Looking to start your own bussing company in Fredericton, New Brunswick? Then, chances are you're about to invest in a bus fleet which is essentially a group of buses at once. As it's probably no surprise to you, it's quite expensive to even consider this an option so chances are you'll have to look into bus fleet financing. Well, you have definitely arrived at the most optimal place then to find some options. Our team at Smarter Loans has rallied up a roster of some of the most ideal bus fleet loan providers in Fredericton. With our assistance, you can be well on your way to acquiring trustworthy bus fleet financing to pick up your first set of buses. Our condensed application processes of online bus fleet financing are unmatched; as we have helped countless of applicants get the financing they need to finally make the jump.
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Q: DNS Server Bind9, Want to Map host IP with Port to Hostname I want to set up DNS server which named "home.local" for local usage to mapping IP and port to specific hostname. I already set up DNS server with Bind9 on Ubuntu 15.10 ,and it working smoothly with IP with defualt port (80). Several of my servers (Odoo, Emby, FileServer, Mail Server) are using different ports such as 8096, 8069, 5000. I cannot change the port of Servers since it's is default port or security recommended port and cannot be changed, So I come to trouble now. To clearly explain, example, I have server IP 192.168.100.100, it is Streaming Server of Emby which run on port 8096. I don't want to change the port since it may cause some problems and number of Servers are lot, I cannot do anything router related to port forwarding. I want to use Name instead of IP by helping of DNS for that Server, example Hostname "movie.home.local" so if I type movie.home.local it will map to 192.168.100.100:8096 not movie.home.local:8096 because it's not a kind of good practice and hard to remember port for users.  As I read around different site, They said DNS can be mapping only IP to hostname not port. but I see in Godaddy Hosting they can do it. So any way to add Edit DNS server to make it work, or Any solution.
Hope to find solution here since it's necessary for me.
Thank

redpajama_set_name: RedPajamaStackExchange


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Support End-of-Life Announcement for Mac OS X 10.3, 10.4, and 10.5
Retrospect 15 for Mac is the last version of Retrospect for Mac to support Mac OS X versions 10.3, 10.4, and 10.5 as well as Retrospect Client 6.3 for mac and Retrospect Client 9.0 for Mac.
In Retrospect 16 for Mac, you will not be able to connect to those clients. When you attempt to connect under "Sources", you'll see an error message that says: "Retrospect supports client Mac OS X 10.6.8 or greater". When you attempt to back one up, you will see the same message with a link to this page.
Our Engineering team has worked hard to continue supporting old versions of Apple Mac OS X. Every version of Retrospect for Mac through Retrospect 15.6 has supported both the 6.3 client for Mac OS X 10.3 (available in 2003) and Mac OS X 10.4 (available in 2004) protection and the 9.0 client for Mac OS X 10.5 (available in 2006) protection.
With APFS, Apple has moved its file system calls from 32-bit data structures to 64-bit data structures. Our Engineering team has determined that switching Retrospect to using 64-bit data structures only, we can continue to protect Mac OS X versions as earlier as 10.6 while using the latest APIs from Apple. Now that the transition to 64-bit macOS file system data structures is complete, Retrospect can no longer support 10.3, 10.4, and 10.5 with the Retrospect 6.3 Client and Retrospect 9.0 Client.
Last Update: 05 March, 2019

redpajama_set_name: RedPajamaCommonCrawl


At Michael & Son Charlotte, we carry an impressive selection of generators in Charlotte that can be used as a source for on-demand energy. From powering your home to illuminating your child's nighttime soccer practice, a generator is the perfect solution to your energy needs.
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The undulating lowland of the North Konkan coast forms a narrow strip between the Arabian Sea and the often daunting west facing slopes of the Ghats. There are occasional good beaches, scattered mangrove swamps, and rice growing valleys, interspersed with poor laterite covered hills. The beaches to the north, a two-hour journey away, make them a popular getaway from Mumbai, although foreign tourists are virtually unheard of. The beaches can't compare to those of Goa or Kerala and litter and other debris is all too evident.
3. Water bottle compulsory .
4. Electral/ Glucon-d energizers and personal medication.
5. A sweater/warmwear/rainwear (as per the season) .
6. Good trekking shoes (sandles, chappals, floaters not permitted).
7. Torch with Extra pair of Batteries .


Nagasaki : Crossroads, Inc., 1993-1998.
Nagasaki-shi (Japan) -- History -- Periodicals.
"A journal of Nagasaki history and culture."
Add tags for "Crossroads.". Be the first.
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schema:publisher <http://experiment.worldcat.org/entity/work/data/33253465#Agent/crossroads_inc> ; # Crossroads, Inc.
schema:workExample <http://worldcat.org/issn/0919-6102> ; # Crossroads.
umbel:isLike <http://worldcat.org/issn/0919-6102> ; # Crossroads.
schema:isSimilarTo <http://www.worldcat.org/oclc/31604230> ; # Crossroads.
schema:about <http://www.worldcat.org/oclc/31604230> ; # Crossroads.
schema:organizer <http://experiment.worldcat.org/entity/work/data/33253465#Agent/crossroads_inc> ; # Crossroads, Inc.


Here are some pictures of the window bench ideas. We have some best ideas of galleries for your need, choose one or more of these fresh photos. Hopefully useful. We added information from each image that we get, including set size and resolution.
Navigate your pointer, and click the picture to see the large or full size gallery. If you like and want to share please click like/share button, so more people can visit here too. Here there are, you can see one of our window bench ideas gallery, there are many picture that you can browse, we hope you like them too.
One thing you need to consider when utilizing an African mask for decoration is the that means of the mask. You want to think about what theme your attempting to execute and how your going to do it in one of the simplest ways doable. For an fascinating twist, attempt painting the table and chairs in several colours that coordinate with your room theme. Finish your bedroom theme with accessories. Find model or toy airplanes and set them on dressers or hang them from fish wire from the ceiling to complete your bedroom transformation. By utilizing a number of the eight simple concepts offered in this text, you'll be able to full your bedroom transformation very quickly! For an even more cost efficient choice, think about using a faux wood or barn siding wallpaper as an alternative.
But one usually ignored manner to present your private home interiors a novel yet appealing look and feel is using artifacts. One of many persistent questions any residence owner could face is that this ; how so as to add a novel feel and look to the house interiors and make them look very interesting, blue and gold centerpieces yet distinct ? That is an quick method so as to add an on the spot style statement to your room decor. There are lots of African masks which have great historic context behind them and you might want to add one that has a positive story behind its creation. There are tons of options on the market for wall borders that embody planes, trains and vehicles. It makes for an efficient visual aid and and will certainly distract folks from the emptiness that a blank wall would present.
Artifacts usually reflect folks and cultures of a bygone period and can give your own home a contact of outdated world charm. Also, tori golub you may typically choose one of the sets up at a garage sale or native thrift store and give it new life by simply adding a new coat of fresh paint. And why would artifacts give a home a singular personality ? Setting the suitable temper for the rooms in your house are essential. You can use artifacts almost anywhere in your home. Use mannequin or toy trains and place them concerning the room. Place them on alternate ends of your stash of books for an on the spot set of bookends. Use banks as bookends. Use left over wall border to make custom room accents.
Discover a wall border that features a transportation motif. Simply set up a picket wainscotting below the chair rail and paint it in a coloration that coordinates well together with your wall border. Use wood wainscotting below the chair rail. Why Use Artifacts ? Use a inexpensive wood desk and chairs as a room accent. Hang the foam core sign on the wall as a simple room decor accent. But that's not all - they play an important role in establishing the ethnicity of the decor. You can create your personal cease gentle out of foam core while getting your baby concerned in the process. Simply lower a rectangle and three circles out of foam core. Let your youngster assist you in gluing the circles to the vertical rectangle to create their site visitors mild. Have your child paint the rectangle black, one circle crimson, one circle yellow and one circle green.
But that doesn't imply you need to be an artwork historian to appreciate their magnificence and appeal. They may double as banks and help your baby learn to have his pennies. Many malls will provide the person bedding items in solid colors, so you'll be able to mix and match to create your personal customized choices. Select a bedding fashion and colour that complements your design. You could find great offers at your native discount shops and online when making your bedding buy. You possibly can simply find automobile shaped banks at our native low cost stores or online. These might be purchased very inexpensively at your native bargain stores. Your residing room is where all of the family get together, so I'm sure you'll wish to make it a heat household setting.
Below are 23 best pictures collection of window bench ideas photo in high resolution. Click the image for larger image size and more details.


