text:
International Women's Day: Resources For Women-Identifying Artists & Musicians
International Women's Day (IWD) is a global celebration of women's achievements in their momentous fight for equal rights – and a recognition of the challenges and struggles they continue to face head-on.
Since the COVID-19 pandemic began, women have accounted for 55% of the job loss seen in the U.S., and freelance artists and independent musicians have been impacted greatly.
We have compiled an updated list of resources for all women-identifying artists and musicians that we hope will help as we enter a more optimistic path to returning art to the real world again.
Residencies, Workshops, & Fellowships
Featured Opportunity
Arts/Industry
Residents explore the creative potential of industrial materials and techniques during three months spent at either the Kohler Co. Pottery or Foundry to develop work in ceramic, cast iron, and brass. Read more on Hyperallergic.
Deadline: March 14, 2021 | artsindustry.org
Velvetpark Media
Summer/Fall Visual Arts Residency
The application is open to LGBTQ+ visual artists working in a variety of forms ranging from digital and new media to traditional mediums. The resident will be awarded a Brooklyn studio for six months to complete a project or series of works.
Deadline: April 30, 2021 | velvetparkmedia.com
Creative Residency
This program gives creative individuals the opportunity to explore their passion and process by focusing on a personal project for one year. Residents receive a full salary, health benefits, and more. Artists can also apply to Adobe's Community Fund for the chance to receive grants or paid commissions of up to $5,000.
Deadline: March 14, 2021 | adobe.com
Bethany Arts Community
Fall 2021 Residencies
BAC offers 12-day residencies to emerging and established artists for the development of both new works and works in progress. Artists working across most disciplines are eligible to apply.
Deadline: April 15, 2021 | bethanyarts.org
Brown University Center for the Study of Race and Ethnicity in America
Spring 2022 Practitioner Fellows
Artists, media makers, and writers whose work focuses on race, ethnicity, and/or indigeneity in the US can apply for this virtual fellowship, which includes a $10,000 stipend plus up to $1,500 each in research/project funds.
Deadline: March 31, 2021 | brown.edu
Fire Island Artist Residency
Poetry and Visual Arts Residencies
Five emerging artists who identify as LGBTQ+ will share a live/work space in Cherry Grove, Fire Island, for a four-week program in which leaders in contemporary art provide mentorship and public lectures.
Deadline: April 2, 2021 | fireislandartistresidency.org
James Gallery at CUNY
Ethics and Labor in Art History Workshop
Art history graduate students can apply to join this two-day convening on the state of the field, employment conditions, and the ethical transgressions and future directions of the discipline. Participants will receive a $100 stipend.
Deadline: March 15, 2021 | centerforthehumanities.org
Emerging Voices Fellowship
Twelve fellows will receive an honorarium of $1,000 as part of a five-month immersive mentorship program for early-career writers from communities traditionally underrepresented in the publishing world.
Deadline: March 17, 2021 | pen.org
Studio Museum in Harlem
Artist-in-Residence
Three emerging artists of African or Afro-Latinx descent working in any media will receive institutional guidance, professional development, research support, and a $20,000 stipend paid biweekly over the eleven-month residency.
Deadline: April 19, 2021 | studiomuseum.org
Exhibition & Writing Opportunities
CUE Art Foundation
2022 Solo Exhibition Open Call
Emerging and under-recognized artists will receive resources to present an exhibition at CUE in 2022, including a $5,000 honorarium, mentor support from an established artist or curator on the jury, and more.
Application Fee: $15/Free for members
Deadline: March 12, 2021 | cueartfoundation.org
Fix, Grist's solutions lab, is looking to publish 12 climate-fiction short stories that envision the next 180 years of equitable climate progress by writers from anywhere in the world. $8,700 in prizes is available.
Deadline: April 12, 2021 | grist.org/fix
Session Open Call
Selected artists will receive a project stipend, artist's fee, mentorship, and approximately two months to transform Recess into a hybrid of a productive studio space and dynamic exhibition platform.
Deadline: April 10, 2021 | recessart.org
Emergency Grants & Resources
Hyundai Motor Group
VH Award for Emerging Asian Media Artists
Five shortlisted artists will each receive a $25,000 production grant and the opportunity to participate in online residency programs with Eyebeam. The Grand Prix winner will receive an additional $25,000. Read more on Hyperallergic.
Deadline: March 18, 2021 (midnight March 19 KST) | vhaward.com
Fulcrum Fund COVID Relief Grants
New Mexico-based visual artists can apply for $1,000 grants to pay for essentials. Artist-run or alternative art spaces focused on visual arts can apply for grants of up to $5,000 to support their operations.
Deadline: April 2, 2021 | 516arts.org
#Above4Fund
For black women artists
Offering monthly awards starting at $1,000 from April 2020 to August 2020 and may continue into January 2021
The application must be received by the 1st of every month
The Adolph & Esther Gottlieb Emergency Grant
For qualified painters, printmakers, and sculptors who are able to demonstrate a minimum involvement of ten years in a mature phase of his or her work
One-time assistance for a specific emergency
The maximum amount of this grant is $15,000; an award of $5,000 is typical
This program has no deadlines
Artist + Activist Relief Fund
For artists and activists whose work has been impacted by COVID-19
Grants of $250 awarded to selected applicants on an on-going basis dependent upon available funds
Arts and Culture Leaders of Color Emergency Fund
For those who BIPOC (Black, Indigenous, People of Color) artists and arts administrators
A one-time micro-grant of $200
Artists Fellowship Emergency Aid
For professional fine artists and their families dealing with immediate medical emergencies and their aftermaths
Year-round opportunity, except in the months of July and August
Best time to apply in at the beginning of the month
Artist Relief Project
For any artist in any discipline who has been impacted by COVID19-related cancellations and closures
Stipends and support were given on a first-come, first-serve basis with a one-time emergency stipend of $200 and free resources and support to pursue alternative economic opportunities
Alternative needs-based opportunity was also available
Sign up for their newsletter to stay informed on future opportunities
Artist Relief Fund
For working artists in dire financial hardship due to COVID-19
Grants of up to $5,000
Deadline not specified
For freelance artists looking for funding opportunities, wellness support, job opportunities, or information on how to take action to advocate for the arts
Crews Nation Global Relief Fund for Live Music Crews
For live music crews who have been directly impacted as shows are put on pause due to COVID-19
Accepting applications in phases based on when shows were originally scheduled to play
Emerging Artist Initiative
For 30 young creatives and arts professionals
Providing a one-time relief donation of $500
The application window has closed
Check their website for updates about other resources
For freelancers who primarily reside in the United States and experiencing a sudden decrease of at least 50% of income as a direct result of the COVID-19 pandemic
Assistance of up to $1,000 per household
Applications may be temporarily closed, check their website for updates
Foundation of Contemporary Arts, Artist Relief Fund
For artists who have had performances or exhibitions canceled or postponed because of the COVID-19 virus
Grants of $1,500 will be awarded to select applicants
Deadline is December 1, 2020
The Haven Foundation
For freelance professional artists who have experienced a recent, unforeseen emergency or triggering event that has significantly and adversely affected the qualified person's ability to produce, perform and/or market his/her work and, thus, creates the need for immediate relief funds and/or assistance
All work must be done in the United States
The Jazz Foundation's Musicians' Emergency Fund
For musicians who have made a living playing blues, jazz, and roots music
Support programs include housing and emergency assistance, pro-bono medical, disaster relief, and COVID-19 emergency funding
Musicians Foundation Fund
For musicians of any genre in a time of acute need, due to personal, medical, dental, or family crisis, natural disaster, or other emergency situation
Grants typically range in amount from approximately $500-$3000
PEN America, Writers' Emergency Fund
For professional writers
Grants of $500 to $1,000 based on applications that demonstrate an inability to meet an acute financial need, especially one resulting from the impact of the COVID-19 outbreak
Applications are currently paused, but an update will be provided on their website in mid-September
The Photographer Fund
For photographers who are facing financial hardships
No longer accepting submissions
Check their website for updates on future deadlines and programs
The Recording Academy and MusiCares Relief Fund
For music professionals affected by the Coronavirus pandemic
COVID-19 emergency fund has closed
Other resources are still available for artists
Relief Fund for Muslim Artists and Activists
The application window is temporarily closed, please check their website for updates
Sweet Relief Musicians Fund
For musicians and music industry workers affected by the Coronavirus
A donor-directed fund
Queer Writers of Color Relief Fund
For queer writers of color only
Grants of $100 to $500 based on need
Applications have been paused, please check their website for updates
Boston Artist Relief Fund
For individual artists who live in Boston whose creative practices and incomes are being adversely impacted by Coronavirus Disease 2019 (COVID-19)
Grants of $500 to $1,000
The application window will be open on a rolling basis
Boston Music Maker Relief Fund
For Boston-area music makers experiencing lost income as the result of performance cancellations related to COVID-19
grants of up to $200 will be paid rapidly on a first-come, first-served basis to affected artists and groups
The application window closed on April 30, 2020
Other resources are available on their website
Cambridge Artist Relief Fund
For arts organizations and artists who live, work, create, and/or perform in Cambridge
This fund has been closed, check their website for other local resources
Cambridge COVID-19 Emergency Fund
For Cambridge residents – or people whose main source of income emanates from Cambridge, MA
One-time grants ranging from $200 to $1,000 will be made available on a rolling basis until funds are depleted
This fund has been closed
COVID-19 Arts Aid PHL
For individual artists whose operations, work and livelihood have been deeply affected by the COVID-19 pandemic
Up to $500 for working artists and up to $1,000 for small arts and culture organizations in Philadelphia, Bucks, Chester, Delaware, and Montgomery counties
Erie Arts & Culture's Emergency Financial Assistance Fund
For creative or cultural professionals in the Erie region
Apply for grants of up to $500
Greater Pittsburgh Emergency Fund for Artists
For artists and creative workers living in Allegheny, Beaver, Butler, Washington, Lawrence, Indiana, Greene, Fayette, Washington, and Westmoreland counties
This fund has been closed to new applicants
Theatre Community Benevolent Fund
For active individual theater practitioners and all operational non-profit organizations of Greater Boston and the surrounding areas
Individual funding will be between $500 and $1,500 based on individual circumstances and documentation of specific COVID 19 losses
Mass Cultural Council Relief Fund for Individuals
For individual artists and independent teaching artists/humanists/scientists who have lost income derived from their work
Applications closed on April 22, 2020
Visit their website to learn more about other opportunities for support
New York, Max's Kansas City Project
For professionals in the creative arts living in New York or who have been affiliated with Max's Kansas City
Funding is determined according to the individual's need and is disbursed in the form of a grant not to exceed $1000
NYC Dancers Relief Fund (COVID-19)
For freelance dance artists who have suffered financial losses due to the spread of the COVID-19 (coronavirus) and the government enforced social restrictions
Funds will be distributed in increments of up to $500 and will not exceed $1,000
Closed until further notice, visit their website to learn more
NYC Indie Theater Fund
For individuals working in NYC independent theater (Off-Off-Broadway in theater houses of 99 seats or less), operating with budgets under $250,000
Grants will be awarded on an on-going basis until funds run out
Tri-State Relief Fund
For tri-state non-salaried workers in the visual artists
Applicants may apply for cash grants of up to $2,000
Application window was open on a rolling basis and has since closed
The Vermont Community Foundation
For artists and arts and cultural organizations located in the state of Vermont
Multiple opportunities available
Some grant deadlines have changed, visit their website to find details
Vermont Rapid Response Artist Relief
For artists who have lost income due to the loss of a job or cancellation of a specific, scheduled gig or opportunity (e.g., commissions, performances, contracts, workshops, classes, etc.) because of COVID-19
Applications are now closed
Visit their website to learn more about awardees
The Arts Commission Artist Relief Fund, Toledo
For individual artists and artist collectives with a residence or a creative studio within 25 miles of downtown Toledo
Application window has closed
Chicago Theatre Workers Relief Fund
For Chicago-area theatre professionals
Grants of up to $500 on a first-come-first-served basis
Chicago Dancers' Fund
For dance professionals based in Chicago
May provide up to $4,000 annually to a dance professional facing a critical health need
Deadline is not specified
Chippewa Valley Artist Relief Fund
For artists/creatives, living in the Chippewa Valley, in need of support due to event/gig cancellations, the inability to sell your work/book shows, and/or lost revenue from your day job being eliminated from the coronavirus outbreak
Individual distributions are capped at $500
Crosshatch Artist Emergency Fund
For individual artists (not non-profits or institutions) who earn 33% or more of their income from their art, who have lost income because of COVID-19 related cancellations, and who live in the 5-county area of Antrim, Benzie, Grand Traverse, Kalkaska and Leelanau, MI
Maximum request of $500
Greater Columbus COVID-19 Emergency Relief Grants for Artists
For professional, working artists (age 18 and older) who live in Franklin County
Grants of up to $1,000, with priority being given to those with the direst needs of shelter, food and other essentials
Application window will be open on a rolling basis
Indy Arts & Culture COVID-19 Emergency Relief Fund
For individuals working in the arts sector and impacted by the current public health crisis, specifically independent artists and staff working for small-to-midsize nonprofit arts and cultural organizations
Rapid response grants of $500
Season of Concern Chicago
For any member of the Chicago theater community who is dealing with serious medical issues, including those that may result from COVID-19 infection
Proof of testing positive for the virus is required
Springboard for the Arts Personal Emergency Relief Fund
For artists in Minnesota
Request up to $500 to compensate for canceled work that was scheduled and lost
The application window will open on a rolling basis dependent upon available funds
ArtsGreensboro Artist Emergency Relief Fund
For artists of Greater Greensboro
ArtsGreensboro will disperse funds weekly, based on available funds
Atlanta Artist Relief Fund
For artists who are unable to leave their home or out of work
Delivering free home-cooked, nutritious meals to doorsteps
Charlottesville Emergency Relief Fund for Artists
For artists living in the Charlottesville area including the city of Charlottesville or the counties of Albemarle, Fluvanna, Greene, Louisa, or Nelson
Durham Artist Relief Fund
For artists and arts presenters in Durham, NC who have been financially impacted by cancellations due to COVID-19
Priority given to BIPOC artists, transgender & nonbinary artists, and disabled artists
Grants will be disbursed once per month depending on available funds
EASL
For visual artists located in North Texas
Houston Arts Alliance
For artists and arts organizations headquartered within Houston city limits
All city-funded grant programs are currently closed
Sign up to receive information about future deadlines and programs
New Orleans Business Alliance Relief Fund for Gig Workers
For gig economy workers who have been directly impacted via loss of income
Awards of $500 – $1,000 dependent on a determination of need
The application window is temporarily suspended, visit their website to learn more
North Carolina Artist Relief Fund
For artists and arts presenters in North Carolina who have been financially impacted by gig cancellations due to the outbreak of COVID-19
Oolite Arts Relief Fund for COVID-19
For visual artists who live in Miami-Dade County
Request up to $500 to cover lost income due to the novel Coronavirus
Application window closed on April 16, 2020
Visit their website to learn more
Red Dirt Relief Fund
For individuals currently residing in Oklahoma and has been working in the music industry for at least 5 years
Each recipient is eligible for up to $3,000 annually, or $10,000 maximum in a lifetime, depending on circumstances
United Way of Greater Houston
For artists based in the Greater Houston area
Call 2-1-1 to get a personalized list of help available for you. No obligations or sign up required. You can also access their resources online by clicking the link above.
4 Culture Cultural Relief Fund
For artists and arts groups in King County, Washington
Grants up to $2,000 for COVID-19-related emergencies
This fund has closed, please visit their website for other resources
Black Cube Video Project
For Colorado-based artists
Awarding 10 artists $200 each for selected video submissions
The application window closed April 10, 2020
California Relief Fund for Artists and Cultural Practitioners
For more than 900 California-based individual artists and cultural practitioners statewide
Offering unrestricted $1,000 rapid-relief grants
The application window will close on August 18, 2020, at 3 P.M.
COVID-19 Artist Trust Relief Fund
For individual artists of all disciplines residing in Washington State
Grants range from $500-$5,000 based on artists' needs
Fulcrum Fund, New Mexico
For 60 artists based within an 80-mile radius of Albuquerque who have lost income as a result of cancellations due to the coronavirus/COVID-19 pandemic
Awarding $60,000 in emergency relief grants
This fund has closed, please visit their website to learn more about other resources
IMAGINE 2020 Artist Assistance Fund
For individual artists who live in Denver and within an 80-mile radius of Denver (including Colorado Springs and Fort Collins)
The application window is temporarily closed, visit their website to learn more
Laguna Beach Artists' Benevolence Fund
For working artists living in Laguna Beach, CA
$1000 maximum monthly grant amount
Los Angeles Arts Emergency Relief Fund
For City of Los Angeles-based dance, music, and theatre artists, as well as small ensembles who have had their public performances, shows, or concerts canceled
Solo artists are eligible for up to $400 and ensembles up to $1,200
The deadline to apply was June 1, 2020
The Martha Kate Thomas Fund for Artists
For artists located in Boulder County, CO
Grants of up to $3,000 on a rolling basis
Visit their website to find details
The Safety Net Fund
For artists located in the Bay Area
The maximum grant is $500 per person per month, and the number of grants per month is dependent upon the funds raised
The San Francisco Arts & Artists Relief Fund
For individuals (artists, teaching artists, cultural producers, etc.) living full-time in San Francisco
Grants of up to $2,000 may be used however awardee sees fit
This fund has closed, please visit their website for updates
Seattle Artist Relief Fund Amid COVID-19
For the greater Seattle arts community who have been financially impacted by cancellations due to COVID-19
Applications have been temporarily suspended, please check their website for updates
UNTITLED, ART Emergency Fund
For artists who have graduated from a Bay Area institution or have lived in the Bay Area for two years as a working artist
Funds of $250 per member of a household
Application deadline was March 31, 2020
Washington State Relief Fund
Illustration by the amazing Tyler Feder.


