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How Meghan's arrival could not have come at a better time for ...
How Meghan's arrival could not have come at a better time for Charles
She has cheered the prince after years of public anguish and simmering family tensions
It was the royal family photo of the year. Capturing a beaming Prince Charles on his 70th birthday in November 2018, with his eldest grandchild, Prince George, on his knee, the image of the future king surrounded by his nearest and dearest gave a touching insight into the close bond between three generations of royalty.
It came just a few months after another show of family unity as the three generations gathered on the balcony of Buckingham Palace in July to watch the RAF flypast. On Tuesday, the heir to the throne was once again flanked by his wife, Camilla, his sons, William and Harry, and his daughters-in-law, Kate and Meghan, as the queen hosted a lunch reception at Buckingham Palace to mark the 50th anniversary of his investiture as the Prince of Wales.
The event celebrated a range of Welsh organisations and featured a performance by the Royal Welsh College of Music and Drama, of which Charles is patron. All of which will be music to the ears of the Duchess of Sussex. For we can reveal the pair have struck up what sources have described as a "close bond" over a "shared love of art and culture".
As well as acting as Meghan's "mentor" on matters of royal and constitutional history, the prince is understood to have been educating the former actress about the masterpieces in the Royal Collection since she married into the Firm. An insider revealed: "Meghan has been learning about royal history, through time spent with the prince. They have a shared love of history, art and culture, and that's the common ground between them. The duchess has shown a genuine interest in learning more about the history of the family she has married into, and her father-in-law has been delighted to impart his knowledge."
It seems that Meghan's official arrival on the royal scene after Harry proposed over a roast chicken dinner in November 2017 could not have come at a better time for Charles. The prince had endured a hellish summer, with a series of documentaries to mark the 20th anniversary of the death of Diana, Princess of Wales, dredging up column inches of negative publicity. Tensions had built up between father and sons after William – and, to a lesser extent, Harry – had refused to acknowledge the importance of Charles's role in their upbringing after their mother died in 1997, when they were aged 15 and 12, respectively.
Times Select understands that Charles's aides "begged" William to give a nod to his father when he addressed journalists before the screening of the ITV documentary Diana, Our Mother: Her Life and Legacy, but he refused. The only mention of Charles came in a BBC documentary, when Harry paid tribute to his father for his attempts to comfort them in the aftermath of Diana's death, saying: "He was there for us, he was the one out of two left and he tried to do his best and to make sure we were protected and looked after."
Two royal weddings and a 70th birthday celebration later, and sources describe the three princes as being "closer than ever". Having moved back to London from Anmer Hall in Norfolk, following speculation that Kate's parents, Carole and Michael Middleton, had been "monopolising" the grandchildren, the Cambridges now see much more of Charles and Camilla. A rift between William and his father over a previously unseen photograph of George inadvertently appearing in a video broadcast also appears to have healed. With talk of "transition" high on the agenda behind the palace gates, Charles is increasingly involving his eldest son in decision-making.
But what role has Meghan's arrival on to the scene played in all this?
Last week, it was reported that the queen was "impressed" with Meghan's stamina after the Sussexes' three-day tour of Morocco. Although rumours of her majesty sending Meghan a thank-you note appear to be wide of the mark, the briefing suggests the 92-year-old monarch has risen above alleged tensions in the run-up to the royal wedding in 2018, when she is reported to have taken Harry aside and admonished him for telling staff: "What Meghan wants, Meghan gets", following a row over a tiara.
The queen also, no doubt, acknowledges the fact that, according to royal sources, the former Suits star has been "instrumental" in helping Harry to reconnect with his father. Plagued by her own fractious relationship with her father, Thomas Markle, Meghan has apparently advised Harry to "look after the loving parent you have got left".
"The prince has always been close to Harry, but it's no secret that August 2017 was very difficult," said an insider. "That summer took both of the dukes back to a difficult time, and the tensions were painful for everyone. But they've come out of that and reconnected, and Meghan has helped. Her message to Harry has been: 'Don't throw the baby out with the bathwater'."
It is also worth pointing out that Charles's relationship with his other daughter-in-law, the Duchess of Cambridge, has gone from strength to strength, not least since she has had Prince George, Princess Charlotte and Prince Louis. "Charles and Kate have always got on very well," said a source.
The prince was heavily involved in Harry and Meghan's Windsor wedding last May, and Meghan has taken time to get to know her father-in-law. Charles was acutely aware of how devastated the couple were when Meghan's father backed out of the wedding at the last minute. It was Charles's offer to walk Meghan down the aisle that helped calm a fraught situation.
The trio are now in regular touch over the renovations to the Sussexes' new Windsor home, Frogmore Cottage, which is undergoing a £3m refurbishment. Having recently overseen the renovation of 18th-century Dumfries House in Scotland, Charles knows a thing or two about handling historic and listed buildings such as Frogmore, which was built in 1801 at the direction of King George III's consort.
The prince's love of neoclassical architecture no doubt featured in the Archbishop of Canterbury's speech on Tuesday, when he was expected to pay tribute to Charles's enormous contribution to public life, most notably through The Prince's Trust, which has raised £800m since its inception in 1976.
Times Select understands there had been talk of the queen delivering a speech in which she might touch upon the Duchess of Cornwall's future role as "queen".
"But with the British public already at sixes and sevens over Brexit, it was felt that that was a speech best left for another day," said an insider.
The significance of the palace lunch should not be underestimated. Royalty does not usually gather on this scale outside of family weddings, Trooping the Colour, ceremonies at the Cenotaph and Christmas. This show of unity by the Cambridges and Sussexes reminds us that when it comes to family matters, Charles remains the ultimate kingmaker.
– © The Daily Telegraph
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European-based, this company is one of the oldest pharmaceutical with 50,000 employees all around the world.
They are reputed to develop all their products by themselves, without help of ventures capitals. In Oncology they recently got a new indication for a launched product in Japan and expect to grow their business in the next years.


Kitbag are one of Europe's leading online sports retailers, who pride themselves on delivering to consumers the best in sports clothing, footwear and accessories online, covering a multitude of sports from football to rugby, motor sport to basketball, NFL and much more. They're licensed by some of the biggest clubs in the world selling 100% official products to the fans who love to follow their favourite teams.