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Rogue Oklahoma Court Upholds Ban on Standard Abortion Method
Today, an Oklahoma state court became the first in the nation to uphold a law making it illegal for doctors to provide the standard method of abortion
<meta name="twitter: card" content="summary_large_image"><meta name="twitter: description" content="Oklaho
Oklahoma Court Goes Rogue, Upholds Abortion Ban
(Press Release) Today, the Oklahoma district court became the first court in the country to uphold a ban on the standard method of ending a pregnancy
Northern Ireland Takes Critical Step Toward Decriminalization of Abortion
In contrast to the recent proliferation of abortion bans and restrictions throughout the United States, the overall global trend is toward the liberal
UK Parliament votes to extend abortion and same-sex marriage rights in Northern Ireland
(GENEVA)--In a 332 to 99 vote, the UK Parliament has just adopted provisions calling for the decriminalization of abortion in Northern Ireland.
Judge refuses to block Title X Rule in Maine, jeopardizing healthcare access for thousands of Mainers
U.S. District Court Judge Lance Walker today denied the Center for Reproductive Rights' request to block the Trump Administration's Domestic Gag Rule
ACLU, Center for Reproductive Rights, Planned Parenthood File Lawsuit Challenging Georgia Abortion Ban
The American Civil Liberties Union, the ACLU of Georgia, the Center for Reproductive Rights, and Planned Parenthood filed a lawsuit today on behalf of
Georgia Filing
AMA files lawsuit to protect patient-physician relationship in North Dakota in partnership with the Center for Reproductive Rights
(PRESS RELEASE)– The American Medical Association (AMA) today filed a lawsuit to challenge the constitutionality of two North Dakota laws that compel
Complaint - AMA v. Stenehjem
Emergency Request to Block Title X Rule Filed in Maine
(PRESS RELEASE)—Today, the Center for Reproductive Rights asked the District Court of Maine to immediately block the Trump Administration's Domestic G
Motion to Reopen Motion for Preliminary Injunction
The Center wins a major victory for abortion rights in Africa
In a groundbreaking decision, the High Court of Kenya ruled that the Ministry of Health's 2014 withdrawal of the "Standards and Guidelines f
Kenya's High Court issues a landmark ruling on access to safe abortion in a case against Ministry of Health
Today, the Center for Reproductive Rights won a landmark case challenging the government's withdrawal of "Standards and Guidelines for Reducing Morbid
Lambda Legal, Americans United, the Center for Reproductive Rights, and the County of Santa Clara Ask Court for Immediate Halt to Implementation of Denial of Care Rule
(PRESS RELEASE) Last evening, Lambda Legal, Americans United for Separation of Church and State, the Center for Reproductive Rights, and the County of
Nearly 200 Businesses Sign on to Publicly Support Reproductive Rights
More than 180 CEOs, from a broad array of business sectors, declared their opposition to recent attacks on reproductive health care in a full-page let
Subscribe to Abortion
Anti-Choice Harassment


The popular TV series "Cheers," which ran for eleven years (1982-1993), took place in a congenial bar "where everybody knows your name." It bore about the same relationship to real-life bars and their regulars that "CSI" does to real-life forensics labs. It must have been some time between 1988 and 1993 (the period during which I was driving my car to work at various alcoholism treatment facilities with the radio on) when the show was being discussed on some talk radio show—maybe one of the actors was a guest—and a guy called in to say that he'd looked for that conviviality in many a bar and never found it, but he'd found it in church basements. Anyone who knows anything about Alcoholics Anonymous would know he was talking about AA.
I've had stories in two anthologies by members of the New York chapter of Sisters in Crime. Both featured my recovering alcoholic series protagonist, Bruce Kohler. The anthologies were titled Murder New York Style, and the second had a subtitle, Fresh Slices. (Out of sheer curiosity, may I ask if anyone does not get the reference?) The call for submissions specified that the stories must be set in parts of New York City that don't figure in the tourist guidebooks. I knew exactly what to write about: the church basements that house hundreds of AA meetings weekly.
In "Death Will Tank Your Fish" (a Derringer Award nominee), Bruce attends two different meetings, one housed in an Upper East Side High Episcopal church that attracts the carriage trade, the other a Kips Bay area basement that has meeting round the clock, where Bruce runs into a brain-fried childhood friend who's just gotten out of Bellevue. He attends many other meetings in the course of three novels, a novella, and three additional short stories, each with its own flavor: a Greenwich Village meeting with a GLBT (gay, lesbian, bisexual, and transgender) focus, a lunchtime meeting in the Wall Street area where all the men show up in suits and ties, a meeting that's convenient for barely sober homeless folks who come for the free coffee and cookies—and some of whom stay for the fellowship and and a second chance.
Bruce, the quintessential New Yorker with a smart mouth and a not-too-well-concealed heart of gold, never expected to find himself threading the maze of meeting rooms where recovering alcoholics congregate to tell their stories (often to howls of understanding laughter), support each other's sobriety, and talk about the remarkable changes in their lives. His sidekick Barbara,a nice Jewish girl and a world-class codependent, still can't get over it that she sets foot in any church, not only to attend Al-Anon but to sneak into the occasional AA meeting with Bruce and Jimmy (her boyfriend, Bruce's best friend), where she's convinced they have a lot more fun.
In the old days, AA meetings were the second smokiest places in New York (after bars). Nowadays, the smoking takes place in the street outside. If you see a crowd wreathed in smoke outside the side entrance of a church, chances are a meeting has just let out or is taking a break. You never know (and you'd better not tell!) whom you'll see inside: down-and-outers, writers, actors, musicians, stay-at-home moms, construction workers, Park Avenue matrons, lawyers, nurses, investment bankers, and a few celebrities just out of rehab, desperate for ongoing support, and trusting that the tradition of anonymity will be respected. Maybe you'll see a mailman or a cop who dropped in to rest his feet and stayed because he heard another alcoholic tell his own story.
I had just snagged myself a ginger ale when Barbara joined us. Champagne fizzed merrily in the glass she clinked with mine.
Great post. I have in-laws who are friends of Bill W, along with several friends of mine. So I always welcome your columns about this subject.
Fresh slices says pizza to me. Hmm?
Funny, I was just working on an article about Wall Street and thinking about a particular church basement in NYC, specifically Trinity Church in lower Manhattan. During lunchtime, they used to show Betty Boop movies in the basement and yes, I was addicted.
Dix, the Tenderloin was on the West Side, and it hasn't been called that in about a hundred years; Kips Bay is on the East Side, more or less the same stretch (20s to 40s). Leigh, there are plenty of 12-step meetings at Trinity Church. And yes, the "fresh slices" in the SinC anthology subtitle is a reference to pizza--figuratively, tasty new stories with a New York flavor.
Elizabeth, it's a fascinating milieu. I think I remember a Larry Block story, where Scudder sponsors a guy in AA, who turns out to be a stalker, and uses Scudder to finger his victims. I don't remember whether Scudder himself is the actual target, and the people who get in the way proxies. It was, however, a deeply creepy story, not least because it was about trying to pull yourself up by your bootstraps, and finding the place where you'd sought help no safety.


