Download the PDF with FULL information about the Fontbonne University from opened government trustful sources - right now!
Fontbonne University offers 183-degree programs and 24 via distance education. Student-to-faculty ratio is 11:1. 2 high safety сampuses. Acceptance Rate is 91%. 28.8% are women, and 71.2% are men. 9% percents of international students. Fontbonne University is a member of 5 athletic associations. The average annual total cost of attendance at Fontbonne University is 16717$, that is above national average. Total price of living is between $28588 and $34754 per year. 44% of full-time Fontbonne University students completed their education in 150 percent of time: graduation rate is at the level of national average. Average salary after attending is $39,400, so if you studied 2 years, you'll get your funds back in less than 2 years.
The Fontbonne University is a private and academic-year institution, so it's net price represents an average of all programs and includes only undergraduates who first enrolled in the fall term and receive Title IV aid. The total cost of attendance depends on whether undergraduates live on campus, off campus (not with family), or off campus (with family).
Depending on the federal state, or institutional grant and available, Fontbonne University students in your income bracket may pay more of less than the overall average costs.
917 of Fontbonne University undergraduate students were awarded with some type of financial aid, it's 76 percents of all undergraduate students. This makes Fontbonne University number 42 in the amount of financial aid awarded to students among all educational institutions in Missouri.
Students at Fontbonne University awarded 5 types of loans or aids, the biggest percent of students received a any financial aid.
Here are the learning opportunities available in Fontbonne University.
Fontbonne University graduation rate is below the national average.
44% of full-time students enrolled for the first time to Fontbonne University completed the education program and got a degree in 150 percent of the expected time of completion.
Fontbonne University acceptance rate is above national average.
Average acceptance rate for all institutions in state in the same net price range is 67%, so Fontbonne University acceptance rate value is above state net price average for 24%.
The Fontbonne University full-time retention rate is 79% and part-time retention rate is 100%.
The student-to-faculty ratio at Fontbonne University is 11:1, that means that for every 11 students the institution has one professor, lecturer or specialist with a degree in education. Lower student-to-faculty ratio is better - it means that professors can dedicate more time and attention to each student.
In Fontbonne University the biggest percent of students are enrolled in on-campus courses.
Here are the students enrolled exclusively in distance education courses at Fontbonne University and grouped by their location. Distance education courses are the most popular for students located in Missouri.
The campus located by 6800 Wydown Blvd address in St Louis, Missouri.
Main Campus in comparison of all branches in the US. It is calculated as the average percent of crimes yearly by five years of data for every campus, based on an overall number of students studying there. The branch is the middle size campus of Fontbonne University with 0.22% of maximum crimes a year. The most often crimes detected on Main Campus are burglary and motor vehicle theft.
The campus located by 1300 Strussner Drive address in Brentwood, Missouri.
Brentwood Campus in comparison of all branches in the US. It is calculated as the average percent of crimes yearly by five years of data for every campus, based on an overall number of students studying there. The branch is the middle size campus of Fontbonne University with 0.11% of maximum crimes a year. The only type of crimes detected on Brentwood Campus is burglary.
Fontbonne University offers 183 programs in total: 117 are for Bachelor's degree, 48 - for Master's degree, 12 - for Postbaccalaureate certificate, and 6 are less than 1-year certificate programs.
This is one of the lowest number of programs in comparison with other 34 universities in St. Louis county. Fontbonne University is one of the few institutions in St. Louis that offers a Bachelor's degree program.
There are 24 distance learning programs that are offered in the Fontbonne University: 9 are for Master's degree, 9 - for Postbaccalaureate certificate, 3 - for Bachelor's degree and 3 are less than 1-year certificate programs.
Fontbonne University provides coursework for undergraduate students and graduate students.
In 2014-2015 academic year estimated full-time equivalent undergraduate enrollment was 970 students with 29114 сredit hours for 12-month instructional activity period. The enrollment for graduates was 477 with 11447 credit hours.
My art tutor graduated from this school!
I had a wonderful experience at Fontbonne!
I'm a Fontbonne University Art Alumni and I can say that it's one of the best kept secrets of St. Louis Colleges when it comes to Art. With a focus on classical, figurative studies you won't find any school that can touch the expertise of the professors in the Art Department. Take one class with the famed Victor Wang and you'll see why students come from all over the world just to learn from this master. The faculty provides next-level support that goes above and beyond teaching skills ... they help you to navigate the difficulties and intricacies of the "real world." That can be said of many of the faculty outside of the art department, too. I feel that Fontbonne really prepared me for life outside of college and they did everything they could to provide me with opportunities. The small, historic, easy-to-navigate campus provides a scenic and intimate college experience but still has a lot of the experiences you would expect at a larger college. As small as it is, you really feel as though you matter at Fontbonne. The class sizes are small, providing you with the best possible interaction with the professors. The library has an incredibly curated collection for such a small school, and the cafeteria turns out great food. Seriously, though ... it was an amazing experience. Don't let the "Catholic" designation turn you away, either ... Fontbonne is very welcoming to all sorts of people. I absolutely suggest you look at Fontbonne for your college education. I really felt upon graduation that I was leaving a family and a community of people who truly cared about me and my development as a professional. I still keep in touch with my mentors to this day and I can say, that, YES ... I'm a non-starving artist and a BFA graduate using her art degree. The information I learned at Fontbonne was fantastic, but I learned much more than the books could ever teach me. And I can say today that I'm proud to be a Griffin!
I am an alumnus of Fontbonne University. I earned both my Bachelor of Science in Business Administration - Marketing and Master of Management degrees from this higher education institution.I chose Fontbonne because the matriculation from Rosati-Kain high school to the campus was the next level for me in my education. The small classes were ideal for me because I had been groomed since grade school to excel with one-on-one interaction with the instructors. The student body is multicultural which is important because the world is a reflection of all walks of life. The most important component that drew me to Fontbonne was its mission statement. I am Catholic and it is very important for me to be able to exercise my faith. Potential students should select an institution that is a good "fit" for them and not based on popularity amongst friends or a name.I highly recommend Fontbonne University.


Tough times will definitely put you in a spot wherein you have to do things which may not be to your liking. Bankruptcy is something which you need to file in order to recover from financial problems which is too much to bear, especially with regards to debts that you owe. Due to the fact that there are changes in the economy and the law, you can expect that there are a lot of changes when it comes to filing for bankruptcy. There are some people who utilize the internet or even books to understand how to file for bankruptcy, but some may get frustrated due to the abundance of jargon. This is the reason why it is recommended that you consult lawyers to help you when it comes to bankruptcy issues. In this article, we will be discussing some things which you have to know about bankruptcy.
First, getting a legal counsel when filing bankruptcy is a good thing to do. The lawyer will then be able to help you out as to what you need to do in order to file the bankruptcy. They know how the system works and they can show you the pros and cons of whatever decision or statements that you are going to be making. But in case you are in too dire a situation wherein you won't be able to pay for anything, try looking for pro bono workers. This is what we tell clients of our bankruptcy attorney Roseville company.
And your lawyers will be able to help guide you choose the correct options financially. Because of the knowledge and experience they have gained in bankruptcy law, they can tell you what are the possible scenarios which could play out as you decide the steps that you will be taking. They can also assist you through the process to make it a bit easier on you. They are also a solid support in terms of the emotional aspects of the bankruptcy. The professionalism and experience they bring will be your anchor throughout this ordeal. This is another important thing we tell customers of our debt relief lawyer Sacramento company.
Third, Bankruptcy lawyers can be great help in getting out of debt. There may be times where bankruptcy should not be your first choice. You really have to think it through because it varies depending on your situation. Bankruptcy lawyers can enlighten you about the various choices that you can take in order to resolve your financial problem. Credit counseling, payment plans through your creditor or expense reduction can all be methods of debt relief which doesn't involve bankruptcy and your bankruptcy lawyer can help you choose if these methods are going to work for you or not. This is important that people should know especially if they are clients of our Chapter 7 bankruptcy attorney Roseville company.
There you have some basic information which is good when setting up with a bankruptcy lawyer. They can be a great help during times of financial difficulty. It is important that you seek assistance of one in case of financial crisis, or even hire one if you are still able to do so.


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Project X | Singapore
Situation in Singapore
Behind closed doors, as Project X's intern, Kethlyn shares her thoughts.
For the longest time, I had been dreading the completion of the last task that had been
assigned to me – writing a personal reflection on my 3 months as Project X's intern. I use the
term 'dread' for many reasons; 1) I hopped onto the internship wagon with many questions in my
bag. While I got most of them answered by the staff, volunteers and other stakeholders, I also
picked up more questions along the way, and I felt that I needed more time to get to the answers.
With more time, however, came more problems and questions. It was like opening a can of
worms; 2) the two topics that will be covered in this piece were two of which that tugged at my
heartstrings the most – I was dissatisfied with the position on the procedures and solutions, and
the naïve me wanted to buy more time to see if there was any possibility for change, and 3)
completing this last task would also mean that I was officially done with all my tasks as an
intern, and it feels… bittersweet.
