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Home » Blog » Company News » Rolls-Royce – Audits Investigated and AGM
Rolls-Royce – Audits Investigated and AGM
Yesterday (4/5/2017) I attended the Rolls-Royce (RR.) Annual General Meeting in Derby. In former years they used to hold the meetings in London but it's been Nottingham and Derby the last couple of years. As a result, from talking to a few attendees it seemed to be mainly Rolls-Royce employees and retirees attending rather than the normal private investor crowd. The choice of venue may of course be deliberate so as to achieve a more sympathetic audience.
But the story promoted by the company is much the same – orders up, sales down and profits down, but the company says it has a bright future in summary. In the last year we have also had the settlement of past bribery in the company, and the issue of needing to change their revenue recognition on maintenance contracts (these issues have been well covered in past ShareSoc blog posts). In addition there was a massive reported loss arising from foreign exchange hedges being revalued.
The same day it was announced that the audit of the company's accounts by KPMG in 2010-2013 are to be investigated by the Financial Reporting Council. Which seems very appropriate bearing in mind what was disclosed at the AGM.
Here is a brief summary of what was said by Chairman Ian Davis and CEO Warren East, and what I said in the Q&A session (not verbatim – summarised for brevity) .
Ian Davis confirmed the outlook for 2017 was unchanged – a trading statement was issued in the morning which said trading was in line with expectations but that profit and cash flow would be weighted towards the second half of the year. Cost savings were given as being "on-track" and the company priorities includes continuing to "rebuild trust and confidence in our long-term growth prospects" which is a clear admission that investors had lost faith in the company. The share price has improved over the last few months but it's still considerably lower than it was back in 2013-2015.
Mr Davis said he was impressed by Warren East's building of his management team, and that the long-term prospects for the company remain outstanding. The order book has grown to £80 billion.
After that short presentation, Warren East spoke at more length. He said that 2016 was a year of stabilisation and was a great foundation for moving forward. Underlying revenue was down slightly but underlying profit was down significantly [49% down in fact]. He explained the large "headline" fall in profits has being due to derivative contract revaluation. But he did say that underlying profit (which excludes derivative charges) fell due to significant headwinds in the civil aviation business. However they have grown the wide-body engine market share from 30% to 50%. There was a once in a generation transition to more efficient engines. The launch costs will decline and the installed base will grow.
They are losing mid-range and corporate jet market share, and defence is still a challenging market. In power systems there was a stable performance and the installed base grew. Marine suffered from extreme weakness due to a dearth of orders for new vessels and servicing. There have been major job losses. In nuclear there had been some investment in the development of small modular reactors.
Mr East continued by saying they had invested a lot in 2016 in R&D, in assets and in operational excellence. But they had not forgotten cost control. He said investors were now more confident in the company now – hence the improvement in the share price. They have restored trust in the company.
Mr East then talked about the new management appointments and said they still need to follow through on strategies set in 2016 while also thinking about the future.
He explained the deferred prosecution agreement over the bribery allegations (£671 million in fines, plus an obligation to change their behaviour). There had been extensive action within the business to change policies in this area.
I covered a number of issues when questions were invited:
1) I questioned whether the former management (e.g. the CEO) should be subject to clawback on bonuses because of the bribery and other issues. The answer given by Ruth Cairnie (Chair of the Rem Comm) was that the management who were involved in the bribery scandal had lost all their bonuses and options and that clawbacks had been introduced. But the Chairman said that the former CEO knew nothing about the matter at the time. Incidentally there was an amusing comment from Matthew Vincent in the FT today which was "All of this prompts the question: which euphemism did Rolls-Royce use for the £100,000 or so it spent on a Silver Spirit car to indulge the automotive appetites of an Indonesian intermediary? Miscellaneous travel?" That question was directed at KPMG but it might just as well be directed at the former CEO surely.
2) I suggested a shareholder committee would perhaps help Rolls-Royce deal with the various problems they faced.
3) As regards the accounting change to future maintenance, which had been explained away as a "technical accounting issue", I said that it was not just a technical matter but a question of prudence. In my view it was not prudent to recognise future sales and profits in the current year. And it was certainly not clear in the past that this dubious accounting treatment was being used.
4) I also commented negatively on the complexity of the Remuneration Policy. Ruth Cairnie said it had been simplified but I pointed out that the maximum salary multiple in the LTIP had actually been increased. I spoke to Ruth at some length after the meeting on remuneration. I pointed out that such LTIPs result in enormous payouts at companies like Persimmon and Berkeley Group (WPP is another example incidentally) and that a recent Commons Committee said they should all be scrapped. She responded that they had to pay a competitive "package". I agreed with that but said it would be better to have a higher fixed base salary and do away with LTIPs, or pay bonuses in cash or shares annually. There was no incentive provided by LTIPs as anyone familiar with business management would know – rewards for good performance need to be made soon after achievements. I also said to her that if public companies did not reform their attitude to pay and the levels they considered appropriate that the Government might take a hand. I did say to her that it was her responsibility and she could do something about it. She did not seem happy with my comments but reiterated the usual stance about having consulted all their major investors. Indeed they did achieve 95.6% support on the Remuneration Policy vote and 98.7% support on the Remuneration Report vote.
It was only a moderately useful meeting to attend. As in previous years, treated more like a PR exercise for company pensioners than a serious meeting for investors by the Chairman. Bearing in mind that the Chairman has been Chair of this company for several years, it surprises me that he is still there when the company has had so many problems on his watch. I would certainly prefer a new Chairman. Matters such as remuneration tend to be driven by the Chairman and his response to criticism of any kind is not helpful. But he still got 99.5% of votes to re-elect him. Surely an example of how corporate governance by institutions tends to be brain-dead. The votes on remuneration also demonstrate a pathetic response to the pay issue.
In essence the old problems are still there. Orders going up, but sales falling, i.e. orders not able to be delivered and turned into cash. They need to start using a different measure of likely future business. With such a large and complex business, it is difficult to say yet whether Warren East has really got to grips with reforming the company. We will have to wait and see.
Meanwhile there was a good editorial in the FT on how the defects in auditing at companies such as Rolls-Royce "highlight the failure of the accountancy profession and its regulators to resolve in the intervening 15 years [since Enron and the demise of Arthur Andersen], the fundamental question of how far auditors should be expected to go in their efforts to uncover bad behaviour". One cannot but agree with that and with their view that 4 major audit firms is not enough to ensure competition and that it tends to encourage cosiness between auditors and their clients. But there are surely more substantial reforms necessary to really improve auditing standards which the profession itself seems to not accept as being required in any way.
Post Date: May 5, 2017
ShareSoc and UKSA Response to FCA Consultation on Guidance for Insolvency Practitioners
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ShareSoc AGM 2020 – Video recording
Press Release 114 : HM Treasury's Call for Evidence re Review of UK Listing Rules
UKSA and ShareSoc response to the IASB's consultation on Business Combinations


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A parking area outdoor is also available as well as a internet satellite connection and TV cable.
This dream house is of course fully furnished in a refined modern style.
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Do not hesitate, because this property is a great opportunity for Berawa area !


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Q: Easier way to switch sound output device I bought a USB soundcard for my Macbook Pro, so I can use a headset mic for Skype. By default, the. sound goes to a pair of external speakers (for iTunes) or the built-in speakers (on the road/gaming)
Is there a simple way to switch or toggle (keyboard shortcut, menu-bar icon, dock-able app) between these two output devices.
Apple-Menu->System Preferences->Sound is just too many clicks, requiring much precise mouse manuvering, when all I want to do is switch the output in a hurry).
I'd rather not buy a "switcher", one more device to carry around!

A: It sounds like you are after SoundSource:

SoundSource is a tiny tool for OS X enabling you to switch your audio input and output sources with a single click, and even adjust their volume settings.

Another program that does the same thing is PTHVolume.

A: You can press Option-Volume(Up/Down/Mute) to open the Sound Preferences directly, although you would still need to select the desired output.

A: (Originally posted here http://leafraker.com/2007/09/17/how-to-create-a-quicksilver-trigger/)
You can use applescript to switch between two sources, triggered by Quicksilver being the fastest way:
property speakers : "Headphones" --ext. speakers are connected to headphone output
property headset : "Line out"

tell application "System Preferences" to activate
tell application "System Events"
    get properties
    tell process "System Preferences"
        click menu item "Sound" of menu "View" of menu bar 1
        delay 2
        click radio button "Output" of tab group 1 of window "sound"
        delay 1
        set theRows to every row of table 1 of scroll area 1 of tab group 1 of window "sound"
        repeat with aRow in theRows
            if selected of aRow then
                set curr_output to (value of text field 1 of aRow as text)
                if curr_output is speakers then set desired_output to headset
                if curr_output is headset then set desired_output to speakers
                exit repeat
            end if
        end repeat
        repeat with aRow in theRows
            if (value of text field 1 of aRow as text) is desired_output then
                set selected of aRow to true
                exit repeat
            end if
        end repeat
    end tell
end tell
tell application "System Preferences" to quit

Also, there is a command-line wrapper for SoundSource, making it easier to integrate with applescript/quicksilver/scripts etc:
http://whoshacks.blogspot.com/2009/01/change-audio-devices-via-shell-script.html
And another to try:
http://code.google.com/p/switchaudio-osx/downloads/list

A: Also in Snow Leopard if you hold option and click the sound icon in the upper Right of the Mac it will bring down a menu similar to what the above mentioned 3rd party plugins do.

A: Listen, it might be some app. In my case, it's Vox.
When Vox is on (and it's set to send audio to the system default device), when I plug in the external soundcard, the system switches to the external, and very quickly switches back to internal speakers.
When Vox is off (quit), and I plug in the external soundcard - if it was default before, the system switches to it and stays on it.
So in my case, the Vox player makes the difference. Perhaps you could try with some other player, see what happens (and in this case - what doesn't).
Oh, this is a 2009 question... now I see... but anyway, this is what happens on my system. It's MacBook Pro Retina Mid 2012 running OS X 10.8.5.