Flashes of the past aren't hard to see if you don't close your eyes. Many French see past injustices repeat in the quaint train stations of rural southern France as African migrants are rounded up and sent back to Italy where they will most likely be again deported. The scene was too much for some as "smartly dressed passengers averted their gaze." Part of the local French population see it as their civic responsibility to turn in any migrants to the authorities while others disobey their government and fight for those who have no money, no common language and simply want to escape whatever misfortune lies behind them. Sadly, it seems misfortune is just as universal as man's desperate battle to stop it.
Read the New York Times story here.
This entry was posted on Friday, November 11th, 2016 at 5:34 pm and is filed under Uncategorized.	You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.


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Ballymaloe Foods partners with 'Freshly Chopped' to create special burrito
Ballymaloe Foods has partnered with the franchise healthy food outlet 'Freshly Chopped' to create a limited edition 'Mozza Relish Choppito', which features Ballymaloe Foods Original Relish as a dressing.
The 'Mozza-Relish Choppito' is a healthy burrito which is available in 34 stores nationwide around Ireland and also in their Belfast store. The offer is available now in Freshly Chopped stores and will be running for the next month.
Freshly Chopped has proved extremely popular since it opened its first store in Baggot Street in 2012. They are now selling over 20,000 healthy salads a week, as well as healthy blended wraps, baked Choppitos, signature smoothies and homemade soups. The name Chopped is derived from their unique way of preparing food using their super-hero mezzaluna knife to provide fast, healthy food.
Above: A previous video from Chopped which explained what a 'Choppito' is
Donnacha Ryan, Foodservice Manager at Ballymaloe Foods said:
"We are delighted to be partnering with Freshly Chopped to bring Ballymaloe Original Relish to their menu in the form of a Choppito. We are big fans of Freshly Chopped at Ballymaloe Foods and we are looking forward to continuing to work together in the future."
Ballymaloe Foods is celebrating 30 years in business this year. Ballymaloe Foods was established by Yasmin Hyde, the daughter of Myrtle Allen, 30 years ago. Myrtle established a country house hotel and restaurant at Ballymaloe in the 1960s and it was here that she developed her now famous, Original Relish recipe. In 1990, Yasmin decided to start Ballymaloe Foods from her kitchen.
Now the company has 33 staff and 18 products, and exports to the UK, Germany, the Netherlands, Australia and the USA, and its products include relishes, dressings, pasta sauces and mayonnaise.
Fact box: What is a burito?
A burrito is a dish in Mexican and Tex-Mex cuisine consisting of a flour tortilla wrapped into a sealed cylindrical shape around various ingredients. The tortilla is sometimes lightly grilled or steamed to soften it, make it more pliable, and allow it to adhere to itself when wrapped. Burritos are often eaten by hand, as their tight wrapping keeps the ingredients together.
NEW CORK RELATED BOOK: which uses 17th Century 'Sack of Baltimore' in West Cork, Ireland as historical backdrop
Even with COVID19 rents continue to rise : Cork City rents up 5.2%, so the average rent is now €1443


Bernie Kroczek Real Estate | Shelter or Investment?
As you have probably seen in the media, there is a bit of a debate raging between the various commentators and interested parties about whether tax concessions for investment property should be abolished.
This is an ongoing debate and comes up from time to time depending on the affordability of housing, particularly for first home buyers.
Just as a matter of interest, first home buyers represent only around 12% of the market at the moment, down from the usual 24%.
This in itself is a bit concerning because it is an indication that, in spite of record low interest rates and relative high rents, first home buyers are struggling to get into the market.
The consequence of this, is that existing home owners find it more difficult to sell their home due to the shortage of first home buyers who keep the flow going.
Of course, everyone in a modern society has the right to secure housing, whether it be through direct ownership or rental.
Currently, in Australia, around 67% of families live in homes which they either own debt free or are buying by way of a housing loan. Clearly, home ownership in Australia is the more popular way to go as opposed to renting.
Historically, the value of real estate appreciates at a greater rate than inflation over the longer term, say 10 to 20 years. The fact that a residential property can be leveraged means that the overall rate of return on the amount outlaid is very attractive for those uncomfortable with more risky investments.
For example, if one were to invest say $100,000 being the deposit (20%) on a property valued at $500,000 and the value of the property increased by just 20% over say 5 years, then the value of the original $100,000 deposit would have doubled to $200,000. Note that no account is taken of stamp duty, and ongoing costs for the purpose fo simplicity.
For an investment to double every 5 years it would require a compounded rate of return of around 15% pa on the original $100,000 invested. In the case of an owner occupied home, any capital gains are tax free when the property is sold.
So whilst a home provides basic shelter and security, long term ownership is also a means to financial security, and as such could be deemed a sound investment.