Throughout the 3 months of internship, I was given the opportunity to meet, communicate with,
interview and help a diverse array of amazing people. Many of them were kind enough to invite
me into their lives to share their heartbreaking, and/or inspirational life journeys, and it was
through these conversations that I had with them, that I found out so much more about the sex
work industry, the challenges and the unsolved issues that the sex workers face, as well as their
coping mechanisms. I have spent many days slamming the keys on my laptop in frustration,
searching for solutions in the law, making phone calls to seek help, only to be questioned
unnecessarily, hung up on, or be told "this has always been the position, there is nothing else we
can do".
Nothing else we can do?
Why? If access to justice is the basic principle to the rule of law, then why does it seem as
though we are so far behind in applying this principle?
I once accompanied a transgender sex worker to the police station to file for assault, and was
both surprised and taken aback when the officer kept harping on why she was in a red light
district, and what was she working as. I could not help but ask the officer why this was
relevant to her filing for assault. "Oh this is just protocol", was what he replied. Sure, I
understand the protocol, but would a fisherman's case of assault be filed differently from a yoga
instructor's case of assault? Would it matter if she was unemployed or working in one of the Big
4s? Asking not once, not twice but more than three times about her occupation and reason for
being in a red light district made me annoyed, and I cannot imagine the fear, annoyance, and
humiliation by the person who was there to file for the report. It is the unnecessary scrutiny that
makes people nervous about coming forward, for fear that the victim will also become a criminal
under the eyes of the law.
Think of the individual as a piece of onion, who can get access to justice only if, every other
layer of them is not against the laws of Singapore. I could be wrong, but almost every other case
that comes through Project X seems to be that way. Is there really nothing else we can do?
I could go on and on about the 1001 unique cases that stream through our doors, but we would
probably end up with page after page of my ranting. As such, I have forced myself to choose two
topics that have impacted me during my internship, as part of my farewell article.
Gender profiling
When I first joined Project X, I was informed about 2 cases in which both individuals, who are
transgender women, were stopped by the immigration officers at the airport. Their handbag,
luggage, and handphones were checked by the officers. Both of them were told that this was
"normal procedures" and were not informed about anything else. While one of them was
released by midday, the other individual was not as fortunate as she was held back in the airport
for 10 hours. She was also asked invasive questions like "have you had your penis cut", and was
eventually deported back to her country without any information or opportunity to explain
Section 3 of the Immigration Act authorizes the Controller and such number of immigration
officers to carry out the provisions of the Act. And Section 8 of the same Act labels migrant sex
workers as "prohibited immigrants". However, nothing in the Act mentions anything about
gender profiling. When I rang up ICA, no one could reveal to me on what the procedures for
gender profiling were.
However, in an American article, (http://america.aljazeera.com/watch/shows/america-
tonight/america-tonight- blog/2013/10/16/rise-in-
transgenderharassmentviolencebypolicelinkedtoprofiling.html), Andrea Ritchie, a US attorney
said that while people are aware of racial profiling, many are not familiar with how gender is
really central to policing in the United States. That includes expectations in terms of how women
are supposed to look, how men are supposed to look. How men and women are supposed to act.
When people look or act queer or gender nonconforming, the police often read that as a disorder
and they perceive that person as already disorderly, as already suspicious, as already prone to
Dean Spade, a lawyer and founder of Sylvia Rivera Law Project, agrees and says "that's part of
what policing is – is this kind of generalized suspicion. Does something look out of place? And
transgender people are often that thing that looks out of place".
Transgender people in America experience 3 times as much police violence as non-transgender
individuals and 48% of these transgender people who are victims of hate crimes, reported
receiving mistreatment from the police when they went to seek help.
The same numbers cannot be applied to the transgender community in Singapore due to the
difference in demographics. However, one then seeks to inquire the procedures that immigrations
officers abide by to profile someone under Section 8(3)(e) and (f) of the Immigration Act. So if I
were an effeminate male who enjoys cross-dressing, does that make me a sex worker? Is the
gender on the passport, dress sense, and physical features of an individual the only criteria to
raising alarm bells? Will the transgender community forever be at the losing end for "sticking
out" too much? Do they deserve to be humiliated and interrogated for choosing to express
themselves differently? Are we saying that these are the consequences that they have to deal with forever, on top of the confusion, pain, and suffering they are already going through with their own body and transition?
On top of that, why is sex work even a crime?
If these procedures are carried out to ensure that women are not being trafficked in as sex
workers, surely one would think that the pimps are not that naïve so as to encourage the women
to dress in a way that makes them stand out?
It bothers me.
Back in Law School, a bunch of friends and I started up a Mental Health Ground Up Initiative
because we realized that a lot of our peers, including ourselves, were stressed out and/or burned
out, and we did not know how to regulate. As such, the Initiative was born to provide everyone
with resources and avenues to seek help.
Mental wellness is a really important topic to me, as I have lost many friends who have
surrendered to the monsters in their head. Because of the stigma from society, many of my
friends devised their own coping mechanism which was not all too successful. Many of them
wound up withdrawing from their loved ones, hiding away their struggles and pain and
eventually taking their life when it was all too much to bear.
It saddened me to find out that many of the transgender women I interviewed were either sad,
depressed or suicidal at some point in their life. And many of them did not seek help.
"Why did you not go for counselling or seek help from the institute?"
"But I'm not mad, why should I go to a mental health institute?"
A survey (https://static1.squarespace.com/static/55061cd3e4b0953c7cbdb2c9/t/582fcd8d46c3c4d86172d3
10/1479527867672/Transgender+women+experience+with+healthcare+service+in+Singapore3.
pdf), conducted by T Project revealed that while transgender people face a higher risk of depression and suicide ideation than cisgender heterosexuals, many of the transgender people do not seek professional help as
they fear discrimination from the mental health providers. In addition, some do not fully
understand mental health services in Singapore or hold misconceptions about them. As such,
they avoid seeking help.
Out of the 41 transgender people surveyed by The T Project, 37 reported that they did not seek
professional help for depression or suicide ideation/attempts, while only 2 did so. The top
reasons included a lack of knowledge of where to do so and what treatments are like. Fear and uncertainty about how they would be treated, the costs involved, and legal issues also played large roles. A small number of these respondents reported drug and alcohol use as coping mechanisms. 4 used alcohol, 2 used drugs, and 3 used both.
Out of the former group who did not seek professional help, 16 respondents (43%) reported that
they did not find such help applicable to their experiences. The other 57% gave a variety of
reasons for not seeking help. 15 out of these 21 respondents considered such mental health issues
as part and parcel of being a transgender person.
I hope that this misconception changes over time. Many of the mental health issues do not care
about your age, race, the color of skin, gender, or financial status. Mental health issues do not
discriminate, and anyone going through any of it should never walk alone. Or have to deal with
them, alone. Close to 300 million people worldwide, of all ages, have depression (South African
Federation for Mental Health).
Rightly summed up by Shawn 'The Clown' Crahan (from Slipknot) when discussing Linkin
Park's Chester Bennington's mental health issues, (http://www.nme.com/news/music/slipknots-
clown-importance- mental-health- death-chester- bennington-chris- cornell-2119055), he says:
"What people need to know is that there are beautiful, wonderful people in the world who
have empathy and work with the human condition," he continued. "They understand what
being 'sick' is. It's not a human being's fault to have chemical imbalances. We're just
scared. The people who you think are the most solid are often the most hurt. That can be
hard to wrap your head around.
"As the world grows and technology grows, it's getting harder to communicate and for
kids to socialize. We need to take behavioral health recovery seriously.
"We all have flaws," he told NME. "Some people have astigmatism in their eyes, some
people have ulcers, this is the same thing. You could have anxiety, depression, OCD,
ADD, paranoia, anything. It's mental health – it's not a hard thing to wrap your head
around. Don't be scared. These physical and mental attributes can be helped by
wonderful people who dedicate their lives to helping others".
As a cisgender, I may never fully understand all that a transgender person may go through.
However, I can only hope that one in need of help receives the love and support from the
community and from the society. There are people who are willing to help you
(https://transgendersg.com/healthcare.php).
I hopped onto the internship wagon with a heart full of passion, and a bag full of
questions, but I leave Project X with a duffel bag spilling with more questions, and a myriad of
emotions, mostly sadness and anger at how the laws and procedures impact or rather, disrupt or
limit the sex work industry as well as the transgender community. More needs to done, and I
hope that there will be more people to help the community out.
Apart from that, I also leave this internship with a happy heart, having had met, befriended and
confided in many of the amazing people at Project X.
Many have asked if choosing to not intern at a Law Firm this semester was a "wasted
opportunity". I'd say this internship was far from a wasted opportunity. In fact, I urge
prospective and current students, especially from Law School, to try their hand at helping out in
an NGO. Be it as an intern, a volunteer, a translator, or a legal researcher. The experience will
most definitely be an eye-opener as you find out how the law affects the community, and you
find ways to help these people to understand the law and what is going on, and seek solutions
without a hefty price.
