation has differing policies regarding the environment and its protection. Some have none.
Reefs provide food sources, support coastline healthy, provide a location for ocean life that flourishes only in each type of listed above. Due to this, our planet cannot lose any aquatic resources relative to reef-life. The world's economy – both oceanic and humanistic is better able to thrive with healthy in our sea's flora. Here is more on what reefs do.
Whenever we swim with sunscreen on, it winds up in the water and research scientists have determined that sunscreen chemicals have a severe impact on the health of reefs, especially the coral reefs. Due to this, reef safe sunscreen has been invented and it is not funny that more of us don't know about it. Of course, you may be thinking, another thing to do differently that wasn't an issue in the past. The list is incredulously long, isn't it? It isn't fun to have to remember every dot and title of new findings where we must adjust our day-to-day thinking and certainly, you may wonder, how much will reef safe sunscreen set my wallet back now?
You'll be surprised to learn that best reef safe sunscreen isn't costly. In fact, some reef safe sunscreen is even more cost-effective to ensure its proficiency in the marketplace and our adaptation to use it. We all love the ocean. Either to watch it or swim in it. Going forward, we need to embrace good environmental consciousness because our world population continues to grow exponentially, and we owe it to ourselves and the wildlife in our oceans and world.
So when you reach for sunscreen, make it reef safe sunscreen! The coral reef will thank you.