text:
The music industry can be a mysterious place. It's important to what what each area of the industry does and how you can earn a living.
Intellectual property is based around Copyright. Copyright is present in all forms of intellectual property, from film to music to journalism. Although the specifics can vary from country to country, usually the creator owns all the rights. Unless the creator is employed to create something, in which, the employing company would own the rights. In each creative industry, especially the music industry, there are many rights that can be owned by different parties (the artist, songwriter, record label etc.).
There are several rights involved in a singular release (single, E.P., Album). Here is an explanation to what they grant the rights to and who would own these rights:
Song Rights: Covers Musical Composition, Lyrics, Performance rights and Publishing Rights (mechanical rights, print rights, synchronisation rights).
Often owned by the artist or the band. These rights can often be split amongst band music partners, i.e. Elton John (composer) and Bernie Taupin (lyricist), or have joint owners amongst a band, i.e. John Lennon and Paul McCartney.
Recording Rights: Covers Recorded Rights, Mastering Rights and Music Videos.
Often owned by whoever pays for these services, i.e. the record label.
Artistic Rights: Covers Artwork and Photography.
Often owned by the artist or photographer who creates/takes these.
Making Money and Licensing in the Music Industry
If you own all the rights on a song (excluding artistic rights), you can control:
Re-production = re-recording your music.
Distribution = distributing your music to stores and streaming platforms.
Public Performance = your music being played publicly.
Communication/Broadcasting = your music being played on radio
Synchronisation = your music being in film, TV, video games, advertisements and other forms of visual media.
As the rights holder, you make money by Licensing these. Licensing means giving permission to others to use your property, and so as an artist, songwriter, record label etc. you can sell licenses (permission) for the above actions to other artists and industry members.
NOTE: Copyright does not last forever i.e. in the UK copyright for recording rights last 70 years, becoming public domain afterwards. However, owners of these rights have found ways to renew these rights. For instance, as the recording rights for specific songs have started to run out, record labels have begun re-releasing music to renew the recording rights (which will last for another 70 years in the UK).
People often get Trademark and Copyright mixed up, however unlike Copyright (which is automatically in place), to trademark something registration is required.
There is no copyright in the name of an artist or band, however artists and bands can register their names for trademark (requesting which sector you are protected, i.e. Oasis – Band, Oasis – drink and Oasis – clothes retailer). Artists who trademark their name in entertainment can license their name to fashion, perfume, beer etc. For artists that reach a certain level of 'success', a lot of money can be made from trademark licensing.
Artists and Bands may look to have the following trademarked:
NOTE: Certain words cannot be trademarked, for example: swear words, key religious figures, city names.
Part 2 covers how to make money from live performances and from an engaged fanbase.
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redpajama_set_name: RedPajamaCommonCrawl