Without the comfort of the four walls of the court, and the statutes behind your back, you will be
pushed out of your comfort zone as you place yourself in their shoes to solve issues that they
face on a daily basis. It was one heck of a rollercoaster ride for me, one which I will never trade
for, and I am sure it will be a fun ride for you too.
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This episode features Dr. Christine Tulley. Dr. Tulley was the invited speaker at the 2018 Peck Research on Writing Symposium, an annual event hosted by Middle Tennessee State University's Department of English. Each year, the symposium features a rhetoric and writing scholar who gives a keynote talk on their research, then facilitates a workshop based on the classroom applications of that research. This interview was recorded the day before Dr. Tulley's talk, which focused on the findings of her recent book, How Writing Faculty Write: Strategies for Process, Product, and Productivity. That book features interviews with fifteen prolific and well-established rhetoric and writing scholars, focusing on how they develop ideas, conduct research, draft, revise, and pursue publication. In addition to writing How Writing Faculty Write, Christine Tulley is the founder and director of the MA in Rhetoric and Writing and Professor of English at the University of Findlay. Her current research focuses on faculty writing within rhetoric and composition, and she partners with Prolifiko, a UK-based research group that studies academic productivity. She has a forthcoming book project entitled "Rhet/Comp Moms: Parenting, Publication, and Professionalism," which we also discuss in the episode. In addition, we talk about Dr. Tulley's own writing process, what led her to study how writing faculty write, her writing advice for graduate students and junior faculty, and how learning to play guitar has changed the way she composes. Oh, and Lunchables.


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Wacky Brackets: Best and Worst
March 17, 2015 Carla	Leave a comment
On to the next three wacky methods of picking a bracket. This time, the Dorm Room Hoops staff rated the schools in the tournament based on things they're either really, really good at … or really, really bad at. Methodology this time? Best football team, worst graduation rate, and best basketball player in team history. (That last method led to a whole lot of debate in the newsroom.)
Best Player in Team History
This bracket shows how the tournament would be decided if you picked the winners based off that particular school's best player in history. The first round is a bit of a no-brainer but then it gets interesting. Players such as Michael Jordan, Wilt Chamberlain, Kareem, Magic, and Pistol Pete are matched up head-to-head. The player's college career was taken into consideration rather than overall basketball career. By this methodology, UCLA wins. But it was one heck of a debate. — Dane Baron
Best Football School
Picking a bracket from the basis of a college's football team? Yep, that's how this one was picked. (Sorry, Belmont.) The Final Four brought the big boys from Big 10, SEC, Big 12 and the independent standout Notre Dame. Of course, since Ohio State won the first College Football Playoff, it would only make sense to have them win the NCAA Tournament also. — Abby Hapner
Worst Graduation Rate
One and done in college basketball is a very high percentage in dominate college basketball programs (generally). So this factors into graduation rates. We picked the schools with the lowest graduation rates to advance. The final was between Cinderella hopefuls Texas Southern and Boise State, with Texas Southern winning with a whopping graduation rate of 5 percent. — Abby Hapner and Jake Hapner
BracketsKareem Abdul-Jabbar
Previous PostWacky Brackets: Let's Play GamesNext PostInstant Analysis: No. 16 Hampton advances


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Erasmus School of History, Culture and Communication /
Cultural Economics and Entrepreneurship /
E. Herranz Rubio
Cultural policies development in safeguarding and preserving intangible cultural heritage: the case of Flamenco
The development of cultural policies is not an easy task. Moreover, there are specific kind of policies that become increasingly complicated to develop. Especially when referring to some topics, as intangible cultural heritage, and particularly, the case of Flamenco, given the specific characteristics of these items. The aim of this thesis is to analyse what is nowadays being done in terms of cultural policies for the safeguarding, preservation and growth of Flamenco and what can be do in the near future. At the same time, the present research strives for serve as starting point for reflection on the Flamenco safeguarding to improve the future cultural policies for Flamenco as intangible cultural heritage. A wide literature has attempted to explain the general characteristics of cultural policies, intangible cultural heritage and Flamenco under the framework of the UNESCO. The analysis has been carried out by asking the people responsible for transmitting it from generation to generation. By conducting interviews with Flamenco community members, this qualitative study attempts to investigate the current situation of Flamenco since in November 2010, it was included in the UNESCO "Representative List of the Intangible Cultural Heritage of Humanity". But also, the research seeks to analyse the lines of action that the Flamenco community suggests as more convenient in the safeguarding Flamenco.
Keywords Cultural Economics, Cultural Entrepreneurship, Heritage, Intangible Cultural Heritage, cultural policies, safeguarding, Flamenco community
Thesis Advisor A. Mignosa
Series Cultural Economics and Entrepreneurship , Master Arts, Culture & Society
E. Herranz Rubio. (2018, August). Cultural policies development in safeguarding and preserving intangible cultural heritage: the case of Flamenco. Master Arts, Culture & Society. Retrieved from http://hdl.handle.net/2105/45938


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Smart city technology
It's safe
What is an energy-from-waste centre
How does it work elsewhere?
News, Media and Resources
Contact Us 1800 97 37 72
Community Engagement and Contact Us 1800 97 37 72
New South Wales Energy-from-Waste Infrastructure Plan
EIS exhibition now closed, Response-to-Submissions phase begins
Detailed proposal to recover more from our waste and reduce landfill now on public exhibition
New South Wales Energy-from-Waste Infrastructure Plan Cleanaway notes changes to NSW's energy-from-waste policies and are currently considering long-term options moving forward. Information on this website may not be completely current based on changing conditions.
By 2020 Western Sydney will be sending at least 1.62 million tonnes of waste to landfill each year.
That's enough to fill 2,400 Olympic size swimming pools, every year.
Instead of landfill, we can turn that waste into sustainable energy
Cleanaway is proposing to use world-leading, safe, energy-from-waste technology here. As used in cities across Europe, material that cannot be recycled and currently goes to landfill will be turned into valuable electricity.
Producing green energy for over
Creating over
900 direct and 1,200 indirect
jobs during
local highly skilled jobs during operation
Greenhouse gas savings equivalent up to
cars off the road
Approximately 500 similar facilities operate across Europe using the same technology as we are proposing. It is common for these facilities to be located and operate in urban areas. This is safe and smart city technology. Facilities are being constructed around the world in urban areas.
This energy-from-waste plant, in Lakeside, London includes an education centre where students learn about improved waste management. The centre is 400 metres from homes. The centre achieves 100% diversion of waste from landfill.
See the energy-from-waste examples below for more information on similar overseas energy from waste centres.
It's good for climate change
The proposal would save on climate change gases that contribute to the heating of our planet. The savings are equivalent to more than 390,000 tonnes each year of carbon dioxide. This is the same as taking approximately 85,000 cars off the road.
It's safe
What you see coming out of the stack is steam.
Some 99.9% of the volume leaving the stack are gases common to air - oxygen, hydrogen, nitrogen, water vapour, as the centre has equipment that cleans the emissions.
Removing particles
Particles are already in our air. They are created by mowing the lawn; our car exhausts and brakes; from wood heaters; heating a BBQ; industrial processes; and even sea salt.
We know that the levels of particles in Sydney's air are low compared with other cities. To keep our air quality at these good levels, there are rules and limits we must abide by.
Studies show that energy-from-waste contributes very small amounts of particles to the air. Emissions from these modern facilities are approximately 1000 times lower or more, than normal levels in the air.
This is because the emissions are cleaned before they leave the facility. For example, the average number of particles released from the stack would be the same as the emissions released from 4 modern semi-trailers driving at a speed of 90km/hour on a motorway.
Things like lawn mowing, driving a car, our weekend BBQs, and gardening all release particles into the air.
This is a solution for red bin waste generated in Western Sydney…
Cleanaway would work with Western Sydney councils and businesses to target the waste from red bins, to recover the energy and reduce the need for landfill.
The sorts of things that people put in their red bin are plastic toys, packaging materials, old games, nappies and sanitary items, tissues, bits of wood, and kitchen items we have finished with.
...in line with the NSW waste hierarchy
Cleanaway invests in education programs and supports innovative ideas to reduce red bin waste.
For example, we help households recycle their food and garden organics across Australia. In 2019, we educated over 27,000 students on best practice recycling.
What is an energy-from-waste centre?
This diagram shows the steps of waste collection and treatment.
When and where is it proposed?
The project will be considered by the Government in 2020 and if approved, Cleanaway will commence building in 2021. It would take 3 years to build.
Proposed project site location
The site is in an industrial area, 339 Wallgrove Road, Eastern Creek.
Eastern Creek landfill (closed)
Alternative Waste Treatment Facility
Environmental Services (landfill)
Industrial buildings opposite
3D render.
Click on the images below to access fact sheets. These different centres are similar to this proposal. They are all in urban areas, with residents living nearby. We encourage you to look at the different communities using energy-from-waste every day.
The Filbornaverket energy-from-waste facility, Sweden
(Case Study PDF 189 KB)
An energy-from-waste facility providing electricity and heating to surrounding neighbourhoods
Kwinana Energy from Waste, Australia
The first Australian facility to recover and reuse waste for energy.
