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Adobe Summit Diary #3: A Tale of Two Customers
More news: Conversational ABM from Drift
Announced this morning in the Marketing Nation keynote at Adobe Summit, Adobe and conversational marketing platform Drift join forces to offer a conversational Account Based Experience within Marketo. This means online conversations (chats) personalized for team members at target accounts. There will also be capabilities to put VIP visitors in a fast lane to sales reps, and to offer personalized, relevant content. More to come on this.
On the one hand, you have the amazing, all-seeing, all-knowing experience platform as presented by a shrewd vendor on the conference stage. Then you have the in-the-trenches experience of the purchaser, rolling out à la carte elements of the platform — or sometimes the whole thing — with or without the aid of an integration partner. I spoke to two such customers at Summit, each using Adobe solutions in different ways to meet similar challenges.
TiVo escapes the legacy swamp
Ted Malone, VP of consumer product and services at TiVo, found himself shackled by old, custom software when he tried to make appealing, price-flexible offers to potential customers. "When I took over about two years ago, one of the challenges I faced was that our entire web infrastructure was bespoke and built by IT engineers. It was running on Drupal. Anything I wanted to do, whether it was a campaign or a discount, involved a meeting with IT. They would have to create the campaign and hard code it into pages. It was just awful; the turnaround time was maybe two weeks."
That was unacceptable when it came to something as important as price-matching, which needed to happen immediately, if TiVo is to avoid losing sales to Amazon and Best Buy, which involves paying a retail margin, and disrupts any possibility of TiVo knowing the sale has happened.
"We started by moving the majority of our web content into Adobe Experience Manager (which the exception of the storefront, which was still Drupal). At least I was able to move the parts of the website where we talk about products and take customers on journeys into AEM." To AEM, TiVo added some Adobe Analytics and Target capabilities. "That was phase one."
The subscription management system was also shackled to old, custom software. "We made the decision about four months ago to partner with Adobe and Magento specifically to replace our entire eCommerce and subscription management system with Magento. We looked at SAP Hybris and some other things which we felt were robust, reliable, and secure. We decided to go with Magento because we felt it was the most customizable solution." This was post-Adobe acquisition. Malone saw it as an advantage to work with both Adobe and Magento in a common managed services environment.
Another challenge TiVo faces is that it addresses two distinct audiences: those that love cable, but don't like their cable company, and want to add custom features, and the cord-cutters who get most of their entertainment online and are highly value conscious. "Teasing those apart involved breaking the website into, 'Are you looking for a better cable TV experience, or are you looking to cut the cord?' It doesn't start with our product, it starts with you. What problem can we solve for you?"
The vision is to offer an automated experience to those distinct audiences, based on which ads bring them to the website, as well as personalized upsell/cross-sell and educational experiences for existing customers.
"Campaigns are now driven by my marketing team, and not by engineers."
24 Hour Fitness is all-in
When he joined 24 Hour Fitness, the gym chain which serves 24 markets in 13 states, VP of Marketing Michael Carney found a mid-tier player in a rapidly changing fitness space. This was in late 2014.
"In our digital marketing, we were getting beaten. In many ways we were somewhat traditional, so we had to start to transform and step on the gas a little. We tested digital strategies, and engaged in research into what we were missing. We had a bunch of legacy systems." The company had been up for purchase for several years before being acquired in the move which brought in Carney and others. There had been little or no investment in infrastructure.
"We needed to get to a true CRM, and we needed a communications platform which was dynamic and holistic." In 2017, Carney looked at Salesforce and IBM, around the time Microsoft and Adobe were coming together. "We ended up with Microsoft Dynamics for our CRM backbone, and then Adobe for marketing communications."
They've now profiled the broad spectrum of membership segments, including millennials — 55-60 percent of the business, but very quick to churn, and often re-join later. Other segments have their own unique characteristics.
"Planet Fitness will outspend us by 10 or 12 to one, so to be successful we have to be very focused with our targeting. We have trade areas around each of our clubs, and we invest in the [most likely] zips with social, search, and we're testing TV. We feel we can compete with someone outspending us because we are so holistic around those zips."
Demographics and psychographics differ geographically too. Originating in California, the majority of the clubs are along the west coast corridor, but there's a presence in Florida, and some clubs New York and D.C.. "We really have to ramp up how we compete for people who are unique to those sectors: how we place media, how we target, how we approach it."
They've already had success meeting the churn challenge with a new, loyalty-breeding app. "It's a predictive app, '24 Go,' which asks users to put in information about their interests, and we build out routines based on your activity and what you like to do." Around a quarter of four million members are engaged on the app. The extension skews younger, and an extension of lifetime cycle is already evident.
As for Adobe: "We purchased the whole cloud. We launched with Campaign for email and SMS. We have Audience, and we're doing a lot of our segmentation out of it. The website we converted over to AEM. We're fully engaged with Analytics; it's the backbone of tracking everything we're doing. We're testing with Target to refresh the website. And we're engaged on the Ad Cloud for search, and for testing over-the-top TV. It's all-in."
The roadmap? "To get to omnichannel, that's our true goal, and to continually improve our performance optimization."
Adobe covered DMN's expenses to attend Summit.
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Amazing Race for a Soon to Be Non-Existent 7th District
huntsuJuly 18, 2011NJ7, NJ9choi, featured, house, Lance, Potosnak
The 2012 cycle finance numbers are finally out for the second quarter of 2011, and I kniow you all have been waiting with bated breath for the news.
There's only one race in New Jersey as of right now, and it's a two-fer. But before we get to that, let's look at the rest of the state.
Every incumbent is raising money, though some slower than others. Chris Smith (R-4) and Albio Sires (D-13) each raised less than $100K this quarter, but neither is really in trouble. There's little talk that either of them could be districted out next year.
Scott Garrett (R-5) is the winner, pulling in a whopping $703,681for the quarter first half of the year, outpacing the number two William Pascrell at $489,056 and Frank Lobiondo at $486,271. Updated: I give you the first half numbers because the FEC pages are not being helpful in parsing things out by quarter yet.end update
Those are the highs and lows, but the real interesting one right now is the 7th. Most folks out there suspect that the 7th will be the one to disappear. It's the weirdest looking district, an easy win for the Republicans most of the time but recently got more Democrats registered than Republicans. It borders on Democratic districts (6, 10, 12 and 13) and Republican districts (5 and 11) into which it could be subsumed.
The 7th has also never made any sense at all, with the urban and hyper-Democratic east combined with the more rural and hyper-Republican west. more…
Plus, the incumbent Leonard Lance (R-7) hasn't made a real mark of his own, essentially turning from the moderate independent State Senator into another foot soldier in the Republican House caucus.