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Analysis: eWEEK Labs offers SMBs advice for buying smarter.
A small or midsize business can take some pages from the playbooks of the biggest companies when it comes to going into the market in search of either goods or services.
The SMB need not settle for overpriced off-the-shelf offerings but can send out an RFP (request for proposal) that invites a supplier to apply its insight and expertise to meet a need better or make the cost lower—or even, in the best of all possible worlds, to recognize an opportunity for synergy that achieves both goals, perhaps even paving the way for both buyer and seller to grow.
Regardless of the size of the buyer, an RFP should be an accurate but not overwhelming statement of who the buyer is, what the buyer wants to accomplish and what constraints the supplier should strive to satisfy. Buyers should be careful, though, not to handicap would-be proposers by stating the expectations as if theyre firm requirements.
If theres a hard deadline for meeting a requirement, for example, thats one thing, but a tentative schedule should not morph into a minimal requirement for acceptable proposals. There are any number of reasons why giving proposers some flexibility in schedule, or in many other proposal parameters, might dramatically improve their bids.
The RFP has some of the same elements as a specification, but its not the same thing. An RFP thats overly specific may screen out innovative responses, failing to take advantage of supplier expertise. A vendor should be encouraged to respond to an RFP with a set of options that represent differing blends of price, performance and risk, rather than being constrained to offer only one option.
The RFP also has some of the same elements as a contract, but, again, it is not the same thing. The RFP is the want ad for the job, not the employment agreement for the new hire. Its goal is to give the buyer the best possible variety of options, not to scare away qualified suppliers.
Its perverse to let an RFP become so laden with legalisms that it might as well be a want ad that reads, "Suspicious micromanager seeks supplier desperate for work—tolerance for uninformed supervision a must."
When a small customer buys from a big supplier, there are special issues that require consideration and also particular opportunities worth pursuing.
/zimages/6/28571.gifClick here to read more about SMBs big business needs.
Big suppliers achieve economies of scale by accumulating expertise and intellectual property that they can then apply to meet the needs of other customers in the future. If a buyer wants any degree of exclusivity in owning the rights to work thats done in the course of providing a solution, that preference should be clearly communicated early in the process.
In the increasingly complicated environment of legal and regulatory mandates, its possible that a large supplier may know more than an SMB buyer about applicable requirements that a solution must meet.
An RFP should make it clear that any such requirements mentioned in the proposal are not an exhaustive list and that proposers will be evaluated in part on their relevant expertise and input in identifying any other requirements that must be addressed.
If a buyer is seeking technology transfer from the supplier in the course of solving a problem, rather than paving the way for a continuing service relationship, thats also something that needs to be clear—or a buyer may discover that the supplier wasnt intending to sell what the buyer thought it was buying.


Are bendable smartphones the future of mobile design? Here's a list of smartphone giants working on foldable devices.
Here's a list of smartphone manufacturers working on foldable smartphones.
It's no secret that the performance and camera capabilities on smartphones have dramatically improved. However, the same cannot be said about the design of the phone. Smartphone growth is predicted to slow down as global markets get saturated; however, things might change in the near future.
A foldable phone could be the answer; the one that will be radically different from the standard conventional smartphone design. Samsung and LG have already invested in the foldable display technology and probably this year, we may get to see the first commercial smartphone with a bendable, form factor. Here's a list of smartphone giants working on foldable smartphones.
A bendable smartphone will be a game changer, something Samsung firmly believes in. The idea dates back to 2013 when Samsung first showcased its flexible display, and the year later it demonstrated its first foldable phone prototype in a private screening at CES 2014. There have been rumours that Samsung is developing a smartphone under the codename Project Valley.
Samsung is developing a flexible smartphone under the codenamed Project Valley.
Later it was revealed the phone will be called the Galaxy X, and although the name isn't confirmed yet, this device could be released in either Q3 or Q4 of 2017. Apparently, it will be the first commercial foldable smartphone that can also be turned into a 7-inch tablet, and publications like Bloomberg have also reported on the same.
Like Samsung, LG is also said to working on a flexible display smartphone. It's believed LG is going to release its foldable smartphone after Samsung brings its device to the market. A report from The Korean Herald reveals LG is working to make 100,000 foldable devices for the fourth quarter of 2017.
It's believed LG is going to release its foldable smartphone after Samsung brings its device to the market.
A source told the publication that LG started developing the fold-out technology two to three years ago, and its technology reportedly beats Samsung. Apparently, LG may manufacture foldable screens to be used by other manufacturers such as Huawei and Apple. A few week ago, LG was awarded with a patent for a "Mobile Phone" feature which allows the upper side of the phone to fold. The patent was originally filed on January 7, 2015, and approved in January 2017.
While Microsoft's smartphone strategy is far from clear, it seems as if the Redmond-based company may be working on a phone with a foldable design. The company this week was awarded a patent that reveals a device capable of being used in multiple modes.
Microsoft may be working on a foldable device capable of being used in multiple modes.
It could fold over a hinge or be used in a tent-form like a convertible laptop. If Microsoft is indeed planning a comeback in the mobile phone market, a foldable smartphone could be one of the possible ways to grab the attention.
Apple is expected to use an OLED display technology on an iPhone for the first time, hinting the biggest redesign of the iPhone since 2007. In a note to investors, Cowen and Company analyst Timothy Arcuri said Apple is planning the iPhone 8, which will supposedly feature a "flex screen".
Apple has been attempting to make a foldable iPhone since 2014, with patents including one of a "Flexible Electronics Device" having surfaced in the past.
The company has been attempting to make a foldable iPhone since 2014, with patents including one of a "Flexible Electronics Device" having surfaced in the past. But of course with Apple, these might end up remaining patents and not actually see the light of day.
The idea of a foldable smartphone right now seems something straight out of science fiction. But given the number of patents, and investments that most of the major players are making on this front, don't be surprised if the foldable phone becomes a reality soon.


The Aidan Project remains intact after a year of podcasting – thank you so very much for your support. During 12 months of covering the sublime and, in light of a great deal of madness, no shortage of the ridiculous, it is time to look back and reflect at what has been happening. The theme of this compilation is the remarkable anointing and presidency of Donald Trump. In a tour de force of audio, Aidan presents highlights from episodes which have addressed Trump's ascendancy and rule. With contributions from a range of guests over the past 12 months, in addition to highlights from a number of Aidan's solo, 'Notes on…' episodes, this 'best of' presents discussions on the controversy, intrigue and leadership of the inimitable 45th president of the United States of America. Featured in this edition include political philosopher, Benedict Beckeld, who outlines his theory as to why Trump won the election; malware guru, Ran Levi, who explains the allegations pertaining to Russian meddling during the election cycle; Richard Keeble, Chairman of the Orwell Society, who gives his verdict on "alternative facts"; veteran journalist, Gary Herman, who outlines the challenges of a seemingly post-truth world, and documentary filmmaker, Christopher Hale, who explicates Trump's disturbing lack of understanding of history. All this and a great deal more in a bumper compilation episode.
This entry was posted in Podcasts and tagged Benedict Beckeld, Democrats, Donald Trump, Internet, Media, Philosophy, Politics, Presidency, Press freedom, Regressive Left, Republicans, Society, US President, USA/Russia Allegations on 18 November 2017 by Aidan Coughlan.


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Home > Running in the Gap
Running in the Gap
/en/news/running-in-the-gap
{C428C9C0-1DC6-4644-A887-B6521E15CC40}
by Eric Tiansay on May 19, 2017
College professor and runner LeRoy Bartel is going the extra mile to stand in the gap for his family, friends, community, and even strangers.
A former dean of the College of Bible and Church Ministries at Southwestern Assemblies of God University (SAGU) in Waxahachie, Texas, Bartel started to incorporate Facebook into his prayer circle earlier this year when he prayed and ran during his regular jogging routes.
"I have felt for some time that my runs were an opportunity for intercessory prayer," says Bartel, who completed running 70 miles in less than a week in recognition of his 70th birthday in April. "During previous years, I've run and I've invited the individuals in our homeowner's association where we lived to submit prayer requests. This time I encouraged Facebook friends to do it. I always promised confidentiality. Some serious needs were submitted."
Due to the power of social media, word spread about Bartel's prayer runs as requests flooded his inbox.
"I've had prayers for wayward and rebellious children, the need for a job, cancer and other serious diseases, and husband and wife problems," says Bartel, who continues to teach five doctoral students and serves as academic adviser for several distant education Bible Study classes, as well as two graduate courses at SAGU. "There have been answered prayers, including jobs received, healings, and passed exams."
Gleaning the idea from Christians who do prayer walks, Bartel embraced the concept of doing prayer runs after he turned 65.
Becky Hennesy, associate pastor of Trinity Church in Cedar Hill, Texas, also loves to run, and a conversation with Bartel led them to encourage others in the congregation to prayer walk or run city streets during the 40 days of Lent.
"We display maps of our cities and every Sunday, runners/walkers highlight the streets and neighborhoods they prayed over that week," says Hennesy. "It helps make us more aware of the poor and needy among us."
This year, the Trinity Church prayer runs covered 10 cities with intercession, Hennesy says. Church choir members surpassed a goal of prayer running/walking 500 miles.
"We really believe that our prayer runs have given us a love for the people in our cities and our neighbors," Hennesy says.
SAGU President Kermit Bridges says Bartel's prayer runs have been a blessing to the university.
"LeRoy Bartel is revered at SAGU as a man of great faith, Spirit-filled scholarship, and personal discipline," he says. "To know he is interceding for the campus as he consistently logs mile after mile is both a blessing and an inspirational model."
Bartel's prayer runs were spotlighted in an online article published by Runner's World magazine.
"My runs are no longer just for physical fitness, although that has been important to me," says Bartel, who started running cross country in high school. "They have a pastoral and spiritual purpose. I feel like I'm making an actual contribution to the welfare of people."
Tags: Southwestern Assemblies of God University Trinity Church Cedar Hill Texas Prayer Running Intercession Kermit Bridges Runner's World

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So cute! Makes me wish we did an engagement shoot. I love the one in the train where is that? That typesetting on the newspapers is lovely. Is that a real newspaper you found?
these are beautiful! I'll have to say that our engagement photos are definitely our favorites!