Lakeside Energy from Waste Centre, England
This plant processes over 450,000 tonnes of residual waste each year.
Duiven Energy from Waste plant, The Netherlands
An energy-from-waste centre that recovers and reuses carbon dioxide for nearby horticulture.
The Dublin Energy from Waste facility, Ireland
A state-of-the-art centre that diverts 600,000 tonnes of waste each year from landfill.
Amager Bakke,
An award winning energy-from-waste setting new environmental standards.
The Sysav Facility in Malmö, Sweden
One of the world's most advanced plants for waste combustion and gas cleaning systems and energy-efficient facilities in Sweden.
Leeds Recycling & Energy Recovery Facility, England
A landmark facility that removes recyclables and turns household waste into energy.
What does the planning process look like?
The project is being delivered by Cleanaway and Macquarie Capital, with technical support from ARUP and Ramboll.
Cleanaway Waste Management Limited is Australia's leading total waste management, industrial and environmental services company. Our 6,000 highly trained staff, in over 300 locations around Australia are supported by more than 5,000 specialist vehicles and state-of-the-art facilities. We are working hard to deliver our mission of making a sustainable future possible for all.
Macquarie Capital is a leading equity investor, participant and sponsor in the development and construction of global renewable energy infrastructure assets. Macquarie's Green Investment Group adds a new dimension to our green energy offering in Australia and New Zealand, through access to a deeper and broader range of capabilities, including global best practice, technological innovation and the specialist expertise of more than 350 dedicated green energy professionals. Together, we have invested in over 30 waste and biomass projects globally including Australia's first thermal waste to energy project, Avertas Energy in Western Australia.
Ramboll is recognised as one of the world's leading energy from waste engineering consultants. We have 60 dedicated energy-from-waste project managers and specialists, with in-depth knowledge of processes, world-leading technologies, suppliers and facility operations. Ramboll have designed over 150 energy-from-waste facilities in 45 countries, including Australia's first facility in Western Australia.
A global leader in energy from waste and recovery of resources, Arup is an independent firm of designers, planners, engineers, consultants and technical specialists, working across every aspect of the built environment. Together we help our clients solve their most complex challenges – turning ideas into reality as we shape a better world.
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Average property prices and property investment indices in Norway. Price per Square Feet to Buy Apartment Outside of Centre, 3,507.93 kr, 2,322.56-5,574.14.
Jul 14, 2016 In cooperation with: Visit Norway. Watch this Topic Self-Guided Norway Tour: Oslo to. https://www.xxl.no will give you some idea of prices.
Norway's public huts and cabins, including information about Norwegian Trekking they are less crowded, more intimate, you cook for yourself, and they are cheaper. Tidy up the bunks, mop the floors, take out the trash and recycling (to the There is a price booklet at the hut register and a safe with a drop box nearby.
Leading European manufacturer of quality hardwood flooring. Get inspired While driving towards the center of the Norwegian town, Porsgrunn, you can see a.
May 9, 2018 The three-bedroom, three-bathroom apartment is on the top floor of a After housing prices in Norway increased by 13 percent in 2016 — and even on residential real estate news, covering the five boroughs and beyond.
Mar 22, 2018 Statistics Norway has overall responsibility for providing statistics on Norwegian society. Prices per square meter for detached houses, by county. the sales price, included the site value, by useful floor space. for the three most populous municipalities outside Oslo: Stavanger, Bergen and Trondheim.


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Live Updates: Trump expected to issue pardons while Senate set to reconvene
U.S. expected to hit 500,000 COVID-19 deaths by February, CDC warns
"We're coming for you": New videos from inside U.S. Capitol riot
1 in 6 Americans has lost their job during the coronavirus pandemic
By Aimee Picchi
Updated on: April 23, 2020 / 7:33 PM / MoneyWatch
26 million Americans unemployed due to pandemic
26 million Americans unemployed due to pandem... 01:46
About 4.4 million Americans applied for unemployment benefits last week, raising the total number of workers who have lost their jobs since the coronavirus outbreak to more than 26 million. The fallout has left roughly 1 in 6 workers without a job, a number that dwarfs the Great Recession's impact on the U.S. labor market.
The number of people filing for unemployment for the week of April 18 reflects a decline of 810,000 from the previous week, the Department of Labor said Thursday. Unemployment claims, reported weekly, are a barometer of the job market because they indicate how many workers have lost their jobs.
Many economists say the nation's unemployment rate is around 15% and could eventually approach 20%. The jobless rate peaked at about 25% during the Great Depression.
"This is another terrible week for layoffs," said Aberdeen Standard Investments senior global economist James McCann in an email. "One of the concerns is that the government support doesn't seem to be stemming the tide here."
The Paycheck Protection Program, designed to help small businesses maintain their payrolls, has faced criticism for failing to help many of the companies it was designed to aid. The program sent billions to areas of the country with relatively few novel coronavirus cases as well as to larger companies, including national restaurant chains.
Lawmakers are now working on another relief package that would replenish funds for the program, which was quickly depleted. But it's unclear whether that funding will reach small businesses quickly enough to save jobs, noted Jeff Schulze, investment strategist at ClearBridge Investments.
"Small businesses have faced challenges with the Paycheck Protection Program, which ran out of funding last week," he noted in an email. "Most small businesses have only a month of cash on hand and shutdowns have now extended past that point in much of the country."
"In the millions"
Jobless claims will likely gradually decline in the coming weeks, although they "are still set to remain on levels in the millions," Morgan Stanley economist Jan Kozak said in a report ahead of the latest labor data.
A jobless rate of 15% in April would reflect a spike of more than 10 percentage points within a month, given that the March jobless rate stood at 4.4%. It would also exceed the Great Recession's highest unemployment rate, which reached 10% in October 2009. The Bureau of Labor Statistics will report the monthly unemployment rate in early May.
"We cannot be sure of the magnitude of job losses in April, but are certain they will be shockingly high," Rubeela Farooqi of High Frequency Economics said in a report. "Labor market conditions have deteriorated sharply in response to the economy largely being closed for virus containment."
First published on April 23, 2020 / 8:48 AM
Coronavirus Crisis More
Cuomo: Vaccine rollout depends on how fast hospitals use up doses
Official: "No special treatment" for 72 Aussie Open players in quarantine
California cremation limits suspended due to backlog of bodies
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INFINITE to Spread K-Pop With 4 U.S. Dates on World Tour
The seven-member group will hit Los Angeles, San Jose, Washington D.C. and New York City on their "One Great Step" tour.
By Jeff Benjamin
Jeff Benjamin
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INFINITE U.S. Tour Dates Woollim Entertainment
INFINITE teased only New York and Los Angeles dates in an initial world tour announcement video, but the K-pop boy band has announced four separate U.S. stops in their "One Great Step" global trek. The seven-member group — famous in their native South Korea for emotion-packed vocal delivery and complicated yet completely in-sync choreography — will hit L.A., N.Y. as well as San Jose, Calif. and Washington D.C. this November.
It's of note that INFINITE follows in the steps of fellow Korean acts B.A.P and VIXX in straying from the usual L.A. and N.Y. American stops — locations top-tier acts such as TVXQ!, BIGBANG and 2NE1 stuck to on their respective tours.
BTS' J-Hope Doc 'J-Hope in the Box' Due Out Soon on Disney+
The reveal came on INFINITE's Google+ page. Tickets begin going on sale Saturday on Ticketmaster. More information is available on INFINITE's page, too.
This year, INFINITE has landed two Top 10 singles on the K-Pop Hot 100 with "Man in Love" in April (No. 6) and "Destiny" (No. 3) in July. As well, their hip-hop sub-unit INFINITE H hit No. 6 with debut single "Special Girl" in January.
INFINITE "One Great Step" U.S. Tour Dates:
November 8: Los Angeles (Nokia Theatre, LA Live)
November 11: San Jose (Event Center, San Jose State University)
November 13: Washington D.C.: Nov 13 (Wed) 8PM Fillmore Silver Spring
November 16: New York (Hammerstein Ballroom, Manhattan Center Studio)


My Aussie is a total beauty! Her name is called KEIRA. She is 2 years old (she is going to be 3 this year). My family have had her even before she turned 1! She can be very mischivous and she can tend to be stubborn but I love her all the same! I've taken KEIRA to lots of dog shows (my aunt goes to) and she has mostly won 1st, 2nd and 3rd ribbons! If you would like to see a picture of her, email me at: annacollett@rocketmail.com, and I will send you a picture of her. Aussies are the best dogs in the world!!!
Comments for My Dog Keira!
That's great that you got Keira on the web?
The question is; is she a WAG???
Actually, if you would like to see a picture of KIERA, then my new email address is, anastasia_collett@yahoo.co.uk. thank you!