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Here's the truth about the stock market in 16 charts
Feb 8, 2016, 4:45 AM
As markets reporters, our most important responsibility is to provide readers with some helpful context for what's going on. This is particularly important during periods of heightened volatility like what we've been experiencing for the past few months.
For this post, we're going to skip the laundry list of reasons why stocks might be getting whipsawed right now. Rather, we're gonna think longer term and bigger picture.
Every major sell-off in history has been accompanied by a mix of economic concerns, monetary policy shifts, geopolitical tensions, or some other source of consternation that might make a rational person demand a higher premium for putting their capital at risk. The details are different each time. But structurally, it's generally the same story: it's risky out there.
Amid all this, one pattern has stood the test of time: stocks will go down a lot, but then they will go up a lot more.
The explanation behind this is complicated. But ultimately, it's about people wanting a better future. Human ingenuity develops the technology and processes that make the goods and services we want and need cheaper and more accessible. Standards of living go up for more and more people, and aggregate demand and profits go up.
It's important to note that a major reason why the big stock market indices go up is because obsolete companies die and are regularly being replaced by innovators and disruptors who have all sorts of growth ahead of them. Turnover in the S&P 500 is very high as the life of an S&P 500 company gets shorter and shorter. The Dow Jones Industrial Average of 1896 looks nothing like the Dow Jones Industrial Average of today.
Let's go to some charts.
From Credit Suisse's Lori Calvasina, here's how the S&P 500 has tumbled from peak to trough around recessionary periods. During these challenging economic times, the S&P 500 has averaged a decline of 33% during recessionary pullbacks. While a recession isn't the base-case scenario for most economists right now, concerns of a recession happening soon are high. If you fear a recession is imminent, here's some context.
Next, Calvasina illustrates how the S&P 500 soars from trough to peak around those same periods.
"Since 1929, the S&P 500 has averaged a gain of 62% during recessionary rebounds," Calvasina observed. "Recessionary rebounds in the S&P 500 have had an average duration of 284 trading days, and a median duration of 298 trading days."
Using some very basic maths, if you fall 33% and then surge 62% from that low level, then you are up 9% from where you started.
In other words, the cumulative gains of the stock market far outpace the cumulative declines.
Everything we've talked about so far is captured nicely in this next chart from JP Morgan Asset Management's David Kelly, which is on a log scale and includes annotations of major world events.
JPMorgan Asset Management
We like to think of this chart as how Warren Buffett sees the stock market. Indeed, it echoes the message of a New York Times op-ed Buffett wrote during the darkest moments of the financial crisis. Here's the key excerpt:
…A little history here: During the Depression, the Dow hit its low, 41, on July 8, 1932. Economic conditions, though, kept deteriorating until Franklin D. Roosevelt took office in March 1933. By that time, the market had already advanced 30 per cent. Or think back to the early days of World War II, when things were going badly for the United States in Europe and the Pacific. The market hit bottom in April 1942, well before Allied fortunes turned. Again, in the early 1980s, the time to buy stocks was when inflation raged and the economy was in the tank. In short, bad news is an investor's best friend. It lets you buy a slice of America's future at a marked-down price.
Over the long term, the stock market news will be good. In the 20th century, the United States endured two world wars and other traumatic and expensive military conflicts; the Depression; a dozen or so recessions and financial panics; oil shocks; a flu epidemic; and the resignation of a disgraced president. Yet the Dow rose from 66 to 11,497…
It's worth noting that the Dow is at 16,267, up 41% from the 11,497 level Buffett mentioned in his 2008 piece.
Bottom line: investing can be scary. And you can very well get decimated in the near-term. But if you're managing your risk properly and you have the time and the stomach for the volatility, it can be very lucrative and a whole lot of fun.
…well, at least that's what the history shows.
Having said all that, let's take a look at a couple more charts that offer some helpful context for stock market investors.
The stock market can wipe you out.
Citi Research
'Figure 45 shows various markets and industries which have suffered severe losses in relatively short order in recent decades, e.g., the UK (1972-74), the Nasdaq (2000-03), Greece (2008-12) and Mining (2008-09),'Citi's Jonathan Stubbs wrote.
'Hence, buyer beware.'
In any given year, a huge sell-off is probably going to happen.
JPMorgan Funds
'Despite average intra-year drops of 14.2%, annual returns positive in 27 of 36 years,' JP Morgan Asset Management's David Kelly observed.
Average returns rarely happen.
@Vanguard_FA
'Since 1926, the average annual return for US stocks has been a little more than 10%, and this seems to be pretty common knowledge for even neophyte investors,' Vanguard analyst Donald Bennyhoff wrote. 'So 10% would seem to be a reasonable expectation for an average year, right? Our illustration ... shows how often that assumption is erroneous, but it is also irrelevant.'
Past performance is no predictor of future returns.
'We find no relationship between historical five-year returns and subsequent 12-month returns,' Bank of America Merrill Lynch's Savita Subramanian wrote.
Using some simple regression analysis, she found an R-square of 0.0002. That's about as low as R-square gets. (R-square is a statistical measure that reveals how well a regression line -- the line of best fit you see -- explains the relationship between two variables. The higher the R-square, the better that relationship is explained.)
See also: 'These 0s prove past performance is no guarantee of future success'
It's common to see the market do the exact opposite of what would seem to be rational.
'While the bottom-up EPS estimate declined during the fourth quarter, the value of the S&P 500 increased during this same time frame,' FactSet's John Butters observed. 'From September 30 through December 31, the value of the index increased by 6.5% (to 2043.94 from 1920.03). This marked the 14th time out of the past 20 quarters in which the bottom-up EPS estimate decreased while the value of the index increased during a quarter.'
Valuation does not do a great job of predicting near-term returns.
BAML
'Our work suggests that valuation is a poor short-term timing indicator, but the single-most important determinant of long-term returns,' Bank of America Merrill Lynch's Savita Subramanian said.
'Valuations have historically explained 60-90% of subsequent returns over a 10-year horizon. Normalized P/E -- our preferred valuation metric -- has explained 80-90% of returns over the subsequent 10-11 years.'
See also: 'Everything we know about PE ratios crammed into a useful, yet somewhat confusing chart'
Importantly, a rich valuation is no sign of a dying bull market.
'(W)e have found that the average P/E at the end of prior bull markets has fluctuated rather significantly, averaging 18.4x but with a standard deviation of 5.4x,' BMO's Brian Belski observed. 'This suggests to us that valuation by itself is not reason enough for a bull market to end.'
Even Robert Shiller's venerable measure of value isn't great at predicting what's coming in the near term.
'We admit that historically a high Shiller P/E has often resulted in subsequent negative returns; however, this has not always been the case and there are several examples where subsequent 3-year returns surpassed 20%,' Credit Suisse's Andrew Garthwaite said.
Using a hundred years' worth of Shiller's data, Garthwaite charted the observed three-year forward returns for various levels of Shiller's PE. The red rectangle sums up the observed three-year forward returns when the PE was at levels not long ago.
Currently, Shiller's PE is at 24.1, which in the past has seen returns above 20% and worse than -30%. Some returns were just lacklustre. Indeed, the range of returns is very wide. In other words, the signal is very ambiguous.
Valuations become more useful the longer your time horizon.
On the left, you see the historical one-year returns on the S&P 500 at various levels of the forward P/E. As you can see, the observations are scattered. There've been times when the market has been very expensive, yet delivered huge one-year returns. There've also been times when the market's been cheap, yet delivered crummy returns.
Bottom line: The popular forward P/E is terrible at predicting what the market is about to do.
However, don't ignore the chart on the right. It plots the five-year returns at those same historical forward P/E levels. As you can see, when you extend the holding period, the forward P/E becomes a more reliable metric.
So we're left with two lessons: 1. Don't rely on forward P/E to make short-term trades in the market, and 2. Be patient in your investing strategy, because theory and practice are more likely to align if you're in it for the long term.
Generally speaking, high valuation stocks don't do great.
'Buying stocks with high PE ratios has not been a good strategy,' Barclays Jonathan Glionna observed.
Figure 14 shows the performance of a strategy that went long stocks with high PEs and short stocks with low PEs. Over the last 25 years, that strategy would have resulted in substantial losses. Overall, we believe high revenue growth strategies should be pursued with a cautious approach and not chased when the price is high -- as it is now.'
Even big long-term bull markets have crashes in them.
BMO Capital
BMO's Brian Belski recently
reminded clients that a bout of weakness and volatility fits into the narrative of long-term, secular bull markets.
'(I)t is important to note that the market has entered a secular stage where shorter-term volatility tends picks up, particularly considering how long the market has gone without exhibiting a major correction,' Belski said. 'Therefore, even if market struggles persist or enter outright 'bear market territory' over the near term, we believe it should have no impact for those investors with a longer-term focus.'
This chart of the current cycle (dotted red line) is overlaid with the average trajectories of the last two secular bull markets (solid blue line). Note the big dip in the blue line after year five. That's Oct. 19, 1987, the day the Dow plunged a breathtaking 22% in one day.
But in the long-run, stocks go up.
Panicking is costly.
'We compare a buy-and-hold strategy vs. a panic selling strategy from 1960-present,' Bank of America Merrill Lynch's Savita Subramanian wrote. 'We assume an investor sells after a 2% down-day and buys back 20 trading days later, provided the market is flat or up at the end of that period.'
Can you guess what happened?
'This strategy underperforms the market on a cumulative basis since 1960 both overall and during every decade, given the best days typically follow the worst days.'
See also: 'If you missed the rally, then you probably just made the most classic mistake in investing'
And: 'Here's the smartest way to invest in stocks if you're convinced the market will keep crashing'
Stocks will go down a lot, but then they will go up a lot more.
Bank of America Merrill Lynch's Subramanian shared a chart that does a nice job of illustrating the roller-coaster ride that stock market investors actually experience.
She reviewed 12 major S&P 500 peaks since 1930 and averaged the price performance during the months leading into the peak and the months after.
To be clear, this is just a summary of what has happened in the past around market peaks. In between these events are long periods of lacklustre action in the markets. Having said that, there are a couple of things to take away from Subramanian's research:
Returns are very strong in the months leading up to a peak. The median returns in during the six months and 12 months before a peak were 14% and 21%, respectively. An investor seeking gains probably wants to be part of that action.
Declines after a peak are bad, but they don't offset the gains. The median returns in during the six months and 12 months after a peak were -12% and -15%, respectively.
But even after the violent sell-offs, markets recover losses in two years. The median return 24 months after a peak is -1%, meaning that most of the losses seen in the six-month and 12-month periods are recovered for patient investors. If anything, downturns are opportunities for investors to buy more and lower their average costs.
clusterstock features investing money game features moneygame-us stock market stocks wealthadvisor


· Make written reports, maps and manage computer data regarding county drain conditions.
· Communicate verbally and in writing with landowners about drain maintenance issues.
· Use and maintain power equipment and hand tools in removing obstructions, maintaining and restoring drains.
· Apply herbicide for management of vegetation.
· Use a Global Positioning System (GPS) computer unit.
· Manages Geographic Information System (GIS) data on computer.
· Work from a vessel on large drains.
· Seed and fertilize drain slopes, plant trees and other vegetation.
· Inspect construction work, culvert installation and utility crossings on county drains.
· Supervise and direct volunteers, contractors and employees in drain maintenance and restoration.
· Investigate drain complaints and talk to landowners.
· Maintain Drain Office records for federal Stormwater Permit and prepare annual report.
· Experience or training in surveying, mapping, computers and photography is preferred.
· MDA Certification for Commercial Pesticide Application, with Aquatic and Right of Way endorsements.
· Possession of a valid Boaters safety certificate.
· Experience in operating power equipment, in drainage practices, river restoration or related work is also preferred.
· Knowledge of drainage systems and river restoration techniques.
· Knowledge of biology and bio-engineering.
· Walk extended distances through difficult terrain and harsh conditions.
· Operate small power equipment including but not limited to chainsaws.
· Generally works in an outdoor environment but may work in an office setting.


