Why locals still hesitate to buy?
Sri Lanka Equity Forum » Stock Market Talk » Why locals still hesitate to buy?
I hope after the election local investors would turn to the market. Since long time foreigners are the net buyers. Are we going to buy when they ready to realize profits?
Still our market has lower PE with its peers. There is a good article on LBO.LK you can have a look. I hope this time people would turn in to fundamental counters rather than crappy shares.
Record breaking foreign investment in the Sri Lankan stock market has continued into 2018, with Rs. 4 billion in net foreign purchases during the month of January – a new record for the first month of any given year. The month recorded Rs. 10.7 billion in foreign purchases in the market, while foreign investors made sales worth Rs. 6.7 billion, which has established a record breaking start to the year in terms of net foreign purchases. In this interview, the Head of Market Development at CSE, Mr. Niroshan Wijesundere discusses foreign investor participation in the market at present and the investment climate.
There are signs of the foreign investor interest in the market continuing in 2018. Can you comment on this?
Foreign investors indicated a renewed interest in Sri Lankan stocks in 2017 with record breaking purchases worth Rs. 112 billion, and we have seen that momentum continue into 2018 as well. The level of interest we have seen within the very first month of the year is quite encouraging and indicates that Sri Lankan stocks remain attractive to foreign portfolio investors, especially those with investment interests in frontier markets. What is particularly encouraging is that the level of foreign buying we have seen in 2017 and in the early parts of this year mark a sharp reversal from 2015/16, during which we saw significant fund outflows.
Present developments give us a reason to believe that Sri Lanka at the moment is viewed as a market with considerable growth potential, which is vindicated by the substantial level of foreign investor interest we have experienced in recent times.
What have been the driving forces behind this interest?
Attractive valuations with the market Price Earnings Ratio at 10.69 even at present – one of the lowest in the region, encouraging performance among listed companies, an improving macroeconomic outlook and a strong value-driven investment case have contributed to foreign investors placing their confidence in Sri Lankan Stocks. We were most recently mentioned on the Wall Street Journal as the most attractive frontier market in comparison with 11 other countries, according to a model presented by the Citi Bank. The model looked at six key metrics such as earnings momentum, price momentum, valuation, macro growth and imbalances and monetary policy – the fact the Sri Lanka topped this list gives some great perspective into the value proposition the market offers at present. Vietnam and Bangladesh, who you could say are our direct competitors being other Asian frontier markets were covered on the model as well along with countries such as Argentina, Egypt, Nigeria, Romania and others.
Positive developments such as noticeable improvements in the gross official reserves, flexible exchange rate management, a recovering Balance of Payments position, strong FDI numbers and fiscal consolidation have contributed to an improvement in the macro-economic outlook, which is certainly important when attempting to attract foreign investment to the market.
There have also been the odd one-off factors such as Pakistan achieving emerging market status mid last year and more funds moving into Sri Lanka as a result of portfolio rebalancing. On the other hand, while positive local developments have definitely served us well, a supportive global backdrop for Asian stocks and frontier markets in 2017 where we have seen an influx of funds to Asia has helped channel foreign investment to the CSE.
How responsive are Sri Lankan Stocks to developments in more matured global markets?
The Sri Lankan stock market has over the years been quite unique, in the sense that it has had a low correlation with developed and emerging markets and their trends. This has been something that many analysts have noted in the past, and certainly gives us an interesting selling point considering that funds that generally look at frontier markets look for diversification opportunities. The fact that we are very much local in character has worked towards our advantage.
As we speak global markets are facing a sell-off, with even most regional indices in Hong Kong, Vietnam, Korea, India and Malaysia sharply declining within the past few days. The impact that this sell-off has had on Sri Lanka, at this point, has been minimal, where we are still in a positive returns position in terms of both the Indices when compared to how we started 2018. There is a strong reason to believe that the Sri Lankan stock market is based on local driving forces and the performance of our listed entities, rather than global market related developments. This has in the past resulted in foreign investors buying into Sri Lankan stocks at a time when on a global scale, the trend points to investors moving out of equities and focusing more on fixed income.
What impression do these foreign inflows make on a more macro scale?
Foreign inflows certainly do have a positive impact on the Balance of Payments as witnessed in 2017, which was also acknowledged by the Central Bank. Increased international interest in the Stock Market would lead to a broader focus on the country as a whole, and would benefit the Sri Lankan economy and listed companies in their bid for growth. A stock market that attracts foreign investors has the potential to be perceived as a sign of strength, and of a market-friendly environment – especially in the context of an emerging country like Sri Lanka. Recent developments in the Sri Lankan stock market in the foreign investment front would therefore be certainly encouraging, even to FDI investors that are considering investing in Sri Lanka.
As I said, macro-economic factors always come under close consideration when foreign investors look at investing in a particular stock market, and the fact that foreign investors are maintaining an interest in Sri Lankan stocks indicates that they remain optimistic on the way forward for the country. Healthy levels of foreign investor interest therefore is somewhat an endorsement of the progress been made in a macro sense and of the socio-economic reforms that are being implemented.
How does the CSE intend to sustain this level of interest?
We are constantly engaging the foreign investor community in key markets to create awareness on the buying opportunity in Sri Lankan stocks and the attractive value proposition. The Invest Sri Lanka capital market promotion took place in Australia, New Zealand and the USA in 2017 after a lapse of a year and we did have encouraging results. We will look at engaging some key markets through the Invest Sri Lanka brand this year as well and the Securities and Exchange Commission of SL (SEC) has played an important role in these Forums by co-organizing the initiatives.
We also position the stock market at foreign investment focused forums and business conclaves hosted by neutral organizations both in Sri Lanka and around the world. Stock Brokers also do engage foreign investors constantly and conduct their own promotional efforts and play a significant role in securing foreign investment into the Sri Lankan market.
What we are also now looking at, is to create awareness on Sri Lankan stocks in non-traditional markets, similar to what we did in Australia in 2017, which I must say, was a considerable success with 2017 recording an all-time record in foreign purchases by Australia in CSE's history. We will therefore look to make our investment case in new markets and also look to capitalize on unique bilateral developments such as the signing of trade agreements and celebration of diplomatic relations between Sri Lanka and countries with a strong investor presence or potential.
In the long run, an upgrade to the emerging market classification would expand our scope in generating foreign investments into the market as it would open up the market to a wider base of portfolio investors. Substantial developments in terms of market size and liquidity need to be achieved in this regard, supported by macro-economic developments and improvements to market infrastructure. While this is certainly an objective we are working on, factors such as the listing of large state-owned enterprises, a healthy, positive economic outlook and sustained political stability which are largely external factors, need to work in the market's favor for an emerging market status to be achieved.
Finally, how can this foreign interest be used to encourage local investors?
Foreign investors have certainly been quick to move on the buying opportunity Sri Lankan stocks have presented since 2017 and this makes a strong case for improved involvement among local institutional and individual investors as well. The opportunity has always been available for both local and foreign investors and is still on the table. The onus is on the local investors to engage in the market and benefit from its value proposition. We as an exchange will work on creating the awareness on these opportunities both among existing and new local investor segments.
The CSE in partnership with the SEC and other stakeholders are working on a concentrated effort to create awareness among both local retail and institutional investors. Approximately 350 awareness and education programmes will be conducted through the CSE branch network focused on retail investors this year and we will also continue to collaborate with the SEC for the 'Kotas Welandapola Nagarayen Nagarayata' series, with Regional Investor Days in Panadura, Batticaloa, Bandarawela, Kurunegala, Embilipitiya and Anuradhapura. The series which was held in five towns around the country in 2017 drew a keen interest among locals, especially new investors who have not been associated with the market before. Likewise, we aim to reach out to non-traditional markets around the country with the objective of expanding our retail base.
As for institutional investors and high-net-worth investors (HNI), we will continue with the research presentation series conducted with the Colombo Stock Brokers Association (CSBA) presenting investment research on companies featured on the S&P SL 20 Index this year as well and we will look to engage the large state institutional funds on an individual basis to present the investment case for stocks. Attractive valuations and the value proposition I mentioned earlier offers us a good opportunity to reactivate the local HNI and Institutional segments of our market through creating awareness.
We therefore look forward to the support of capital market stakeholders including stock brokers and unit trust management companies in in this awareness drive, and invite all local investors to consider what is presently a good opportunity to engage and benefit from the stock market.
@wisdom wrote: I hope after the election local investors would turn to the market. Since long time foreigners are the net buyers. Are we going to buy when they ready to realize profits?


