Strong knowledge of trading life cycle, hedge fund strategies, securities accounting, financial products.
Experience in banking and bank regulatory reporting, finance, or accounting, with a financial institution also Investment Banking projects specialized in Securities Trading (stock trading, fixed income trading, and derivatives trading), wealth management and risk management.
Good understanding of Dodd Frank Act supervisory stress testing. Good experience with Data Migration.
Extensive Knowledge in Capital Markets, Corporate Finance, Risk Management, Investment Banking, Mortgage, Financial Statement Analysis, Equity, Fixed Income, Alternative Investments, Derivatives, M&A, IPO etc.
Proficient in conducting GAP Analysis, and writing "As Is" and "To Be" documents.
Expertise in creating Business Requirement Document, Functional, Technical Requirements document, Solution Options Document, User Stories and Non Functional Specifications.
Extensive skills in Data Analysis, Requirement Analysis, Business Modeling, and use case developing using UML methodology including Activity Diagrams, Sequence Diagrams, Data Flow Diagrams, Class Diagrams, designing prototypes and documenting them using Microsoft Visio.
Hands-on experience with ER Modeling, Data Modeling, Data Indexing, and Data Normalization.
Proficient in Test driven development & testing methodologies for performing UAT, System Integration testing (SIT), Business Acceptance Testing (BAT) and documenting test results.
Being actively involved with QA team in different phases of testing such as System testing, Functional testing, Regression testing and Integration testing for Quality Analysis.
Expert in facilitating all levels of management, developers, QAs, stakeholders, business users and off-site teams in JADs, brainstorm sessions, white boarding by conferences and WebEx.
Conduct Brainstorming and JAD Session to gather Business Requirements with Regularity and Compliance subject matter experts to have a good knowledge of CCAR reporting.
Conduct Gap Analysis of the features and functionality of current platform version and new version to determine the new functions to be added in.
Analyze the new regulatory requirements of Basel Accord of all Pillar 2 and 3 phases on Market Risk calculation, monitoring and reporting, and new implementation of Comprehensive Stress Testing (CCAR/DFAST).
Implemented KYC and AML Compliances aligned with the project needs, Actimize, AML monitoring systems and Bridger, and working with various tools.
As part of CCAR, worked on a Stress Testing solution for a client to check the health of the portfolio of investments for the client to ascertain Capital adequacy.
As a part of CCAR market shock exercise prepared application mapping for FRY 14Q report.
Took part in documentation and implementation of User Access Control as a part of CCAR reporting.
Design detailed FRD, and Solution Options Document according to BRD and Basel regulatory requirements using Power Designer.
Model the detailed design of the system using UML diagrams including Sequence Diagrams, Activity Diagrams and Use Case, and Data Flow diagrams using Smart Draw.
Facilitate meetings with Development Team and Testing Team to walk through the FRDs and discuss feasibility of each requirement.
Identify and assess potential data source of Interest Rate, help the market data team to integrate data using ETL tools.
Work with Risk Reporting team to generate new Standard Pillar 3 Reporting framework, distinguish firm-wide global standards within QRM and the unique requirements for US site.
Review Test Plan and Test Cases provided by Testing Team.
Conduct quick Smoke Test after each bill in testing.
Involved in design and implementation of Progression and Regression Tests of the new functionalities added in QRM system.
Manage bugs using Defect Tracking Tool like JIRA, review each defect and assign development team to resolve problems.
Used IBM-ILOG decision validation system to simulate and testing of business rule changes for the product.
Generate User Manual and prepare Training Material of new QRM to internal users.
Plan and Conduct User Acceptance Test (UAT).
Used Rally to keep track of user stories.
Participated in User Story Grooming.
Gathered Business Requirements, defined the scope of the project, analyze and prioritized requirements, developed customized business strategies, and identified high potential business opportunities.
Automated the generation of Customer Due Diligence (CDD) and Enhance Due Diligence (EDD) reports in compliance with AML regulation.
Created burn down chart of the whole project and also each sprint while conducting daily scrum meetings with developers.
Obtained requirements from business stakeholders of the functionalities we needed for KYC Program and ensures the requirement obtained is consistent with BSA/AML Policy and regulatory requirements.
Involved in making appropriate commitments through story selection, sizing and tasking.
Conducted meetings with stakeholders to identify problems, resolve issues and provide solutions as per their requirements and business practices for regulatory reporting.
Lead the UAT effort and was single point of contact for all the User Testing issues and Change Management.
Interacted with project stakeholders and business groups to evaluate business needs and data issues for risk side, and worked with the technology team to implement pragmatic solutions in a timely manner.
Demonstrated high level of integrity while evaluating employer records for regulatory compliance.
Identified and documented business needs for new market risk and credit risk module or re-usability of an existing module by performing a GAP analysis.
Investigated and documented approvals/declines, escalation of approval requests for AML suitability and involved in Enhancement of Actimize solution to analyze AML data and tune alert parameters.
Gathered Business Requirements, notional calculations of financial futures, options, fixed income and equity, and also key point of contact with business users including traders and risk managers.
Implemented Actimize Anti-Money Laundering (AML) system to monitor suspicious transactions and enhance regulatory compliance.
Focused in the area of Comprehensive Capital Analysis and Review (CCAR) Reporting, Governance, Risk & Compliance (GRC) and Dodd-Frank Regulatory Reporting.
Worked closely with Subject Matter Experts (SME) of all applications for different types of risk control violation, including conference call and raising Jira ticket for change request release.
Completed Data Critical Program (DCPNP) survey for all applications under Treasury and Risk IT.
Offered data support and checking using SQL/Query and developed complex spreadsheets using VBA\SQL.
Involved in Privilege Accounts Downgrading (ITPA), assigned and helped developers within team to raise CRs and cooperated with Windows Team to make sure the process smoothly and successfully.
Worked with QA team to make sure all key changes have been test in UAT environment before releasing and did post check after releasing.
Assisted testers in developing a variety of possible Test Scenarios and Test Cases to ensure that the system built according the requirements.
Worked closely with the business users for each area within Confidential 's in order to elucidate the User Acceptance Testing (UAT) strategy and offer strategic validation solutions to the business.
Provided status update monthly to Senior Managers of progress made on all aspects of risk control and milestones achieved and shared with RTB team to improve their performance.
Environment: Microsoft office suite, SQL Server 2000, JIRA, SQL, Service Now, Bloomberg.
Gather and elicit requirements from various stakeholder groups and SME's and prepare Functional Specification Documents (FSD), Use Case Documents and User Stories.
Facilitate various meetings like Daily Scrum, Story Writing workshops, Sprint Review and Retrospectives.
Documented various system features, user interfaces, flowcharts in the form of Functional Specification Document (FSD).
Develop Use Cases, Process Workflows, Sequence and Activity diagrams, Wireframe Screen Mockups and Prototyping used in design, development, user acceptance and quality assurance test plans.
Elicit Requirements by holding Stakeholder Meetings, SME Interaction and joint requirement planning sessions.
Requirements Management by tracking and communicating requirements through Jira.
Elicit, Analyze and Document requirements from various Stakeholders, internal and external to the organization in the form of Backlog Items.
As a Scrum Master, ensure the team is self-organized.
Prepare a high-level Business Requirement Document (BRD) that identifies key deliverables to be met to initiate a project.
Participated and documented Use cases along with the stakeholders.
Eliciting Requirements performed GAP Analysis, creating Business Case and Business Need.
Involved in Process Modeling using Flow Charts and Activity Diagrams to understand collaboration of the current and future processes.
Assist the team in their test process and help prepare Test Plans and Test Cases to test all the functionalities of the application.
Creating User Manual, participating in UAT and End-User Training.
Documented the test results, user training and reports. Send the QA Signoff for the responsible modules.
Environment: Agile Scrum, Confluence, JIRA, SharePoint, Java, SQL, SQL Server, DB2, SOAP UI, XML.


Filet Mignon With Béarnaise Sauce and Roasted Asparagus . . .
piece before the previous one has melted completely. (Note: have your butter ready next to you so you don't accidentally overcook the eggs).
tarragon, about 1/2 teaspoon kosher salt and 1/2 teaspoon pepper (or to taste).
warm while you grill or roast the filet mignon and roast the asparagus.
minutes, turning the filets over after three to four minutes.
6. If you are grilling the filets, grill them over hot coals for about eight minutes per side (five minutes per side for rare).
7. To cook the asparagus, begin by preheating the oven to 400 °.
8. Snap or cut the dry stem ends off each asparagus, and place them on a heavy baking sheet. Drizzle olive oil on them, sprinkle them with salt and pepper and toss them. Roast the asparagus until it is tender, which will take about eight to ten minutes, depending on how thick your asparagus is. Cool it slightly, and serve it warm or at room temperature.