Catering orders now 15% off!
Olive Garden is one of the best casual dining restaurants with a huge chain within the United States and across the country. December 13, 1982, was the day when the company laid its foundations. Orlando, Florida, U.S hosts the companies headquarter. Olive Garden specializes in American-Italian cuisine with more than 844 global locations. The Olive Garden offers a long list of most delicious and demanded dishes that belong to both American and Italian origin. Stepping ahead by introducing online service the company is a source of the maximizing customer list. The lavish dining with the facility of online ordering adds value to customers trust and ease. Olive Garden coupons for customers allow them to access the deals of their interest at best the price.
Olive Garden usually satisfies their valuable customers by giving them the access to the most delicious and tasteful Italian cuisine. Availability of unique recipes and delightful dishes bring taste and charm to people at same time. Most delicious food items are in the range of everyone because Olive Garden coupons provide them with exclusive discounts. Offering variety of food on a limited budget has always remained a specialty of the company. Moreover, a worldwide network of operation adds the vital experience in bringing you the most tasteful dishes of your demands and desires. After entering the redeemable Olive Garden coupons, all the selected dishes can be brought into the purchase list at an affordable price.
Olive Garden entertains the majority of the customers by offering them regular discounts. Different sources widen the scope of getting benefits with regular updates about deals out of which promotional emails are prominent. Well, there are also a number of service providers like Noma, Alinea and The Ledbury that can be considered for delicious dishes other than Olive Garden. PromoPony offers some of the best and amazing Olive Garden coupons and discount codes. To enjoy your favorite meals at a lower price, need to be aware of the recently updated and newly added promo codes and Olive Garden coupons. Making a choice with the available hot deals can bring you the ease while paying affordable for the desired dishes. Hence adding more tasteful and delicious dishes on your table. More or less if you have decided to make enormous space for lavish food, then Olive Garden at Promopony looks forward to providing you valid and amazing Olive Garden coupons.
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Making payment online for the selected deals is now much safer. There is also guaranteed source in shape of making online payment by Visa/Debit or credit cards. For making payment, net banking is also there for you. To make payment of any deal a very sophisticated and worry-free payment method is always available. You payment always reaches the right destination with the assurance of security.
There are numerous options if you want to place an order for specific deals at Olive Garden. The deals and dishes you wish to put on your purchase list are first selected from the menu. For beginners, this is only possible if they have completed the sign-up procedure first. Completing the asked information and then making a sign in you can now add the dishes of your desire to cart. You can make payment for the selected deals by making use of your Visa, debit or credit cards. After negating the deals of least desire, you can then add the address at which you want to receive your deals physically.
To get your favorite food delivered to your doorstep; whether at the office or home, you will, of course, have to enter the complete address of the place. When you place your order, you are provided with an estimated time of delivery. However, the food is often delivered before the estimated time. Of course, the time it takes for your parcel to be delivered depends on your location, however, delivery of food will not take more than an hour. All the food is served hot so that you can enjoy a wonderful meal! When placing your order with Olive Garden, don't forget to use Olive Garden coupons to get your food at a lower price!
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text:
using System;

public struct GS1<T>
{
	public T t;
	public GS1(T t)
	{
		this.t = t;
	}
}

public abstract class Base
{
	public abstract T vMeth1<T>(T t) ;
	public abstract T vMeth2<T>(out T t);
}

public class Sub : Base
{
	public override  T vMeth1<T>(T t)
	{
		return t;
	}

	public override T vMeth2<T>(out T t)
	{
		t = default(T);
		return t;
	}
}

public class Test
{
	public static int Main()
	{
		try
		{
			GS1<string> TestValue = new GS1<string>("string");
			Sub obj = new Sub();

			obj.vMeth1<GS1<string>>(TestValue);
			obj.vMeth2<GS1<string>>(out TestValue);
			System.Console.WriteLine(TestValue.t);

			// no exceptions caught
			Console.WriteLine("PASS");
			return 100;
		}
		catch (System.NotSupportedException ex)
		{
			Console.WriteLine("{0} \n Caught unexpected System.NotSupportedException exception.", ex);
			Console.WriteLine("FAIL");
			return 101;
		}
		catch (System.Exception ex)
		{
			Console.WriteLine("{0} \n Caught unexpected exception.", ex);
			Console.WriteLine("FAIL");
			return 101;
		}
	}
}

redpajama_set_name: RedPajamaGithub


text:
Kabupaten Tabalong är ett kabupaten i Indonesien.   Det ligger i provinsen Kalimantan Selatan, i den nordvästra delen av landet,  km nordost om huvudstaden Jakarta. Antalet invånare är .

Tropiskt regnskogsklimat råder i trakten. Årsmedeltemperaturen i trakten är  °C. Den varmaste månaden är oktober, då medeltemperaturen är  °C, och den kallaste är juli, med  °C. Genomsnittlig årsnederbörd är  millimeter. Den regnigaste månaden är februari, med i genomsnitt  mm nederbörd, och den torraste är oktober, med  mm nederbörd.

Källor

Indelningar i Kalimantan Selatan

redpajama_set_name: RedPajamaWikipedia


A large complex of villas in Hua Hin, Thailand required some landscaping work at the front of their development. The area initially was basic waste ground, with scattered building materials, and all at uneven levels.
The owner had alot of bricks leftover from previous work, and wanted to use them in order to save on project costs.
The team at www.thaigardendesign.com regraded the entire area, and compacted it well. A sand layer was laid on top and the owners bricks were inset expertly to create a nice, even Thai style brick terrace.
The new terrace has planting space left around the edges, so tropical plants and hedges can be installed at a later stage to enclose the area, which is currently planned as restaurant seating for the residents of the villas.
If you have a landscaping project in Thailand (no matter where you reside) we can help and will provide advice and quotations in both English and Thai – contact [email protected] for more information.


