It is not yet summer, to so great outdoor music festivals have no place with the winter cold and the nights of icy air. Rather are still being sheltered in clubs and discos. Not bostante, when celebrities decide to fiestear there is no who stop them. And even if the band in question is Radiohead.
Does little that came to Mexico tickets ended up in two nanoseconds. But if the cause is Haiti and help its people out of bad step, peus then I agree that is ending up in half-nanosecond and cost enough. But here l what respect is the look used two girls to attend the concert.
Maggie Gyllenhaal, one of my muses and inspiration in the technical women over thirty vintage could not miss. The hermanisima had a completely simple style to go concert: Boots for Equestrian type in camel, black leggings, a t-shirt print oversize and a camel sweater. Ah! and her husband Peter Sarsgaard hand.
Anna Paquin who met girl in the film the piano, now has become a Queen of the night in love in fiction and in real life of a vampire, Stephen Moyer. Yes in the Golden Globes She looked fantastic in a golden dress, to listen to Radiohead proposed something more alternative. The Paquin wore a pleated skirt Burgundy, black t-shirt with stockings and short cowboy boots (a both trashy and rasponeadas). The Biker leather jacket It was the last of his descuidado-ultraestudiado style touch.Stephen Moyer still looking pale in real life, isn't it?
Anna Paquin: Radiohead Concert with Stephen Moyer!


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press, Yuba Life
North Bay Business Journal: Yuba bikes finds new home in Petaluma
Monday, June 10, 2013, 7:00 am
Yuba bikes finds new home in Petaluma
Small maker of cargo-style bikes moves from Sausalito
By Gary Quackenbush, Special to the Business Journal
Yuba Bicycles can be outfitted to carry two or three children in securely mounted seats with wheel guards to protect little feet.
PETALUMA – Yuba Bicycles LLC, maker of the Mundo and Boda Boda families of cargo bikes, has moved its headquarters to 409 Petaluma Blvd. South with 5,000 square feet of space – more than five times the capacity of its previous location in Sausalito.
"We chose Petaluma because it is a bike-friendly and very livable community where we could expand our business in an affordable manner," said company owner Benjamin Sarrazin.
"Petaluma is a great place for our five employees to live and work without long commutes. We want to help make bicycling even more popular and practical than it is today."
Ben Sarrazin, Owner and founder of Yuba Bicycles LLC, on an elMundo BionX cargo bike with an electric assist motor and battery pack.
Mr. Sarrazin is an adventurer and a world traveler who grew up in bike-friendly Strasbourg, France, before coming to the U.S. He founded the company in 2006.
His mission is to provide parents and family members (ages 25 to 55) with bikes that can replace cars for doing errands, bringing kids to school, transporting a ladder or when taking a kayak, surfboard, paddle board or inflatable raft to the beach.
"We're witnessing a two-wheel revolution. It's a new phenomenon. We want consumers to envision how cargo bikes fit their active lifestyle and realize that they don't need a car for short trips."
He said craftsman, such as carpenters and plumbers, are putting their shops on our bikes and carrying the tools and supplies they need to and from a worksite.
Yuba Bicycles, named for the Yuba River where Mr. Sarrazin enjoys kayaking, recently launched several new bike models.
The new elMundo and elBoda Boda models are equipped with BionX electric pedal-assist motors made in Canada as options for customers who want extra power for longer trips, or when carrying bigger loads.
Ben Sarrazin, owner and founder of Yuba Bicycles LLC, is shown on a cargo bike equipped to transport a paddle board.
The BionX regenerative breaking system (which charges the battery when brakes are applied) makes it possible to go up to 37 miles (60 km) per charge with a top-speed of 20 mph (32 kpm).
The firm's Boda Boda model takes its name from the Boda-Boda taxis that are part of the East African bicycle culture.
Reported to be the world's lightest and most compact cargo bike, the Boda Boda weighs in at 35 lbs., yet is capable of carrying up to a week's worth of groceries in a single trip.
The elBoda Bionx has eight speeds and can generate up to 355 Watts of power. The Boda Lux, built to European specifications, includes fenders, dynamo lights and Big Ben tires.
The Mundo v4 is the 21-speed bike that started it all. Mr. Sarrazin was a co-designer of this bike as well as other models currently available.
The elMundo BionX, with 21 speeds and 455 Watts of power has enough "umph to get you there," according to Mr. Sarrazin. The Mundo NuVinci Lux comes with the NuVinci 360 internal hub, dynamo lights and was also built to European specifications.
All Yuba Bicycle models are made in China and shipped to Yuba Bicycles in the U.S. for assembly and customization.
A complete line of accessories and bike models are kept in inventory at the company's warehouse and repair facility adjacent to the showroom and administrative offices.
The standard Yuba bike retails from $999 to $1,500. Bicycles with electric assist motors and battery packs are priced from $2,700 to $3,500, depending on the configuration and accessories.
Yuba Bicycles are unique. The wheelbase is 15 inches longer for stability and to accommodate additional passengers (including up to two or three children in secure hard-mounted seats). Wheel covers are also available to protect little feet. For older passengers, rumble strap handles make it easy to hold on.
Sturdy steel racks and heavy-duty aluminum front baskets provide strength to hold packages and/or saddlebags mounted on bamboo decks.
An innovative double-prong bike kickstand is standard allowing for easier loading. There are running-board style feet and cargo supports, as well as special places to attach tie-down straps to secure large cargo.
The Yuba Bicycle business model includes developing the brand label and identity, as well as sales, marketing and distribution.
"We have a network of distributors in place across the U.S. from Maine to Florida, Texas, Washington State, Colorado, California and points in between.
"Our bikes are also distributed in Europe, Australia, Thailand, Canada and Singapore. The goal is to expand our distributor base and our global reach into other markets, said Mr. Sarrazin. "Cargo biking is really catching on."
The company has doubled annual sales each year since 2010.
Yuba Bicycles won a Green Dot Award in May 2013 in the Best Sustainable Transportation category given in recognition of outstanding products or services manufactured and delivered in an environmentally friendly manner. (www.greendotawards.com)
For information about Yuba Bicycles LLC, go to www.yubabikes.com.
Newer Petr's Fat Mundo
Older Photos from Sonoma County's First-Ever KIDical Mass

redpajama_set_name: RedPajamaCommonCrawl


The ability of hospital pharmacies to manage patient assistance programs (PAPs) is being challenged by a number of major health care industry trends. If hospitals and pharmacies hope to continue providing prescription medications to uninsured and underinsured patients without draining their own drug budgets, they must take the necessary steps to keep pace with those trends.
Co-payment assistance. The first type is help with co-pays, including co-insurance and deductible support (depending on treatment setting). The manufacturer will pick up some, or all, of the patient's out-of-pocket responsibility for prescription medications and fund the balance due to the hospital pharmacy.
Replacement drugs. The second type comes in the form of the pharmaceutical donations. The health system or hospital pharmacy will provide the prescription medication to the patient for free and the drug manufacturer will replace the product back to the provider at no cost.
The benefits to all three stakeholders are clear. Drug manufacturers move product and maintain their market share. Hospital pharmacies maintain cash flow and/or their drug inventory. And patients receive the medications they need without undue financial hardship.
Drug costs. The cost of traditional medications continues to rise. So does the price tag on specialty drugs to treat complex or chronic medical conditions. With some costs exceeding $10,000 per month, many of these treatments are not an option for patients without some form of manufacturer sponsored financial support.
High-deductible health plans. The main driver making PAPs more challenging to administer is the shift from a payer-based financing system to a patient-based financing system via the growth in high-deductible health plans (HDHPs). HDHPs have increased patients' out-of-pocket financial responsibilities, which has had a direct impact on their ability to pay for these treatments.
Prescription drug benefit tiers. The design of health plan benefits has become more complex, with many plans having four or more tiers for their prescription drug coverage. Each tier comes with its own co-pay and deductible levels, along with its own approved drug formulary.
Provider consolidation. Hospitals continue to expand their footprint by merging with, or acquiring other hospitals, health systems and physician practices. This creates additional—and often disconnected—entry points for patients who need medications. Applying PAPs consistently across all prescriber and dispensing sites becomes extremely difficult.
Uninsured rates. The number of uninsured people has declined largely due to the insurance mandates from the Patient Protection and Affordable Care Act. There are still millions of people without insurance or benefits who need prescription drugs for their medical conditions. There also are millions of people who have health coverage for the first time and who may not understand their prescription drug benefits. There is also another portion of the population who are unaware they may not be fully covered for their medical conditions.
Value-based care. As hospitals assume more clinical and financial risk under value-based reimbursement contracts with third-party payers, effective medication management becomes mission critical. From a profit and loss (P&L) perspective, a pharmacy is not in the financial position to simply give these costly medications away for free. From a clinical and population health perspective, the pharmacy has a responsibility to provide these medications to the overall benefit of the community. All that makes effective PAP management essential.
In addition to the six challenges, each manufacturer and each individual drug may have a custom PAP. As a result, hospital pharmacies are faced with the incredibly difficult task of managing a part of their operations that is increasingly important to the overall success of their organizations.
Education and training. Hospital pharmacies need to educate their staff on the variety of health plans patients have access to and all the different drug benefit designs within each plan. They must be aware of the different PAPs available and the mechanics of each as they apply to "eligible" patients. They must have the competencies required to ascertain the ability of patients to pay their share of prescription costs. Ongoing education and training programs are essential in all three areas, and participation should be required by staff from any prescribing and dispensing site within the hospital.
Technology. Hospital pharmacies need to implement PAP management tools. Those tools should include a robust database that gives them visibility into every facet of PAP management. One key feature is a current roster of PAPs available to patients and their respective eligibility requirements. Users must be able to match patients to PAPs based on the clinical and financial data available in host systems: diagnosis, disease stage, appropriate medications, alternative medications, insurance status, benefit levels, ability to pay and other available financial details. Access to PAP management tools must be available at all patient touchpoints in real time. That allows staff to work out healthcare finance details at, or before, the point of service rather than chasing reimbursement post treatment.
Professional support. For many hospital pharmacies, the education, training and technology required to effectively manage PAPs are too costly and cumbersome to administer in-house. Many providers elect to outsource some, or all PAP management to a third party that has the clinical and financial expertise, as well as the technology infrastructure to drive meaningful results. Some providers believe outsourcing is cost prohibitive or they may lose the opportunity to personally interact with their patients. Both of those perceptions may be more than offset by the ability to enroll more eligible patients in PAPs, maximize the pharmacy's drug recovery savings and increase overall patient satisfaction. Additionally, a vendor is able to scale with hospital pharmacies as their organizations expand to meet the demands of their patients. The vendor should be considered an extension of the facility, making PAP management a true team effort.
With the appropriate education, training and technology—whether staffed internally or outsourced —hospital pharmacies can track their PAP management and effectiveness. They will know their drug spend, how much of that spend was allocated to uninsured and underinsured patients (in aggregate and by individual patient), and how much of that was recovered through PAPs. Using analytics to ensure ROI is necessary.
Hospitals can and should use that information to drive further PAP performance improvements to meet their mission of making life-saving drugs available to the patients regardless of their ability to pay.
Craig Dolan is the VP of Advisory Services for Web2pro RxO, which provides pharmacy services that are driven by people and powered by technology to help track, manage and grow pharmacy operations. He completed his bachelor's degree and his Doctor of Pharmacy degree at Duquesne University as well as a Masters of Business Administration at Monmouth University.