At 29, Augustine meets a Manichean bishop named Faustus, who is famous for his knowledge of doctrine. Augustine hopes Faustus can clear up some of his doubts regarding Manichean explanations of astronomy, which Augustine is starting to find improbable. The explanations of pagan scientists, although lacking in knowledge of Christ, are still more rationally consistent than those of the Manichees. Upon meeting Faustus, Augustine finds him pleasant and well-spoken, but no more knowledgeable than Augustine himself. Consequently, Augustine becomes disillusioned with Manichaeism, although he does not abandon it, because he still has found nothing better to replace it.
Having been a Manichee for about nine years, Augustine is gradually losing faith in his chosen religion. Most importantly, the complex Manichean myths about the sun, moon, and stars have begun to strike Augustine as logically inconsistent and incompatible with the rational observations of science. Augustine's acceptance of the scientific knowledge of the pagan philosophers may seem strange at first glance. Augustine is careful to point out that scientific knowledge without knowledge of Christ is inadequate, but this idea in itself does not make scientific observation incorrect or worthless. For Augustine, the natural order is created by God to reflect divine order, and the ordered qualities of the physical world are accessible to human reason. Therefore, pagan astronomers can make valid observations about the natural order, predicting eclipses and plotting the courses of the stars, even if they do not have knowledge of God. However, amplifying a point he makes at the end of Book 4, Augustine asserts that simple faith, even without scientific knowledge, is better than scientific knowledge without faith. Augustine is always consistent in his assertion that knowledge of the created world, whether scientific or otherwise, is only good insofar as it leads upward, toward knowledge of the creator. However, Augustine also manages a note of criticism for those Christians who ignorantly assert incorrect beliefs about natural science.
Faustus, promised as someone who can answer Augustine's questions, turns out to be a disappointment. Faustus speaks agreeably and has a natural charm, but amidst the beautiful words, there is still no substance to satisfy Augustine's soul. Disillusioned, Augustine loses all enthusiasm for Manichaeism, but seeing no better alternatives, he does not make a break with it yet.
In the midst of this discussion, Augustine pauses to answer an objection that came from within the Catholic Christian community itself: the idea that truth cannot be expressed in elegant and polished language. Many Christians were deeply suspicious of the pagan traditions of education and rhetorical training that formed Augustine intellectually and whose failings he knew so well. Typically, Augustine avoids the simplistic answer. Beautiful expressions do not make something true, but neither do beautiful expressions make something false. Augustine explores the issue of a "Christian style" more fully in On Christian Doctrine. Augustine was deeply critical of traditional pagan education, but he also did much to rehabilitate pagan writers for Christian audiences by employing the metaphor of the "gold of the Egyptians." Just as the Israelites were allowed by God to plunder the gold of their Egyptian captors when they left slavery, so, too, are Christians allowed to make use of the wisdom of pagan writers, wherever such wisdom does not contradict revealed Christian truth.
Faustus c.340-390(?), Manichee bishop. At about the same time he was writing the Confessions, Augustine was also working on the Contra Faustum Manicheum, a detailed refutation of the Manichee preacher's teaching.
Great Bear Ursa Major, the constellation of the Big Dipper.
Way, Word, Only-Begotten names for Christ used in the New Testament.


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The Gift of Presence
Remarks for the Sheloshim Commemoration in Pittsburgh
These are my remarks this past Monday, November 26, 2018, when I addressed the Pittsburgh Jewish community at their community sheloshim commemoration - the thirty day mark after a death, in this case, eleven deaths. It was very powerful, dignified, and, for me, exceptionally humbling. There were about 800 people in the room - the rabbis and congregants of two of the three synagogues housed at Tree of Life, along with people across the Jewish community and beyond. College students said the names of the dead and lit candles. The mayor was there. A representative of the Israeli consulate in New York spoke. First responders were given a standing ovation and rabbis from every denomination, the head of the Federation, other organizations and the head of the JCC, all got up to offer brief prayers, poems and remarks. A string quartet that rehabilitates banned music played several beautiful, ethereal pieces written by Jews who had themselves suffered tragic circumstances. It seemed like the community was at a pivot point, honoring the dead while needing the permission to return to a semblance of normalcy.
A long time ago across a mighty ocean, a pious man shouldered the sorrows of the world. He lost his job. Many of those he loved died. He was ill and deeply confused. With the last of his savings, he travelled many days to see his Rebbe. You see, this man – this hassid – had always lived with strict ritual observance and intense belief. When his world began to collapse and his faith tottered, he felt there was only once place to go – to his teacher and mentor – to seek an explanation for his great troubles.
He arrived at the Rebbe's court anxious to understand why all of this befell him. He was escorted into the Rebbe's study and saw the Rebbe's radiant face. The hassid poured out his heart. He cried and shared his catalogue of woes. "Why, Rebbe, why is this happening to me? Why?"
When he finished, the two – one standing, the other sitting – were enveloped in silence. The hassid waited and waited for his Rebbe's verdict. Nothing but silence. The hassid was about to take leave of his Rebbe, feeling more dejected and isolated than ever. Suddenly and without a word, the Rebbe got up, walked around his desk and stood next to his disciple. He held his hand and gently said, "My son, my dear one, I cannot explain why all these tragedies happened to you. No one can. If anyone tries, they are spinning falsehoods. All I can do is stand with you in your suffering."
I am not a hassid. I am not a Rebbe. I have no disciples. I have not been through the anguish you all have suffered. I, like many of you, was born in Pittsburgh. But I was not raised here. And I was not in the Tree of Life Synagogue. But I am the daughter and granddaughter of Holocaust survivors who never thought this could happen in America. And I am here to tell you that we are all one family. One Jewish family. One human family. I represent thousands of people around this country and around the world – Jews and non-Jews - who simply want to stand with you in your suffering. Because that's what a family does. And in crisis, we do it best. In families, we know who shows up for us. We note presence. The Rebbe taught the hassid the gift of simple presence. It was up to him now to be present when others suffered.
In Jewish law, both joy and suffering follow a similar pattern of intensity and incremental change. There is a time for each, as Ecclesiastes
עֵ֤ת לִבְכּוֹת֙ וְעֵ֣ת לִשְׂח֔וֹק עֵ֥ת סְפ֖וֹד וְעֵ֥ת רְקֽוֹד׃
"A time for weeping and a time for laughing. A time for wailing and a time for dancing."
There is a holiness to the emotions. When we experience them, we must do so fully. There are laws related to the joy one generates around a wedding on the day of the wedding, the week that follows, the month that follows and the year that follows. Joy is not to be experienced and shelved in one day. It is to be savored. It must linger. We move from peak intensity to a slow simmering happiness for a couple as they launch their new lives.
When it comes to mourning, there are laws the day of a funeral, the shiva week after, the commemoration or shloshim a month later and the recitation of a kaddish the year after. Judaism's great wisdom is helping people move from one stage to the next, honoring their dead through ritual that allows mourners to hold on to the pain while helping them slowly let go. And because we never let go of the great traumas of our lives, we commemorate a yartzheit annually. For as long as we live, we will always say a prayer for those who are no longer with us.
This sensitivity to a mourner's emotional landscape is encapsulated in two Jewish laws of mourning. During shiva, the mourner always speaks first, not the visitor. The mourner determines the emotional temperature of the moment. And if the mourner does not want to speak at all because of the horror, because of the pain, the two sit in silence. This silence is the silence of the Rebbe in our story. He understood that words can betray, and words can sometimes belittle the depth of our most difficult struggles. Silence is often the more noble and honest response. But the Rebbe understood something even more powerful: the power of presence. We do not let people suffer alone. We show up. We hold a hand. We make the space sacred simply by being there together.
And when the shiva period is over, we invite the mourner to walk around the block, to step outside, symbolically joining the world again. And here, too, we accompany the mourner because re-entry can be much harder than sitting together in the shelter of shared memories, in the comfort of a home. We walk the mourner outside because it is time to re-affirm life, it is time to rejoin the world. But who, I ask you, can really rejoin a shattered world, what mystics call the alma deperuda – a universe of separation and brokenness? On the day of a funeral, it seems impossible to begin mourning. On the last day of shiva, it seems equally impossible to end it.
We all know that sometimes the darkest moments of mourning are when everyone leaves. And the wise organizers of this commemoration understood that a month later is precisely when the hardest emotional work begins. They brought us together in this room. We are here to strengthen broken hearts that they may beat again. We are here to acknowledge and to honor the incredible unity that's been created in the wake of this tragedy. We are here to hold each other's hands without the platitude that it will all be alright. Because it won't. We cannot bring back the eleven precious souls who are no longer with us. We must name evil and dedicate ourselves to fight it. We cannot be afraid of expressing our outrage. At the same time, our mourning teaches us the wisdom of sharing our vulnerability.
And we must stand in awe of the words of the psalmist: Olam Hesed Yibane – the world is held up by kindness. Even coming here, I was struck by this. A few of us at the airport who had all been delayed for more than three hours getting to Pittsburgh started to schmooze. A man traveling for business asked me what was bringing me to Pittsburgh, all of us assessing how critical it was to get there in navigating the hours we waited. We finally got on the plane only to wait an hour and get off again with our luggage. Determined to be with you tonight, I rushed to get a seat on the next and only possible flight that would get me here just in the nick of time. I was stunned when the man I had spoken with, a complete stranger said, "I got a seat on the next flight. I want to give it to you. What you're doing is more important than what I'm doing."
By all accounts, for the past month, you too have been held up by such everyday kindnesses. The author, David Gelernter, once wrote, ""If you insert into this weird slot machine of modern life one evil act, a thousand acts of kindness tumble out." Just as we extend mourning and don't rush to normalcy, let us be grateful for the thousand acts of kindness that were precipitated by this tragedy. Let them continue. With each kindness, we honor those who died.
I'd like to conclude with the opening of a poem by Wallace Stevens. I believe it captures what it means to transition back to life, to embrace life and to celebrate it while carrying all of our wounds.
After the final no there comes a yes
And on that yes the future world depends.
No was the night. Yes is this present sun.
Yes is this present sun. Yes. Light is on its way. We are a week away from Hanuka. In the wake of this tragedy, let it be the most meaningful and powerful Hanuka of our lives. If you have never lit a menorah, I encourage you to do so this year - to move from the shiva candle to the Hanuka candles. With each night, with each candle, with each act of light, we tell the world, that darkness has a cure. We must be the light.
Is Judaism for introverts?
Read the original here
Extroversion," writes Susan Cain in "Quiet: The Power of Introverts in a World that Can't Stop Talking," "is an enormously appealing personality style, but we've turned it into an oppressive standard to which most of us feel we must conform." Cain believes that extroverts represent half to two-thirds of the population. America, she writes, is one of the most extroverted countries in the world. Hey, extroverts have to live somewhere.
Most extroverts direct attention outward, are naturally outgoing and feel at home in a crowd. To introverts, the extroverts always seem comfortable in their own skins and feed off the energy of others. In contrast, many introverts don't love crowds and can't stay in them for long. They are more nourished in private and by time alone. Moses is a classic introvert in charge of extroverts. No wonder it took 40 years for Moses to move them.
Many Jewish activities take place in the presence of others, often a crowd. It got me thinking: Is Judaism, as it's practiced today, built for introverts? Do we sufficiently praise and value the "still, small voice" of introversion? One rabbi believes that Judaism has room for both but tilts towards extroversion: "Purity preferences introversion, while holiness vectors outward. Since occasions for the holy are more frequent than rituals effecting purification, the collective, communal, seems more pervasive."
I asked some self-defined introverts and extroverts to weigh in. "There are parts of religion that are good for introverts, like prayer or mikvah, but the community aspect of religion is very much geared to extroverts. Jews love to be in your face." Other rituals came to mind: "Pilgrimage holidays were probably terrifying for introverts. If you're an introvert, Kiddush is a living hell. It's hard to host people and introduce yourself to lots of people." Someone else added that Yom Kippur, tefillin, mourning and blessings are spiritual experiences that can be particularly rewarding for introverts.
"If you're an introvert, Kiddush is a living hell"
Camp life seemed to be a challenge for many introverts, although one shared that she simply gravitated to other campers who liked to disappear into books. She walked away from circles involving personal sharing. The same was true of school: "School is fine because you find your smaller group. I never raised my hand in school. It's an extroverts' world."
Others felt that weddings, most holidays, communal responsibilities like board service and even being called up to the Torah can be a struggle if you find the presence of a lot of people intimidating. One summed it up with "exhausting." A mother of introverts shared that the bar/bat mitzvah can be hard but a real growth experience. "Recognizing what makes your child comfortable is important before deciding how to observe the bar/bat mitzvah. It can also be the moment that an introverted child can practice being a little more extroverted, but you need to recognize that you are taking the child out of his or her comfort zone, and the child needs to be willing."
A convert/introvert shared that her journey often left her feeling isolated. "People are instantly interested in your story, but you don't want to tell it over and over again. People can ask you a lot of questions, and if you're an introvert and a convert, it's a double whammy."
"Everything is more raw to you," struggled an introvert trying to explain himself. "You can perceive something as embarrassing or uncomfortable, but others don't see it that way. You recharge by being alone. If you're not an introvert, you simply don't understand what we go through. People perceive you as being rude, shy or socially awkward. There's too much judgment of introverts." Someone who loves a crowd can't always understand those who don't. But one introvert confessed: "If introverts got their way, there might not be community. You have to learn to make sacrifices to live in a community. You don't want to miss out on experiences."
Maybe we need a Jewish introvert/extrovert inventory, looking at events and activities through the lens of these two personality types and interrogating experiences to make sure there is a balance of small and large group activities. Do we have sufficient reflection, writing, meditation, one-on-one and processing time to balance out large and noisy Jewish settings? We need to help children within camp, synagogue and school settings understand and value introversion and introverts. Emphasizing relationships with God and others and not only community helps. We give introversion more value when holding up models throughout Jewish history of those who walked in the world quietly with immense authority. If, as one respondent wrote, "A richly furnished inner life is what makes inner-directed individuals into more influential leaders," then maybe our Jewish extroverts would help their own inner lives by slowing down, listening and spending more time alone.
Tweets on the Today's Page of Talmud (Daf Yomi)
Hullin 129b: "Food that you are able to feed others is called food. Food you are not able to feed to others is not… https://t.co/VO6yXKjFZX
Hullin 128b: "Death does not generate a replacement." And the dead are not replaceable.
Hullin 127a: R. Akiva said: "'How great are your works, O Lord.' You have creatures that grow in the sea and you ha… https://t.co/e6mWwbV2eb
Hullin 126b: "Go out and see" is a request to look at nature when determining laws that require knowledge of the way the world works.
Hullin 124b: "I am in a state today where I must be revived by wine when he asked me something that requires reason… https://t.co/Bpfkzmllye
Hullin 122a: "And for how long is a camel considered young?...as long as it has not carried a burden." Adulthood = carrying burdens.