text:
About Moody'sCareersRegulatory AffairsTerms of UseContact Us
About Moody's
There are too many sessions currently in use on this account
Research & Ratings
Rating Methodologies
Ratings Performance
Ratings Disclosures
Sector in Depth
Funds & Asset Management
Sovereign & Supranational
Sub-Sovereign
U.S. Public Finance
Issuer Research
Political / Economic Group
The Commercial Group
Ratings Process
Ratings Definitions
Moody's Securitization Tools
Moody's Advisory Services
Moody's Economy.com
Learning Solutions and Certifications
Moody's Bureau van Dijk
Asset and Liability Management Solutions
Credit Origination Solutions
Credit Risk Solutions
Economic Solutions
Investment & Pensions Solutions
Portfolio Management Solutions
Regulatory and Accounting Solutions
Structured Finance Solutions
Access Products
Credit Risk Calculator
Credit Transition Model
Credit Trends
CreditEdge®
Default Recovery Database (DRD)
Default Risk Service - Structured
Fund Monitoring
Market Implied Ratings (MIR®)
Moody's Financial Metrics™
Moody's Project Finance Scorecard
Moody's Quantitative Ratings Estimator (QRATE)
Municipal Financial Ratio Analysis
Ratings Interactive
RiskCalc™
Structured Finance Portal
Please log in for full access to your permissions. Password is case sensitive.
Automatically log me in when I return
We brought you to this page based on your search query. If this isn't what you are looking for, you can continue to Search Results for ""
The maximum number of items you can export is 3,000. Please reduce your list by using the filtering tool to the left.
Email Research
Recipient email addresses will not be used in mailing lists or redistributed.
Recipient's
Use semicolon to separate each address, limit to 20 addresses.
Enter the
characters you see
Can't read?
Try a new set
Thank you for your interest in sharing Moody's Research. You have reached the daily limit of Research email sharings.
You have successfully sent the research.
Please note: some research requires a paid subscription in order to access.
Don't want to see this again?
Accept our Terms of Use to continue to Moodys.com:
PLEASE READ AND SCROLL DOWN!
By clicking "I AGREE", you indicate that you understand and intend these terms and conditions to be the legal equivalent of a signed, written contract and equally binding, and that you accept such terms and conditions as a condition of viewing any and all Moody's information that becomes accessible to you (the "Information"). References herein to "Moody's" include Moody's Corporation. and each of its subsidiaries and affiliates..
Terms of One-Time Website Use
1. Unless you have entered into an express written contract with www.moodys.com to the contrary and/or agreed to the Terms of Use at www.moodys.com or ratings.moodys.com, you agree that you have no right to use the Information in a commercial or public setting and no right to copy it, save it, print it, sell it, or publish or distribute any portion of it in any form.
2. CREDIT RATINGS AND MOODY'S MATERIALS FOUND ON WWW.MOODYS.COM OR SITES OTHER THAN RATINGS.MOODYS.COM MAY NOT BE DISPLAYED IN REAL TIME. FOR REAL-TIME DISPLAYS OF CREDIT RATINGS AND OTHER INFORMATION REQUIRED TO BE DISCLOSED BY MIS PURSUANT TO APPLICABLE LAW OR REGULATION, PLEASE USE RATINGS.MOODYS.COM.
3. You acknowledge and agree that Moody's credit ratings: (i) are current opinions of the future relative creditworthiness of securities and address no other risk; and (ii) are not statements of current or historical fact or recommendations to purchase, hold or sell particular securities. Moody's credit ratings and publications are not intended for retail investors, and it would be reckless and inappropriate for retail investors to use Moody's credit ratings and publications when making an investment decision. No warranty, express or implied, as the accuracy, timeliness, completeness, merchantability or fitness for any particular purpose of any Moody's credit rating is given or made by Moody's in any form whatsoever.
4. To the extent permitted by law, Moody's and its directors, officers, employees, representatives, licensors and suppliers disclaim liability for: (i) any indirect, special, consequential, or incidental losses or damages whatsoever arising from or in connection with use of the Information; and (ii) any direct or compensatory damages caused to any person or entity, including but not limited to by any negligence (but excluding fraud or any other type of liability that by law cannot be excluded) on the part of Moody's or any of its directors, officers, employees, agents, representatives, licensors or suppliers, arising from or in connection with use of the Information.
5. You agree to read and be bound by the more detailed disclosures regarding Moody's ratings and the limitations of Moody's liability included in the Information.
6. You agree that any disputes relating to this agreement or your use of the Information, whether in contract, tort, statute or otherwise, shall be governed by the laws of the State of New York and shall be subject to the exclusive jurisdiction of the courts of the State of New York located in the City and County of New York, Borough of Manhattan.
Related Issuers
AyT HIPOTECARIO MIXTO IV, FTA
AyT HIPOTECARIO MIXTO V, FTA
Announcement: Moody's updates transaction assumptions upon completion of performance review of Spanish RMBS portfolio
Rating Action: Moody's upgrades rating of Class B Notes in AyT HIPOTECARIO MIXTO IV, FTA, a Spanish RMBS transaction
Rating Action: Moody's upgrades ratings in two Spanish RMBS transactions
Rating Action: Moody's upgrades 169 tranches in 96 Spanish RMBS deals
Rating Action: Moody's upgrades 184 tranches and places on review for upgrade 200 tranches in 160 Spanish RMBS and Auto and Consumer ABS deals
Rating Action:
Moody's takes action on two AyT HIPOTECARIO MIXTO deals
Milan, August 17, 2021 -- Moody's Investors Service ("Moody's") has today affirmed the ratings of two notes and upgraded the ratings of three notes in AyT HIPOTECARIO MIXTO IV, FTA and AyT HIPOTECARIO MIXTO V, FTA. The rating action reflects increased levels of credit enhancement for all the affected notes and, for AyT HIPOTECARIO MIXTO V, FTA, also better than expected collateral performance.