The Republicans aren't likely to want to protect Lance, and the territories could be used to either enhance incumbent protection as was done in the 2000 redistricting, or to make some districts more competitive.
But even knowing all that, Lance has two serious competitors in 2010 opponent Ed Potasnak and former Edison Mayor Jun Choi. Each has filed early, and is raising money. There's also Nizam Kamal, a throwaway candidate who lives out of district and raised nothing.
PolitickerNJ had reported that Lance only raised $134K, but the FEC reports $211,425 for the half year, with a whopping $102K coming from PACs. At some point folks need to go through the whole report to see what PACs are donating and meshing them with votes. Taking debts into account, Lance has $214K on hand.
Choi is the big winner of the trio. He announced last week that he'd raised $180K, and the FEC report notes that he did with only $3,500 coming from PACs. Since he only started two months before the reporting date, he has spent very little and has $157K cash on hand.
Potasnak had a fundraiser with Representative Barney Frank in June and was the 2010 candidate for the Democrats, so his $90K in receipts is pretty low. Normally it would be an amazing haul for a challenger, but given Choi's entrance into the primary race it's got to be a little demoralizing. Potosnak has only $77K on hand, half of Choi's number and just more than a third of Lance's.
If Choi can keep up these numbers and be at a half million dollars or so come September, then Potaskak will have some serious thinking about staying in the race. Early money dries up fast when someone else has more, and the party will move to whomever has more. He has a hard summer coming up, and if you back him you should send him some money post haste.
It's a pretty amazing, early race considering the district might not exist in eight months and all this wrangling could go for naught. It's possible Choi is setting himself up for Pallone's seat in the 6th for 2014 when Frank Lautenberg's seat goes up for grabs. Pallone was offered the seat in 2002 when Bob Torricelli dropped out in a cloud of suspicion, and that declination has hurt him for years.
All in all, not much public is going to happen for another three months as Choi and Potosnak work to raise cash and Lance enjoys the largesse of PACs and incumbency.
(If you are so inclined send money love to Ed Potasnak or Jun Choi.)
Rural Progressive Strategy in NJ2 and NJ7
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Jay Lassiter July 18, 2011 at 10:35 pm
I tried to send Choi a link to this diary via FaceBook but he's de-friended me. So i made a contribution to his rival, Ed Posasnak, instead.
tunghoy July 18, 2011 at 11:33 pm
I thought the commission was supposed to meet in June for the new Congressional maps.

redpajama_set_name: RedPajamaCommonCrawl


(1811–82) lawyer, entrepreneur; born in Athens, N.Y. He began practicing law in Poughkeepsie (1833), and moved his practice to New York City in 1836 to form Jordan and Clark with his father-in-law, the state's attorney general. It was to this firm that sewing machine inventor Isaac Merritt Singer turned for help in his defense against a patent infringement suit brought by Elias Howe (1854). Clark became a partner in the I. M. Singer Company and organized the first American patent pool, the Singer Machine Combination, which licensed 24 companies before expiring in 1877. Clark also established the principle of installment buying which the Singer Company pioneered, thus making it possible for modest homemakers to purchase the expensive sewing machines. Clark took over as president of the company in 1875 when Singer died. By 1882, the company had manufacturing plants in Glasgow (Scotland), Montreal (Canada), and Elisabethtown, N.J.
Conveyancing partner at Challinors Lyon Clark, Edward Ribchester, said: 'Home information packs are part of the Government's manifesto to speed up conveyancing services and the Bill has recently been passed in Parliament subject to amendments.
6 / Tom Clark, Edward Dorn: A World of Difference (Berkeley: North Atlantic Books, 2002).


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Can The VW Golf R Beat A V8-Powered Audi SQ7 In A Drag Race?
Hot hatch versus SUV twice its engine size – which do you think won?
The Mk8 Volkswagen Golf R is a powerful hatchback. We've seen enough races and other challengers trying to steal its thunder to know that, even challenging its old self to prove its worth.
This time around, the latest hot hatch from the Volkswagen Group is getting challenged by an unlikely competitor, also under the same company. We're talking about the Audi SQ7 – a luxury SUV that's bigger and much more powerful than the compact hatchback. Between the two, the only thing that's common is that both cars run on all fours and that they both came in blue attire for the drag race video.
Gallery: 2020 Audi SQ7: First Drive
Can the Golf R stand its ground? Before you watch the video, let's run down the numbers to see how massive the gap is between the two.
The Golf R, of course, is powered by a 2.0-liter four-cylinder engine that makes 320 horsepower (239 kilowatts) and 310 pound-feet (420 Newton-meters) of torque. Power is sent to the wheels via a 7-speed DSG to the VW-speak for dual-clutch automatic transmission.
The Audi SQ7, on the other hand, has double the engine displacement – a 4.0-liter V8 mill resides in the hood that spews out 507 hp (378 kW) and 568 lb-ft (770 Nm) of torque, connected to a standard 8-speed torque converter gearbox.
The Audi SQ7 is obviously more powerful but we'd be remiss not to say that the VW is lighter than the SQ7 by a substantial margin. Of note, the Golf R tips the scales at 3,417 pounds (1,550 kilograms), while the Audi weighs around 50 percent more at 4,920 lbs (2,250 kg).
Can the Audi's weight disadvantage nullify its power headstart against the Golf R? The video atop this page should show you the results, along with a rolling start drag race and brake test.
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Laser additive manufacturing of magnesium alloys and its biomedical applications
Chuyi Liu1, Chengrong Ling2, Cheng Chen2, Dongsheng Wang3, Youwen Yang1,2*, Deqiao Xie4*, Cijun Shuai2,5*
1 College of Mechanical and Electrical Engineering, Jiangxi University of Science and Technology, Ganzhou 341 000, China
2 Institute of Additive Manufacturing, Jiangxi University of Science and Technology, Nanchang 330 013, China
3 Key Laboratory of Construction Hydraulic Robots of Anhui Higher Education Institutes, Tongling University, Tongling 244 061, China
4 College of Mechanical and Electrical Engineering, Nanjing University of Aeronautics and Astronautics, Nanjing 210 016, China
5 State Key Laboratory of High Performance Complex Manufacturing, Central South University, Changsha 410 083, China
Submitted: 22 December 2022 | Published: 22 December 2022
Biomedical magnesium (Mg) alloy with unique biodegradability and excellent biocompatibility is one of the most sought after materials in medical field for orthopedics applications. Nevertheless, the high corrosion rate and inadequate mechanical properties hinder its development. Apart from that, to obtain the best surgical result, the size and shape of the fixation implant need to be adapted to the individual case. Thus, additive manufacturing (AM) processes, such as laser powder bed fusion (LPBF), are used to overcome these issues. This work reviews the recent advancements in biodegradable Mg-based alloys prepared by LPBF for biomedical applications. The influence of feedstock features and manufacturing parameters on the formability and quality is delineated in detail. The mechanical performances, degradation behaviors, and biological behavior of the LPBF-processed parts are discussed. Furthermore, we also made some suggestions for the challenges of Mg alloys in LPBF processing and applications in biomedical.