Shanghai, China - August 4, 2016 - Innova Research was invited to chair a clean technology sub-forum at Xuzhou New Industry Forum hosted by the municipal government of Xuzhou. The forum attracted dozens leading global and Chinese venture capital firms including Northern Light Venture Capital, Tsing Capital and GGV Capital, as well as over 200 entrepreneurs from technological start-ups across the country. During the forum, Xuzhou government announced the initiative to set up RMB 10 billion venture capital guidance funds directed towards emerging technology fields such as advanced electronics, clean tech, and healthcare, among others. The financial investments will be coincided with favorable policies and other material supports to draw entrepreneurs and top technology talents. At the forum, several venture capital firms signed up the manage the VC guidance funds.
Xuzhou, a city in northern Jiangsu province, is a traditional industry base in China concentrating on construction machinery and other heavy industry fields. Leading Xuzhou's economic growth are flag-ship companies such as XCMG Group, a leading developer of heavy duty cranes and concrete machinery in China. However, as the investments in construction and infrastructure fields are slowing down, heavy machinery industry is facing strong headwind. Facing the reality, Xuzhou is seeking opportunities in emerging technology industries in order to develop a more sustainable economic growth engine for the future. The New Industry Forum is a part of the efforts made by the Xuzhou government to transform the city's economic growth pattern from heavily relying on traditional industries to developing new industries with emerging technologies.
Richard Jun Li, Vice President of Innova Research and the chairman of the sub-forum commented:" The transform of the economy is being attempted in dozens of traditional industrial bases across China, and Xuzhou is just one of such cities seeking growth opportunities in new industries. These municipal governments are seeking expertise from venture capitalists partners to manage the guidance VC funds. Start-ups in the emerging technology fields will also have the opportunities to gain substantial financial and policy supports from the city governments if looking beyond mega cities like Beijing or Shanghai."


The normal incidence sound transmission loss (nSTL) is an important indicator to assess the sound insulation property of acoustic materials. The apparatus consists of a finite length rigid walled impedance tube with circularly shaped and uniform inner cross-section. The tube features a loudspeaker at one end and a movable piston at the other end. The loudspeaker is used to generate a plane wave field in the impedance tube. There are two microphones flush mounted upstream the test sample and one microphone flush mounted on the rigid end. Next, a 20-mm thick step discontinuity seeing as a non-symmetrical sample is tested and compared to the standard 4M2L method and 3M-TMTC method. One can note that similar results are obtained between the 3M2L and 4M2L methods, however 4M2L is noisier compared to 3M2L.


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World's Largest Companies 2022
The largest company in the world can fluctuate day to day, even minute by minute, depending what measurement is used. Tesla began 2022 as the world's fifth largest company by market cap and ended the year in 11th place after their CEO Elon Musk's acquisition of Twitter.
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FX: Fed Lags Europe In Inflation Fight
Author: Gordon Platt
CORPORATE FINANCING NEWS: FOREIGN EXCHANGE
By Gordon Platt
The dollar has been drifting lower this year on expectations that the Federal Reserve will lag behind other developed-market central banks in raising interest rates to fight inflation, analysts say.
Currency Forecasts
The euro neared a four-month high against the greenback in March as the European Central Bank put the markets on notice that it could raise interest rates as early as this month.
Marc Chandler, New York–based global head of currency at Brown Brothers Harriman, says the foreign exchange market is being driven by one overriding consideration: The ECB is going to raise rates, while the Fed is standing pat. The euro rose last month even as Moody's Investor Service downgraded Greece's debt by three notches and cast doubt on the government's ability to implement its austerity program. "The debt crisis on the periphery of Europe has been ignored by the market," Chandler points out.
Meanwhile, traditional relationships between the value of the euro and the price of oil, gold and commodities appear to be breaking down. One reason for this is the divergence between the ECB and the Fed in monetary policy responses to the rise in food and energy prices, Chandler explains.
While the eurozone's headline inflation is 2.3% at an annual rate, the US headline consumer price index is near 1.6%. "The Fed is more likely to look past a suspected temporary rise in headline inflation, as long as the core [inflation rate] remains subdued and inflation expectations [stay] anchored," Chandler says.
Michael Woolfolk, managing director at BNY Mellon Capital Markets, says Fed chairman Ben Bernanke can legitimately point to continued weakness in the US labor market when explaining the need for near-zero-percent interest rates and continued quantitative easing. However, ECB president Jean-Claude Trichet cannot. "Not only is European inflation rising at a faster pace than in the US, but the ECB also does not have the luxury of using high unemployment as an excuse to maintain monetary accommodation," Woolfolk says. "Unlike the Fed's dual mandate, the ECB's mandate is quite clear: maintain price stability in the medium term."
With the Fed on hold and the ECB mounting a campaign against inflation, the euro is well positioned to rally further, Woolfolk says. While the US unemployment rate unexpectedly fell to 8.9% in February, its third decline in three months, this is not, he adds, a particularly positive development. "Rather than reflecting job growth, the drop in the unemployment rate appears to be driven to a great degree by people dropping out of the labor force," Woolfolk says. "A remarkable 1.4 million people have fallen out of the labor force over the past six months."
Meanwhile, Trichet and the ECB's governing council are obviously deeply concerned about the recent rise in food and energy prices and the potential for second-round effects worsening the inflation rate, Woolfolk says. "The ECB will do whatever is necessary to maintain price stability, and further rate hikes [after April] cannot and should not be summarily dismissed."
David Gilmore, partner and economist at Foreign Exchange Analytics, based in Essex, Connecticut, says he was astonished by Trichet's announcement of a preemptive strike against inflation. "Even Trichet conceded that there were no signs of pass-through inflation from higher commodity prices," Gilmore says. What does this mean for the euro and the dollar? "Well, one of the two ugly currencies is looking a little less ugly," he says. The euro should eventually move into a new trading range of $1.40 to $1.50, Gilmore believes. "The markets are focusing more on the US deficit-funding hole ahead when the Fed starts buying a lot less US debt," he says. But what about the unexpected consequences of the ECB's exiting easy monetary policy while maintaining its unconventional bank-support policy? This will mean more pressure on bank profits as the cost of funds rises. "But more concerning is the impact tighter monetary policy and rising rates pose for the [peripheral] countries of Europe," Gilmore says. A rising euro and rising borrowing costs, on top of already unsustainably high borrowing costs, will be added to the pain of being pressured to improve competitiveness through austerity, he notes.
The ECB delivered a complete surprise to the market by signaling a likely rate hike in April on the one hand, while on the other hand keeping the fixed-rate-with-full-allotment policy of supplying reserves in all open-market operations in the second quarter, according to a report by Bank of America Merrill Lynch Global Research. In his press conference following last month's meeting, Trichet repeatedly referred to the "separation principle" as he explained the ECB governing council's decision to separate the bank's interest rate policy from its liquidity operations. "By signaling rate hikes in the near future, while allowing the commercial banks to continue to decide how much liquidity they obtain from the central bank, the ECB has further complicated the task of extracting information about the market's ECB policy expectations," the BofA Merrill Lynch analysts say.
Paul Robinson, London-based head of European foreign exchange strategy at Barclays Capital, says the euro could experience some short-term weakness due to the problems of the peripheral countries, but it should recover once the results of the European bank stress tests, which are currently under way, are released. The tests are expected to be much more rigorous than last year's.
"The stress test results are particularly crucial for the euro's prospects because European banking fragility is one of the most obvious channels through which problems in the peripheral economies may lead to serious economic consequences in the core economies," Robinson says.
The Middle East–North Africa crisis seems likely to lead to higher oil prices for some time, he adds. This is a negative factor for the dollar for several reasons, Robinson says, in addition to the differing monetary policy responses between the central banks. The US terms of trade will be worsened, and the shift of wealth from oil consumers in Asia to oil producers will have a negative effect on dollar-denominated assets, he says. The oil exporters have a lower preference for holding dollars than the oil importers in emerging Asia, particularly China.
This article appeared in issue April 2011
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As bitcoin is the brand new currency that has recently come forward, many people are not actually aware of what it is and how it can be useful. It is similar to the US Dollar, Peso, and even Euro but the only difference is that a single government or a single company cannot control it.
Bitcoin is a decentralized peer to peer currency. It is connected to the computer of every individual working with it. In short, it is digital currency and there is no need of a central bank for performing transactions using this currency. It has now become a hot commodity among the spectators. The transactions using digital currencies happen instantly and there is no transaction fee involved. The best part is that nobody can manipulate the bitcoin network.
If you are interested in digital currencies then you must know how to buy bitcoins too. Some people say that it is really difficult to deal with bitcoins but the truth is that getting bitcoins is very easy. It is even easier than opening a bank account.
If you want to know how to buy bitcoins, you will have to start learning how to use the wallet software. Then you will have to learn how to send and receive money so that you can actually buy bitcoins. First of all, you will need a wallet. You can do this by registering yourself with any exchange that hosts a wallet. When you will get into the exchanges, you will need more wallets. You should have one at your own PC too in order to understand bitcoins because some experimental exchanges will be involved. If you want to keep your money safe, it is best to keep on moving it by exchanging coins.
The most common method of buying bitcoins is to buy them from an exchange. There are plenty of websites available today that facilitate in the purchase of digital currencies. These exchanges do not actually sell the bitcoins themselves. They pair a buyer with a bitcoin seller. These exchanges ask the user to provide some personal information before the exchange can actually take place.
Another way to acquire bitcoins is to mine them. Every bitcoin that exists today was once mined through the Bitcoin Mining Network. However, mining can be extremely risky. It's difficulty increases with time and it becomes almost impossible for a user to gain profits.
That's not all; you can buy digital currency from a private broker too. You can enter into an exchange with the broker to get bitcoins but this comes with some drawbacks. The exchange is going to be anonymous. You don't even know any real details about the broker except for his wallet number but you still have to transfer funds in order to make the exchange happen. There is a risk of getting ripped off if the bitcoin exchanges disappear. That will make you lose your bitcoins too.
In short, bitcoins can help you earn money and for this, you just need to know the right time to make the exchange.
Should Real Estate Wholesalers Accept Bitcoin?