What a day of rest means for one millennial woman.
About a year ago, I began observing Sunday Sabbath, and it has made a big difference in how I manage stress and handle the demands of living in a fast-paced world. Taking a full day of rest has helped me to create and nurture a consistent, wholesome work-life balance.
My husband and I heard a sermon at our church about a family who had been observing Sabbath for over a decade, and their personal testimony about how it changed their lives for the better, made us stop and think twice about how we spent our time on Sundays. We were inspired to give it a try.
I work a salaried job during the week, and teach yoga on weekends. My husband runs his own business Monday through Saturday. We have two dogs and a baby on the way. At first, it was tempting to work a little bit on Sundays. For example, I wanted to be able to pick up a class to substitute teach on Sunday in order to earn some extra money, and my husband wanted to check his work e-mail and log in to his business accounts.
However, we stuck to our commitment to not take work-related actions, and it has resulted in both of us enjoying intimate and meaningful time together on Sundays, as well as feeling more refreshed when we start the work-week on Monday morning.
When artists paint a picture, there is something that appears called "negative space." Essentially, it's the space formed around an object, and in many ways, is just as important as the object itself.
While the viewer may not consciously register the negative space because they are focused on the main object, the negative space actually gives the eye room to rest, further highlighting the focal point of the painting. So it is with downtime.
For me, slowing down on Sunday creates a much-needed contrast to my busy life. Resting on Sundays allows me to work more productively and to shine more vibrantly when I am active.
I believe that the concept of Sabbath can be adopted even if you are not Christian, or if you follow a secular or different religious day of rest.
I've noticed the hashtag #SelfCareSunday showing up in my Twitter feed, with people tweeting about the ways they are relaxing and taking care of themselves on Sundays. This sounds very healthy to me.
In the New Testament in the Bible, Jesus Christ's resurrection was on the first day of the week — Sunday — and he continued to appear on succeeding Sundays, which is in part why Christianity adopted Sunday as a day of rest.
On Sundays at my house, we stick to the following boundaries: no checking work e-mails, no going to the office, no work phone calls. We sleep in late if we want to, attend church, volunteer, visit with friends or family, cook slower meals, take naps, play with our dogs, call people we haven't spoken to in awhile, and spend time outside.
On any given Sunday, you might also find me snoring and asleep on our living room couch with a pile of books I planned to read stacked on the coffee table. Our dogs fall asleep on the couch beside me in a cozy nest of blankets. My husband sits in his reclining chair and plays a game or watches sports on T.V. The afternoon sun shines brightly through all the windows and life feels good.
Observing the Sabbath has also eliminated distractions, and freed up time for me and my husband to have in-depth conversations. We get a chance to chew on tough topics that may have come up earlier in the week that we didn't have time to talk about previously. More peace and joy has ensued.
On this day of rest, I also find myself praying, meditating, and connecting to God in ways that I might not otherwise make the time for on weekdays. I find myself feeling happy. I cultivate peace, patience, and compassion for myself on this day. As a result, I'm better able to extend those feelings towards other people.


text:
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    xmlns:jdbc="http://www.springframework.org/schema/jdbc" xmlns:jee="http://www.springframework.org/schema/jee"
    xmlns:aop="http://www.springframework.org/schema/aop"
    xmlns:tx="http://www.springframework.org/schema/tx"
    xmlns:task="http://www.springframework.org/schema/task"
    xmlns:mvc="http://www.springframework.org/schema/mvc"
    xsi:schemaLocation="
    	http://www.springframework.org/schema/aop http://www.springframework.org/schema/aop/spring-aop-4.0.xsd
        http://www.springframework.org/schema/beans http://www.springframework.org/schema/beans/spring-beans-4.0.xsd
        http://www.springframework.org/schema/context http://www.springframework.org/schema/context/spring-context-4.0.xsd
        http://www.springframework.org/schema/jdbc http://www.springframework.org/schema/jdbc/spring-jdbc-4.0.xsd
        http://www.springframework.org/schema/jee http://www.springframework.org/schema/jee/spring-jee-4.0.xsd
        http://www.springframework.org/schema/tx http://www.springframework.org/schema/tx/spring-tx-4.0.xsd
        http://www.springframework.org/schema/util http://www.springframework.org/schema/util/spring-util-4.0.xsd
        http://www.springframework.org/schema/task http://www.springframework.org/schema/task/spring-task-4.0.xsd
        http://www.springframework.org/schema/mvc http://www.springframework.org/schema/mvc/spring-mvc-4.0.xsd">

    <description>Spring公共配置</description>

    <!-- 开启定时任务 -->
    <task:annotation-driven/>

    <!-- production环境 -->
    <bean id="configBean"
		class="org.springframework.beans.factory.config.PropertyPlaceholderConfigurer">
		<property name="locations">
			<value>classpath:jdbc.properties</value>
		</property>
	</bean>

	<!-- 数据源配置, 使用JDBC连接池 -->
    <!-- <bean id="dataSource" class="org.springframework.jdbc.datasource.DriverManagerDataSource">
        Connection Info
        <property name="driverClassName" value="${jdbc.driver}" />
        <property name="url" value="${jdbc.url}" />
        <property name="username" value="${jdbc.username}" />
        <property name="password" value="${jdbc.password}" />