Absolute were approached with MCFC's ideas for a Christmas photo shoot with the City players. It had a tight deadline, but we never doubted that we could deliver the concepts in a such a short space of time. Taking the art directional cues from a favourite Weatherfield soap, Absolute built and staged a typical Manchester family Christmas meal for the players, who were sporting their festive sweaters.
Preparation and timing was key in delivering a set design ready for the Manchester City's players arrival. We liaised with food stylists, venue dressers and wallpaper suppliers. We also organised the lighting and composition of the room, the day before and on the shoot day to make sure it all went to plan.
The day itself had a lot of people doing their bit in a short space of time. City's own media production team were documenting the day whilst we were creating a behind the scenes video piece. The team from Kitbag and City's megastore made sure the right Christmas promotional products were positioned in the right places.
The final post production of the images and the editing of the video were also produced by the Absolute team. We created social media versions specifically for use on Instagram, Vine, Twitter and Facebook.
The campaign was then applied to the MCFC Megastore. The Club also sent out a communications message which resulted in media attention from the likes of Daily Mail and The Sun. The image was also posted via MCFC social media sites and finally, will be used for a corporate Christmas card that will be sent out by MCFC management team.


The Death Of Chris Palko Lyrics: It's been about a year since my ears tried pop / For those that missed the show: oh my god! / That psychiatrist used to hold my. 20 Sep The Death Of Chris Palko by Cage, released 20 September The Death of Chris Palko (feat. Camu Tao). By Cage, Camu Tao. • 1 song, 3 Play on Spotify. 1. The Death of Chris Palko (feat. Camu Tao) - Camu Tao.
The Death of Chris Palko (feat. Camu Tao) · Cage | Length: This track is on the following album: Hell's Winter · Cage. The Death of Chris Palko by Cage feat. Camu Tao - discover this song's samples, covers and remixes on WhoSampled. Christian Palko (born May 4, ), better known by his stage name Cage, is an American fellow American rapper Camu Tao, until Tao's death, which occurred in Chris Palko was born in Würzburg, Germany, to American parents.
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Resilient behavior and permanent deformations of triaxial geogrid stabilized bases over weak subgrade
Sun_ku_0099D_14173_DATA_1.pdf (5.004Mb)
Sun, Xiaohui
D.Eng.
Civil, Environmental & Architectural Engineering
Geogrid has been playing an important role in solving geotechnical problems such as paved/unpaved roads constructed on weak subgrade. Geogrid provides lateral confinement to resist the lateral movement of aggregates by the interlocking action that occurs between geogrid apertures and surrounding aggregates. The inclusion of geogrid influences the resilient behavior of stabilized bases and benefits the stabilized bases by reducing permanent deformations (i.e. rutting). However, the resilient behavior and the accumulation mechanism of permanent deformations have not been well understood. In this study, cyclic and static plate loading tests were conducted on test sections of geogrid stabilized bases over subgrade under various loading intensities. The test sections were constructed in a geotechnical box with dimensions of 2 m (W) × 2.2 m (L) × 2 m (H) at the University of Kansas. The vertical and horizontal pressures along the interface were monitored by earth pressure cells with varying distances away from the centerline of test sections. Permanent and resilient deformations were monitored by LVDTs installed at 0, 0.25, 0.5, and 0.75 m away from the center. The results show that both the vertical and horizontal stresses were redistributed due to the inclusion of geogrids. Vertical stresses were distributed to a wider area, while horizontal stresses were confined to a smaller area close to the loading plate. The presence of geogrids reduced permanent deformations but increased resilient deformations. An analytical solution of the geogrid-stabilized layered elastic system was derived to evaluate the change of earth pressures induced by the inclusion of geogrids. Confinement effect and tensioned membrane effect were treated as external stresses applied at the interface. The base course was treated as transversely-isotropic to capture the modulus degradation at the horizontal direction. Results show that vertical stresses at the interface decreased and horizontal stresses along the centerline increased due to the inclusion of geogrids. The geogrid stabilized sections had higher lateral earth pressure coefficients along the centerline. A simple hypoplastic model was adopted to simulate the resilient behavior of stabilized soils (i.e. with higher lateral earth pressure coefficients). The results show that the soil sample under a stabilized condition had a higher resilient deformation under unloading n as compared with that under an unstabilized condition. The confinement and tensioned membrane effect due to the inclusion of geogrids reduced the permanent deformations not only at the loading stage, but also at the unloading stage.
Engineering Dissertations and Theses [705]

redpajama_set_name: RedPajamaCommonCrawl


What the heck is Organic Marketing?
The #1 thing you hear the most as you enter the domain of Digital Marketing is " Organic".
How to get Real Instagram Followers quickly for Free?
Every WordPress blogger including me can relate to the pain of handling the most robust CMS (Content Management System) in the world.
In this blog post, we will decode using Instagram on your Desktop/PC/Laptop/Mac or whatever you wanna call it.


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Home Tags Posts tagged with "Dr. Ezekiel Emmanuel"
Dr. Ezekiel Emmanuel
Sentimental graduation hopper
by Andrea Moore Paldy - July 2, 2015
Pondering the circle of life and all that
Supreme Court Justice Sonia Sotomayor receives honorary degree, Doctor of Humane Letters, at the Icahn School of Medicine commencement, held at Avery Fisher Hall in May. Photo by Andrea Moore Paldy
I went to my first graduation at two. My father was receiving his Master's in Public Administration and, according to my mother, I spent the duration of the ceremony on her lap, kicking her with my white patent leather shoes.
Since then, there have been more graduations than I can properly recall — including my own — and along with an upgrade in footwear, my attention span has also much improved.
To be fair, most of the graduations I attend these days are for work, which means that I should be paying attention if I'm to properly report what occurred.
But this year, in addition to the ones I covered, I had my daughter's moving-up ceremony from kindergarten, which marked the end of her time — and our family's time — at the school she and my son attended for preschool and kindergarten. (Yes, there are a lot of emotions there, but I am not going to cry. Sniff!)
And, I attended my cousin Crystal's graduation from Mount Sinai's Icahn School of Medicine, where she received her Master's of Public Health degree. (This is my "baby" cousin, whose kindergarten "graduation" I'd attended back in the '90s). And though this graduation was almost three (!!) hours, it left me inspired, hopeful and with a sense of how interconnected we all are.