text:
Bank of Wal-Mart
Marketplace Staff Apr 26, 2006
https://www.marketplace.org/2006/04/26/bank-wal-mart/
TEXT OF COMMENTARY
LISA NAPOLI: After a hearing Tuesday, it's now up to the FDIC to decide whether Wal-Mart can go into the banking business. The retail giant wants to start a bank so it could reduce costs on the millions of payments the company processes each year.
Marketplace commentator Robert Reich thinks it's obvious what the FDIC should do.
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Remembering Martin Luther King Jr.'s fair housing legacy
ROBERT REICH: Wal-Mart says all it wants to do is trim costs on the millions of payments the company processes each year. It says it has no intention of expanding into other banking services. But most people don't believe Wal-Mart. They see this move as the Wal-Mart camel's nose under the tent of commercial banking.
I say: Let Wal-Mart under the tent. Commercial banking is now one of the stodgiest and least-competitive parts of the US economy. Fees and prices are way too high, service is lousy. The industry needs a shakeup. And I guarantee you Wal-Mart's low-price business model will do just that.
Bear in mind also that many Wal-Mart customers don't have much money. They need cut-rate banking services. Many of these people are excluded from mainstream banking. Wal-Mart could help them.
Critics say Wal-Mart is so big — 3,900 stores, representing 10 percent of US retail economy — that if it entered commercial banking it would wipe out the competition. Then it would turn around and raise banking fees. Come on. You really think Wal-Mart would wipe out the Bank of America? MBNA? Citigroup? No way.
Other critics say a Wal-Mart bank would put community banks out of business. That's baloney, too. Community banks have been crying wolf for years. They fought deregulation that allowed nationwide banking, saying that would put them out of business. But they are still thriving. They provide personal service that the big banks can't provide, and they fill an important niche.
And then there's the charge that if Wal-Mart got into banking it would subject depositor's money to unreasonable risk. It could force its banking arm to lend it money at low interest rates. Or, it would drain its bank of capital if it fell on hard times. Well, that danger is just as likely, if not more likely, at GM's banking arm, or GE's banking arm, or Wal-Mart rival Target's bank. All of these commercial giants are in the banking business. The federal government ought to make sure all of them keep their bank deposits separate from their commercial businesses. That's no reason to single out Wal-Mart.
Look: I don't like the fact that Wal-Mart pays its employees low wages and squeezes every last cent out of its suppliers. But give credit where credit is due: Wal-Mart does cut prices. And that means it can give credit where credit is most needed: Among the nation's poor, who need cut-rate banking services more than anyone.
LISA NAPOLI: Robert Reich teaches public policy at the University of California at Berkeley.
Wal-Mart posts results, faces headwinds
Jet.com would juice Wal-Mart's online sales
Medium-sized raises at a big bank
Wal-Mart takes a kitchen-sink approach to its comeback
The days are numbered for price-matching
You know Aldi, now say 'hallo' to Lidl

redpajama_set_name: RedPajamaCommonCrawl


This is a list of what I believe to be the top 10 rarest cloud formations. And a brief description of each. No particular order in how 'rare' they are though.
These rare clouds, sometimes called mother-of-pearl clouds, are 15 – 25km (9 -16 miles) high in the stratosphere and well above tropospheric clouds. They have iridescent colours but are higher and much rarer than ordinary iridescent clouds. They are seen mostly but not exclusively in polar regions and in winter at high latitudes, Scandinavia, Alaska, Northern Canada. Lower level iridescent clouds can be seen anywhere.
Nacreous clouds shine brightly in high altitude sunlight up to two hours after ground level sunset or before dawn. Their unbelievably bright iridescent colours and slow movement relative to any lower clouds make them an unmistakable and unforgettable sight.
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Mammatus are pouch-like cloud structures and a rare example of clouds in sinking air. Sometimes very ominous in appearance, mammatus clouds are harmless and do not mean that a tornado is about to form – a commonly held misconception. In fact, mammatus are usually seen after the worst of a thunderstorm has passed.
Also known as jellyfish clouds due to their jellyfish-like appearance. These formed around 17,000 ft due to when the rush of moist air comes from the Gulf Stream and gets trapped between layers of dry air. The top of the cloud rises into a jellyfish shape and long tentacles known as "trailing virga" form from rain drops that have evaporated.
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A mushroom cloud is a distinctive mushroom-shaped cloud of smoke, condensed water vapor, or debris resulting from a very large explosion. They are most commonly associated with nuclear explosions, but any sufficiently large blast will produce the same sort of effect. Volcano eruptions and impact events can produce natural mushroom clouds.
Mushroom clouds form as a result of the sudden formation of a large mass of hot low-density gases near the ground creating a Rayleigh-Taylor instability. The mass of gas rises rapidly, resulting in turbulent vortices curling downward around its edges and drawing up a column of additional smoke and debris in the center to form its "stem". The mass of gas eventually reaches an altitude where it is no longer less dense than the surrounding air and disperses, the debris drawn upward from the ground scattering and drifting back down (see fallout).
Appearing as a slender, horizontal spiral of cloud, cirrus Kelvin-Helmholtz is one of the most distinctive cloud formations. However, it tends to dissipate only a minute or two after forming and, as a result, is rarely observed.
Average height is around 16,500 ft.
Lenticular clouds, technically known as altocumulus standing lenticularis, are stationary lens-shaped clouds that form at high altitudes, normally aligned at right-angles to the wind direction.
Where stable moist air flows over a mountain or a range of mountains, a series of large-scale standing waves may form on the downwind side. Lenticular clouds sometimes form at the crests of these waves. Under certain conditions, long strings of lenticular clouds can form, creating a formation known as a wave cloud.
A roll cloud is a low, horizontal tube-shaped arcus cloud associated with a thunderstorm gust front, or sometimes a cold front. Roll clouds can also be a sign of possible microburst activity. Cool air sinking air from a storm cloud's downdraft spreads out across the surface with the leading edge called a gust front. This outflow undercuts warm air being drawn into the storm's updraft. As the cool air lifts the warm moist air water condenses creating cloud, which often rolls with the different winds above and below (wind shear).
A shelf cloud is a low, horizontal wedge-shaped arcus cloud, associated with a thunderstorm gust front (or occasionally with a cold front, even in the absence of thunderstorms). Unlike a roll cloud, a shelf cloud is attached to the base of the parent cloud above it (usually a thunderstorm). Rising cloud motion often can be seen in the leading (outer) part of the shelf cloud, while the underside often appears turbulent, boiling, and wind-torn.
According to the Sapporo Meteorological Observatory, these low-altitude stratocumulus clouds were rolled into long, distinctive ribbons after becoming trapped in air currents. While it is not uncommon for wind to form such patterns in stratocumulus clouds, photos that clearly show the clouds rolled into strips are rare, says the observatory.


News, events and who's who on your committee - find out what the BHS in Merseyside is doing for you.
Looking back on 2018, we had a great year for our Region! We've created a run down of some of our highlights over the last 12 months and we've included some exciting event we are looking forward to in the coming year.


The skirmish grew into a major battle.
This area is peaceful except for a few skirmishes in the distance.
In the fierce skirmish that followed..two soldiers were killed.
A squadron skirmished with units of the Italian battle fleet.


text:
DNS server resolving .dev domain against docker container names

# Use case

Make docker containers discoverable via DNS for development environments,
like when running a bunch of containers on your laptop.

This does not use any etcd/zookeeper backend or registrator process
but maintains it's own container name cache

See etcd/skydns for a more complete solution.

Names, unlike skydock/progrium-registrator are short: it's $CONTAINER_NAME.dev.
If a container name contains dots that will form subdomains.

# Design

Listens to container creation events and maintains a name<->ip cache.

Requests for a special toplevel domain (default .dev) tries to match any
running docker container with the same name.

Requests for other domains are resolved by the operating system resolver,
This is so that we can cooperate with other special DNS server solutions
installed in your development environment, like VPN-assigned DNS-servers,
vagrant landrush DNS servers etc.

# Usage

There are two cases:

1. Containers trying to resolve each other
2. Non-containers trying to resolve container names

For outside resolving, on OSX:

create a file /etc/resolver/dev:

    nameserver <listen addr of docker-devdns>

outside resolving, other OS:

use a dns server which can selectively forward
requests for the .dev domain to this server. For example
dnsmasq.

for container-to-container resolving, add the following to your docker
daemon options:

    --dns <listen addr of docker-devdns> --dns-search dev

by default we listen to port 53, since this is the easiest
to make containers use.

DO NOT point /etc/resolv.conf of your docker host to this server.
It will cause a resolver error since we try to look up any request for
other names by gethostbyname() which creates a loop. We try to detect
this misconfiguration on startup.

If you only want .dev names to be resolvable, you can disable this
behavior by using

    -local-resolver=false

No upstream server can be configured (yet).

# Flags

    -docker-host="tcp://docker:2375": docker host url, or set DOCKER_HOST
    -domain="dev": domain
    -listen-addr=":53": Listen address for DNS
    -local-resolver=true: Perform local gethostbyname queries for other domains

# Performance

Listens to container creation events and maintains a local cache based
on that

# Limitations

We only respond properly to A and AAAA queries.

redpajama_set_name: RedPajamaGithub


What better than to pimp the humble Starburst/Chewit/Fruitella?!
Off to the shops I went, to search out these chewy nuggets of delight. Now these kind of sweets seem to have fallen by the wayside somewhat in recent years. It is quite hard to get anything other than sacriliciously renamed 'Starbursts' in the chewy fruity sweets-in-a-packet variety these days, especially if you aren't going to travel any further than Budgens. I bought one pifflingly small packet of Starburst, 45g, and 2 big bags, which weighed 200g each, totalling over eight times the weight of the original! This was going to be a very large packet of sweets! I was also going to need some paper and pens to create some pimplicious shiny packaging.
First, I opened both the packs, and sorted through them all, putting them in colour groups. What?! Only 17 purple ones?! And where are the yellow ones?! What was going on here?! On closer inspection I discovered that the lemon flavoured ones have been incorporated into the lime ones, creating some new bogus flavour called 'Lemon and Lime'. For shame, Masterfoods, for shame.
I figured it would be pretty easy to mould the individual Starbursts together, needing eight small ones to create one large one of the same dimensions. First I unwrapped all of the sweets, making sure I didn't eat any and fighting off marauding sweet-pinchers. Then I moulded eight 'lemon and lime' together.
This looked great but took ages and it kept falling apart, which was a pain, so I busted out my gold plated microwave! Other pimps seemed to have had mishaps with their microwaves, so I tentatively put a few sweets in for 40 second blasts, which left the humble starbursts begging for mercy and flailing about like chewing gum. This was the perfect amount of time for the SB's (Starbursts) to soften just enough to be pliable, but not so much that they burned a hole through my hand. Haha, suckers.