        Connection Pooling Info
        后面补充连接池学习
    </bean> -->

    <!-- 数据源配置, 使用Tomcat JDBC连接池 -->
    <bean id="dataSource" class="org.apache.tomcat.jdbc.pool.DataSource" destroy-method="close">
        <!-- Connection Info -->
        <property name="driverClassName" value="${jdbc.driver}" />
        <property name="url" value="${jdbc.url}" />
        <property name="username" value="${jdbc.username}" />
        <property name="password" value="${jdbc.password}" />

        <!-- Connection Pooling Info -->
        <property name="defaultAutoCommit" value="false" />
    </bean>

    <!-- MyBatis配置 -->
    <bean id="sqlSessionFactory" class="org.mybatis.spring.SqlSessionFactoryBean">
        <property name="dataSource" ref="dataSource" />
        <!-- 显式指定Mapper文件位置 -->
		<property name="mapperLocations" value="classpath:mybatis/*Mapper.xml" />
    </bean>

    <!-- 扫描basePackage接口 -->
    <bean class="org.mybatis.spring.mapper.MapperScannerConfigurer">
    	<!-- 映射器接口文件的包路径, -->
        <property name="basePackage" value="com.yihg.scoremanage.dao" />
    </bean>

    <!-- 使用annotation定义事务 -->
    <bean id="transactionManager" class="org.springframework.jdbc.datasource.DataSourceTransactionManager">
        <property name="dataSource" ref="dataSource"></property>
    </bean>
    <tx:annotation-driven transaction-manager="transactionManager" proxy-target-class="true" />

</beans>

redpajama_set_name: RedPajamaGithub


There are two reasons for why you are unable to see your password reminder email in your inbox. It might have ended up in your spam folder, so be sure to check it just in case. Another reason for that might be that you simply do not have a customer account - if you have placed an order prior to April 1st 2014 a customer account was not created automatically. Please create a new account and email us at salessupport@vacuvita.com with the details of your existing order and account(e.g. name and email), so we can link the two for you.


text:
Biospectal One of Six Swiss Startups at CES 2018
22 January 2018 February 1, 2018
The Biospectal team demonstrates the OptiBP blood pressure app.
Biospectal was honored to be chosen as one of six Swiss startups representing the next generation of Swiss innovation at this year's CES in Las Vegas. Dr. Patrick Schoettker was blown away by the interest in optical biosensing and Biospectal's smartphone app solution for monitoring blood pressure through the fingertip."We know that 1.7 Billion people in the world suffer from hypertension and that it's obviously top of mind for much of the world's population, but the interest was way beyond what we expected. Of course, our mission is to make a global impact on 'the silent killer' as WHO calls it, and CES was a huge validation that we're on the right track with our proposition of making blood pressure measurement as available as Twitter, Facebook, or eBay – it's another app on that phone in the pocket of any patient, clinician, or public health worker around the globe."
"As such, we are intent on taking advantage of benefits of the existing smartphone user base to making a global impact through massive, friction free distribution of our technology. The traditional method of monitoring blood pressure, the brachial cuff, suffers from difficulty in distributing the devices, damage and breakage during use, inconvenience of having to maintain a separate device and discomfort and inconvenient patient experience. At Biospectal we're working on solving all of those problems."
Dr. Schoettker continues, "Most importantly, however, we're hyper focused on making everything we do medical grade and adhering to the state of the art in terms of accuracy and reliability. We are, in short, intent on being a real solution as that brings serious new technology innovation to bear on improving world health."
Founded in Switzerland with a global reach, Biospectal is currently working on several global health initiatives to begin rollout of their software platform
For more information, contact info@biospectal.com.
Related Press:
CE Today
6 Schweizer Start-ups an der CES vertreten
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More photos from southeastern Arizona. Last updated: 1/12/2007.
Above: A Greater Roadrunner surveys his realm in Sulphur Springs Valley (1/8/2007).
Below: A Say's Phoebe in Sulphur Springs Valley (1/8/2007).
Below: A Bendire's Thrasher in Sulphur Springs Valley (1/8/2007).
Below two: An Abert's Towhee at Gilbert Water Ranch (1/6/2007).
Below two: A female Magnificent Hummingbird at the Chuparosa B&B in Madera Canyon (1/7/2007).
Below two: A Lewis's Woodpecker at Oak Flat Campground (1/6/2007).
Below two: Two of the hundreds of Lark Buntings I saw in Sulphur Springs Valley (1/8/2007).
Below three: Northern Pintails at Gilbert Water Ranch (1/6/2007).
Below two: Green-winged Teal at Gilbert Water Ranch (1/6/2007).
Below two: Male and female Southwestern-race Northern Cardinals at Boyce Thompson Arboretum (1/6/2007).
Below: "Lilian's" Meadowlarks on Fort Huachuca (1/8/2007).
Below two: Brewer's Sparrows in Sulphur Spring Valley (1/8/2007).
Below: A Long-billed Curlew in Sulphur Spring Valley (1/8/2007).
Below: A pair of Rosy-faced Lovebirds bond at Gilbert Water Ranch (1/6/2007).
Below: A Gilded Flicker on Saguaro at Saguaro National Park (1/11/2007).
Below: An adult Western-race Red-tailed Hawk in Sulphur Springs Valley (1/8/2007).
Below: An Anna's Hummingbird taking a quick bath at Boyce Thompson Arboretum (1/6/2007).
Below: A Curve-billed Thrasher at Boyce Thompson Arboretum (1/6/2007).
Below: A Painted Redstart in Madera Canyon (1/7/2007).
Below: A Red-naped Sapsucker at Boyce Thompson Arboretum (1/6/2007).
Below: A Spotted Towhee dining on a bee at Boyce Thompson Arboretum (1/6/2007).
Below: A Verdin at Gilbert Water Ranch (1/6/2007).
Below: An immature "Gambel's" White-crowned Sparrow at Gilbert Water Ranch (1/6/2007).
Below: A female Red-winged Blackbird at Gilbert Water Ranch (1/6/2007).
Below: A male Gambel's Quail at the Paton's House in Sonoita (1/8/2007).


Kentucky inflicts tough penalties on those charged with Driving Under the Influence. Even first time offenders face license suspension,and tough fines.
In KY, the penalties are much more severe with repeat DUI offenses. These include mandatory license suspension and incarceration.
Your DUI may be considered an aggravated DUI under specific circumstances, such as excessive speed, causing an accident or high BAC levels. These cases carry additional penalties.
In Kentucky, you can receive a DUI charge for driving under the influence of any intoxicating drug. Drug cases can be especially difficult, as there is no set blood testing standard to determine intoxication.
DUI. . . Three simple letters that could very easily change your life. We hear about it almost every day, often regarding celebrities on television. It is easy to disregard the impact of three simple letters. These three letters could cost your driving privileges, your career, or your freedom.
As soon as you are pulled over for a DUI you immediately know that it will have a lasting impact on your life.
And we know this too....because we see it and hear it every day when we speak to those who we are helping.
Being charged with a crime is highly emotional. Depending on your particular situation, your daily life might be like riding an emotional roller-coaster – where some days are good - yet so many more are bad.
As defense attorneys, we can tell you that defending criminal charges will be one of the most emotionally draining events of your life. You have a lot of questions and need answers. You're not alone here, because everyone in your position has felt the same way.
That is why it makes sense to have an experienced attorney at your side.
Our DUI defense attorneys have experience in resolving and trying all types of DUI cases. We are not afraid to go to trial to defend your rights.
If you or a family member is facing DUI charges in Louisville or surrounding counties, call us now at 502-413-2995 for a FREE consultation.
For more than a decade, our lawyers have acquired a reputation as tough trial advocates. Our founding partners are now among the most award-winning trial attorneys in Kentucky.
Our dui attorneys proudly serve clients across the Commonwealth of Kentucky. Call us at 502-413-2995 to see how we can be your legal advantage.


After a complete renovation of the Lander McDonald's, they're ready to show off to the community!
Join Ronald McDonald in Lander this Saturday, October 28th from 11am – 1pm at their Grand Re-Opening.
Starting at 11am, the first 100 Mobile Orders (pick up at curbside, drive-thru, or lobby) will win FREE Big Macs for a year!!
On October 31st, the Lander McDonald's will hold a Halloween Costume Photo Contest! The first 50 kids in costume to have their photo taken will win FREE Happy Meals for a year!
Come celebrate Lander's McDonald's being one of first in the US to implement new customer experiences and technologies – centered on you, the customer!