Moody's affirmed the ratings of the notes that had sufficient credit enhancement to maintain the current ratings on the affected notes.
Issuer: AyT HIPOTECARIO MIXTO IV, FTA
....EUR354.9M Class A Notes, Affirmed Aa1 (sf); previously on Jul 13, 2020 Affirmed Aa1 (sf)
....EUR20.1M Class B Notes, Upgraded to Aa2 (sf); previously on Jul 13, 2020 Upgraded to A1 (sf)
Issuer: AyT HIPOTECARIO MIXTO V, FTA
....EUR649.4M Class A Notes, Affirmed Aa1 (sf); previously on Feb 26, 2020 Upgraded to Aa1 (sf)
....EUR12.2M Class B Notes, Upgraded to Aa3 (sf); previously on Feb 26, 2020 Upgraded to A3 (sf)
....EUR13.4M Class C Notes, Upgraded to Ba3 (sf); previously on Feb 26, 2020 Upgraded to B3 (sf)
Maximum achievable rating is Aa1 (sf) for structured finance transactions in Spain, driven by the corresponding local currency country ceiling of the country.
RATINGS RATIONALE
The rating action is prompted by:
- decreased key collateral assumptions, namely the portfolio Expected Loss (EL) and MILAN CE assumptions, on AyT HIPOTECARIO MIXTO V, FTA due to better than expected collateral performance
- an increase in credit enhancement for the affected tranches
Revision of Key Collateral Assumptions
As part of the rating action, Moody's reassessed its lifetime loss expectation for the portfolio reflecting the collateral performance to date.
The performance of AyT HIPOTECARIO MIXTO V, FTA has continued to improve since the last rating action. Total delinquencies have decreased in the past year, with 90 days plus arrears currently standing at 1.09% of current pool balance. Cumulative defaults currently stand at 3.22% of original pool balance, only marginally up from 3.20% a year earlier.
Moody's decreased the expected loss assumption to 1.80% as a percentage of original pool balance from 2.40% due to the improving performance.
Moody's has also assessed loan-by-loan information as a part of its detailed transaction review to determine the credit support consistent with target rating levels and the volatility of future losses. As a result, Moody's has decreased the MILAN CE assumption to 11.00%.
Increase in Available Credit Enhancement
Non-amortizing reserve funds and sequential amortization in both AyT HIPOTECARIO MIXTO IV, FTA and AyT HIPOTECARIO MIXTO V, FTA led to the increase in the credit enhancement available in these transactions.
For instance, the credit enhancement for Class B notes in AyT HIPOTECARIO MIXTO IV, FTA increased to 12.27% from 10.05% since the last rating action. Similarly, the credit enhancement on Class B notes in AyT HIPOTECARIO MIXTO V, FTA increased to 16.06% from 12.73% since the last rating action.
The principal methodology used in these ratings was "Moody's Approach to Rating RMBS Using the MILAN Framework" published in December 2020 and available at https://www.moodys.com/researchdocumentcontentpage.aspx?docid=PBS_1248130. Alternatively, please see the Rating Methodologies page on www.moodys.com for a copy of this methodology.
The analysis undertaken by Moody's at the initial assignment of ratings for RMBS securities may focus on aspects that become less relevant or typically remain unchanged during the surveillance stage. Please see Moody's Approach to Rating RMBS Using the MILAN Framework for further information on Moody's analysis at the initial rating assignment and the on-going surveillance in RMBS.
Factors that would lead to an upgrade or downgrade of the ratings:
Factors or circumstances that could lead to an upgrade of the ratings include (1) performance of the underlying collateral that is better than Moody's expected, (2) an increase in available credit enhancement, (3) improvements in the credit quality of the transaction counterparties and (4) a decrease in sovereign risk.
Factors or circumstances that could lead to a downgrade of the ratings include (1) an increase in sovereign risk, (2) performance of the underlying collateral that is worse than Moody's expected, (3) deterioration in the notes' available credit enhancement and (4) deterioration in the credit quality of the transaction counterparties.
For further specification of Moody's key rating assumptions and sensitivity analysis, see the sections Methodology Assumptions and Sensitivity to Assumptions in the disclosure form. Moody's Rating Symbols and Definitions can be found at: https://www.moodys.com/researchdocumentcontentpage.aspx?docid=PBC_79004.
The analysis relies on an assessment of collateral characteristics to determine the collateral loss distribution, that is, the function that correlates to an assumption about the likelihood of occurrence to each level of possible losses in the collateral. As a second step, Moody's evaluates each possible collateral loss scenario using a model that replicates the relevant structural features to derive payments and therefore the ultimate potential losses for each rated instrument. The loss a rated instrument incurs in each collateral loss scenario, weighted by assumptions about the likelihood of events in that scenario occurring, results in the expected loss of the rated instrument.
Moody's quantitative analysis entails an evaluation of scenarios that stress factors contributing to sensitivity of ratings and take into account the likelihood of severe collateral losses or impaired cash flows. Moody's weights the impact on the rated instruments based on its assumptions of the likelihood of the events in such scenarios occurring.
For ratings issued on a program, series, category/class of debt or security this announcement provides certain regulatory disclosures in relation to each rating of a subsequently issued bond or note of the same series, category/class of debt, security or pursuant to a program for which the ratings are derived exclusively from existing ratings in accordance with Moody's rating practices. For ratings issued on a support provider, this announcement provides certain regulatory disclosures in relation to the credit rating action on the support provider and in relation to each particular credit rating action for securities that derive their credit ratings from the support provider's credit rating. For provisional ratings, this announcement provides certain regulatory disclosures in relation to the provisional rating assigned, and in relation to a definitive rating that may be assigned subsequent to the final issuance of the debt, in each case where the transaction structure and terms have not changed prior to the assignment of the definitive rating in a manner that would have affected the rating. For further information please see the ratings tab on the issuer/entity page for the respective issuer on www.moodys.com.