Image Title: Modern Pool Table Expresso With Decor 4. Post Title: Modern Pool Table. Filename: modern-pool-table-expresso-with-decor-4.jpg. Image Dimension: 1200 x 675 pixels. Images Format: jpg/jpeg. Publisher/Author: Tobin Lubowitz. Uploaded Date: Wednesday - September 26th. 2018 07:21:15 AM. Category: Architecture. Image Source: lowes.com. CONTEMPORARY POOL TABLES MODERN Intended For Modern Pool Table Prepare 9. CONTEMPORARY POOL TABLES TABLE For SALE Inside Modern Pool Table Designs 19. Austin Pool Table Greater Southern Throughout Modern Designs 16. Ultra Modern Pool Table Contemporary Tables YouTube Intended For Ideas 8. Olhausen Modern Pool Table Robbies Billiards In Remodel 6. Canada Billiard Revolution Pool Table Robbies Billiards With Regard To Modern Decor 3. Modern Pool Tables Natural Walnut For Table Designs 15. CONTEMPORARY POOL TABLES MODERN With Regard To Modern Pool Table Remodel 11. Modern Pool Table Monalisa Intended For Ideas 0. Pool Table Wood Modern Billiard Factory Inside Remodel 12.


text:
https://www.registercitizen.com/news/article/Piscopo-collects-retires-American-flags-14069748.php
Piscopo collects, retires American flags
Updated 1:42 pm EDT, Wednesday, July 3, 2019
U.S. Rep. John Piscopo and Harwinton officials ceremonially disposed of worn American flags June 23.
Photo: CONTRIBUTED PHOTO
HARWINTON — State Rep. John Piscopo, R-Thomaston, held a ceremony marking the collection and retirement of old American flags with town residents and officials June 23, according to a release from his office.
Flags were collected at the Thomaston, Harwinton and Burlington town halls in the days ahead of the ceremony, then brought to the Harwinton Fair Grounds to be retired June 23.
According to Piscopo's office, the U.S. Flag Code indicates worn American flags "should be destroyed in a dignified way, preferably by burning," which was done in this instance by the Harwinton Fire Department.
Piscopo was joined by "Harwinton First Selectman Michael Criss, Gary Schaff, Dan Thurston... (and) other local officials as well as the Harwinton Fire Department, Boy Scouts, Quest Scouts, veterans, friends, and family," according to the release.
The retirement ceremony was held in collaboration with the the Ives-Cleaveland American Legion Post 137 in Harwinton and the Harwinton Center Fire Department.
"It was my honor to Host this flag retirement ceremony, and I am hoping to make this event something we do yearly," said Rep. Piscopo in the release. "The flag is a symbol of our country and all those who have given their life to protect and secure our freedoms, so properly disposing of it ensures that we always give the appropriate respect this symbol deserves. I would like to thank all those who helped make this event a success."


text:
The MEC debacle is a predictable and avoidable governance failure
MEC built a leadership team that lacked any obvious understanding of co-operatives and fostered a culture that started to see member involvement as a problem rather than a strength.
Marc-Andre Pigeon
The outside of a Mountain Equipment Co-op is seen in North Vancouver. THE CANADIAN PRESS/Jonathan Hayward
This article was originally published in .
When news broke about Mountain Equipment Co-op (MEC) being sold to an investor in the United States, the reaction among many of its 5.4 million member-owners was surprise, anger and disappointment.
More than 130,000 members have so far signed a petition to reverse the sale, while a group of members has raised more than $100,000 to give members a voice at MEC's Companies Creditors Arrangement Act (CCAA) proceedings.
Unfortunately, these efforts are too little, too late. MEC began eroding its membership's democratic voice years ago, which put in motion the process that's led to its demise as a co-operative. It was all sadly predictable.
Researchers have shown that big co-operatives often fail when they drift away from co-operative principles and values, especially democratic representation.
No understanding of co-ops
MEC made all the classic mistakes. It built a leadership team that lacked any obvious understanding of co-operatives and fostered a culture that started to see member involvement as a problem rather than a strength.
There is also evidence of management hubris, over-investment and lax board oversight — three more troubling signs, according to the same research on the failure of big co-operatives.
MEC's slide arguably started in 2012, when it dropped the word "co-op" from its marketing and adopted a rule to disqualify board of director candidates that the board felt weren't up to the job. Today, only one of the bios for MEC's board makes an implicit reference to co-operative experience.
In justifying these changes, the board said it needed board members with experience running companies as big and complicated as MEC to face off against online competitors like Amazon or big outdoor retailers like Sail in eastern Canada or Cabela's in western Canada. The assumption was that the average board member just wouldn't be able to cut it, even if they had ample experience on boards and in business.
Diversity of perspectives
This shift is peculiar because boards of big co-operatives like MEC can hire the advice they need. There's also compelling research showing that a diversity of perspectives can improve board decision-making. Recruiting people from the same professional background is misguided.
And as others researchers have emphasized, co-operative governance is mostly about setting the organization's direction, maintaining legitimacy with members and ensuring the organization has a strong workplace culture and good relationships with the community. Experience at a big private company provides no obvious advantage when it comes to these assets.
MEC's demise as a co-operative business seems to correlate with these governance shifts away from democratic input. Consider the graph below:
MEC Leverage Ratio over 20 years. (Credit: Authors' calculations, Author provided )
It shows the evolution of MEC's leverage ratio, a measure of risk that we calculate as the ratio of the money owed by MEC (total liabilities) relative to how much money members had accumulated in the business (member equity). Until MEC started making big governance changes in 2012, the ratio was low and stable. Then it started climbing, settling near 100 per in 2018-19.
Expansion to blame for debt?
There is reason to believe that the debt resulted from MEC's expansion strategy.
In 2012, MEC announced it was adding 1,400 new products to its stores. In subsequent years, MEC opened a "stunning" new headquarters in Vancouver and expanded into smaller Canadian markets like North York, Kelowna, Kitchener and Laval while expanding its presence in places like Edmonton and Calgary. Plans were also underway to open a store in Saskatoon.
In analyzing the sale of MEC to U.S.-based Kingswood Capital Management, one observer concluded that the new owners will almost certainly close several MEC stores to make the business viable and suggests, as a result, that the sale is a bad and unnecessary deal.
"As it stands, Kingswood is poised to cash in on one of the easiest turnarounds going. A streamlined MEC is going to make someone a fortune. Why not the locals? The current proposed deal... looks like they are giving away the store."#SaveMEC https://t.co/1huShSFwc1
- Scott Piatkowski (@ScottPiatkowski) September 19, 2020
Could the MEC board have also closed stores? It wouldn't have been easy. Some members would have objected.
But a more determined and democratically selected board might have had the legitimacy to make tough decisions and in the process, retain the loyalty and good will of a big group of upset members.
Judi Richardson, MEC's board chairwoman. (Credit: Mountain Equipment Co-op)
The loss of legitimacy
After news of the sale, MEC's board chairwoman explained the decision to sell the business.
If anything, her message underlines the board's disinterest in what remained of MEC's democratic process. Judi Richardson wrote that "things will look a little different" after the sale, for example, as if democratic control is trivial. The letter also dismisses the possibility that members might have helped to recapitalize the co-op.
The recent petition and fund-raising efforts suggest MEC could have tapped into a reservoir of good will. But the board's skepticism about this solution is probably justified, because any such effort would have signalled to creditors that MEC was in trouble. That's not something any board wants to do.
More fundamentally, the good will we see today is probably not deep enough to raise millions of dollars in capital, especially in the midst of CCAA proceedings. It's easy to sign a petition or give a few dollars to a GoFundMe campaign, but it's another thing to put big money into an organization that won't give you any real democratic voice.
And maybe that's the ultimate price that co-operatives pay when they make it harder for ordinary members to have a say. They lose their membership's voice, loyalty — and ultimately, their business.
This piece was co-authored by Anthony Piscitelli, a professor for the Conestoga College Public Service Program.
Marc-Andre Pigeon, Assistant Professor, Johnson Shoyama Graduate School of Public Policy, University of Saskatchewan
Article re-posted on Sep 29, 2020 3:46:05 PM .
View original article.
Canada Water Agency will help protect and sustain Canada's water resources, say USask water scientists
USask game teaches healthy eating to online shoppers
World-leading water scientists warn of ecological risks in global shift to monoculture crops and tree plantations


The Cosmetic Surgery Directory - Are You a Candidate for Plastic Surgery?
An uninformed patient is not a good candidate for plastic surgery.
The fact that you are here, reading this, shows that you are taking the right steps and want to learn about plastic surgery before you jump in. Learning the benefits & risks of cosmetic surgery can also be very helpful.
Who is not a candidate for plastic surgery? An indecisive patient is not a good candidate for plastic surgery. Plastic surgery is a major commitment and should not be performed on someone who is mildly curious to see how they might look. Also, a patient with unrealistic goals, such as fifty-year-old woman who wants her teenage body back, is also not a good candidate.
Patients with underlying emotional issues are not good candidates. Most plastic and cosmetic surgeons will ask potential patients a series of questions upon their initial. The purpose of these questions is to evaluate whether the patient is sincerely considering plastic surgery to look and feel healthier, or if the patient is seeking plastic surgery as a way of disguising emotional distress.
The best way to discover if you are a candidate for plastic surgery is to discuss your situation with a plastic surgeon in your area. A plastic surgeon will be able to evaluate your goals and help determine whether or not you should proceed.
Disclaimer: The information throughout The Cosmetic Surgery Directory is not intended to be taken as plastic surgery advice. The information throughout The Cosmetic Surgeon Directory is intended to provide general information regarding cosmetic surgery and to help you find a local cosmetic surgeon. If you are interested in cosmetic surgery, contact a cosmetic surgeon in your area.This website is not intended for viewing or usage by European Union citizens.