One of the speakers, Dr. Ezekiel Emanuel, an oncologist, vice provost at University of Pennsylvania and leading bioethicist and health care policy reformer, practically scandalized the audience when he said something to the effect that no one remembers the speeches given at graduation. After a brief moment of indignation, I thought back to my graduations and realized that he was absolutely right. Yet, I remembered the gist of his words without the luxury of jotting them down. What made his words — and those of the medical school dean, Dr. Dennis Charney — memorable was that though they were talking about medicine and health care, they were also addressing universal truths.
Dr. Charney moved the audience by telling of the heartbreaking loss of an infant with an incurable disease. His expression of powerlessness despite the resources and knowledge at his disposal was made all the more painful when he revealed that the child had been his granddaughter. But what he wanted graduates to take away from his personal pain was the idea that they could build on the knowledge of others. He told graduates to stand on the shoulders of those who had come before them to find cures.
These are words that can resonate with us all as we strive to add to — or improve on — what pioneers in our own areas of expertise have discovered, invented or created. We also do this when we stand on the shoulders of family members who sacrificed so that our dreams could be bigger.
As for Dr. Emanuel — did I mention that he's Chicago Mayor Rahm Emanuel's big brother? — his words were just as wise. He said even if you are a great doctor, if the system is broken, your patient can still be harmed. Again, this is not a sentiment unique to medicine. This holds true in government, education, the judicial system and even the media. But this holds even more sway coming from a man who has worked within the system and has dedicated much of his career to fixing it. When we call on doctors and policy makers or other members of society to see beyond themselves and to work to fix what's broken around them, we are reminded that we are a part of a larger network.
This idea of how knowledge is passed on and then used to sometimes inch, or even propel, ourselves forward came full circle at last Sunday's Ward Melville High School graduation. The valedictorian — who will be attending my alma mater — gave a moving speech highlighting the talents of his classmates. He mentioned several of them by name before moving on to acknowledge the guidance of his junior high and high school teachers and, of course, all of the parents. He closed by urging his classmates to pay it forward. Though he didn't say it in the way Charney did, he was telling the class of 2015 to allow others to stand on their shoulders.
Though most people don't really enjoy all the sitting and listening and waiting, graduations are momentous occasions because they are a chance to look back before moving forward. They reinforce the bonds we have with those who have helped us, and they inspire us to be the boost that guides others to success.
This philosophy couldn't have been more apparent as all doctors were asked to stand and recite the Oath of Maimonides with the new Icahn graduates. My Uncle Donald began his medical career as a resident at Mount Sinai and now, at his daughter's graduation, he represented knowledge and experience.
The moment was sentimental and it was also a proclamation. It showed that we achieve with the help of others, and we achieve by helping others.
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Centereach Northport Port Jefferson Station Rita J. Egan Suffolk County Police Department Kings Park Desiree Keegan Port Jefferson Huntington Kevin Redding Police Miller Place Port Jefferson Village Daniel Dunaief Mount Sinai Huntington Station Rocky Point Bill Landon Stony Brook University Stony Brook Ward Melville Lacrosse Setauket Suffolk County Smithtown


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Home › About › Governance
Cameco's board of directors is responsible for supervising the management of the business and affairs of the corporation. Our business and affairs are conducted by employees and management under the direction of the chief executive officer and the oversight of the board of directors.
The board seeks to sustain a successful business, optimizing long-term financial returns and increasing the corporation's value by:
maintaining a governance framework that establishes broad areas of responsibility, including appropriate checks and balances for effective decision-making and approvals
making decisions that set the tone, character and strategic direction for Cameco and approving the vision, mission, value statements and enterprise level policies developed by management
regularly monitoring management's effectiveness, including its leadership, recommendations, decisions and execution of strategies to ensure that the CEO and senior management carry out their responsibilities.
The board has delegated the day-to-day responsibility for corporate governance to the nominating, corporate governance and risk committee. The committee is responsible for defining our approach to corporate governance issues (including reviewing our corporate governance guidelines every year and recommending any changes to the board).
The board reviews our corporate governance framework and practices and revises them as regulations change, and as industry and shareholder expectations and corporate best practices continue to evolve.
Beyond overall stewardship and oversight of the business affairs of the company, members of Cameco's board of directors are accountable for specific duties and responsibilities.
The board carries out its responsibilities directly and through five standing committees, each mandated to provide detailed oversight of key areas.
Position description for the board chair of Cameco Corporation.
Position description for the chief executive officer of Cameco Corporation.
Cameco's statement of compliance with the requirements of the New York Stock Exchange.
Maintaining the highest standards of ethical behaviour is inherent to the culture at Cameco. Our code of conduct and ethics provides guidance to how we uphold the company's values. The code applies to all directors, officers and employees of Cameco as well as our subsidiaries and it addresses, among other things, topics such as conflicts of interest, confidentiality, disclosure and compliance.
As a publicly listed company on both the Toronto and New York Stock Exchanges, Cameco is subject to a variety of requirements in Canada as well as the United States. The board has adopted corporate governance guidelines to ensure that our practices comply with governance rules and legislation in Canada and those of the United States applicable to foreign private issuers.
Governance Framework (pdf, 134 KB)
Management Proxy Circular


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SBC Life
World & Politics
S.C. church honors memory of enslaved members
By Baptist Courier Staff, posted November 29, 2018 in Racial Reconciliation
Topic(s): Racial Reconciliation
Format(s): Text Articles
CHARLESTON, S.C. (BP) — A South Carolina congregation has taken a step to officially honor the memory of past members of the church who were enslaved prior to 1865.
On Nov. 11, First Baptist Church of Charleston dedicated a marker that says: "In memory of the thousands of enslaved members of the First Baptist Church of Charleston whose names we do not know, but are written in the Lamb's book of life. Revelation 7:9."
The bronze tablet was unanimously approved by the congregation as a way of acknowledging the contributions of the many enslaved members who served in the church but had been largely ignored by history, said pastor Marshall Blalock.
"We can't change the past, but we can honor those who were unjustly forgotten and work to bring the hope of a world where every person is recognized as uniquely made in God's image, worthy of respect, and pursued in friendship," Blalock said. "Only the Gospel of grace in Jesus Christ makes that possible, and this memorial honors people who through the power of the Gospel overcame the indignities and suffering of slavery and now rest in the peace of Christ himself."