First off, my blue/purple Strat is still my main weapon of choice (pictured, below).
My main Strat, with modded pickups. Seen here with my fave stomp boxes.
I love the combination of these pickups, not to mention their individual tones. I'm buying a new 'fat Strat' soon (expect a review to follow) and should I find the standard pickups somewhat lacking in quality, I'll be replacing them with the same choices mentioned above.
What else has remained the same?
My acoustics – the Taylor 314ce, Admira classical and Tanglewood electro acoustic – are the same as before. My ukulele is a standard concert model by Kauai.
I have a pedal board to house all of these. However, I often simply take two or three pedals out to a gig without the board. This changes from gig to gig, but looking back through the pics on my Twitter account, I find the Joyo Vintage OD (a top quality tubescreamer clone for a fraction of the price) usually makes an appearance.
My current second Strat is a Chinese made Modern Player Stratocaster. Interestingly, it is short scale (24 inches instead of the usual 25.5). Apart from being a feet shorter on the neck (only twenty) you barely notice when playing, though the body is a little smaller. In terms of sound, the pickups on this are classic Strat and I love the Guild humbucker in the bridge – the chrome looks really cool against the scratch plate (see pic below, sun best guitar on the left)!
Modern Player short scale Strat, sunburst (left); Mexican HSS Strat, midnight blue (right); Fender Stage 100 solid state amp (rear).
Finally, I also own an Epiphone Les Paul plus top PRO. The main difference between this and the standard Epi LP is that both the top quality pickups are coil-tapped. They're also uncovered, which looks very funky against the gold finish (see pic, below).
Epiphone Les Paul plus top PRO, gold with those beautiful uncovered 'zebra' humbuckers.
When I bought this guitar, I thought I'd be using it with bands in the heavier end of the rock spectrum. However, I've found myself using it more & more for blues & jazz gigs. It was my main guitar for my blues workshops at the Sage Gateshead this summer, and provided those early blues times perfectly.
I've finally bowed to the inevitable and invested in a digital amp. I'm glad I waited, because evidently Fender did too. The first wave of modelling amps were full of lags & bugs. By waiting, Fender's first foray into the genre ensured they got it right first time. Even then, they were minor bugs, quickly improved in the line of amps released when I started looking – and now I'm a very happy owner of a Mustang III version 2 (pictured below).
Fender Mustang III v.2 digital amp, pictured here with my gold Epi LP.
This has every amp option you can think of, as well as every effect you'll ever need. I prefer to keep my overdrive stompboxes, which frees up the amp to add modulation effects (such as phaser or their wonderful chorus choices). There's room for a hundred saved channels, which is more than I need but useful to have. Also, their pitch-shift effect allows me to down tune the entire guitar without the need to, well, actually down tune the guitar! Very cool!
Well… I've just today ordered a Fender HSH Strat, so expect a review when that arrives. I'm also quite keen to look at a few more pedals from Joyo. Watch this space.
This entry was posted in acoustic guitar, advice, Band Members, Bands, career, classical, Classical guitar, community, electric guitar, equipment, gear, Gigging, guitar, guitars, Jazz, lessons, Live Music, Live Performance, Music, Music Education, music groups, Musical Practice, New Music, Opinion, Opinions, pop, recording, reviews, rock, teaching, tips, tuning, ukulele and tagged acoustic, Admira, amp, atompbox, blue, blues, boss, chorus, Classical, coil, coil tap, cool rails, delay, detune, digital, digital delay, distortion, down tune, effects, effects pedals, epiphone, fat strat, Fender, folk, gear, gig, gigs, gold, Guitar, guitar effdcts, guitars, hot, humnucker, Jazz, Joyo, lecture, les paul, lessons, live misuc, masterclass, mid, modelling, modern, modifications, mods, Music, mustang, new music, next, noiseless, nylon, nylon strings, nylon strung, one, overdrive, phaser, Pickup, pickups, pitch, pitch shift, player, pop, pro, retrofit, retrofitted, review, reviews, rock, rosewood, scale length, seminar, Seymour Duncan, short scale, snarling dogs, solid state, spec, stompboxes, strat, stratocaster, sunburst, tanglewood, tapped, Taylor, tech, top, tuning, ukulele, uncovered, vintage, wah, workshop, workshops on November 24, 2016 by timguitar.


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A unique deformation mechanism of auxetic chiral structure was investigated via integrated analytical, experimental and numerical approaches. This unique deformation mechanism is the auxetic effect due to internal rotation. In this thesis, first, a rigid-rod-rotational-spring model was developed to capture the quantitative relation between the Poisson's ratio and internal rotation of the cells in the auxetic chiral structure. It was concluded that the auxetic effects will be amplified with elevated internal rotation. Then, based on this concept, two new auxetic chiral structures were designed: (1) auxetic chiral structure with soft hinges at the corners, and (2) auxetic chiral structure with hard cores in the center. The original and the two new chiral structures were fabricated via a multi-material 3D printer (Objet Connex260). Mechanical experiments under uni-axial compression were performed to prove the concept. It was proved that both new structures can effectively amplify the auxetic effects through increased internal rotation. In addition, to further explore the mechanical behaviour of the two new designs, thorough parametric study was performed via Finite Element (FE) simulations. Design guidelines for the auxetic chiral structure was provided.
The new designs of auxetic chiral structures enable tailorable negative Poisson's ratio under large deformation. These new cellular structures have broad potential applications in designing industrial energy absorption foams, impact and tearing resistant materials, drug-delivery medical bandages, biomedical scaffolds, responsive/smart façade of architectures, and metamaterials for optical, electro-magnetic devices and components.
Jiang, Yunyao, "ANALYTICAL, EXPERIMENTAL AND NUMERICAL STUDY ON THE MECHANICAL BEHAVIOR OF 3D PRINTED AUXETIC CHIRAL STRUCTURES" (2016). Master's Theses and Capstones. 869.


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Telco Deep Dive: Quarterly report shows Jendela exceeds 2020 targets
Malicious actors switch tactics to build, deploy and conceal powerful botnets
Targeting PaaS and SaaS vendors; and CMSes such as WordPress and Joomla
DISTRIBUTED Denial of Service (DDoS) attacks are continuing in high numbers, backed by more insidious botnets, according to the Prolexic Q2 2014 Global DDoS Attack Report.
Prolexic Technologies is now part of Akamai, and has produced the quarterly Global DDoS Attack Report since 2011. The report provides analysis and insight into the global DDoS threat landscape, Akamai said in a statement.
"DDoS attacks have continued in high numbers and with high average and peak bandwidths. They can take out an entire data centre by overwhelming network bandwidth," said Stuart Scholly, senior vice president and general manager of security at Akamai Technologies.
"Behind these powerful attacks are changing tactics to build, deploy and conceal powerful botnets. Server-side botnets are preying on web vulnerabilities and reflection and amplification tactics are allowing attackers to do more with less," he added.
When building server-side botnets, attackers have been targeting Platform-as-a-Service (PaaS) and Software-as-a-Service (SaaS) vendors with server instances running software with known vulnerabilities, such as versions of the Linux, Apache, MySQL, PHP (LAMP) stack and Microsoft Windows Server operating systems.
They have also targeted vulnerable versions of common web Content Management Systems (CMS) such as WordPress and Joomla or their plugins, Akamai said.
While the use of server-based botnets has increased, the itsoknoproblembro (Brobot) botnet, also based on server infection, has remained a threat.
Attacks in the second quarter of 2014 provided indications that the botnet is still in place from its earlier use in the Operation Ababil attacks against financial institutions in 2011-2013. Once thought to have been cleaned up, it appears the botnet has been surreptitiously maintained.
Reflection and amplification attacks were more popular in the second quarter of 2014 as compared with the same period in 2013, representing more than 15% of all infrastructure attacks.
These attacks take advantage of the functionality of common Internet protocols and misconfigured servers.
While the use of NTP (Network Time Protocol) reflection attacks was down significantly in the second quarter of 2014, likely due to community cleanup work, SNMP (Simple Network Management Protocol) reflector attacks surged during the quarter, filling the void.
Q2 2014 highlights:
Compared with the second quarter of 2013
22% increase in total DDoS attacks
72% increase in average attack bandwidth
46% increase in infrastructure (Layer 3 and 4) attacks
54% decrease in average attack duration: 38 vs 17 hours
241% increase in average peak bandwidth
Compared to the first quarter of 2014
0.2% decrease in total DDoS attacks
14% decrease in average attack bandwidth
15% decrease in application (Layer 7) attacks
0.2% decrease in average attack duration: 17.38 vs 17.35 hours
36% decrease in average peak bandwidth
Analysis and emerging trends
Attacks involving server-side botnets have only been observed by Akamai in the most sophisticated and carefully orchestrated DDoS campaigns, the company said in its statement.
Their high-volume infrastructure attacks have had signatures that appear to be specially crafted to avoid detection by DDoS mitigation technology. Because of the effectiveness of these attacks, and the widespread availability of vulnerable cloud-based software, they are likely to continue and may be monetised in the underground DDoS marketplace.
They potentially pose a significant danger to businesses, governments and other organisations, Akamai said.
These DDoS trends and more are discussed in detail in Prolexic's Q2 2014 Global DDoS Attack Report. To request the full report, go here.
Against DDoS attacks, an end-to-end approach needed
First-ever case of mobile trojan spreading via 'alien' botnets
Alibaba Cloud launches US$30 mil Global SME Enablement Program to help SMEs weather through Covid-19
By Digital News Asia April 30, 2020
In boost to Malaysia's ECF & P2P markets, MTDC allocates US$2.8mil co-investment fund
By Karamjit Singh May 13, 2020
As change accelerates, EY says insurers need profound transformation and the right talent
Review: Samsung ups its game with the S20 Ultra
Review: The excess of the Samsung Galaxy Note20 Ultra is a good thing, if you can afford it
By Tan Jee Yee September 17, 2020
Dropee is second Malaysian startup to be accepted into Y Combinator
By Kiran Kaur Sidhu March 12, 2020

redpajama_set_name: RedPajamaCommonCrawl


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Mahalaxmi Bikas Bank Raises Net Profit by 15%
Mahalaxmi Bikas Bank (MLBL) has increased its net profit by 15.13 percent to Rs 387.9 million compared to the Rs 336.9 million of the corresponding period of the last FY.
The bank with Rs 2.84 billion in paid-up capital has reserve fund of Rs 1.28 billion.
During the period, the bank collected deposit of Rs 30.49 billion and extended loan of Rs 26.35 billion. The bank earned Rs 1.26 billion in net interest income during the period compared to Rs 718.9 million of the last FY.
During the period, the bank earned Rs 496.7 million in operating profit compared to Rs 173 million of the last FY.
The bank has bad debt of 3.85 percent, EPS of Rs 18.18 and net worth per share of Rs 145.23.


J.Y.O. Weeks ago that 40,000 fertilizers of the international Benicassim Festival were exhausted with right to free camping. Located in the heart of Costa del Azahar, Benicassim is a holiday resort with everything you need to enjoy the summer. Every year, in the middle of summer, a small town of Castellon becomes the musical epicenter of Europe for a few days. The international Benicassim Festival (FIB) is to blame. Since, in 1995, the Moran brothers launched the first edition, the event has not stopped growing in relevance and magnitude. And in 2011 it is expected a historical Edition which will take place on 14, 15, 16 and 17 July. Headliners the undeniable pull of the headliners among the parish national and international (Arcade Fire, The Strokes, Portishead and Arctic Monkeys) has caused 40,000 fertilisers have been exhausted with right to free camping weeks ago.
However, there are still different types of localities on sale: from the easy credit, only for unemployed, which includes free camping and you can pay in three instalments (157,50 EUR), until the fertilizer VIP (325 euros) or day (70 euros) entries. An endless programming in addition to the powerful Heads of cartel, the FIB offers, once again, an unfathomable programming: Portishead, Brandon Flowers, The Undertones, James Murphy, Primal Scream and Elbow are some of the most highly anticipated foreign artists. The roster of national groups is equally remarkable, with Nudozurdo, Russian Red, Lory Meyers, Antonia Font and Amable, among others. On the other hand, the Benicassim Festival returns to complete its programming with a series of events related to dance, fashion or theatre. Schedules a few days ago, the Organization of the contest announced that schedules will be available in a mobile application designed for iPhone and Android, devices in the concerts arena and information points of the Festival, from Thursday, July 14. Likewise, since the July 11, you can buy the program of hand with the schedules and other information for the price of five euros. Holiday one of the undoubted attractions of the festival city is its privileged location. Located in the heart of Costa del Azahar, Benicassim is a holiday resort with everything you need to enjoy the summer. Hence, the general tone for the days that lasts for the Festival is clear: in the evening, music; by day, beach. An unbeatable combination.


