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Fashion & Beauty, What I Wore
What I Wore: Light As a Feather
Suits are always a staple in my wardrobe and what I'm loving right now is how there are so many different iterations of suiting doing the rounds. You can go from sleek and sharp, to one with a relaxed silhouette to something fun and playful like this suit by Rachel Gilbert. While a black suit is always a classic item in anyone's wardrobe, what I love about this design is that it flips the concept of it with the addition of the feather trim. I'm seeing feathers appearing in so many different collections from my fave designers, and I have to say I'm a huge fan. It's a detail that can completely change the direction of an outfit into something kittenish and a little glam, like something a classic beauty in an old movie would have in their closet. With this particular look, the suit features a modern cut-out, and a wide leg pant which makes it feel right on trend, but the addition of the feathered cuffs just sets it apart and makes it look and feel bold. I also opted to wear the jacket on its own in this instance, showing a subtle flash of skin which offers just a hint of sexiness to this look.
I couldn't really go past the Bottega Veneta heels for this particular ensemble. These black heels have been a workhorse in my wardrobe of late as they go with virtually anything. I think pairing them with this black suit helps offset the slightly softer nature of the feathered jacket, with the contemporary design of the heel. Plus the minimalist, pared back design doesn't end up competing with the bolder feel of the suit, achieving just the right kind of balance.
Credits: Suit, Rachel Gilbert; Heels, Bottega Veneta; Jewellery, Chaumet
Layering jewellery 101: A Touch Of Christmas Sparkle With Chaumet
Christmas is almost upon us and there's nothing better than a little festive dressing, accessorised with a whole lot of sparkle. I've been privileged to work with French jewellery brand Chaumet this year, and one of the perks of the job is definitely being able to wear such beautiful pieces. Given it's the time of year for dialling up the glam, I wanted to wear something fun so opted for a sleek black suit with feathered trim, finished off with a few of my favourite pieces from Chaumet.
I've always been a fan of layering accessories and Chaumet's Links range is perfect for this. I've worn this range to a few different events and I've always loved the modern design. The Harmony Link necklaces are available in a range of different lengths, and different pendant colours which make them the ideal pieces to stack. You don't want to create a concentrated cluster when layering necklaces, rather a graduating effect. I think it's important to choose one area to accentuate (I do this with clothes too) and in this instance I wanted it to be my decolletage given I was working with a deep V neckline. You can create such a dramatic effect by stacking delicate necklaces, the whole effect is modern and bold, and it doesn't feel to heavy or done.
My other rule when it comes to layering jewellery is to balance the pieces you choose to pair together. So if you're creating a necklace vignette, then pare it back a little more when it comes to your choice of earrings, rings and bracelets to enable the necklaces to shine. I adopted this approach for this particular look, with the simple Links Games studs, and a few streamlined rings — nothing too big in size like cocktail ring. I then opted for the Links Game bracelet and bangle, both have a similar aesthetic to the Harmony Link necklaces, and are also quite delicate which enabled me to stack them without it looking too over the top. It's important to keep in mind proportions and size when you're working with jewellery as you don't want to look unbalanced. You want to wear the jewellery, not have it wearing you!
Christmas time is always the perfect excuse to get dressed up and go all out when it comes to your outfits. It's definitely one of my favourite times of year when it comes to styling looks as everyone just seems to be a little more extra in their approach to dressing. This certainly applies to jewellery, and who wouldn't want a little extra Christmas sparkle?
This post was produced in collaboration with Chaumet
Up close and personal with my Melbourne Cup day jewellery
A race day look isn't complete with a touch of sparkle and when it's the kind of race that stops a nation then it definitely has to be extra special. I have had the privilege of working with the high end French jeweller Chaumet over the past few years and one of the highlights is being able to wear beautiful pieces from one of their collections. For this year's Melbourne Cup day, I chose some stunning jewellery from the Joséphine collection— a range that is inspired by the famous pieces made for Empress Joséphine, one of the first clients of Maison Chaumet. The collection features rings, bracelets and pendants and each uses eye-catching stones fixed in an elegant and regal setting.
Working with a plunging neckline on my dress, I wanted to keep my decolletage quite simple so I decided on earrings, rings and a bracelet to accompany my look. Whenever I decide on an edit of accessories, particularly jewellery, I always take into account my entire outfit from top to bottom, from shoes to clothing to bag to ensure that there is cohesion. While I was spoilt for choice, I eventually gravitated towards a few key pieces to complete my look.
The rings are a true statement piece on their own but I wanted to dial up the drama and wore two rings next to each other for a bold effect. When you're working with such beautiful jewellery, why stop at one, right? The Joséphine Aigrette pavé diamond bracelet in white gold was the perfect complementary piece. It's the kind of jewellery that has a understated elegance to it that means it doesn't overwhelm, it just has a presence to it that still makes an impact. The final piece of the puzzle were my earrings, the Joséphine Ronde d'Aigrettes earrings in white gold, set with brilliant-cut diamonds truly dialled up the sparkle. What I liked about these earrings were the fact the curved shape had a slightly more contemporary feel, yet still had a classic look to them that made them versatile and easy to pair back with a variety of different pieces. On a day like Melbourne Cup day, I do think bringing the sparkle is key and Chaumet certainly delivered.
Photography: Ashleigh Larden
Chaumet's Bee My Love Collection Should Be On Every Jewellery Lover's Radar
1st November, 2021
Investment jewellery, the kind that is designed to last the test of time, should both be classic yet with a distinct spin that ensures it will bring you joy every single time you wear it. It's something I always look for whenever I'm considering jewellery, and it's one of the reasons I love Chaumet's Bee My Love collection. I'm a big advocate of detail being one of the critical parts of any outfit and it's why the pieces from this range are worthy of a spot in any jewellery box.
Each piece in this range embraces a honeycomb design that evokes the perfect geometric symmetry in a beehive. It's modern and so visually pleasing as pieces slot perfectly together. If you're a fan of stacking jewellery it works really well as you're able to wear multiple pieces and there's a precise cohesion that ties everything together. The combination of diamonds and gold is also pretty hard to resist. It's understated and elegant but with with a distinct sprinkling of sparkle that makes each piece designed to stand out and be a talking point. Additionally, Chaumet use gold, white gold and rose gold in this collection so there's a metal to suit virtually any individual preference.
From earrings, to a lariat necklace to bracelets, all the pieces in the Bee My Love collection definitely fit all the criteria I look for when it comes to investment jewellery- striking pieces yet with a timeless feel. If you're looking to grow your precious jewellery collection this design is definitely one that will have longevity, and has a unique feature that makes it interesting and distinctive. I'm a stickler for detail when it comes to my outfits, and pieces like this, are definitely the kind of thing that can elevate a look into something truly special.
What I Wore: Metallica
Every so often I just want to break the rules when it comes to event dressing. I'm all for beautiful classic pieces, but sometimes a dress just comes along that demands to be worn. This De La Vali dress is just that. The metallic green lame is a match made in heaven for parties. Colour aside, the rest of the dress is tailored for statement-making event wear. The ruching along the sleeves and the peaked shoulder detail, are both standout elements that really elevate this dress, while the classic crossover style tempers the more edgy features, achieving a great balance.
I wanted to keep the colour going so I opted for some bright jewellery by Chaumet. I went for a few matching pieces in the form of the bracelets and necklaces I chose to tie them all together but experimented in the different colours I chose. While the cross features of the rings helped bridge all the pieces together. When working with such a bright colour, I wanted to add pieces that would help accentuate the overall look and feel, but without being too overwhelming, so the fact the necklaces and bracelets are quite delicate helped with the overall balancing act.
Credits: Dress, De La Vali; Jewellery, Chaumet
What I Wore: Urban Flower
23rd February, 2021
Wearing a work of art like this Maticevski dress makes me appreciate the opportunity to do so once again. I love my loungewear through and through but being able to wear a piece like this is always such a highlight. The detail on this dress is beyond. Look at the fabric up close and it's got a beautiful textured finish that to resembles overlapping flower petals. Which I think ties in beautifully to the the flower-like folds of the dress. It's a definite statement feature and something that elevates this dress into something special.
With a dress like this was about striking the right balance with my accoutrements. I didn't want to do too much otherwise it would all just be a bit overwhelming but I also didn't want to look like it was too pared back and that there was something missing. So I went for a classic monochrome colour palette and opted for my black Bottega Veneta heels. It's an interesting silhouette, but quite minimalist so it wasn't competing with the dress. I went for a white mini bag to tie into the colour of the dress, but with a gold accent colour to added a luxe touch. To finish it off, I can't think of a much better pairing with this dress than stunning jewellery. Working with Chaumet has allowed to wear some amazing pieces from their collection. For this outfit, I decided to layer silver and rose gold. Both striking colours that complement each other and play against the white of the dress. Plus who doesn't love a little extra sparkle?
Credits: Dress, Maticevski; Bag, Oroton; Shoes, Bottega Veneta; Jewllery, Chaumet
What I Wore: City Nights
9th February, 2021
The opportunity to get all dressed up is one of those things I'll never take for granted again after last year. There's always something so special and thrilling about being able to wear a beautiful dress and get dolled up for a night on the town. The LWD (little white dress) is quickly rivalling the LBD as my go-to option for a dressy outfit and this beauty by Maticevski is all kinds of dreamy. I love the feminine silhouette with the beautiful peplum and off-the-shoulder neckline—it's the intricate finishes that really elevate this dress.
For such a detail-filled dress, I knew that my accessories would have to be streamlined and unfussy. I went for black Bottega Veneta shoes for a monochrome colour palette, while adding a on trend touch to my ensemble. I was lucky to wear some stunning pieces by Chaumet. I added an elegant layered pearl necklace and a stack of bangles and statement ring to finish off this crisp white look, for a night on the town.
Credits: Dress, Maticevski; Shoes, Bottega Veneta; Jewellery, Chaumet
What I Wore: Colour Way
The great thing about using black as one of the anchor points of an outfit is that you're able to take it in virtually any direction because you'd be hard pressed to find anything that doesn't play well with black. I have had these Aje jeans on high rotation over the last few months and one of my fave ways to wear it is with pops of colour. This cropped top by Silvia Tcherassi is such a fun piece to pair with a variety of different hues and silhouettes (it's also on sale right now!). What I love about it is the print and colourful palette. It's such a good way to brighten up a look, and the puff sleeves add a dramatic touch which really lifts this entire ensemble.
Working accessories into this look meant finding a balance between complementing it with other hues without making it too over the top. This one of the reasons why I opted for a pair of black Bottega Veneta heels, but also having the same colour shoe as my pants gives a more elongated effect which is a plus.
I finished this look off by layering some colourful pieces by Chaumet. I'm always a fan of stacking necklaces and bracelets, and in this instance I really like the colourful effect it achieved. I also stacked a few beautiful rings from the range to add another interesting point of interest. The final finishing touches were my go-to Dior bag with gold hardware and a pair of tortoiseshell sunglasses by Le Specs.
Credits: Top, Silvia Tcherassi; Jeans, Aje; Sunglasses, Le Specs; Heels, Bottega Veneta; Jewellery, Chaumet; Bag, Dior
What I Wore: Festive Glitter
22nd December, 2020
I love this time of year and have always enjoyed the festivities, particularly when it comes to dressing up. It's always been fun to spend the day with family, embrace a great outfit and add a dusting of jewellery to really amp up the festivities and embrace some Christmas cheer. I've been lucky enough to wear some truly beautiful pieces by French jewellery house, Chaumet this year and in particular the pieces from the Josephine collection below are some of my faves. I tend to favour delicate pieces that have a bold sensibility, and the bracelets and rings below are just that. With a sprinkling of diamonds and pearl accents, they're feminine and striking.
I wanted to wear something light and bright and this look by Aje is the embodiment of both. The cropped top has the signature tie detail and puffed sleeves that Aje has become famed for, and the silhouette works perfectly with high waisted styles. I wanted something to contrast with the softer details of the top and tailored trousers were the ideal pairing. With a tapered silhouette and cuffed finish, it's polished without being overly rigid, making it an ideal option for summer, and for enjoying Christmas fun.
Credits: Top and pants, Aje; Jewellery, Chaumet
What I wore: Birthday Sparkle
What better excuse to embrace a little extra sparkle than another trip around the sun? I decided to glam up with this Bec and Bridge dress which is just made for long Christmas lunches, parties aplenty… and birthdays. The mocha shade is a great example of how a neutral hue can be impactful — the details of course are critical in achieving this with the cut-outs and the C rings elevating this dress. I also love the drop waist design and the ruching feature which when combined, really manage to turn this look into something special.
I'm a fan of simple accessories and this mini bag by Oroton definitely ticks that box—it's a streamlined structured design, with the gold accent making it ideal for a festive soiree. But without a doubt, it's the light dusting of jewellery that really made this outfit. The Chaumet lariat necklace works well with the square neckline of my dress, and accompanied by the matching bangles and necklace, it helps to form a cohesive look while also adding a touch of glitz and glamour to my ensemble. And if you can't embrace a few sparkling pieces on your birthday, when can you?
Credits: Dress, Bec and Bridge, Jewellery, Chaumet; Bag, Oroton