text:
Stratum G
P&E XVII
Stratum 12
Torus II
Foot Cape III
Richard Serra is an American minimalist sculptor known for his sheet metal installations. He earned his B.A. from University of California, Santa Barbara in 1961 and his M.F.A. from Yale University School of Art and Architecture in 1964. Serra was inspired by the teachers and artists that he met at Yale, most notably Philip Guston and Chuck Close. He was also influenced by his work in steel mills as a teenager and his father's job as a pipe-fitter.
Serra was involved with the Process Art Movement, which concentrates on the physical process of art making and the characteristics of the materials utilized. In 1966, he made his first sculptures out of industrial materials as fiberglass and rubber. He experimented by throwing molten lead against his studio wall, later turning to rolling, cutting, propping and stacking. In the 1970s, Serra began his series of large-scale Installation Drawings, which pinned directly to the wall and painted in black paintstick. His work examines ideas of space and form, as well as the tension between gravity and weight. His enormous sculptures are supported by their own weight, drawing attention to the nature of the material. Serra once said that his goal is"to engage the viewer's body relation to his thinking and walking and looking, without being overly heavy-handed about it," and that art is a "broadening of experiences."
The sculptor has also created multiple site-specific works for collections worldwide, including Snake, a 180-ton trio of sinuous steel sheets, permanently located in the largest gallery of the Guggenheim Museum Bilbaoand specifically created for the museums inauguration in 1997. Other commissioned works include Tilted Arc(1981) in New York City and Fulcrum(1987), a 55-foot Cor-ten steel sculpture near Liverpool Street Station in London.
Richard Serra haswork featured in the permanent collections of the Solomon R. Guggenheim Museum in New York, the Dia Art Foundation in Beacon, the MoMA in New York, the San Francisco Museum of Fine Art, the LACMA, the Walker Art Museum in Minneapolis, the Museum Ludwig in Köln, the Metropolitan Museum of Art in New York, the Nassau County Museum of Art, the Courtauld in London, the Hirshhorn Museum and Sculpture Garden in Washington D.C., the Carnegie Museum of Art in Pittsburgh and the Stedelijk Museum in Amsterdam.
Related Categories: Process Art, Post-minimalism, Large-Scale Sculpture, Post-War American Art, Outdoor Art, California Art, Abstract Sculpture, Site Specific Art, Line, Form and Color, Sparse, Primary Abstraction,Focus on Materials,Curvilinear Forms, Sculpture, Linear Forms, Angular, United States, Installation, Work on Paper.
Black and White with Color Balance
December 18, 2014 – March 1, 2015
Casterline|Goodman in Art Southampton
Art Southampton is directed by Nick Korniloff, who also brings Art Miami and Art Miami New York among many others. His shows attracts the leading galleries around the world, making each fair as prestigious as the last. Casterline|Goodman Gallery will be among those galleries selected to exhibit.
At times "Art can resist being owned." Richard Serra's latest work is a series of 40-ton stacked cubes- try putting that in your home. The series is titled Equal and requires a skilled team of riggers, hydraulic gantries and a custom runway to be installed. Even Budco Enterprises - who has been installing Serra's work for over 25 years - claims that "there's no school you can go to learn it." Due to the weight, even installing his work outside presents issues. Most buyers or galleries build separate rooms designed to hold the substantial sculptures.


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Wastian ist der Familienname folgender Personen:

 Heinrich Wastian (1876–1932), österreichischer Politiker (GDVP)
 Heinz Wastian (* 1970), österreichischer Fußballspieler

redpajama_set_name: RedPajamaWikipedia


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Division of Online and Continuing Education
Canvas Information
Technical College Transfer Information
Cybersecurity Program Options
Educational Travel
Learning in Retirement
Spring 2023 Course Catalog
Fond du Lac Campus Continuing Education
Fox Cities Campus Continuing Education
About LIR
Fred Born
In its ten years of existence, LIR has been blessed with many enthusiastic volunteers who bring a wealth of varied experience and interest to the organization. Fred Born is a perfect example. As charter members, he and his wife Joyce are familiar faces at many presentations, but Fred is just as likely to be behind the podium as in the audience. He may be officially described as a retired veterinarian, but Joyce has been known to wonder when he will really retire.
Fred was born in Sheboygan and raised on a dairy farm in Cleveland, WI. Early in childhood, the interest that would carry him through life became evident. He combined his love of horses with a natural talent for art and learned to draw them at the age of seven. As a new veterinarian, he combined the seemingly disparate interests of animals and art to create three successful publications that gained international recognition as valuable assets to every veterinarian. Young Fred's love of horses was further fueled when an uncle who carved merry-go-round horses created on just for him. It pivoted around a pole in his back yard, and Fred recalls that his task every night was to remove the tail of the horse and bring it in the garage for safekeeping.
Fred's father died when he was ten, and his mother remarried two years later. His stepfather, who also loved horses, bought him his first live one, a trained trick horse when Fred was 15. Within two years, the family had 15 horses and Fred set up a summer business by offering saddle rides to patrons of a nearby resort using the seven or eight mounts deemed safe for novice riders.
The Korean War ended his college deferment; Fred served in the Air Force for 1952 to 1956 and was stationed in England for two of those years. In 1956 he enrolled in the pre-veterinary program at Michigan State University (Wisconsin did not have a veterinary school at that time) and received his DVM degree in 1962, during his third year of veterinary school, Fred asked the family farm's veterinarian if he could work as a "go-fer" during the summer. When this friend, who was a veterinarian in a neighboring town, was recovering from surgery, Fred was called on to perform additional tasks that gave him hands-on experience, over a six-week period. This experience gave Fred a definite edge over classmates in veterinary school. Fred's first position was in a small animal practice in Greendale. In 1964 he struck out on his own in Fond du Lac, eventually starting a solo mixed practice. Joyce and he built a clinic that by 1973 included six veterinarians treating large and small animals. But that is only part of the story.
Fred has been active in professional and civic organizations throughout his life and has garnered numerous awards along the way. One of his proudest accomplishments is authoring the three veterinary textbooks mentioned earlier. As a junior vet student, in 1960, Fred conceived the idea of creating a wall chart on the anatomy of the dog for use in examining rooms. It consisted of successive acetate overlay showing, in turn, a view of the muscles, internal organs, and skeleton of the dog. The large visual aids assisted veterinarians in explaining the anatomy and medical conditions of the dog to the pet's owner. As successful as it was, the large chart proved unwieldy and fragile, so Fred hit on the idea of reproducing it as a 9×11" spiral booklet that could be stored in a drawer in the exam room.
The first book, THE CANINE was issued in 1967, with the first printing of 5000 copies. Everyone who saw it loved the idea, but it turned out that the printing on acetate was so expensive that there was no money left for advertising. Fred suggested that the publisher simply give a copy of the book to each new graduate of the 18 veterinary schools in the country. Orders quickly began to come in from employers of those new graduates once they saw how much this visual aid helped clients. A similar book, THE FELIN, was produced in 1968, followed by THE HORSE, in 1971. In 1992, EL PERRO was released as the Spanish edition of THE CANINE. In all, over 110,000 copies of the books were sold, some orders coming from as far away as Japan and France. In 1971, Fred received the Veterinarian of the Year Award from the Wisconsin Veterinary Medical Association in recognition of the success of the first two books and his involvement in state veterinary committees and additional state projects.
Looking over the long list of accomplishments both professional and community-related, the natural question arises: "How did you do it all?" Fred is quick to reply, "Late nights and an understanding wife and family."
Joyce and Fred were married in June of 1958; they have two daughters and five grandchildren. It soon becomes clear that the family offered more than moral support. With the clinic next to their home, Joyce was often called to help out in late night and weekend emergencies. Though neither daughter followed him into his profession both took part in it. Fred chuckled as he recalled doing a number of emergency Caesarean sections on dogs late at night or over the weekends. Joyce and both girls, who were in grade school at the time, were called on to wipe down the puppies as they appeared. One time, they reported the incident at Show and Tell the next day, and the teacher and their classmates were amazed. The girls also inherited his artistic talent and young age. When he was having difficulty getting the correct angle for the drawing of the dog's toenail for THE CANINE book, the six-year-old daughter sat on his lap and drew it for him. On daughter now lives near Omaha, NE and the other in Austin, TX, giving Fred and Joyce the opportunity for travel to visit them.
Fortunately for LIR, Fred's full-time retirement coincided with its formation. He saw a notice of an organizational meeting and joined the approximately 100 people who met to create the program. He and Joyce became members in 1997. Fred chaired the curriculum committee for three semesters and remains an active member of the group today. In 2001 he received the LIR Volunteer of the Year award. True to his nature as a Renaissance man, Fred has done ten presentations for LIR and some ranged far from his veterinary experience. For example, he and Gloria Lin did three presentations on the subject of Designing and Creating Your Own Christmas Cards. His early interest in drawing remains, though he has recently ventured into digital photography and PowerPoint. One of his latest LIR sessions, "The History of the Horse Doctor – A Brief Summary of 4000 Years of Veterinary History," led to an invitation to present the talk to the American Veterinary Medical Association Convention in Washington, DC, this past July. Fred is quick to point out that the beauty of LIR is that you can take a topic you are passionate about, explore it, and then share it.
With all he has accomplished and his plans for future projects, Fred is quick to give credit to Joyce and his family. In response to the question, "What is the one thing you'd like to have included in this profile?" he said, "The realization that ideas can be developed into reality, especially with the confidence, encouragement, and support of a wife and family."
Joyce and Fred were married in June of 1958; they have two daughters and five grandchildren. It soon becomes clear that the family offered more than moral support. With the clinic next to their home, Joyce was often called to help out in late night and weekend emergencies. Though neither daughter followed him into his profession both took part in it. Fred chuckled as he recalled doing a number of emergency Caesarean sections on dogs late at night or over the weekends. Joyce and both girls, who were in grade school at the time, were called on to wipe down the puppies as they appeared. One time, they reported the incident at Show and Tell the next day, and the teacher and their classmates were amazed. The girls also inherited his artistic talent and young age. When he was having difficulty getting the correct angle for the drawing of the dog's toenail for THE CANINE book, the six-year-old daughter sat on his lap and drew it for him. On daughter now lives near Omaha, NE# and the other in Austin, TX, giving Fred and Joyce the opportunity for travel to visit them.