YOU SAVE BE YOUR OWN!
Esu present in Radiance, as near as your very breath.
YOUR MIDDLE EAST REGION IS LIKE A BOILING CAULDRON ABOUT TO EXPLODE. THE POSSIBILITY OF WAR AND THE PROBABLE USE OF ATOMIC WEAPONS IS SO GREAT, THUS POTENTIALLY IGNITING YOUR VERY ATMOSPHERE, THAT I FEEL IT IS TIMELY TO PRESENT FOR YOU SOME MATERIAL WHICH WE HAVE DISCUSSED BEFORE. WE HAVE WRITTEN ON THIS SUBJECT IN MANY DIFFERENT WAYS, BUT LET US EXAMINE THIS PARTICULAR DOCUMENT WHICH COMES FROM THE "CATHOLIC" PERSPECTIVE.
The book is titled, The Three Days' Darkness--Prophecies Of Saints And Seers, by Albert J. Herbert, S.M.
In order to appreciate more fully what God is teaching us through warnings of darkness to come, it might be helpful for us to reflect, in this chapter, on the reality of physical and intellectual darkness and its effects on our lives.
The material darkness forecast to come, that of the Three Days' Darkness, is inseparable from intellectual and spiritual darkness, the darkening of the mind and will. If we reverse things a bit, in the beginning darkness covered the Earth, before the Spirit moved over it, and before the creation of man, who was to come and who was to be gifted with the light of reason and the flaming love of good.
Ye, many of His own still, along with the world, receive Him not, which is the rejection of the Light of Truth and the Flame of Love. And so the darkness remains and the darkness increases. It spreads and mushrooms and will soon be made materially manifest in an immense physical darkness as well, when day itself will be like night.
"There shall be three days of darkness, during which the atmosphere will be infected by innumerable devils, who will cause the death of large multitudes of unbelievers and wicked men. Blessed candles alone shall be able to give light and preserve the faithful Catholics from this impending dreadful scourge. Supernatural prodigies will appear in the heavens...."
Later we shall see more details about the mad activities of desperate demons who know their time is limited. They will be allowed to harvest their prey, the unrepentant wicked who want to be with the devils anyway. We also hear terms like "infected" and "pestilential air" in prophecies about the Darkness. Other passages speak of the "stink of hell" or the "plague". Perhaps if these people had modern vocabulary at their disposal they would have spoken of "pollution", "radiation" or "chemical spill" which denote dreadful realities of our own day.
As we have indicated earlier, the spiritual war that has increased in intensity for some time now is a plain fact of life. And it continues to heat up, expanding daily in breadth, depth and intensity. It is the war between good and evil, light and darkness, between demons and wicked men on the one side, and angels and saints on the other. All material evils, disasters, warfare--both "Conventional" (deceptive word!) and nuclear--are but outward manifestations of that spiritual war which broke out in Eden and will continue until the "mopping up" process, following on Christ's victory on the Cross, is complete.
And that will only come when all mankind accepts Christ's call to get to the root of the trouble, the evil of sin, and accept the remedy of repentance, reform and perseverance in good. Meanwhile, as one Catholic paper recently observed: "A terrible darkness is descending upon the leaders of the Western world." (One might as well read: "the entire world"!) None are so blind as those who will not see!
"The reign of Antichrist is approaching. The thick vapors which I have seen rising from the Earth and obscuring the light of the Sun are the false maxims of irreligion and license which are confounding all sound principles and spreading everywhere such darkness as to obscure both faith and reason."
"This catastrophe shall come upon the Earth like a flash of lightning at which moment the light of the morning Sun shall be replaced by black darkness! No one shall leave the house or look out of a window from that moment on. I Myself shall come amidst thunder and lightning. The wicked shall behold My Divine Heart. There shall be great confusion because of this utter darkness in which the entire Earth shall be enveloped and many, many shall die from fear and despair.
"Those who shall fight for My cause shall receive grace from My Divine Heart; and the cry: 'WHO IS LIKE UNTO GOD!' shall serve as a means of protection to many. However, many shall burn in the open fields like withered grass! The godless shall be annihilated, so that afterwards the just shall be able to start afresh.
"On the day, as soon as complete darkness has set in, no one shall leave the house or look from out of the window. The darkness shall last a day and a night, followed by another day and a night, and another day--but on the night following, the stars will shine again, and on the morning the Sun will rise again, and it will be SPRINGTIME!
"There will come three days of continued darkness. The blessed candles of wax alone will give light during the horrid darkness. One candle will last for three days, but in the houses of the godless they will not give light. During those three days the demons will appear in abominable and horrible forms; they will make the air resound with shocking blasphemies.
"The lightning will penetrate the homes, but will not extinguish the light of the blessed candles; neither wind nor storm nor earthquake will extinguish it. Red clouds like blood will pass in the sky, the crash of thunder will make the Earth tremble; lightning will flash through the streets at an unusual time of the year; the Earth will tremble to its foundations; the ocean will cast its foaming waves over the land; the Earth will be changed into an immense cemetery; the corpses of the wicked and the just will cover the face of the Earth.
"The famine that will follow will be great. All vegetation will be destroyed as well as three fourths of the human race. The crisis will come all of a sudden and the chastisement will be world-wide.
The next thing to remember is that the Three Days' Darkness will be an apparently continuous night, one long night, and has been announced simply as a "night" or the "darkness". There will be no sunrise or sunset to mark the day and night, no Moon, no stars, a continuous blackness, a 72-hour night. Hence, one should have a wind-up clock or watch, kept wound, and a "log" to mark off when "day" and "night" have passed during the 72 hours.
There will be no utilities to count on: no electricity and all those "necessities" and conveniences which depend on electricity, no lights, no heating or cooling systems, no air-conditioning, no ceiling or other fans, no TV or radio, no electrical clocks, no water pumps, etc. It may be that even batteries will not function although they are advisable for flashlights and radios in case some stations are still operating.
There will be no gas and probably no water utilities, no refrigeration to keep foods unspoiled (after hurricanes people have had to give refrigerated food away at once), no cooking or baking, no microwave ovens, no toasters, mixers, and all the rest, no hot tea or coffee, no iced tea or cold drinks. There will be no phones, no showers or bathing, no clothes, washing machines or driers, no dishwashers, no regular flushing of toilets. Mankind will really be stripped down to basics and will know how much he depends upon God, something many have forgotten.
Many prophecies say no artificial light will avail, so having blessed candles on hand is vital both for illumination and for protection. And don't forget some matches!
"A little more about the great distress. To begin with, a strong warm wind will come from the south. It will seize upon the whole globe and cause dreadful storms. After this, about ten claps of thunder at once will strike the Earth with such force that it will shudder throughout. This is a sign that the great tribulation and the black darkness are beginning. These will last three days and three nights.
"On this account people should go into their houses, close them up well, darken the windows, bless themselves and the house with holy water, and light blessed candles. Outside such dreadful things will be happening, that those who ventured to look will die. All the devils will be let loose on Earth, so that they can destroy their prey themselves.
"'The demons will howl upon the Earth and call many, in order to destroy them. They will imitate the voices of relations and acquaintances, who have not reached a safer place. Once the horror commences, do not open your door to anyone at all!
"'In many places several people will gather together for fear. From the same group, some will perish, others remain alive. For this day and moment, and for that darkness, many will have prepared the blessed candles, but they will not burn, if the people have not lived in accordance with My Commandments; others will even be unable to light them for fear. But for those who believe, although they have but a stub of the blessed candle, it will burn for these three days and nights without going out. Some people will fall into a deep sleep granted by Me, so as not to see what is happening on the Earth. All the buildings on Earth will collapse, and only here and there will a simple, modest little house remain, in which the light of the candle will glimmer. In many places, the heaps of corpses will be so great, that no one will be able to make a passage through, on account of these bodies; there will not be anyone to bury them."
"The Guardian Angels will watch over the people who are spared. The buildings which ought to be preserved will be raised and protected by God's power in the moment of the most dreadful horror.
"Our Lord told Julka, 'There will not be many priests left."
GOD IS LIGHT AND LIFE! GOD IS NOT A DESTROYER--MAN IS A DESTROYER OF LIFE. GOD CREATES AND GOD CAN UNCREATE.
MUCH OF WHAT YOU HAVE JUST READ HAS COME FROM THE "CATHOLIC" PERSPECTIVE. DO NOT BE PUT OFF BY THIS, BUT RATHER READ BETWEEN THE LINES. THESE ARE PROPHECIES AS PUT FORTH BY MAN, AND WHETHER MAN EXPERIENCES THESE THINGS REMAINS IN MAN'S HANDS, BUT I MAY TELL YOU WITH SURETY THAT THE WAY THINGS ARE CURRENTLY GOING ON A GLOBAL SCALE, THE DAYS OF DARKNESS WILL BE EXPERIENCED.
THIS DARKNESS WILL HAVE BEEN CAUSED BY THE CHOICES OF A SELECT FEW. MAN WILL REAP WHAT HE HAS SOWN--BE IT LIGHT OR BE IT DARKNESS.
I HAVE SAID IT BEFORE AND IT BEARS REPEATING: THE LAWS OF GOD HAVE BEEN PUT FORTH FOR YOUR USE. THEY PROVIDE FOR BALANCED LIVING WITHIN THE CREATION.
NOW IS THE TIME TO LIVE ACCORDING TO THOSE RULES OF BEHAVIOR, FOR THEREIN IS YOUR SHELTER AND SAFETY.
LET THOSE AMONG YOU WHO WISH TO REBEL AND HEAR NOT, TURN AWAY IF YOU CHOOSE, BUT BE PREPARED TO REAP THE WHIRLWIND. YOU HAVE BEEN COUNSELED; YOU HAVE BEEN TAUGHT; YOU HAVE BEEN PAMPERED; AND NOW YOU SHALL DECIDE FOR SELVES THAT WHICH WILL BE YOUR ULTIMATE DESTINATION IN THIS JOURNEY OF SOULS.
MAY YOU FIND SHELTER WITHIN THE WINGS OF THE FATHER.
I AM SANANDA, IN SERVICE TO ATON AND THE CREATION.
MAY THE LIGHT YOU SAVE BE YOUR OWN!
The "How can this happen?" and "What in the world is going on here...?" are fine, but very silly, things to even vocalize. You DO know what is taking place and when you spend your time "I just don't see how...!" you are making the level of non-understanding like the lid of your coffin.
The "enemy" of freedom knows you people have the attention span of two year olds. I plaster Dharma to that vidiot box, ON THE NEWS NETWORKS, every minute she is not at the computer. Little things SLIP through and you can learn more in one day than I can cause you to learn in a month. "But it upsets me, Sir." So be it, and how is anthrax in your dooryard going to help that upset? Rolaids won't cut it.
You can now look globally at things and SEE and KNOW what is coming down, from your flooded fields to every happening in the world.
The government comes along and says "Oh, sorrow, Mr. Farmer, this is terrible but we will save you. We will give you low-cost loans and we will all live happily ever after." So you sink selves into debt even further. You fudge on the damages to "get a few dollars more"--but wham, bam, thank you ma'am, there is no way to earn enough to meet the replanting, repair the equipment, redo the dwellings and barns AND PAY THE DAMNED NOTES WHICH WILL IMMEDIATELY BE COMING DUE. This is the plight of YOUR WORLD.
"But we pay the government to take care of us," you cry. You what? YOU PAY THE BANKS, THE FED, SO THAT THEY CAN LEND MORE AND MORE AND MORE DEBT WITH NO BACKING. AND THAT IS NOT "YOUR LITTLE GOVERNMENT", SILLIES, THAT IS THE International Monetary Fund/WORLD BANK WHO WILL DECIDE THROUGH THE "FIXED" UNITED NATIONS WHO WILL LIVE AND WHO WILL DIE. IN ADDITION, THE U.S. AND ISRAEL DON'T EVEN HAVE TO REMOTELY CONSIDER WHAT THE UNITED NATIONS WANTS TO DO--YOU HAVE SET YOURSELVES ABOVE THE LAW.
Do any of you realize that, for instance, the "no-fly zones" in Iraq HAVE NOTHING AT ALL TO DO WITH THE UNITED NATIONS? THOSE ARE SET UNILATERALLY BY THE UNITED STATES WITH YOUR JEWISH CONGRESS AND ADMINISTRATION.
DO ANY OF YOU REALIZE THAT YOUR ALLY GASSED THE KURDS IN NORTHERN IRAQ--NOT SADDAM HUSSEIN?
Do any of you remember the road back from Kuwait to Iraq when YOUR MILITARY killed hundreds of thousands of Iraqis because you chose to give a walking army 48 hours to make a five-day (minimum) trip? Go read your military master's latest revelations--a new book, you know. You know, by that British Knighted leader, Sir Swartzcough. This was decided by Sir Bush, Sir Powell and Satan. And what are THEY doing, being SUBJECTS OF THE BRITISH CROWN? And TRUTH? Well, they are all unified in presenting strategy--"one truth MUST be surrounded by a full body-guard squad of lies." Funny? You be the judge. The media connections with the military and government liars, cheats and thieves, even SHOWED parts of their film to get the "leads" straight of what they intended to start showing you the idiot public--TODAY.
What will you do about the Gulf armies, ships, and other showoff things in that area--now that Kofi has negotiated "peace"? It is only costing you BILLIONS A DAY just to have them there--that, I am telling you, because Cohen won't answer your expense questions.
A good question was asked last evening about that "standing army and armada": "What will they do? Will they spend the next years away from home buried in the Kuwait sands and doing figure eights in the Gulf?" What else--EITHER WAY?
What will the Kings of war decide? Who can go to war without killing somebody somewhere?
Well, there may be some distant hope in them-thar hills and sand dunes. The Moslems are restless and MAD AS HELL AND THEY AREN'T GOING TO TAKE IT ANY LONGER.
HOW MANY OF YOU KNOW THAT THE U.S. CAN'T CONTROL (EXCEPT THROUGH THREATS AND MONEY GIVE-AWAYS) CHINA AND RUSSIA? Wow, and BOTH are talking about letting the U.S. have its stupid sanctions on Iraq while they plan to start doing business with them AGAIN. You see, children of the lie, OIL is NOT the bread of life; IT HAS BECOME THE COMMERCE OF FOOLS.
No, when resolutions are made and there are built-in agreements that a sanction or things of that sort will be set forth--until..., then each party must decide when the debt has been met.
Now, people of the U.S., YOU TOUT YOURSELVES AS BEING HUMANITARIAN AND LEADERS OF THE WORLD IN KINDER AND GENTLER NATION-STATUS (remember Bush?). Well, spare ME from your kind of kind and gentle interchange.
At some point, however, sleepy babes in the woods, you are going to look around you and gasp at what you have allowed to happen.
Do any of you remember Grannie? How about Russell Herman and the nutty professor? Do you remember Bush, Bentsen, Baker III, North and dozens more involved hyper- or super-gods? Remember that certificate from Peru that seems to have bottomless energy and value--all nicely calculated to never run out of fund-value? Well, how many of you realize that value will be into the octodecillions by 2001? There isn't enough money in the world to cover it and you can't run your printing presses enough to print enough!
"Oh well, they will negate it..." you say? They CAN'T--they have used it and set its value and they use it unlawfully and without honor of any kind. I WOULD SUGGEST IT WILL BE THE ANTICHRIST'S DOWNFALL IN A VERY IMPORTANT WAY THAT EVEN ANTICHRIST CAN UNDERSTAND. Mr. Bush thought a "super-fund" for his NEW WORLD ORDER (he said it to you all, not me) would be nice for his own godship and, thus, created it from a nice little Peruvian Bond bearer certificate--held by Russell Herman.
At this moment the value of that "super-fund" sloshes around the 4-sextillion range--give or take a few trillion. Can your Treasury pay it? It is a LEGAL DEBT OF THE U.S. That also makes it, since it came before the Federal Reserve takeover, a debt of the Fed. THAT in turn makes it a debt of the IMF and WORLD BANK. Golly gee whiz. Does Antichrist win so easily? Perhaps.
Remember that myth where Jesus said, "Anything I can do--you can do--and more!?!" Well, George Bush believed him--and did--lots more! And, brer inquisitors, do you REALLY THINK the Treasury (of the U.S. yet) is going to verify such a thing? Do you REALLY think the Fed is going to validate such a thing? Why do you move from fantasy land into la-la land without blinking an eye? If a thing is good enough for Satan to hold--I wonder since when is it NOT ok for GOD to have? GOD CREATES--Satan USES. And mostly the ones he uses "all the time" are you, you, and you. YOU pray and pray and pray, and then God answers you and sends a messenger with the pearls. You don't stop until you tramp the pearls AND THE MESSENGER into the polluted mud swamp.
God gave that fund TO YOU. TO YOU! And, you killed the messenger and tore up the paper. Well, not exactly; nobody BOTHERED TO EVEN RESPOND EXCEPT TO SOME CRIMINALS AND CROOKS WHO THOUGHT THEY COULD BEAT OUT SATAN FOR A BIT OF PLUNDER. I HOPE YOU THINK ABOUT THIS AS YOU SIT ON YOUR CLOUD ON RAPTURE DAY!