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A Streetcar Named Desire
A strong and shapely production
By Sally Mitani | sallymitani@gmail.com
Mar 2, 2009 | Event Reviews, Uncategorized | 0 |
You can sit back and appreciate Tennessee Williams's A Streetcar Named Desire as a bluesy, boozy 1940s love song to New Orleans if you want. And no one will blame you if that's all you want to do with this extravagant parade of ludicrous plot points—southern belles losing the plantation and disappearing into gin joints, men smacking their women around and then making love to them in silk pajamas (that's men wearing the pajamas, not women), and hatchet-faced medics arriving at the door bearing straitjackets. Or you can try to see it as an allegory about the gorgeous fading twilight of the corrupt and seductive South, as serious-minded theatergoers used to do.
But today it seems a fresh and supple script because of the fervent point that Williams liked to make about women: in many of his plays, certainly this one, women end up being undone by their sexuality, unless they manage to stifle or channel it. Williams was probably speaking silently for gay men as well. (And even not so silently. As many times as I've seen the play, I had forgotten that buried in an otherwise unnecessary revelation toward the end there is the parallel story of the even earlier tragic takedown of young Blanche DuBois's homosexual husband.)
The Purple Rose production of Streetcar is sublime. Michelle Mountain, a powerfully sensuous actress who wears 1940s wardrobe like a second skin, was born to play Blanche DuBois. But who knew the rest of the cast would turn in such strong and shapely performances? Matthew David, blessed with Neanderthal carnality, is a natural for Stanley Kowalski. Charlyn Swarthout's Stella is wiser and more alert than you've ever seen her before, tilting the dynamics of the uneasy threesome into a more modern emotional landscape.
You have to wait for the third act to get to the really good stuff. There are moments when the first two acts don't completely click. Maybe it's Michigan in winter, but this production doesn't always conjure up the sweltering tropical loucheness of the New Orleans tenement where Blanche goes for her final act of passive self-destruction. The musical flourishes and the street-scene set pieces sometimes carry a whiff of academic exercise. Occasionally, even Michelle Mountain seems to be taking it a little too easy, falling into comical, lovable ditziness. But by the third act, everyone is good and warmed up. Stops are pulled out. You'll go home happy.
A Streetcar Named Desire continues its run, Wednesday through Sunday, through March 21.
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MMD Gallery Pictures seabreeze
Seabreeze Park Carusel Organ
Seabreeze Park Carousel Organ
By Matthew Caulfield
Photos of the new Verbeeck organ courtesy Rick Inzero
(Text from MMDigest 961205 and 980430)
The Wurlitzer style 165 band organ owned by Seabreeze Park since 1926 burned down with its carousel (PTC #36, built in 1926) on March 31, 1994. The fire was started about 3 p.m. by park staff re-tarring a roof, and an hour later there was nothing left but ashes. The park had a complete collection of style 165 music on more than 100 10-tune music rolls; that too was a total loss. Everything has been replaced now -- the carousel, all rolls, and band organ -- magnificently and at huge expense (well over $1,000,000, I estimate).
Sadly, Merrick Price, Seabreeze's guardian of the band organ and collaborator with Dave Kaspersin in the recording project, died at the age of 81 on November 13, 1996. There was a memorial service for Merrick at the carousel, the first service I ever attended of its kind. It ended with the carousel being operated empty and silently for one ride in Merrick's memory, then the band organ was turned on (to "Wedding of the Winds") and all the mourners were invited to ride.
At the service I learned that Merrick and Dave Kaspersin had begun recording the new Verbeeck replica 165 band organ in order to continue the series of Seabreeze music CD's. Dave had recorded 7 hours of music from the organ in addition to the three recordings so far released.
Dave tried something novel in one recording session and included one tune on the new CD from that session to see what public reaction would be. He loaded his recording equipment onto the carousel and recorded one whole roll while the carousel was in motion. He says that the feeling of being on the moving machine while the CD plays that tune is very real, especially if you use headphones. He also said that he nearly fell flat on his face when he got off he carousel after 25 minutes of continuous riding!
In summer 1998 Dave and Jackie Kaspersin's Dynamic Recording Studios will be releasing a new CD of the Seabreeze band organ. I believe the organ that is heard on this CD is the new Verbeeck replica of the Wurlitzer 165 organ. They do have hours and hours of unreleased music from the original band organ that burned March 31, 1994. Plans are to release a new CD every year. Visit: http://www.dynrec.com/
Matthew Caulfield


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Lîlot du Verdelet se dresse à la pointe de Piégu sur la commune de Pléneuf-Val-André dans les Côtes-d'Armor. Grâce à l'initiative d'une association locale de protection de la nature et d'Edmond Tranin cet îlot fut érigé dès 1973 en réserve ornithologique avec une interdiction de chasse.

Histoire du site et de la réserve

Écologie

Faune

Flore

Administration

Galerie

Notes et références

Voir aussi

Articles connexes
 Liste des réserves naturelles de France
 Liste des réserves naturelles régionales de France (classées par région et département)
 Écologie, Conservation de la nature, Réserve naturelle, Réserve de biosphère, Réserve naturelle marine, Parc naturel, Parc national
 Liste de sites naturels de France, Conservatoire du littoral
 Biologie de la conservation, Écologie du paysage, Corridor biologique
 Société nationale de protection de la nature
 Naturalité
 Droit de l'environnement, Natura 2000, Directive Oiseaux

Liens externes

 site VivArmor Nature
 Le Verdelet Salle virtuelle des Côtes-d'Armor
 réseau Natura 2000: ZPS de la Baie de Saint-Brieuc

Verdelet
Verdelet
Verdelet
Patrimoine naturel dans les Côtes-d'Armor
Pléneuf-Val-André}

redpajama_set_name: RedPajamaWikipedia


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How tax cuts work-Unproven!
"How Tax Cuts Work"–Unproven!
This is an attempt to use a story to try to explain the complexity of taxes and tax cuts.
The biggest question about this eRumor is not so much whether it's an accurate picture of taxation as to who actually wrote it.
The most recent version that has circulated on the Internet attributes it to David R. Kamerschen, a professor of Economics at the University of Georgia.
On his website, however, he denies that he wrote it and says he doesn't know who did. How his name got attached to it, he does not know.
Different version says it was written by another university professor, T. Davies of the University of South Dakota. He also denies that he wrote it.
So its origins is still a mystery.
Posted in Government
Shark that attacked Florida boy was actually on a fishing line-Fiction!
Aaron Russell Steinmetz, missing in Florida-Once Truth! Now Resolved!


Choice Property - Your chance to secure prime real estate!
Your chance to secure prime real estate!
Spacious granite top kitchen and laundry comes with German soft close fittings on drawers and cupboards. Stainless steel range hood and gas cook top compliment a stunning black sink that oversees the spacious open plan sitting and dining areas. They spill onto an expansive modern tiled deck and overlook the pool and inviting fire pit. This for entertaining the adventurous on evenings throughout the year will be the envy of all your friends. The mesmerizing tranquility of a fire under the stars is too often missed in this modern world.
There are four bedrooms all with ensuite bathrooms. Three of the bedrooms have walk in closets. The guest bedroom has a magnificent bathroom that will have your guests wanting to stay longer than they possibly should.
The property boasts a 5 car garage and plenty of space for the DIY enthusiast. The house has a +- 40000 ltr water supply. An efficient organic veggie garden is gravity fed by a dam and two further tanks totaling 35500 ltr. These are complimented with an additional dam that could be pumped in the unlikely event it is required. There is an extra 3m x 3m shed for the ride on mower and garden implements.
There is approximately 3 acres of rainforest across the creek which affords wonderful morning walks among the natural habitat of many of the visiting (some permanent) wildlife species. The feeding trays bring abundant wild birds with 5 parrot species visiting regularly as well as a plethora of further indigenous bird life.
Not too much to be done, if you're a perfectionist you are sure to find something to while away the idyllic days tending to whatever takes your interest.
Character filled brings outside in, modern with quaint complements each other and adds to the appeal, perfect for families. The essence of what a home is. Sanctum sanctorum, views, fresh, cool in summer warm in winter great insulation lots space lots of storage.
Large guest bedroom and bathroom not attached to house with true secluded country feel. This will give your guest (and your family) privacy with relaxed ambiance of nature. All this only 1 km from Doonan's favorite coffee shop & meeting place.