Magnesium alloy
Biological behavior
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Depending on what you are going to do in Barcelona you have the possibility to stay in many districts that all have their own personality and advantages. The city is divided in 10 districts whose main ones are Ciutat Vella, Sants-Montjuïc and el Eixample.
The Ciutat Vella is the historic center of Barcelona, it includes many of medieval buildings such as the Cathedral Sainte-Eulalie or various administrative buildings and Las Ramblas, the famous avenue and nerve center of the city. The Eixample is the extention of the historic center considered as a jewel of modernism, it includes various modernist buildings whose Sagrada Familia, the unfinished work of Gaudí starded on century ago. The Castle of Montjuïc offers a wonderful view point and dominate the city and its port. This district also houses the Olympic Area of 1992 and the World's Fair area of 1929.
Where can I stay in Andorra?


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Daphne Kenyon. This issue has been updated by Citizens Count Editors.
This issue concerns the real property tax, which falls on land and buildings, and not personal property taxes or real estate transfer taxes.
New Hampshire is one of the few states in which both the state and local governments levy property taxes.
Property tax rates are applied to the assessed value of a property (in practice, assessed values can be above or below market value even though the standard of assessment in New Hampshire is 100 percent of market value).
Tax rates in New Hampshire vary by town and have four components: town tax rate, local education tax rate, state education tax rate, and county tax rate.
All different kinds of property in New Hampshire are taxed uniformly, that is, at the same rate per $1,000 of value. For example, a single-family home is taxed at the same rate as an apartment building, a commercial building or industrial property.
New Hampshire tax rates are expressed as tax liability per $1,000 of equalized assessed local valuation ("value").
Local property tax rates for 2008 ranged from $4.68 for the town of New Castle to $32.59 for the town of Claremont. The median total tax rate was $18; at this rate, taxes due on real estate assessed at $200,000 would be $3,600.
Because not all towns assess properties at 100 percent of market value, it is important to distinguish between nominal and effective or full value rates. Full value rates adjust property tax rates to take differing assessment/market sales ratios into account. In 2007, the latest year available, full value tax rates ranged from $3.49 for Hale's Location to $31.93 for Berlin.
In 2006, total assessed value in the state was $15 billion. Residential property accounted for the largest portion of assessed value (79 percent) followed by commercial and industrial property (16 percent).
Local roperty taxes are used predominantly to finance schools, police and fire protection, trash collection, street maintenance, and public recreation, among other local services.
The state property tax is used to fund K-12 education.
How do NH property taxes compare to other states?
New Hampshire derives 61 percent of its total state and local taxes from property taxation, compared to 31 percent for the average state.
The burden of real estate taxes on New Hampshire citizens, when compared to other states, is a matter of considerable debate, because this burden can be measured in various ways.
When effective property tax rates are considered, Manchester New Hampshire ranks between 13th and 45th among the each of the 50 states' largest cities, depending upon the type of property considered.
When compared to personal income, in 2005 New Hampshire had the third largest property tax burden per capita at $2,034 per capita and the highest property tax burden as a share of personal income in the nation at $54.11 per $1,000 personal income.
Average property tax burdens in New Hampshire today are similar to those of 40 years ago, constituting 5.4 percent of personal income in 2005, only slightly higher than 5.3 percent in 1962. Property tax burdens were highest in 1972 and 1992, when property taxes as a percent of personal income exceeded 6 percent.
Why do property tax rates vary?
Some communities may have high property tax rates because they zone out commercial and industrial property and other communities have high property tax rates because they vote for more expansive government services.
However, a community's property tax rate is not a good measure of the property tax burden faced by the residents. A new entrant into a community typically pays less for a home with a high tax rate. This phenomenon is known as "tax capitalization." Thus two homeowners in different communities can face very different tax rates, but the same cost of housing. One homeowner can have high mortgage payments but a low property tax bill, while the other homeowner has low mortgage payments and a high property tax bill.
Property tax: a progressive or regressive tax?
Although widely assumed to be regressive, researchers agree that the property tax is not generally so, and, to the extent that it is a tax on capital, it can be progressive. Furthermore, the property tax is more progressive than the sales tax.
"NH should continue to use property taxes instead of a sales or income tax."
It provides stable revenue. The property tax is more stable, for example, than a sales tax or income tax.
Property tax revenues tend to be responsive to economic growth. For example, in New Hampshire in the 1970s and 80s, both population and total property values increased rapidly.
The visibility of the property tax may be beneficial as it allows taxpayers to weigh the benefits of government services against taxes paid thereby making government more efficient and more responsive to citizens. Hence it promotes local fiscal responsibility and civic engagement.
It is particularly suited to local governments, because they face difficulties when they try to tax a mobile tax base, and the property tax base is generally less mobile than sales or income.
States can address taxpayer inequities in real estate taxes with state-funded circuit breaker programs. States and communities generally provide for real estate tax relief for seniors and low-income tax-payers.
Individuals can control their property taxes by choosing the property they own, and changing this property when appropriate. Other tax regimes do not give citizens that choice.
"NH should relieve the property tax burden by instituting a sales or income tax."
Disparities in per-pupil property wealth in a community may lead to inequities in funding education for children or taxpayers. The same may be true for other municipal services.
If a family's income is reduced through job loss, illness, or divorce, property tax liability is not reduced. When property taxes are increased, to pay for new schools or for other reasons, seniors or others whose incomes are not growing may find it difficult to afford to stay in their homes.
Heavy reliance on the property tax can lead to land use choices based mostly on revenue considerations. For example, towns and cities sometimes zone against small and multi-family housing based on the assumption that affordable housing means more children, and more children means having to provide more schools, thus increasing already burdensome property taxes.
Relying too heavily on a single tax accentuates its weaknesses. Since New Hampshire has no income or sales tax, it relies more heavily on the property tax than any other state.
Requires the state to reimburse municipalities for the value of all property tax credits and exemptions granted at the local level in the property tax year.
Establishes a methodology for the valuation for property tax purposes of electric, gas, and water utility company distribution assets, as requested by the commission to study utility property valuation.