text:
Home / Cities / Darj cops talk tourist season with hoteliers, transporters
Darj cops talk tourist season with hoteliers, transporters
Statesman News Service | Darjeeling | April 20, 2018 3:23 am
Darjeeling SP Akhilesh Chaturvedi.
Keeping in mind the upcoming tourist season, the Darjeeling Police on Thursday organised an interaction with hoteliers and transport and vehicle associations and discuss different matters related to tourists.
Among the many issues they discussed was the free flow of vehicles during the tourist season that has already started. The participants in the programme discussed the various factors that cause traffic jams in the town, the drivers' move to not follow stoppage point rules, fleecing of tourists by some vehicles, traffic congestion mainly near tourist spots and excess charges allegedly taken by some hotels.
Addressing the gathering at a hall at Anugyalay, Darjeeling SP Akhilesh Chaturvedi said, "The tourist season is starting and traffic congestion remains. There are both long-term and short term problems, which can be improved upon. This town was made during the old era with very limited space, and there is no way more spaces can be created. Moreover, vehicles are on the rise, so is the population. There has also been an increase in the flow of tourists here, as compared to say 10- 15 years back."
"The main problem here is that there is too much greed, which should be lessened. The tourist industry is service-oriented and the tourists should not be charged exorbitantly or misbehaved with. If you cheat them once, they will not come back, so I ask you all to treat them well," said Mr Chaturvedi.
Raising different points, the president of the Himalayan Transport Coordination Committee, SN Pradhan, said: "A lot of problems can be solved if there is coordination among drivers and the police. I request the police that it holds such coordination meetings before the start of the tourist season to make the season successful. We know we will surely send a good message across if we work as a team."
Mr Pradhan further took out issues like removing the system of 'flying taxis' in the Hills and also removing unregistered taxi syndicates to ease the traffic congestion.
On the other hand, the general secretary of the Darjeeling Association of Travel Agents, Pradip Lama, said there should be a system to check the charges taken by hotels during the tourist season.
"While the vehicle fares are checked, there is no one to check the hotel rates," he said. Mr Lama said that though the flow of tourists is less right now as compared to the same period last year, he expressed hope that a good number of them will be here by June-end
Akhilesh Chaturvedi
Darjeeling Police
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text:
from __future__ import print_function