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Our state government sets most of the laws, policies and regulations that govern labor relations and public employment in New York State. It is made up of three branches of government: the Executive, the Legislature, and the Judiciary.
Click here for a full list of local government civil service websites.
Governor: Serves as the chief executive of state government. The Governor's role is to enforce state laws, and they have the power to approve or veto state legislation.
Lieutenant Governor: The second-highest ranking officer in state government, the Lieutenant Governor supports the work of the executive branch and serves as President of the State Senate.
Attorney General: Serves as the chief law enforcement officer and prosecutor for New York State.
Comptroller: Audits local government and oversees the state public pension system.
Senate: The State Senate is composed of 63 members, and like the Assembly, it can create new legislation and oversees Executive Departments.
Assembly: Made up of 150 members who represent constituencies across the state, the Assembly is the lower house of the State Legislature.
Courts: The State Courts are charged with interpreting and applying the law.


Cleveland Chiropractic College graduate provides chiropractic care for Bennington and Gretna families in Omaha, NE since 2006.
Pennsylvania College of Chiropractic graduate serving the York area since 1996 with Diversified, Myofascial Release and Trigger Point Therapy techniques.
Offering chiropractic care, therapeutic massage, spinal decompression, cold laser soft tissue therapy and ultrasound inflammation treatment Bend, OR.
Dr. Bradley Adams and Dr. Tom Vrbka of Advantage Chiropractic Clinic offer Diversified, Gonstead, Thompson, Activator Methods®, SOT, Palmer Package and Toggle Recoil adjusting methods.
Parker Chiropractic College graduate provides chiropractic care, massage therapy and acupuncture for families in Langford, British Columbia since 2001.
Los Angeles College of Chiropractic graduate serves Kern County community since 1997 with Diversified, Activator Methods® and Thompson adjusting methods.
Lawrence Family Chiropractic and Wellness offers Lawrence Township residents with corrective chiropractic care utilizing Pierce Results System.
A Family Chiropractic Center serves Cleveland residents with Diversified, Activator Methods® and Thompson chiropractic techniques since 1995.
University of Western States graduate serving Las Vegas area for over 20 years with Diversified, Activator Methods® and CBP techniques.


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Home > Video Library > What Is a Ponzi Scheme?
What Is a Ponzi Scheme?
Nationwide White Collar Criminal Defense Attorney Explains
Where did the phrase "Ponzi scheme" come from? In this video, Florida white-collar criminal defense attorney Curtis Miner explains the origins of the Ponzi scheme, explains how a Ponzi scheme works and details the differences in how the term is used in modern white collar crimes versus its original intent.
If you have questions regarding a white-collar legal claim, you can reach our Florida attorneys at 305-476-7400 or you can fill out our online case review form. Our law firm has represented many Fortune 500 companies and their executives in criminal trials as well as government investigations.
Video Transcription:
The term Ponzi scheme actually originates with an individual named Charles Ponzi, but the way it's used today is generally to define any investment scheme where the bad guys, the wrongdoers, are soliciting people to invest with promises of inflated returns, very high returns or promises about the safety and security of their investment and they're taking in investor money. And instead of putting that money into the investment that they promised, whether it was real estate or gold bars or stocks, they're using it to buy fancy cars, fancy houses, yachts, travel the world. They're doing all the things that bad guys do with their ill-gotten gains. And the way that they get new investors in is that they take in new investor money and they pay some of that new investor money to the old investors to keep them happy, they pay them interest or part of the returns. Never the full amount, of course, because then the scheme wouldn't work. And the way a Ponzi scheme is able to keep rolling is you keep using some of that new investor money to hold off the old investors to try to keep them happy and you keep it going as long as you can. That's sort of the generic definition of a Ponzi scheme.
Contact our lawyers at 305-476-7400 or contact our website at Colson.com for more information.
Prev. Video


Begum's 27-year-old spouse, Yago Riedijk, said he felt "regret" over his stint in war-ravaged Syria. The ISIS terrorist, who wed Begum when she was just 15, is currently serving time in a Kurdish jail but has made an appeal to return home. He claimed he "recognised the wrong I did" in a new interview.
Riedijk spoke out to civet his desire to "improve" himself and vowed he would "never go back to such an error".
According to MailOnline, he said: "I wish to return home, spend the due time in jail, then go back to normal life with my wife, with no troubles, no wars, and no poverty, just to live.
"For me, I recognised what wrong I did, and I knew ISIS reality.
READ MORE: Shamima Begum latest: Where is Shamima Begum now?
Riedijk is currently languishing in a Kurdish jail for his crimes after US-backed militia re-claimed terrify from the so-called caliphate last month.
Last month, he said Begum – who he married when she was just 15 – was the "perfect wife", describing her as "young and innocent" and "very easy to love".
He also expressed distress at the death of his son Jerah, who died from a lung infection at just three weeks old.
Riedijk shared his heartache at the death, before saying his wife would be "heartbroken and alone".
The child's untimely death came just days after Home Secretary Sajid Javid denied Begum the right to return to the UK.
Mr Javid revoked Begum's UK citizenship in a controversial move which appeared to be at odds with international customary law which stipulates an individual cannot be rendered stateless.
The move was in part justified by Begum's dual Bangladeshi heritage, despite the fact she claims she has never been to the south Asian nation.
At the time Conservative party chairman Brandon Lewis defended Mr Javid's decision, saying: "The Home Secretary will have had advice and I know he made a decision based on what is in the national interest and the security of people here in the UK.


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My music seeks the spaces between the place of potential, of light and essence. It creates a particular sound world, inspired by everything around me.
Inspired by the natural world, poetry and movement, Eloise Nancie Gynn's music has been described as "ethereal, glowering" (Terry Blain, BBC Music Magazine), "quite intoxicating" (Classical Reviewer), and " luxuriantly slow moving, soft edged and ruminative" (Ivan Hewitt, Telegraph). She studied Composition at Cardiff University with Arlene Sierra, Anthony Powers and Judith Weir, winning a scholarship for High Performance, the School's Neville John String Prize and the A. B. Dally Prize for Composition.
Eloise has had works performed by the London Symphony Orchestra, London Sinfonietta, Kokoro, Hebrides Ensemble, Schubert Ensemble, MusArc choir and the Dr. K Sextet, at festivals such as Aldeburgh, St. Magnus, Bath and Cheltenham. Through the LSO's Panufnik Scheme, her commission Anahata was premiered at the Barbican, conducted by Nicholas Collon, and her earlier piece Sakura has been recorded and released on LSO Live 'The Panufnik Legacies', conducted by Francois-Xavier Roth.
Eloise has performed in a diverse range of artistic ventures, from playing the cello and shakuhachi at festivals in Armenia and Lithuania, to collaborating with choreographers at Phoenix Dance Theatre. More recently she created and performed the music for Hiraeth– a piece for four dancers, cello, voice and electronics, and collaborated with Ajaeng player Yoona Kim and dancer Yanghee Lee for a performance at Hwaeom Buddhist Temple in Korea. As a cellist/vocalist she performs with Les Mignonettes, a new trio specialising in original compositions and contemporary arrangements of folk music from around Europe.
Recent works include an LSO commission for the Setúbal Festival in Portugal, The Last Song for the Berkeley Ensemble and Quietening for solo cello. Her family ballet score Little Red Riding Hood, commissioned by Northern Ballet and choreographed by Mariana Rodrigues, was premiered in October 2019 in Leeds and the Royal Opera House. It was then adapted for CBeebies, which first aired at Easter.


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La merinizzata italiana è una razza ovina a duplice attitudine, da carne e da lana, impiegata in alcune regioni del Sud Italia, in particolare in Puglia, Basilicata, Abruzzo e Molise.

Caratteristiche
La costituzione della razza ovina risale al 1989 ed appartiene al ceppo Merino, diffuso da tempo in tutto il mondo per la qualità della lana.

È costituita dall'incrocio con le razze ovine locali Gentile di Puglia e Sopravissana e con tipi genetici Merinos europei, per migliorare le caratteristiche produttive degli agnelli per quanto riguarda la carne, mantenendo però le caratteristiche qualitative della lana.