An autumnal outfit this, commissioned a little too late in the summer and then delayed by various factors so that it was ready just before Christmas. Still, on a clear winter's day with an overcoat it serves very well and it will also do well into the Spring.
The brown cashmere jacket from the Harrison's Moonbeam bunch is about the only weight of jacket I wear outside of summer cottons and linens, and the odd heavy tweed. For when you work in the same air-conditioned office year round, outside temperature is less of a consideration. Or at least it is if you are determined to wear your jacket at your desk.
The tailor at Graham Browne did a special job with the inside of this jacket, extending the facing around onto the inside of the forepart and leaving the lining to run just around the inbreast pockets and across the back. This design, similar to that on my Rubinacci jacket, was an experiment for a traditionally English tailor but came off rather well. I'll do more detailed photos of that at a later stage.
The trousers are a cotton gabardine but in retrospect I should have opted for wool gabardine. While cotton is great for a slouchy summer suit (as seen here, also by Graham Browne), in trousers alone its weaknesses in drape and sheen are exposed. This is no one's fault but my own. It will quickly be corrected, however, with some cream trousers being made for summer.
Grey sweater by Loro Piana, brown lace-ups by Cleverley, navy grenadine tie and wool/silk handkerchief by Drake's.
You can follow the discussion on Graham Browne: Brown cashmere and tan cotton by entering your email address in the box below. You will then receive an email every time a new comment is added. These will also contain a link to a page where you can stop the alerts, and remove all of your related data from the site.
As always a great cut jacket by Russel (I assume). Are you still also having suits made by GB or have you shifted completely over to Savile Row for that?
This coat seems a bit short. Is this the usual length of your coats?
Very nice Simon. I'm looking forward to those pictures of the interior of the jacket.
Very nicely executed, and you look excellent, but I have one question: why brown? I just cannot see the appeal of that colour.
For my taste, the jacket looks a little short, and the button stance looks a touch high. Is this what you asked Russel for?
Why brown? Michael Alden addressed that very point recently http://vimeo.com/34657736.
Cities are usually made up of grey, black and blue shades, which I guess is why Carlo Brandelli used to produce clothes in those colours at Kilgour. The idea is to blend with one's surroundings. Brown doesn't work – just like wearing a navy pinstripe in the countryside doesn't work.
You're right, that is a good rule of thumb. Like most rules I'd consider it for the guidance of wise men and the blind obedience of… less wise men.
Now that the subject has reverted back to Graham Browne for a post, I thought I would raise a question I have regarding your blue, DB, Graham Browne suit. Particularly the look you created at that wedding last year (the photo where you are standing with your daughter). The reason I ask is that my wedding is coming up in May and I am in the process of getting a shirt and suit made, alas my budget does not stretch to bespoke, so I am going made-to-measure. Anyway, my aim is to replicate your look for my wedding; however, whenever I look at photographs of double breasted suits, the buttons seem close together and do not give the same look as yours does. Was the button layout something you discussed with Russell at Graham Browne or is that their style? Furthermore, as I am getting the suit made-to-measure, do you think it is possible for me to achieve the same look with the buttons as the possibilities in made-to-measure are greatly reduced compared to bespoke?
I'm flattered you are taking inspiration from my look. The answer is no, the button placing was not something we specifically discussed. It may just be that most modern MTM suits and RTW put the buttons closer together so there is a longer roll to the lapel, which could be more slimming and contemporary.
I don't have much experience with MTM, but my expectation is that you will find it hard to get as good a fit with DB, which is that much harder to fit. Then again, Graham Browne isn't much more expensive than most MTM!
No, I know. Graham Browne are very good value for money, I did go in a couple of times to enquire. However, my usual tailor is based in Hong Kong and coupled with the fact we blew a lot of the budget on the honeymoon, it was not possible for me to stretch that far, so had to settle for something else.
Anyway, you're right regarding the fit of a DB in MTM but I've found a place in Fulham where the owner used to be a cutter at 40 Savile Row and because he cuts the suits himself, I'm hoping he'll be able to get my suit somewhere near the look of yours.
Also, thought you might like to know. I'll be wearing dark brown shoes, not black ones!


RALEIGH — As Virginia tells it, that didn't matter: the notion of what did or didn't lie ahead, the unwritten chapter of the program's 2016 NCAA tournament future. On Saturday night, 20 minutes after the Cavaliers capped an edge-of-your-seat, 77–69 second-round win over No. 9 Butler, several Virginia players spent time answering questions about Michigan State. Why? Because Virginia, which is headed to its second Sweet Sixteen in three years, knows it won't have to face the pesky Spartans in March for the third season in a row.
On Friday, No. 2 Michigan State shockingly fell to No. 15 Middle Tennessee in the first round of the NCAA tournament, a setback that took place while the Cavaliers practiced at PNC Arena. Afterward, a few Virginia players might have noted a suddenly more favorable path to the Final Four as a result. But in a tightly packed locker room on Saturday night, the Cavaliers did their own bit of politicking during election season, offering canned answers and suppressed smiles at the thought of Sparty's demise. No one admitted a Michigan State loss served as added motivation against Butler.
Still, at least one Cavalier couldn't live with a politically correct answer. Junior guard London Perrantes said that, yes, he cared about Michigan State's loss, but for a different reason. It meant the revenge-minded Perrantes wouldn't get another shot at the Spartans in the Big Dance.
Nice try, London. Of course Virginia is downright giddy to avoid Michigan State in its quest to reach the Final Four. Of course the Cavaliers are thankful not to have to play the team that beat them in the last two NCAA tournaments. That big green obstacle is no more, and no matter how you slice it, Virginia's path to Houston became much more attractive after Michigan State tumbled out of the bracket.
But the Cavaliers aren't too happy to ignore a salient truth: A loss by another Final Four contender hardly guarantees their own success. This Virginia team, with its bleak, downright embarrassing recent tournament history, still must prove its viability as a legitimate title contender. That much is clear to the Cavaliers, and another Sweet Sixteen berth is exactly the shot they need.
Indeed, Butler forced Virginia to slog out a win that tested the top seed's mettle in Raleigh. The two squads used lock-down defense to stifle one another in the first 20 minutes at PNC Arena, with the Bulldogs carrying a 25–23 lead into halftime. Neither team led by more than three points in the first 20 minutes. Meanwhile, Virginia All-America Malcolm Brogdon ventured to the locker room shooting 4 for 10 from the field, including 0 for 3 on three-pointers.
Bennett was right. The Bulldogs, who willed their way to a first-round win over No. 8 Texas Tech on Thursday, pressed the fight well into the second half. They took a 39–34 lead over Virginia on a Kelan Martin jumper with 15:58 to play. But a key defensive switch turned the tide for the Cavaliers; the 6'5" Brogdon matched up with the 6'7" Andrew Chrabascz, who'd scored 24 points five minutes into the second half. With Bogdon shifting down low, Bennett slid reserve guard Marial Shayok into the lineup for Butler's version of small ball.
Butler enjoyed a shift in momentum as a result. Chrabascz scored only a single point the rest of the way, and an and-one from Virginia forward Anthony Gill with 5:56 to play gave the Cavaliers a 64–66 lead, one which they wouldn't give up.
Virginia has to want it more because its recent trips to the Big Dance have been chock full of disappointment. In 2014, the Cavaliers carried a No. 1 seed to the Sweet 16 before losing by two points, 61–59, to No. 4 Michigan State. A year later that same Spartans' squad kicked No. 2 Virginia, a 30-win squad, out of the tournament in the second round. Tremendous regular seasons under Bennett have done little to cultivate deep runs into March. That's the history the Wahoos hope to change in the coming weeks, and for now at least, they won't have to worry about Sparty darkening their door.
Still, the next step in that journey begins next week in Chicago, where Virginia will face No. 4 Iowa State, which got past No. 12 Little Rock, on Saturday. The Cavaliers say this tournament run won't again end in painful fashion; Perrantes, who was a freshman on Virginia's Sweet 16 squad two seasons ago, spoke at length about a renewed focus this time around.
"We're a different team," Perrantes said.
The numbers back that up as well. Virginia is one of only two tournament teams—fellow No. 1 seed Kansas is the other—to rank in the top 10 nationally in adjusted efficiency in offense and defense, according to kenpom.com. Brogdon and Gill, in particular, have helped the Cavaliers gel into a more effective offense than in years past, one factor that could help alter their tournament luck.
Perhaps Virginia is different. Perhaps Bennett's crew has learned from its recent futility in March, and this particular group has figured out how to tap into its immense potential. But it's also possible a greater opportunity has yet to present itself to the Cavaliers. With no Michigan State looming large, with no Sparty-feuled monkey on its back, Virginia enters this year's Sweet 16 with a burden of realistic expectations.
There's no doubt Virginia is back. Now, the talented Cavaliers get to see just how far they can go.