For any affected securities or rated entities receiving direct credit support from the primary entity(ies) of this credit rating action, and whose ratings may change as a result of this credit rating action, the associated regulatory disclosures will be those of the guarantor entity. Exceptions to this approach exist for the following disclosures, if applicable to jurisdiction: Ancillary Services, Disclosure to rated entity, Disclosure from rated entity.
The ratings have been disclosed to the rated entity or its designated agent(s) and issued with no amendment resulting from that disclosure.
These ratings are solicited. Please refer to Moody's Policy for Designating and Assigning Unsolicited Credit Ratings available on its website www.moodys.com.
Regulatory disclosures contained in this press release apply to the credit rating and, if applicable, the related rating outlook or rating review.
Moody's general principles for assessing environmental, social and governance (ESG) risks in our credit analysis can be found at http://www.moodys.com/researchdocumentcontentpage.aspx?docid=PBC_1288435.
The Global Scale Credit Rating on this Credit Rating Announcement was issued by one of Moody's affiliates outside the UK and is endorsed by Moody's Investors Service Limited, One Canada Square, Canary Wharf, London E14 5FA under the law applicable to credit rating agencies in the UK. Further information on the UK endorsement status and on the Moody's office that issued the credit rating is available on www.moodys.com.
Please see www.moodys.com for any updates on changes to the lead rating analyst and to the Moody's legal entity that has issued the rating.
Please see the ratings tab on the issuer/entity page on www.moodys.com for additional regulatory disclosures for each credit rating.
Giovanni Ferretti
Structured Finance Group
Moody's Italia S.r.l
Corso di Porta Romana 68
JOURNALISTS: 44 20 7772 5456
Client Service: 44 20 7772 5454
Gaby Trinkaus, CFA
VP - Senior Credit Officer
Releasing Office:
No Related Data.
© 2023 Moody's Corporation, Moody's Investors Service, Inc., Moody's Analytics, Inc. and/or their licensors and affiliates (collectively, "MOODY'S"). All rights reserved.
CREDIT RATINGS ISSUED BY MOODY'S CREDIT RATINGS AFFILIATES ARE THEIR CURRENT OPINIONS OF THE RELATIVE FUTURE CREDIT RISK OF ENTITIES, CREDIT COMMITMENTS, OR DEBT OR DEBT-LIKE SECURITIES, AND MATERIALS, PRODUCTS, SERVICES AND INFORMATION PUBLISHED BY MOODY'S (COLLECTIVELY, "PUBLICATIONS") MAY INCLUDE SUCH CURRENT OPINIONS. MOODY'S DEFINES CREDIT RISK AS THE RISK THAT AN ENTITY MAY NOT MEET ITS CONTRACTUAL FINANCIAL OBLIGATIONS AS THEY COME DUE AND ANY ESTIMATED FINANCIAL LOSS IN THE EVENT OF DEFAULT OR IMPAIRMENT. SEE APPLICABLE MOODY'S RATING SYMBOLS AND DEFINITIONS PUBLICATION FOR INFORMATION ON THE TYPES OF CONTRACTUAL FINANCIAL OBLIGATIONS ADDRESSED BY MOODY'S CREDIT RATINGS. CREDIT RATINGS DO NOT ADDRESS ANY OTHER RISK, INCLUDING BUT NOT LIMITED TO: LIQUIDITY RISK, MARKET VALUE RISK, OR PRICE VOLATILITY. CREDIT RATINGS, NON-CREDIT ASSESSMENTS ("ASSESSMENTS"), AND OTHER OPINIONS INCLUDED IN MOODY'S PUBLICATIONS ARE NOT STATEMENTS OF CURRENT OR HISTORICAL FACT. MOODY'S PUBLICATIONS MAY ALSO INCLUDE QUANTITATIVE MODEL-BASED ESTIMATES OF CREDIT RISK AND RELATED OPINIONS OR COMMENTARY PUBLISHED BY MOODY'S ANALYTICS, INC. AND/OR ITS AFFILIATES. MOODY'S CREDIT RATINGS, ASSESSMENTS, OTHER OPINIONS AND PUBLICATIONS DO NOT CONSTITUTE OR PROVIDE INVESTMENT OR FINANCIAL ADVICE, AND MOODY'S CREDIT RATINGS, ASSESSMENTS, OTHER OPINIONS AND PUBLICATIONS ARE NOT AND DO NOT PROVIDE RECOMMENDATIONS TO PURCHASE, SELL, OR HOLD PARTICULAR SECURITIES. MOODY'S CREDIT RATINGS, ASSESSMENTS, OTHER OPINIONS AND PUBLICATIONS DO NOT COMMENT ON THE SUITABILITY OF AN INVESTMENT FOR ANY PARTICULAR INVESTOR. MOODY'S ISSUES ITS CREDIT RATINGS, ASSESSMENTS AND OTHER OPINIONS AND PUBLISHES ITS PUBLICATIONS WITH THE EXPECTATION AND UNDERSTANDING THAT EACH INVESTOR WILL, WITH DUE CARE, MAKE ITS OWN STUDY AND EVALUATION OF EACH SECURITY THAT IS UNDER CONSIDERATION FOR PURCHASE, HOLDING, OR SALE.
MOODY'S CREDIT RATINGS, ASSESSMENTS, OTHER OPINIONS, AND PUBLICATIONS ARE NOT INTENDED FOR USE BY RETAIL INVESTORS AND IT WOULD BE RECKLESS AND INAPPROPRIATE FOR RETAIL INVESTORS TO USE MOODY'S CREDIT RATINGS, ASSESSMENTS, OTHER OPINIONS OR PUBLICATIONS WHEN MAKING AN INVESTMENT DECISION. IF IN DOUBT YOU SHOULD CONTACT YOUR FINANCIAL OR OTHER PROFESSIONAL ADVISER.
ALL INFORMATION CONTAINED HEREIN IS PROTECTED BY LAW, INCLUDING BUT NOT LIMITED TO, COPYRIGHT LAW, AND NONE OF SUCH INFORMATION MAY BE COPIED OR OTHERWISE REPRODUCED, REPACKAGED, FURTHER TRANSMITTED, TRANSFERRED, DISSEMINATED, REDISTRIBUTED OR RESOLD, OR STORED FOR SUBSEQUENT USE FOR ANY SUCH PURPOSE, IN WHOLE OR IN PART, IN ANY FORM OR MANNER OR BY ANY MEANS WHATSOEVER, BY ANY PERSON WITHOUT MOODY'S PRIOR WRITTEN CONSENT.
MOODY'S CREDIT RATINGS, ASSESSMENTS, OTHER OPINIONS AND PUBLICATIONS ARE NOT INTENDED FOR USE BY ANY PERSON AS A BENCHMARK AS THAT TERM IS DEFINED FOR REGULATORY PURPOSES AND MUST NOT BE USED IN ANY WAY THAT COULD RESULT IN THEM BEING CONSIDERED A BENCHMARK.
All information contained herein is obtained by MOODY'S from sources believed by it to be accurate and reliable. Because of the possibility of human or mechanical error as well as other factors, however, all information contained herein is provided "AS IS" without warranty of any kind. MOODY'S adopts all necessary measures so that the information it uses in assigning a credit rating is of sufficient quality and from sources MOODY'S considers to be reliable including, when appropriate, independent third-party sources. However, MOODY'S is not an auditor and cannot in every instance independently verify or validate information received in the credit rating process or in preparing its Publications.