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Bailey delivers another warning on interest rate rises
Bank of England governor Andrew Bailey has given another strong hint that interest rates could rise, sparking concerns from one former member of the bank's monetary policy committee.
UK Inflation pressures 'greater than expected'
Heightened inflation caused by global supply chain issues and labour shortages could continue into the middle of next year, according to the Bank of England's new chief economist.
Inflation could run higher than target into the medium term
Inflation could run above the Bank of England 2% target going into 2023, as supply shortages led to CPI spiking this year, according to ratings agency Standard and Poor's.
BoE writes to banks over negative rates readiness
The Bank of England has asked UK banks to assess their readiness if interest rates are reduced to zero or below.
Negative rate move 'unlikely imminently'
The UK is unlikely to see negative interest rates "imminently", according to David Ramsden, deputy governor for markets and banking at the Bank of England.
Bank of England to 'explore' negative interest rates
The Bank of England has outlined plans to explore how negative interest rates could be implemented for the first time, to help the UK's economic recovery from Covid-19.
Negative interest rates remain 'under review'
The Bank of England will continue to review the potential of negative interest rates, to help stimulate the UK's economic recovery from Covid-19, it said today.
Hammond urged to bring forward fiscal reset after Bank of England rate cut
Chancellor Philip Hammond has been urged to bring forward plans for a public spending reset after the Bank of England cut interest rates to a record low of 0.25% in response to economic concerns...


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Jul 30, 2020, 07:50am EDT
Blood Type May Have Minimal Effect On Covid-19 Health Risk
Delayed Cancer Care Due To Covid-19 Could Cost Thousands Of Lives
May 31, 2020, 09:05am EDT
9 More Bizarre Consequences Of The Covid-19 Coronavirus Pandemic
Aug 14, 2019, 07:55am EDT
Pooping Less Frequently To Save The Planet? Really?
One Type Of Diversity Never Seems To Matter
Don't Use The National Defense Authorization Act To Push Unrelated Financial Regulations
Is Your Doctor Making Mistakes Because He Or She Is Too Tired?
Calm Down But Don't Forget Common Sense
ForbesBusinessPolicy
Federal Judge Rules Indiana Seizing Cars With Civil Forfeiture Is Unconstitutional
Nick Sibilla
Institute For Justice
Aug 31, 2017, 01:01pm EDT |
In a major win for private property rights, a federal judge ruled that Indiana can no longer seize vehicles under its controversial civil forfeiture laws, which allow police to confiscate property without filing criminal charges. Judge Jane Magnus-Stinson ruled that Indiana's laws were unconstitutional because they failed to provide a timely hearing for the property owner to contest the seizure.
The decision comes just days after Hoosier lawmakers held a summer study committee to discuss forfeiture reform, and less than a month after U.S. Attorney General Jeff Sessions announced a new policy to expand police seizures nationwide.
The case began last September when an officer with the Indianapolis Metropolitan Police Department pulled over Leroy Washington and found a small amount of cannabis. Police charged Washington with dealing marijuana and seized his car.
But Washington fought back. With help from Jeff Cardella, a criminal defense attorney and law professor at Indiana University, he filed a federal class-action lawsuit last November on behalf of other owners whose cars were held by law enforcement in Indianapolis. Between November 2016 and February 2017, those agencies seized at least 169 vehicles, or 11 cars per week on average. After he filed his lawsuit, Washington was able to recover his car, though he was still able to represent the class of owners.
Two Indianapolis Police Department Ford Crown Victoria's drive on the streets of Indianapolis,... [+] Indiana. Photographer: Tom Strickland/Bloomberg News.
The lawsuit claimed that Indiana's forfeiture laws violated the car owners' right to due process, as guaranteed by the Fifth and Fourteenth Amendments. In Indiana, once property is seized, law enforcement can take up to 180 days to file a forfeiture complaint, i.e. a lawsuit to permanently confiscate the seized property. If the owner demands their car back, the deadline drops to 90 days from the date of the demand.
Even worse, the property owner cannot challenge the seizure during that months-long hold period. That is because, under state law, seized property is "not subject to replevin," a process that would allow the owners to regain wrongfully taken property while awaiting trial. In other words, Hoosiers would have to wait up to six months before they could even challenge a seizure in court. That even includes innocent, third-party owners (typically parents and spouses) who did not know or consent to their property being used in any criminal activity.
As Judge Magnus-Stinson noted, losing one's car for months on end "could cause significant hardship:"
During those months, if the owner has secured financing to purchase the vehicle, he is still required to make payments on that loan, lest he risk foreclosure and repossession. He is also required, of course, to make other arrangements for his transportation needs, which may include fundamental life activities such as transit to a job or school, visits to health care professionals, and caretaking for children or other family members.
In order to prevent "erroneous deprivation" and to safeguard due process, property owners must be "provided with some sort of mechanism through which to challenge whether continued deprivation is justifiable." As the U.S. Supreme Court noted almost 25 years ago, "our precedents establish the general rule that individuals must receive notice and an opportunity to be heard before the Government deprives them of property."
But Indiana's forfeiture laws ban replevin and do not allow any other "opportunity for interim relief," which raises grave due process concerns. According to Judge Magnus-Stinson, "there is no judicial determination of probable cause for the seizure," which means that "the only process that an individual receives prior to a forfeiture hearing is a law enforcement officer's determination that probable cause exists for an arrest." That is, by definition, a one-sided affair.
"Allowing for the seizure and retention of vehicles," she wrote, "without providing an opportunity for an individual to challenge the pre-forfeiture deprivation [is] unconstitutional."
In making her decision, Judge Magnus-Stinson relied heavily on Krimstock v. Kelly, where the U.S. Second Circuit Court of Appeals struck down New York City's vehicle seizure laws as unconstitutional. Like in Indiana, New York City could detain cars for up to 25 days before beginning a forfeiture case.
In order to provide due process, then-Judge Sonia Sotomayor wrote that the property owners must be given "a prompt post-seizure, pre-judgment hearing before a neutral judicial or administrative officer," where they could challenge "the legitimacy of the City's retention of the vehicles while those proceedings are conducted." As a result, the city created a new Krimstock hearing process, named after the case.
Although Krimstock set an important precedent to protect due process, abusive seizures still run rampant in New York City. According to Anca Grigore, a staff attorney at the Brooklyn Defender Services, New Yorkers who navigate the Krimstock hearing process face "coercive dynamics and burdensome procedures."
To shine a light on these car seizures, the Brooklyn Defender Services recently obtained public records from the New York Police Department. In 2014, the NYPD seized more than 2,400 vehicles for civil forfeiture. Out of those seizures, 586 owners (less than one-quarter) requested a Krimstock hearing.
Yet only 15 Krimstock hearings were actually held, with just five owners successfully recovering their seized cars. And even then, that victory only meant that the owners could use their car before their forfeiture case actually went to trial, where their property could potentially be forfeited to the government.
For hundreds of other property owners in New York City, the only real option is to accept settlement agreements with the NYPD: Police agree to return a seized car (and drop charges, if any were filed) in exchange for a settlement fee (which can cost up to $3,000) and the owner waiving their right to sue law enforcement. No wonder Grigore blasted civil forfeiture as "extortion of the poor."
With Hoosier law enforcement now blocked from detaining cars, Indiana lawmakers must now draft a new seizure law—and they should learn from the flawed Krimstock hearings.
Meanwhile, a separate lawsuit challenging a "profit-driven forfeiture program" in Indianapolis is still ongoing. Under the Indiana Constitution, "all forfeitures which may accrue" must be sent to the state's Common School Fund. But thanks to a loophole created in 1980s, police and prosecutors can deduct "law enforcement costs," allowing agencies to re-route millions in forfeiture money away from public schools and towards their own bottom line.
On behalf of forfeiture victims and concerned Hoosiers, the Institute for Justice filed a lawsuit last year in state court, claiming this "financing scheme" violates the Indiana Constitution. Notably, one of the reasons why Judge Magnus-Stinson ruled in favor of "robust procedural safeguards" was because "the government has a direct pecuniary interest in the outcome of the forfeiture proceeding."
"Police and prosecutors should not be allowed to keep and spend what they forfeit," said Sam Gedge, an IJ attorney representing the plaintiffs who are challenging Indiana's policing-for-profit system. "That only creates a dangerous profit incentive to seize people's property, often without regard to basic due-process principles."