The plaque was placed in a prominent location next to the exterior door of the historic sanctuary where, prior to 1865, slaves would enter to ascend the stairs for worship. The marker is among the first of its kind in one of the historic Charleston churches where slaves were members, Blalock said.
The marker was unveiled in a dedication service attended by leaders from throughout the city of Charleston and the state of South Carolina. Donald Greene, president of the Baptist Educational and Missionary Convention of South Carolina, gave the invocation. "My ancestors prayed to God in the balcony of this sanctuary, and tonight their prayers have been answered," Greene said.
Leonard Griffin, pastor of Morris Street Baptist Church, Charleston, joined Blalock in unveiling the plaque. Morris Street Baptist Church was formed in 1865 by freed slaves who had been members of First Baptist Church.
"As pastor of the mother church of Negro Baptists in downtown Charleston, I know that I am, and we are, beneficiaries of the slaves and ex-slaves who worshiped in the balcony and in the back of this church," Griffin said.
Five months after Abraham Lincoln's Emancipation Proclamation, 73 ex-slaves "courageously" organized Morris Street Baptist Church, Griffin said. "I am humbled and honored by the invitation to participate in this magnanimous moment of memorializing those believers on whose shoulders we stand today," he said.
Charleston Mayor John Tecklenburg spoke and led in worship, playing "Amazing Grace" on the piano.
The dedication was followed by a presentation by Walter Strickland, assistant professor of systematic and contextual theology and vice president for diversity at Southeastern Baptist Theological Seminary.
Strickland brought to light the forgotten history of black Christians in American life for the past 400 years, much of it forged in the crucible of slavery.
"The prayers of the saints for generations ushered us into the moment we shared [in unveiling the plaque]," Strickland said. "God's story of redemption was animated by dignifying forgotten members of First Baptist Church of Charleston and the ever-reconciling relationship with Morris Street Baptist Church."
Baptist Courier Staff
Reported by the staff of the Baptist Courier (www.baptistcourier.com), newsjournal of the South Carolina Baptist Convention. Read All by Baptist Courier Staff ›
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Brown & Brown - Get News & Ratings Daily
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BNP Paribas Arbitrage SA Has $189,000 Holdings in Brown & Brown, Inc. (BRO)
BNP Paribas Arbitrage SA reduced its stake in Brown & Brown, Inc. (NYSE:BRO) by 93.1% during the 1st quarter, according to its most recent filing with the Securities and Exchange Commission. The fund owned 6,409 shares of the financial services provider's stock after selling 86,900 shares during the quarter. BNP Paribas Arbitrage SA's holdings in Brown & Brown were worth $189,000 at the end of the most recent reporting period.
Other hedge funds also recently made changes to their positions in the company. Vanguard Group Inc lifted its position in shares of Brown & Brown by 2.2% during the third quarter. Vanguard Group Inc now owns 24,202,436 shares of the financial services provider's stock valued at $715,666,000 after purchasing an additional 525,399 shares in the last quarter. IFP Advisors Inc lifted its position in shares of Brown & Brown by 57.5% during the fourth quarter. IFP Advisors Inc now owns 2,249 shares of the financial services provider's stock valued at $61,000 after purchasing an additional 821 shares in the last quarter. Zurcher Kantonalbank Zurich Cantonalbank lifted its position in shares of Brown & Brown by 3.9% during the fourth quarter. Zurcher Kantonalbank Zurich Cantonalbank now owns 16,518 shares of the financial services provider's stock valued at $455,000 after purchasing an additional 626 shares in the last quarter. Quantamental Technologies LLC bought a new position in shares of Brown & Brown during the fourth quarter valued at about $42,000. Finally, Arizona State Retirement System lifted its position in shares of Brown & Brown by 2.3% during the fourth quarter. Arizona State Retirement System now owns 168,343 shares of the financial services provider's stock valued at $4,640,000 after purchasing an additional 3,755 shares in the last quarter. Institutional investors own 70.94% of the company's stock.
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BRO has been the topic of a number of recent analyst reports. SunTrust Banks raised their price target on shares of Brown & Brown to $36.00 and gave the company a "buy" rating in a research report on Wednesday, April 24th. Wells Fargo & Co reissued a "hold" rating and set a $28.00 price target on shares of Brown & Brown in a research report on Sunday, April 21st. Finally, Zacks Investment Research downgraded shares of Brown & Brown from a "hold" rating to a "sell" rating in a report on Monday, March 18th. Three analysts have rated the stock with a sell rating, six have given a hold rating and one has assigned a buy rating to the company's stock. The stock has an average rating of "Hold" and a consensus target price of $29.56.
NYSE BRO opened at $31.85 on Monday. Brown & Brown, Inc. has a 52-week low of $25.72 and a 52-week high of $32.54. The company has a debt-to-equity ratio of 0.46, a current ratio of 0.93 and a quick ratio of 0.93. The stock has a market cap of $8.98 billion, a P/E ratio of 24.31, a P/E/G ratio of 2.36 and a beta of 0.75.
Brown & Brown (NYSE:BRO) last posted its quarterly earnings data on Monday, April 22nd. The financial services provider reported $0.41 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.36 by $0.05. Brown & Brown had a net margin of 17.23% and a return on equity of 12.47%. The business had revenue of $617.50 million during the quarter, compared to the consensus estimate of $600.51 million. During the same quarter last year, the company posted $0.33 earnings per share. The firm's quarterly revenue was up 23.4% compared to the same quarter last year. On average, equities research analysts anticipate that Brown & Brown, Inc. will post 1.35 EPS for the current year.
The business also recently disclosed a quarterly dividend, which was paid on Friday, May 17th. Investors of record on Wednesday, May 8th were issued a dividend of $0.08 per share. The ex-dividend date was Tuesday, May 7th. This represents a $0.32 dividend on an annualized basis and a yield of 1.00%. Brown & Brown's dividend payout ratio (DPR) is presently 26.02%.
In related news, EVP Anthony T. Strianese sold 35,000 shares of the firm's stock in a transaction dated Wednesday, March 13th. The shares were sold at an average price of $29.17, for a total transaction of $1,020,950.00. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through the SEC website. Also, EVP Robert W. Lloyd sold 10,601 shares of the firm's stock in a transaction dated Wednesday, March 6th. The stock was sold at an average price of $29.29, for a total transaction of $310,503.29. The disclosure for this sale can be found here. Company insiders own 16.69% of the company's stock.