To the extent permitted by law, MOODY'S and its directors, officers, employees, agents, representatives, licensors and suppliers disclaim liability to any person or entity for any indirect, special, consequential, or incidental losses or damages whatsoever arising from or in connection with the information contained herein or the use of or inability to use any such information, even if MOODY'S or any of its directors, officers, employees, agents, representatives, licensors or suppliers is advised in advance of the possibility of such losses or damages, including but not limited to: (a) any loss of present or prospective profits or (b) any loss or damage arising where the relevant financial instrument is not the subject of a particular credit rating assigned by MOODY'S.
To the extent permitted by law, MOODY'S and its directors, officers, employees, agents, representatives, licensors and suppliers disclaim liability for any direct or compensatory losses or damages caused to any person or entity, including but not limited to by any negligence (but excluding fraud, willful misconduct or any other type of liability that, for the avoidance of doubt, by law cannot be excluded) on the part of, or any contingency within or beyond the control of, MOODY'S or any of its directors, officers, employees, agents, representatives, licensors or suppliers, arising from or in connection with the information contained herein or the use of or inability to use any such information.
NO WARRANTY, EXPRESS OR IMPLIED, AS TO THE ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE OF ANY CREDIT RATING, ASSESSMENT, OTHER OPINION OR INFORMATION IS GIVEN OR MADE BY MOODY'S IN ANY FORM OR MANNER WHATSOEVER.
Moody's Investors Service, Inc., a wholly-owned credit rating agency subsidiary of Moody's Corporation ("MCO"), hereby discloses that most issuers of debt securities (including corporate and municipal bonds, debentures, notes and commercial paper) and preferred stock rated by Moody's Investors Service, Inc. have, prior to assignment of any credit rating, agreed to pay to Moody's Investors Service, Inc. for credit ratings opinions and services rendered by it fees ranging from $1,000 to approximately $5,000,000. MCO and Moody's Investors Service also maintain policies and procedures to address the independence of Moody's Investors Service credit ratings and credit rating processes. Information regarding certain affiliations that may exist between directors of MCO and rated entities, and between entities who hold credit ratings from Moody's Investors Service, Inc. and have also publicly reported to the SEC an ownership interest in MCO of more than 5%, is posted annually at www.moodys.com under the heading "Investor Relations — Corporate Governance — Charter Documents - Director and Shareholder Affiliation Policy."
Additional terms for Australia only: Any publication into Australia of this document is pursuant to the Australian Financial Services License of MOODY'S affiliate, Moody's Investors Service Pty Limited ABN 61 003 399 657AFSL 336969 and/or Moody's Analytics Australia Pty Ltd ABN 94 105 136 972 AFSL 383569 (as applicable). This document is intended to be provided only to "wholesale clients" within the meaning of section 761G of the Corporations Act 2001. By continuing to access this document from within Australia, you represent to MOODY'S that you are, or are accessing the document as a representative of, a "wholesale client" and that neither you nor the entity you represent will directly or indirectly disseminate this document or its contents to "retail clients" within the meaning of section 761G of the Corporations Act 2001. MOODY'S credit rating is an opinion as to the creditworthiness of a debt obligation of the issuer, not on the equity securities of the issuer or any form of security that is available to retail investors.
Additional terms for Japan only: Moody's Japan K.K. ("MJKK") is a wholly-owned credit rating agency subsidiary of Moody's Group Japan G.K., which is wholly-owned by Moody's Overseas Holdings Inc., a wholly-owned subsidiary of MCO. Moody's SF Japan K.K. ("MSFJ") is a wholly-owned credit rating agency subsidiary of MJKK. MSFJ is not a Nationally Recognized Statistical Rating Organization ("NRSRO"). Therefore, credit ratings assigned by MSFJ are Non-NRSRO Credit Ratings. Non-NRSRO Credit Ratings are assigned by an entity that is not a NRSRO and, consequently, the rated obligation will not qualify for certain types of treatment under U.S. laws. MJKK and MSFJ are credit rating agencies registered with the Japan Financial Services Agency and their registration numbers are FSA Commissioner (Ratings) No. 2 and 3 respectively.
MJKK or MSFJ (as applicable) hereby disclose that most issuers of debt securities (including corporate and municipal bonds, debentures, notes and commercial paper) and preferred stock rated by MJKK or MSFJ (as applicable) have, prior to assignment of any credit rating, agreed to pay to MJKK or MSFJ (as applicable) for credit ratings opinions and services rendered by it fees ranging from JPY100,000 to approximately JPY550,000,000.
MJKK and MSFJ also maintain policies and procedures to address Japanese regulatory requirements.
Moody's Integrity Hotline
Via the Internet:
https://Moodys.ethicspoint.com
By telephone from the United States:
Dial 1-866-330-MDYS (1-866-330-6397)
By telephone from outside the United States:
Dial the AT&T Direct Dial Access® code for your location.
Then, at the prompt, dial 866-330-MDYS (866-330-6397).
Browse By HomeResearch & RatingsProducts & SolutionsNews & EventsCareers
Contact Us Help & SupportContact UsSubmit a Complaint
Terms & Conditions Terms of UsePrivacy PolicyProprietary Rights
© 2023 Moody's Investors Service, Inc., Moody's Analytics, Inc. and/or their affiliates and licensors. All rights reserved.
Regional Sites: GlobalMexicoBrazilItalyChinaSpainArgentinaAsiaAustraliaBoliviaCanadaCEEGermanyCISFranceIndiaIndonesiaJapanKoreaMiddle EastTaiwan, ChinaTurkiyeUruguayEMEASouth AfricaCzech RepublicPolandPeruSingaporePanama