Allows a municipality to grant a property tax exemption to construction projects on a case by case basis, according to public benefit. At the time of this bill's submission a municipal property tax exemption must apply to all projects uniformly within the municipality.
Gradually lowers the rate of the utility property tax and eventually repeals the tax altogether.
Establishes a "working families property tax refund program" for a portion of state education property taxes paid by taxpayers who claimed the federal child and dependent care tax credit.
Allows towns and cities to adopt a 10% property tax credit for workforce housing.
Increases the income limitations for the low and moderate income homeowners property tax relief program, and provides for future upward adjustment of the limitations according to the Consumer Price Index.
Changes the residency requirement for the elderly property tax exemption from 3 to 10 consecutive years.
Increases the thresholds for statewide education property tax rebates for low income homeowners.
Changes the interest rates on late and delinquent property tax payments from a fixed rate of 12% for pre-lien payments and 18% for post lien payments, to the annual underpayment rate determined by the Commissioner of Revenue Administration, based on the rate specified in the Internal Revenue Code. This would most likely lower the interest rates on late and delinquent property taxes. The Senate amended the bill to lower the interest rates on late and delinquent property tax payments to new fixed rates of 8% for pre-lien payments and 14% for post lien payments.
Allows towns and cities to require owners of business property to provide upon request income and expense information for purposes of determining market value.
Allows cities and towns to adopt a property tax exemption for totally and permanently disabled veterans. The Senate amended the bill to instead increase the optional local tax credit for service-connected total disability from $2,000 to $4,000.
Allows towns to adopt up to a $500 annual property tax credit for members of the New Hampshire national guard and armed forces reserves engaged in combat service.
Repeals the property tax exemption for recreational vehicles ("campers"). The Senate amended the bill to instead modify the tax. For example, the bill removes the requirement that exempt recreational vehicles have a valid motor vehicle registration and number plate. Also, under this bill campground owners would no longer have to provide local assessing officials with the name and address of recreational vehicles at the campground that fall within the tax exemption.
Increases the maximum property tax credit towns may adopt for veterans, from $500 to $1,000. The Senate amended the bill to increase the credit to just $750.
Prohibits the state from establishing any new property tax exemptions or credits unless they are fully funded by the state or approved by the local legislative body of the political subdivision.
Requires the Department of Environmental Services and the Department of Health and Human Services to establish a data sharing protocol regarding certain health and environmental information, particularly environmentally-triggered chronic illness. A conference committee amended the bill to clarify that campground owners are not responsible for collecting property taxes on recreational vehicles.
Allows cities and towns to adopt an exemption against the statewide property tax for residents over age sixty-five who have lived in town for at least thirty years.
Changes the calculation of property taxes to use the assessed value from the prior year and tax rates from the prior year so that budgets can be adopted using known revenues.
Establishes a commission to study adaptation of the tax structure of the state to economic and demographic changes.
Reduces the business profits tax rate from 8.2% to 4%; repeals the business enterprise tax, statewide property tax, utility property tax, and interest and dividends tax; establishes an income tax of 3.95%; and requires the state pay 35% of contributions of retirement system employers to some members beginning in fiscal year 2021.
Requires towns and cities to give notice to property owners when a property reassessment affecting the owner's appraisals for tax purposes is completed.
Enables municipalities to reduce the assessed value of qualifying historic residential structures based on an analysis completed by an architectural historian.
Allows towns and cities to adopt a system of monthly payments for owners of manufactured housing with delinquent property taxes.
Clarifies the current requirement that private use or occupancy of public property is subject to property taxation. This bill also allows local property tax exemptions for leases of publicly owned agricultural land.
Eliminates the requirement for municipalities to annually deduct the value of water and air pollution control equipment from property tax.
Establishes an option for a local sales tax, not to exceed 1.5%, with the purpose of reducing property taxes. The bill excludes some purchases from taxation, such as clothing and shoes under $175, funeral charges, motor fuels, etc.
Allows towns and cities to double the optional veterans' tax credit against property taxes.
Creates a statewide property tax refund for taxpayers who received the Federal Child and Dependent Care tax credit.
Allows towns and cities to increase the optional tax credit for service-connected disability to 100% of the property tax.
Allows a municipality to adopt a property tax credit for home health care services of a family member.
Prohibits the execution of a tax lien for nonpayment of property taxes if the property is the primary personal residence of the taxpayer.
Establishes a property tax refund for taxpayers who claimed the federal child and dependent care tax credit.
Allows a town or city to adopt a property tax exemption for persons who have installed an emergency stand-by generator for use by an elderly person or person with a medical necessity.
Requires assessing officials to make three attempts for an in-person inspection of property before applying a statistical update to an appraisal for property tax purposes.
Removes the authority of assessing officials to obtain an administrative inspection warrant to inspect property to complete an inventory or appraisal for purposes of property taxation.
Requires property tax bills to include an informational statement explaining that the taxpayer has the right to apply for an abatement if they disagree with the assessed value of the home.
Allows town and cities to adopt an additional exemption from property taxes for certain totally and permanently disabled veterans.
Establishes a commission to study taxability of lease interests in public property.
Makes the landowner liable for unpaid tax bills of manufactured housing owners.
Allows municipalities to adopt a property tax credit for elderly homeowners to the extent their tax bill exceeds 10 percent of income.
Establishes a commission to study the impacts of the property tax on New Hampshire's residents, businesses, municipalities, and economy.
Extends the property tax program in Coos County to all municipalities, which allows them to offer property tax exemptions to foster commercial and industrial construction. Before amendments, the bill would have only extended the program to Carroll County.
Allows municipalities to extend the veterans property tax credit to residents who served for a period determined by the city or town of at least one year active duty in the armed forces, and to their surviving spouses. The bill also allows for a different tax credit amount to be applied for such veterans.
Increases the eligibility levels for the low and moderate income homeowners property tax relief. This bill also applies the interest and dividends tax to trusts, increases exemptions for the tax, and extends the interest and dividends tax to capital gains.
Imposes a 2.25% retail sales tax. The bill also imposes a 2.25% use tax on the use or storage of property in New Hampshire when no sales tax has been paid. Use tax is imposed, for example, when a New Hampshire business buys property out of state tax-free and uses it in New Hampshire. It also applies when a business makes personal use of property that it has purchased for resale or has manufactured for sale. Sales for resale, casual sales, and sales of specific items such as gasoline, heating oil, medical supplies, and items of clothing under $175 are all exempt from taxation.
Adds information to property tax bills about the availability of property tax relief for low income residents.
Cuts property taxes for homeowners over 80 years-old who have lived in the home for at least five years.