TRADEMARK VIOLATION NOTICE: "BNP Paribas Arbitrage SA Has $189,000 Holdings in Brown & Brown, Inc. (BRO)" was originally reported by Ticker Report and is the property of of Ticker Report. If you are viewing this report on another website, it was copied illegally and republished in violation of international trademark and copyright laws. The legal version of this report can be read at https://www.tickerreport.com/banking-finance/4353875/bnp-paribas-arbitrage-sa-has-189000-holdings-in-brown-brown-inc-bro.html.
Brown & Brown Company Profile
Brown & Brown, Inc markets and sells insurance products and services in the United States, England, Canada, Bermuda, and the Cayman Islands. It operates through four segments: Retail, National Programs, Wholesale Brokerage, and Services. The Retail segment offers commercial packages, group medical, workers' compensation, property risk, and general liability insurance products; and group and individual life, accident, disability, health, hospitalization, medical, dental, and other ancillary insurance products, as well as risk management, loss control survey and analysis, consultancy, and claims processing services.
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Hartman Hill Build-for-Rent Portfolio
Per the amended marketing rules adopted by the SEC, some investment details can only be shown to certain logged-in members.
Waitlist open
Accepting $15,000 - $500,000 investments
An equity investment in Hartman Hill, a 71-unit build-for-rent (BFR) community in Chattanooga, Tennessee.
Risk-adjusted strategy: Most BFR investments expose investors to construction and pricing risk as communities are developed from the ground up. Homes at Hartman Hill, however, are acquired at a fixed price from the seller once they are fully completed, removing risks associated with construction. To date, all 71 homes have been acquired and the community is 37% leased.
Housing affordability: Mortgage rates have hit their highest levels in more than 20 years and houses are more unaffordable than ever before, forcing many buyers out of the market and into single family rental communities creating demand for properties like Hartman Hill.
Experienced sponsor: Based on assets under management, Haven Realty Capital is one of the top 3 players in the growing BFR sector and has just announced a $1B joint venture with JPMorgan to help them buy and develop entire communities of new homes. Haven has realized returns on $395M of investments generating an annualized return of 22.1% and 2.1x multiple on invested capital.
Inflation hedge: Annual lease renewals allow management to re-set rent prices more frequently to match current inflation and market conditions.
Attractive debt financing: The senior loan used to finance the community has an interest rate cap in place at 6.1% which continues to work well for this deal in light of the higher interest rates in the mortgage debt market since July.
Short term: Yieldstreet and the Sponsor expect to sell the community within 24 months.
Strong location: According to John Burns Real Estate Consulting, year-to-date, home prices in Chattanooga have increased by 14.6% and in 2021 they increased by over 23.7%.
A recent video of Hartman Hill.
Investing details
What am I investing in?
An equity investment in Hartman Hill, a build-for-rent 71-unit single family rental community.
Located within the Red Bank submarket of Chattanooga about 8.5mi from downtown, households are attracted to the submarket due to its neighborhood feel, low crime rate and its location that allows for easy commutes to major job centers both in and outside of downtown.
The Sponsor, Haven Realty Capital, is acquiring fully built homes at an agreed upon fixed price (all-in cost basis of $436K/unit) from the seller/developer over a period of seven months which began in April 2022.
All 71 homes have been acquired as of December 16.
The units are similar in construction and feel to a for-sale single-family product and all of them will have 2-car attached garages.
Cushman & Wakefield, one of the largest property managers in the country, is managing the property.
Yieldstreet has all the major decision rights and the right to compel a sale of the community in 2 years time.
What is the value proposition?
The Sponsor entered into a contract in November 2021 to acquire the community from the seller/developer at a fixed price resulting in an all-in cost basis of $436K/ unit which is effectively a 5.8% stabilized cap rate.
Recently obtained broker price opinions suggest that the homes are worth on average 17% more than the 2021 fixed price that we agreed to acquire them for. This implies that while the homes are being delivered in 2022, they have been acquired at a discount to current market prices which should stand to benefit investors at the time of sale.
As the homes are being acquired at an agreed upon fixed price and only after they have received their Certificate of Occupancy, investors are not taking on any construction or price risk.
As of December 11, 26 of the 71 homes acquired have been leased at an average rent of $2,700 per month. Tenants in this community have an average age of 40 and an average household income of $171k which implies an income to rent ratio of 5.4X.
It is anticipated that all 71 homes will be leased by 2Q 23 and that rents will increase by 4.5% each year.
The Sponsor intends to sell the community in two years time for approximately $513K/unit at a base-case exit cap rate of 5.125%, representing a 17.6% increase on purchase price. When build-for-rent communities are sold they are sold in one transaction, typically to an institutional buyer. As such, BFR communities trade at a cap rate like other commercial properties, as opposed to trading on a per-unit basis. The cap rate premium associated with the community at exit may result in a per unit price above what a retail buyer would pay for the same housing unit, creating a potential arbitrage opportunity for investors.
Behind the investment
Who is the Sponsor?
Haven Realty Capital was founded in 2010 and was an early entrant in the Single-Family-Rental (SFR) sector, at its peak owning and/or operating 10k homes across the U.S.
In terms of invested capital, their total spans across $575M invested equity, $1.7B total capitalization over 46 investments representing ~6,000 units. Haven is a trusted sponsor on behalf of premier institutional capital sources including Apollo, Carlyle, CenterSquare, Deutsche Bank and Walton Street.
Since its peak, Haven has realized returns on $395M of investments across 13 SFR, Multi-Family (MF) and Land Portfolios, generating an annualized return of 22.1% and 2.1x multiple on invested capital.
In the BFR sector, Haven's portfolio consists of ~$1.1B across 34 communities and 3,500 homes in 9 states. They have partnered with 24 national and regional builders in order to scale its platform efficiently.
Haven owns 5 BFR communities in Tennessee highlighting its experience in the area. 3 of these projects are in Nashville and one each in Chattanooga and Knoxville. Additionally, Haven owns 9 BFR communities in nearby Atlanta, which they acquired in 2020 and 5 are already stabilized.
Market backdrop
Why should you consider investing?
We are bullish on the Chattanooga market, with recent migration and home price numbers demonstrating its strength. Chattanooga has benefited greatly from post-COVID migration trends, notably due to the fact that Tennessee has no income tax and is considered to be highly business friendly.