1. In a blender, combine strawberries, 2 tablespoons sugar, and 1 1/2 tablespoons lime juice. Puree, scraping down sides as needed. Pour through a fine-mesh sieve into a bowl, pressing on solids; discard solids. Divide puree among six 4-ounce or eight 3-ounce ice-pop molds. Freeze until firm, about 30 minutes.
2. Combine yogurt, cream, and 2 tablespoons each sugar and lime juice. Remove molds from freezer and top with yogurt mixture; insert ice-pop sticks. Freeze until firm, about 30 minutes.
3. In clean blender, puree blueberries, remaining 2 tablespoons sugar, and remaining 1 1/2 tablespoons lime juice. Pour through clean sieve into a bowl, pressing on solids; discard solids. Remove molds from freezer and top with blueberry puree. Freeze until solid, 6 hours more (or up to 1 week). Just before serving, briefly run molds under hot water to release pops.
The 'total time' field needs to be updated... the first two layers need to each freeze for 30 minutes, then once fully assembled for 6 hours. Prep time may only be 30 minutes total, but you won't be eating these treats in under a half hour!
The old "bait & switch", eh? It's very misleading to show a picture of a pop that is obviously not the result of making this recipe. That red, white & blue pop *is* very colorful & vibrant, but if you follow this recipe, you will clearly not end up with a pop that looks like that - unless of course you add blue food coloring to the blueberry layer, & strain the puree so there are no fruit solids at all in the pop. At least you included the video so we could REALLY see what the pops look like.


Maybe its CES 2013, but we feel like mobile chargers are a gift from on high for gadget-lovers. A recent example is the Innergie PocketDuo, a pint-sized charging device with a 6800 mAh battery on the inside and two USB ports for charging tablets and smartphones on the outside. Thank you, Gadget Gods.
We ran into Innergie on CES 2013 show floor and got an early peek at the recently announced $99 emergency power system.
Music to our ears: a fully fueled PocketDuo can charge a dead iPad to 100% in a little over an hour, according to an Innergie rep. Smartphones, depending on the size of the battery, can absorb full servings of juice up to 4 times.
About the same size as a pico projector, the actual charging device is a little too big and heavy to fit in a pants pocket. But its not noticable in a laptop or messenger bag. It charges via microUSB port using an included wire. And here's a really cool part, that include wire had three ports on all conveniently connected on cord using an innovative series of clasp mechanisms we've never seen before. The cord features microUSB, miniUSB, and an Apple-proprietary 30-pin jack for the second and third-generation iPad and the iPhone 4 and 4S.
Now, you may have noticed we made no mention of the Lightning charging tip needed to power the iPad mini, iPad with Retina Display, and the iPhone 5. That's because Innergie will be releasing a new cord sometime this spring (around April for about $25, reps said) with all four charging tips on it. In the meantime, keep those Lightning cords handy!


Here's something that I really like about working: thinking. Thinking about how to make something good or even better. Thinking about the person it's for. Thinking about how it might impact my life or the life of someone it's for, even if that impact is just making them smile or giving them a good laugh or letting them know they're remembered and valued. I like thinking about how something works and if it's working the best way it can. If I'm working with physical materials I like thinking about the colors and textures and how they all interrelate and how all of that plays into the overall experience of, say, opening the package it arrives in. I like the forward motion of it all. The way it takes the good I'm already doing (getting that work done) and propels it forward into doing even better work. I like the way I feel when I'm done working and I can look back on that time–whether it's five minutes or five hours–and see the progress I've made and the things I've accomplished. Sometimes working gets a bad rap (rap? rep? rap? I'm not sure). But I like it.


We observe a strong interaction between the overlapping atom clouds in a dual- species magneto-optical trapping apparatus. Our experiments utilize diode lasers for both Rb and Cs, creating the traps in a compact octagonal vapor cell. The number of trapped Cs atoms and the Cs trap filltime increase by as much as a factor of three when the Rb trap is turned off. We present the results of experiments, for both rubidium isotopes, that investigate interspecies collisional loss rates at various trap laser detunings.
The vapor cell is made from pyrex glass plates, fused together at the edges. The atomic vapors are generated by getters mounted in the sidearm of a conflat tee. The vapor pressure of each species is controlled by adjusting the current in the corresponding getter.
Typical data is shown in the figure. Cs and Rb fluorescence are shown as functions of time. Initially, both traps are on, with Rb and Cs fluorescence levels N(Rb) and N1, respectively. At t ~ 5 s, the Cs trap laser is briefly blocked, after which the Cs trap refills to level N1. The Rb trap laser is blocked at t ~ 30s, allowing the Cs trap to fill to higher level N2. At t ~ 65s, the Cs trap laser is blocked and the Rb laser is unblocked, allowing the Rb trap to refill to its initial level, N(Rb).
Logarithmic plots of the three fill curves are shown below. Filltimes T1, T2, and T(Rb) are determined from these.
The corresponding data for the ratio T1/T2 is similar, but the scatter is greater. If it is assumed that the Cs trap fills at constant density but increasing size, the behaviors of N1/N2 and T1/T2 should be the same.
The ratios N1/N2 and T1/T2 also depend on the detuning of the Cesium trap laser (850T). Smaller detuning results in greater Rb-induced Cs trap loss. In short, the Rb trap has greatest influence on Cs trap loss when 850T has small detuning and 780T has large detuning. We have observed similar results in a Rb87-Cs dual species MOT.
A plot [1/T1 - 1/T2] vs 780T detuning shows that the Cs loss rate due to Rb increases for 780T detunings greater than 5 MHz. When plotted against the calculated density of the Rb trap, this loss rate appears proportional to n(Rb). We need to reduce uncertainty in our measurements of trap parameters in order to determine the proportionality constant, betaprime, with confidence. The data here suggest a value of betaprime ~ 1E9 cc/sec.
1. The Cs trap was spherical, ~0.8mm diameter at half intensity points.
3. The magnetic field gradient was ~11 Gauss/cm.
4. Integrated trap laser intensities (six directions): 780T ~ 5mW, 850T ~ 3mW.
5. Integrated repump laser intensities (two directions): 780R ~ 2 mW, 850R ~ 1mW.


Chris uses his wealth of experience advising major global companies to oversee Evans Dixon's corporate strategic and transformational initiatives. As Managing Director, Chief Strategy Officer, he is heavily involved in identifying growth initiatives, including organic and merger and acquisition related opportunities. Chris has extensive experience in management, investments, operational execution and strategy.
In his most recent role as Managing Director and CEO of Dixon Advisory Australia for seven years, Chris worked with the Senior Leadership team to direct the strategy and operations of the firm.
Prior to this, Chris was the Chief Operating Officer and Managing Director of Strategy for Dixon Advisory. He joined the industry in funds management while completing university before moving into investment banking in Australia and the US. It was during this time that he worked on significant and complex corporate transactions, more recently at UBS as an Executive Director within the chemicals, health care, consumer products, media, telecoms, technology, insurance and utilities sectors.
Chris is a Director of Funds in Australian Masters Yield Fund series (No. 4 and 5). He holds a Bachelor of Chemical Engineering with first class Honours and a Bachelor of Commerce from The University of Sydney.


Campions Solicitors, Derby and Nottingham, New Homes Specialist.
We specialise in new home purchases. We act for clients who buy both apartments or houses.
We are fully aware of this issues that may arise on new build properties.
Fixed Fee New Build Conveyancing – no hidden extras!
How much will the reservation fee be on a new build and is it taken into account on final purchase?
A builder for a new build will normally ask for around £500 as a reservation fee. This will normally be lost if the buyer withdraws. On completion any reservation fee will be credited against the purchase price.
Is there any difference in SDLT when buying a new home or buying an existing property?
There is no difference. The same rates and exemptions apply to both. For instance if you are a first time buyer then you will get the £300,000 exemption whether or not you are buying a new home or an existing property.
What is a New Build Exchange deadline?
Developers will normally impose an exchange deadline. This is a date by which the buyer must exchange. Exchange means an exchange of contracts between developer and buyer when the buyer becomes legally bound to buy the property. At that time there will be a 10% deposit payable although sometimes with a new build a lower deposit is required. Any reservation fee is taken into account. If the buyer does not exchange by then there maybe penalties. These may include withdrawal from the contract altogether by the developer or withdrawn of incentives.
The property may not be ready at this point or for some months afterwards.
What services do you include as part of your fixed fees?
Raising Enquiries – As well as standard Law Society enquiries we also raise any specific enquiries relating to the property.
Acting for your Lender – as well as acting for you, we are also instructed by your mortgage lender to ensure that all their conditions can be complied with.
All this is included within our fees and we will not charge you extra.
What is a New Build Completion on notice?
After exchange of contracts where you are legally obliged to buy then there are two ways in which the completion date can be fixed. The first is that there is a fixed date to complete. This will be the case if the property is ready on the date of exchange. The second is that the matter will be completed on notice. That means that at some later date the builder will serve a notice on the buyer that the property is ready. The buyer will then have a period normally 10 working days to complete the matter. This will happen if the property is not ready on the exchange date. It is referred to as completion on notice.
What are restrictive covenants and do they apply to new build properties?
Restrictive covenants apply to both new builds and existing properties. They are however usually much more extensive for new build properties. Most though not all existing properties will have restrictive covenants on their title.
These are agreements imposed on properties whereby the use of the property is regulated. The law they are based on is land law. That this means that covenants are independent of and maybe different to planning or building regulation control. They can be enforced by one owner against another although in practice this very rarely happens. They should however be observed strictly and failure to do so can result in difficulties when the property is sold.
What is a s38 Agreement?
A Section 38 Agreement is made under that section of the Housing Act 1980.S38 agreements are normally made in connection with roads on a new housing estate. The developer will commit to putting the roads in. Their commitment will normally be supported by a cash bond. Upon the roads being made up and the Estate finished then the Local Authority will take the road over and maintain.
The Agreement should be shown on the Local Authority Search. There can be considerable delays in implementing agreements. Sometimes there is no intention that roads become maintained by the Local Authority. That can be the case with some side roads or if the Estate is very small. In that case the owners will maintain the roads between themselves.
Local Authorities on large developments will normally impose Planning Obligations on the Developer. These obligations will be put into an agreement. Though agreements are known as s106 Agreements. This is after s106 of the Town and Country Planning Act 1990. Campions Conveyancing Solicitors, Pride Park Derby and Mansfield Road, Nottingham City Centre, advise on s106 Agreements when buying New Build Property and also recent new build property.
The Planning Obligations are of three types.
Set out the nature of the development. This is particularly important for the provision of affordable units, whether to rent outright or buy on a Shared Ownership Basis.
Compensate for loss or damage by the development.
Mitigate developments impact. This can include provision of public transport. However the Communal Infrastructure Levy Regulations April 2010, limit the s106 Agreements. Planning Obligations though will continue to be important. That is particularly so for Affordable Housing.
The Landowner unless someone else takes responsibility. The Levy normally becomes payable on Planning Permission or Permitted Development. How much is payable? This is decided by a Charging Schedule. That Schedule is prepared by the Charging Authority having regard to various factors. It is payable as pounds per square metre of the development.
Whats is Community Infrastructure Levy?
We must first state that the Levy is complex. The Levy applies where there is a new build of 100 sq metres or more. If the development is a new house or flat the limit does not apply. There are though a number of exemptions.