That's a huge and controversial question in any country, in any language, in any category – and, as you can imagine, the answer's even bigger, and no doubt even more controversial.
There were seven categories: Artists & Writers, Sports Stars, Activists, Entertainers, Scientists, Explorers and Leaders.
The nominees had to be both important and influential – people whom you'd recognise not only for being top in their field, but also for the significance of what they did.
For example (these are off the top of our head): George Orwell, Jesse Owens, Mohandas Gandhi, Dame Vera Lynn, Rosalind Franklin, Sir Edmund Hillary and Nelson Mandela.


text:
Donate to Belmont Mansion
Weddings & Rentals
Artist: John W. Dodge
Size: Height - 3.125", Width - 2.5"
2015.07.01 Donated by the Noel family
Joseph H. Acklen Miniature
Cabinet miniature of Joseph Hayes Acklen as a young child. Thanks to a ledger entry from the studio of artist we have known of this objects existence. What we did not know is what happened to it. According to the spidery handwriting on the back of the miniature it was "painted by John W. Dodge Nashville Tenn. finished Nov. 9th 1852. ____ of Joseph for J. A. S. Acklen $75.00." Originally from New York, John Wood Dodge had no formal art education, but he was still well known for his miniatures. His studio in Nashville was open from 1838 until the Civil War, when his loyalty to the Union prompted him to return to New York. For more information on his accomplishments, check out his biography on the Smithsonian American Art Museum and Renwick Gallery's website.
Visit BelmontMansionEvents.com to review our Event, Wedding and Elopement options.
All previews and meetings regarding weddings or other rental events are available by appointment only. To schedule an appointment or inquire
about an event, please contact the Director of Weddings & Rentals after reviewing the website.
GPS ADDRESS
Belmont Blvd & Acklen Avenue
1900 Belmont Blvd
Photos by Ed Houk


The first thing you should know about Kyle is that he likes a lot of things.
He likes hunting and fishing, he like drawing and reading. Most recently he likes jumping on the new trampoline with his kids. He likes puttering around on his old motorbike. He likes building espressos and roasting coffee. One look at his fancy hair and beard, and you'll know that Kyle likes growing, tending, and fixing things.
As such, his summers are full of too-big projects, gardening, and ridiculous, hippy-composting methods.
All of this might suggest that Kyle should be a landscaper, or a coffee shop owner, but he is not. Kyle is our pastor because among all his other likes, Kyle really likes the church.
Kyle and his wife Rachel (who is beautiful and amazing and who suffers patiently with Kyle's many changing interests (imagine it!)), moved to Princeton in 2012 where they started their family (currently holding at three young kids), and where they first felt the call to ministry.
Kyle loves his family and is passionate about Christ's church; passionate about seeing us move as a family in the direction God calls us.
Oh yeah, Kyle also really likes his wife's sourdough bread, enough that it should probably be included here. He also probably would have enjoyed writing his own bio, but it would have almost certainly turned out too random and too absurd to publish (with far too many parenthesis).
Jude is an intern at Princeton Baptist Church. He runs the Junior Youth ministry.
Jude grew up in Langley, BC and became a Christian when he was 17 years old. Feeling called to serve in ministry, he attended Millar College of the Bible for two years after graduating high school. He has spent several summers in camp ministry and met his wife Morgan at Sunnybrae Bible Camp!
Jude and Morgan moved to Princeton in September 2017. They love going on road trips together, and if you visit them at their home, you'll often find Morgan in the middle of a puzzle while Jude drinks coffee and reads a book.
During his time here, Jude has grown in his passion to bring the gospel into the lives of the youth, and see them and their families transformed by Jesus.
Rob joined the staff team in 2017 as Associate of Marriage and Family after many years of involvement in the Tech and Worship teams at the church.
He is in the last few years of his career as an Airline Pilot, and after retirement envisions pastoring in the area of marriage development with his wife of over 30 years, Kelly.
Rob enjoys the Princeton lifestyle and is so appreciative to share that passion with Kelly, and their two married children who also make Princeton their home.
Rob has spent many years informally talking with and encouraging couples to explore strategies for a better marriage. He enjoys officiating weddings and is available for premarital and marriage counseling with Kelly.
To some, Chris Mortensen is known as culinary experimenter, photographer, or dude to talk about fishing with. To Kaiden, he is known as Dad, and to Carolyn he is known as Husband.
At our Church, we also know Chris as our Worship Team Leader. Since he and his family moved here from the Sunshine Coast a year ago, he had agreed to take on the role of Worship Team Leader at our church.
His role as Worship Team Leader includes lining up the music team each week, curating a set list of songs, leading the worship team through practice and performance, getting tips from Kyle on grooming his beard, and putting himself on the stage almost every Sunday to lead our congregation through the sacred time of worship.
Chris makes music his science and his art, if you have questions about music, or the role music plays in worship, he is your guy.
Katrina has been in Princeton since she moved here with her husband (Luc) and daughters in 2010. She loves living in a quiet community with familiar and friendly faces. She likes gardening, reading, crafting, hiking…and iced coffee.
Katrina has been a part of children's ministry since she was a teenager and feels right at home with the loud, crazy, and incredibly fun kids programs.
Mark has been a Christian for 40 years. He went to Bible School shortly after being converted to get a solid grounding to his faith. Mark graduated with a bachelor's degree from Northwest Baptist Theological School.
Mark is married to Edith, have 3 adult children, and have been members of Princeton Baptist church for 20 years. Mark has been involved with church work of some kind for as long as he can remember.
Likes: seeing new people come to know Christ, seeing the church grow, preaching, playing guitar, geology, motorcycles, mechanics, camping, times with the family and studying the Bible especially the gospel accounts and the book of Genesis.
Rae has lived in Princeton with Kyle since 2012.
She loves creating things! Things like food, events and sewing projects.
Connecting with other young families is something she really enjoys doing with her three kiddos.
Rae is excited about family programs, connecting families, the length of her husband's beard, and growing God's family in Princeton.
Stephanie and her husband Clayton have been attending Princeton Baptist Church for about 10 years and volunteering in leading Sunday School Programs, Youth Groups, worship and the wood ministry.
They have a passion for the lifestyle Princeton has to offer and along with their four-year-old daughter Emily, try to get out hiking, hunting and camping as often as they can.
Stephanie works in Family Services with a background in nursing and facilitates the Women's Mental Health Ministry which started up in 2017. She hopes to see increased mental health awareness throughout the church and see women and men experience the restorative power of Christ and come to know their God-given purpose in sharing their stories.
Morgan was raised in a pastor's home and grew up in ministry. She became a Christian when she was 12 – when she learned that being a true Christian meant living her life for God, not just believing He exists.
Morgan has lived in Osoyoos, Vernon, Clearwater, Caronport SK, Tappen (Sunnybrae Bible Camp), briefly in Mexico, and now she is in beautiful Princeton!
Morgan's hobbies are graphic design and photography (If anyone ever needs a photoshoot, poster, brochure, or a logo…give her a call!). She loves working with the Jr. Youth at the church and has had the honour of getting to know some of the young girls and see them grow in their desire to live their lives for Christ.
God is challenging Morgan in mentoring these girls, as she shares that this is slightly out of her comfort zone. She has learned it is not up to her to turn others to Christ, she puts her trust that God will speak through her and use her to lead others to Christ.
Rhianfa moved to Princeton with her husband Martin and their children in 2008 after many years of working in camp ministry on the coast. They have been quietly attending and refreshing themselves in our church family.
Over the past 10 years, Rhianfa has worked hard at explaining how to say and spell her name along with waxing poetic about its origins. She also spent 8 years volunteering at our local theater fostering both her creativity and relationships within the community of Princeton.
This fall Rhianfa is taking a gentle step back into ministry providing support and hospitality to the Women's Mental Health group. Her past ministry experiences and her own journey with depression and mental illness have given her a heart for the broken and hurting in the church as well as those experiencing ministry burnout.
Although she works full time in a secular environment her heart will always be with listening and encouraging those who struggle to understand their own journeys and push through difficult circumstances to a greater understanding of God's unfailing love.
Karen has lived in Princeton with her husband and four children for over 11 years; they have attended the Princeton Baptist Church for 10 years. Karen has volunteered with many organizations in Princeton over the years, including the preschool, minor hockey and swim club.
Karen completed a nursing diploma in 2010 and was hired at Princeton General Hospital and Ridgewood Lodge. Following a workplace accident, Karen went back to school and retrained as a Registered Psychiatric Nurse and now works as a Community Mental Health Nurse here in Princeton.
Karen is passionate about learning and teaching; she has homeschooled her children on and off over the years and eagerly engages in education for herself. She strives to be an advocate for others, along with promoting improved mental health and coping strategies.
When people experience adult family life they are often unprepared for the stress and difficulty of navigating the inevitable challenges. Kelly is a veteran of working in Human Relations and has developed a passion for helping people through challenging times.
With an education background in Psychology and Sociology plus many years in Human Resources, Kelly has developed a manner that invites honest communication with the goal of applying Christian fundamentals and values to everyday life.
Kelly is a wife of 32 years and a mother of 2 adult children. Her ministry contribution has been a lifelong passion and includes Worship Leadership, Women's Mental Health, and Marriage Counselling.
Kelly presently serves as a Deacon at Princeton Baptist Church, and is looking forward to applying her passions and skills on the Fellowship Pacific Regional Board.
Tim moved to Princeton in 2010 with his wife Judy from Port Coquitlam as part of the team re-commissioning the local copper mine. After his career consisting of frequent travel and Judy's years of nursing, they felt called to settle down and wait on God's leading.
Several years after moving, they had the pleasure of their daughter and her husband joining them here and are now enjoying their growing family next door (Isaac who is 20 months and one yet to make their appearance).
Connecting to the community through hockey and curling as well as the opportunity to share his faith in the workplace continues to challenge him to see all he does as purpose in Christ's kingdom. Tim sees that the community of believers here in Princeton brings a real blessing to those in town and those who God is working through to reach others.
Luc has lived in Princeton with his family since 2010.
When he is not working at Weyerhaeuser, he is often found working in his shop; sanding or staining the latest project.
He enjoys many recreational hobbies including hitting the local biking trails, trying to catch the "big one" while fishing, and roasting the perfect batch of coffee.