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Chief Game Dev Noah Falstein Has Left Google
By Daniel Fuller April 07, 2017, 3:48pm
Google is a very unique and highly lauded workplace, but like any other, it often loses people to the promise of a fresh challenge, and such is the case with game industry legend Noah Falstein, their chief game designer. Falstein took to his game consulting firm's blog to let the internet know that he was departing the California colossus because he simply didn't get the creative opportunities that he imagined he would. Falstein made no qualms about his opinion of Google - he said that it was a wonderful workplace, full of colleagues that he would miss dearly. Four years of watching the world of gaming revolutionize around him, however, was too much for Falstein, who's been in the video game business for over 30 years.
According to his blog entry, Falstein wants to work on the future of gaming as a medium in unique ways. Genres and subtypes of gaming that are barely emerging, such as the blending of virtual reality and neuroscience, are what interest him most at the moment. Falstein says that he plans to explore the evolution of the medium through technological leaps that make entirely new sensations and experiences possible, such as the profound human connection possible in VR that's never been possible in video games before. As the head of a consulting firm with a long history of adding a touch of greatness to projects across the industy, he's in the perfect position to do just that.
Falstein's long and storied history in gaming is nothing to sneeze at, dwarfed only by the likes of forefathers such as Nintendo's Mario and Zelda creator Shigeru Miyamoto. Falstein got his start in the industry back in the 1980s, working on various arcade games like Sinistar. From there, Falstein went on to work with LucasArts on their prodigious point and click adventure games, helping to create the SCUMM language and many of the most iconic games that used it, such as Maniac Mansion and The Secret of Monkey Island. From there, Falstein started his own game design consulting firm, called The Inspiracy, where he went from company to company helping to work on a vast number of big-name titles like Medal of Honor and Alan Wake.
April 07, 2017, 3:48pm
Source: The Inspiracy
Android NewsGoogle NewsAndroid App & Games


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At Mashreq we believe in providing you with an account that helps you manage your finances in the way that suits you for your day to day transactional needs.
Introduction to Islamic Banking
Islamic Banking is commercial banking activity that is derived from the rules governing the Islamic Laws; the Islamic Laws are more commonly called the 'Sharia'h Laws'.
The Shariah Laws provide guidance on each and every aspect of human life, and the laws which govern and guide financial and commercial transactions define Islamic Banking activities.
The most important feature of Islamic Banking is it promotes a greater degree of fairness and equity in the conduct of business.
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What is Shariah?
Sharia'h means a way or path. In Islam, Sharia'h refers to the divine guidance & laws derived from Holy Quran and the Sunnah (sayings, deeds and approvals of Prophet Muhammad(peace be upon him). In Islam, anything that is mentioned in the Holy Quran and/or that is proven by way of sayings, deeds, and approvals of the Prophet Muhammad (peace be upon him) is a path of guidance.
What are the sources of Sharia'h?
Islamic Laws are derived from the following primary sources
The Holy Quran (the revelation from Allah to Prophet Muhammad (P.B.U.H) for mankind)
The Sunnah of the Holy Prophet – the sayings, deeds, and approvals of the Prophet Muhammad (P.B.U.H)
While the following are also used in reaching a ruling:
Ijma'a – the complete consensus of the Scholars
Qiyas – the reasoning based on analogy referring to Holy Quran and Sunnah
Ijtihad – the opinions of Scholars on the contemporary issues based on their reasoning and analysis
How is Shariah Governance managed in an Islamic Banking context?
Sharia'h Governance is a management effort within the Islamic Bank to have such systems and qualified resources in place to ensure that all products and transactions carried out by the organization are in compliance with the rules of Sharia'h Law. The Governance is overlooked by a 'Shariah Supervisory Board'.
What is a Shariah Supervisory Board?
A Shariah Supervisory Board is an independent body of specialized jurists in fiqh al-muamalat (Islamic commercial jurisprudence). Sharia'h Board Members are experts in the field of Islamic financial institutions who bear the responsibility of directing, reviewing, advising and supervising the management with regard to activities of the Islamic financial institution in order to ensure that all the activities are in compliance with Islamic Shariah rules and principles. The fatwa and rulings of the Shariah Supervisory Board are be binding on the Islamic financial institution.
What is a Fatwa?
A Fatwa is an authoritative legal opinion based on Sharia'h Law. A Fatwa is issued by a qualified person or body with authoritative knowledge of Sharia'h Law.
What are the main differences between Conventional Banking and Islamic Banking?
The main differentiating factors of Islamic Banking vs. the conventional banking practices are;
Prohibition of Riba/Interest
The ban on uncertainty and speculation in transactions
Prohibition on certain economic sectors such as, liquor, gambling, tobacco etc.
The profit and loss sharing principle
Asset backed or Asset based financing principle
What is Riba?
Riba is paying or charging interest on a loan or deposit. Any amount over and above the principal, in a contract of loan is 'Riba' which is prohibited by the Holy Quran and Sunnah, regardless of whether the loan is taken for the purpose of consumption or business. Moreover, in today's business practices, Riba may come in other forms such as penalty for late payment of debt, discounting of commercial paper, factoring of receivables, and anything which can be linked as compensation to time value of money.
Why has Riba been prohibited by Islam?
The rationale behind the prohibition of Riba in Islam suggests an economic system where all forms of exploitation are eliminated. In particular, Islam aims to establish justice between the financier and the borrower: the financier should not be assured of a positive return without doing any work or sharing in the risk, while the borrower, in spite of his management and hard work, is not assured of such a positive return. Islam does not recognize money as a commodity having an intrinsic value and so someone cannot make a guaranteed return just out of advancing loans. Shariah requires finance to be accompanied by human work, risk sharing, and management to earn a return.
Comparison of Conventional Banking vs. Islamic Banking
Conventional Banking
Money is a commodity besides medium of exchange and store of value. Therefore, it can be sold at a price higher than its face value and it can also be rented out.
Money is not a commodity though it is used as a medium of exchange and store of value. Therefore, it cannot be sold at a price higher than its face value or rented out.
Time value is the basis for charging interest on capital.
Profit on trade/sale of goods, leasing of assets or fee on providing service is the basis for earning profit.
While disbursing cash finance, running finance or working capital finance, no agreement for exchange of goods & services is made.
The execution of agreements for the exchange of goods & services is a must, while disbursing funds under Murabaha(commodity/metal trading)
All sorts of economic sectors can be financed
Islamic Finance doesn't allow financing or engagement of certain sectors which are prohibited such as liquor, tobacco, gambling
The savings accounts operate on a pure interest model. The rates are announced in advance and are fixed.
The savings accounts work on a Mudaraba model where bank is the Mudarib and Customer is the Rab-bul-Maal and Bank and Customers share profits in a pre-agreed ratio, banks are liable to disclose the ratios used to declare profits. The rates cannot be confirmed in advance as the outcome is dependent on the returns earned by the bank.
What are the Shariah Contracts and what are their areas of application?
The basic Shariah Contracts and their usage in Islamic Banking
The Sharia's Scholars allow the usage the following basic Shariah Contracts to assist the customers in fulfilling their needs according to the rules specified by the Shariah.
The Ijarah Contract
Ijarah Contract
Ijarah is an agreement whereby Bank purchases the property (moveable or immovable) in its own name, and leases it to the customer to the Customer for the usage, with an option to purchase the item at the end or during the lease period at a pre-agreed price.
Ijarah Contracts are most suitable for Home Financing, whereby the Bank (lessor) buys the property and the Customer (lessee) uses the property and provides rentals for an agreed period. At the end of the lease term, the home, moves into customer's name.
This is applicable for Auto/Car financing too.
The Mudaraba Contract
Mudaraba Contract
Mudaraba Contract is a profit sharing arrangement wherein capital provider (Rabb-ul-Maal) bears the risk and the Manager of funds (Mudarib) contributes expertise and management skills to employ the funds in Shariah Compliant activities and obtain a rate of return.
Mudaraba Contracts are mainly used in Savings Accounts and Fixed Deposits (Term Investments) for Islamic Banks.
The customers (Rabb-ul-Maal) provide the funds and pre-agree with the Bank (Mudarib or Fund Manager) on a profit sharing ratio. The Mudarib invests the funds and shares the return with the customer at the end of the term.
The Murabaha Contract
Murabaha Contract
Murabaha simply means a Cost Plus (Fixed) Profit = Sales contract, whereby the profit margin is known by the customer. After the sale has happened, the Seller is not allowed to change the price throughout the contract.
Murabaha Contracts are widely used in providing Personal Financing and Car financing contracts by the Islamic Banks.
For example; the bank, on the instructions of the customer, buys the car and immediately sells it to the customer by applying its profit margin. The ownership of the Car also moves into Customer's name.
In Personal Finance, if the customer indicates he/she is interested in buying goods, the Bank buys the goods for the customer from the vendor and sells it to the customer by applying its profit.
The Ujrah Contract
Compensation or a service charge, or contract of agency in which one person appoints someone else to perform a certain task on his or her behalf, usually conducted against a certain fee.
Ujrah contracts are widely used in terms of Islamic Credit Cards, whereby Customers are provided the facility to use the Cards issued to them for their personal needs, and the Bank pays the vendors and merchants on Customer's behalf. For this monthly activity Bank applies a monthly fee to the customers.