Note

Bibliografia

Collegamenti esterni

 BREEDS CURRENTLY RECORDED IN THE GLOBAL DATABANK FOR ANIMAL GENETIC RESOURCES, Organizzazione delle Nazioni Unite per l'alimentazione e l'agricoltura

Razze ovine


The Brazilian Communist Party salutes all communist and progressive parties that are present in this event and congratulates our host, the Communist Party of the Russian Federation, for the initiative. We wish you all strengh and success in the sttruggle against capitalism. We are in Lenin's country and Lenin is our main reference in the revolutionary sttruggle for Socialism.
The recent evolution of capitalism has created a state of war between workers and the big international companies which try to keep their profits high by increasing the exploitation rate over the workers with the support of bourgeois governments which day by day eliminate more and more political, social and human rights to support their interests.
The difficulty to deal with the crisis and the many uncertanties about the future makes the main world imperialistic powers more and more aggressive against other peoples and countries, especially against those that have large reserves of natural resources. The USA and its allies have invaded Iraq, Afeganistan, Libia and have financed mercenary forces to combat and try to overthrow the Syrian legally elected president, and now threatens and provokes North Corea and Iran and demonstrates the political will to keep with the blockage against Socialist Cuba.
On the other hand, the Venezuelan people have proved one more time that it's possible to defeat imperialist forces by mobilizing and organizing the workers. We understand that, in Venezuela, there's a possibility to build a way to Socialism and that this is the only way to prevent popular forces to be defeated. We would also like to lighlight the success of the peace negociation process led by the Colombian Revolutionary Armed Forces which are now a legal popular leftist political party able to conduct the colombian workers to have better conditions to fight for Socialism.
The Communist International Movement has the task not only to combat capitalism and imperialism on a world basis but also to face the illusions of reformism which still exist in our trenches. Reformism may be very dangerous for the revolucionary movement as it demobilizes workers and makes things easier for capitalists, given that many reformist parties present themselves as "leftists" but they are, in fact, fancy organizations whose task is to illude workers and create obstacles for revolutionary forces to get closer to the workers. Some reformist forces sell the idea that elections and institutional disputes are enough to build Socialism.
In Brazil we undergo a complex and difficult situation. Theres a huge economic and political crisis with a deep recession and high unemployment. We now have a "pure" bourgeois rightist government which has come to power by means of a parliamentary coup d'Etat. This government has the task to eliminate all social gains obtained by the the working class in the latest 50 years by means of many strikes and confrontations, as well as to also eliminate democratic rights and to accelerate the process of privitization of public enterprizes and to sell the rights for the exploitation of natural resources including forests and water reserves. Fascist groups have shown their faces and are active, and many people claim for the return of rigthist military rule. Even having only a 3% popular approval rate and being under serious denounces of corruption envolving illegal financial relations with big companies, the present president controls more than a half of the Congress by buying votes.
But since 2013 popular movements are getting stronger. This year there were many strikes and popular demonstrations in Brazil against the president and the liberal reforms being applied, including a general strike in april 28th, the most important general strike in the latest 30 years. There will be general elections in Brazil in 2018, and there's much uncertainty in all political fields about possible candidates and electoral possibilities.
Our party has been present in all these actions, and we have just presented to the working class a political program aiming at the union of leftist forces and popular movements and to help and support the debate about possible struggle lines to overcome the present situation and to combat capitalism. Its title is "Defeat the bourgeois project and build a popular alternative - bread, work and housing". This initiative adds to other similar ones that are being taken by leftist political groups and social movements.
We are doing our best to be prepared to face class sttruggle in Brazil under the present conditions. You may be confident that, wherever there are workers sttruggling for their class rigths and for Socialism, our party's and our youth's red flags will be there.


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using System;
using System.IO;
using System.Net;
using System.Threading;
using System.Threading.Tasks;
using Amazon.Kinesis;
using Amazon.Kinesis.Model;
using Moq;
using NUnit.Framework;
using Ploeh.AutoFixture;
using Serilog.Core;
using Serilog.Sinks.Amazon.Kinesis.Common;
using Serilog.Sinks.Amazon.Kinesis.Stream;

namespace Serilog.Sinks.Amazon.Kinesis.Tests.Integration.DurableKinesisSinkTests
{
    [TestFixture(Category = TestFixtureCategory.Integration)]
    abstract class DurableKinesisSinkTestBase
    {
        protected Fixture Fixture { get; private set; }
        protected Logger Logger { get; private set; }
        protected IAmazonKinesis Client { get { return ClientMock.Object; } }
        protected Mock<IAmazonKinesis> ClientMock { get; private set; }
        protected EventHandler<LogSendErrorEventArgs> OnLogSendError { get; private set; }
        protected string LogPath { get; private set; }
        protected string BufferBaseFileName { get; private set; }
        protected string StreamName { get; private set; }
        protected TimeSpan ThrottleTime { get; private set; }
        protected MemoryStream DataSent { get; private set; }

        [TestFixtureSetUp]
        public void TestFixtureSetUp()
        {
            Fixture = new Fixture();
            LogPath = Path.Combine(Path.GetTempPath(), Guid.NewGuid().ToString("N"));
            Directory.CreateDirectory(LogPath);

            BufferBaseFileName = Path.Combine(LogPath, "prefix");
            StreamName = Fixture.Create<string>();
            ThrottleTime = TimeSpan.FromSeconds(2);
            DataSent = new MemoryStream();
        }

        protected void GivenKinesisClient()
        {
            ClientMock = new Mock<IAmazonKinesis>(MockBehavior.Loose);
            ClientMock.Setup(
                    x => x.PutRecordsAsync(It.IsAny<PutRecordsRequest>(), It.IsAny<CancellationToken>())
                )
                .Callback((PutRecordsRequest request, CancellationToken token) =>
                {
                    request.Records.ForEach(r => r.Data.WriteTo(DataSent));
                })
                .Returns(Task.FromResult(new PutRecordsResponse() { FailedRecordCount = 0 }));

        }

        protected void WhenLoggerCreated()
        {
            var loggerConfig = new LoggerConfiguration()
                .WriteTo.Trace()
                .MinimumLevel.Verbose();

            loggerConfig.WriteTo.AmazonKinesis(
                kinesisClient: Client,
                streamName: StreamName,
                period: ThrottleTime,
                bufferBaseFilename: BufferBaseFileName,
                onLogSendError: OnLogSendError
            );

            Logger = loggerConfig.CreateLogger();
        }

        [TestFixtureTearDown]
        public void TestFixtureTearDown()
        {
            Directory.Delete(LogPath, true);
            DataSent?.Dispose();
        }
    }
}

redpajama_set_name: RedPajamaGithub


Finally we got a time and chance to travel to out second capital. Very nice city, impressive! Have learned a lot of historical information. Started from Moscow Friday noon, at 21.00 were near hotel, then had a nice supper in Tinkoff restaurant with out friend Shamil. Visited Petergof and Pushkin, emperor summer palaces, and of course walked a lot in a city. Monday drove back. Alfa was fine, appreciated!


Well, technically we should call it an English football (size 5). Constructed of vegetable tanned cowhide, this early 20th century replica is made to the exact specifications of the era. Full sized, in medium brown leather with an aged appearance. Measures about 27-3/4" in circumference. Hand laced using matching leather. Great gift for your soccer player or for the avid soccer fan.


Natalie Cisneros, an assistant professor at Seattle University, will present "How Does It feel to be a Problem? Racism and the 'Immigration Crisis'" at 2:30 p.m., Thursday, Feb. 7, in the Cone University Center, Room 111.
A faculty member in the Seattle University Philosophy Department, Cisneros focuses her teaching and research on philosophical questions about power: how and where it functions, when it operates to dominate and how oppressive forms of it might be resisted. Currently, she is completing a book manuscript that draws on the work of Michel Foucault and Gloría Anzaldúa, as well as other feminists and critical race theorists, to suggest a new approach to political and ethical questions surrounding immigration.
The UNC Charlotte Center for Professional & Applied Ethics is co-sponsoring this event with support from the Chancellor's Diversity Challenge Fund. It is the second program in a series on the topic of immigration.


Anthropogenic climate change, climate variability, and environmental degradation issues are among the big challenges of the twenty-first century. Greater responsibility has been imposed on farmers for climate-related risk management, and they must increasingly rely on climate forecast information for operational and strategic decision making. Advance warning of hazards and extreme climate anomalies at different time scales is therefore extremely important for them. Such early warning information can also form a crucial component of national/regional disaster preparedness systems, which will help to minimize loss of life and property, including damage to agricultural investments (Ogallo, Boulahya, and Keane, 2000). Apart from the traditional weather information, agricultural systems would benefit from the following, among many others.


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Arvid Berghmans heraldiska pris är ett pris för insatser inom heraldiken. Det delas ut Arvid Berghmans heraldiska stiftelse vid Kungliga biblioteket.

Priset instiftades den 15 september 1971 som Prix Arvid Berghman på initiativ av Adam Heymowski till minne av heraldikern Arvid Berghman. Mellan 1972 och 1994 delades det ut i samband med de internationella heraldiska kongresserna ordnade av Académie Internationale d'Héraldique "för ett vetenskapligt verk om borgerlig eller kommunal heraldik".

2011 återupplivades priset som Arvid Berghmans heraldiska pris med en ny inriktning att belöna "person från något av de nordiska länderna eller Baltikum för framstående insatser inom både vetenskaplig och konstnärlig heraldisk verksamhet". Sedan 2021 delas priset ut i samarbete med Societas Heraldica Scandinavica och överlämnas i samband med de nordiska heraldiska konferenserna.