In our ongoing effort to make your pet's health care as convenient and easy as possible, you can now request a refill for your pet's prescription by submitting the following form. Please be sure to fill in all the requested information. The prescription refill must be approved by a doctor. We will notify you via email or phone when your pet's prescription is approved and ready to be picked up. We will also inform you of the total cost of the prescription, and will request a credit card number by phone at that time. If you would prefer to have the prescription mailed to you, please mention this information in the additional information area.


The BCWWA Annual Conference & Trade Show provides an opportunity for BC's operators to compete and share their skills and knowledge, and to be recognized for their outstanding performance as water and wastewater professionals. This year's Operator Challenge will take place on Sunday, May 26, 2019.
Teams of three operators will take on the four round robin events and knowledge challenge that are planned for this year's competition, all covering the topics of water distribution, water treatment, wastewater collection and wastewater treatment. Each event is described below.
Please complete the application form by Friday, April 26, 2019. Full event details will be sent to participating teams once they have completed the online registration form.
The water main tapping event will simulate the connection of a water service line to a live water system and the testing of all connections. Teams will be judged on their raw time as well as all connections and leakage under pressure, fitting position and mounting, compliance with all instructions/ procedures and safe work practices.
In this event operators will be given a sample of process water and a pre-made flocculent solution to work with. Each team will have up to 30 minutes to find the optimal flocculent dose for their process water sample in order to treat it to the specifications that all teams will be given. Once the ideal dosage has been identified, participants will need to put their heads together to crunch some numbers and quantify their results.
This event requires the connection of a 4 inch PVC lateral sewer to an existing 8 inch PVC sewer pipe. Teams will be judged on their raw time to complete the event, the position and tightness of the sewer service replacement section and all connections and safe work practices.
This event will use the Hydromantis wastewater treatment plant simulator. Teams will be given a wastewater plant simulation with a series of plant process parameters and be required to change plant control settings in various stages of the process to bring the plant into compliance.
Following the above round robin events will be the 'Test the Waters' competition, where the teams - and spectators - will once again use interactive software to answer a series of questions that will be taken from the ABC Need to Know Criteria.


www.bootifulturkey.com - Cooking A Whole Turkey On The Green Egg. Turkeys are large, arctic birds, native to North America. It is distinguished with its white plumage as well as also a bare wattled neck and mind. It has brownish feathers together with buff-colored features on the tail and on the tips of wings.
Purists beware.You might well not enjoy what it is that you're about to learn as it comes to the traditional Thanksgiving Turkey. While toaster roasting a turkey has cooked, even grilling that chicken results in a fish that's cooked with immense flavor. Being truly a turkey Substance non-purist, I also recommend smoking and then skillet your bird as options however that's an article for another day.
All turkeys are not created equal. Being aware of the sort of turkey you want before going out to get it will make the journey much easier and a lot less time consuming. When it comes to buying a turkey, you can find many choices that one may create.
Connected to Cooking A Whole Turkey On The Green Egg, If you are tired of cooking turkey the exact same manner each holiday, below are some alternative seafood recipes you may possibly want to think about. They truly are sure to surprise and delight your family members and guests.
When it has to do with locating guidelines on how best to make the great Thanksgiving turkey, unexpectedly every one you understand becomes a expert. Your neighbor, your own mail carrier, your hair dresser, your car repairman (even though he's never cooked a turkey into his lifetime) and last but not least your insect control gentleman. Everyone has to put in their two cents worth about the subject.
Why can it be the cause of stress for so many people? I know I am not the only person who has considered that poultry as my enemy Thanksgiving mainly because Butterball turkey comes with a hotline that receives thousands of calls annually from individuals with assorted seafood queries.
Turkeys call for the majority of the care and care throughout the very first couple months. After this period they become a whole lot simpler to care for. Turkeys are intrigued and friendly about nature. You will find more than a few causes to raise turkeys.
Even a Turkey is a big, domesticated bird, even also a native of united states. Turkey is distinguished from its white plumage along with a bare wattled neck and mind. The identify Turkey was applied into this fowl that has been thought to have originated in Turkey. Nevertheless, the American Turkey can be still a quite unique species out of the fowl, although name remained. Some frequent breeds of Turkey include: Narragansett, Bronze, White Holland, and Bourbon Red. This is often connected to Cooking A Whole Turkey On The Green Egg.
Turkey can be actually a safe sanctuary for ex pats. Each year sees a brand new influx of expats into Turkey, young and old, relaxed and daring, tens and thousands of expats are flocking to dwell in Turkey each year as Turkey grows in an idyllic destination for most international nationals seeking to stay a life of adventures.
The Turkey is a bird which is used in a number of delicacies. It is a North American bird that's closely associated with Thanksgiving dinners. But, it's likewise consumed on additional instances. Turkey is generally preferred because it is high in protein and low in fat, as when compared to other dark meat. Some frequent strains of Turkey include: Narragansett, Bronze, White Holland, and Bourbon Red.
Ideally before you raise turkeys, then it's effective that you know the terminologies and intriguing facts about turkeys S O you'll not be thrown off guard once you go through any related stuff about turkeys. Raising turkeys onto a little farm may be rewarding and fun as they are sometimes redeemed just like any other cash harvest in your own property. For those who might have a few yards you might rotate pastured turkeys on, this may be a good negative business for your small farmer.
Investing in a whole turkey, rather than a chicken breast, really is a intelligent financial choice. Turkey breast expenses more per pound than whole seafood does. A complete turkey also usually means that you're going to be able to prepare a few amazing meals that is only able to be be prepared employing the leftovers out of an whole turkey.
The Perfect Roasted Turkey | Big Green Egg - Use a thermostat you can leave in the turkey (green egg one with the remote is best!). Do cook as recommended to internal temp of 165, but remember the bird internal temp will rise by about 15 degrees after it is taken off, so remove from heat when temp rises over 150.
Smoked Turkey on The Big Green Egg - This video provides end-to-end instructions on smoking a turkey (whole) on the Big Green Egg. NOTE: The turkey is ready at 165 degree's, not 175 degree's as stated in the video.
Perfect Thanksgiving Turkey on the Big Green Egg - I found this Big Green Egg Turkey Cheat Sheet if you need help figuring out how many pounds of bird your Big Green Egg will hold or how many hours to cook your size bird. We have a small Egg, and this turkey weighed in at 14 lbs. He fit perfectly, but anything bigger we would have needed a bigger egg.
Cooking A Whole Turkey On The Green Egg – Bootiful Turkey - www.bootifulturkey.com - Cooking A Whole Turkey On The Green Egg. All of turkeys are not created equal. Being aware of the kind of turkey you want before going out to buy it is likely to make the trip much easier and a ton less time consuming.
cooking a whole turkey on the big green egg – Bootiful Turkey - www.bootifulturkey.com - cooking a whole turkey on the big green egg. Turkeys are all large, arctic birds, native to the united states. It is distinguished by its white plumage along with also a bare wattled neck and head.
Cooking A Whole Turkey — Big Green Egg - EGGhead Forum - Well, it's about time to be thinking and planning Thanksgiving dinner and I want to cook our turkey on the Egg. We like a BIG turkey as there will be about 15 of us to dinner. I would appreciate hearing from those who have cooked the whole bird and from those that have cooked a large one, e.g. times, direct or indirect, covered with foil or not, etc., etc., etc. I am especially concerned with the time it will take to cook. Thanks all.
Whole Turkey with Light Salt Brine | Big Green Egg - Remove the turkey from the bags; rinse and lightly pat dry with paper towels. Lightly coat the turkey with canola oil and place in a roasting rack with a drip pan. Place the turkey in the EGG and cook until the internal temperature of the thigh registers 160ºF/71ºC and the breast registers 155ºF/68ºC.
Smoked Turkey Recipe on the Big Green Egg - The turkey is ready for the Big Green Egg at this point, so fire up the smoker and bring the temperature up to 300 degrees. You can duplicate this procedure on any cooker just hold your temps in the 275-300 range. Higher temps are needed for the skin to turn out perfect.
Tips for Perfectly Smoking a Turkey Breast on the Big - Cooking on a Big Green Egg is a science, and it all revolves around controlling your fire. Being organized with the right tools will make all the difference in the world. Being organized with the right tools will make all the difference in the world.