Takaful (Islamic Insurance)
Takaful Principles
(usage of Mudaraba Contract)
Takaful is a co-operative system whereby a fund is managed by an operator from the small regular contributions provided by individuals, paid to individuals who want coverage against the hazardous events.
The foundation of this concept is traced as early as 1400 years ago, when the Muslims of Mecca and Medina laid the foundation of mutual cooperation in the system of shared responsibility.
According to this principle the Mudarib (takaful operator) accepts payment of the takaful installments or takaful contributions (premiums, known as ra's-ul-mal) from investors or providers of capital or funds (takaful participants), acting as Sahib-ul-mal.
The contract specifies how the profits (or surplus) from the operations of the takaful is to be shared in accordance with the principle of Mudaraba – between the participants (as providers of capital) and the takaful operator.
What is Mashreq Al Islami?
Mashreq Al Islami is the Islamic Finance Company duly licensed Central Bank of UAE to offer Islamic Products and Services to the consumers; also Mashreq Al Islamic is the Islamic banking division of the Mashreq, responsible for the development of Islamic banking products for distribution to customers who require Islamic banking products / services.
How can a conventional bank be allowed to offer Islamic banking services?
Sharia'h Scholars have elaborated on this and they unanimously allowed conventional financial institutions to offer Islamic Banking products / services; provided Islamic Assets / Liabilities / Revenues and Expenses are completely separated from conventional books of accounts and the activities are overseen by Sharia'h Supervisory Board. Mashreq appointed a Sharia'h Supervisory Board and created a separate part in its system to comply with these requirements. It has also formed an internal Sharia'h Audit function and adequately trained staff and certified them in Islamic banking products and services.
How can I make sure that Mashreq Al Islami products / services are Sharia'h Compliant?
Sharia'h requires that any product / service or transaction be in compliance with Sharia'h rules and principles. In Mashreq Al Islami we do not launch any product / service until the Sharia'h Supervisory Board has reviewed and approved it as being Sharia'h Compliant. The Sharia'h Board normally drafts and issues a Resolution (Fatwa) for a product / service which can be shared with customers or read on the website.
What is the advantage of products / services offered by Mashreq Al Islami over other Islamic financial service providers?
Mashreq Al Islami offers Islamic Banking solutions which combine our financial expertise with your enduring values. We offer the state of the art technological platforms, innovative and speedy financing solutions without compromising the principles of the Sharia'h (Islamic law).
Are all products approved by Sharia'h Supervisory Board?
Yes all the Mashreq Al Islami products and services are developed and launched with the approval of Sharia'h Supervisory Board. Moreover, our in-house Sharia'h Scholar unit reviews transactions to ensure that business activities are carried out by Mashreq Al Islami do not contravene with Sharia'h guidelines.
Is there any independent central body that regulates Shari'ah scholars globally, in order to maintain some degree of consistency within the Islamic banking industry?
There are global bodies of Shari'ah scholars that work towards promoting consistency and standardisation, like the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFI) and International Islamic Fiqh Academy under the ambit of the Organisation of Islamic Conference (OIC). The Shari'ah Board of AAOIFI has issued Shari'ah standards that are widely followed within the Islamic banking industry. However, scholars are not regulated by a central authority however the general acceptance of Shari'ah standards is expected to create a market precedent, and overall consistency.
Are Islamic Banking products available for Muslims only?
Islamic Banking products are available for all individuals, and they are very popular amongst Non-Muslim customers as well.
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Rochester: 585.473.3590 /
Batavia: 585.344.1850
We serve organizations and individuals of all kinds — from privately held to publicly traded to public sector and tax-exempt...
Established in 1969, Brighton Securities uses a client-focused approach to delivering services that include...
Personal Savings Strategy
Tax Planning & Preparation
FA Development Program
Our Financial Advisor Development Program uses a "high touch" approach, combining intensive in-house training with national-level training...
Experienced Advisors
Our focus is on you so your focus can be on your clients...
Financial opinion from our advisors on today's trending topics...
What's going on at Brighton Securities?...
Brighton Securities has been featured in a number of various news outlets...
Ramachandran at Brighton Securities guides staff to rapid growth
Published on October 3, 2019 194 views
At the ripe old age of 33, Jai Ramachandran stepped into his new role as CEO of Brighton Securities, leaving behind his career in Manhattan at Oppenheimer Cos., where he served as director of communications and cloud services investment. In the five years that have passed, Brighton Securities has doubled in size.
Rochester Business Journal has selected its 25th class of Forty Under 40 award winners
Published on September 13, 2019 251 views
The Rochester Business Journal has selected its 25th class of Forty Under 40 award winners. The honorees are men and women, under the age of 40, who have achieved professional success and who have also made significant civic contributions to the community. Jai S. Ramachandran, CEO of Brighton Securities has been selected as a Forty Under 40 award winner.
Top Workplaces: How Brighton Securities made it to the top by listening to employees
Published on March 27, 2019 694 views
Brighton Securities has its 50th anniversary to celebrate this year — and it will do it as the No. 1 small employer on the 2019 Top Workplaces list.
50 years in, Brighton Securities stays true to independence
Published on February 28, 2019 771 views
For many in the Western New York market, being acquired is usually the end goal, said Doug Hendee, chief sales officer at Brighton Securities. You build up a reputation and then sell off once you hit a certain point. But that's not the plan for Brighton Securities. Now entering its 50th year, the firm is proudly independent, and rather than being acquired, they seek becoming an acquirer.
Local businesses and consumers prepare for rising prices amid trade war with China
Published on July 6, 2018 1177 views
"The goal is to develop more American jobs by buying less from overseas and having it produced domestically. That's a lot easier said than done," said George Conboy, Chairman of Brighton Securities. Conboy says a trade war and tariffs is rarely good for consumers, and if it lasts more than a few months, it will hurt both the U.S. and China.
Legalizing recreational marijuana could mean more green for economy
Published on June 19, 2018 1169 views
Brighton Securities Financial Analyst George Conboy believes it could have the same impact here in New York. He said in the 2016-17 fiscal year, the state took in $500,000 on medical marijuana related products. "It seems likely, if recreational marijuana is legalized, tax revenue would rise markedly," Conboy said. "My opinion of Albany is they love any source of revenue that can enable more spending."
"By age 35, you should have twice your salary saved." Is that realistic for millennials?
Published on May 25, 2018 1206 views
This hour, we discuss these stories, the financial landscape for millennials, and whether or not these perceptions ring true. In studio: - Sarah Jones, PR account executive with Dixon Schwabl - Matt Wagstaff, manager of new sales channels at BCBS - Chuck Wade, vice president and financial advisor for Brighton Securities
Brighton Chamber of Commerce to host awards luncheon
Brighton Securities is the recipient of the chamber's 2018 Building Pride in Brighton Award. This award was established in 1993 to provide public recognition to a business that has improved the quality of life in Brighton through property enhancements or outstanding achievements.
Rochester's Top Workplaces 2018: The List
Published on March 28, 2018 1520 views
Here are Rochester's Top Workplaces for 2018. Click on the links to learn more about each. The winners were announced at an awards ceremony on March 28.
Brighton Securities Announces New Hires
Published on February 14, 2018 1456 views
Brighton Securities announces the following new hires: Raymond DeMonte Jr. as a financial advisor; Giavanna Garling as a financial advisor; Lori Alberts as a compliance manager; Jaemoy Grey as an investment banking analyst and Dianne Bell as an operations associate.
Xerox agrees to cede power to Fujifilm to form Fuji Xerox; 10,000 jobs to be cut
Published on January 31, 2018 1502 views
Under the deal, Xerox shareholders will receive a $2.5 billion special cash dividend, or approximately $9.80 per share. Xerox shareholders will hold a 49.9 percent stake in Xerox holdings. Fujifilm will hold a 50.1 percent dividend.
George Conboy of Brighton Securities weighs in on Xerox-Fujifilm deal
Wednesday morning on Good Day Rochester, George Conboy of Brighton Securities discussed what the new agreement could mean for Rochester. Conboy says the 10,000 job cuts include jobs from Fujifilm, not just Xerox.
Xerox at a crossroads as top investors push for big changes
While there are no guarantees, Icahn, the insurgent in this scenario, has a decent chance of rearranging the current board, said Brighton Securities Chairman George Conboy. "Xerox has been a vaporizer of shareholder value," said Conboy. "As a Xerox shareholder, I would be favorably inclined to hand the keys to somebody who might have a better chance of making me some money."
Kodak joins the cryptocurrency craze
It doesn't seem likely to me that introducing a photo linked crypto-coin will be a long term growth strategy for Kodak, but it is possible that use of blockchain technology could be a benefit for some photographers trying to ensure they get residuals for their photographs," Conboy said. Conboy added that "blockchain technology that underlies crypto currency will have many legitimate uses in a number of industries. But the idea that any industries or specific companies will be able to make a profitable use of a specific created crypto currency, that's a much harder leap to make."