PITTSBURGH (KDKA) — There is no doubt, driving around Pittsburgh can be a challenge at times.
There always seems to be construction, add that to the many driving distractions, and it is no wonder a new report ranks drivers in Pittsburgh among the worst in the nation.
Allstate 2018 America's Best Drivers Report is out, and out of 200 cities, the Burgh ranked 171st.
But the Steel City actually went up a few spots this year, last year we were ranked 25th worst.
The study, completed by the Allstate Insurance Company, looked at car crash frequency, population density, and rain and snow.
According to the data, collected from insurance claims, the average driver in Pittsburgh will be in an accident every 6.8 years. Nationally, the average driver will experience a collision every 10.1 years.
Brownsville, Texas came in at number one on the list, followed by Kansas City, Boise, Huntsville, Texas and Madison, Wisconsin.
To check out the full list, click here.


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How Stan Lee Helped One Blerd Find His Superhero
Eric Deggans
The Falcon, one of the black superheroes Stan Lee helped to create. (Marvel)
Stan Lee was always a hero of mine; a feeling I share with many comic book fans. But it wasn't until recently—and especially following his death Monday at age 95—that I began to realize that some of my love for him came specifically from my perspective as a black kid who grew up reading comic books in the 1970s.
It wasn't just that, as the editor-in-chief and later publisher of Marvel Comics, he helped create the coolest black superheroes of that time, like Black Panther and The Falcon. Or that he developed cool allegories for overcoming prejudice and stereotypes rooted in fear and ignorance, like The X-Men, The Inhumans and The Hulk.
What was cool about Marvel under Stan Lee was the realism. They used actual cities as the home-base for their heroes, which grounded everything in a world that felt more real, more possible. Spider-Man was a nerdy kid from Queens; The Fantastic Four were a bickering family headquartered in a Manhattan high-rise building. And Luke Cage was a principled, African American ex-con reinventing himself as a hero for hire from an office in Times Square.
For a geeky kid growing up Gary, Ind.—the term blerd, or black nerd, would be coined much later to describe my cool-challenged lifestyle back then—this was an amazing step forward. I felt like I was learning about the world while sitting in my backward corner of Northwest Indiana. Somewhere, there was a place where being better at reading and writing than fighting and sports made you a hero. Or, at least, allowed you to create one or two of them.
Not to shade DC Comics. But heroes like Superman and The Flash lived in gleaming places called Metropolis and Central City. Their stories rarely featured people who looked like me or lived anywhere I recognized. Watching their exploits felt a bit disconnected; like watching a fairy tale set in a land kinda like my world...but also not.
Stan Lee's Marvel universe was grittier, wilder and often set in urban spaces I longed to see in person. He tackled pressing social issues that young people cared about, with stories rooted in relatable stuff. The Fantastic Four worried about paying bills for their towering headquarters, while Spider-Man fretted about finishing homework and handling bully Flash Thompson without revealing his powers.
Luke Cage, while not a direct creation of Lee's, was filled with nods to the Blaxploitation action movies that I loved back then. Given his own book series in 1972, Luke Cage was proud, practical and a total powerhouse in a way I didn't know I needed to see until it was in a book looking back at me.
I also loved Lee's way of talking directly to fans, through editor's notes in the comics and his columns in the books, with their own jokey, distinctive patter. I hate to think about how much of his style—with jovial asides slipped into the action, much like this phrase was slipped into this sentence—influenced my own writing. He dropped words like "Excelsior!" at the end of columns, giving young fans a shared language and culture that could get us through the inevitable moments when we had to explain our obsessions with these "cartoons" to parents, teachers or contemptuous bullies.
More than anything, Lee made it clear he was creating a wondrous, exciting fictional universe that valued a wide range of people. Last year, in the wake of the white supremacist Unite the Right gathering in Charlottesville, the man himself tweeted a link to one of his "Stan's Soapbox" columns from 1968 asserting "bigotry and racism are among the deadliest social ills plaguing the world today."
At a time when people of color were still struggling to be seen in mainstream spaces, that sentiment meant a lot—especially when it was backed up by the stories in the comics.
There were limits to Lee's vision back then. White men were still most often the heroes, especially in the early books. Much as I loved the anti-hero he helped create called The Prowler, it was a bit of a let down to see that this character, who was basically a super burglar, turned out to be a misunderstood African American kid.
Stan Lee and actor Chadwick Boseman attend the world premiere of 'Black Panther.' (Valerie Macon/AFP/Getty Images)
And too many non-white heroes were sidekicks—like Captain America's backup The Falcon—or had powers rooted in their racial identity, as was the custom of the time. So we had Black Panther and Black Goliath at Marvel, with Black Lightning and Black Racer in rival DC Comics' books.
(I joked in one column I wrote a while ago that I always wondered why Thor, The God of Thunder wasn't originally named White Lightning.)
NPR's Glen Weldon noted in a most excellent obituary how complicated Lee's legacy truly is. His tireless self-promotion led to criticisms that he shared credit too little and didn't fairly compensate the artists who helped him create this amazing universe.
But for a young black kid trying figure his place in the world and in comic book fandom, Stan Lee helped make that journey a little easier.
Many years ago, I was struck by an advertisement in a black-focused magazine, which pictured a young black kid staring into a mirror with a towel pinned to his shoulders, clearly imagining himself as a mighty superhero. But the face which stared back at him from the mirror was a white man in a cape.
Thanks in part to Lee's influence, I could imagine Black Panther or The Falcon staring back at me, instead.


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Liudmila Balushka est une lutteuse ukrainienne née le .

Biographie

Palmarès

Championnats du monde
  Médaille de bronze en lutte libre dans la catégorie des moins de  en 2009

Championnats d'Europe
  Médaille d'or en lutte libre dans la catégorie des moins de  en 2012 à Belgrade, (Serbie)

Lutteuse ukrainienne
Naissance en juillet 1985

redpajama_set_name: RedPajamaWikipedia


Obsidian is a semi-precious stone, powerful and beautiful emanating an energy of strength and protection. Black obsidian is known for stimulating growth on all levels, gently urging one to open and explore new horizons. It holds a highly protective energy shielding against negativity, mental stress and tension.