Car accidents often involve a multitude of factors. Eyewitness testimony alone can be insufficient to accurately reconstruct the underlying events. In many cases, expert witnesses are employed by both sides in a personal injury lawsuit to present the jury with possible reconstructions based on time-tested scientific methods. But, introducing expert testimony often leads to preliminary sparring between the parties over the qualifications of such witnesses, as a recent decision by a federal judge in White Plains illustrates.
Boykin v. Western Express, Inc.
Four years ago, a woman was driving on Interstate 84 in New York. It had been snowing that day but the interstate was plowed. A tractor trailer moved from an adjacent lane and struck the woman's vehicle, causing it swerve across the road. The vehicle struck the tractor trailer at least once more before coming to a stop in a snowbank.
The woman subsequently sued the company that owned the tractor trailer for negligence. She said the accident caused serious shoulder and spinal injuries requiring two surgeries. The case remains pending before U.S. District Judge Nelson S. Roman in Westchester County federal court.
On February 6th of this year, Judge Roman issued an evidentiary ruling regarding the plaintiff's introduction of expert testimony. Keep in mind, although New York law governs the underlying lawsuit, federal courts apply their own rules of evidence. As the U.S. Supreme Court has explained, federal judges must act as "gatekeepers" with respect to expert testimony. In this case, Judge Roman had to determine whether expert witnesses offered by the plaintiff and defendant are qualified to testify before the jury.
Here, the defendant corporation presented the report of an accident reconstruction specialist who opined the plaintiff's injuries were not the result of the crash with the tractor trailer. A reconstruction specialist is someone who tries to estimate the movements of vehicles during an accident based on evidence gathered after the fact, such as vehicle damage or marks on the road. In this case, the defense expert performed both an accident reconstruction and a biomechanical analysis, which involves estimating the movements of a vehicle occupant in order to determine the likely cause of any injuries.
In brief, the defense expert said his biomechanical analysis found the forces acting on the plaintiff during the accident "were below accepted injury thresholds" and "not consistent with causing" the injuries she claimed. To rebut this, the plaintiff presented her own expert, who suggested numerous flaws in the defense expert's methodology. For example, the plaintiff's expert said the defense expert's analysis relied on numerous unknown variables.
The defense moved to exclude the plaintiff's rebuttal witness on the grounds that he was not a "biomechanical engineer." Judge Roman said that did not matter, since the expert was offering testimony related to accident reconstruction and biomechanical analysis, two fields where the witness had demonstrated substantial expertise. The judge said he would not exclude a witness simply because he lacked a particular degree or credential.
As to the substance of the expert's testimony, Judge Roman found he employed generally accepted scientific methods in arriving at his conclusions. Obviously the plaintiff and defense experts reached different conclusions, but ultimately they can both testify, enabling the jury to make a final determination for itself as to which reconstruction of the accident is more credible.
Not every motor vehicle accident requires a detailed reconstruction by highly qualified (and expensive) experts. But, if you are a plaintiff in a personal injury case and facing a well-funded defendant who can afford such expertise, it is important to have a qualified New York accident attorney on your side. Contact our office right away if you need to speak with an attorney.


KIT ensures that its service to customers remains at peak levels through a strategic Quality Performance Program. Our process to improve operational performance focuses on identifying the root cause of quality issues, implementing corrective measures to prevent recurrence and measuring performance to understand what is working and where we can implement continual improvements.
We strive to be perceived by our customers as a company whose products, service and support consistently exceed those of our competitors. We will continuously improve our products, services and processes using clearly defined methodologies and making data based decisions. We are working to build a company that is regarded by its employees as one they are proud to work for, that communicates with them, listens and responds appropriately, values them and invests in them.
We strive to be the preferred supplier for our products and services in our chosen field. We aim to comply with the requirements of all our certification and continually improve the effectiveness of the Quality Management System. KIT Group is committed to quality in all parts of its business. Our corporate expectations require management to ensure mechanical and operational integrity through the development of preventive maintenance programs, mechanical integrity procedures, employee training and tracking systems to ensure completion of action items from risk assessments, hazard analyses and audits.