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You know you're from Maynard if...
Bikeworx moved to Hudson
...you remember ten or more of the following: 17 Summer restaurant, 51 Main Street restaurant, the A&P, The Alchemist Health Foods, Allen's Cafe, Alphonse's Powder Mill restaurant, Amory's, Anderson Ford, Army & Navy Surplus Store, Assabet Institute for Savings, Avalon restaurant, the B&M Railroad station (passenger trains to Boston until 1958), Bacharach's Grocery, Batley & Sons Florists, Beacon Santa Telethons, Bikeworx, Boeske`s gas station, getting driving lessons from Bug-eyed Bob...
Opening Day, 2011 (note snow on roof)
Brick Oven Pizza, Butler Lumber, Cafe La Mattina, Carbone's Twin Tree Cafe, Cast Iron Kitchen, Center Dance Studio, Ciro's restaurant, the Clothes Inn, Colonial Theater (movies for 9¢), The Copper Kettle restaurant, The Corner Closet, Dennison Manufacturing Company, working for DIGITAL, Donutland (now Babico's), Dunia, Dunn Oil, Easter Egg hunts at Crowe Park, Elizabeth Schnair's newsstand, the Elmwood Street bath house and sauna, Erikson's Ice Cream, Factory Outlet, feeding Mill Pond ducks and geese at the Farmers' Market...
Mill Pond goose, Farmers' Market
Fine Arts Theatre, why the fire station horn sounds at 12:10, Fleepo the Clown (aka Philip Bohunicky), Flipside Records, the flood of August 1955 (Hurricane Diane), Fred's TV, Geek Boutique, The Gail Shop, GO TIGERS!, Grandmothers' Trunk, Gramps' Garage, Grappas restaurant, Gruber Bros Furniture, the gym at Emerson-Fowler School, the hurricane of 1938, ice skating on Cemetery Pond, India Palace, Irene's Stitch-It Shop, JJ Newberry variety store, Jacob's Market, Jimmy's Variety, John J. Tobin ("Mr. Maynard"), Johnson Pharmacy, JoJo's West...
Kelly's Bowling Lanes (candlepin, of course), Knights of Columbus, La Petite Auberge, Leapin' Lena appearing in parades, Lovell Bus Lines, M&B Lunch, Malcolm's Steakhouse, Manning Pharmacy, Massa's Bakery, Martin & Doran Funeral Home, the Charles A. Welch Lodge in the Masonic Building, Maydale Beverage Company, Maynard High School bonfires at homecoming, Maynard Motel, Maynard Smoke Shop...
Peeking through the door into the Maynard family crypt, Maynard's centennial celebration in 1971, motorcycle charity rides parading through town and ending at the Rod and Gun Club, Mr. Takeout, Murphy & Snyder Printers, Nason Street Spa, New Idea Store, Northern Recording Studio, helping OAR (Organization for the Assabet River) pull tires and other trash out of the river, Oktoberfest fireworks, "Only in Maynard" T-shirts, Oriental Delight, drinks at the PC, Parker Hardware, Parker Street Hall (the Finnish Workingmen's Socialist Society)...
Patty's Donut Shop, Paul's Bakery, Peoples' Theatre (movies for 25¢), Prescott Paint, Priest's Cafe, Quinteros, The Red Door (and Ma), Rickles Cut Rate, Rob Henry's Tavern, Rodoff Shalom Synagogue, Russo's restaurant, St. Casimir's Polish Catholic Church, St. George's Episcopal Church, St. John's Finnish Evangelical Lutheran Church, Salamone's, Samuels Studio, Santa arriving for the Christmas parade by helicopter, Screech Owl yearbooks, elementary school trips to the Clock Tower to see the clock...
Sears & Roebucks catalog store, Sheehan and White Funeral Home, Sid's Airport, drinking Bud Light on Silver Hill, live music at the Sit N' Bull Tavern, skating at Thanksgiving Pond, sledding at the golf course, Sons of Italy, Speedy's Pizza, Stretch's Tavern, T.C. Lando's Subs & Pizzeria (and the fire of 1998), Taurus Leather Shop, horrible smells from the Taylor mink ranch, Tennis Court Dances, Teresina's vintage clothing, Tobin's Pizza, Town Paint, Tutto's Alleys & Pool Hall, Taylor Chevrolet, United CO-OP, Victory Market, Vincent's Antiques, W.A. Twombly Funeral Home...
When traffic was two ways on Main and Nason Streets, Walking the trestle, WAVM, W.B. Case & Sons, Western Auto, Woodrow Wilson School fire (1952), going to a woodsy, Woolworth's, and Ye Olde Town House Pub... With apologies to all the other businesses, people and events, both past and present, worthy of mention but not identified in time to make this litany.
Compiling this list would not have been possible without all the people who posted at the Facebook site "You know your from Maynard if," so many, many thanks to them. Please share it with people who have moved away from Maynard. Who knows? Perhaps they will move back. Or at least visit.
Various businesses and people came to our attention after this article was published: 38 Studios, Chin Lee Laundry, Firestone, Gutteridge Jeweler's, Irwin's Cigar Store, Maynard Taxi, Leher's, Muzzey's, The Nickel Inn, Speedy's Pizza, Tarny's Barber Shop, Whitmac Furniture...
With apologies to Maynard, IA (pop 513), Maynard, AK (pop 426), Maynard, MN (pop 366) and Maynardville, TN (pop 2,390).
Posted by David Mark at 4:25 AM
Does anyone know the story behind Mr. Takeout? I remember going as a kid, the same lady always working there covered in flour or corn starch, the smell of the food and outstanding fried clams, fries and onion rings. What about a photo? Food served in paper bags. Love love love that place
Deb August 8, 2016 at 9:19 PM
They made the best fried clams, whole belly clams and tuna subs. I live right around the corner
Pete Carbone's restaurant, where the Elks is now, made the best fried clams I have ever had.
Gunpowder Mill on Powder Mill Road


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Virgin Atlantic to acquire more A350-1000s from Air Lease
Virgin Atlantic Airways is to receive another pair of Airbus A350-1000s from US lessor Air Lease, under a new agreement between the two.
The airline will take delivery of the Rolls-Royce Trent XWB-powered aircraft in 2023 and 2024.
Air Lease says they will be sourced from the company's current backlog of the type with the airframer.
Virgin Atlantic unveiled plans in 2016 to introduce 12 A350-1000s to replace the Boeing 747-400.
At the time it stated that it would order eight of the jets directly from Airbus and take the remaining four from Air Lease.
Virgin Atlantic currently has eight A350-1000s in its fleet.
Airbus's backlog figures for the end of November show that the airline has received five of the eight jets its ordered from the airframer.
Air Lease has ordered a total of 10 A350-1000s.
Chief executive Steven Udvar-Hazy says the company has a "long history" with Virgin Atlantic, and the two additional A350s will add to the carrier's "commitment to sustainable travel".
Source: Virgin Atlantic
Virgin Atlantic originally ordered 12 A350-1000s to replace its 747-400 fleet
Turkish Airlines and Air Lease trim passenger A350 orders
Turkish Airlines and US lessor Air Lease each appear to have trimmed their commitments to the passenger Airbus A350, the airframer's full-year backlog figures show. The Turkish flag-carrier has cut three A350-900s from its backlog, reducing the number to 20. Air Lease has also dropped a pair of A350-900s as ...
PICTURES: Virgin Atlantic takes delivery of first A350-1000
Virgin Atlantic has become the second UK airline in the space of a few weeks to take delivery of an Airbus A350-1000, with the formal handing over of its first aircraft in Toulouse.
PICTURES: Virgin Atlantic unveils new seating for A350-1000 fleet
Virgin Atlantic has unveiled the new "Upper Class" suite that will feature in its incoming A350-1000 fleet, alongside new products across its cabin.
More Airlines
Maldivian to modernise turboprop fleet with acquisition of ATRs
Indian Ocean carrier Maldivian is ordering three ATR turboprops, comprising two 72-600s and a 42-600, which are set to be delivered this year. Maldivian's ATRs will be fitted with the new Pratt & Whitney Canada PW127XT engines, the development of which was unveiled at the Dubai air show last year. ...
Bahrain's Texel claims first Middle Eastern converted 737-800 freighter
Bahraini operator Texel Air has received the Middle East's first Boeing 737-800 converted freighter, with a second due to be delivered in September. The two aircraft will take the carrier's freighter fleet – which includes a 737-300F and two 737-700FCs – to five. Texel Air held a ceremony on 16 ...
New Malaysian LCC gears up amid AirAsia listing concerns
A new low-cost carrier appears poised to enter Malaysia's Airline market, according to a report in the country's The Edge newspaper.