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June 2020 - First Team
17 YEARS OF MAXIMUM EFFORT AND IDENTIFICATION! THANKS, SCHNECKE!
Goodbyes are always tough to say and this one weighs particularly heavily. In Jan-Philipp Kalla, who has not only worn the famous brown-and-white jersey since 2003 but also lived the values of the club like few others, a St. Pauli legend is hanging up his boots. As sad as the end of his professional career may be, it's comforting to know our No27 is set to stay at the club – in a position still to be decided.
Monday 29.06.2020 - First Team
MATT PENNEY RETURNS TO SHEFFIELD WEDNESDAY AFTER LOAN DEAL ENDS
After just under a year with the club, Matt Penney will no longer wear the St. Pauli jersey, as his loan deal is coming to an end. The 22-year-old left-back is returning to England and Championship side Sheffield Wednesday. Penney made a total of 18 appearances for the Boys in Brown, scoring one goal – the second in the 2-0 defeat of Hamburger SV in the reverse derby.
All the best, Dimi and Marc!
FC St. Pauli said adieu to three players whose contracts had expired after the final game of the season at Wehen Wiesbaden. Dimitrios Diamantakos and Marc Hornschuh are leaving the club, but Jan-Philipp Kalla will stay on in a different role. The club will issue further statements in due course regarding all other expiring contracts and loan deals, as talks are still ongoing.
FC St. Pauli and Jos Luhukay part company
Jos Luhukay will leave FC St. Pauli by mutual agreement at the end of the season after the involved parties sat down together immediately after the final game at Wehen Wiesbaden to go over the current campaign.
Sunday 28.06.2020 - First Team
LUHUKAY: "HARD TO GET YOUR HEAD ROUND A PERFORMANCE LIKE THAT"
The highest-scoring game of the season for the Boys in Brown ended in a 5-3 defeat at SV Wehen Wiesbaden on the final day of the 2019-20 season. After the final whistle, head coach Jos Luhukay, midfielder Johannes Flum, and forward Henk Veerman looked back at the 90 minutes.
FCSP ON WRONG END OF EIGHT-GOAL FRENZY ON FINAL DAY
FC St. Pauli slipped to a 5-3 defeat at relegated Wehen Wiesbaden on the final day of the 2019-20 season. Two quick goals from Stefan Aigner and Philipp Tietz were cancelled out by Leo Østigård and Henk Veerman before Aigner restored the home side's lead six minutes before the break. Tietz then struck twice to complete a hat-trick, with Veerman notching his second of the afternoon to complete the scoring.
TIME TO END AWAY HOODOO
The Boys in Brown go to next-to-bottom Wehen Wiesbaden on the final day of the 2019-20 season on Sunday (15:30 CET). Jos Luhukay's side secured their league status with a 1-1 draw against Jahn Regensburg last week and after a campaign with highs and lows travel south looking to end their barren away run and sign off into the summer break on a positive note.
LUHUKAY: "YOU ALWAYS GO INTO GAMES TO WIN"
The 2019-20 season ends with a trip to Wehen Wiesbaden on Sunday. At the pre-match news conference, head coach Jos Luhukay devoted plenty of time to answering questions from the Hamburg media, speaking about...
KALLA: "I ALWAYS DID MY OWN THING AND BY ALL ACCOUNTS I DID IT VERY WELL"
Yesterday we summarised Jan-Philipp Kalla's answers from an interactive session with the Hamburg media on different topical issues. In part 2, Schnecke reflects on his career, speaking about…
Thursday 25.06.2020 - First Team
KALLA: "I STILL NEED A FEW MORE DAYS"
Along with the rest of the Boys in Brown, Jan-Philipp Kalla had two days to take a breather after his final appearance at the Millerntor on Sunday. Before returning to the training ground with his teammates, Schnecke met the Hamburg media for a chat. In the first part of a lengthy discussion, he talked about…


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Inauguration of the Gotthard railway tunnel, which enabled the beginning of tourism development in Ticino. Edouard Manet goes through the perspective painting the famous "Bar delle Folies Bergère", his artistic and spiritual testament.
In May, Albino Guidi and Tranquillo Clerici rent the Villa Merlina, built around 1870 by Avv. Viglezio, and inaugurate the Splendide Hotel. In December of the same year the Splendide Hotel was acquired by Riccardo Fedele Gianella, flanked by his cousin Vincenzo Fedele. The "sunflowers" by Vincent Van Gogh are flourishing, while at the Teatro alla Scala in Milan there is the first show of Otello, a grandiose work by Verdiana.
Riccardo Fedele Gianella commissions the first renovation works by Paolito Somazzi. Giacomo Puccini ends the "Madame Butterfly" score, while in the United States the Wright brothers make the first motorized flight in history.
Riccardo Fedele, the nephew of Riccardo Fedele Gianella, takes over the hotel and inaugurates the Villa Maria annex, which stands next to the Splendide, bringing the capacity to 125 beds. Rapsodia in Blu, by George Gershwin, is performed for the first time in the Aeolian Hall in New York, while Man Ray compares photography with painting, painting what he could not photograph and photographing what he could not paint with his Le Violon D 'Ingres.
Over the years, the Grand Hotel Splendide has become a favorite destination for prominent figures of the world stage, including numerous members of royal families. To pay tribute to them, Riccardo Fedele adds "Royal" to the hotel's name. Grace Kelly marries Prince Rainieri of Monaco, while Elvis Presley records Love Me Tender, a song that will contribute to his worldwide artistic ascent.
Fedele Genazzini takes over the management of the Splendide Royal together with his cousin Riccardo Moranzoni. The famous Barbie doll enters the market. It is immediately a huge sales success.
Splendide Royal becomes part of the prestigious The Leading Hotels of the World brand, guaranteeing its guests the highest international quality standards. The single Love Me Do / P.S. I Love You is for sale: it is the debut album of the Beatles.
The heirs of Genazzini and Fedele give the hotel to the Naldi family, who nominate Aniello Lauro as the fourth director of the Splendide. Apple II is born and gives birth to the first personal computer, while in the world of cinema the first episode of the Star Wars saga is broadcasted.
The Naldi Family undertakes a series of improvements, respecting the tradition of the Splendide led by Aniello Lauro and bringing it to become part of the Swiss Deluxe Hotels, a brand that includes the most prestigious luxury hotels in Switzerland. Umberto Eco publishes "Il nome della Rosa" a historical novel that will become a worldwide best seller and the subject of a film with Sean Connery. The San Gottardo road tunnel, the longest motorway tunnel in the world, with a length of 16.9 Km, is also inaugurated.
Inauguration of the Executive wing which is where Villa Maria was. Change of the protocol at the time known as ARPANET, thus starting a computer network that will be transformed into the Internet.
Dr. Roberto Naldi becomes president of the Hotel Splendide Royal and starts a global restructuring program that includes both the accommodation and the common areas. About a year after the fall of the Berlin Wall, the two Germanies return to being a united nation and win the Football World Cup disputed in Italy. Meanwhile in the cinemas the movie "Dances with Wolves" is launched, directed and interpreted by Kevin Kostner.
The Splendide becomes part of the Historic Places of Italy. First call with a GSM mobile phone from the Finnish Radiolinja network and in July the first commercial network is inaugurated. It is the year of the birth of the World Wide Web by the British Tim Berners-Lee who publishes the first website online.
Giuseppe Rossi, successor of Aniello Lauro, takes over the management of the Splendide and implements a quality certification system that brings the hotel to quickly obtain the ISO 9001 certification and the "QQQ" brand of Switzerland Tourism, the highest Swiss certification of quality. It is the international year of planet Earth, proclaimed by the United Nations General Assembly.
Splendide receives the highest hotel classification in Switzerland from Hotellerie Suisse, becoming 5 Star Superior.
The Splendide launches a program of sustainability and social responsibility that leads to the creation of a farm in Kenya, entitled "Splendide Shamba".
The Leading Hotels of the World awards the Splendide Royal the "Happy Guest Award", the most recognized award from the world luxury hotel industry. The same year, the wine cellar "Il Forziere del Vino", an intimate and exclusive area dedicated to the exhibition and tasting of the most important world labels with great attention to the Ticino wine making, is inaugurated.
The chef of the restaurant "I Due Sud" of the Splendide, Domenico Ruberto, is awarded the title "Chef Revelation of the Year of the Canton Ticino" by the renowned gastronomic guide GaultMillau.