Mottagare

1972–1994
1972: Klemens Sandler för Deutsche Wappen
1974: Oliver Clottu för sina samlade verk
1976: Finlands kommunförbund för Suomen kun-nallis vaakunat
1980: Ernö Tompos
1982: Landesverband für Heimatpflegen in Südtirol för Die Wappen der Gemeinden Südtirols
1984: Sven Tito Achen för Danske kommunevåbener
1986: Le Conseil général du Vaucluse för Armorial des communes du Vaucluse
1988: Harald Huber för sina samlade verk
1989: Herbert E. Baumert för Die Wappen der Städte und Märkte Oberösterreichs
1992: Hans Cappelen och Knut Johannessen för Norske kommune våpen
1994: Jean-Claude Louthch för l'Armorial communal du Luxembourg

2011–
2012: Steen Clemmensen för Ordinary  of   medieval  armorials
2014: Allan Tønnesen för Magtens besegling : Enevoldsarveregeringsakterne af 1661 og 1662
2016: Kimmo Kara för "ett livsverk inom finsk heraldik och utveckling av blasonering på finska" samt Vaakunaselitys
2022: Nils Bartholdy för "en förtjänstfull forskningsinsats av synnerlig betydelse för nordisk heraldik", samt Magnus Bäckmark för "forskning och spridande av kunskap om svenska Riddarhusets vapensköldar"

Källor

Heraldik
Priser i Sverige
Priser och utmärkelser instiftade 1971


Jupiter is the fifth planet of our Solar system when it comes to its distance from the Sun while it is also the largest planet in our Solar System too. Jupiter is also known as a gas giant just like Saturn while Uranus and Neptune are among ice giants. The Roman God of Jupiter is what this planet is actually named after. It also has a magnitude of -2.94 which is bright enough to be reflected as light to be cast for shadows.
The specifications include its mass being one thousandth to that of the Sun and it is also two and a half times larger than all of the other planets in the whole Solar System together. It is the brightest object when it comes to the night sky ratings after Moon and Venus. Jupiter has at least 67 moons while four of them are the largest ever discovered by Galileo in 1610. It also has a moon named Europa which is covered with ice-covered liquid oceans overall.
Jupiter has a volume of 1.4313 x 10^15 cubic kilometres and a mass of 1.8986 x 10^27 kilogrammes. It also has a surface gravity of 24.79 meters per second.
When it comes to its atmosphere, the planet is full of different combinations of gases like ammonia, ammonium hydrosulfide, ethane, helium, methane, hydrogen deuteride etc. The atmospheric surface pressure ranges between 20 to 200 kiloPascals while the surface temperature is 108 degrees centigrade at 1 bar level. In actual reality, it has a magnetosphere and a surrounding planetary ring system too.
It has had great storms and the outer atmosphere is divided into separate bands of various latitudes as well. Though the shape of Jupiter is like a spheroid but it does not have a well-defined solid surface.
Hence, know that you are aware of the most necessary information about Jupiter, make sure you amaze the people around you with this knowledge.