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20 Best Suburbs for Retirees
Joel Anderson
September 11, 2020, 1:15 PM ·13 min read
Leaving behind big-city life for retirement in the suburbs can provide you with a slower pace of life and help you save money on housing and other living expenses. GOBankingRates scored and ranked the best suburbs for retirement based on a number of factors, including cost of living comparisons, median home prices and property tax rates. Click through to see the best neighborhoods to retire in across America.
The suburbs might be the ideal way for a retiree to squeeze every drop out of their hard-earned time off after the close of their career. You can spend the day in a nearby city to enjoy all the urban amenities that make them such popular destinations, but you'll also be much closer to more natural settings that can provide for a whole different range of activities. And perhaps most importantly, you won't have to worry as much about those big city prices running through your nest egg faster than you would like.
That's why GOBankingRates has compiled some of these exurban towns that are best suited for your golden years, using factors like the cost of housing, incomes in the area and the percentage of the population that is retirees. After scoring each category, the results were ranked to show which options are your best bet for saving money and having your best time yet.
So which suburb might be right for your retirement? Here's a look at some American gems you might be interested in calling home.
20. Lavallette, New Jersey
Percentage of households collecting Social Security: 63.5%
Median home listing price: $599,000
Located on the Barnegat Peninsula — the small strip of land along the New Jersey coast that separates Barenegat Bay from the Atlantic — Lavallette is a beach lover's dream. You'll be a relatively short drive from the city life of New York and Newark to the north, but your home base features a number of lovely options along the Jersey Shore — including Island Beach State Park just south on the Barnegat Peninsula.
19. Isle of Palms, South Carolina
Located near Charleston — one of America's oldest cities — Isle of Palms could be just the place to live out your golden years in the Palmetto State. This is the island life that also accommodates some pretty serious luxury, too, if you're interested — this resort community features a marina and championship golf and tennis in addition to its beautiful ocean beaches.
18. Chevy Chase, Maryland
Median home listing price: $1,189,000
No, this is not a community built for fans of the seminal comedy star, the town has actually been around since the 1890s — though Chevy Chase fans are likely still welcome. This tony Maryland community is just outside the nation's capital for anyone hoping to spend their retirement exploring the Smithsonian without having to live in the city. That is, provided you can afford the seven-figure home that represents the median price there.
17. Mission Hills, Kansas
Situated just south of, well, both Kansas Cities, Mission Hills could be just the suburban oasis from which you can venture into the locale so famous for its BBQ and jazz. This city features a number of decorative fountains and urns throughout the area, some of which are hundreds of years old. It's part of a town that touts the way it intertwines natural elements with everyday life.
Worth Checking Out: 35 Cities Where You Can Afford To Live on Less Than $50,000
16. Mesquite, Nevada
Retirees can find plenty to do in Mesquite, which has casinos, golf courses, entertainment venues and outdoor attractions in the Virgin River Valley. This town, one hour and 15 minutes away from Las Vegas, has nearly 8,000 households and a property tax rate of 0.966%. The cost of living in Mesquite is slightly above the national average but lower than the cost of living in Las Vegas.
15. North Oaks, Minnesota
There's little chance of North Oaks ruining Minnesota's reputation as the Land of 10,000 Lakes — they're peppered liberally around the surrounding area. So if your retirement dreams involve a pontoon boat and a small lake to putter around on, this could be the place for you. And with Minneapolis directly to the town's southwest, you're not far from a wide range of urban amenities as well.
14. Indian Wells, California
If the only thing you think of when you hear "Coachella" is hordes of young people packing into music festivals, you're really missing out. The Coachella Valley is a gorgeous area with a lot to explore. Indian Wells is right outside of Palm Desert and down CA-111 from Palm Springs, locating it right between the Mt. San Jacinto State Park and Joshua Tree National Park — allowing you to enjoy one of the most picturesque portions of California's high desert or to beat the heat by escaping to the thin mountain air.
13. Laguna Woods, California
The heart of Laguna Woods is Laguna Woods Village, an active lifestyle community located outside of Los Angeles for people 55 and older. The retirement village is located only 10 minutes from the Laguna Beach coastline and has a variety of amenities, including golf courses, tennis courts and an equestrian center. And with over 4 out of 5 households collecting Social Security, it's a safe bet that the local economy here is geared toward retirees.
Options: Cheap Cities You'll Love To Live In
12. Ponce Inlet, Florida
Ponce de Leon was famously searching for the Fountain of Youth when he became the first European to set foot in Florida. However, you'll find that focusing on enjoying your retirement in Ponce Inlet should work out a lot better than trying to recapture your youth with a search for "Ponce Fountain." This Florida community is situated on the Atlantic coast just south of Daytona Beach, and it's home to the tallest lighthouse in Florida — a historic site with a corresponding museum.
11. Pepper Pike, Ohio
Pepper Pike is one great option for retirees interested in calling northeastern Ohio their home. This Cleveland suburb touts its green spaces interwoven with neighborhoods and is largely residential. Housing options do include townhouses for those less interested in a traditional home, and you're not far from Lake Erie for anyone who hopes to make enjoying some time on the water a big part of their retirement.
10. Bloomfield Hills, Michigan
Metro Detroit offers plenty that people not familiar with the area might not be familiar with. If you want to enjoy nature, Lake St. Clair is close by with an abundance of parks, and anyone willing to drive north into some of the state's more remote areas will likely find a lot to enjoy. And the Detroit proper is home to a wide variety of amenities, including the legendary Detroit Institute of Art and the Motown Museum.
9. Olympia Fields, Illinois
The village of Olympia Fields is home to the Olympia Fields Country Club, unique architecture, convenient public transportation access and more than 140 acres of parkland. Homes are pretty affordable in this Chicago suburb, and the city's mass transit system means spending a day exploring the loop or visiting the Field Museum would be relatively easy from this locale. However, if the hassle of city life isn't for you, staying near home still means having access to a robust park system with something available for everyone.
Time To Move? Best Places in Every State To Live on a Fixed Income
8. Estero, Florida
This Florida burg is on the state's Gulf Coast, on the coast protected by Estero and Big Hickory Islands. And you'll be able to really enjoy the local natural habitat between nearby Koreshan State Park and the Estero Bay Aquatic Preserve. And for those who prefer learning about history, you can try the Mound Key Archaeological State Park that includes mounds that rise 30 feet over the water at what was believed to be a ceremonial center for the local Calusa.
7. Longboat Key, Florida
Longboat Key stretches out into the Gulf of Mexico just off the Florida coast near Sarasota. The town offers a variety of beautiful beaches to enjoy. In fact, shell mounds found in the area suggest that people have been coming to this spot to celebrate good times since the Timucuan and Calusa were doing it long before European settlers showed up.
6. Leisuretowne, New Jersey
Unless Lesiuretowne has befallen a positively stupifying trend of people suffering injuries that prevent them from working, the fact that nearly 9 out of 10 households here are collecting Social Security is probably a sign that this is a community made up almost entirely of retirees and senior citizens. The closest major city is Philadelphia to the east, but this is one New Jersey locale where you might see a little more of what led to it being dubbed the "Garden State" — with the Brendan T. Byrne and Wharton State Forests just a short drive away.
5. Plantation, Florida
Plantation is home to tree-lined streets, multiple recreation facilities and a vibrant business community. The Miami suburb blends an urban environment with a hometown lifestyle and offers numerous amenities, including golf courses, parks, shopping and a public library. Plantation has about 2,700 households, and it could be a good alternative to pricey Miami for retirees hoping to plant roots in South Florida.
Good To Know: 20 Best Places To Live On Only a Social Security Check
4. Green Valley, Arizona
Green Valley is a retirement community located in the lush hills of the Santa Cruz River Valley. In addition to teeing off on the numerous golf courses, residents can enjoy bird-watching and hiking trails. The Tucson suburb is one of the larger suburbs included in this study, with more than 13,000 households — with a whopping 86% of those collecting Social Security benefits.
3. Hot Springs Village, Arkansas
Hot Springs National Park — located in nearby Hot Springs — is the oldest piece of federally-protected land in the United States, long known as "America's spa" for the natural springs there. For Hot Springs Village — a recreational resort community — that nearby destination comes alongside being a short drive from Little Rock to the east and the Ouachita National Forest to the west.
2. Timber Pines, Florida