At an event in Washington, Energy Secretary Rick Perry called the announcement "the latest example of the vital partnership between the U.S. and Qatar," including military ties and American colleges opening campuses in Qatar.
On Jan. 1, Qatar left OPEC after a nearly two-year trade embargo against it by the oil cartel's leader, Saudi Arabia, and the United Arab Emirates, Bahrain and Egypt.
Shares of Exxon Mobil Corp. rose 76 cents to close at $75.58.


Students often struggle with summarizing the results of research studies and appropriately citing sources using APA format. This poster describes how to use popular texts to teach students these essential skills. Students in an interpersonal relationships course read Modern Romance by the comedian Aziz Ansari. The book is entertaining but also firmly rooted in social science research. Assignments including comparing Ansari's summary to the original article in order to identify what information Ansari chose to include and what information he excluded and why. Students also edited Ansari's summaries to be consistent with APA style. Course evaluations, on a 5-point scale, indicated that students found the assignments to be helpful (M = 4.92, SD = 0.28) and they felt they gained important knowledge (M = 4.69, SD = 0.63). The assignments from the course will be provided, along with suggestions for popular texts that might be used in other classes.


text:
package com.codeborne.selenide.conditions;

import com.codeborne.selenide.CheckResult;
import com.codeborne.selenide.Condition;
import com.codeborne.selenide.Driver;
import org.openqa.selenium.WebElement;

import javax.annotation.Nonnull;
import javax.annotation.ParametersAreNonnullByDefault;

import static org.apache.commons.lang3.StringUtils.EMPTY;
import static org.apache.commons.lang3.StringUtils.defaultString;

@ParametersAreNonnullByDefault
public class PseudoElementPropertyWithValue extends Condition {

  static final String JS_CODE = "return window.getComputedStyle(arguments[0], arguments[1])" +
    ".getPropertyValue(arguments[2]);";

  private final String pseudoElementName;
  private final String propertyName;
  private final String expectedPropertyValue;

  public PseudoElementPropertyWithValue(String pseudoElementName, String propertyName, String expectedPropertyValue) {
    super("pseudo-element");
    this.pseudoElementName = pseudoElementName;
    this.propertyName = propertyName;
    this.expectedPropertyValue = expectedPropertyValue;
  }

  @Nonnull
  @Override
  public CheckResult check(Driver driver, WebElement element) {
    String value = getPseudoElementPropertyValue(driver, element);
    return new CheckResult(defaultString(expectedPropertyValue).equalsIgnoreCase(value), actualValue(value));
  }

  private String actualValue(String pseudoElementValue) {
    return String.format("%s {%s: %s;}", pseudoElementName, propertyName, pseudoElementValue);
  }

  @Override
  public String toString() {
    return String.format("%s %s {%s: %s;}", getName(), pseudoElementName, propertyName, expectedPropertyValue);
  }

  private String getPseudoElementPropertyValue(Driver driver, WebElement element) {
    String propertyValue = driver.executeJavaScript(JS_CODE, element, pseudoElementName, propertyName);
    return propertyValue == null ? EMPTY : propertyValue;
  }
}

redpajama_set_name: RedPajamaGithub


text:
======================
MEMCACHED_SERVER_ERROR
======================

.. c:type:: MEMCACHED_SERVER_ERROR

An unknown error has occurred in the server.