The Longevity World Forum provides an opportunity for the scientific community to share and develop advances in human longevity. This is the aim of the Longevity World Forum, a new global meeting, which is the first of its kind in Europe and will take place on the 7th and 8th of November in Valencia and will gather eminent personalities in the field, both from Spain and abroad, who will share their knowledge from the perspective of scholars, researchers and professionals.
This exchange of ideas and synergies will take place at the Valencia Conference Centre, which has been the venue chosen to host the first edition of Longevity World Forum next autumn. This project has been organized by the consulting firm Talentum Group in collaboration with the agency Medigene Press, which publishes the journal Genética Médica News, as well as the international company Cambridge Precision Medicine. Representatives of the aforementioned entities have already met with the Mayor Joan Ribó, who has confirmed the support of the local government to this initiative.
Among others, the following renowned professionals will take part in the first edition of Longevity World Forum: José Viña and Federico Pallardó, both Professors of Physiology at the University of Valencia; María Blasco Marhuenda, head of the Spanish National Cancer Research Centre; Manuel Corpas, CEO and founder of Cambridge Precision Medicine; Ángela Nieto, head of the Developmental Neurobiology Unit of the UMH-CSIC Neuroscience Institute located in Alicante; Tom Stubbs, CEO of Chronomics; Aubrey de Grey, biomedical gerontologist and founder of SENS Research Foundation; and Christoph Lippert, Group Leader at the Max Delbrück Center for Molecular Medicine in Berlin.
Longevity World Forum aims at becoming a meeting point for scientists and other international actors involved in research and the development of approaches to increase life expectancy and improve life quality. The world forum will last two days and its programme will address fields such as genomics, precision medicine, nutrition and physical activity applied to human longevity, which is a matter people are growing increasingly concerned about.


In 1997, Deep Blue beat Gary Kasparov, the reigning world champion at that time.
In 2011, IBMs Watson won at the game of Jeopardy.
Last year, the auto pilot of Tesla car was also launched.
All these examples, incredible as they may have been in their respective moments in history, are all but examples of Narrow or Weak AI, designed for specific instances.
When initially, the auto pilot of Tesla was launched, it was a failure. It crashed! However, in just 2 weeks, the car had "learnt" and was able to navigate effectively. What is noteworthy, is that it wasn't just one model that learnt, but this learning had replicated itself in all the existing models as well. This accumulation and aggregation, spectacular as it may seem, is still in the realm of Narrow AI.
The focus right now is to make the computer truly understand the nuances of language, and emotions. How to teach the computer to negotiate with another computer or even a step higher, with another human being.
Naturally the expected outcome of all these developments is likely to be replacement of jobs by machines. It is believed that 47% of jobs will directly come under threat, and some opine that this percentage could be even higher. As costs come down, the number of people using these technologies will proliferate.
To strengthen his argument further, Patrick cited the examples of Baxter the 20K USD Robot, Hilton Hotel Concierge, Atlas Robot, Boston Dynamics and a few others. All equipped with incredible computing power that is sometimes frightening, as much as it is exhilarating. Autonomous car is just 5 years away, he reiterated. Imagine the positive impact on traffic, if these cars are able to program themselves and double up as taxis. If they can be programmed to know exactly, the time and destination of multiple pickups and drops, a facility, which can then be used to ease out on traffic. The user is able to navigate the itinerary through a mobile device, for instance. The mobile device talks to the car in real time.
Last year, AlphaGo the computer, beat the world champion in Chinese Go, a game which is touted to be infinitely more complex than chess. It wasn't expected to do such a thing. Not in the next 10 years, at least. The computer was fed with data from 100000 games played by humans. AlphaGo played with itself 30,000,000 times, to learn how to overcome past errors, which eventually led to beating the reigning world champion. At that stage, the developers no longer understood what the computer was doing! Deep Reinforcement Learning.
Another stunning example. The Bose-Einstein Condensate (BEC) is theoretically the coldest state possible, at -273.15 degree celcius. Anu & ADFA, an AI was able to create a prototype through laser access and minimize particle movement, in 1 hour flat.
AI is going in a direction and at a pace, which early researchers had not thought to be possible. The first wave will be reasonably benign and early adopters would be: the govt, academia and business.
This is when technology becomes ubiquitous and bad habits start to form, marked by data breaches, identity threats etc. It is the moment in time when bad actors starts misusing the power of AI. Increasingly, the world is getting filled with angry people who believe that they have been treated unfairly, and there are enough reasons to self- destruct.
Unarguably, AI is scaling at a massive pace. Just like in the earlier decades of 50s, 60s and 70s, humans kept adding electricity to every device they could get hold of, now it is the turn of AI. AI can actually help us solve some massive problems which are to do with energy, pollution, clean water, for example. It can actually usher in the golden age, if it remains in the right hands.
However, in the 2nd wave, bad actors cannot be avoided. Foundation of software will be expanded by them with an intent to cause explicit harm. As Elon Musk prophesizes, "it could be like summoning the demons." Stephen Hawking says, it could sound the death knell of the human race. For example, think about the destructive power of drones.
Perhaps that time is not too far away, when machines in their bid to get faster and more accurate, starts viewing humans as "obstacles to efficiency." Whether this is likely to happen will depend on the exponential growth curve. To draw an analogy: who would have thought that viruses like Ebola, Saars and Zika could multiply at an exponential rate.


text:
package com.reactnativewallet;

import com.facebook.react.ReactActivity;
import com.oblador.vectoricons.VectorIconsPackage;

public class MainActivity extends ReactActivity {

    /**
     * Returns the name of the main component registered from JavaScript.
     * This is used to schedule rendering of the component.
     */
    @Override
    protected String getMainComponentName() {
        return "reactnativewallet";
    }
}