Timber Pines is a private retirement community that boasts "Country Club Living for Active Adults." The community has more than 3,000 homes and features amenities such as golf courses, tennis courts, heated community pools and walking paths. The Tampa suburb is the best suburb to retire in because it has the greatest percentage of households collecting Social Security income — which means lots of fellow retirees — as well as the lowest median home price and the lowest cost of living of all the suburbs included in this ranking. To top it all off, some of the best beaches in the country are just a short drive away.
1. Rio Verde, Arizona
The 87.8% of households receiving Social Security benefits represent the highest proportion of any town listed here. The Phoenix suburb is located to the northeast of America's fifth-largest city, putting it relatively close to plenty of rural features as well as the faster life in the big city. The town is situated right on the edge of the Tonto National Forest.
The Best Suburbs for Retirees
The best suburbs for retirees are typically clustered in states where the weather is warm and living costs are lower. Traditional retirement destination states like Arizona and Florida are well-represented in this study, but a number of colder states like Illinois and Minnesota also made the list, in case you love a good snowy day.
More From GOBankingRates
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Please note photos are for illustrative purposes only and depict the large city closest to each suburb listed in the study.
Methodology: To find 20 great suburbs for retirees, GOBankingRates looked at all communities in the U.S. with 1,000 to 50,000 total households that are located within one of the country's 100 largest metropolitan statistical areas by population, according to the United States Census Bureau and Bureau of Economic Analysis. These metrics were selected to ensure that each community is closely tied to a major urban area without being a large city itself. GOBankingRates then scored all qualifying cities on their (1) average household income, (2) percent of households that collect Social Security, (3) average income for households that collect Social Security, (4) percent of households with retirement income, (5) average income for households that collect retirement income, and (6) estimated median property tax paid by residents. Factors (1-5) were sourced from the 2018 American Community Survey conducted by the Census Bureau and higher values were considered preferable while factor (6) was calculated by multiplying Zillow's estimated typical home value for each city by the median property tax rate in each city's state, as published by Tax-rates.org and a lower value was considered preferable. GOBankingRates then analyzed the 60 highest-scoring cities in more depth, scoring them against each other on their (7) 2020 cost of living index score from Sperling's Best Places and (8) median home listing price from Zillow in addition to factors (1-6). Lower values were considered preferable for factors (7) and (8). The final roundup of great suburbs represents those communities with the highest combined score on factors (1-8) with all factors weighted equally. To ensure a wide geographic spread of suburbs, only one suburb per major MSA was included in the final ranking. All data was collected on and up to date as of Aug. 27-28, 2020.
This article originally appeared on GOBankingRates.com: 20 Best Suburbs for Retirees
NASA estimates Tonga volcano exploded with force of 5-6 megatons of TNT equivalent
NASA scientists estimate the power of Tonga's volcanic eruption over the weekend to have been 5-6 Megatons of TNT equivalent.Threat level: Saturday's eruption of the Hunga Tonga Hunga Ha'apai volcano and subsequent tsunami killed at least three people. Scientists warn an "ash-seawater cocktail" poses a potentially toxic health threat, and drinking water could be contaminated.Stay on top of the latest market trends and economic insights with Axios Markets. Subscribe for free#NASAWorldview Image o
The issue appeared to impact the Boeing 777, a long-range, wide-body aircraft used by carriers across the world.
Top Energy Firms Split on How U.K. Should Tackle Price Hike
(Bloomberg) -- Britain's biggest energy companies can't agree on what the U.K. needs to do to soften the blow of soaring bills for customers, making it harder for the government to tackle a cost-of-living crisis.Most Read from BloombergMicrosoft Buys Scandal-Tainted Activision in Bet on MetaverseFourth Pfizer Dose Is Insufficient to Ward Off Omicron, Israeli Trial SuggestsCovid-19 Infected Lions Prompt Variant Warning in South AfricaStock Selloff Deepens as Treasury Yields Climb: Markets WrapNew
The rising cost of living is affecting everyone - but it's been particularly tough on young people.
ECB Would Act If Inflation More Persistent, Villeroy Says
(Bloomberg) -- The European Central Bank's inflation forecasts aren't a "blind certitude" and the institution will take action if the price surge proves more persistent, Bank of France Governor Francois Villeroy de Galhau said. Most Read from BloombergMicrosoft Buys Scandal-Tainted Activision in Bet on MetaverseFourth Pfizer Dose Is Insufficient to Ward Off Omicron, Israeli Trial SuggestsCovid-19 Infected Lions Prompt Variant Warning in South AfricaStock Selloff Deepens as Treasury Yields Climb:
Senator claims Russia invading Ukraine would be 'biggest mistake' of Putin's career
As Russia appears poised to invade Ukraine, Senator Chris Murphy (D-CT) joined Anderson Cooper 360 Tuesday where he said that Russian President Vladimir Putin may not know what he could be getting himself into. "There is going to be continued U.S. assistance, assistance to an army that's ready to fight and a population that is not just going to let Russia march into the center of Ukraine," Murphy said. "Putin seems to be getting absolutely horrible advice. People telling him he is going to be greeted as some kind of liberator in a country that has turned against Russia over the last ten years and is going to fight for its survival." In 2014, Russia invaded Crimea, a very pro-Russia part of Ukraine, with little push-back. But Murphy said that things wouldn't be so easy this time with the rest of Ukraine. Murphy said that 60 to 70 percent of Ukrainian citizens now favor joining NATO, exactly what Putin is trying to stop. Murphy believes that if they were to invade, it could be catastrophic for Russia, equating it to Russia's failed invasion of Afghanistan in the 1980s. "This, to me, would be the biggest mistake of Vladimir Putin's career. He will get bogged down inside Ukraine just like his predecessors got bogged down in Afghanistan in 1980 and 1981," Murphy said. "Ukrainians are gonna fight for their lives. There will be a long term counterinsurgency. It will be bloody, it will be drawn out, and it will be a black mark on Russia that could end up leading to Russia's downfall, as the Afghanistan invasion arguably contributed to the Soviet Union's downfall."
DeepBrain AI's successful NRF 2022 debut with 'AI Kiosks'.
DeepBrain AI introduced the AI Human solution imbedded 'AI Kiosk' products using its core AI video synthesis technology at 'NRF 2022', the world's largest distribution fair held in New York, USA from the 16th to the 18th. Moreover, a promotional video of DeepBrain AI, which peaks in its spectacular debut, was released on Times Square.
REFILE-MORNING BID-Goldman Sachs adds another layer of stress
For all the turmoil across financial markets yesterday, the Nasdaq creeping dangerously near correction territory and closing below a key 200-day moving average probably came as the least surprising feature for investors. After all, dumping expensive tech and growth stocks when bond yields rise as the Federal Reserve embarks on an interest hike cycle is seen as basic stock market trading 101. Going overweight on banking stocks on tighter monetary policy is another common trade but that one backfired spectacularly when Goldman Sachs missed quarterly profit expectations and plunged 7% as rising expenses bit into its fourth quarter earnings.
Ed Sheeran Set Up Courteney Cox And Johnny McDaid, And 16 Other Celebs Who Set Their Friends Up With Other Celebs
"How'd you meet?" "Through a friend!"View Entire Post ›
Neve Campbell Made Her 3-Year-Old Son Know He Was Adopted "From The Beginning"
"Talk about their story. Tell them who they are."View Entire Post ›
34% of Growth to Originate from APAC for Scented Candles Market | Technavio
The scented candles market is set to grow by USD 1.46 bn, progressing at a CAGR of 6.97% from 2020 to 2025. The report offers an up-to-date analysis regarding the current market scenario, the latest trends and drivers, and the overall market environment. The market is fragmented, and the degree of fragmentation will accelerate during the forecast period.
(Bloomberg) -- Oil's rally from the highest close since 2014 eased following news that a key crude pipeline running from Iraq to Turkey would soon resume after being knocked out by an explosion Tuesday.Most Read from BloombergMicrosoft Buys Scandal-Tainted Activision in Bet on MetaverseFourth Pfizer Dose Is Insufficient to Ward Off Omicron, Israeli Trial SuggestsCovid-19 Infected Lions Prompt Variant Warning in South AfricaStock Selloff Deepens as Treasury Yields Climb: Markets WrapNew Satellite
"Swingers" everywhere are mourning the death of Marty Roberts, one half of "Marty & Elayne," the ultimate lounge act that found a home at the iconic Dresden Room in Los Angeles for more than 40 years.
Victim of deadly NYC subway attack remembered in SF
From the Bay Area to NYC Michelle Go has inspired a "fight for a better world."
Alligator Bioscience Announces Commencement of a Sponsored Research Agreement with the University of Pennsylvania Led by Dr. Gregory Beatty
Alligator Bioscience (Nasdaq Stockholm: ATORX) today announced the initiation a sponsored research collaboration to study biomarker data from Alligator's OPTIMIZE-1 study with the University of Pennsylvania's (UPENN) Pancreatic Cancer Research Center.
Sony Group's shares fell nearly 13% in Tokyo on concerns about tough new competition for its videogame business from the newly announced combination of Microsoft and Activision Blizzard.