text:
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77% of retail investor accounts lose money when spread betting and/or trading CFDs with this provider. You should consider whether you understand how spread bets and CFDs work and whether you can afford to take the high risk of losing your money.
Ways you can trade
Account specifications
What you can trade
CFD details
Spread betting rebates
CFD rebates
Spread betting details
Charting features
New platform features
Getting started with MT4
Mobile upgrade
Our platform pricing
CFD and spread bet margin trades
Money and risk management
Learn spread betting
What is spread betting?
Advantages of spread betting
Spread betting for beginners
Spread betting examples
Spread betting vs CFDs
Risks of spread betting
Learn CFD trading
What are CFDs?
Benefits of trading CFDs
CFD trading examples
What is a spread?
Risks of CFD trading
What is forex?
Benefits of forex trading
Forex trading examples
What is leverage in forex?
Forex technical analysis
Learn cryptocurrencies
Cryptocurrency examples
The advance of cryptos
Non-farm payrolls
Our market analysts
Tina Teng
Featured chart
How do I fund my account?
How can I reset my password?
How do I place a trade?
Why CMC?
Log in Start trading CMC Pro
EasyJet share price slips back despite narrower full-year loss
CHIEF MARKET ANALYST
mhewson_CMC
In October, the easyJet share price hit 10-year lows and despite a modest recovery since then, today's full-year results have seen the airline post a pre-tax loss of £178m, its third successive annual loss.
Despite another annual loss, the outlook does look slightly more encouraging, however the shares have slipped back a touch in early trade, as investors weigh up the airline's prospects in a market where margins are likely to be become even more compressed. It's a market where the airline is competing with the likes of Jet2 and Ryanair, both of which have recently posted some very solid numbers.
On the plus side, today's loss was much less than the £1.1bn a year ago, however that's like comparing apples with oranges given the huge disruption to aviation that was caused by the aftermath of the pandemic a year ago. The numbers also included disruption costs of £78m incurred as a result of the problems encountered during Q4, and a £64m loss in respect of exchange rate effects due to the weakness of the pound.
Total revenue rose to £5.77bn, while costs increased to £5.95bn, a rise of 129%, all of which is highly encouraging, however the airline seems to be struggling to meet its load capacity targets, which are slowly returning to pre-pandemic levels, but seem to be lagging behind its peers. During Q4 easyJet said it managed to achieve load capacity levels of 92%, however these were achieved by reducing capacity during the quarter, due to flight caps at Gatwick Airport and Amsterdam, in order to deal with the disruption which took place during Q3.
For the whole of 2022, the airline saw the load factor return to 85.5%, up from 72.5% a year ago, but it is still below 2019 levels, when they were at 91.5%. It also has some way to go to match the levels being achieved by the likes of Ryanair, who I might add also returned a half-year profit of €1.37bn when they released their numbers a few weeks ago, and which perhaps explain some of today's early share price weakness.
Fuel costs for the first half are 74% hedged, up from 69% hedged a few weeks ago, and 51% hedged in H2, with the airline saying it expects to fly around 38 million seats in H1 of 2023, a 25% increase year-on-year; and 56m seats in H2, a 9% increase year-on-year.
In an attempt to get ahead of any logistical issues, easyJet has said it is taking steps to build resilience in order that the problems encountered in the summer of 2022 aren't repeated in summer 2023. EasyJet holidays is also expected to add to the bottom line with a target of 30% growth for the coming year, after delivering revenue of £368m and a profit of £38m in 2022.
The budget airliner said in its Q4 update that it wouldn't be recommending the payment of a dividend, and this was confirmed in today's full-year numbers.
Disclaimer: CMC Markets is an execution-only service provider. The material (whether or not it states any opinions) is for general information purposes only, and does not take into account your personal circumstances or objectives. Nothing in this material is (or should be considered to be) financial, investment or other advice on which reliance should be placed. No opinion given in the material constitutes a recommendation by CMC Markets or the author that any particular investment, security, transaction or investment strategy is suitable for any specific person. The material has not been prepared in accordance with legal requirements designed to promote the independence of investment research. Although we are not specifically prevented from dealing before providing this material, we do not seek to take advantage of the material prior to its dissemination.
Upcoming indices dividend drop points
View the estimated indices dividend drop points* for the week commencing 2 January 2023
The Week Ahead: Fed minutes, US payrolls; Darktrace, Next results
2023 Outlook: What next for renewables after 2022 rebound?
2023 Outlook: What next for the UK oil and gas sector after a year of bumper profits?
Read our preview of key economic and corporate events in the week commencing 2 January 2023, and view our company earnings calendar.
What's next for renewables after a rebound in 2022? Michael Hewson looks back at the performance of renewable stocks in 2022, and at the industry's prospects in the year ahead.
After UK oil and gas majors BP and Shell posted bumper profits in 2022, what might 2023 hold in store?
Personal Connect Group Pro
Lines open 24hrs, Monday-Friday
Garden Tower, Neue Mainzer Str. 46-50, 60311Frankfurt Germany
CMC Markets is a reference to CMC Markets Germany GmbH. CMC Markets Germany GmbH is a company licensed and regulated by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) under registration number 154814.
Telephone calls and online chat conversations may be recorded and monitored. Apple, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. This website uses cookies to obtain information about your general internet usage. Removal of cookies may affect the operation of certain parts of this website. Learn about cookies and how to remove them. Portions of this page are reproduced from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.


I have animated GIF files embedded in a PowerPoint presentation. The slides have both unlimited animations included and also some animations that are single and double loop (I created the number of loops outside of the presentation and imported them with the defined loops). They work fine in PowerPoint show, but when I use iSpring to convert to Flash, I lose the single and double loop animations and they all become unlimited loop (with the free version), and then I tried picking options with the trial version and when I converted that one, the animations are not working at all. I tried to find text that would tell me how to set the features to make this work but was not able to find anything that would guide me through the setup for publishing for the web (the intent is to import into moodle when I can figure out how to make this work). I am in the trial mode right now for the software, but if I am not able to do both the unlimited and limited loop, then this software won't work for me. Thanks for your help.
Thank you for posting here and for duplicating your message to our support email. It is a specific kind of problem so it needs personal research of your GIF file. We already sent you the request.