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Women in Leadership: Fadoua Bakhadda, Morocco
For the last eight years, Fadoua Bakhadda, has been fighting for changes in the law in her role as the Executive Director of the Moroccan Family Planning Association (AMPF). Many see her as a pioneer for sexual health and reproductive rights.
How did you get into sexual and reproductive health and rights (SRHR)?
When I left school I went to study medicine in Senegal but in my second year I became very ill with typhoid and was forced to return to Morocco. At that point I started a Bachelor's degree in Business Administration in Morocco.
But I promised myself that if I could survive my health problems, I would do something to help others. Senegal was the first place where I had seen poverty, experienced hardship, and understood what it means to be desperate. It made me want to engage in social action and I started teaching orphans.
After graduating, I briefly worked in business but quickly returned to social activism. After completing a Master's in Business Administration I joined AMPF in 2012.
What was AMPF like when you started?
When I arrived, the association was almost bankrupt but I started running AMPF like a social enterprise. Today, our income is three times what it was. We now have 73 staff, over 82 volunteers, and 909 young members.
After joining AMPF, I did a PHD about rural women social empowerment, where I emphasizes the correlation between SRHR and women empowerment. Which is when we started the fight to bring about a new law on abortion in Morocco, working with the Ministry of Health and the Moroccan Human Rights Council. The new law has now been stated by the King and is awaiting ratification from the parliament.
What was it like growing up in Morocco when it came to SRHR?
For me it is deeply personal. My great-grandmother died giving birth to her 11th child because she had no access to family planning.
But I fight for SRHR because it affects everyone regardless of their nationality or age – these rights are the basic needs of human beings.
What taboos were there growing up?
Even today, sex outside marriage is still illegal in Morocco, but no one cares about it – it is not enforced, at least not by the police. A lot of people in rural communities are still controlled by the taboos around these things, but they are much more afraid of their communities than of the law or religion.
People are still having sex outside marriage but there remains a social cost – people risk losing their social power. We are campaigning to prevent sexually transmitted diseases, sexual violence, unsafe abortions, unwanted pregnancies, and so on. The fact that taboos exist around these subjects make all of these problems much worse, as these topics cannot be discussed and take place in the dark.
What problems does this cause?
The situation leads to ridiculous contradictions. The Ministry of Health gives out condoms for free, yet the police can arrest an unmarried person who is found carrying condoms, as it is assumed that they are on their way to have illegal sex. This reflects a more general attitude in Morocco, where a lot of public policy is about avoiding political change and social unrest. A lot of the authorities think of it as a compromise: we will let you have this, but don't demand that we change the law.
Overall, there is less of a taboo around sex today. People and families are becoming more and more open to talking about sex. This is even more the case with reproductive matters, as it concerns married people too, so fewer taboos are involved.
How would you asses SRHR in Morocco now?
I am reasonably pleased with the state of reproductive rights in Morocco, but when it comes to sexual rights we still have a long way to go.
Regarding sexual rights, we are far behind where we need to be. Ministry of Health and other institutions studies have shown that boys become sexually active at 16 and girls at 18. On average, men get married at 31 and women at 28. So there is more than a 10-year gap here of potentially unsafe sexual practices that are not even officially recognized in law. What are we saying? That no one is doing anything for 10 years? We need to open our eyes.
What about Comprehensive Sexual Education (CSE)?
There is no CSE in school. There is one class, of about two hours in total, that covers sexual anatomy. That's not enough and has to change.
We are striving to create comprehensive sexual education in the school curriculum so we can fill the gaps that we see in society when it comes to sexual health.
This is starting with an observatory which we are running in partnership with the Faculty of Education Science at the University of Mohammed V in Rabat and the support of UNFPA.
What are you going to do to celebrate international women's day this year?
In March we will be signing a new partnership between ourselves (AMPF), UNFPA, and a national coalition of ladouls. Ladouls are the authorities that sign marriages into law in Morocco. We will be working to develop a guide and tools to enable young people to marry and have safe sexual relationships. Other than that, I will be hanging out with my husband, our three kids, and our dog, Rocky.
Women in Leadership: Kalpana Apte, India
Women in Leadership: Dr Susan Fan, Hong Kong
Women in Leadership: Abena Amoah, Ghana
More from this blog series
Women in Leadership: Ammal Awadallah, Palestine
Women in Leadership: Julonna Peterson, St Vincent


'Homer Lee' is none other than Branson, Missouri's favorite comedic actor, Terry Wayne Sanders. He's the busiest comedian in town with 16 different jobs in the entertainment field! He's still going strong in his 38th year as a comic headliner now known as 'The Face of Branson'!
Entertaining literally millions of people just like you at Silver Dollar City (an 1880's themed park in Branson) with a wide range of characters have afforded Terry "Homer Lee" Sanders, the opportunity to work with Dolly Parton, Kenny Rogers and the late Bob Hope.
Terry has received the award/title 'COMEDIAN OF THE YEAR' 4-times!
He has his own TV show on The Vacation Channel called 'Branson Country' with 'Terry the Tour Guide' playing 8 characters in that timeframe. This is his 19th season filming this highly rated TV show in HD!
A veteran in films with Annie Potts, Tim Curry and Leslie Nielsen, Terry prefers the one-on-one touch and intimacy with audiences in live performances. In addition to his regular performances at Silver Dollar City and in The Shepherd of the Hills play in Branson playing several roles, Mr. Sanders was the comedian at the Braschler Music Show for 17 years. His comedy antics earned him a regular spot on television's Hee Haw where he worked exclusively with Roy Clark, Grandpa Jones and Minnie Pearl. Since then he's had the pleasure of working for many shows in Branson, MO. like Pierce Arrow, The Grand Jubilee, The Branson Brothers Show, & Shoji Tabuchi as well. This is Terry's 2nd season to be the comedian for 'Classic Country's Patsy Cline Show' with CJ Newsom here in Branson!
This is Terry's 16th season performing in The Shepherd of the Hills play. Terry's sons, Austin & Evan Sanders also perform in America's #1 outdoor drama "The Shepherd of the Hills'.
He is also the host of many personal appearances at Big Cedar Lodge near Branson 10 years! He's in his 10th season to perform at the Baker Creek Seed Company in Mansfield, MO., & 10 years as 'Barney Fife' for the Muscular Dystrophy Association & thehir 'lock-ups'.


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Mass Produced Developers
Massachusetts game development is an ever-changing mix of independent studios, hobbyists, and established game studios. Below are just some of the active studios in the area.
Are you a Massachusetts game developer and don't see your studio on the list? Send us your information and we'll add you to the list of developers.
Erik Asmussen has been building games since 2010. His latest project, Factory Town, a blocky town builder where you automate your production lines with conveyor belts, gravity-powered chutes, and railroads to keep your village happily supplied with goods.
Dejobaan Games
Founded in 1999, Dejobaan Games' Ichiro Lambe has made games across numerous platforms, including the enormously-titled AaaaaAAaaaAAAaaAAAAaAAAAA!!! — A Reckless Disregard for Gravity.
Demiurge Studios
Demiurge Studios makes mobile games featuring deep systems and memorable characters. Their hit mobile games include SEGA Heroes, Marvel Puzzle Quest, and Crazy Taxi Tycoon.
Disruptor Beam turns the world's greatest entertainment brands into hugely successful games loved by highly connected customers. Since 2011, they have published three critically acclaimed titles — GAME OF THRONES ASCENT, STAR TREK TIMELINES, and THE WALKING DEAD: MARCH TO WAR — with more games in active development.
We make fun, creative games for consoles, computers, and mobile devices. Our first two games are Slam Bolt Scrappers and Go Home Dinosaurs. Need help getting your game out the door? We're a full service contact studio capable of handling art, programming, design, and more.
Founded by twelve former Irrational Games developers, our mission is simple: to create immersive, story-driven games for people who love games that ask questions.
Harmonix Music Systems
Harmonix is one of the world's leading independent game development studios, best known for creating blockbuster franchises like Rock Band and Dance Central. We're currently hard at work inventing the future of music gaming.
OtherSide Entertainment
We're an independent game studio with offices in Boston & Austin, focused on providing players with innovative gameplay, immersive worlds & engaging narrative.
Petricore, Inc.
Petricore, Inc. is an interactive software development company located in Worcester, MA that specializes in full-service game development.
Popcannibal
Ziba Scott accidentally started Popcannibal and sometimes thinks he should have added "games" at the end of the company name. Luigi Guatieri crawled out from the sea in New Zealand and now draws pretty pictures. Popcannibal's games include Elegy for a Dead World (with Dejobaan Games), Girls Like Robots (published by Adult Swim) and Fish Listening to Radio.
Proletariat Inc. was founded in 2012 by a group of game-industry veterans from Harmonix, Turbine, and Insomniac who were hell-bent on pushing the boundaries of multiplayer games while demanding a level of quality unheard of for a small studio.
Rockstar Games New England
Rockstar New England, Inc. (formerly Mad Doc Software, LLC) is an American video game developer and a studio of Rockstar Games based in Andover, Massachusetts. Mad Doc Software teamed up with Rockstar Games to develop Bully: Scholarship Edition, a remaster of Bully, which saw widespread success. Rockstar Games' parent company, Take-Two Interactive, acquired Mad Doc Software by April 2008, which became part of Rockstar Games as Rockstar New England.
Silverware Games
At Silverware Games, we make fun games to help people find fun in life. We are building the 'Matchyverse', a series of games staring 'Matchy Star' and friends. To create this universe we successfully released 'MatchyGotchy' a tamagotchi like casual game, 'MatchyGotchy Pack' a set of original papercraft models to build, and 'Matchy's Kooky Cookies' a clicker jam game. Currently we are working on 'MatchyGotchy Z' a sequel to 'MatchyGotchy' and 'Matchy Star' a Match-Them-All twist on a Match3 game.
TEST TUBE GAMES
TestTubeGames is an independent games studio based in Cambridge, Massachusetts. It was founded in 2011 by me, an escaped physics grad student turned educator. My name: Andy. My mission: interactive abstract science.
An independent game studio committed to creating games with heart. Founded in Boston in 2014, The Molasses Flood is made up of a team of former AAA developers who decided to take our own path. Our debut title is The Flame in the Flood, an acclaimed survival journey about forging a river with only your dog by your side.
WB Games Boston
Founded in 1994, WB Games Boston is focused on creating free-to-play games for mobile platforms. We utilize our extensive expertise in creating online worlds that foster powerful social gaming communities to develop our mobile titles, including Game of Thrones®: Conquest.
Zapdot
Zapdot develops interactive experiences for serious, entertainment, commercial, and experimental projects. Our team is filled with ambitious individuals who have shipped titles for console, mobile, web, and desktop platforms since 2009. We are an active member in the local and global community. Zapdot sponsors local meetups and developer events, and provides advice and mentorship to students and aspiring developers. We also contribute to open-source projects and share our tools to help others develop effectively and efficiently.
Zelgor
Zelgor is building an entire galaxy of interconnected mobile games, catering to the largest category of gamer: the Noob! Anyone who has played an online game has probably been called a noob at least once, and that's ok. If you're a Noob, Zelgor is building an entire Universe for you!
Not on the list? Send us your info.
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Two-piece cupboard from the 1960s. High-quality cabinet in teak veneer with two cabinet doors, four shelves and new time-typical hairpin legs in black.
Quality features:
- Very good processing
- High-quality materials
- Body solid edge
- Made in Denmark, Manufacturer: Søborg Møbelfabrik (branding on the body)
Søborg Møbelfabrik
This piece has an attribution mark
Mid-Century, Scandinavian Modern
Restored — this vintage item is in very good condition because it has been refreshed through new upholstery and/or refinishing.
Light wear consistent with age and use, Completely restored, Restored, Slight traces of use
GPP-574215
Veneer, Teak
Danish furniture manufacturer Søborg Møbelfabrik was founded in 1890 by cabinetmaker Jacob E. Jacobsen. Dedicated to producing consistently high-quality furniture that showcased the Danish design tradition, Søborg Møbelfabrik—which was managed by generation after generation of the Jacobsen family—has worked with some of Denmark's most celebrated mid-century furniture designers.
Located in the suburbs of Copenhagen, the traditional cabinetmaking workshop established by Jacob Jacobsen was modernized by his sons Arne (1899-1977, no relation to the mid-century designer Arne Jacobsen) and Orla (1895-1980) when they took over in 1930. They collaborated with several important cabinetmakers, architects, and burgeoning designer talents over the mid-century period, including Peter Hvidt (1916-1986) & Orla Mølgaard-Nielsen (1907-1993), Mogens Lassen (1901-1987), Børge Mogensen (1914-1972), and Bernt Petersen (1937-2017).
Throughout the 1940s and '50s, Søborg Møbelfabrik participated in the annual exhibitions held by the Copenhagen Guild of Joiners. In 1942, architect Mogens Lassen designed a solid mahogany stool in a sculpted semi-circle shape for the Guild of Joiners' furniture exhibition at the Museum of Industrial Art in Copenhagen. Other notable designs for Søborg include Mogensen's King of Diamonds Chair (1944) and Chinese Cabinet (also 1944, exhibited at the Guild of Joiners) and Peter Hvidt and Orla Mølgaard-Nielsen's No. 302 cabinet, No. 309a sideboard, No. 311 dining set, and No. 316 and 317 chairs (all 1950s).
In 1976, designer Christian Hvidt (b. 1946) collaborated with Søborg, creating several designs for home and office furniture. His SM03, SM76, and SM200 wall units are among his most renowned designs. Søborg Møbelfabrik continues to produce a wide range of contemporary and classic designs, and is also licensed to sell designs originally produced by the manufacturers Carl Hansen A/S, Fritz Hansen, Fredericia, Erik Jørgensen, and Rud Rasmussen.
Images courtesy of Søborg Møbelfabrik
Modular Cabinet from Störmer + Sohn Furniture Factory, Germany, 1960s
Coffee Table by Sven Ellekaer for Christian Linnenberg, 1960s
Helga Müller, Sources, Norway, 1999, Acrylic on Paper
Sideboard, 1960s
Berber Carpet, 1960s
Teak Armchair, 1950s
Walnut SIdeboard, 1950s
Lounge Chair, 1960s
Black Metal and Resopal Trolley, 1950s
Sideboard by Cees Braakman for Pastoe, 1950s
Marble Dining Table, 1960s
Bubble Glass Wall and Ceiling Lamp from Glashütte Limburg, 1960s
Shoe Cabinet, 1950s
Chest of Drawers, 1960s
Middle Eastern Carpet, 1960s
Porcelain Mirror, 1930s
Dining Chairs by Henning Sørensen, 1960s, Set of 4
Helga Müller, Young Man Sitting, 1997, Acrylic on Paper
Chest of Drawers from Hundevad & Co., 1960s
Dining Chairs from Wilkhahn, 1950s, Set of 4
Getting cozy with Danish Design
Field Notes: From Hygge to Lagom
Pamono editors spotlight the latest trends in vintage Swedish design
Coffee Table with Three Circular Tops
Alla Carta interprets Greta Magnusson Grossman
Vintage Cabinets
Søborg Møbelfabrik Cabinets & Wardrobes
Mid-Century Cabinets
Contemporary Cabinets
Scandinavian Modern Cabinets