redpajama_set_name: RedPajamaCommonCrawl


Known to rebloom, the Snow Queen Siberian Iris has outstanding, bright white flowers with a touch of yellow at the throat. It blooms profusely, and looks spectacular when planted in mass. Blooms in early summer.
Mature Size(H x W) : 36"-48" x 20"-24"


Startup companies are a dime a dozen. Think you've got what it takes to pick a winner? Introducing The Money Table, the competition where you are the angel investor. Put real Pittsburgh startup companies in your hot seat. As you grill local entrepreneurs, real angel investors assess your investment team in a single elimination tournament. No experience required; we'll give you a crash course in investing prior to the competition. All backgrounds welcome.
This event is a collaboration between CMU and Pitt, including: Innovation Institute, Swartz Center for Entrepreneurship, Graduate Entrepreneurship Club, Launch Pitt, and 4th River Solutions.
This competition is only open to graduate students.
Student organizers will put you into teams.
Teams will be announced at the Investors' Bootcamp!


As loved ones grow older, family members sometimes take on informal decision-making roles. A son or daughter may help with their parents' medical care or other personal care issues. Additional safeguards, such as guardianship, may become helpful if parents lose mental capacity due to dementia, major stroke, severe mental illness, or other debilitating conditions. A legal guardian, often a family member or other trusted third party, allows families to protect the non-financial interests of their loved ones.
Zalkin Law Firm represents families who are concerned for the safety and well-being of a loved one. We can help you determine whether guardianship is the most helpful solution or if a different strategy might be more effective or efficient. We have a solid understanding of both the clinical and legal issues affecting individuals and families who are considering pursing guardianship, and will guide you along the best path for your situation.
A guardian may be a family member or other responsible person, or people, who the court believes will act in the best interest of the incapacitated person. Family members are sometimes reluctant to serve as guardian if they are concerned that their relationship with the protected person might become strained if the guardian would need to make difficult or unpopular decisions. When appropriate, we can act as sole guardian, or as co-guardian along with a family member, allowing the family to make the more routine decisions while we make the unpopular decisions or set limits.


Record your professional CD on your own, with a partner or your family with a sound engineer at hand.
Start off with your very own professional colour CD and start or build upon your portfolio.
Come and enjoy the experience in our retro, relaxing and professional environment.
This is for one hour (which includes mixing and mastering) at The Shift Studios in Burnley Town Centre, Lancashire with a sound engineer at hand to record music over your selected backing tracks. We are conveniently located in Burnley Town Centre, Lancashire in a professional, retro and cosy recording studio. An ideal step to creating your portfolio or simply an ideal fun gift with a quality edge!


Rating: 5 4 3 2 1 4.4/5 from 5691 votes.
Born To Die Stringer Doug can be very useful guide, and born to die stringer doug play an important role in your products. The problem is that once you have gotten your nifty new product, the born to die stringer doug gets a brief glance, maybe a once over, but it often tends to get discarded or lost with the original packaging.


Sonnet is a poem composed of fourteen verses, divided into two quartets (two verses with four verses) and two triplets (two verses with three verses). The first stanza presents the subject of the work, the second relates it to the situation of the lyrical subject. This is, of course, a general outline, a certain model that may undergo certain changes in individual realizations. The sonnet has metric and rhymed verses, and these verses are classically ten-syllable (with ten metric syllables) or alexandrines (with twelve metric syllables).
1. Petrarchian or Italian sonnet: it has two stanzas of four verses (called quartets) and two of three verses (terts tercets).
Main characteristic of an Italian sonnet is the presence of several verses that usually have ten poetic syllables. When the sonnet has triplets that combine only two rhymes, they must follow the cdc-dcd scheme.
The Italian sonnet is organized within these fixed rules in its composition.
The Italian form of the sonnet was used by countless poets in Italy, including Michelangelo Buonarroti, as well as authors in Spain and Portugal. In Spain, traditional sonnets in Italian style were created by Luis de Góngora. In Germany, the Italian combination of verses (abba abba cde cde) was used by Johann Wolfgang Goethe in his sonnet called "Natur und Kunst". The degree of prevalence of the Italian sonnet model in individual countries shows the impact of Italian culture. Understandably, it was the largest in the Romanian countries of the Iberian Peninsula.
English or Shakespearean sonnet is the collective name of several sonnet varieties found in the English literature of the Elizabethan era. This form of sonnet has three quartets and a couplet.
The English sonnets are the Spenser sonnet, the Barnfield sonnet and the Shakespeare sonnet. The combination of rhymes abab cdcd efef gg, known as Shakespeare, is the simplest variation of this verses. Writing a Shakespeare sonnet requires finding only two, not three or four, as in the Italian sonnete (abba abba cdc dcd) of consonant words for each rhyme.
1) abab bcbc cdcd ee: known as spenserian sonnet, started by Edmund Spenser.
2) abab bcbc cdcd efeg gg: known as Shakespearean sonnet or English sonnet.
Monostrophic sonnet: structure composed of a single stanza of 14 verses.
Besides the metric, another observable point in the composition of the sonnet is the order in which the verses present the rhymes. In the case of quartets, we can find three main ways of positioning the rhymes.
Sonnets were often organized into crowns. The most famous crown of sonnets called "Wreath of Sonnets" was written by France Preseren.


Status transition date synchronisation. Ceptah Bridge finds a particular transition based on a filter and synchronises it with an MS Project field. For instance, a date when issue went into the In Progress state can be copied to Actual Start.
Support for Tempo Account fields.
Synchronisation of the Description, Start Date, Release Date and Released Flag attributes for Fix Version.
Importing linked tasks even if they are not covered by the import condition.
API for controlling Ceptah Bridge from VBA or another programming environment.
Synchronisation of the name path back to MS Project.
Increased JIRA API access timeout.
Fixed problems with synchronising Tempo Account custom field.


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You'll look like you just walked off a photo shoot in Hannah S Style 27796. This sheath dress features a strapless straight neckline, glitzy sequin bodice in stripe and crisscross waist design and a curve-grabbing slim short stretch skirt in elastic bandage fabric for a look worthy of any celebrity. This Hannah S dress is perfect for relaxing after prom, observing the holidays, dancing the night away at homecoming, helping capture the crown at your next pageant, attending a party, or any once in a lifetime event you may be attending.


There have been a lot of Kiwis going to mosques to show their sympathy for Muslims over the past few days.
But here's something a bit different - a Muslim woman who reaches out to Christians, and the unique friendship that's come of it.
With her green hijab and conservative attire, Masooma Mehdi's religious faith is pretty obvious.
Ms Mehdi joined friend Sarah West, an Anglican minister, on TVNZ1's Seven Sharp last night.
Both have been moved by the cruelty in Christchurch and found themselves at one of the many vigils offered for the victims.
"I talked to her her for 20 minutes, and it's like I've known this person all my life," said Ms West.
And they found that they have more in common than a belief in higher things.
"We wanted some good to come from this. We're really strong on that. We want the world to be a better place," Ms Mehdi said.
And it all started with a friendship based on the promise that the darkness will never put out the light.
Watch the above video for the full story.


It was a beautifully warm afternoon in Simcoe when we visited the Heritage Plaque Ceremony to honour the legacy of our first Grand Master - William Mercer Wilson. Masons and their families gathered together to hear Beth Anne Mendes, Plaque Coordinator Ontario Heritage Trust, The Honourable Diane Finley, MP Haldimand-Norfolk and Jim Oliver, Deputy Mayor of Norfolk County give homage to a truly admirable Canadian and Freemason.
Our very own Grand Master - M.W. Donald Campbell Grand Lodge A.F. and A.M. of Canada in the Province of Ontario spoke about the Man and the Mason and how M.W. Wilson helped shape our new country by commanding the loyalist cavalry which defended the Nation against the Americans and then later bringing law and order to Norfolk County.
All Districts in Ontario were represented as well as other Provincial Districts. 5 Grand Masters were in attendance at the ceremony with 3 members from West Gate Lodge in attendance.


text:
Sant'Agata Feltria é uma comuna italiana da região dos Marche, Província de Pesaro e Urbino, com cerca de 2.286 habitantes. Estende-se por uma área de 79 km², tendo uma densidade populacional de 29 hab/km². Faz fronteira com Badia Tedalda (AR), Casteldelci, Novafeltria, Pennabilli, Sarsina (FC), Sogliano al Rubicone (FC), Verghereto (FC).