Kodak shares soar on news of cryptocurrency venture
Published on January 9, 2018 1594 views
"The real concern in the financial community is whether Kodak's senior management has come up with this idea as a way to boost the stock price and let short-term holders cash out," said George Conboy, chairman of Brighton Securities. Conboy says that analysts have been concerned for several quarters that Kodak's core businesses didn't seem to be taking the company in a positive direction. He's skeptical whether this cryptocurrency initiative represents a sustainable business.
Kodak launches its own cryptocurrency system
Chairman of Brighton Securities George Conboy doesn`t think the deal is as good as it sounds. "History will prove whether this turned out to be a smart move. I wouldn't be willing to wager my money that is going to be the salvation of the new Kodak," said Conboy
Rochester mall hours to be cut in January
Published on December 4, 2017 1630 views
Beginning January 2, 2018, hours at all three Rochester-area shopping malls will be cut by 30 minutes. "You can restrict hours and probably not reduce your sales in any meaningful way," said Brighton Securities Chairman, George Conboy.
More retailers battle financial trouble
Published on November 7, 2017 1563 views
As more retailers face huge amounts of debt, George Conboy, chairman of Brighton Securities, tells News10NBC what this could mean for shoppers.
Experts say future outlook for Kodak is bleak
Published on October 30, 2017 1674 views
"If they continue in the direction they're going now, Kodak will not be around in two or three years from now." Certified Financial Planner, Doug Hendee says Kodak's stock price is indicative of the trouble facing the company.
Xerox 3rd quarter numbers: some declines, but the report tops estimates
At Brighton Securities, George Conboy says Xerox still needs to increase sales, but it is holding steady for now. "With sales down, about six percent, year over year, there's more of the same of what we'd expected from Xerox for a long time. This is a company that appears to be continuing to be struggling, but a company that continues to be profitable."
Kmart stores in Victor and Chili to close
Published on August 24, 2017 1975 views
Kmart stores in Victor and Chili are among more than a dozen locations that are set to close this year. "It was only a matter of time" said George Conboy, Chairman, Brighton Securities.
Crowds line up for tickets ahead of Powerball drawing
It wasn't just people hoping to cash in. It was entire offices, too - like Brighton Securities. "The odds of winning the Powerball are roughly zero, to be quite candid," said George Conboy of Brighton Securities. "Your odds are essentially zero with one ticket, and zero with 100 tickets."
Brighton financial expert breaks down latest DOW milestone
Published on August 2, 2017 1764 views
The Dow Jones Industrial Average notched another milestone today, breaking above 22,000 for the first time. Chairman of Brighton Securities, George Conboy joins us in studio to talk about this milestone and what it means.
George Conboy On Dow Jones Record with Kimberly and Beck
George Conboy discusses the Dow Jones Record with Kimberly and Beck.
Xerox earnings: profits beat estimates, revenues a little lighter than expected
At Brighton Securities, George Conboy says this quarter looks a lot like some recent quarters. He says Xerox still needs to shore up sales. "To me it looks like Xerox will need to diversify their revenue base; they're making equipment and they're selling services to go with that equipment, but both major forms of business have been down now for some time."
Daniele family reacts to Amazon buying Whole Foods
Financial analyst George Conboy of Brighton Securities said this move drives up the supermarket competition wars. "Wegmans' flagship store is down on Monroe Avenue," Conboy said. "We have a Trader Joe's right next door. If we have a Whole Foods down the street, you'll see these successful grocers battle it out for the consumer. Generally, when that happens, the consumer wins. We stand poised in Rochester to be the most competitive grocer market in the U.S."
Bitcoin - A bubble or the currency of the future?
Published on June 5, 2017 1835 views
How much do you know about Bitcoin and cryptocurrency? The value of Bitcoin has gone through the roof recently. Is it a bubble or could it eventually replace the dollar?
Rising student debt has a ripple effect on economy
"There is no question that the large student debt is a drag on the economy — dollars earned that have to pay off debt and not be used to buy a house, purchase a new car or start a family," said George Conboy, chairman of Brighton Securities, which is an investment brokerage and financial planning firm.
Kodak Launches New 'Ektra' Smartphone Camera
Financial expert George Conboy says the Ektra is a niche market for Kodak. He says that Kodak is not the giant it once was, but selling in smaller numbers is still selling.
Xerox's Ursula Burns retires from the board; new chairman named
"The fact that Xerox is still going, still making profits says there's been an intense focus on cost control, she hasn't been everyone's favorite because she's cut the headcount, but at the end of the day, the company's still around, the company's still making profits, and they've got a new change to grow." Conboy says Xerox's stock price didn't do much while Burns was CEO, but at least the company has stayed in business where others have failed.
Kodak, Xerox hold public shareholder meetings
As both Kodak and Xerox hold public meetings for shareholders today, George Conboy from Brighton Securities helps explain what shareholders should be looking for from the meetings.
Kodak turns in a profit for the 1st quarter; sales decline
Published on May 9, 2017 1832 views
At Brighton Securities, George Conboy says overall, this was a pretty good quarter for the company. "I'd say this quarter was a mild plus for Eastman Kodak in most of their divisions, and a fair report on the top line, where sales declined only slightly and a decent report on the profit side, so all in all, plus for Kodak," Conboy told WXXI News.
Xerox 1st quarter: earnings off a penny from Wall St. projections, revenues on target
Published on April 25, 2017 1844 views
At Brighton Securities, George Conboy says that while profit margins were up, sales were soft. "This is a company that I think you can expect to find over the next 6, 9 months, 18 months will continue a very strong focus on restructuring to get to a place where they can get sales that will sustain the company because they're not there yet."
Top Workplaces: Brighton Securities
Published on April 6, 2017 1925 views
Brittany Weeks, an Office Assistant at Brighton Securities, said "it's the relationships at the financial services firm that makes getting up and coming to work enjoyable." "Ideas and suggestions are valued by the firm," said Christina Gregory, the Marketing Coordinator at Brighton Securities.
Brighton Securities turns ideas into action
But what factors into being named a Top Workplace? For Brighton Securities, it comes down to an open-door policy, involving all employees in decisions that affect them, and implementing ideas from employees, Jai Ramachandran CEO, said.
Here are Rochester's Top Workplaces for 2017. The winners were announced at an awards ceremony on April 6.
How will New York pay for free tuition?
"It will have to get paid for somehow. It will either be other things will get cut, or taxes will go up," said George Conboy, Brighton Securities chairman.
Webster team part of Xerox's largest product launch ever
"Quite frankly, they have to do it," said George Conboy, Chairman of Brighton Securities. "Xerox has to make sure they stay current and integrate their documents processes with the kinds of devices that workers are used to using.
Business Report: Future of Bausch + Lomb; who gets impacted by rising interest rates
Amajor investor in Valeant decided to sell his shares in the company, George Conboy of Brighton Securities ponders what that might mean for the future of B + L going forward.
Kodak turns a profit in 2016
Published on March 7, 2017 1921 views
Revenues in 2016 totaled about $1.5 billion down 10 percent from the year before.At Brighton Securities, Chairman George Conboy says the company has seen slow improvement. "Kodak sales still declined in the quarter, but not by much, and they actually turned a profit, a nice improvement from what we've seen in previous years."
Excellus CEO sees 9% pay hike
The increase for Booth was "generous," given the marketplace and community, said George Conboy of Brighton Securities. As for the company's overall performance, being a nonprofit health plan, Conboy said it appeared Excellus was "doing a good job."
Hedging a tool for firms facing currency flux
"When people think about managing currency risk, they think of flashing red and green lights on a screen watching the euro," said Jeff Morse, managing director of corporate finance for Brighton Securities Corp., who has worked with a number of clients on hedging strategies. But currency hedging is more like insurance than an investment strategy when it comes to businesses that buy or sell abroad, he argued.
Xerox reports earnings for document technology business
At Brighton Securities, Chairman George Conboy says getting those sales numbers up really is Job 1 for Xerox. "This quarter was a little better ...
A comeback for Kodachrome? Maybe, Kodak says
Financial Analysts Say 'Trump Bump' Helped Dow Jones Reach 20,000
"There's been a lot of promises that are pro-business, pro-economic growth, so that is part of the optimism that's baked into the numbers right now," said Brennan Redmond of Brighton Securities. "So that's good, but it's a double edged sword, because if t
Dow Jones hits historic 20,000-point mark
George Conboy of Brighton Securities said the average can act as a way to measure consumer optimism. "An analyst will tell you that the meaning is very modest, because the Dow Jones Industrial average is a median composed of only 30 companies," said Co
Small Business Spotlight: Brighton Securities
Brighton Securities again made the most recent list of the Democrat and Chronicle's "Top Workplaces." Jai Ramachandran said the firm's open-door policy plays a big part in achieving that recognition.
What do newly released court papers on Assemblyman Nojay reveal?
Published on December 19, 2016 2008 views
George Conboy, Brighton Securities: "Most people come across a lawyer's escrow account when they sell a house, for example. You go to the closing, your house is sold. In a few days or a week after the transaction the lawyer will send you a check for the
Not just the election: Is Russia also influencing our gas prices?