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Bridge Engineering
Fire Protection and Life Safety
Geotechnical and Geological
Heavy Movable Structures
Metallurgy and Applied Mechanics
Architectural Finishes and Materials
Building Enclosures
Enclosure Commissioning
Materials Evaluation and Testing
Product Development, Evaluation, and Testing
Structural Load and Fatigue Testing
Building Enclosure Testing
Condition Evaluation
Construction Observation and Troubleshooting
Difficult Access and Drone Survey
Nondestructive Evaluation
Structural Load Testing
Failure and Damage Investigation
Litigation Consulting
Repair and Rehabilitation
Systems and Components
Clients from a variety of markets and industries rely on WJE professionals to listen to their needs, inform them of all available options, and develop a solution that delivers value.
Testing and Research
With a team of industry-leading engineers and scientists, WJE's Janney Technical Center—along with laboratories in Austin and Cleveland—provides advanced testing and forensic capabilities to solve the most technically challenging problems related to structures, construction materials, and manufactured components.
Extraordinary people continue to be the foundation of our success. Our engineers, architects, and materials scientists have expertise in developing solutions for all aspects of new and existing structures.
WJE PROJECTS
Our team has investigated, tested, and repaired more than 175,000 projects involving almost every type of construction material, structural system, and architectural component. We've extended the life of countless structures, improved the construction industry's understanding of why structures fail, and formulated numerous ways in which they can be preserved.
Building on more than sixty-five years of finding innovative solutions to construction-related problems, WJE recognizes the value of knowledge sharing and collaboration, not just among our employees but with our industry colleagues as well.
WJE regularly hosts webinars on interesting topics and challenges related to the built world. We encourage you to search through our library for subjects of interest to you. Watch, listen, and share with others.
Experience WJE's capabilities, project work, laboratories, and company culture as told by our staff and clients in this selection of videos.
WJE encourages its engineers, architects, and materials scientists to contribute to the ongoing dialogue of the built world through the sharing of presentations at conferences, seminars, and other educational forums. Please check back on a regular basis to see where a WJE expert will be speaking next.
WJE has developed informational websites containing general information regarding specific facade and seismic ordinances in various cities throughout the United States and California, respectively. These websites are intended for use by individuals seeking an introduction to facade and seismic ordinances.
FACADEORDINANCE.COM
SEISMICORDINANCES.COM
Careers at WJE
WJE offers a career alongside the best and brightest in our industry. We work on fascinating projects. Clients worldwide seek our expertise to solve the most significant, interesting, and challenging problems of the built world. Whether you bring years of experience to the team or you're just starting your career, WJE is a great choice.
With global capabilities, WJE can respond quickly to assignments around the world. WJE's Northbrook, Illinois, campus includes our headquarters and one of the most advanced facilities anywhere for construction-related investigations, instrumentation, and research.
Northbrook (Global HQ)
KNOWLEDGE // WEBINARS
Cracking Me Up: Petrographers' Insight into Concrete Cracking
Daniela Mauro, Senior Associate
Karla A. Salahshour, Senior Associate
Concrete cracks. It's a fact of life. The uncertainty and challenges lay in determining the reason why a concrete structure or element has cracked.
In this one-hour webinar, WJE petrographers Daniela Mauro and Karla Salahshour discuss common causes of concrete crack formation and share case studies from their own experience that highlight a range of conditions, including what cracking may look like in the field versus what a petrographer sees in the lab and the implications of this distinction. Illustrated by field images and photomicrographs, the presentation examines more common cracking patterns and causes and other less common deterioration mechanisms.
By the end of the presentation, you will be able to:
Recognize common causes of concrete cracks,
Identify the mechanisms of several common causes of cracks,
Explain the laboratory techniques used to determine the causes of cracks, and
Describe the benefits of material analysis.
more to learn
View this webinar in our interactive audience console to access related resources, submit questions to the presenter, and download a certificate of completion.
MORE Webinars >
JOIN WJE WEBINAR
WJE's Janney Technical Center (JTC) provides advanced testing and forensic capabilities to... MORE >
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Services | Materials Evaluation and Testing
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Wiss, Janney, Elstner Associates is committed to helping our clients solve, repair, and avoid problems in the built world. Supported by unparalleled laboratory and field testing capabilities, our team of engineers, architects, and materials scientists brings an enthusiasm for problem solving and a hands-on technical approach to every challenge.
Ask the Structure and Solutions for the Built World are trademarks of Wiss, Janney, Elstner Associates, Inc.
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Entertainment Articles
E! Network's Giuliana Rancic announces she has breast cancer, Hackers post...
E! Network's Giuliana Rancic announces she has breast cancer, Hackers post porn on Sesame Street Youtube Page, and more
By Valerie Schirmer at 12:17 am on Wednesday October 19, 2011
E! Star Giuliana Rancic Announces She Has Breast Cancer
Giuliana Rancic's life is pretty much an open book. She has let viewers in on everything from meeting her husband, to marrying him in Italy, to the struggles the couples have had with conceiving a child.
Now the E! star has given fans an even closer look into her personal life by announcing on that she has been diagnosed with breast cancer.
During an interview on "The Today Show," the 37-year-old host of E! News revealed she found out about the disease while preparing for IVF treatment.
Doctors managed to catch the disease in its early stages, so hopefully, after her upcoming surgery and radiation, she'll be able to announce that she's cancer-free.
Her family at E! has expressed their support for Rancic and her recovery. We do, too!
Sesame Street YouTube Page Hacked With Porn
If you went to YouTube looking for your Sesame Street fix this past weekend, then you may have gotten quite a shock.
Instead of seeing an episode brought you by the letter A, viewers got to see a little XXX.
Hackers managed to get into the site and replaced all the Muppet goodness with some hardcore porn!
Not only did the hackers tack on a pretty nasty video, they also changed the page's information so that it reflected the new, um, theme.
Links to the channel's shows brought visitors to the porn film First Anal Quest: Angelica.
Luckily, the people over at YouTube were pretty quick to realize something was wrong and took the page down after about 20 minutes.
The whole page had been removed, but it's now back and once again kid-friendly.
Disney's Mitchel Musso Busted For DUI
You'd think that gaining your fame on the Disney Channel would help you to grow up clean-cut and drama free. Yeah, no! Britney Spears and her past craziness, That's So Raven's Orlando Brown's arrest for drunk driving, and Brenda Song's recent controversy of getting pregnant by Miley Cyrus' tattooed brother have managed to prove otherwise.
Yet another Disney star has managed to get himself into some trouble. 20-year-old Mitchel Musso has been arrested for drunk driving.
The actor, who currently stars on Pair of Kings, provides the voice of Jeremy of Phineas and Ferb, and is perhaps best known as playing Oliver Oken on Hannah Montana, failed a breathalyzer test in Burbank, CA. He was booked, had bail set for $5,000, and spent some time drying out before being released. He didn't have to pay his bail charges thanks to having no outstanding warrants.
Valerie Schirmer is a freelance writer/editor who has written about a wide variety of topics for newspapers, magazines, and websites. She currently resides in South Jersey with her husband, daughter, and a crazy dachshund.
Contact Valerie at writerval@comcast.net
Follow us on Philly2Philly's Facebook page! And, don't forget to "like" Philly2Philly
Photo of Giuliana Rancic from pr.com
Photo of Sesame Street from contactmusic.com
Sesame Street article photo: muppet.wikia.com
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Jacob Markstrom of the Vancouver Canucks pauses following giving up a goal to Brayden Schenn of the St. Louis Blues at 15:41 of the first period in...
Jacob Markstrom of the Florida Panthers skates against the Montreal Canadiens at the Bell Centre on September 27, 2010 in Montreal, Canada.
Goalie Jacob Markstrom of the Vancouver Canucks slides over to stop Johnny Gaudreau of the Calgary Flames in close during NHL action at Rogers Arena...