Demografia

Comunas de Pesaro e Urbino

redpajama_set_name: RedPajamaWikipedia


The high brightness of the display is all the more impressive, considering that it's a touch screen. Ok, so the colours have that slightly washed out look to them, just like with all touch screen displays, but the big advantage is navigation. There's no need to worry about the touchpad getting muddy or wet, simply stab the stylus, or even your finger at the screen to get things done.
Like previous fully rugged ToughBooks, the keyboard is a bit of a mixed bag. The keys themselves have a decent amount of travel and a strong spring back, which suits fast typers like myself. It's also good to see the Ctrl key located at the bottom left, where it should be – this makes it easy for anyone that uses a lot of keyboard shortcuts. However, the keyboard layout is US, just like previous units, which means you get a small Enter key, rather than the traditional large Return key seen on UK keyboards. You'll also find the @ key where the " key should be and vice versa. It's not a massive problem though, especially since I imagine that the majority of CF-30s won't be used for writing massive documents.
The touchpad is smooth and responsive enough, although I far preferred using the touch screen. The two rubber buttons below the touchpad work well, and are easy to press even when the machine is soaking wet. Below the touchpad are indicator lights for Caps Lock, Num Lock, Scroll Lock, Multimedia Pocket (where the optical drive is), Hard Disk and MP Power.
If you do need to use a notebook out in the field all day, the CF-30 will keep you going for a good while. Running Mobile Mark 2005, the CF-30 managed a battery life of six hours 37 minutes – that should keep you going away from a power source for most of the day. The battery life isn't quite as good as the CF-29, but that wasn't running a dual core CPU. General performance isn't going to set the world on fire, but ToughBooks are about robustness and usability in almost any environment rather than raw speed.
The CF-30 weighs a not insubstantial 3.8kg, but it doesn't feel massively heavy when you're holding it by the handle. And with dimensions of 302 x 285 x 70mm (WxDxH) it's not small either, but again it doesn't feel big or bulky – maybe because you don't need a case to carry it around.
With a base price of £2,971, the CF-30 is far from cheap, but when push comes to shove, you either need a notebook that can survive this kind of punishment or you don't, and if you fall into the former camp, the cost is, to some degree, irrelevant. Also, having witnessed the amount of research and testing that goes into the ToughBook range, it's easy to see where that money is going – especially when you consider that the vast majority of notebooks on the market are not actually built by the company who's name is plastered on them.
The ToughBook CF-30 is an amazing piece of technology – a notebook computer that can survive an immense amount of punishment. The fact that we managed to drive a car over a ToughBook and it just kept working, speaks volumes about Panasonic's build quality. Put simply, if you need a mobile computer that can survive pretty much anything, this is it.


text:
The Unbalanced Line
12/16/18 - 12/23/18 (2)
11/4/18 - 11/11/18 (2)
9/30/18 - 10/7/18 (1)
9/23/18 - 9/30/18 (1)
9/9/18 - 9/16/18 (1)
9/2/18 - 9/9/18 (2)
10/1/17 - 10/8/17 (3)
8/27/17 - 9/3/17 (4)
10/30/16 - 11/6/16 (2)
12/30/12 - 1/6/13 (1)
9/5/10 - 9/12/10 (10)
Ball State Preview
Ball State comes to Michie Stadium tomorrow and tries to right the ship against an Army team hungry for its second win.
Ball State comes in after dropping their first two games this season: a 20-10 setback against North Texas and a 23-16 pillowfight against FCS New Hampshire.
An 0-2 start & revolving door at QB, things aren't going so well for BSU, but there's no need to panick. Right?
Cardinals head coach Stan Parrish doesn't want to play Big Ten schools in back-to-back weeks, and Ball State is scheduled to face Purdue on Sept. 18, followed by Iowa on Sept. 25.
Though the Iowa game is more lucrative for Ball State, which would pocket $450,000 more from Iowa than Purdue, the Purdue contract was finalized in 2005 and includes a three-game basketball series that finishes in December.
Looking back at Ball State 2009, it's clear the cupboard was left bare after their 12-2 bowl season last year, but it looks like new BSU head coach Stan Parrish isn't trying to right the ship, he's trying to bail it out.
Parrish declined an interview request for this story, but the original report said Parrish didn't want to play at Purdue University and Iowa, two Big Ten schools, on back-to-back Saturdays. The Purdue game is scheduled for Sept. 18.
The state of BSU's football program really doesn't matter at all to me other than the point that these distractions and future implications make this game a must-win for Army. The Black Knights would hate to drop this game at home but realistically, Army still has some kinks to work out on offense. The team has to play who's in front of them and I can't help but feel like Ball State is backed into a corner. If you're Army and haven't gone bowling since 1996 there's a lot riding in this game.
Army opens as an 8 point favorite.
USA Today has Ball State's team notes and stats.
Army's team notes are here.
Game notes are here (pdf) - GoArmySports.com
Don't forget to check the radio tab on game day for links to the live Army/Ball State internet gamecast.
Posted by Chris at 9/17/2009 04:59:00 PM
Tags: Army, Ball State, Preview
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text:
2014 Generic Ballot
Battle for Congress
Senate Map
House Map
Governor Map
Scott Conroy
Adam O'Neal
Mark Salter
Obama's Reckless Default Fear-Mongering
By Larry Kudlow - October 5, 2013
Never before has an American president threatened and risked the U.S. economy and financial markets the way Barack Obama has in recent days. For his own narrow political ends, Obama and his minions have actually accused the Republican party of deliberately provoking a Treasury debt default because they don't agree with the Obama position on the continuing budget resolution and the debt ceiling.
"As reckless as a government shutdown is ... an economic shutdown that results from default would be dramatically worse," Obama said on Thursday. Clearly targeting Republicans, he said a default would be "the height of irresponsibility."
Then, on the same day, Obama's Treasury Department released a brutal statement that said a default would prove catastrophic, causing credit markets to freeze and leading to "a financial crisis and recession that could echo the events of 2008 or worse."
So who exactly in the Republican ranks is calling for a Treasury debt default? Who? The GOP disagrees with Obama on the budget and health care, but no Republicans have ever said they favor defaulting on the nation's debt.
What's going on here?
I have a strong suspicion that Obama and his troops are trying to provoke a massive sell-off in stocks and bonds to further their political position. And a massive sell-off like that could conceivably become a self-fulfilling prophecy, driving the economy into recession. Indeed, it could drive the whole global economy back into recession, since U.S markets are the epicenter of the world's system.
This kind of political tactic is beneath the presidency. No president -- not Nixon, Carter, Reagan, the Bushes or Clinton -- has ever menaced and assaulted the financial world to achieve short-term political gains the way Obama has. This has never happened before.
And frankly, because of the extraordinary importance of our financial system, especially after the crisis of 2008, Obama's selfish tactics border on the unpatriotic. Presidents don't act that way. They are custodians of their office. They attempt to create a positive legacy for the future. And they don't try to pull down the whole system for their own gain.
This is negativism to a fault. The people in the White House and Treasury know better. But apparently they know no political bounds.
According to a Wall Street Journal story, one senior Obama official went so far as to say, "We are winning ... it doesn't really matter to us how long the shutdown lasts, because what matters is the end result."
Right now the hero of this sad episode is House Speaker John Boehner. He countered Obama by issuing a statement that he is determined to prevent a federal default. He then stated, "I don't believe we should default on our debt, it's not good for our country." Boehner even indicated he would rely on Democratic votes in the House to pass a debt-limit increase and avoid default.
The difference between Obama and Boehner on this and other subjects is that Mr. Obama lacks a sense of historical experience and doesn't recognize what a high-stakes game he is playing. Mr. Boehner, on the other hand, has the benefit of years of high-level experience, and he knows how dangerous loose lips can be in affecting the markets and economy.
Earlier this year, House Republican Tom McClintock and 106 co-sponsors introduced the Full Faith and Credit Act, which would protect the payment, principal, and interest on U.S. Treasury securities, including those held by Social Security funds, even in the event that the federal debt reaches the statutory limit. In other words, by law, not default. Two years ago Senator Pat Toomey introduced similar legislation. And more recently, House Financial Services chairman Jeb Hensarling renewed the campaign for that bill. But Obama and the Democrats have always opposed it. And how bizarre is it that Obama opposes the one piece of legislation that would make it impossible for him or anybody else to make Treasury-default accusations?
Down through the years, presidents have made policy mistakes that severely damaged the value of stocks and bonds. And roughly 100 million Americans now own stocks, while countless others own bonds. And in our interconnected world, foreign investors around the globe participate in these markets. Yet our current president would risk all these assets by making phony default charges and by virtually threatening a financial and economic catastrophe if he doesn't get his way on the shutdown and the debt ceiling.
Here's a little bit of good news: Stocks and bonds were virtually flat across the first four days of the shutdown.
They have so far ignored Obama's phony default charges. And they know that the U.S. will never -- never -- default on its Treasury obligations.
So once again I argue that markets are smarter than politicians. Let's hope I'm right.
Lawrence Kudlow is host of CNBC's The Kudlow Report and co-host of The Call. He is also a former Reagan economic advisor and a syndicated columnist. Visit his blog, Kudlow's Money Politics.
COPYRIGHT 2013 CREATORS.COM
Related Topics: Barack Obama, Debt Ceiling
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Obama Nominees Face Lame Duck Obstacles in Senate
Alan Fram · November 10, 2014
Red Tide Rising
Charles Kesler · November 9, 2014