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Autonomous flights are getting to closer reality as China begins to integrate AI to passenger planes. Source: Shutterstock.com
Onwards and upwards: China begins to integrate AI into planes
By Tech Wire Asia | 1 November, 2018
OBSERVERS and experts around the world are all but resigned to the notion that China will eventually become the leading superpower in artificial intelligence (AI).
Some are claiming that it might overtake the United States in the sector in as soon as the next five years.
WHY DATA, AI, AND DIGITAL MARKETING ARE A PRIORITY FOR INSURERS
Soumik Roy | 26 October, 2018
And if the recent news coming out of Beijing are any indication, they might not be that far off.
On Tuesday, the Commercial Aircraft Corporation of China (COMAC), China's state-owned aircraft manufacturer announced that company is setting up an innovation center for AI.
The center was established to pave the way for an "in-depth application of AI technologies" in China's commercial aircraft development, as well as to maximize the companies capacity for innovation, according to Xinhua.
COMAC developed the narrow-body twinjet airliner, C919, and the ARJ21, regional jet.
They are partnering with Russia's United Aircraft Corporation (UAC) to develop the C929, a widebody twinjet.
COMAC's VP, Wu Guanghui, said, "It is a strategic step for China in exploring AI application in the future of 'intelligent commercial aircraft'."
Wu, who is also the chief designer of the C919 aircraft said the innovation center's primary focus is the integration of AI into commercial aviation as well as building an innovative platform for developing future aircraft.
The announcement is consistent with recent trends in the global AI sector, highlighting China's push for dominance in the field. Beijing has made its ambitions clear; to become the world leader in AI by 2030, detailed in its three-step strategic roadmap, 'A Next Generation AI Development Plan'.
According to the roadmap, China will transform into a smart society and lead the world in innovation. AI was ranked sixth out of 69 tasks in the nations 13th Five-Year Plan for Developing National Strategic and Emerging Industries.
These plans led the government to channel more public funds into AI development and research projects as well as public and private sectors collaborations.
Last year, China's Ministry of Science and Technology appointed its four tech giants; Baidu, Alibaba Group Holding, Tencent Holdings and iFlytek to take the lead in developing AI and build an "open innovation platform."
"The launch of the platforms indicates that the development of AI has been upgraded and pushed ahead at a national level," Raymond Wang, a partner at consultancy Roland Berger was quoted as saying.
The government has also invested more than US$1 billion in domestic start-ups in the last two years, with the bulk of it going towards healthcare and AI, according to an SCMP report.
With such significant initiatives and funding, it might be only a matter of time until China's reaches its goal for global dominance, and for this AI integrated commercial plane project to take-off, bringing the world that much closer to autonomous flights.
The role of talent in the journey towards digital
Digitizing the bank for a better customer experience
How AI is helping recruiters write the perfect job advert
What can AI do for the future of e-learning?
Alibaba plans to build Xiongan New Area into an AI 'smart city'


In one of the tightest U.S. Senate races this year, Sen. Claire McCaskill (D-MO) is receiving 60 percent of campaign donations from out-of-state donors. Anthony Corrado (government) is not surprised by this support. "Given the tightness for the battle for majority control in the Senate, (candidates in) key contests are raising money from throughout the country," Corrado said.


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Newcastle United v Southampton Carabao Cup team news: Eight out & three doubts as player returns - gallery
Midfielder travelling to St James's Park ahead of Newcastle United deadline day transfer
Cristiano Ronaldo 'agrees' world record contract following Newcastle United talks
To the surprise of no one, Cristiano Ronaldo will not be joining Newcastle United this winter.
1st Dec 2022, 7:00am - 1 min read
Ronaldo is reportedly set to join Saudi Arabian side Al Nassr following his release from Manchester United earlier this month.
The 37-year-old is currently at the World Cup with Portugal but saw his contract with Man United terminated following a controversial interview with Piers Morgan in which he criticised the club's owners and management team.
Newcastle United were tipped as a potential destination for Ronaldo after the Daily Mail reported that the player's agent Jorge Mendes spoke to the club regarding a potential move.
Cristiano Ronaldo of Portugal looks on during the FIFA World Cup Qatar 2022 Group H match between Portugal and Uruguay at Lusail Stadium on November 28, 2022 in Lusail City, Qatar. (Photo by Laurence Griffiths/Getty Images)
But the Daily Mail are now claiming that the Portuguese icon is set to sign a record contract with Al Nassr worth a staggering £173million-a-year or roughly £3.3million-a-week.
Everton and Juventus linked with bizarre swap for £40m Newcastle United star
Newcastle boss Eddie Howe already played down a potential move for the veteran forward as the club looks to sign younger players with potential.
"He's an outstanding player," Howe previously said prior to Ronaldo's release. "If you look at his goal record last year, it was incredible. For me, the transfer has worked, it's been a success.
"We're trying to provide long-term growth, we've got a longer-term vision. At the moment, we have quite an ageing squad, so we probably need to invest in more young players. That's probably a big part of our progression, really.
"We need to get the average age down, so it might not be a signing that we would necessarily look to make – but not under-estimating the quality of the player."
Cristiano RonaldoEddie HoweManchester UnitedPiers Morgan


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Orange Township is a township in Columbia County, Pennsylvania. It is part of Northeastern Pennsylvania. The population was 1,163 at the 2020 census.

History
The Patterson Covered Bridge No. 112 was listed on the National Register of Historic Places in 1979.

Geography

Orange Township is located just north of the center of Columbia County and surrounds the borough of Orangeville, a separate municipality. According to the United States Census Bureau, the township has a total area of , of which  is land and , or 1.18%, is water. Fishing Creek, a tributary of the Susquehanna River, crosses the township from east to west and forms part of the southwestern boundary. Knob Mountain forms part of the township boundary in the east.

Demographics

As of the census of 2000, there were 1,148 people, 435 households, and 344 families residing in the township.  The population density was 87.9 people per square mile (34.0/km).  There were 532 housing units at an average density of 40.8/sq mi (15.7/km).  The racial makeup of the township was 99.65% White, 0.09% African American, 0.09% Asian, and 0.17% from two or more races. Hispanic or Latino of any race were 0.17% of the population.

There were 435 households, out of which 36.3% had children under the age of 18 living with them, 72.9% were married couples living together, 3.2% had a female householder with no husband present, and 20.9% were non-families. 18.2% of all households were made up of individuals, and 8.3% had someone living alone who was 65 years of age or older.  The average household size was 2.64 and the average family size was 3.01.

In the township the population was spread out, with 25.7% under the age of 18, 5.1% from 18 to 24, 29.8% from 25 to 44, 27.6% from 45 to 64, and 11.8% who were 65 years of age or older.  The median age was 40 years. For every 100 females, there were 98.6 males.  For every 100 females age 18 and over, there were 98.8 males.

The median income for a household in the township was $52,917, and the median income for a family was $56,875. Males had a median income of $34,917 versus $24,375 for females. The per capita income for the township was $22,608.  About 5.0% of families and 5.5% of the population were below the poverty line, including 2.0% of those under age 18 and 5.2% of those age 65 or over.

Education

The area's local school district is the Central Columbia School District. It serves about 2,100 students and features three academic buildings and one administration building. Students are divided into the Elementary School (grades K through 4), Middle School (grades 5 through 8) and the High School (grades 9 through 12).

According to the 2003 data collected by Standard & Poor's, 18.4% of students are economically disadvantaged, 13.1% receive special education services and 71.1% of students pass the state-mandated testing. The district spends about $6,999 per student.

In 2007, the Pittsburgh Business Times ranked the district 146th out of 499 Pennsylvania school districts based on three years of Pennsylvania System of Student Assessment test scores.

 the Middle School was under construction. Several small additions were being added to accommodate the increasing class size, and a major renovation on the existing portion was to bring it up to code. It was expected to be near completion by the beginning of the 2007–08 school year.

References

Populated places established in 1780
Bloomsburg–Berwick metropolitan area
Townships in Columbia County, Pennsylvania
Townships in Pennsylvania


We often get business requirement where we want to generate reports in PDF, MSWord, MS Excel and HTML format from an OAF page itself without submitting any concurrent program.
XML Publisher APIs to process the template and generate the output in required format.
To generate XML Data in Jdeveloper Embedded OC4J Sever Log (It will give XML Definition of data; we can use it for designing our Template and register this as Data definition).
To generate XML data for actual template processing.
Statements highlighted(BOLD) will print the XML data generated by your view object to Jdeveloper console.
In first line vo.writeXML will generate the XML for VO and print method will write the XML data in outputstream that can further be used to print XML data on Jdeveloper console using println method.
You can copy this output and save with some meaningful name and use it to register as data definition and to design your template(copy only XML data).
// Get the HttpServletResponse object from the PageContext. The report output is written to HttpServletResponse.
// Write the PDF Report to the HttpServletResponse object and flush.
Third, TemplateHelper.OUTPUT_TYPE_PDF, in this OUTPUT_TYPE_PDF can be replaced by OUTPUT_TYPE_HTML/ OUTPUT_TYPE_EXCEL/ OUTPUT_TYPE_RTF.