Repeals the property tax exemption for the water and air pollution control facilities.
Increases the maximum amount of the optional veterans' property tax credit.
Allows a town or city to require that an applicant for the property tax exemption for the disabled be a resident of the town or city for 5 years rather than only a state resident for 5 years.
Allows active duty service members to receive a property tax credit for veterans.
Creates a committee to study the impact of the property tax on businesses and residents.
Allows towns to decrease the elderly property tax exemption if other income-earning adults live with the elderly resident.
Makes administrative changes to the meals and rooms tax, and establishes requirements and procedures for a municipality to calculate and set the applicable tax rates for property taxes.
Everyone who is lamenting the high property taxes in NH seems to be forgetting a few important points. NH has the lowest sales tax rate of all the states, zero (a very regressive tax) and the lowest income tax rate of all the states (except for the few other states which also have no income tax). Doesn't this count for something? Shouldn't the issue be the extent to which NH taxes it citizens, not the rate of one particular form of tax?
The time to file this is by the March 1st deadline, and since it falls on a Sunday this year, of this is extended to the end of the business day on Monday, March 2nd.
The Eby case of June 13th, 2014 was alerted to me by one of the three Selectmen in my town. See: http://www.courts.state.nh.us/supreme/opinions/index.htm over to: http://www.courts.state.nh.us/supreme/opinions/2014/index.htm#june2014 and http://www.courts.state.nh.us/supreme/opinions/2014/2014040eby.pdf and in particular: pages: 4, 10 + 18-19 of 19 in that you can argue: (1) the un-constitutionality of a statute, as the state-wide tax for education IS unlawful as against Article 5, Part 2, and/or (2) whether any such statute is unlawfully being applied against you, as it is for me in that my religion is Protestant / Congregational.
Reference also that of BOTH: (a) Vol. 55 N.H. REPORTS 503 @ page 505 (1875) of the Brentwood School District No. 2 case in Rockingham County and (b) Chapter 5 of Rose & Milton Friedman's best-selling book in 1980 entitled: "Free to Choose" that became an award-winning TV series too on PBS TV back then that I did read and watch back then too.
In the former it reads something like: "If the poor man or the poor child behaves himself honestly and uprightly, the state owes him the services of a schoolmaster and taxes the property of its more favored children in order to pay this debt that is like an exemplification of the law of Christian Charity." And in the latter of to subsidize the poor. Milton Friedman won the Nobel Prize in Economics. I had the prior words and cite on a poster in the window of one of my store tenants in Ashland, N.H. during a 1984 Town Tax Sale and after four years of the Town's application of all rents to public purposes (Plank #1 of The Communist Manifesto by Karl Marx) finally got a quitclaim deed from the Town in 1988.
Nowadays its more basic than to turn your place into a church to tell them what you will pay, but to assert this religious right as supposed to be a guarantee by Article 5 Part First & N.H. Bill of Rights. Everyone has their house within the town, and so I pay for the town and county slices of the property tax pie, but REFUSE to pay for the state and local school slices. As for the local school tax, that is within the "District". And the word district being territorial in nature is applicable as by the in personam, rather than the in rem, but by RSA Ch. 80:60- you can pretend, in-other-words lie that of to change that dictionary definition to include the land and buildings, but that is YOUR choice, of not supposed to be FORCED upon me! And so I do file the Abatement form to deduct these $amounts as an "any" good cause being such, since the word "any" by RSA Ch. 21:2 means ALL, but which the County Court judge in Merrimack County (Judge Larry Smukler) writes without any hearing(s) on appeals means LIMIT-ed to only two reasons of: (1) poverty / in-ability to pay +/or (2) over-appraised value, (since these are the only two reasons that others had used in the past) then any appeals to there in the PAST be useless, BUT maybe not now by the Eby case. Or to the B.T.L.A. / Board of Tax and Land Appeals.
IF your city or town does DENY you such an abatement. At least you / we, as members here ought to at least TRY, PLEASE! of hopefully to get at least one in each of the eleven Superior Courts in this state to win, or appeal to the Supremes by the $260 filing fee too from court ($260 x 2 = $520!) as that be a mandatory appeal rather than the discretionary one from The BTLTA: (3-member board there appointed by the Supremes) where the filing fee is only $65.00 but that one of us ought to go to there too. All of this needed since my three State Legislators did REFUSE to re-present what I presented to them of to please put this into an LSR to a HB or at least ask this question to the Supremes by Article 74 http://www.nh.gov/constitution/judicial.html of maybe this HB 680 can be Amended for such was what I told them last week, of they are on vacation this week, and so for us to anchor in our claims by March 1st. Would you please join me in this challenge to cut our taxes to the lawful amount. And stop their parasitic tactics against us, in that even if after a civil trial by jury of supposedly owed over $1,500 in taxes, as a tax is really just a charge, of not a debt due and owing, that by the Morsell case of 1875 at the U.S. Supreme Court:91 U.S. 357, 23 LAW ED. @ page 437: " The lien arose from the power to issue a writ of elegit", or in other words for the so-called debtor to be squeezed down to half the freehold (or RSA Ch. 480:1-9 homestead estate ) to make payments therefrom until the debt be paid in full, of thus any Tax Sale be for only up to 50% and on this temporary basis. See also: Vol. 22 NH REPORTS 234-245 @ page 239 entitled: Morrison v. Bedell out of Grafton County, December Term 1859: "...the books abound with authorities to show that debt is the proper form of action to recover a penalty or forfeiture created by statute."
Mission accomplished: Yesterday I did file the 5-page "ABATEMENT APPLICATION" (cover letter with 4-numbered pages) plus a copy of this Feb. 24th posting here on 2 pages of a printout and another page (last # 8) of the quoting from pages 4, 10 + 19 of the Eby case, with the Office workers for the Town Assessors/ Board of Selectmen in two towns where I own property.
Anybody else can do so too and ought to, if they want to take advantage of this in 2015 for the already over-paid school slices of the property taxes (local and state) in 2014. This Eby case thanks to the Selectman in one town and where I talked about this in the other town with the 3-man Board last Fall where they invited Colin van Ostern, The Executive Councilor in to like Show Cause why he should not be found in contempt of the constitution and his RSA Chapter 92:2 oath of office for not doing his job of for the "advise and consent" needed by N.H. Article 5, Part the Second for HOW government is supposed to work, in that BEFORE any Tax Warrants are to issue (out of the DRA +/or the Selectmen/Assessors) this "shall" / must be done as a mandatory requirement, that really, thus ALL your property taxes charged against you be unlawful, but that I just go by this divide and conquer strategy, as I do agree to pay for the Town & County slices and did and do pay, but REFUSE on constitutional grounds both in the general and specific to pay those two school slices of the tax pie. Here's what I printed at the bottom of page 2: "To please deduct the un-constitutional parts of both the local AND state-wide school slices of the tax pie as explained in the 2-page e-mail of this past Tue., Feb. 24th @ 3:07 p.m. and pages 4, 10 + 19 of the Eby case of June 13, 20-14 at the N.H. Supreme Court.