import torch
from torch.autograd import Variable
from torch import nn

from .second_order_fast_inner import fast_forward, fast_backward

class SecondOrderInteraction(torch.nn.Module):
    def __init__(self, n_feats, n_factors):
        super(SecondOrderInteraction, self).__init__()
        self.n_feats = n_feats
        self.n_factors = n_factors
        self.v = nn.Parameter(torch.Tensor(self.n_feats, self.n_factors),
                              requires_grad=True)
        self.v.data.uniform_(-0.01, 0.01)

    def forward(self, x):
        return SecondOrderFunction()(x, self.v)

class SecondOrderFunction(torch.autograd.Function):
    def forward(self, x, v):
        return fast_forward(self, x, v)

    def backward(self, grad_output):
        return fast_backward(self, grad_output)

redpajama_set_name: RedPajamaGithub


Root6 will integrate the grading system with Pinewood's facility, allowing the company to send pictures down the wire to Rocket. The new facility will open on Saturday 1 November.
Meanwhile, Rocket has completed its move to Frith Street and will house part of Narduzzo Too at the premises.
Narduzzo himself will be primarily based at Pinewood but will travel to Rocket's new Frith Street premises when necessary.
The companies are working together on various projects including the second series of the BBC's hit drama serial Lark Rise to Candleford and Kindle Entertainment's feature-length adaptation of Jacqueline Wilson's best-selling novel Dustbin Baby for BBC1.
Colourist Vince Narduzzo is to move from his temporary home at Pinewood Studios to a new larger grading suite within the Iver Heath studio complex.
Vince Narduzzo will grade series three of Lark Rise to Candleford at his Pinewood Studios facility after once again being awarded the contract for the 12 x 60-minute BBC costume drama series.


Of artistic training, Malika reconverted to accounting in studies completed in 2013. She joined the MMS avocats firm in Auguste 2014.
Malika deals with legal assistance in files in the tax and accounting service. She particularly likes painting, restoring canvases, traveling, and reading.


text:
Q: ForkJoinPool thread spawning new threads Let's say that I have to run some (mostly independent) expensive tasks in parallel. Normally this can easily be done using the fork/join framework.
My problem is that, some of those tasks may also spawn subtasks, using a different ForkJoinPool (in some method deeper down in the call hierarchy). I know that this will spawn many threads, which may slow down my application, and I would like to avoid that. One solution is to use the global pool and add tasks there, but this is not an option in my case.
The reason this is useful for me is that some of the original tasks are dependent and may wait for each other. For example, say A1 and A2 are two tasks which need the results of B (which is parallelizable) in order to proceed to C1 and C2 respectively. In that case, the threads running A1 and A2 can focus on B to improve CPU utilization. A simple example is shown below.
ConcurrentHashMap<Integer, Integer> map = new ConcurrentHashMap<>();

public int expensiveComputation(int x) {
    int result = x;
    // do stuff using different ForkJoinPool!
    return result;
}

public abstract class A {
    public abstract run(int x);
}

public class A1 extends A {

    public A1(int x) {
        super(x);
    }

    @Override
    public void run() {
        // do stuff
        // Only 1 thread will run this for a given value of x
        map.putIfAbsent(x, expensiveComputation(x));
        // do stuff
    }
}

public class A2 extends A {

    public A2(int x) {
        super(x);
    }

    @Override
    public void run() {
        // do stuff
        // Only 1 thread will run this for a given value of x
        map.putIfAbsent(x, expensiveComputation(x));
        // do stuff
    }
}

public static void main(String[] args) {
    LinkedList<A> tasks = new LinkedList<>();
    tasks.add(new A1(0));
    tasks.add(new A2(0));
    // More tasks

    ForkJoinPool pool = new ForkJoinPool(parallelism);
    pool.submit(() -> tasks.parallelStream().forEach((x -> {
        x.run();
    })));
}

Is it possible to utilize the "parent" pool from within those tasks? In the example above, the parent pool is the one in the main method.
Naturally, I would like to do this without passing it as an argument through a long chain of method calls or using a global variable. Ideally I would like to restrict my program to the number of threads used by the parent pool, without doing any such tricks.

redpajama_set_name: RedPajamaStackExchange


text:
Leadership, empowerment and coaching: how community sport coaches in the UK can effect behavioural change in disadvantaged youth through incrementally given roles of responsibility
Crisp, P. (2020) Leadership, empowerment and coaching: how community sport coaches in the UK can effect behavioural change in disadvantaged youth through incrementally given roles of responsibility. International Journal of Sport Policy and Politics. pp. 1-16. ISSN 1940-6959
Official URL: https://doi.org/10.1080/19406940.2020.1725095
Growing evidence outlines how sport can assist with community regeneration and other social policy objectives. Given that the impact of austerity measures within the UK has impacted significantly on funding patterns for sport, it is perhaps somewhat surprising that statements by the Conservative government continue to emphasise that sport and inclusive sport programmes have a crucial role to play in an effective society.
The focus of this research was to understand how, in the context of austerity, experienced community coaches view good practice in sport intervention programmes. The research was undertaken by interviewing ten sport coaches with significant experience of community coaching in the south of England. Using Jennings et al.'s (2006) Critical Youth Empowerment (CYE) model to interpret the data, the findings suggest that developing leadership roles and community level empowerment facilitates changes in individual behaviour and more sustainable projects. Overall, the research demonstrates that the role of the coach is paramount to the success of these programmes. In particular, the research findings indicate how developing trusting, boundary enabled relationships with participants is key to the success of the
Austerity, relationship building, programme design, youth work, resource constraints, Tourism, Leisure and Hospitality Management, Social Sciences (miscellaneous)
A General Works > AI Indexes (General)
G Geography. Anthropology. Recreation > GV Recreation Leisure > GV557 Sports > GV711 Coaching
H Social Sciences > H Social Sciences (General)
Academic Areas > Institute of Sport > Area > Sport and Exercise Psychology and Research Methods
Phil Crisp


text:
Home INDIA & BEYOND Malaysian plane still missing, all search futile
Malaysian plane still missing, all search futile
Kuala Lumpur/Beijing, March 13 :
The Malaysian air force Thursday morning sent an aircraft on an eight-hour search mission in areas around Subang, Penang, Phuket and the Andaman Sea, but found no trace of the Malaysia Airlines plane that went missing Saturday.
At 5 a.m., the C130 Orion transport aircraft took off from Subang air force airport maintaining a height of 760 metres and flew to the Andaman Sea, covering the area around Subang, Penang and Phuket. But nothing has been found, pilot of the mission said, Xinhua reported.
Looking for the missing Malaysian plane ( pic source : thestar.com)
Malaysia's acting Transport Minister Hishammuddin Tun Hussein said Thursday on his Twitter account that the Malaysian Maritime Enforcement Agency (MMEA) also sent an aircraft to the South China Sea where Chinese satellites have reportedly captured images of floating objects.
"MMEA's Bombardier has already been dispatched to investigate claims of debris found by Chinese satellite imagery," Hussein said.
It was reported that the satellite images showed three suspected floating objects of various sizes, the largest one estimated to be roughly 22 metres by 24 metres in size.
Aircraft and vessels sent out by Vietnam Thursday, however, found no debris in the waters where Chinese satellites reportedly spotted the three objects, Vietnamese Deputy Transport Minister Pham Quy Tieu said, according to a report from Phu Quoc.
Malaysia Airlines flight MH370 with 239 passengers and crew on board vanished without a trace about an hour after taking off from Kuala Lumpur early Saturday. The Boeing 777-200ER was presumed to have crashed off the Vietnamese coast in the South China Sea.
The plane took off from Kuala Lumpur at 12.41 a.m. Saturday and was due to land in Beijing at 6.30 a.m. the same day. The 227 passengers on the flight included five Indians, 154 Chinese and 38 Malaysians.
Contact with the plane was lost along with its radar signal at 1.40 a.m. Saturday when it was flying over the Ho Chi Minh City air traffic control area in Vietnam.
Vietnam authorities dispatched two aircraft and two ships to the waters off the country's southern coast, said Pham, who is leading a frontline command in Phu Quoc island.
In addition, the Vietnam air force sent four aircraft to scour the land area in Vietnam's southern part. These comprised one seaplane, two AN-26 aircraft, and an Mi-171 helicopter.
However, these land area searches across the province of Kien Giang, located about 250 km from Ho Chi Minh City in the Mekong delta region, and U Minh Thuong national forest park yielded no clues, air force officials said.
In Beijing, Chinese Prime Minister Li Keqiang said Thursday that China would not give up search for the missing passenger jet "as long as there is a glimmer of hope".
Li made the remarks at a press conference shortly after the conclusion of China's annual legislative session.
"We will not give up any suspected clue that is being found," he said. "We are also looking very closely at all suspected clues showing on satellite images."
Li said that the Chinese government has asked all engaged in the ongoing massive international search to enhance coordination to investigate the cause and to locate the missing plane.
Currently there are eight Chinese vessels in the area where the aircraft is suspected to have crashed, another one is on its way, and 10 satellites are being used to provide information and technological support, Li said.
The international search for the missing flight has so far involved at least 40 ships and nearly 40 aircraft from 12 countries.
Previous articleIndia needs 1,600 aircraft in 20 years, says Boeing
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Navjot Singh Sidhu resigns as Punjab minister
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Keep writing succinct. High-end buyers are busy professionals who don't waste a second of their day. They know what they want. Keep the blog short and focused. Make the writing scannable by using subheads, numbered lists, and bullets. Consider bolding key points or adding a "key takeaway" section at the top of the blog.
Maintain a professional voice. I was tempted to write "don't dilly-dally" instead of "don't waste a second" in the previous paragraph as a non-example of an appropriate tone. Picture one of your top clients when writing. Hear their voice and use it. Luxury buyers are educated. Your vocabulary should match their level, but not in a pretentious way that demonstrates your language skills. Cut the superfluous adjectives. Instead, be specific by using researched data.
Zero in on topics. Write to their needs. Luxury buyers are investors. They're concerned about the economy, stock market trends, and mortgage rates. Others stay tuned to interior design trends and trendy zip codes. Again, think about your typical client personas and narrow your topics to match their interests.
Images match the brand. Your blog should have images, but avoid cheesy graphics and illustrations. It is possible to find professional stock photography that corresponds with your topic for free or at a very low cost.
User experience matches the brand. Beyond the blog, your entire website user interface should reflect the latest in intuitive web design. Most websites are viewed on mobile devices, so a responsive design is a must. Check how your blog appears on devices of all sizes. The look should appeal to high-end buyers while being easy to navigate and read.
As an agent representing discerning buyers, you know what they're looking for in real estate. Trust your instincts when it comes to your real estate marketing content. Based on my recommendation, my clients opted to continue with their current streamlined template that highlighted their brokerage's branding and delivered data-driven content perfect for their audience.
Next Post Next post: What Can Real Estate Agents Do to Improve Facebook Marketing?