The Bible is fairly full of tokens of God's marvelous care for His people. During Israel's forty-year trek through the wilderness, they ate food from heaven (Exodus 16:4), had an unfailing supply of water (1 Corinthians 10:4), and were equipped with shoes that never wore out (Deuteronomy 29:5).
It is the same in our wilderness journey. To prove this, our Lord reminds us how His care for us is so much greater than His care for birds, flowers, and animals. He speaks of sparrows, for instance. He provides their food (Matthew 6:26). Not one of them is forgotten before God (Luke 12:6). Not one falls to the ground without Him (Matthew 10:29), or, as H. A. Ironside said, "God attends the funeral of every sparrow." The moral of the story, of course, is that we are of more value to Him than many sparrows (Matthew 10:31).
If He clothes the lilies of the field more beautifully than Solomon was ever attired, He will much more clothe us (Matthew 6:30). If He makes provision for the care of oxen, how much more will He care for our needs (1 Corinthians 9:9)!
As our High Priest, the Lord Jesus bears our names on His shoulders—the place of power (Exodus 28:9-12) and on His breast—the place of affection (Exodus 28:15-21). Also our names are engraved in the palms of His hands (Isaiah 49:16), a fact that inevitably reminds us of the nail wounds He sustained for us at Calvary.
He knows the exact number of the hairs of our head (Matthew 10:30). He numbers our tossings at night and keeps count of our tears in His book (Psalm 56:8).
Whoever touches us, touches the apple of His eye (Zechariah 2:8). No weapon formed against us can prosper (Isaiah 54:17).
Whereas the heathen carry their gods on their shoulders (Isaiah 46:7), our God carries His people (Isaiah 46:4).
When we go through the waters, the rivers, or the fire, He is with us (Isaiah 43:2). In all our afflictions, He is afflicted (Isaiah 63:9).
The Good Shepherd who gave His life for us will not withhold any good from us (John 10:11; Psalm 84:11; Romans 8:32).
He cares for us from the beginning of the year to the end (Deuteronomy 11:12). He bears us even to old age (Isaiah 46:4). In fact He will never leave us or forsake us (Hebrews 13:5). God really cares!


Adams Lumber Company is very pleased to offer our customers a free, web-based Deck Designer Tool. Whether you are a building professional or a do-it-yourselfer, our Deck Designer Tool is an excellent option to start dreaming and thinking about your own Humboldt Redwood deck design.
This easy-to-use tool allows you to customize the size and shape of your Humboldt Redwood deck. You can also have fun and get creative adding multiple levels, stairs, railings, accessories, and much more.
Create as many variations of your Humboldt Redwood deck as you wish until you are satisfied. And once you are satisfied, visit Adams Lumber Company to source your materials. We can't wait to help you get started!


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Scouting The Senior Bowl: Evaluating Mayfield, Shaquem Griffin, WRs, More
MOBILE, Ala. – Senior Bowl week practices are underway here in Mobile as the Cowboys continue their pre-draft evaluations. Here are my initial observations from Day 1 of workouts:
Impressed with what I saw from James Washington (WR, Oklahoma State) when it came to catching the ball in traffic. The majority of his catches were made with a defender on him. Strong body and hands. Where he had his problems was when he had to separate in-route. Tried a double move on Danny Johnson (CB, Southern University) and he wasn't able to get away. The question about him is not going to be about his hands, but whether he can develop as a route runner.
The more I watch Shaquem Griffin (LB, Central Florida) the more I want him on my team. His ability to attack the corner has made it tough on these South Team offensive linemen to block him. I knew his quickness was outstanding on tape, but watching him live – it's actually rare. He's on the blocker so quickly, and due to his body type, he gives them no hitting surface. He makes it hard to get hands on him.
No question that Josh Allen (QB, Wyoming) has a strong arm. The question I have is, does he know where the ball is going? Even against air, Allen had trouble completing passes, and it only got worse as he moved on to other drills. During team drills, there were several snaps where he had the opportunity to hit some open in-breaking routes, but the ball was way over the receiver's head.
Didn't know much about Danny Johnson (CB, Southern University) and at 5-9, 182, he wasn't a high priority for me. Now it appears he needs to be studied. He might not have the skill of some of the other smaller corners in the draft, but I was impressed with his movement. He wasn't shy about playing routes and contested the ball. There were two snaps where he drove on a slant to knock the ball away and another time where he was in great position to handle the out.
Today's practice was the first time I've seen Marcus Davenport (DE, University of Texas-San Antonio) with his hand on the ground. He didn't look as comfortable playing that way as he does from a two-point stance when it came to rushing the passer. They tried him some at tackle and that was a bad fit. Where he did look comfortable was playing the run. He had a couple of snaps where he was able to come off the ball, extend his hands and control the blocker. This is where his strength is noticeable.
Rough practice for J'Mon Moore (WR, Missouri) catching the ball. Not all those passes were perfect, but in my opinion they were catchable. It appeared the harder he tried, the more difficult it was for him to make a play. Might have been some nerves in the opening practice. Hopefully things will improve for him Wednesday.
Really liked what I saw from Uchenna Nwosu (LB, USC) in this opening practice. Like Shaquem Griffin, he was difficult to block coming off the edge. There is a suddenness to his game and it all stems from his first step. He explodes off the ball and is on the blocker before he has a chance to react. Once he gets that shoulder, he is able to really bend and sharpen his angle to the quarterback at the proper depth.
Michael Gallup (WR, Colorado State) is a smooth route runner. I like the way he's able to win off the line and get into his route. Gallup's best physical trait is his hands. He has no problem catching the ball on the move.
The best pass rusher on the North squad is Ogbonnia Okoronkwo (DE, Oklahoma). With these guys it's all about that first step, and he has it. I believe that the Cowboys will project him to play as a SAM linebacker and nickel rusher. He's relentless in the way he attacks the pocket and gets to the quarterback. One of his rushes forced Tanner Lee (QB, Nebraska) into an interception.
Keep on eye this week on Kyzir White (S, West Virginia). At 6-2, 216, he's built like a strong safety but has the movement skills of a free safety. He had a nice interception on a read off the hash where Luke Falk (QB, Washington State) never saw him.
Brian O'Neill (OT, Pittsburgh) generally lines up on the left side, but the Broncos' coaches have him playing right tackle. I like him better on his natural side, but I didn't think he was terrible over on the right. His game is all about balance, and there was a snap or two where it appeared he was going to be beat but managed to recover to keep the rusher off the quarterback. Film had shown that he struggles at times with power, but that was not the case in this first practice. O'Neill is currently ranked as my second-best tackle behind Mike McGlinchey (Notre Dame).[embeddedad0]
I'm happy to see Baker Mayfield (QB, Oklahoma) here working with these pro coaches. Nothing against his college coaches, but this Denver staff will get him started learning about the things that he will need to work on while getting ready for the draft. Teams are going to want to see him play under center some and evaluate how his footwork translates there. This first practice was a learning experience because there were some struggles, but it was a real step in the right direction, which would have never happened unless he made the decision to participate this week.


Why isn't good enough good enough?
Suddenly, my whole knee hurts!
My G'daughter called me to tell me joke.
Anyone ever bike in Akumal, Mexico?
Got the OK to buy another bike!
Discounted (end of year) Prices from Manufacturer?
Are there any HONORABLE on-line wheelbuilders?
Is this still a "Bike Path?"