For one thing, I'd like to thank all the poker gathering individuals that gave me such incredible input on Part I of this piece on smaller scale limit online poker procedure. In that piece, Small Limits Poker Online we found out about a portion of the propensities that accomplished players were liable to see from new kid on the block smaller scale limit players. In this part, we will take a gander at a portion of the systems that brilliant poker players can use to concentrate most extreme quality from some of those uncommon circumstances.
In case you're the sort of poker player that thinks collapsing a hand is an indication of shortcoming, then you're in the wrong amusement at the wrong stakes. The most ideal approach to exploit low-stakes players is to ensure that you have first class beginning hands, II (TT, AK-o, AQ-s, AJ-s, KQ-s). With the huge sets, you will frequently rule players who experience passionate feelings for their center or low combines. The story is the same with regards to enormous pros, the same number of smaller scale limit players will push with any pro, paying little respect to kicker, suited or not.
On the off chance that the lemon gives you a solid drawing hand (nut straight or better), you ought to settle on the choice early either to raise – and get more cash in the pot when you do hit your draw – or fold – and sit tight for a superior hand, position or chance to play. When you call or check, you let the unpracticed player make control of the move. When you raise the wagering, you constrain your rival to think, which frequently prompts his slip-ups and your benefits.
To get a term from MMORPGs (a kind of diversion that has a ton in the same manner as online poker), even the greatest "n00b" knows not with a major pair. Online poker newbies perceive (and regularly overestimate) the estimation of enormous sets, particularly aces. Not at all like more advanced players, who may moderate play experts and draw out more chips from their rivals, new kid on the block miniaturized scale limit players everything except bounce out of their virtual seats when they see pros. In these cases, you might need to consider setting out your enormous experts or high matches against a third raise.
Indeed, even experienced players have a tendency to get excessively captivated with a board that gives them top pair and a solid kicker. However, with all the different hands that a new kid on the block player may call with, you'll must be watchful on the off chance that they hit a subtle little set or a shrouded straight draw. The same thought goes for overpairs; be careful the player that wagers into a board loaded with clothes – he may have inexplicably hit two child sets to bust your pocket rulers.
No they don't have any interjection with it, even those you may sort in your visit box after an especially severe beat. The considerable poker a very well-known writer instituted method and also he is the one who make moves that they think will awe alternate players at the table. As we found to some degree one, not just will most smaller scale limit players not perceive these moves, and along these lines they won't give Mr. Extravagant Play the hero worship he wants, additionally these inquisitive wagers can regularly reverse discharge. While a few players may endeavor FPS moves to trap rivals into putting them on the wrong hand, most miniaturized scale limit players don't look past their own cards or endeavor to figure a rival's hand.
One occasion of FPS originates from slowplaying a solid hand keeping in mind the end goal to actuate a wager from an adversary. Numerous small scale bounded players are known platforms: they may not generally push the activity, but rather they'll frequently call a wager with a frail hand or fair draw. When you slow play a beast hand against such a rival, you are giving them free opportunities to top off whatever impossible draw they're pursuing. On the off chance that you stay forceful and keep on driving the activity, they will frequently pay you off toward the end.
A method well known to numerous accomplished hold'em competitors are awesome. Small Limits Poker Online At the point when a pre-flop raiser gets called, he will frequently make a wager on the lemon as though either the failure enhanced his hand or to keep on representing a solid hand. Against prepared adversaries, a continuation wager (or "c-wager") is an indication of quality. In their psyches, their hand was adequate to see a lemon and, now that the failure is here, it's still sufficient to go on. The c-wager likewise makes for a greater pot and more motivating force for the 'two timing trickster' to pursue their draw beyond what many would consider possible.
Next Post: How much ego you have for poker?


Dr Clay is a general medical oncologist with sub-specialty interest in the management of lung and breast cancers. He received his received undergraduate medical degree with honours in 2004 and completed his advanced specialist training at Geelong Hospital and St Vincent's Hospital Melbourne.
He brings extensive clinical research background to his practice and has a strong belief in research and clinical trials in advancing patient care.
Having spent much of his life in Western Australia, Dr Clay has strong community ties to the area and is dedicated to providing excellence in cancer care for his patients and families.


text:
Google Searches Now Come With Interactive Gadget Porn
Darren Orf
Filed to: GoogleFiled to: Google
We spend a lot of time on our tablets and smartphones. You probably also spend a lot of time thinking about buying new ones. You know it. I know it. And of course, Google knows it. That's why they're augmenting your gadget searches with 3D renders of the stuff you're lusting over.
When you use Google Search beginning today, many smartphones and tablets come with a 360-degree spin-a-rama view to get a look at every angle of your desired device. You can also find them on the desktop, by going to the right side and clicking where it says "3D" on the right side. The only set back being that these images are unblemished digital renders rather than actual physical handsets and tablets, but it gives you at least some idea of what you're getting yourself into. That, and the view isn't available for all gadgets, just a seemingly random handful that includes the Nokia 1020, Nexus 10, and Galaxy S5, but not the Nexus 6.
In addition to this new gadget porn feature, when you search for certain items in Google Search on mobile, a sponsored card will pop up, giving a round-up of specs, customer reviews, and places where you can purchase. The ease of getting specs, reviews, and a 360-degree tour all nestled along side a link to Newegg seems like a lucrative business opportunity, but for the most part, it's a win-win for Google and us. These cards are "Sponsored" after all. [Google Blog via VentureBeat]
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Days after the rumor mill started rolling out news of a forthcoming Kanye West album titled, 'Rich Black American,' it was quickly discovered that the entire project was a farce.
The news that hit the interwebs on Sunday evening (Feb. 3) was actually a lie that a user named, XXXXXX started on the fansite, KanyeToThe. Rated K, who is an avid user of the site, exposed the truth on a guest blog posted on Comatose magazine.