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It's Not Too Late To Call Jordan's Mansion Your Own!
Who would have thought, that after nearly 3 years on the market, Michael Jordan is still attempting to sell his 56,000 sq-ft Chicago home. It was originally listed in 2012 for nearly $29M, and according to our friends over at Business Insider, it's also been available for auction twice, and is currently at a list price of $14.855M.
Jordan's house has 56,000 sq-ft of living space with 9 bedrooms, 15 bathrooms, 4 half baths, and 5 fireplaces. The massive estate includes Jordan's #23 engraved on the front gate, high end amenities throughout, and a regulation size basketball court with motorized backboards, premium sound system and cushioned hardwood flooring. There's also an indoor tennis court, deep water pond, putting green, a guesthouse, and 3 climate controlled garages with room enough for 15 cars.
If you're a home buyer looking in Highland Park, Illinois, call for more details.
Photos and content courtesy of Business Insider. Listed by Kofi Nartey at The Agency Real Estate.


WAXSHAW, N.C. ― When Karen Ward started at Ernst & Young in 2013, only four senior managers in her division at the consulting megafirm were women. All the partners were men.
"It never crossed my mind to even notice or be bothered there weren't women in leadership positions," Ward, 48, told HuffPost recently in her well-appointed house in Waxshaw, a small bedroom community near Charlotte.
But as she starting bringing in work on her own, she noticed that he asked her to write elaborate memos to justify her deals before he would greenlight them. Her male colleagues didn't have to jump through the same hoops, she said.


text:
Groups ask ICE to stop releasing migrant families outside bus station in summer heat
A coalition of churches wants ICE to stop releasing migrant families next to a bus station in the summer, warning the practice could lead to deaths.
Groups ask ICE to stop releasing migrant families outside bus station in summer heat A coalition of churches wants ICE to stop releasing migrant families next to a bus station in the summer, warning the practice could lead to deaths. Check out this story on azcentral.com: https://www.azcentral.com/story/news/politics/immigration/2019/06/06/groups-ask-ice-stop-releasing-migrant-families-into-phoenix-heat/1369648001/
Dozens of Central American migrants are dropped off at a Phoenix Greyhound bus station by ICE federal officials while a group of volunteers tries to help them on March 8, 2019. Many churches and organizations are running out of resources to help the mingrants. Nick Oza/The Republic
Central American migrants dropped off by ICE at Phoenix bus station
Hector Vargas from Guatemala is one of dozens of Central American migrants dropped off at a Phoenix Greyhound bus station by ICE federal officials while a group of volunteers tries to help them on March 8, 2019. Many churches and organizations are running out of resources to help the mingrants. Nick Oza/The Republic
Dozens of Central American migrants are dropped off at a Phoenix Greyhound bus station by ICE federal officials while a group of volunteers tries to help them on March 8, 2019. Many churches and organizations are running out of resources to help the mingrants. Nick Oza, Nick Oza
Dozens of Central American migrants are dropped off at a Phoenix Greyhound bus station by ICE federal officials while a group of volunteers tries to help them on March 8, 2019. Many churches and organizations are running out of resources to help the mingrants.
Daniel González and Jessica Boehm, Arizona Republic Published 7:14 p.m. MT June 6, 2019
A coalition of churches wants federal immigration authorities to stop releasing migrant families at a "ditch" next to the Greyhound bus station in Phoenix during the hot summer months, warning the practice could lead to a fatality.
Representatives of the coalition say Immigration and Customs Enforcement has been dropping off migrant families with children on some weekends at a "ditch" near the Greyhound bus station in the late afternoon when the temperature is near 100 degrees.
Greyhound, meanwhile, refuses to allow the families inside its air-conditioned facility on Buckeye Avenue without bus tickets, creating a dangerous situation, the representatives said.
It happened most recently on Sunday, when volunteers received word around 4 p.m. that ICE was about to arrive with a bus load of 50 migrants, Mary Jo Miller said.
She is volunteer director of Refugee Aid, a grassroots group providing assistance to migrant families released by ICE.
After unusually mild weather, temperatures are expected to climb to 110 degrees next week, heightening concerns about the safety of migrants dropped outside the bus station, sometimes sick or in fragile health following the long journey.
At least seven migrants, including five children from Guatemala, have died after crossing the border and turning themselves over to the Border Patrol.
Members of the coalition this week attended a Phoenix City Council meeting and pleaded with Mayor Kate Gallego and council members to pass an ordinance barring ICE from dropping off families at the ditch during the summer months.
"This is a wake-up call," said Sarah Eary, who coordinates the Lutheran Social Services of the Southwest's asylum-seeker program.
Eary publicly demanded assistance for the coalition of churches.
She described the drainage "ditch" outside of the Greyhound Station on 24th Street and Buckeye Road.
"It is by God's grace alone that we have not had fatalities in this community," Eary said.
Migrants seeking asylum arrive at Phoenix church
Asylum seekers and migrants from Central America wait at La Hermosa Church in Phoenix after being dropped off by U.S. Immigration Customs and Enforcement on Dec. 20, 2018. Thomas Hawthorne/The Republic
Asylum seekers and migrants from Central America wait at La Hermosa Church in Phoenix after being dropped off by U.S. Immigration Customs and Enforcement on Dec. 20, 2018. The Department of Homeland Security announced a policy forcing asylum seekers to await their status approval in Mexico, which could mean an end to ICE's practice of releasing large groups of families at local churches. Thomas Hawthorne/The Republic
Asylum seekers and migrants from Central America pray at La Hermosa Church in Phoenix after being dropped off by U.S. Immigration Customs and Enforcement on Dec. 20, 2018. Thomas Hawthorne/The Republic
Asylum seekers and migrants from Central America wait at La Hermosa Church in Phoenix after being dropped off by U.S. Immigration Customs and Enforcement on Dec. 20, 2018. The Department of Homeland Security announced a policy forcing asylum seekers to await their status approval in Mexico. Thomas Hawthorne/The Republic
Guatemalan Asylum seeker Marcos Ramos Ortiz (left) holds his 4-year-old daughter Juana Ramos Gomez (right) at La Hermosa Church in Phoenix after being dropped off by U.S. Immigration Customs and Enforcement on Dec. 20, 2018. Thomas Hawthorne/The Republic
The families are part of a wave of migrants from Central America
About 40 churches have been providing temporary shelter, food, and other humanitarian assistance to migrant families released by ICE.
The families are part of a wave of migrants arriving from poverty- and violence-plagued countries in Central America and requesting asylum.
The influx has overwhelmed ICE and the Border Patrol, which due to legal restrictions and a lack of detention capacity, has been releasing migrant families in communities throughout the Southwest, including Phoenix, Tucson and Yuma.
As of June 3, the agency had released 196,000 migrant family members border-wide, including 35,100 in Arizona communities.
The coalition had complained in April about the Border Patrol and ICE releasing migrant families in Yuma, prompting the mayor to declare a state of emergency, when there was still plenty of capacity at churches in Phoenix.
Mayor Kate Gallego bashes the feds
But since then, the situation has changed. Churches, many of them small, low-income congregations, are dropping out due to the financial costs, made worse by the arrival of 100-degree heat and the accompanying higher air-conditioning bills.
The coalition of churches, Eary said, is now "collapsing under the strain."
Eary asked the Phoenix City Council to adopt an ordinance prohibiting ICE from dropping off migrants on the streets during the summer months and create a subcommittee to address and analyze the situation and provide resources to help the coalition.
Gallego declined an interview but said in a written statement that the city "is bringing people together to help study this complex issue and we are developing solutions that will benefit everyone in our community."
She said the city's heat relief program provides air-conditioned areas and water to anyone, regardless of citizenship status.
Gallego also bashed the federal government.
"Washington D.C. continues to turn a blind eye to this crisis, as cities and states are left to deal with the damage caused by their inability to address the situation," she said.
ICE: Migrant families are dropped off near the station 'as a courtesy'
Yasmeen Pitts O'Keefe, an ICE spokeswoman, said the agency drops off migrant families at transportation hubs "as a courtesy" when there are no churches other groups available to take them.
When churches "cannot support the high volumes of families, (ICE's Enforcement and Removal Operations) releases them and provides transportation to the bus station at the request of the families. Aliens are fully advised of the terms and conditions of their release," Pitts O'Keefe said in a statement.
In a written statement, Greyhound spokeswoman Crystal Booker said the bus company has a longstanding policy that prevents anyone from waiting at terminals who has not purchased a ticket or is not immediately purchasing a ticket.
"This policy is in place for a couple of reasons. First, to keep our passengers safe and to adhere to capacity regulations. Second, to discourage loitering or soliciting – much like any retailer or transportation provider," Booker said in the statement. "This is not unique to this terminal and is not directed at any certain group of people."
Meanwhile, community groups are worried about ICE dropping off more migrant families outside the Greyhound terminal in the 100-degree heat.
"I'm telling you we are weeks away from an emergency," Eary told the Phoenix City Council.
The International Rescue Committee is in the process of discussing an agreement with the Phoenix Elementary School District to lease the closed Ann Ott Elementary School as a temporary migrant shelter.
But the opening of the school as a temporary shelter could be weeks away.
On Sunday, some volunteers were already on hand at the bus station to provide water and food to migrant families who had missed connections when they received word that an ICE bus was about to drop off migrant families, Miller said.
The volunteers walked over and began cleaning up trash from the ditch in preparation for their arrival.
They set up a table and distributed hot food, backpacks and fresh clothing, she said. They also initiated the process of contacting sponsors to arrange for them to buy bus tickets so the families could continue on their journey to their final destinations, where they are instructed to report to immigration authorities to begin the legal process of applying for asylum.
Since the migrants dropped off that day near the bus station had no where to go, the volunteers took them to their own homes, Miller wrote in a note to volunteers.
"Our amazing volunteers went down to the depot originally planning to pass out travel food inside. They went home with several refugee families instead. It took until dark to get everyone prepared and on the road," she said.
Reach the reporter at daniel.gonzalez@arizonarepublic.com or at 602-444-8312. Follow him on Twitter @azdangonzalez. Support local journalism. Subscribe to azcentral.com today.
Read or Share this story: https://www.azcentral.com/story/news/politics/immigration/2019/06/06/groups-ask-ice-stop-releasing-migrant-families-into-phoenix-heat/1369648001/
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Our black overalls have trendy distressing on the legs and an incredible stretch that makes wearing these an easy choice: they are so comfortable! We paired this with an off the shoulder top to be trendy, but your overalls would be great with tanks and tees alike. Our Model is a size 8 pants and is wearing the medium.