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Last week's financial reporting was dominated by readings on inflation. Weekly reports on mortgage rates and jobless claims were also released and Treasury Secretary Janet Yellen cautioned lawmakers that the debt ceiling must be raised or eliminated.
Inflation slows in December
Month-to-month inflation slowed by -0.1 percent in December and matched analysts' expectations. This was the first slowing of inflation since the pandemic and the highest inflation reading since inflation reached its highest level in 40 years. Inflation rose by 0.1 percent in November. Year-over-year inflation rose by 6.5 percent, which matched expectations, and fell short of the November reading of 7.1 percent inflation.
Consumer prices fell for the sixth consecutive month in December. Core inflation, which excludes volatile food and fuel sectors, rose by 0.3 percent in December and matched analysts' expectations. Slowing inflation is expected, but the Federal Reserve has signaled its intention to continue raising its target interest rate range.
The University of Michigan projected that inflation will rise by 4.00 percent year-over-year in January as compared to December's reading of 4.4 percent and the 40-year peak rate of 9.1 percent posted last summer.
Treasury Secretary: U.S. debt limit is looming
Treasury Secretary Janet Yellen announced that the U.S. debt ceiling is approaching and encouraged lawmakers to either raise or eliminate the debt ceiling to avoid the U.S. defaulting on its obligations. Ms. Yellen wrote in a letter to U.S. lawmakers, "While Treasury is not currently able to estimate how long extraordinary measures will enable us to continue to pay the government's obligations, it's unlikely that cash and extraordinary measures would be exhausted before early June."
Ms. Yellen emphasized that increasing or removing the debt ceiling would not result in additional spending, but would allow the government to continue financing existing obligations made by lawmakers and Presidents of both parties. Secretary Yellen cautioned that failure to address the debt ceiling would "cause irreparable harm to the U.S. economy, the livelihoods of all Americans, and global financial stability."
Mortgage Rates, Jobless Claims
Freddie Mac reported lower mortgage rates last week as the average rate for 30-year fixed-rate mortgages fell by 15 basis points to 6.33 percent. The average rate for 15-year fixed-rate mortgages fell by 21 basis points to 5.52 percent.
205,000 new jobless claims were filed last week, which fell short of projections for 210,000 initial claims filed and the previous week's reading of 206,000 first-time claims filed. 1.63 million continuing jobless claims were filed as compared to the previous week's reading of 1.70 million ongoing claims filed.
This week's scheduled economic reports include readings from the National Association of Home Builders on housing markets, readings on housing starts, and building permits issued.
Filed Under: Financial Reports Tagged With: Financial Report, Inflation, Mortgage Rates
What's Ahead For Mortgage Rates This Week – July 18, 2022
Inflation dominated last week's economic readings and predictions as it hit a year-over-year growth rate of 9.10 percent in July. Inflation reached its highest year-over-year growth rate since 1981. Gasoline prices eased somewhat, but not enough to provide relief against a backdrop of high housing and food prices. Low and moderate-income consumers were disproportionately impacted as rents rose beyond near-record inflation and home prices remained out of reach for many would-be home buyers.
Inflation Causing Hardship for Moderate-Income Consumers
Consumers faced with rapidly growing expenses turned to credit cards for purchasing food and household items; this trend suggests that as interest rates rise, more households could experience increasing financial stress as paying off consumer debt becomes more difficult.
The Consumer Price Index rose by 1.3 percent in June on a month-to-month basis; analysts expected a month-to-month reading of 1.1 percent inflationary growth based on May's reading of 1.0 percent growth. The core Consumer Price Index, which excludes volatile food and fuel sectors, rose by 0.70 percent in June and exceeded analysts' expected reading of 0.50 percent growth and May's month-to-month reading of 0.60 percent growth.
Year-over-year inflation reached 9.10 percent in June and surpassed analysts' expectations of 8.80 percent- year-over-year-inflationary growth and May's year-over-year reading of 8.60 percent growth. Core inflation rose by 5.90 percent year-over-year in June and fell short of analysts' forecasts of 5.7 percent year-over-year growth. May's year-over-year reading for inflationary growth was 6.0 percent and could suggest that inflation has peaked.
Mortgage Rates Rise After Fed Raises Key Interest Rate Range
Although the Federal Reserve raised its key interest rate range in an attempt to slow inflation, mortgage rates also rose last week. Freddie Mac reported that rates for 30-year fixed-rate mortgages rose by 21 basis points to 5.51 percent on average. Rates for 15-year fixed-rate mortgages averaged 22 basis points higher at 4.67 percent. The average rate for 5/1 adjustable rate mortgages was 16 basis points higher at 4.35 percent; discount points averaged 0.80 percent for fixed-rate mortgages and 0.20 percent for 5/1 adjustable rate mortgages.
New jobless claims rose last week with 244,000 first-time claims filed as compared to the previous week's reading of 235,000 initial jobless claims filed. Fewer ongoing jobless claims were filed last week with 1.33 million continuing claims filed as compared to the prior week's reading of 1.37 million ongoing jobless claims filed.
Consumer concerns over inflation eased in July with a preliminary reading of 51.1 reported in the University of Michigan's preliminary consumer confidence index. Any reading over 50 indicates that most consumers surveyed were confident about current economic conditions.
This week's scheduled economic reporting includes readings on home prices, building permits issued, and housing starts. Data on sales of previously-owned homes will be released along with weekly readings on mortgage rates and jobless claims.
Filed Under: Financial Reports Tagged With: Case Shiller, Inflation, Jobless Claims
What's Ahead For Mortgage Rates This Week – February 14, 2022
Last week's economic reporting included readings on inflation and the University of Michigan's preliminary February reporting on consumer sentiment. Weekly readings on mortgage rates and jobless claims were also released.
Inflation Rises as Fed Considers Raising Key Rate
The government's Consumer Price Index for January reported that month-to-month inflation rose by 0.60 percent as compared to an expected increase of 0.40 percent which was based on December's month-to-month increase of 0.50 percent. Year-over-year inflation rose to a rate of 7.50 percent, which was the highest inflation rate in 40 years. Core inflation, which excludes volatile food and energy sectors, also rose 0.60 percent in January from December's reading of 5.50 percent.
Analysts said that the Federal Reserve will likely raise its key federal funds rate range to help slow inflation, but drastic dips in the inflation rate aren't expected. While the Fed predicted inflation to ease in a statement made last December, inflation has only increased. The Fed's strategy of raising interest rates would ease high consumer demand and help slow rapidly rising prices for housing, goods, and services.
Mortgage Rates Rise, Jobless Claims and Consumer Sentiment Fall
Freddie Mac reported higher mortgage rates last week as the average rate for 30-year fixed-rate mortgages rose by 14 basis points to 3.69 percent. The average rate for 15-year fixed-rate mortgages rose by 16 basis points to 2.93 percent. Rates for 5/1 adjustable-rate mortgages averaged 2.80 percent and nine basis points higher. Discount points averaged 0.80 percent for fixed-rate mortgages and 0.30 percent for 5/1 adjustable-rate mortgages.
223,000 new jobless claims were filed last week as compared to the prior week's reading of 239,000 first-time claims filed. No information for continuing jobless claims was released last week.
The University of Michigan reported a preliminary index reading of 61.7 for January's Consumer Sentiment Index. This was the lowest consumer sentiment reading in ten years and was attributed to consumer concerns over rising inflation.
This week's scheduled economic news includes readings from the National Association of Home Builders on housing market conditions, Commerce Department readings on building permits issued, and housing starts. Data on sales of pre-owned homes will be released along with weekly reporting on mortgage rates and jobless claims.
Filed Under: Financial Reports Tagged With: Financial Report, Inflation, Jobless Claims
Why Purchasing A House In 2022 Is Smart Despite Inflation
Anyone who has paid attention to the news has likely noticed that inflation is a constant headline. Inflation takes place when the average cost of goods and services begins to rise. There are a number of reasons why inflation has been rising at record rates during 2021 and 2022.
The federal government has pumped money into the economy, and supply chain constraints have led to a shortage of goods. This means that everything from cars to groceries has gotten more expensive. Many individuals and families are looking for ways to save money, and this might mean putting off homeownership dreams. Even though housing prices have gotten more expensive as well, inflation should not stop someone from trying to buy a house in 2022.
Owning A Home Offers Financial Security
One of the biggest reasons why people should consider buying a house in 2022 is that owning a home offers financial security. Those who lock in a fixed-rate mortgage could pay the same mortgage premium for decades. Even though it is possible that real estate taxes and home insurance rates could rise, the mortgage payment will stay the same. Individuals who stay in their houses for 30 years might see their income go up as they get promoted at work. This means that they will have more money to put elsewhere with a consistent mortgage payment.
Those who put off owning a home could see their rents go up every year. Many apartment complexes and landlords raise the rent consistently to keep up with rising inflation. Becoming a homeowner simply offers more financial security.
Owning A Home Acts As A Hedge Against Inflation
When inflation goes up, the average value of a single dollar goes down. It is critical for everyone to think about how they can hedge this risk, which means putting their money where it is unlikely to lose value. Putting that money in a home is a great decision. Because housing prices could increase, the value of the money in that house will go up as well. Furthermore, with interest rates on mortgages extremely low, buying a house becomes an even better inflation hedge. The best way to combat inflation is to have a fixed expense, such as a mortgage payment.
Filed Under: Mortgage Tagged With: Inflation, Mortgage, Mortgage Rates
Last week's scheduled economic reporting focused on inflation with monthly and year-over-year readings on overall and core inflation. Federal Reserve Chair Jerome Powell was confirmed for a second term as Federal Reserve chair. The University of Michigan released its monthly survey on consumer sentiment and weekly readings on mortgage rates and jobless claims were also released.
Inflation Rises in December; Nears Fastest Growth Pace in 40 Years
Year-over-year inflation rose to a pace of seven percent in December and approached its fastest growth rate in 40 years according to the Bureau of Labor Statistics. Analysts expected year-over-year inflationary growth of seven percent as compared to November's pace of 6.80 percent. Month-to-month inflation slowed to
0.50 percent as compared to November's month-to-month growth rate of 0.80 percent.
Housing costs, food, and automotive sectors drove inflation in December. Shortages of computer chips used in vehicles slowed production and increased demand for vehicles. New car prices rose by one percent and used-car prices rose by 3.50 percent month-to-month.
Core inflation, which excludes volatile food and fuel sectors, rose by 5.50 percent year-over-year in December and surpassed the expected reading of 5.40 percent that was based on November's core inflation rate of 4.90 percent. Rents rose by 0.40 percent for the third consecutive month. Food prices rose by 0.50 percent month-to-month and costs for clothing and furniture also rose.
Federal Reserve Chair Jerome Powell was confirmed for a second term and addressed the Fed's plans for slowing inflation. Mr. Powell said, "The economy no longer needs or wants the very highly accommodative policies we've had in place to deal with the pandemic and its aftermath."
Energy prices fell by 0.40 percent in December and decreased for the first time since April.
Mortgage Rates Rise. Jobless Claims Mixed
Freddie Mac reported higher mortgage rates as the average rate for 30-year fixed-rate mortgages rose by 23 basis points to 3.4
Initial jobless claims rose last week with 230,000 first-time claims filed as compared to the prior week's reading of 207,000 initial claims filed. Analysts expected first-time claims to decrease to 200,000 initial claims filed. Ongoing jobless claims fell to 1.60 million continuing claims filed as compared to the previous week's reading of 1.75 million ongoing jobless claims filed.5 percent; rates for 15-year fixed-rate mortgages rose 19 basis points and averaged 2.62 percent. The average rate for 5/1 adjustable rate mortgages rose 16 basis points to 2.57 percent. Discount points averaged 0.70 percent for fixed-rate mortgages and 0.30 percent for 5/1 adjustable rate mortgages.
The University of Michigan's consumer sentiment index for January reported lower consumer enthusiasm for current economic conditions with an index reading of 68.8 as compared to the expected reading of 70.0 and December's index reading of 70.6.
This week's scheduled economic reporting includes readings on housing markets and sales of previously-owned homes. Readings on building permits issued and housing starts will be released along with weekly readings on mortgage rates and jobless claims.
FOMC Statement: Fed Policymakers Discuss Easing Accommodations as Economy Improves
The Federal Reserve's Federal Open Market Committee considered easing monetary accommodations implemented in response to stronger economic conditions according to its post-meeting statement issued November 3. The Fed started making trillions in monthly bond purchases when the pandemic started but slowed its purchasing pace to $120 billion per month in June 2020. The Fed will soon reduce its monthly bond purchases to $105 billion monthly.
The Fed said it will continue to purchase bonds until the economy makes "substantial progress" toward its legally mandated goals of achieving two percent inflation and maximum employment. Supply shortages and high demand for goods caused by the pandemic have impacted the overall economy, but labor markets have suffered disproportionately. Pandemic-driven quits and retirements have left many job openings that remain unfilled. Service-related jobs in hospitality and travel have been especially hard-hit as consumers continued to stay home.
Fed Calls High Inflation "Transitory"
Federal Reserve policymakers continued to call current higher-than-expected inflation "transitory," but did not explain how long high inflation is expected to last. Supply-chain logjams continued to negatively impact supply and demand for goods and services; in some cases, high demand and short supplies drove inflation higher: "Inflation is elevated, largely reflecting factors that are expected to be transitory. Supply and demand imbalances related to the pandemic and the reopening of the economy have contributed to sizable price increases in some sectors."
FOMC members did not raise the current benchmark interest rate range of 0.00 to 0.25 percent, but financial markets expect two or more rate hikes in 2022.
Fed Chair Expects Inflation to Remain High into Mid-2022
Fed Chair Jerome Powell commented on high inflation during a press conference given after the FOMC post-meeting statement: "Our baseline expectation is that supply chain bottlenecks and shortages will persist well into next year and elevated inflation as well." Chair Powell continued: "As the pandemic eases, supply chain issues will abate and growth will move up. As that happens, inflation will decline from today's elevated levels."
Mr. Powell further commented that he expected labor markets to strengthen as the delta variant of the covid virus continues to decline.
Filed Under: Financial Reports Tagged With: Fed Report, Financial Report, Inflation
Last week's economic reporting included readings on job openings, inflation, and consumer sentiment. Weekly readings on mortgage rates and jobless claims were also released.
Job Openings Rise as Inflation Rate Falls
The Labor Department reported a record number of job openings for the fourth consecutive month in June. Job openings rose to 10.1 million available jobs from May's reading of 9.5 million job openings. Analysts expected job openings to decrease to 9.1 million jobs in June.
Analysts said that previous headwinds to hiring including generous unemployment benefits and childcare issues may be easing. Workers took advantage of the rising demand for employees to negotiate higher wages and switch jobs for better offers.
The Consumer Price Index fell by 0.40 percent in July to 0.50 percent as compared to June's reading of 0.90 percent. The pace of year-over-year inflation remained at 5.40 percent Core inflation, which excludes volatile food and fuel sectors, fell to 0.30 percent from 0.90 percent. July's reading showed the impact of food and gas prices on inflation in recent months.
Mortgage Rates Rise, Jobless Claims and Consumer Sentiment Index Fall
Average mortgage rates rose last week as the rate for 30-year fixed-rate mortgages rose by 10 basis points to 2.87 percent. Rates for 15-year fixed-rate mortgages averaged 2.15 percent and were five basis points higher; rates for 5/1 adjustable rate mortgages averaged four basis points higher at 2.44 percent. Discount points averaged 0.70 percent for fixed-rate mortgages and 0.30 percent for 5/1 adjustable rate mortgages.
Initial jobless claims fell to 375,000 new claims filed as compared to the prior week's reading of 387,000 first-time claims filed. Continuing jobless claims also fell; 2.87 million ongoing claims were filed last week as compared to the prior week's reading of 2.98 million continuing jobless claims filed.
The University of Michigan reported its lowest reading for consumer sentiment since 2011. The preliminary reading for August fell to an index reading of 70.2 in August as compared to July's reading of 81.2. Analysts expected an index reading of 81.3 for August, but rising covid 19 cases attributed to the highly contagious Delta form of the virus tanked consumer sentiment as mask requirements and social distancing guidelines re-emerged in some areas.
This week's scheduled economic releases include readings from the National Association of Home Builders on housing markets, government readings on housing starts, and building permits issued. Retail sales will also be reported.
Last week's scheduled economic reports included readings on inflation, Fed Chair Jerome Powell's testimony before the House Financial Services Committee, and the University of Michigan's Consumer Sentiment Index. Weekly readings on mortgage rates and jobless claims were also released.
Consumer Price Index: June Inflation Grows at Fastest Pace Since 2008
June's Consumer Price Index showed the fastest pace of inflationary growth in 13 years; inflation grew by 5.40 percent on a seasonally-adjusted annual basis. Used car sales accounted for one-third of the growth, but prices also rose for clothes, food, energy, and travel/hospitality. The year-over-year inflation rate for May was 5.00 percent.
Inflation grew by 0.90 percent month-to-month, which exceeded analyst's expectations of 0.50 percent growth and 0.60 percent growth in May. The Core Consumer Price Index, which excludes volatile food and energy sectors also grew by 0.90 percent in June as compared to a month-to-month reading of 0.70 percent in May. Analysts expressed concern that the rapid pace of inflation may not slow as quickly as the Federal Reserve predicted.
Fed Chair Jerome Powell Testifies Before House Financial Services Panel
Fed Chair Jerome Powell maintained the Federal Reserve's earlier prediction that the pace of inflation would ease, but not immediately: "Inflation has increased notably and will likely remain elevated in coming months before moderating."Mr.Powell said that inflationary growth has come in at a faster pace than the Fed was hoping to see.
Chair Powell identified three factors contributing to current inflationary growth. Weak inflationary growth during the pandemic will drop out of the year-over-year calculation; Production and supply chain constraints have led to sharp price increases after the pandemic. The third factor is a surge in demand for services as the economy reopens.
The Fed Chair said that "it's a pretty narrow group of things that are producing these high readings."
Mortgage Rates, Jobless Claims Fall
Freddie Mac reported mixed mortgage rates last week as the rate for 30-year fixed-rate mortgages averaged 2.88 percent and were two basis points lower. Rates for 15-year fixed-rate mortgages rose by two basis points to an average of 2.22 percent. Rates for 5/1 adjustable rate mortgages fell by five basis points to 2.47 percent on average; Discount points averaged 0.70 percent for 30-year fixed-rate mortgages and 0.60 percent for 15-yar fixed-rate mortgages. Discount points for 5/1 adjustable rate mortgages averaged 0.30 percent.
New jobless claims fell to 360,000 initial claims filed from the previous week's reading of 386,000 claims filed. Data for continuing jobless claims were not updated last week.
The University of Michigan reported no change in its Consumer Sentiment Index for July with an index reading of 85.5. Analysts expected a reading of 86.3.
This week's scheduled economic reporting includes readings from the National Association of Home Builders Housing Market Index, reports on housing starts and building permits, and data on existing home sales. Weekly readings on mortgage rates and jobless claims will also be released.
Filed Under: Financial Reports Tagged With: Financial Report, Inflation, Jerome Powell
FOMC Statement: Fed Predicts 2 Interest Rate Hikes in 2023
The Federal Open Market Committee of the Federal Reserve said in its post-meeting statement that the Federal Reserve expects to raise its benchmark interest rate range twice during 2023. No rate changes will be made during 2022 as the economy continues to recover from the Covid-19 pandemic. The Fed's current interest rate range is 0.00 to 0.25 percent.
Fed Expects "Transitory" Inflation
The Fed's post-meeting FOMC statement said that although Committee members adjusted their forecast for raising the Fed's benchmark interest rate range, members did not predict long-term inflation and described current upward inflation as "transitory."
The Consumer Price Index reported that the cost of living jumped in May and drove inflationary growth to a 13-year high of five percent.
11 of 18 FOMC members currently expect two or more rate hikes in 2023; in March, seven members expected one rate hike in 2023. Former Treasury Secretary Larry Summers said that the Fed needs to reconsider its monetary policies based on the two stimulus payments provided to Americans. The Fed has held its benchmark interest rate range to 0.00 to 0.25 percent and continued its monthly purchases of $80 billion in Treasurys and $40 billion in Mortgage-Backed Securities in efforts to support the economy and stabilize financial markets.
The Committee will follow economic news and developments through readings on public health, labor market conditions, inflation, and financial and global news to determine monetary policy adjustments.
Fed Chair Suggests Future Tapering of Bond Purchases
Federal Reserve Chair Jerome Powell said in his post-FOMC meeting press conference that members had their first discussion of tapering the Fed's bond purchases. Although the Fed has indicated it wants to see "substantial further progress" in the economy before it starts to taper its bond purchases, analysts expected further discussion of tapering bond purchases in FOMC's July meeting. Reducing bond purchases is considered the first step in moderating the Fed's accommodative stance on monetary policy.
Chair Powell said that the FOMC will continue to develop monetary policy in consideration of the FOMC's dual mandate of achieving maximum and an annual inflation rate of two percent over the longer term. Inflation has run below two percent for some time before the pandemic; so a current inflation rate running above two percent would help raise the average inflation rate to the two percent requirement.
The unemployment rate is improving as businesses and other employers open their doors and restore service to full capacity. Chair Powell cautioned that the economy remains strongly connected to how the Covid-19 virus progresses and said that monetary policy would be adjusted according to how the pandemic impacts the economy.
Filed Under: Financial Reports Tagged With: COVID 19, Inflation, Interest Rates
What's Ahead For Mortgage Rates This Week – May 17, 2021
Last week's economic reports included readings on inflation, core inflation, and the University of Michigan's Consumer Sentiment Index. Weekly readings on mortgage rates and jobless claims were also released.
April Inflation Rate Hits 13-Year High
The federal government's Consumer Price Index rose by 0.80 percent in April as compared to the March reading of 0.60 percent. Analysts expected inflation to increase by 0.20 percent in April. Core inflation, which excludes volatile food and fuel sectors, rose by 0.90 percent in April. Analysts expected core inflation to grow by 0.30 percent in April which would have been unchanged from the March reading of 0.30 percent Core inflation rose month-to-month at the fastest pace in forty years and grew by three percent year-over-year, which was the highest growth rate since September 2008.
Consumer gas prices surpassed $3.00 per gallon for the first time since 2014; last week's shutdown of Colonial Pipeline's main transmission line was expected to drive gasoline prices higher. Prices of used cars and trucks rose 10 percent in April and contributed to a 21 percent increase in used vehicle prices year-over-year. Costs for shelter rose 2.10 percent year-over-year and were 0.0 percent higher month to month. Analysts noted that high inflation rates are caused in part by the low pace of inflation reported during the pandemic. Inflation Growth percentages are higher than they would have been if inflation had not slowed during the pandemic.
Mortgage Rates, Jobless Claims, and Consumer Sentiment Fall
Freddie Mac reported lower average mortgage rates last week. Rates for 30-year fixed-rate mortgages averaged 2.94 percent and were two basis points lower. Rates for 15-year fixed-rate mortgages averaged 2.26 percent and were four basis points lower; the average rate for 5/1 adjustable rate mortgages dropped by 11 basis points to 2.59 percent. Discount points averaged 0.70 percent, 0.60 percent, and 0.30 percent respectively.
First-time jobless claims were lower last week with 473,000 initial claims filed as compared to the prior week's reading of 507,000 new jobless claims filed. Continuing jobless claims were also lower with 3.66 million ongoing claims filed; 3.70 million continuing jobless claims were filed in the prior week. The University of Michigan's Consumer Sentiment Index reading was lower in May with a reading of 82.8 as compared to the expected reading of 90.1 and April's index reading of 88.3.
This week's scheduled economic news includes readings from the National Association of Home Builders on housing markets, data on sales of previously-owned homes, and Commerce Department readings on housing starts and building permits issued. Minutes of the Fed's most recent Federal Open Market Committee meeting will be released along with weekly readings on mortgage rates and jobless claims