The N.H. Supreme Court has already ruled that: " at: : http://en.wikipedia.org/wiki/New_Hampshire_Supreme_Court for The "Notable Cases" and "Educational Funding" footnote over to: http://www.courts.state.nh.us/supreme/opinions/1997/school.htm "
The majority holds today that the present system of taxation to provide funding to meet this constitutional duty violates part II, article 5 of the State Constitution, because it is not reasonable or proportional. " nor wholesome.
Ms. Kenyon needs to revisit some of her statistics and some of her assumptions.
From 1999 to 2011, the total property tax bill in NH doubled. The property tax as a percentage of all taxes increased from 58% to 66%.
Using Manchester property tax rates to compare to other states is of limited usefulness because Manchester is a relatively low-spending, low tax city (despite what you hear from the Union Leader.) If you compare the property tax rates of capital cities in each state, NH comes out at or near the top, because Concord is a place that puts more emphasis on funding its schools, and has high property taxes as a result.
Finally, the property tax is very regressive. Retirees typically pay over 10% of their income in property tax, the middle pays about 6%, while the wealthy typically pay less than 2%. Consider that we have many homeowners with incomes of, say, $30,000, living in average $200,000 homes. Most of these people are retired. We also have people with $300,000 incomes living in very nice $600,000 homes. The second group has ten times the income as the first, but they don't have ten times the house, so they don't pay ten times the tax. A better example of regressive taxation would be hard to find.
P.S. Here are the figures showing that property taxes have risen to over 66% of all taxes in NH.
Property tax is 66.4%. This will be higher once we have the property tax figures for 2012, and the state tax figures for fiscal 2012, as the property tax has most-assuredly risen again, while state tax revenues have been flat.
The House shot down two bills that would have capped or provided a credit towards property taxes for older residents of a community if they do not have school-aged children living with them.
A move to repeal the statewide education property tax and instead provide equivalent funding for education out of the state's general revenues was killed in the House.
Property tax credit for disabled veterans?
Property tax breaks for caregivers?


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Why does Shiroe buy all the land in Yamato and give it to the server?
In Log Horizon S2E12,
Shiroe has won all the Kunie's money, with which he buys all the land in Yamato, and then though a contract reassigns it to the server permanently. He explains that this is so that other players can't buy the land and misuse it, e.g. locking people out of the bank.
I understand that. This means that in terms of land ownership, it will become something similar to when Elder Tale was still a game.
However, doesn't this cause another problem?
The whole reason why Shiroe bought the zone of the guild house in season 1 was to maintain peace in Akihabara wasn't it? Other members of the Round Table said that there is no way to maintain law and order, and Shiroe revealed that he now owns the bank, which means he can just restrict the access to the bank for whoever breaks the "law" (effectively "kicking them out" of Akiba). And thus peace is maintained.
So what if someone starts to exploit new players again, like some guild once did to Minori and Touya?
This doesn't seem like something Shiroe would do...
Note that I haven't watched past episode 12 yet.
log-horizon
SweeperSweeper
Critterfluffy's answer hits most of the in-universe notes. In S02E12, Shiroe announces to Kinjo & Uru that he's
doing all those things that you mentioned in the title but then spoilered in your question for some reason
the Round Table doesn't want to keep paying 10,000,000 gold per whatever for its exclusive rights over Akihabara's guild hall, cathedral, and merchant facilities;
the new arrangement gives them just as much usage rights over what they already have;
the new arrangement protects them from hostile adventurers taking control of anything in Yamato that they don't currently possess; and
the new arrangement protects the People of the Land from being exploited by hostile or selfish adventurers down the road, avoiding conflict between them and the good adventurers.
Now, I don't think that Critterfluffy really answered your question because (a) you didn't tick it and (b) CF didn't get far enough outside what Shinroe says in the episode, which you saw and said you couldn't really understand.
It's important to see this development in terms of the shutdown of Akihabara's magical defenses in S02E08. In-universe, it's a nonsensical overreäction given the ease with which Akatsuki's new sword is able to damage Enbart's, which is the only needful thing. At a meta level, however, what's occurring is the partial normalization of the world. Instead of Akihabara being a protected haven where the monsters cannot enter and homicide is near impossible, it's going to be a normal part of a normal world. Monsters won't enter because there will be defenses and patrols; homicide will be avoided (or answered) with policing. This parallels Akatsuki realizing she had to discover her teaching/overskill on her own (same episode) and calls back to S01E05, when they discovered food was only flavorful when you did the work yourself.
Similarly, your problem with Shiroe yielding control is that it's seemingly nonsensical. There's no valid reason for the good guys to not keep the gold cheat on, buy everything, keep it all, use the gold cheat to pay maintenance, and use the leverage of univeral ownership to bring the bad guys and selfish NPCs to heel. In other words, to pull off a still bigger version of Shiroe's trick from S01E09 and be capable of crippling or evading every major baddie. Pace CF, a war with Eastal would be over before it began as the opposing army found it couldn't access its armories, food stores, banks, &c. until it stood down and agreed to some sensible terms. Instead, you have it exactly backwards: S02E12 shows Shiroe 'repay[ing] everyone' by eliminating gamelike powers and destroying every unowned field zone in Yamato. Instead of using the game interface to purchase complete godlike authority over territory, every single piece of land will just be land for the rest of time. It will be open to anyone. It will be used and held according to legal rights established by the adventurers and the People of the Land themselves. It will be protected by their own defensive operations.
This is not at all the munchken or powergaming move here, which shows you that Log Horizon (once again) is advocating real role playing and DIY even when it involves making peace—as Shiroe does in this scene—with being 'weak'.
The move can also be seen as libertarian/democratic and intended to preclude Akiba from eventually degenerating into the inescapable tyranny Nureha established in Minami through her own ownership over the cathedral &c. (S01E25) Whether you buy that depends on how much faith you have in a small town of immortal people being able to work out equitable government amongst themselves. (Fwiw, in the real world with real people, LH's writer skipped out on his societal obligations and was busted for tax evasion.) Of course, in-universe, it doesn't hurt that Shiroe is basically trying to eliminate the game's mechanisms of control and replace them with a society built on mutual agreements and contracts... and he happens to be the only known mage to have developed world-alteringly-powerful contract magic.