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Owen Caterer
What was our event REALLY about?
THE BROADER PURPOSE OF OUR EVENTS
Recently on the expatriate message board ShanghaiExpat, an anonymous online poster Chavster questioned many things, but in particular that "The fact remains that you are hosting an event that is predicated on drumming up new business for your firm. There is no other reason to be doing this." We didn't debate this at the time since we wanted to give away all the event contents prior. We have now held the event, and it was successful. We had a room full of active participants, so now we can detail the content of the event, and its purpose. Judge for yourself whether Chavster was on the mark.
The content:
The event was designed to look at global investment platforms and how they have evolved. In particular how the business model of financial advisors has changed over time. In the beginning it was merely the sale of mutual funds for a 5% brokerage fee until this was abused by brokers (churning through 2-3 funds in a year) and clients wised up, demanding discounts on fund entry. So the industry moved to a sale of "fund platforms", which charge commission to start an investment and restrict exit, and is, more or less, the stage where most of the other financial advisors in Shanghai remain today.
We then looked at one of the more popular products sold by advisors in Shanghai. We picked Generali Vision, but we could have chosen from 4 or 5. We looked at its fees, benefits and restrictions and overall cost calculations and then compared that to a brokerage account. We provided details on Interactive Brokers and TD Direct (previously Internaxx) which is part of the TD Ameritrade Group. We believe that Interactive Brokers and TD Direct provide much cheaper and far less restrictive accounts for expatriates. They are our preferred approach for ourselves and our clients.
We believe, perhaps 'hope' is the right word, that financial advisors will work for transparent management fees in the future, rather than hidden commissions. Effectively moving to a transparent fee-for-service approach. We even discussed briefly how to use brokerage accounts funds to manage an account and buy exchange traded funds (ETFs) for those in the audience that were the DIY type.
The content, as described above, helps put in context the explanation of our purpose for our "Global investment platforms that make sense".
Here is our purpose:
Brand Building. No point denying the advertising raises the profile of our company.
Assist DIY community: To help those who are DIY clients to find their preferred approach. By helping those that are DIY to try to manage themselves and won't become our client (or anyone else's) it will help improve investment knowledge in the wider expatriate community. This will help separate our brand and service from competitors and perhaps lead to a supportive community, possibly on this website.
Build broader expatriate knowledge and awareness: The truth on the options (particularly fees and access restrictions) will allow our prospects to take a more informed and considered decision when looking at financial advisors. We also hope they pass this information on to other expatriates, particularly the newly arrived. This may either lead some people away from our competitors to our services or to DIY. Yes, our competitors may respond with better more attractive service, but then the expatriate community in China will be better off, won't it?
Directly recruit clients: That some attendees will become clients as a result of our clear explanation of our approach and its benefits.
If you think we blame Chavster, or hold some kind of grudge, you'd be wrong. He is right about the costs, fees, access restrictions and conflict of interest for many products of the personal finance industry. That's why we avoid them. We also agree that a small dose of cynicism and skepticism is healthy; in fact we'd argue that's the case even when investing at home. But to say that financial advisors in China are "all the same" is a long way from the truth, here or anywhere. This debate, however, is getting tired to us since we would prefer to be positive.
We think it's time to move forward
We know that some will assume "you are all the same". It's a fact of life. We think it is time however to be positive and move past that to the future. How should expatriates invest? What is the most cost effective way to invest? What do professional investors recommend? Why are funds that are exchange traded much cheaper? What resources are out there to support people in managing their money and investments? Living in China is a pretty darn complicated environment, clouded by a lot of rumor, misleading sources and vested interests. We think any added clarity is a step in the right direction.
The future is what you make it
We want to help build a better community for expatriates in China – a better future. It is a cliché to be sure, but still the truth, despite how saccharine it might appear to the cynical. The event we held last week was a strong success, we believe, at least in part, because of our transparent approach to our investing and community building. A success we are proud of. Several attendees encouraged us to run this event again in 2013 and do so in conjunction with different chambers of commerce in Shanghai. We have already spoken at several events in 2012 with the Australian Chamber of Commerce and we may discuss further events, bring in outside speakers, or simply run them ourselves next year. Whatever they are, we hope to see you there.
About Caterer Goodman Partners
Caterer Goodman Partners is a Shanghai based wealth management firm established with a clear vision to provide a new level of personalized financial planning services for expatriates in Asia. Our financial advisors provide guidance for our clients in all areas of investment, specialising in managed accounts, money-market funds, retirement planning and alternative investments. At Caterer Goodman Partners, we offer our advice and experience to provide low cost, tax-effective and simple solutions to match our clients' interests.
About Owen Caterer
Since graduation Mr Owen Caterer has worked with the Queensland Premier's Department in Trade Facilitation and then as a financial adviser in Shanghai from 2005 until 2010.  He then rose to Senior Adviser, then Business Development manager and then to Chief Investment Officer responsible for portfolios to a value of US$280 million across Asia. Following that Mr Caterer left to found his own firm with a partner in the financial advisory and wealth management area.   This focused on developing China and Asia's first fee-based financial advisory (rather than commission-based). This has grown to now have 8 staff and and managing almost US$35 million for clients throughout Asia. This business success was recognized as a finalist in the 2013 ACBA in the Start Up Enterprises category and are one of a small number of foreign managed firms to have a full asset management license in China.  Owen has also been active in the community volunteering for the Australian Chamber of Commerce in Shanghai and acting as the Vice-Chair of the Small Business Working Group (2012-2014) and as the Co-Deputy Chair of the Financial Services since 2013 until the present. They have continued to grow their business and have now been selected as a small group of companies who are platinum members of the Australian chamber of commerce. The achievement they are most proud of is their efforts to reform the financial planning industry in China and push it away from a hard-sales commission driven model to a more ethical management fee and long term customer service model.   Owen has a Graduate Diploma of Applied Finance from the Securities Institute of Australia of which he was a member as a Fellow of Finance for many years and also has an undergraduate degree from Griffith University in International Business.  Owen's interests are tennis, running and his wife and two children.  He speaks fluent Chinese, first arriving in China in 1997.
Tags: Business, Caterer Goodman, China, Community, Events, Financial Advisor, Future, Investment, Owen, Owen Caterer, Seminar, Shanghai Expat, Vision
Categorised in: About CGP, Events
Jun 5 Austcham Event – Australian Budget 2014: How It Affects Me
Austcham Event: Where to put your money in an unstable world?
Self Invest Seminar – Dec 5th
Self Invest Seminar – Oct 18th


Idyllic island resort Amilla Fushi triumphs at the recent South Asian Travel Awards (SATA) scooping up the awards for 'Leading Wellness Hotel Resort' in the Maldives and South Asia. In a prestigious ceremony held at the Taj Mahal Palace in Mumbai, India on 15 September 2018, Amilla received the Gold award at national level and Silver award at regional level in the highly coveted category.
The South Asian Travel Awards is the first ever regional travel awards ceremony endorsed by multi-national associations providing the tourism sector of the South Asian region with recognition towards their facilities and service excellence. SATA aims to encourage and raise service standards of the tourism industry within the region, identifying and rewarding hospitality organisations. Nominations included 36 categories in 10 segments, with a record of 500 nominations from the Maldives, Sri Lanka, India, Nepal and Bhutan.
The Banyan-tree shaded Javvu Spa consists of 10 treatment pods; a yoga pavilion; fitness centre; a wet area including a no-bookings-required sauna and steam room; a private training studio and the Bodyism Café. Javvu's holistic approach is complemented by an integrated spa menu featuring result-s driven treatments from a carefully curated edit of world-class brands; Bodyism wellness and fitness programmes and sessions using both the natural environment and the latest high-tech gym equipment; and ancient healing and energy therapies.
The award-winning Spa works with select partners to help deliver an undeniably exceptional wellness experience. Each Javvu Spa massage therapist has been trained in the Pure Massage Spa Training Method, created by massage expert, Beata Aleksandrowicz, who provides spas worldwide with advanced training in a modern concept of massage based on Beata's Twelve Principles Of Massage. The Spa's ila Body Treatments and QMS Medicosmetics have been carefully selected for their unique blend of natural healing ingredients that leave the skin and body feeling refreshed and revitalised after every treatment.
Blissful pampering can also be enjoyed at the resorts Nail Salon, Hair & Beauty Lounge and Barber using the very best premium products for the perfect finishing touches; from Margaret Dabbs' world-class hand and foot treatments that reverse age and promote silkiness or Louise Galvin's steam-infused conditioning to slick and sophisticated styling with Gentlemen's Tonic.
Javvu Spa was also recognised at this year's World Luxury Spa Awards, named the Indian Ocean's top luxury Beach Resort Spa. This was the third year running that Javvu Spa has won, after being crowned as the Indian Ocean's leading luxury Beauty Spa in 2017, and the Maldives' best luxury Emerging Spa in 2016.
For more information on Amilla Fushi or Javvu Spa please visit: www.amilla.mv.