BRUSSELS -- EU foreign ministers said on Monday they will prepare for the possible evacuation of European citizens from Libya, and sharply condemned the government's crackdown against pro-democracy protesters.
"We are very worried about the situation in Libya," Spain's Foreign Minister Trinidad Jimenez said. "At the same time we are coordinating the possible evacuation of EU citizens from Libya, especially from Benghazi."
Several ministers attending the regular monthly meeting in Brussels also expressed concerns about a possible massive increase in the flow of illegal migrants from North Africa in the wake of the popular unrest in Northern Africa.
Italian Foreign Minister Franco Frattini called for a "Marshall Plan" for affected Mediterranean countries to stimulate their economies and provide job opportunities for young people.
Frattini expressed concern about a possible civil war and break-up of Libya, saying he feared that an Islamic state could be set up in the west of that country.


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X Factor favourite Sam Bailey headed to Blackpool to star in classic musical Vampires Rock
Julia Bennett
Published: 14:22 Monday 17 December 2018
X Factor star Sam Bailey is about to get her teeth into a real rocker of a show when she takes the role of the Vampire Queen in the hit touring musical extravaganza Vampires Rock Ghost Train.
The 2019 Spring tour will be at The Grand Theatre in Blackpool on Saturday, January 19 next year, bringing a show packed with energy, fabulous dance routines, spectacular special effects and music that promises to have everyone up on their feet.
For more than two decades, Steve Steinman has thrown just the right amount of fun and humour into his script to have the audience roaring with laughter.
The musical concert's tongue in cheek story, spellbinding cast, fangtastic fire routines, guitar gods and sexy vampettes will take you on a ride through some of the greatest 1980s classic rock anthems, including tracks from Queen, AC/DC, Meat Loaf, Journey, and Guns n Roses.
Sam, who won the tenth series of The X Factor in 2013, will be stepping into the shoes of singer and actress Toyah Willcox who played the part for two years, performing more than 200 shows.
Sam will be joined on stage by creator and star of Vampires Rock, Steve Steinman, plus a full cast of dancers, singers and musicians.
Following his performance on Stars In Their Eyes as Meat Loaf, Steve has built a huge fan base around the world and, for the past 15 years, Vampires Rock has played to more than a million people.
Tickets are priced from £31.50 to £33.50.
For more details and to book, visit https://www.blackpoolgrand.co.uk/event/vampires-rock-sam-bailey/
People all over the world... join a love train - Brutus Gold's Love Train in Fleetwood


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Access controls is a very important aspect of information security. This is concerned with the way a health care provider controls the level of access and who gets access to Protected Health Information. No everyone should be able to view certain information especially not without the necessary permission from the right persons. A good and adequate access control by a health care provider would ensure privacy and security of information. A good access control practice by health care provider would be one that allows even authorized persons to only gain access to the information that is necessary for just the treatment needed at the time. There is no need giving someone accesses to information that is not relevant to the services he or she is rendering at the time. If people always have access to more than the information required for the services they are rendering, then the health care provider is risking or already breaching the information security system.
Let's look at it this way, dermatologist do not necessarily need a patient's psychological health information to carry out his or her treatment on the patient. He or she may have access to the patient's diet information and previous dermatological treatments, allergies and anything related to the treatment that is needed. The other information about the patient should be kept away from the dermatologist.
The "Minimum Necessary Rule" should be strictly adhered to by health care providers in order to ensure the protection of the information they collect, maintain and use. Employees should only be given access to one information at a time and that should be only the information they need at the time to carry out their jobs. No employee should be considered an information bank because he or she knows too much. When employees know too much about patients to the point of knowing about things that should have been kept secret to them, they become liabilities to the health of the patient.