Gosh... I almost forgot I asked this question... So you are saying that Shiroe's intention was to try to change Elder Tale to be more like real life?
– Sweeper
@Sweeper: Yes/no. In-universe, Shiroe explicitly says he's doing it as a gift to 'repay everyone' because he's 'weak' and owes them for their help. His character is viewing it as a gift and protection (for all the reasons above). Also, it takes 12 ep to get here but he started his plan in s2e1, just after he found out about Nureha's dystopia in s1e25.
The meta direction of the entire manga/anime is that the Apocalypse means RP & teamwork > powergaming & aggro (as above), which pushes the city to be more like real life even when that isn't optimal 'gameplay'. Basically, 'food's only flavorful when you DIY' slowly applied metaphorically to every aspect of life in the game.
You mention the possibility of keeping the gold cheat on and use it to pay maintenance. But this is impossible in the first place: the reward for clearing the dungeon is a one-time pass to the gold, so even if it was enough to buy all of Yamato's land, this reserve wouldn't last them forever. Shiroe is able to have unlimited gold only because Kinjo agreed to loan him unlimited money, which the latter does because Shiroe shows his good will by ripping the contract which transfers the ownership of every land he buys to the server.
In other words, Shiroe did what he did because he had no other choice, not because of his philosophical and political stance. If he had not, then they would have faced bankruptcy with 100% probability sooner or later because of the maintenance costs of all buildings they have to own.
The Round Table cannot afford to hold onto the buildings forever so they are going to lose control eventually. This means another guild could use those buildings against the players of Akihabara. By buying all the land and making it unpurchasable for the future this problem is solved forever even if it is only a middle of the road solution.
Additionally, Shiroe isn't just concerned about players. Before he bought everything and then gave it to the server, the NPCs couldn't buy zones but players could. This means the players could buy a farm under an NPC's nose and force them out of their home. This would definitely lead to war with Eastal. Now property ownership is an agreement between people and not a function of nature.
As for people going wrong and exploiting others, this is no different then the real world. Most of Akihabara has learned to live in this world and is not treating it like a game. Additionally, the Round Table can create licenses to allow open trade in Akihabara, and since most would follow that order then not being able to trade with other people is enforceable. They just have to create new systems to organize and punish rather than relying on server systems.
CritterfluffyCritterfluffy
A few things: (a) he has unlimited money for the taking in this episode, so your first point needs tweaking; (b) eliminating the possibility of PC ownership of field zones forever isn't a 'middle of the road solution'; (c) ownership of strategic assets would make the future 'war' very one-sided, Shinoe's issue was more with the very unfairness of it and the resulting bad blood, not any credible threat; (d) is really close to the heart of the matter but see above.
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So it's about time we (finally) deprecated music ID-request questions
How did Minori and co. get back to Akiba at the end of S2E21?
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She often stares at me through countless black faces in the City.
Many people may not admit how they turn their heads away when they are approached by someone who may be homeless or just begging for change. But how many of us can relate to living without a place to call home? Honest Chicagoans should at least admit their attitudes about Chicago Public Housing residents were shaped by demonizing media portrayals.
Nowhere else in the nation has there been such dramatic displacement of the black poor and disenfranchised after 1950 than in Chicago's 3rd Ward. The nation's largest number of public housing residents were located here. The Robert Taylor Homes high-rise buildings each had an average of 3,000 to 4,000 families. High-rises were deliberately concentrated in isolated corridors of the city, with extremely limited access to fresh food, health care, employment opportunities and recreation. The negative social repercussions of isolation and concentrated poverty were then blamed on the residents themselves. When these public housing high rises were deemed a "failure," most residents were displaced without any real assistance in finding alternative housing before demolition. Collective apathy and the flawed 3rd Ward leadership made way for a large spike in homelessness primarily affecting countless women and children.
Statistics on homelessness gathered by the City of Chicago use a definition set by the US Department of Housing and Urban Development. This definition only includes people living in shelters and on the street. These measurements do not include people living in doubled-up housing with family and friends, or residing in unstable situations such as motels, hotels, trailer parks, or foster care. Use of the US Department of Housing and Urban Development definition does not capture clear indicators of just how many people are homeless in Chicago. People who have lost their homes should not have to fit a predefined classification.
More than 80% of the lease holders at the Robert Taylor Homes high-rise located at 5147 S State Street were women with children whose lives were imperiled in the interest of profit. During the presidency of Ronald Reagan, the deepest cuts in domestic spending were to low-income housing subsidies. Reagan slashed the $35 billion budget for Section 8 and low-income housing in half in his first year in office. Buildings were allowed to deteriorate, leaving demolition as the obvious solution. For 50 years prior to Reagan's administration, the locations of Chicago Public Housing projects for Black residents had been chosen to keep the city racially polarized. By 1981, however, gentrification was underway and new value was being seen in the urban real estate occupied by public housing. Eminent domain man-dates were used to pave the way for demolition. Statistics cannot measure the emotional toil, the undermined quality of life, and the impact on children's education this tragic assault had on public housing residents. The vacant lots are now, more than 10 years later, sore reminders of the lives changed, a reference to the fractured families, comrades, and stakeholders whose lives were scattered.
During the spring of 1981, Bronzeville His-torical Society began recording oral histories of Bronzeville residents at events, programs, and food pantries. The firsthand accounts recorded during this oral history project shaped the tremendous concerns I had for the women of Robert Taylor Homes and their families. I had continuous face-to-face contact through my volunteer work with God's Gang Mother's Cupboard food pantry. I worked closely with God's Gang—a grassroots community organization that promotes food security, economic self-sufficiency, and positive youth development—as they connected with the Jewish Council on Urban Affairs at Robert Taylor Homes to address the need for housing placement and food security. God's Gang had a resident employment program, worm composting, a fish farm, a library, a food pantry and a praise dance team. Despite our efforts, by 1999, resources for housing and food security were increasingly scarce and Chicago had steadily lost thousands of affordable and low-income housing options. Between 1999 and 2010 the availability of affordable housing declined nationally by more than 30%.


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If the TextAlignment property's value is not set for the current report control, its value is obtained from its parent, or a parent of its parent and so on. Similarly, the TextAlignment value of the current control is applied to all its child report controls (if there are any in its XRControl.Controls collection), if their TextAlignment property value is not set. For more information on this concept, please refer to Appearance Properties.
The horizontal alignment, specified by the TextAlignment property, is ignored, when the XRLabel.AutoWidth property of a label is set to true.