The market is now experiencing massive inventory shortages insufficient to meet the rising demand from existing residents and new migrants. Housing supply currently stands at 1.1 months in Chattanooga's resale market which is driving further demand.
Demand drivers for the area and the community include medical and health-related companies, including Erlanger Health and BlueCross BlueShield. Volkswagen has also built its North American hub for EVs in Chattanooga. Volkswagen has invested an estimated $800M into the plant, and hired over 5000 employees over the last couple of years.
We remain bullish on build-for-rent single family homes given the rapid and consistent increase in rental demand as homeownership across the country continues to decline due to housing shortages and increases in mortgage rates.
Investing in build-for-rent single family homes can also help to hedge your portfolio against inflation. Shorter lease lengths allow management to re-set prices more frequently to match current market conditions.
Lastly, as all of the homes are located in one professionally managed community it makes management of the investment more efficient and cost effective.
Please refer to the Investment Memorandum in the Documents section for more details about this offering.
Where does Yieldstreet lie in terms of priority?
Yieldstreet has contributed $10.3M of the equity with the remainder contributed by the Sponsor demonstrating their alignment of interests.
The remainder of the project has been financed by a delayed draw senior loan at an interest rate of SOFR + 3.11%. There is an interest rate cap in place at 6.1% which continues to work well for this deal in light of the higher interest rates in the floating rate debt market.
As homes are still being acquired and leased up is it not a cash flowing investment at this time. As such, investors are expected to receive returns via capital appreciation at the time of sale which is anticipated to be within 2 years.
As cash flows are received by the Fund, Yieldstreet's management fees and other fees and expenses as further described in the operating agreement are deducted first, and then capital contributions are returned to investors.
Who can invest?
Eligible investors must certify that they are Accredited Investors.
This offering is not available to pension plans, defined benefit plans, defined contribution plans, retirement plans, IRAs, 401(k) and 403(b) funds, and funds comprised of these plans and funds.
Exclusive tiered pricing available
We are currently offering a management fee reduction to investors that meet a certain investment threshold.
Per the adjacent graphic, if an investor allocates $250,000 to the deal they will receive a 0.25% reduction bringing their effective management fee to 1.75% on their entire investment.
Returns & Management fees
Ann'l management fee
Target ann'l net return
Target ann'l cash yield range
~0%
Target equity multiple
1.2x - 1.4x
Event based
Term remaining
Tax document
Offering structure
Ann'l flat expense
Please log in or sign up to view additional Investment Documents for this offering.
• Unrelated business taxable income (UBTI) is income earned by a tax-exempt entity that is not related to its exempt purpose. UBTI tends to be generated when a tax-exempt entity becomes an owner (in part or full) of a business (such as a limited partnership). LPs may generate taxable income in a retirement account if the partnership borrows money. As such, this offering is not available to pension plans, defined benefit plans, defined contribution plans, retirement plans, IRAs, 401(k) and 403(b) funds, and funds comprised of these plans and funds.
This offering page describes only certain aspects of the offering ("Offering") of the securities issued by YS HAV REQ I LLC ("Issuer"). The Offering is made only by means of the Investment Memorandum relating to the Offering (the "Offering Document"). The information on this offering page is a summary of the Offering, does not purport to be complete and should not be considered a part of the Offering Document, or as incorporated in the Offering Document by reference or as forming the basis of the Offering. No person has been authorized to give any information or to make any representations other than those contained in the Offering Document or in any marketing or sales literature issued by the Issuer or YieldStreet Management, LLC, as adviser thereto, and referred to in the Offering Document, and, if given or made, such information or representations must not be relied upon. All investors must read the Offering Document in its entirety prior to investing in the securities. Investing in private markets and alternatives, such as this offering, is speculative and involves a risk of loss, and those investors who cannot afford to lose their entire investment should not invest. Returns are not guaranteed.
Investing in private markets and alternatives, such as this offering, is speculative and involves a risk of loss, and those investors who cannot afford to lose their entire investment should not invest. Returns are not guaranteed.


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Chinese blue and white bowl, Kangxi (1662-1722), decorated in the centre with a single peony spray within a double ring border, the reverse with three alternating Buddhist lions and peony sprays, with six-character apocryphal Jiajing mark to base, diameter: 6 5/8in., 16.7cm, condition: good. For a similarly decorated rounded dish from the Shunzhi period, see 'Seventeenth Century Chinese Porcelain from the Butler Family Collection (1990), p. 118, pl. 70. A similar bowl, is also illustrated in 'The Palace Museum's Collection of Blue and White Porcelains from Kangxi Period of Qing Dynasty I' (The Forbidden City Publishing House, 2016), pp. 226-7, pl. 101.
Chinese blue and white circular box and cover, Kangxi (1662-1722), the cover decorated with a jardinière and precious objects, surrounded by scrolling flowers and leaves, the base with further scrolling flowers and leaves, diameter: 4 1/2in. 11.5cm; condition: small chip to rim of base, cover slightly larger than base.
Extremely rare Chinese blue and white ewer (aftaba), Kangxi (1662-1722), with pear-shaped body, 'S' shaped spout and dragon-head terminal to handle, decorated with vignettes enclosing a pheasant and branches above rockwork, the spreading foot with flower heads and a cross-diaper band, height: 11 1/2in., 29.2cm; condition: restoration to rim and neck, base of spout and faint crack to handle. The shape is derived from a Turkish or Indian metal form. Ewers of this type were usually accompanied by a basin. It was made at Jingdezhen in south-west China at the end of the 17th century for export to India or the Middle East, where these ewers were used for hand washing. In the 17th century, the courts of India were very prosperous and had been collecting Chinese blue and white since the Yuan dynasty. A similar ewer can be seen in the Topkapi Palace Museum Catalogue; also see Stamen, Volk & Ye, 'A Culture Revealed: Kangxi-Era Porcelain from the Rui Tang Collection', p. 240, pl. 109. for an illustrated example.
Pair of Chinese blue and white vases, Kangxi (1662-1722), decorated with 'the Love Chase' scene depicting three figures on horseback and an attendant approaching a bridge, with a boatman on a river, surrounded by a pavilion, pine and rockwork, height: 6 1/2in. 16.5cm. 6 1/4in. 15.4cm; condition: one with a rim chip restored to a very high standard. For a similar vase see Sir Harry Garner, Oriental Blue and White, London, 1973 (1954), pl. 69A.