Jacob Markstrom of the Vancouver Canucks reaches back with his bare hand to make a save as Mathieu Perreault of the Winnipeg Jets, Jake Virtanen and...
Jacob Markstrom of the Calgary Flames makes the second period save on Sammy Blais of the New York Rangers at Madison Square Garden on October 25,...
Evgeni Malkin of Team Russia tries to get off a shot against Jacob Markstrom of Team Sweden during the World Cup of Hockey at the Air Canada Center...
Alex Tuch of the Vegas Golden Knights scores a goal past Jacob Markstrom of the Vancouver Canucks during the second period in Game Two of the Western...
Troy Brouwer of the St. Louis Blues ends up under Jacob Markstrom of the Vancouver Canucks during the second period in Game One of the Western...
Jacob Markstrom of the Vancouver Canucks is congratulated by teammate Brock Boeser after Markstrom recorded his first career shutout with the 3-0 win...
Jacob Markstrom of the Vancouver Canucks looks on from his crease during their NHL game against the Chicago Blackhawks at Rogers Arena February 12,...
Jesper Fast of the New York Rangers celebrates his second period goal against Jacob Markstrom of the Vancouver Canucks at Madison Square Garden on...
Bruce Coleman of the New Jersey Devils shoots past Alex Biega as he scores on Jacob Markstrom of the Vancouver Canucks during their NHL game at...
Kevin Hayes of the New York Rangers scores on goalie Jacob Markstrom of the Vancouver Canucks during the third period in NHL action on November 15,...
Tanner Pearson of the Los Angeles Kings scores on Jacob Markstrom of the Vancouver Canucks during the overtime shootout period at Staples Center on...
Connor McDavid of the Edmonton Oilers tries to put a shot past goaltender Jacob Markstrom of the Vancouver Canucks on March 18, 2016 at Rexall Place...
Jacob Markstrom of the Vancouver Canucks reaches back with his bare hand to make a save as Mathieu Perreault of the Winnipeg Jets and Luca Sbisa of...
Nikita Kucherov of the Tampa Bay Lightning scores in overtime on Jacob Markstrom of the Vancouver Canucks during their NHL game January 9, 2016 in...
Anze Kopitar of the Los Angeles Kings celebrates his overtime goal in front of Radim Vrbata and Jacob Markstrom of the Vancouver Canucks 25 for a 2-1...
Max Pacioretty of the Montreal Canadiens gets the puck past goaltender Jacob Markstrom of the Vancouver Canucks and scores during the NHL game at the...
Jacob Markstrom of the Vancouver Canucks looks on from his crease during their NHL game against the Colorado Avalanche at Rogers Arena April 10, 2014...
Steven Stamkos of the Tampa Bay Lightning shoots and scores in a shoot out against Goaltender Jacob Markstrom of the Florida Panthers at the BB&T...
Jonathan Toews of the Chicago Blackhawks scores a shoot-out goal past goaltender Jacob Markstrom of the Florida Panthers at the BB&T Center on...
Ilya Kovalchuk of the New Jersey Devils returns from injury and screens Jacob Markstrom of the Florida Panthers during the second period at the...
Goaltender Jacob Markstrom of the Florida Panthers looks up at the rebound of a shot by the Winnipeg Jets at the BB&T Center on March 8, 2013 in...
Ilya Kovalchuk of the New Jersey Devils puts the puck into the back of the net past Jacob Markstrom of the Florida Panthers for the game-winning goal...
Patric Hornqvist of the Florida Panthers scores a powerplay goal at 5:58 of the first period against Jacob Markstrom of the Calgary Flames on January...
Mathew Barzal of the New York Islanders is stopped during the second period by Jacob Markstrom of the Calgary Flames at the UBS Arena on November 20,...
Jacob Markstrom of the Calgary Flames makes the second period stop on Oliver Wahlstrom of the New York Islanders at the UBS Arena on November 20,...
Jacob Markstrom of the Calgary Flames blocks a shot by Travis Konecny of the Philadelphia Flyers during the second period at Wells Fargo Center on...
Ryan Lindgren of the New York Rangers falls back on Jacob Markstrom of the Calgary Flames during the second period at Madison Square Garden on...
Patrick Kane of the Chicago Blackhawks scores a shoot out goal for the win against Goaltender Jacob Markstrom of the Florida Panthers at the...
Jacob Markstrom of the Florida Panthers stops the puck in front of Max Pacioretty of the Montreal Canadiens during the NHL game at the Bell Centre on...
Max Pacioretty of the Vegas Golden Knights celebrates with William Karlsson after scoring a goal past Jacob Markstrom of the Vancouver Canucks during...
William Karlsson of the Vegas Golden Knights celebrates after scoring a goal past Jacob Markstrom of the Vancouver Canucks during the third period in...
Alex Tuch of the Vegas Golden Knights scores a goal past Jacob Markstrom of the Vancouver Canucks during the first period in Game Three of the...
Max Pacioretty of the Vegas Golden Knights celebrates his third period goal along with Nate Schmidt against Jacob Markstrom of the Vancouver Canucks...
Alex Tuch of the Vegas Golden Knights scores on Jacob Markstrom of the Vancouver Canucks at 16:34 of the second period in Game One of the Western...
Mark Stone of the Vegas Golden Knights celebrates his second period deflection goal against Jacob Markstrom of the Vancouver Canucks at 11:35 of the...
Reilly Smith of the Vegas Golden Knights scores on the power-play at 2:13 of the second period against Jacob Markstrom of the Vancouver Canucks in...
The St. Louis Blues celebrate a second period goal by Ryan O'Reilly against Jacob Markstrom of the Vancouver Canucks in Game Four of the Western...
Brayden Schenn of the St. Louis Blues scores the game winning goal at 15:06 of overtime against Jacob Markstrom of the Vancouver Canucks in Game Four...
Justin Faulk of the St. Louis Blues scores a second period goal against Jacob Markstrom of the Vancouver Canucks in Game Four of the Western...
Brayden Schenn of the St. Louis Blues jumps to screen Jacob Markstrom of the Vancouver Canucks during the second period in Game One of the Western...
The Vancouver Canucks celebrate their 5-4 win on a goal by Christopher Tanev at :11 in overtime to defeat the Minnesota Wild in Game Four and the...
Sebastian Aho of the Carolina Hurricanes scores the game-winning goal against Jacob Markstrom of the Calgary Flames during the overtime period of an...
Brendan Gallagher of the Montreal Canadiens tips the puck past goaltender Jacob Markstrom of the Calgary Flames during the second period at Centre...
Adam Larsson of the Edmonton Oilers scores against goaltender Jacob Markstrom of the Calgary Flames during the second period an NHL game at...
Jacob Markstrom of the Calgary Flames stops a shot from William Nylander of the Toronto Maple Leafs during an NHL game at Scotiabank Saddledome on...
Derick Brassard of the New York Islanders gets caught under Jacob Markstrom of the Vancouver Canucks during the second period at the Barclays Center...
David Pastrnak of the Boston Bruins scores on Jacob Markstrom of the Vancouver Canucks in the game between Atlantic Division v Pacific Division...
Jakob Silfverberg of the Anaheim Ducks scores a shorthanded goal on Jacob Markstrom of the Vancouver Canucks, to take a 1-0 lead, during the first...
Alex Chiasson of the Edmonton Oilers can't get the puck past goaltender Jacob Markstrom of the Vancouver Canucks during the second period at Rogers...
Oscar Klefbom of the Edmonton Oilers can't get past goaltender Jacob Markstrom of the Vancouver Canucks during the second period at Rogers Place on...
Jacob Markstrom of the Vancouver Canucks allows a goal by Reilly Smith of the Vegas Golden Knights during the second period at T-Mobile Arena on...
Sam Bennett of the Calgary Flames knocks the loose puck past goalie Jacob Markstrom of the Vancouver Canucks for a goal in NHL action on February...
Jacob Markstrom of the Vancouver Canucks blocks a shot by Erik Haula of the Vegas Golden Knights in overtime of their game at T-Mobile Arena on...
Markus Granlund and Jacob Markstrom of the Vancouver Canucks celebrate after the team's 3-2 shootout victory over the Vegas Golden Knights at...
Mikael Backlund of the Calgary Flames takes a shot on Jacob Markstrom of the Vancouver Canucks during an NHL game at Scotiabank Saddledome on October...


Hugh Sinclair holds an economics degree with a specialization in econometrics; a masters degree in corporate finance; and an MBA from IESE Business School. He worked at Barclays and ING Barings in corporate finance, derivatives, and as a trader, in Canada and the UK. Since 2002 he has worked in SME and microfinance, and lived in Mozambique, Mexico, Mongolia, Argentina and the Netherlands. His specializations include strategic planning, logistics, MIS and back-office restructuring, productivity/PAR improvement, and competitive positioning. The author of "Confessions of a Microfinance Heretic," hecurrently works as a consultant for a select group of clients who strive to provide ethical, beneficial microfinance to the poor.
NexThought Monday (2/10/14) – The Kiva Fairytale: It's a microlending superstar – but who is it really serving?
Beloved by the public and celebrated by the likes of Bill Clinton and Oprah, Kiva is perhaps the most famous microlender in the world. It lets users lend small amounts via the Internet to individual low-income entrepreneurs, based on their personal stories and photos. But according to Hugh Sinclair, it's focused more on making lenders feel good than on actually helping the poor.