A list of common job interview questions and answers—right and wrong—with expert tips. Behavioral interview questions, phone interview questions, and more. I'm not very good at teamwork. Every time my last boss put me with someone else to work with, we never got along. I work better by myself.
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Once you've received the call from an employer inviting you in for an interview, the real preparation begins. Prior to an interview, candidates should research the company so they can not only answer.
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An interview is often the only time an interviewer has. where compromise is required for teamwork. An answer to this questions tells a lot about how a person can reflect on his past and draw.
Top Nurse Interview Questions and Answers that are almost guaranteed to be asked. How to. Top Nurse Interview Question and Answer #1. Team work.
To counter the canned, humdrum interview questions and answers, asking this kind of oddball query helps. This response shows empathy, teamwork and a passion for customer satisfaction. If you're in.
Leadership Interview Questions and Answers for Team Leader Position: Leadership qualities for an interview are many but for your help we have summed up few top leadership questions and answers.The following mentioned are few common leadership interview questions for leadership roles.
Ten Tough Interview Questions and Ten Great Answers. The best way to prepare yourself for the interview is to know the questions in advance. Then practice your potential answers. Emphasize teamwork behavioral examples and focus on your openness to diversity of backgrounds. Talk about the strength of the team above the individual.
All interview questions are not created equal. to know ahead of time if the candidate is skilled at teamwork. Instead of asking "Are you a team player?" which will probably elicit "Yes" as an.
Give yourself time to consider those questions that relate to things like your strengths and weaknesses, teamwork, future career aspirations. common situations in the field. Always answer.
Jun 30, 2009. Learn 8 fit interview questions and the mistakes that we're hearing in these practice. If not asked, it's your responsibility to answer it anyway. point of this question is to highlight your TEAM and your TEAMwork abilities – not.
Nov 9, 2017. Here are some unique-to-remote-work questions (and answers) that might. between independent proactivity and collaborative teamwork.
Use these sample team player interview questions to identify potential hires who demonstrate a team spirit and collaborate well with coworkers and managers. Why assess teamwork in interviews. Teamwork skills are key in all positions.
Download Teamwork Interview Questions & Answers PDF: Read Online Teamwork Job Interview Questions And Answers. Downloading Terms And Conditions. You must agree all these terms and fill out the forms correctly by providing accurate information.
Jan 22, 2018. The objective of these interview questions is to give you an. Like football can teach you team work, or baking can teach you accuracy.
Some interviewers love asking these high-pressure types of questions, so it's best to be prepared to answer them. These are a few tricky. always being ready to wage war when opinions collide.
How do you answer behavioral based interview question? Learn how to tackle common behavioral interview questions and prepare perfect STAR success stories. 23 Behavioral Based Interview Questions and Answers for 2019. Written by Emily Graham Updated May 23, 2017. Teamwork Questions. The employer could be looking for a variety of things.
We know that establishing structure is the key to success when designing a Virtual Interview screening process. Be brief. In this question, look for a structured answer that outlines how the.
Teamwork Interview Questions And Answers Global Guideline. COM Question # 8 Who is the leader of a team? Answer:-A leader is someone who has the authority to tell a group of people what to do.
A number of studies show that candidates tend to learn by heart, or sort of, the classical interview answers. Pertinent questions can be about communication, leadership, time management, decision.
Jan 23, 2018. PrideStaff, a leading staffing agency in the Modesto, CA area, talks about teamwork interview questions you should be asking candidates.
The next time you're interviewing for a software testing position, use these software tester interview. answers to this question. Company culture will play a large part in differentiating a good.
She tells Adam Bryant at The New York Times that she likes when people take time to ponder the question and answer thoughtfully. Laszlo Bock, Google's HR boss, says the company ditched its famous.
The questions are broken into three categories: teamwork, leadership, and communication. We've selected interview questions and possible. rest of the team feel about your actions? Successful.
Now, you're surely aware that as part of the interview. up question, you might also ask how the company has adapted to recent challenges to get a sense of how it operates. Not only are these.
Understanding teamwork is essential in order to achieve the. Go. Answer. A job interview is a question-and-answer exchange between an employers and a potential employee. Employers use.
Finance interview questions and answers. This list includes the most common and frequent interview questions and answers for finance jobs and careers. teamwork, a weakness Public Speaking Weakness The "public speaking weakness" answer is a great way to get around the question, "what is your biggest weakness?". If public speaking is not.
Luckily it's one of the most common interview questions. This is a great answer because you admitted there was a problem, but you ended on a positive note. You snuck in an example of teamwork and.
But according to several career experts we spoke with, job candidates should never feel pressured to make up questions. "The biggest problem when asking questions during a job interview is that.
Glassdoor.com recently published their list of the top 25, off-the-wall interview questions. teamwork to design, produce and market products and services. A superhero like Superman focused on.


Game Text: Each minion skirmishing this companion is strength -2 for each wound on that minion.
Lore: Long, curved Elven steel cut down Uruks already weakened by Elven arrows.
While a majority of the companions released in The Two Towers sacrificed archery for skirmish strength, Lorien Swordsman has the benefit of both. Though at a modest 6 strength even with Elven Sword, his game text along with the heavy wounding Elves are able to access turn him into a very efficient fighter. He is able to contribute to the archery total with an Elven Bow, and finish off minions whose vitality allows them to survive the Archery Phase.
Because Horse of Rohan may be borne by an Elf, a mounted Lorien Swordsman can be particularly dangerous and guarantee at least one wound in a skirmish against minions with a vitality greater than one. Unlike the similar companion Elite Rider, Lorien Swordsman's ability is more effective the more a minion is wounded and has easy access to events such as Sword Wall. He also has access to the Elves' strength reducing abilities which, combined with his passive text, can overwhelm some minions outright. Blades Drawn in particular is a natural fit for decks which rely on Lorien Swordsman, enabling him to overwhelm even Nazgul (An exhausted Witch King will have a strength of 2) without using skirmish events.
When facing Lorien Swordsman, the shadow player will often elect to kill off minions in the Archery Phase and keep one or two minions healthy rather than spread the wounds. This may be problematic if Lorien Swordsman if the fellowship's only fighter, as he is nearly helpless against unwounded minions. Because he reduces a minion's strength rather than adding to his own, his low base strength may require additional skirmish events to keep an enduring minion or a minion with very high strength from overwhelming him. Skirmish healing abilities effectively become strength buffs against Lorien Swordsman, and the Free Peoples should be cautious assigning him when playing against Wargs (who often use Wolf Voices) or if a condition such as Scaling Ladder or Surging Up is in a Shadow player's support area.
This page has been moved, the new location is Lorien Swordsman (4C78).