Chinese blue and white dish, Kangxi mark and of the period (1662-1722), with foliate rim, decorated in the centre with a scholar standing between an incense burner and an attendant carrying a fan, all within a garden scene with two rabbits, plantain and a crane flying above, the rim with eight petal-shaped panels alternately containing two ladies and peony issuing from rockwork against a key-fret ground, diameter: 13 1/2in., 34.2cm; condition: 5 small chips and shallow frits to rim. A similar dish with a lady in the centre can be found in the Museum of Fine Arts, Boston; Accession no. 25.235.
Chinese blue and white ginger jar, Kangxi (1662-1722), with wooden cover, decorated with two ogee-shaped cartouches containing a pair of deer and three ducks by a pond, against a ground with auspicious objects, the shoulder with a band of hatched decoration, height without cover: 6 3/4in., 17.3cm; condition: shallow frit to rim and footrim.
Near pair of Chinese blue and white ginger jars and covers, Kangxi (1662-1722), decorated with cherry blossoms on an underglaze blue cracked ice ground, the covers with a band of ruyi decoration, height: 9 5/6in. (24.3cm), 9 6/8in. (24.5cm); condition: one jar with small star-crack to inside, hairline to cover, minor fritting and glaze faults.
Chinese blue and white three-piece garniture, Kangxi (1662-1722), comprising two hexagonal jars and covers and one beaker vase, decorated with ogee-shaped panels containing scrolling foliage within lappets below bands of ruyi, the covers decorated with lappets and a floral motif to the top, height of beaker vase: 7 1/16in. (18cm). height of hexagonal vases: 6 7/8in. (17.5cm); condition: one jar with fritting to shoulder, one restored cover, other cover with crack. There is a garniture of near design but larger in size at the Victoria and Albert Museum from the Salting Bequest, nos. C.787&A-1910, C.788&A-1910 and C.834-1910.
Large Chinese blue and white 'peacock' charger, Kangxi (1662-1722), decorated with a central floral medallion within radiating lotus-petal shaped panels containing double sets of the flowers of the four seasons, against a dotted cross-hatched ground separated by ruyi heads, the wide rim decorated with four shaped panels containing fruit and flowers, on a scrolling ferns and chrysanthemum flowerheads interspersed by peacocks, the reverse with ribboned emblems of the Eight Happy Omens. diameter: 16 3/4 in., 42.5 cm; condition: fritting to rim, one short hairline, one hairline with associated chip. A similar charger is illustrated in Li, He, 'Chinese Ceramics', p. 288, pl. 583; and in R. Krahl and J. Ayers, Chinese Export Porcelain in the Museum of Topkapi Saray, Istanbul, London, 1986, vol. III, no. 2300, p. 1050. Also see the V&A Museum Collection, museum number: C.792-1910.
Rare pair of Chinese blue and white Islamic-market sprinkler vases, Kangxi (1662-1722), with tall tapering necks decorated with peacock feathers rising from the brown-glazed everted rim, the lobed globular bodies decorated with scrollwork interspersed by flowerheads above precious and scholar's objects, the spreading foot similarly decorated; height: 10 ¾ in. (27.5 cm.); condition: tiny areas of glaze loss . This shape is also known as Gulabpash or a rosewater sprinkler vase.
Large Chinese blue and white ovoid vase, Kangxi (1662-1722), decorated with four panels alternately enclosing mountainous landscapes and baskets of flowers divided by dragon masks and bands of scrolling peony, the shoulders with ruyi-shaped lappets enclosing deer amongst scrolling lotus, the foot also with ruyi-shaped foliate lappets, height: 19 3/4in. (50 cm.), condition: small restored hole.


text:
The Collection of John M. Hall 10 September 2020
Sculpture can be a vital source in our everyday life if projected into communal usefulness.
The Collection of John M. Hall
John M. Hall was an architectural photographer for publications including New York Times Magazine, Elle Decor and Architectural Digest; he saw his work as "telling the story" of what architects built and his process was to "go from the overall to the the details," with a keen eye for the subtleties of line, form, light and shadow. Hall lived with art and design that reflected his refined sensibilities: simple, livable furniture by Eames, Knoll and Aalto, the clean lines and smooth surfaces of 1930s streamlined moderne lamps, china and glassware and minimalist works on paper by Robert Mangold and Richard Serra. Tucked into a small Manhattan apartment, Hall's collection shows the ease with which iconic 20th century designs were meant to be lived with.
John M. Hall photographed his apartment in the Flatiron district for an article highlighting
his collection in the June 1999 issue of House Beautiful
Hall grew up in North Carolina and studied architecture at North Carolina State University; he was also a ballet dancer and moved to New York in the mid-1970s to study at the American Ballet Theater School. In 1977, Hall relocated to Paris and worked as a model. It was during this time that he developed an interest in black and white photography.
Thank God I missed post-modernism. I guess I'm just a classicist at heart.
—John M. Hall
His structural, classical style was informed by photographers such as André Kertész and Walker Evans. Hall returned to New York in 1981 and began his career as an architectural photographer, with a particular interest in private gardens, Greek Revival and Biedermeier. He approached capturing these spaces as making "something that is more than just a document, [but] something that is visually exciting."
The same is true of Hall's personal collection, with its attention to and exuberance for designs that are "clean and clear and simple as possible," while also still captivating. After Hall's passing in 2019, significant contributions from his collection were gifted to the Metropolitan Museum of Art, the Yale University Art Gallery and his alma mater's Gregg Museum of Art and Design; the present selection of works celebrates Hall's sophisticated and gracious eye for design.
I'm not a design historian. I'm attracted to objects because I find them interesting and, yes, beautiful. And that's where this 20th-century sensibility started for me. There's just something so right about it.
An Interview with John M. Hall
An interview with Hall from the 1980s shows him on location photographing a home and sharing his philosophies on design, architecture and photography.
Isamu Noguchi was the son of Yone Noguchi, a Japanese poet, and Léonie Gilmour, an American writer. He was born in Los Angeles in 1904 but lived in Japan from the age of two until 1918 when he returned to the United States to attend school in Indiana. In 1922 Noguchi moved to New York to study pre-medicine at Columbia University. He also took night courses in sculpture with Onorio Ruotolo and soon after, he left Columbia in pursuit of a career in the arts.