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Christie Hefner on Negotiating Your Career
Christie Hefner is executive chairman of Tucson-based Canyon Ranch Enterprises, a company promoting health and wellness through a number of channels. She joined Playboy Enterprises–founded by her father, Hugh Hefner—in 1975 and served as the company's Chairman and CEO from 1988 to 2009. Forbes named Hefner one of the "100 Most Powerful Women" in 2005, noting that "Faced with sliding sales and mounting competition, [she] made the innovative decision to steer the company onto the Internet in 1994, making it the first national magazine on the Web. Following the successful online venture, Hefner continued to build the brand, exporting it overseas and growing it at home with the creation of videogames, concept stores and plans for new entertainment venues in Las Vegas and Shanghai the next year." In 2008, Christie Hefner announced that the election of Barack Obama as president convinced her to step down from Playboy in order to pursue more charitable work.
Are you more encouraged that women continue to fight against workplace inequalities or more discouraged that the battle still needs to be waged?
There are visibly more women in positions of leadership, whether that's CEOs of large companies or in the executive suites. But if you look at the statistics from the large company perspective, we've been mired for quite a while at roughly 15% of board seats and 15% of executives. When I left Playboy as CEO, more than 40% of its executives were women, so clearly there are exceptions to those averages, but they are the averages.
Additionally I think one of the most dynamic parts of the economy that doesn't get captured in what we're talking about is the entrepreneurial side. I was one of the people who started a group called the Committee of 200, which is celebrating its 30th anniversary this year and grew up as a support for the National Association of Business Owners. Principally, it is made up of successful female entrepreneurs who ran multi-million-dollar companies, with the minority being corporate women. That and being the first woman in the Chicago chapter of the Young Presidents Organization has given me the good fortune of being exposed to a lot of women entrepreneurs. I think in part because of the glass ceiling and in part because of issues of flexible scheduling there are a significant number of women who opt out of the corporate path.
Last I saw, there are more people employed by women-owned companies than there were people employed by the Fortune 500. So I've always felt when you talk about opportunities and barriers and challenges for women, it's important that we look across the range of opportunities that exist and not just at the largest companies.
Do you think that whole corporate landscape for women has improved measurably since you first became CEO at Playboy?
Oh unquestionably.
What has contributed most to the improvement?
I think the pipeline. I joined Playboy in 1975. I think we saw a real explosion through the '80s and '90s of women graduating with MBAs, law degrees and so on. This year we've reached a tipping point where more than half of the labor force is female.
But I also think there has been a generational shift. The men who were running companies when I went to work in corporate life in the main were of a generation where their wives had not worked outside the home, nor had their sisters or mothers. If they had gotten a higher degree they probably had few female classmates. So it's the transformation of a generation who hadn't grown up expecting women to be pursuing with equal interest professional and executive careers to men in comparison with today's generation where you have parity at graduate schools of business.
If you talk to young men, their girlfriend is pursuing a career, their sister is pursuing a career and there's a good chance their mother did as well. That makes a huge difference, especially in board positions. There still is a tendency to put on boards people the CEO knows and that then makes it critically important that the CEO's circle includes professionally successful women and not just executive men.
Many women say they have been helped in their careers through mentoring by other women, or in some cases male colleagues. Do you see that as an important influence and have you had mentors in your career?
I didn't really. There was one gentleman who joined Playboy before I did who had an organizational development and human resources background. That background coupled with his experience at other companies and just the type of person that he is contributed to his being a kind of coach. It was helpful, but candidly one of the things that made my career development easier was that I didn't join Playboy expecting to stay and run the company some day. I didn't have that added pressure when people are brought in as a so-called "heir apparent.
But he definitely was a coach. He helped me choose programs in finance, marketing strategies and human resources to take to augment my liberal arts education. But in the main, I didn't have a mentor. Partly because of that and partly because I think it's not easy to find a great mentor, what I've always advocated is to build a network. If you can find the right mentor, great, by all means listen. But if not or in addition to a mentor, a network allows you to have many advisors, a sort of kitchen cabinet you can draw upon.
I think that's helpful because the person who might be the best source of advice on whether or not to take a promotion is maybe not the same person you want to discuss a challenging problem with a colleague or a business problem. If you have a wider circle of people in your network, you have a greater diversity of experience and talents to draw upon. It goes without saying, too, that it means you're not going to be putting too much of a burden on any one person.
Can women create those circles more easily than men?
I think women often have some very close friendships with other women. What I urge young women is to not give that up. Those girlfriend relationships are life-support relationships. But I also say go broad as well as deep so you have the benefit of a lot of different people who you can reach out to for coaching and counsel.
Some think that women coming into the work force today may be less prepared to deal with glass ceiling limitations than were their mothers because they don't expect gender restrictions. Do you agree?
It's an interesting question. I do see this: I've been active in politics for decades in support of women candidates and various issues and in the arena of women issues—pay equity, contraceptive rights, etc. One of the things that people who have been active for a while worry about is that younger women take all of that for granted, assume that rights always will be there and so don't feel any need or obligation to get engaged to protect those rights. So I can imagine that in a similar vein, the generations post my Baby Boom generation are going to be more confident of their opportunities and rights, as we want, but therefore a little less prepared for what they encounter.
What other advice do you give to young women beginning careers with their sights set on getting to the top of their fields?
In addition to networking, I believe that it's important to learn to see situations not just through your eyes but also through others'. One way in which that plays itself out is that when they're advocating for a promotion or a salary increase, people often make a case based on how they've worked hard and on why they deserve it. In my experience, the truth is that even in a good, people-oriented culture, that's not the lens through which decisions are weighed.
The real questions always are what have you done to help my company, my division, my department be successful. You need to understand what those drivers are, because they can change over time. Your company may move from a growth mode to a cost-control phase or into an expansion period. So you need to understand that your boss is not wondering can be done to make Jane happy. Your boss is wondering what Jane can do to make him or her successful.
And, as an extension of that point, I'm a big believer in learning how to negotiate effectively. I do believe you can learn that skill. The simple rule of thumb is that you are not going to get what you deserve in life; you're going to get what you can negotiate for. Whatever field you go into, you need to learn how to negotiate.
The other thing is that I encourage young people–if they at all have the opportunity–to take a foreign posting. I don't think you can overestimate the importance of globalization over the next decade-plus. Whatever field you're in is global. I think that's a big opportunity, but the research I've seen concludes that young women are less willing to do that than are young men. Obviously once you get to the point where you're married and have children, it's harder, though not impossible. So I encourage young women to take that opportunity if it's there.
Overall are you optimistic about the prospects for women in business?
I am basically an optimist, a glass half full person, so I see a lot of reasons for optimism. On the other hand, I think that it won't happen automatically. It will be the result of actions being taken, including what GlassCeiling.com is doing, to make a difference in that regard.
Now you're Executive Chairman of Canyon Ranch Enterprises?
I also work with a think tank in Washington and with the Columbia Journalism Review. And in all three cases I'm working in areas that are of real interest to me personally. Although I work full-time, I have control of my life. When you're a CEO you do not have total control of your life.
Specifically with Canyon Ranch [spa in Tucson], I've been the advisory board for about a dozen years an have come to have an enormous respect for the founders, who still are involved, and their mission of giving people the tools to lead healthier lives. I think there's a big opportunity to take to practitioners—whether they're doctors or nutritionists or exercise physiologists—the content that is created on the property and extend them to people beyond the property and to feel their best and live a healthier lifestyle.
gender biashealth/well-beinginternationalnetworkingtips for success
Elaine Weiss: You Can't Have It All in the First 37 Seconds
'Rising Stars' Share Career Advice
Karon Gibson November 18, 2012
Great interview and ideas as usual from Christie Hefner. Karon Gibson RN,CCM
Member of Committee of 200 …..Americantvproductions.com


Is there a link between the severity of heart attacks and periodontal disease?
More research is being done but if this is true, the severity of gum disease may now be an indicator of the risk and severity of one?s heart attack.
Why a dentist visit for professional scale-and-polish is as important as home-care hygiene?
Plaque, left over time, calcifies into calculus between the teeth. Calculus, like plaque, provides a good medium for bacteria to breed. Once calculus forms, home-care routine of brushing and flossing will not be able to remove it. This can only be done by visiting your dentist who will either use an ultrasonic scaler or a manual hand scaler.
In recent news, professional tooth scaling was associated with fewer heart attacks and strokes in a study from Taiwan presented at the American Heart Association's Scientific Sessions 2011.
Among more than 100,000 people, those who had their teeth scraped and cleaned (tooth scaling) by a dentist or dental hygienist had a 24 percent lower risk of heart attack and 13 percent lower risk of stroke compared to those who had never had a dental cleaning. The participants were followed for an average of seven years.
Professional tooth scaling appears to reduce inflammation-causing bacterial growth that can lead to heart disease or stroke, she said.


The purpose of the Women's Ministries of Shepherd's Community Church is to demonstrate our love for God and others through adoration of God's Son, involvement with God's people, and a mission to God's world.
Our goal is that each woman intimately knows the heavenly Father, lovingly relate to one another, and advance the gospel in family and community through obedience to the purposes described above.
Whether you are a college student, a working woman, mother, empty nester... there is a place for every woman who enters Shepherd's Community Church doors.


text:
layout: post
title: " Chalk art... "
date: 2006-05-12 22:59:00 +0100
comments: true
published: true
categories: ["blog", "archives"]
tags: ["On Cool Stuff"]
alias: ["/mattsblog/archive/2006/05/12/1339.aspx"]
---

Something I meant to post a long time ago, stolen blatently from KC (who stole it from someone else):

This chalk art is amazing. Check it out.