text:
Through The Years: Raiders vs. Ravens
As the Las Vegas Raiders prepare for their Week 1 matchup against the Baltimore Ravens, view past matchups between the two teams.
Oakland Raiders guard Steve Wisniewski (76), wide receiver Tim Brown (81), defensive tackle Russell Maryland (67), quarterback Jeff George (3), linebacker Greg Biekert (54) and punter Leo Araguz (2) walk out to the center of the field for the coin toss before the regular season away game against the the Baltimore Ravens at Ravens Stadium at Camden Yards, Sunday, November 8, 1998, in Baltimore, Md.
Oakland Raiders guard Steve Wisniewski (76), wide receiver Tim Brown (81), defensive tackle Russell Maryland (67), quarterback Jeff George (3), linebacker Greg Biekert (54) and punter Leo Araguz (2) during the coin toss before the regular season away game against the the Baltimore Ravens at Ravens Stadium at Camden Yards, Sunday, November 8, 1998, in Baltimore, Md.
Oakland Raiders wide receiver Tim Brown (81) runs after making a catch during the regular season home game against the Baltimore Ravens at Network Associates Coliseum, Sunday, December 14, 2003, in Oakland, Calif.
Oakland Raiders wide receiver Jerry Porter (84) runs after making a catch during the regular season home game against the Baltimore Ravens at Network Associates Coliseum, Sunday, December 14, 2003, in Oakland, Calif.
Oakland Raiders wide receiver Jerry Rice (80) goes up for a catch during the regular season home game against the Baltimore Ravens at Network Associates Coliseum, Sunday, December 14, 2003, in Oakland, Calif.
Oakland Raiders defensive tackle Roderick Coleman (57) rushes the quarterback during the regular season home game against the Baltimore Ravens at Network Associates Coliseum, Sunday, December 14, 2003, in Oakland, Calif.
Oakland Raiders center/guard/tackle Adam Treu (62) blocks during the regular season home game against the Baltimore Ravens at Network Associates Coliseum, Sunday, December 14, 2003, in Oakland, Calif.
Oakland Raiders cornerback Chris Carr (23) returns a kick during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, September 17, 2006, in Baltimore, Md.
Tony Gonzales/Las Vegas Raiders
Oakland Raiders punter Shane Lechler punts during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, September 17, 2006, in Baltimore, Md.
Oakland Raiders defense end Tyler Brayton (91) makes a tackle during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, September 17, 2006, in Baltimore, Md.
Oakland Raiders defense end Grant Irons (96) makes a tackle during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, September 17, 2006, in Baltimore, Md.
Oakland Raiders quarterback Andrew Walter (16) passes during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, September 17, 2006, in Baltimore, Md.
Oakland Raiders linebacker Ricky Brown (57) makes a tackle during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, October 26, 2008, in Baltimore, Md.
Oakland Raiders wide receiver Chaz Schilens (81) makes a catch during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, October 26, 2008, in Baltimore, Md.
Oakland Raiders quarterback JaMarcus Russell (2) passes during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, October 26, 2008, in Baltimore, Md.
Oakland Raiders defensive back Gibril Wilson (28) forces a fumble during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, October 26, 2008, in Baltimore, Md.
Oakland Raiders linebacker Thomas Howard (53) makes a tackle during the regular season home game against the Baltimore Ravens at Oakland-Alameda County Coliseum, Sunday, January 3, 2010, in Oakland, Calif.
Paul Sakuma/Associated Press
Oakland Raiders tight end Zach Miller (80) makes a 12-yard touchdown catch during the regular season home game against the Baltimore Ravens at Oakland-Alameda County Coliseum, Sunday, January 3, 2010, in Oakland, Calif.
Oakland Raiders quarterback JaMarcus Russell (2) passes during the regular season home game against the Baltimore Ravens at Oakland-Alameda County Coliseum, Sunday, January 3, 2010, in Oakland, Calif.
Oakland Raiders wide receiver Darrius Heyward-Bey (85) runs after making a catch during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, November 11, 2012, in Baltimore, Md.
Gail Burton/Associated Press
Oakland Raiders quarterback Carson Palmer (3) passes during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, November 11, 2012, in Baltimore, Md.
Patrick Semansky/Associated Press
Oakland Raiders cornerback Michael Huff (24) breaks up a pass during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, November 11, 2012, in Baltimore, Md.
Oakland Raiders wide receiver Andre Holmes (18) makes a catch during the regular season home game against the Baltimore Ravens at O.co Coliseum, Sunday, September 20, 2015, in Oakland, Calif.
Allan Yuan/Las Vegas Raiders
Oakland Raiders wide receiver Seth Roberts (10) celebrates with fans after making a 12-yard touchdown catch during the regular season home game against the Baltimore Ravens at O.co Coliseum, Sunday, September 20, 2015, in Oakland, Calif.
Oakland Raiders wide receiver Michael Crabtree (15) makes a 29-yard touchdown catch during the regular season home game against the Baltimore Ravens at O.co Coliseum, Sunday, September 20, 2015, in Oakland, Calif.
Oakland Raiders wide receiver Michael Crabtree (15) makes a 23-yard touchdown catch during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, October 2, 2016, in Baltimore, Md.
Oakland Raiders running back Jalen Richard (30) rushes during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, October 2, 2016, in Baltimore, Md.
Oakland Raiders defensive back Sean Smith (21) breaks up a pass during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, October 2, 2016, in Baltimore, Md.
Oakland Raiders defensive end Denico Autry (96) recovers a fumble during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, October 2, 2016, in Baltimore, Md.
Oakland Raiders defensive tackle Stacy McGee (92) makes a tackle during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, October 2, 2016, in Baltimore, Md.
Oakland Raiders running back Marshawn Lynch (24) rushes during the regular season home game against the Baltimore Ravens at Oakland-Alameda County Coliseum, Sunday, Oct. 8, 2017, in Oakland, Calif.
Tony Avelar/Las Vegas Raiders
Oakland Raiders wide receiver Michael Crabtree (15) makes a 41-yard touchdown catch during the regular season home game against the Baltimore Ravens at Oakland-Alameda County Coliseum, Sunday, Oct. 8, 2017, in Oakland, Calif.
Oakland Raiders defensive back T.J. Carrie (38) makes a tackle during the regular season home game against the Baltimore Ravens at Oakland-Alameda County Coliseum, Sunday, Oct. 8, 2017, in Oakland, Calif.
Oakland Raiders wide receiver Seth Roberts (10) runs after making a catch during the regular season home game against the Baltimore Ravens at Oakland-Alameda County Coliseum, Sunday, Oct. 8, 2017, in Oakland, Calif.
Oakland Raiders running back Marshawn Lynch (24) rushes for a 3-yard touchdown during the regular season home game against the Baltimore Ravens at Oakland-Alameda County Coliseum, Sunday, Oct. 8, 2017, in Oakland, Calif.
Oakland Raiders wide receiver Seth Roberts (10) runs after making a catch during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, November 25, 2018, in Baltimore, Md.
Oakland Raiders running back Doug Martin (28) rushes for a 1-yard touchdown during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, November 25, 2018, in Baltimore, Md.
Oakland Raiders wide receiver Seth Roberts (10) goes for a catch during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, November 25, 2018, in Baltimore, Md.
Oakland Raiders tackle Brandon Parker (75) blocks for running back Doug Martin (28) during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, November 25, 2018, in Baltimore, Md.
Oakland Raiders defensive tackle Johnathan Hankins (90) rushes the quarterback during the regular season away game against the Baltimore Ravens at M&T Bank Stadium, Sunday, November 25, 2018, in Baltimore, Md.
Through The Years: Raiders vs. Bengals
As the Raiders prepare for Super Wild Card Weekend in Cincinnati, view past matchups between the Silver and Black and the Bengals.
Photos: John Madden's 'Madden Cruiser I' arrives at Raiders HQ
John Madden's "Madden Cruiser I" was on display outside of Intermountain Healthcare Performance Center before heading to Allegiant Stadium for the Las Vegas Raiders' Week 18 matchup against the Los Angeles Chargers.
Through The Years: Raiders vs. Chargers
As the Raiders prepare for Week 18 against the Los Angeles Chargers at Allegiant Stadium, view past matchups of the Silver and Black hosting their division rival.
Through the Years: Raiders in primetime
With the Silver and Black's season finale moved to Sunday Night Football, take a look back at some of the top moments from primetime games in Raiders history.
Through The Years: Raiders vs. Colts
View photos of past matchups between the Raiders and the Indianapolis Colts as the Silver and Black prepare for their Week 17 matchup.
Photos: Best of Hall of Fame Coach John Madden
View photos of Hall of Famer John Madden's remarkable career with the Silver and Black.
Through The Years: Raiders vs. Broncos
As the Raiders prepare to host the Denver Broncos at Allegiant Stadium, view past matchups of the Silver and Black hosting their division rival.
The best of Ray Guy in photos
View some of the best images from punter Ray Guy's Hall of Fame career with the Silver and Black.
Through The Years: Raiders vs. Browns
View photos of past matchups between the Raiders and Browns as the Silver and Black prepare for their Week 15 matchup at FirstEnergy Stadium.
Through The Years: Raiders vs. Chiefs
As the Raiders head to Kansas City for their Week 14 matchup against the Chiefs, view photos from their past matchups.
Through The Years: Raiders vs. Washington
As the Raiders prepare for their Week 13 matchup at Allegiant Stadium, view past matchups between the Silver and Black and the Washington Football Team.
The best of Willie Brown in photos
View some of the best images from Hall of Famer Willie Brown's legacy with the Silver and Black.


Serving great food to the visitors and locals of Macduff at our newly fitted out premises on Shore Street by the Harbour.
The Seafront Macduff offer a selection of traditional meals and snacks with delicious home bakes which you can enjoy with great tasting coffee or flavoursome cup of tea in our cosy cafe.
All our dishes are available for takeaway for those who need to eat on the go.
Thank you for visiting our website, we are working on the layout and content so please visit again for updates to the website.
For more up to date information and our daily specials we would be delighted if you followed us on Facebook.


text:
class Role < ActiveRecord::Base
  unloadable

  has_many :permissions, :dependent => :destroy
  has_many :users, :through => :permissions

  validates_presence_of :rolename
  validates_uniqueness_of :rolename

  scope :by_alpha, order('roles.rolename ASC')

  # roles can be defined as symbols.  We want to store them as strings in the database
  def rolename= val
    write_attribute(:rolename, val.to_s)
  end

end

redpajama_set_name: RedPajamaGithub


Welcome to WBE Westland! We import decorative greenery from all over the world. Since WBE was set up in 1977, it has grown to become a company with more than 60 employees, divided over two locations: flower auction FloraHolland Westland and FloraHolland Rijnsburg. From our location at flower auction FloraHolland in Naaldwijk (Westland), we supply our expertise and products to traders, florists and garden centres in the Netherlands and other countries.
WBE Westland is part of the WBE Group. Together with six sister organizations, we supply a total package of ornamental plant products. Quality and collaboration, regarding both the products and the services, have been the main focus within WBE since the set-up. What advantages does this have for you as a customer? Together with partner companies within the WBE Group, we can count on a professional IT department and, thanks to purchasing advantages, we can offer a very wide range of quality products, also during periods of scarcity.