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Project Faculty And Staff
Kenneth Rosenman, MD, the principal investigator of this proposal, is a Professor of Medicine in the Department of Medicine at Michigan State University in the College of Human Medicine. He is Board Certified in Internal Medicine and Occupational and Environmental Medicine. He is a Fellow of the American College of Epidemiology and the American College of Preventive Medicine.
Kari Hortos, DO, is the Associate Dean at the MSUCOM Macomb University Center and a Professor of Internal Medicine at Michigan State University in the College of Osteopathic Medicine. Dr. Hortos is Board Certified in Internal Medicine. She completed a one year fellowship in Clinical Nutrition Support at Brigham & Women's Hospital and Harvard Medical School, Boston, Massachusetts. Dr. Hortos also maintains certification as a Nutrition Support Physician from the American Society of Parenteral and Enteral Nutrition and a Physician Nutrition Specialist from the American Board of Physician Nutrition Specialists.
David Solomon PhD, is a Professor in the Department of Medicine at Michigan State University in the College of Human Medicine with a joint appointment in the Office Medical Education Research and Development. He is trained as an educational psychologist specializing in educational measurement and evaluation.
Joseph Carlson PhD, RD, is an Associate Professor and Director of the Division of the Sports & Cardiovascular Nutrition Program in the Departments of Radiology and Food Science and Human Nutrition. His training includes human nutrition and dietetics, and exercise physiology and a postdoctoral fellowship at Stanford University Medical School, Center for Prevention Research in clinical studies involving nutrition/dietary supplements and health outcomes.
Deborah Sleight PhD, is an Associate Professor in the Office Medical Education Research and Development. She has a master's degree in educational systems development and a doctoral degree in educational psychology specializing in instructional design.
Geraud Plantegenest MA, is the Manager of the Blended Curricular Learning Resources Group in the Office Medical Education Research and Development. He has a BA in computer sciences and a master's degree in telecommunications.
Contact us at the Division of Occupational and Environmental Medicine (517) 353-1846


'Anselm of Baggio' redirects here. For his nephew who succeeded him as bishop of Lucca, see St Anselm of Lucca.
Pope Alexander II (d. 21 April 1073), born Anselm of Baggio (Italian: Anselmo da Baggio), was bishop of Lucca and then pope from 30 September 1061 to his death in 1073.
He was born in Milan of a noble family. As bishop of Lucca, he had been an energetic coadjutor with Hildebrand of Sovana in endeavouring to suppress simony and enforce clerical celibacy. (In this role, he is sometimes known as Anselm the Elder or Anselm I to distinguish him from his nephew St Anselm who succeeded to his office.) The papal election of 1061, which Hildebrand had arranged in conformity with the papal decree of 1059 (see Pope Nicholas II), was not sanctioned by the imperial court of Germany. True to the practice observed in preceding papal elections, the German court nominated another candidate, Cadalus, bishop of Parma, who was proclaimed Pope at the council of Basel under the name of Honorius II. He marched to Rome and for a long time threatened his rival's position. At length, however, Honorius was forsaken by the German court and deposed by a council held at Mantua; Alexander II's position remained unchallenged.
In 1065, Pope Alexander II wrote to Béranger, Viscount of Narbonne, and to Guifred, bishop of the city, praising them for having prevented the massacre of the Jews in their district, and reminding them that God does not approve of the shedding of blood. That same year, he admonished Landulf VI of Benevento "that the conversion of Jews is not to be obtained by force." Also in the same year, Alexander called for a Crusade against the Moors in Spain. Alexander II issued orders to the Bishops of Narbonne, instructing crusaders en route "that you protect the Jews who live among you, so that they may not be killed by those who are setting out for Spain against the Saracens ... for the situation of the Jews is greatly different from that of the Saracens. One may justly fight against those [the Saracens] who persecute Christians and drive them from their towns and their own homes."
Alexander II oversaw the suppression of the "Alleluia" during the Latin Church's celebration of Lent. This is followed to this day, and in the Tridentine rite "Alleluia" is also omitted during the Advent season.
Alexander II was succeeded as pope by his associate Hildebrand, who took the title of Gregory VII.
↑ Jonathan P. Phillips, The Second Crusade: Extending the Frontiers of Christendom, St. Edmundsbury Press Ltd., 2007, p. 246.
↑ Jonathan P. Phillips, The Second Crusade: Walking to Santiago de Compostela, Penn State University Press, 1996, p. 101.
↑ O'Callaghan, Joseph (2003). Reconquest and crusade in medieval Spain. Philadelphia : University of Pennsylvania Press. p. 25. ISBN 9780812236965.
↑ Houts, Elisabeth M. C. Van, The Normans in Europe, (Manchester University Press, 2000), 105.
↑ "Flags in the Bayeux Tapestry". Enyclopædia Romana.
This article incorporates text from a publication now in the public domain: Herbermann, Charles, ed. (1913). "Pope Alexander II". Catholic Encyclopedia. New York: Robert Appleton.


For the most of the users, the term DPI has no significance and meaning. Where, if one knows how the DPI works, it can bring a positive impact on the user experience. If you're seeking different ways to customize your Samsung Galaxy Note 9, then you must be certain of DPI, which stands for Dot Per Inch. In this tutorial, we'll help you to customize/change the DPI value on Samsung Galaxy Note 9 for better readability, performance, and user experience. We know that this smartphone has a 1440×2960 pixels resolution enough, thus you can make it even better with custom DPI values.
Basically, the DPI changes the size of the on-screen content, like texts and icons on Galaxy Note 9. It doesn't impact the resolution, whereas it keeps the resolution intact while it works. That's how you can easily set the optimum size of texts and icons, that suits you perfectly. Thus, using the DPI value can improve the readability, either you can improve or reduce the size of the on-screen contents. For most of the users, the default value seems to work. However, if you wish to customize it, the Galaxy Note 9 has commended menu for that. Because this smartphone runs on Android Oreo operating systems, it serves different customization and personalization features. Must check our exclusive list of best apps for Samsung Galaxy Note 9.
However, a few of them are hidden. We are talking about the Developer Options. Mostly all OEMs keep this menu hidden within the phone. This menu has a list of expansive options you can use to modify and customize your phone extensively. The Developer Options allows users to access many advanced settings, including animations, USB configuration, DPI, background processes and so on. We are definitely going to write about the useful things users could do through the Developer Options. Indeed, this menu helps customize the phone more precisely. You must enable this menu on your phone and read some useful things you could do using the Developer Options.
The Developer Options can help you achieve better performance and productivity out of your phone. You can preciously watch the background process, control animations going around, choose between different Bluetooth audio codecs, and much more. For Samsung Galaxy Note 9, we have already published a tutorial that helps to enable this menu and USB Debugging. So, in order to change or access the DPI settings, you must enable the Developer Options on your phone. If you wish to do, just follow the tutorial: How to enable Developer Options on Samsung Galaxy Note 9 This wil help you enable this menu on your phone.
Since we are not altering the screen resolution, it won't cause an impact on the display screen. This feature lets you have more or less content on your phone. It merely not changes the text size, it also changes the icon size. You can get the best results by putting different values to see if that fits your needs. While it improves the readability, it also has some positive impacts on the overall performance of the phone.
The picture behind this is very clear, we are certain of the fact that to render small sized texts and icons, the phone requires more amount of processing power as compared to big ones. However, you cannot measure this impact. But you can feel that while you lower the DPI value from the default one, you'll feel that somewhat your phone is running smoother. If you don't feel any differences, just leave it. We suppose that you've enabled the Developer Options on your phone. Now, we can proceed further and customize the DPI value on Samsung Galaxy Note 9 smartphone.
You must know that accessing or changing such settings won't hamper the warranty on your phone. Nor it is going impact the phone. However, you mustn't use Developer Options and other things carelessly. Now, let's begin the customize the DPI on your phone for a better user experience.
Then, tap 7 times on Build Number to activate the Developer Options.
Now, you can access the Developer Options directly from the Settings->Developer Options. We're going good.
Now, open the Developer Options menu and look for "Smallest Width" or "Minimum Width", this the DPI settings.
Just tap on this option, that will open a pop-up display screen. Now, you could put custom DPI values.
Now, you can implement different values to figure out the best settings you could have. Basically, adjusting it forth or back 20 to 40 from default value should help you get better results.
You just need to remember this formula, if you reduce the DPI value, it is going to increase the size of the on-screen content including texts, icons, and similar things.
And if you do the opposite, means increasing the DPI value results in smaller icons and texts size.
Our recommendations: For the best performance, we suggest you set the 360 as its value. It will improve the overall performance, make it smoother and you can feel the improvements.
You can measure the impact of different DPI values, whereas the resolution remains the same. That's the way you customize your phone and personalize it.
So, that is how you implement different DPI values on your phone. That will improve the readability and gives you more comfort while you use it. Most of the users never use these settings. This could improve the usability and user experience.
That ends our tutorial on how to change the DPI value on Samsung Galaxy Note 9 smartphone. That way you can improve your experience on your phone. We hope that our readers would use these settings for enhancing their experience. Do share your experience with us through the comments below.