George Conboy: "Supply and demand factors for any commodity, Berkeley, tend to be very self-correcting."
Charter, telecom shakeup reverberates in Rochester
Published on November 15, 2016 1986 views
"There has been a lot of churn in the industry," Brighton Securities Chairman George Conboy said in a recent interview with the Democrat and Chronicle. "In looking at this I think consolidation in the industry is inevitable because there are a lot of comp
The Dow reacts well to Trump
"It's Wednesday. The sun will come up. The farmer will go in the barn. The cow will give milk. The chicken will lay an egg." - George T. Conboy
Kodak Posts a profit in its latest quarter
Kodak is reporting another profitable quarter, although sales were down. But overall, George Conboy of Brighton Securities says this was a pretty good report. "There certainly is a positive in that Kodak is starting to print its quarterly reports in bl
Windstream To Buy EarthLink
The statement about the merger refers to the two companies identifying $125 million in synergies. At Brighton Securities, George Conboy says he wouldn't be surprised to eventually see that result in some local cost cutting. "I think it's reasonable to e
Brighton Securities Expands Headquarters
Brighton Securities has expanded its offices, adding three new conference rooms, a larger reception and waiting area, eight new offices and a dedicated wing for tax services. The wealth management firm has added 2,000 square feet to its Monroe Avenue loca
Verizon to close Henrietta call center; 600 jobs lost
Paychex continues to grow after more than four decades
Published on October 7, 2016 1969 views
Doug Hendee, chief sales officer and certificated financial planner for Brighton Securities, said Paychex is one of Rochester's "flagship companies" that's managed well despite being in a complex line of business. "From an investor's standpoint, that's what we look for," Hendee said. "They continue to grow and adapt their business to what the end-user wants and the stock has done very, very well."
Local men raise funds to fight breast cancer
Published on September 26, 2016 1944 views
"In addition to wearing pink and raising awareness about breast cancer issues, these men will be raising funds to help the American Cancer Society save more lives from breast cancer," said Michael Crisona, senior market manager for the American Cancer Soc
Valeant to report Bausch + Lomb results separately
"I suspect Valeant management would very much like to keep Bausch + Lomb," said George Conboy, an investor and chairman of Brighton Securities. "You only throw something over the side if you have to lighten the load of a sinking ship. It's not clear this
Kodak reports profitable Q2
"The long, slow decline in the stock has been reversed," Conboy said. "And while it isn't up to where it was at the beginning of 2015 (when it topped $22), stock prices tend to be a leading indicator. Meaning, it's not uncommon for a stock to react in adv
Xerox's 2nd Quarter: Profits Improve; Sales Lagging
Published on July 29, 2016 2286 views
At Brighton Securities, Chairman George Conboy says the quarter was so-so, with earnings showing improvement, but revenues still lagging. "Profits were OK, a little higher than expected, it's great that Xerox is profitable. Unfortunately, as expected, sa
Xerox Increases The Size Of Its Board Of Directors
Xerox had already agreed to give Icahn three seats on the board of the business services company, but now, the Wall Street Journal reports he may have more of a say about the formation of both companies. Brighton Securities Chairman George Conboy is not
Brexit Vote: Could It Affect Your Financial Plan?
We want to stay diversified, we want to make sure that we are looking at all those principles of investing and following those and this kind of event that we've seen so many times before we should be able to weather that fine," Brighton Securities senior
How many jobs is Xerox cutting in Rochester?
"You risk demoralizing your workforce when you try to tell them that they shouldn't be open with your customer base," said financial analyst George Conboy with Brighton Securities. "No one wants their customers to think they're calling Guatemala or the Ph
Connections: The Debate Over Uber And Lyft
Published on February 2, 2016 1928 views
We examine the debate over Uber and Lyft, and whether it's time for the state to allow them to operate across New York. Jai Ramachandran, CEO of Brighton Securities and an Uber enthusiast
We provide advice and direction that comes not just from market expertise and experience, but from listening to you, our client. We place you at the center of your financial plan.
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Wear your jeans, bring your curiosity!
Every child deserves opportunities to be creative, invent, discover, learn, and play—and Discovery Museum is committed to making them a reality for all kids. Each year, we serve a quarter of our audience for free or at low cost through programs tailored to the unique needs of children with disabilities and limited financial means. That's 50,000 people in 2018 who, thanks to the generous support of our donors, experienced our hands-on, playful approach to learning without the barrier of cost.
With your help this year, we will continue to serve more children and families for free than ever. Let's Play it Forward and make sure that every kid has access to the critical, early experiences in science, nature, and play that make a real difference!
Guests at Discovery Gala: Play it Forward will put their ingenuity, curiosity, and creativity to the test with our interactive exhibits and showcase of Discovery Museum pop-up programs like TinyTropolis, Take-Aparts, and the 300-pound Block of Ice—all while enjoying an open bar and gourmet menu that honors the diversity of our community and the playful tastes of childhood.
Click here to learn more about becoming a corporate sponsor.
Click here to learn more about becoming a table host.
Buy Tickets / Become a Sponsor!
For questions regarding corporate sponsorship or table hosts, contact Marie Beam, Chief Development Officer, at mbeam@discoveryacton.org or (978) 264-4200 ext. 124.
Check out photos from Discovery Gala 2018 here!


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Q: exposed to the alleged causes From this passage,
None of the attempts to specify the causes of crime
explains why most of the people exposed to the
alleged causes do not commit crimes and, conversely,
why so many of those not so exposed have.
To me the bold sentence means "people who are alleged". Am I correct? I'm so skeptical about the way of using this kind of structure.
Thank you so much,

A: This sentence is saying three things:
Some people have attempted to specify things that make people commit crimes (causes).
Nobody has attempted to explain why most people who deal with these things (the causes) do not commit crimes. That is the bold part of your sentence. The alleged part refers to the causes. They are only alleged because it is impossible to prove their link to crime.
The final part says nobody has attempted to explain why people commit crimes when they have not been exposed to any of the things (causes).

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Visit DEFENDER2.NET | About & Contact
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My Td5 Conversion - Thinking & Purchase
The idea of an engine swap for my Defender had been going through my Dad's head for a while, mainly because when I was at university (from October 2002) he was using it to tow his racing car trailer with, and the TD engine wasn't really up to dragging the car and trailer at a respectable pace.
We were set on getting a 300Tdi, and fitting that at the start of 2002. See this thread on the LRE forum.
It all went quiet for 3 months or so, and then the talk of engines came back again. Again, a 300Tdi seemed to be the way forward, but then I spotted this in LRO:
It was a complete Td5 engine and R380 gearbox (complete with LT230Q transfer box) out of a stolen/recovered Defender 90, which had been recovered without the engine, a new engine fitted courtesy of the insurance company, and then the original drivetrain recovered. Being surplus to requirements, it was being sold on.
After checking the HPi status of the original vehicle, which confirmed the seller's story, and checking all the numbers, we were happy it wasn't a stolen engine. Then after even more 'ummming' and 'aaahing' about the electronics, and the relative lack of information about the Td5 engine compared to the Tdi engines, we decided we were up for a challenge, and bought it for �2250. One trip to Wales with the trailer later, and this is what we'd got:
The engine sat under a cover for a while, and was then moved into the garage. And that's when the fun started! After A-levels were over, I started the conversion...
First thing we had to do was compile a list of all the bits we needed to carry out the transplant properly. The one component that were were worrying about was the fuel pump.
The Td5 uses an electric diesel pump, which has two stages: a low stage 'lift pump' to get fuel out of the tank and to the filter, and then a high pressure (1.5bar/nn psi) stage which supplies the engine. Unfortunately the pump is also an in-tank unit which won't fit the older under-seat tank, and we couldn't find an aftermarket pump which can be used with the existing 90 tank. So we decided to go with the new Td5 tank, which sits at the back of the vehicle, underneath the rear floor and the new pump.
Fortunately I'd got hold of the official Land Rover Electronic Parts Catalogue, whcih made this much easier as we could give part numbers to the dealer. So I made a list of all the bits which were missing from (or damaged on) the engine, and this is what we ended up with:
Radiator and brackets
Fuel tank and shield
Throttle pedal assembly
Engine mounting rubbers
Air mass/volume sensor
Cooling fan cowling
Alternator/fan belt
Inertia (fuel cut-off) switch
Clutch position switch
Transfer box high/low switch
These bits were ordered from Guy Salmon in Stratford (local LR dealer, who we'd used for various bits during the main restoration and conversion of F913 PUY. They all arrived within a couple of days, with the exception of the intercooler, which was on back order from Land Rover, and they couldn't guarantee a delivery date.
They did get a Discovery Td5 intercooler, which we tried and could have been made to fit, but not without modification to the radiator and the radiator mounting brackets. So a ring round the Land Rover specialists located a new Td5 Defender intercooler at Town & Country Land Rover in Cubbington, Leamington Spa, so we bought that one rather than waste time messing about with the Discovery intercooler.
So with all the bits in, it was time to prepare my Land Rover for the transplant..
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