text:
Destined: A House of Night Novel (House of Night Novels #9) (Paperback)
By P. C. Cast, Kristin Cast
This is book number 9 in the House of Night Novels series.
#1: Marcada: Una Casa de la Noche Novela (House of Night Novels #1) (Paperback): $17.99
#2: Betrayed: A House of Night Novel (House of Night Novels #2) (Paperback): $11.99
#3: Chosen: A House of Night Novel (House of Night Novels #3) (Paperback): $11.99
#4: Found (House of Night Other World #4) (Paperback): $14.99
#5: Hunted: A House of Night Novel (House of Night Novels #5) (Paperback): $11.99
#6: Tempted: A House of Night Novel (House of Night Novels #6) (Paperback): $11.99
#7: Burned: A House of Night Novel (House of Night Novels #7) (Paperback): $11.99
#8: Awakened: A House of Night Novel (House of Night Novels #8) (Paperback): $11.99
#10: Hidden: A House of Night Novel (House of Night Novels #10) (Paperback): $11.99
#11: Revealed: A House of Night Novel (House of Night Novels #11) (Paperback): $11.99
#12: Redeemed: A House of Night Novel (House of Night Novels #12) (Paperback): $11.99
Zoey is finally home where she belongs, safe with her Guardian Warrior, Stark, by her side, and preparing to face off against Neferet – which would be a whole lot easier if the High Counsel saw the ex-High Priestess for what she really is. Kalona has released his hold on Rephaim, and, through Nyx's gift of a human form, Rephaim and Stevie Rae are finally able to be together – as long as he can truly walk the path of the Goddess and stay free of his father's shadow…
But there are new forces at work at the House of Night. An influx of humans, including Lenobia's handsome horse whisperer, threatens their precarious stability. And then there's the mysterious Aurox, a jaw-droppingly gorgeous teen boy who is actually more – or possibly less – than human. Only Neferet knows he was created to be her greatest weapon. But Zoey can sense the part of his soul that remains human, the compassion that wars with his Dark calling. And there's something strangely familiar about him…
Will Neferet's true nature be revealed before she succeeds in silencing them all? And will Zoey be able to touch Aurox's humanity in time to protect him – and everyone – from his own fate? Find out what's destined in the thrilling ninth chapter of the P.C. Cast and Kristin Cast's House of Night series.
P.C. Cast is the author of the House of Night novels, including Marked, Betrayed, Chosen, and Untamed.
Ms. Cast is a #1 New York Times and USA Today Best-Selling author and a member of the Oklahoma Writers Hall of Fame. With more than 20 million copies in print in over 40 countries, her novels have been awarded the prestigious Oklahoma Book Award, YALSA Quick Pick for Reluctant Readers, Romantic Times Reviewers' Choice Award, the Prism, Holt Medallion, Daphne du Maurier, Booksellers' Best, and the Laurel Wreath.
Ms. Cast was born in the Midwest and grew up being shuttled back and forth between Illinois and Oklahoma, which is where she fell in love with Quarter Horses and mythology. After high school she joined the United States Air Force and began public speaking and writing. After her tour in the USAF, she taught high school for 15 years before retiring to write full time. She now lives in Oregon surrounded by beloved cats, dogs, horses, and family.
Kristin Cast is a #1 New York Times and #1 USA Today bestselling author who teams with her mother to write the wildly successful HOUSE OF NIGHT series. She has editorial credits, a thriving t-shirt line, and a passion for all things paranormal. When away from her writing desk, Kristin loves going on adventures with her friends, family, and significant other, playing with her dogs (Grace Kelly and Hobbs the Tiny Dragon), and is obsessed with her baby.
Young Adult Fiction / Fantasy / Contemporary
Young Adult Fiction / Girls & Women
Publisher: St. Martin's Griffin
Series: House of Night Novels
"This amazing writing pair once again weaves together a world where rising darkness threatens and brave teens risk everything." —RT Book Reviews on Destined (4 ½ stars)
"As the plot lines converge later in the novel, the action becomes both intense and thoroughly entertaining….this outing will not disappoint House of Night fans." —Kirkus Reviews on Destined


text:
The 3rd Victim by Sydney Bauer
February 5, 2015 by Webmaster computerjazz.net
Author: Sydney Bauer
Publisher: Pan Macmillan Australia
Review By: Lesley Vick
Book Synopsis: This book is Bauer's sixth legal mystery/thriller featuring the Boston-based attorney David Cavanaugh, his family, friends and colleagues. As in the previous five books the resolution of the long and involved plot (520 pages) is hard going for Cavanaugh. Not only has a child been gruesomely murdered and the incriminating evidence against her mother difficult to refute but the ambitious District Attorney – a longstanding antagonist of Cavanaugh's – ruthlessly exploits the public's horror at the crime. Even after Cavanaugh realises his client has been set up he cannot begin to imagine the truly appalling reasons why the child has been murdered and her mother cast as the villain. Nor is he cognisant of the looming danger to someone close to him.
Although there are numerous characters, many plot twists and a great deal of suspense the book is well-paced and cleverly written (Bauer's experience working in film and television is obvious). The compiling of evidence (including significant DNA analysis), the exposure of lies and the revelation of motives is absorbing. Cavanaugh's personal life, friendships and relationships with his colleagues are fleshed out too. This knowledge makes him a well-rounded character and the assistance given to him by his friends in the police force and the FBI in investigating the crime is convincing as a result.
The ending is both ingenious and unexpected even though some aspects could be seen as a bit far-fetched. There were also a couple of continuity problems that should have been picked up in editing. But overall, existing Bauer fans will not be disappointed and newer readers should be inspired to read the earlier Cavanaugh books.
After The Darkness by Honey Brown
Gladiatrix by Rhonda Roberts


Republic Bancorp Inc. does not currently have any hardcopy reports on AnnualReports.com. Click the button below to request a report when hardcopies become available.
Republic Bancorp, Inc. operates as the holding company for Republic Bank & Trust Company and Republic Bank, which provides banking, tax refund solutions, and mortgage banking services to individuals and businesses in the United States.