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Indicators on Bitcoin Trading Platform You Need To
The Only Guide for List Of All Cryptocurrency
"Regulation of Bitcoin in Selected Jurisdictions" (PDF). The Law Library of Congress, Global Legal Research Center. January 2014. Archived (PDF) in the original on 14 October 2014. Retrieved 26 August 2014.
Katie Pisa & Natasha Maguder (9 July 2014). "Bitcoin your solution to a double espresso". cnn.com. CNN. Archived from the original on 18 June 2015. Retrieved 23 April 2015.
10 Easy Facts About List Of All Cryptocurrency Described
Krause, Elliott (5 July 2018). "A Fifth of Bitcoin Is Missing. These Crypto Hunters Can Help". Wall Street Journal. Archived from the original on 9 July 2018. Retrieved 8 July 2018.
"Bitcoin mania is hurting PC players by pushing up GPU prices". Archived in the original on 2 February 2018. Retrieved 2 February 2018.
"Cryptocurrency mining operation launched by Iron Bridge Resources". World Oil. 26 January 2018. Archived in the original on 30 January 2018.
The Ultimate Guide To Is Bitcoin Mining Legal
Examine This Report about Free Bitcoin Generator
"Difficulty History" (The ratio of all hashes over legitimate hashes is D x 4,295,032,833, where D is your printed"Difficulty" figure.) . Blockchain.info. Archived in the original on 8 April 2015. Retrieved 26.
The 45-Second Trick For List Of All Cryptocurrency
Hampton, Nikolai (5 September 2016). "Understanding the blockchain hype: Why much of it's nothing more than snake oil and spin". Computerworld. IDG. Archived from the original on 6 September 2016. September 2016 retrieved 5.
Biggs, John (8 April 2013). "How To Mine Bitcoins". Techcrunch. Archived from the original on 6 July 2017.
a b Ashlee Vance (14 November 2013). "2014 visit this website Outlook: Bitcoin Mining Chips, a High-Tech Arms Race". Businessweek. Archived in the original on 21 November 2013. Retrieved 24 November 2013.
"Block #420000". Blockchain.info. Archived in the original on 18 September 2016. Retrieved 11 September 2016.
Ritchie S. King; Sam Williams; David Yanofsky (17 December 2013). "By reading this article, you're mining bitcoins". qz.com. Atlantic Media Co.. Archived from the original on 17. Retrieved 17.
Shin, Laura (24 May 2016). "Bitcoin Production Will Drop By Half In July, How Will That Affect The Price". Forbes. Archived in the original on 24 May 2016. Retrieved 13 July 2016.
Adam Serwer & Dana Liebelson (10 Resources April 2013). "Bitcoin, Explained". motherjones.com. Mother Jones. Archived from the original on 27 April 2014. Retrieved 26.
a b c Villasenor, John (26 April 2014). "Safe Bitcoin Storage: A Q&A With Three Bitcoin Company CEOs". forbes.com. Forbes. Archived from the original on 27 April 2014. Retrieved 26 April 2014.
Bitcoin Trading Platform Fundamentals Explained
Not known Facts About Free Bitcoin Generator
Torpey, Kyle. "You Should Run a Bitcoin Total Node: Here's Why". Bitcoin Magazine. Archived in the original on 3 July 2017. Retrieved 29 November 2017.
Gervais, Arthur; O. Karame, Ghassan; Gruber, Damian; Capkun, Srdjan. "On the Privacy Provisions of Bloom Filters in Lightweight Bitcoin Clients" (PDF). Archived (PDF) from the original on 5 October 2016. Retrieved 3 September 2016.
The Buzz on Commemorative Coins
Jon Matonis (26 April 2012). "Make Your Own Bank: Bitcoin Wallet for Apple". Forbes. Archived from the original on 12 October 2014. Retrieved 17 November 2014.
"MtGox gives bankruptcy details". bbc.com. BBC. 4 March 2014. Archived from the original on 12. Retrieved 13 March 2014.
The Greatest Guide To Is Bitcoin Mining Legal
"Antonopoulos: Your Keys, Your Bitcoin. Not Your Keys, Not Your Bitcoin". Cointelegraph. Archived in see here the original on 16 February 2018. Retrieved 16 February 2018.
Staff, Verge (13 December 2013). "Casascius, maker of shiny bodily bitcoins, shut down from Treasury Department". The Verge. Archived from the original on 10 January 2014. Retrieved 10 January 2014.
Comments on "Indicators on Bitcoin Trading Platform You Need To"


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Home > United Kingdom > Capital adequacy > ECB guidance on the qualification of capital instruments as Additional Tier 1 and Tier 2 instruments
ECB guidance on the qualification of capital instruments as Additional Tier 1 and Tier 2 instruments
By Matthew Gregory (UK) on June 7, 2016 Posted in Capital adequacy, Italy, The Netherlands, United Kingdom
The Capital Requirements Regulation (CRR), and in particular Articles 52 and 63, sets out the conditions to be met by capital instruments to qualify as Additional Tier 1 (AT1) and Tier 2 (T2) instruments respectively. Other articles of the CRR and the relevant provisions of Commission Delegated Regulation (EU) No. 241/2014 (RTS on Own Funds) provide further details on these conditions.
The European Central Bank (ECB) has now published guidance that lays down the procedure that it follows when reviewing the qualification of capital instruments as AT1 and T2 instruments. It specifies the information that should be provided by significant supervised entities (entities) as defined in Article 2(16) of Regulation (EU) No. 468/2014 of the European Central Bank (the Regulation establishing the Single Supervisory Mechanism) that compute the capital instruments towards their AT1 or T2 capital on an individual, sub-consolidated and/or consolidated basis.
The ECB recommends that entities follow the guidance with respect to capital instruments issued after its date of publication. However, section III.2 of the guidance applies to all capital instruments irrespective of their date of issuance. Entities are responsible for ensuring that their capital instruments comply with all the relevant provisions of the CRR and the RTS on Own Funds, irrespective of the ex post review carried out by the ECB.
The guidance is without prejudice to any requirements in respect of the recognition of AT1 or T2 instruments under applicable national law. If national law requires pre-approval, the ECB is competent to grant such pre-approval to the entities.
View ECB public guidance on the review of the qualification of capital instruments as Additional Tier 1 and Tier 2 instruments, 6 June 2016


We have a new look LibrarySearch interface!
We have released a new version of LibrarySearch which you can start using immediately. You can reach the new LibrarySearch homepage by clicking the link on the current homepage.
As you can see from the screenshot, it has a totally different look and feel. There is still a single search box which will default to SearchAll@Cardiff (see our previous blog post about SearchAll).
Remember, you must be logged in to access all of the features mentioned above.
Staff & Students will log in using your normal University login details. Community members and NHS members will see the second screen below where you will log in with barcode and password and select the appropriate membership type in the drop-down menu.
And of course, LibrarySearch is available in both English and Welsh. To select your preferred language, click on Sign In in the top right-hand corner of the screen and change the language. If you are signed in and change your language choice, this choice will stick every time you sign in.
Are there any changes to the 'old' LibrarySearch?
Yes: you will no longer see three tabs above the search box on the homepage. You can still access these search options by selecting them from the drop-down arrow to the right of the search box. You'll find Library Collections, Articles & More plus other search options in the drop-down list.
Community Members and NHS members will also now see the new look sign in screen on the 'old' LibrarySearch, as described above.
You can continue to use the old LibrarySearch for now, we will eventually be removing it from service – dates will be announced.
We would love to hear your comments and feedback about the new LibrarySearch: click on the link in the 'Questions? Comments?' box to complete a short survey.


Making concrete green: reinventing the world's most used synthetic .Mar 4, 2016 . In Australia, the cement industry produces more than 10m tonnes of . billed as "the greenest airport in the world" for reportedly having the.cement plant greenest,Concepts for "Green" cementof cement, every possible initiative to make cement 'greener' needs to be considered. Reducing CO. 2 emissions during clinker production. Cement accounts for.
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Given the cement industry's high level of GHG emissions and its contribution to local .. KCP's Ultimate goal is to achieve the status of "Greenest Cement Plant".
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More than 50 years of cement production: the Rezzato facility not only has a long tradition within Italcementi but, since the modernization, is also a leader in.
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The Indian cement industry has realised that strong business growth can be . Though not mandatory, adopting them would make the existing plants greener.
Oct 26, 2007 . As cement plants emit 5 percent of all carbon dioxide emissions, the . But the greenest technologies can reduce carbon dioxide emissions by.
Feb 6, 2018 . Scientists are continually searching for greener ways of producing cement, . "Cement production takes a lot of energy because there are high.
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McInnis cement plant to create jobs in Gaspé region, but Quebec's .
Sep 25, 2017 . The McInnis cement plant in Port-Daniel-Gascons, Que., built at a cost of $1.45 billion, is supposed to producer a greener form of cement, using.
Aug 25, 2016 . THE cement industry is one of the world's most polluting: it accounts for 5% of man-made carbon-dioxide emissions each year. Making this.
Jan 24, 2017 . Untreated emissions coming directly from the kiln smokestack at the St Marys cement plant are channeled into a custom photobioreactor.
OracleVoice: Pakistani Cement Firm Gets Greener And Leaner With .
May 31, 2016 . Oracle ERP Cloud has allowed Pakistan-based D. G. Khan Cement Company to achieve faster time to market and enabled its departments to.
Dec 11, 2010 . A factory in southwest China's Sichuan province for making cement, among the most carbon-intensive industrial processes. German.
May 4, 2017 . Environmental services company ResourceCo is setting up two new plants that will turn non-recyclable commercial and industrial waste into an.
Scientists build stronger, greener concrete with lignin .
Mar 22, 2013 . Their innovative ingredient: biofuel byproducts. "The idea is to use bioethanol production byproducts to produce a material to use in concrete as.
Aug 1, 2017 . . the challenge of making greener concrete may eventually be cracked. . but drastically cut carbon emissions related to cement production.
When L'Oréal made plans to construct its new manufacturing plant in Indonesia . certified third party companies as an alternative material in cement production.
Stronger, Cleaner, Greener Concrete . In recent decades however, the production of cement has been designated as a major greenhouse gas pollutant.
Recycling waste carbon dioxide to make greener and stronger concrete . Interested in using the CarbonCure Ready Mixed Concrete Technology at your plant?