In 1927 Noguchi received a Guggenheim Fellowship for a trip to Paris and the Far East. For six months in Paris, he worked in the studio of Constantin Brancusi and his own work became more abstract as Noguchi explored working with stone, wood and sheet metal. Noguchi returned to New York and in 1929 he met R. Buckminster Fuller and Martha Graham, colleagues and friends with whom he would later collaborate. In 1938 Noguchi was commissioned to complete a work for the Associated Press building in the Rockefeller Center in New York. Marking his first public sculpture, this work garnered attention and recognition for the artist in the United States.
After the Japanese attack on Pearl Harbor, Noguchi became politically involved. He started Nisei Writers and Artists Mobilization for Democracy, a group dedicated to raising awareness of the patriotism of Japanese Americans, and he volunteered to be placed in an Arizona internment camp where he resided for seven months. Following the war, he spent time in Japan exploring the issues highlighted by the conflict of war; the experiences culminating in sculptural works that were included in the exhibition Fourteen Americans hosted by the Museum of Modern Art in New York in 1946.
Noguchi traveled throughout his lifetime and was inspired by experiences, artists and techniques around the world. Never confined by material or a particular movement, Noguchi's aesthetic accomplishments covered a broad range including sculpture, furniture and lighting design, parks, gardens, theater and more. His first retrospective was held at the Whitney Museum of American Art in 1968. He received multiple accolades and awards during his lifetime and in 1986 he represented the United States at the Venice Biennale. A testament to his commitment to public spaces, in 1985 Noguchi opened The Isamu Noguchi Garden Museum in Long Island City, New York (now known as The Noguchi Museum) and today his legacy lives on through the museum's work. Noguchi died in 1988 at the age of eighty-four.
Auction Results Isamu Noguchi
Important and Unique Dining Table for Mr. & Mrs. Milton Greene
estimate: $1,000,000–1,500,000
result $1,653,000
table, model #IN-62
result $630,000
Little Walking Box (Arukidasu kobako)
estimate: $100,000–200,000
view on Toomey & Co.
Rare and Important Chess table, model IN-61
Chess Table
view on LAMA
rare and important Rudder dining suite from the Hasting Estate
Rare cloud ottoman, model IN-71
Rare Rudder dining suite
Prismatic table


I can't thank Nicola and other Seimei practitioners enough for working on me throughout my pregnancy. Towards the end of my pregnancy, my blood pressure kept tracking on the high side (due no doubt to intense stress working right up until my due date) and my baby was breach at 35 weeks. My midwife required me to take my blood pressure three times daily at home and report to her - it thankfully stayed just within the necessary range. I tried hypnosis, floating around in a pool, all of the breach exercises I could find, diet, rest, acupuncture, journaling and writing to baby to move around, massage, cranio and ostopathic work, and, of course, Seimei like crazy in those last few weeks. During my birth, my blood pressure again went up and I was on the brink of having to go to the hospital, while determined if at all possible to have a home birth. I strongly believe that Nicola's Seimei sessions played a key role in keeping my blood pressure manageable enough so that I was not in danger of crossing the line to pre-eclampsia and greatly helped in turning my daughter to a head down position so that I was able to have her safely at home.
Note: This is just one example of the effectiveness of Seimei on lowering blood pressure during the birthing process.
There have been many times when I would have been frantic if I didn't have Seimei to help my children. My son, age 7, was waking up every morning with severe abdominal pain; it was so bad that he couldn't eat anything. I took him to the Doctor and she couldn't find anything wrong. I then used Semei on him and after a few sessions, his pain was completely gone. He now asks me to do Seimei on him when he is not feeling well.
There is a technique we learned in Lesson One which can relieve anxiety. I have relieved panic attacks before a basketball game or exam, or a high performance moment. As a sports professional, there is nothing like it: quick, easy, and effective. I can count on it always, don't have to carry anything, and sometimes I am still amazed at how fast it works.
When I came in, I had limited range of motion in my neck and a pulling sensation from my neck to my waist on the right side. After the Seimei session, I had good range of motion and was pain-free. C.P.
"Betsy was wonderful in helping me with my carpal tunnel and migraine headaches due to the slipped discs in my neck. After one session I felt considerably better and am happy to report that I have not had a migraine headache since. The sensation in my hand is also back for the most part and have thankfully avoided surgery. I would highly recommend her; she is extremely knowledgeable, sincere and her work speaks for itself."
The husband of a friend is a plumber who had a boiler blow up in his face. After visiting the emergency room and being told he would have a long recovery, his wife called me to do Seimei. After I worked on him, he went for a follow-up visit with his doctors who were amazed by the amount of tissue healing, especially around the ears where the majority of his aggressive second degree burns had occurred. R.R.
Note: Seimei is particularly effective, when combined with medical treatment and monitoring for severe burns and has consistently reduced recovery time.
I am 26 years old and have a variety of health problems. I have tried many things which I don't want to name. I almost didn't want to believe in Seimei so I wouldn't have to be disappointed. It has taken six sessions to begin to make a dent in my problems, which I have had for years. I just want everyone to know that Seimei works, whether one believes in alternatives or not. It is truly so powerful that it's hard to get the mind around it.
I became and continue to be a Seimei Practitioner because I did not like traveling in a wheelchair and being dependent on pain management for a semblance of functioning.
At age 59, I developed an exceedingly painful, progressively debilitating condition that was costing me my ability to walk. For more than a year, I aggressively pursued diagnosis and treatment through traditional medicine as well as holistic alternatives without success.
In May 2002, I was introduced to a "miracle worker", Nicola Bertolo, lead instructor of Seimei, at a Business Card Exchange Breakfast. In utter desperation I said, "I'm your next client. What time can I see you today?" Nicola demonstrated the benefits of Seimei to me twice a week for three months. Following these demonstrations, I was walking (up to 4 or 5 blocks) and experiencing significantly less pain. In August 2002, Nicola explained that my particular condition could only further improve by me taking responsibility for my own healing. I knew I could do this using my Seimei. I truly know that anyone can do this, because I did. I enrolled in the class and my results have been dramatic.
My horse, Scotty, panicked and fell in his stall. He had soft tissue damage with fluids in his stifle joints and misaligned vertabrae, becoming lame. He could have spent the rest of his life just as a companion horse. With the Seimei charms and lots of Seimei sessions, no more adjustments were needed and the Vet couldn't believe the results. He soon let himself out to wander! He is now allowing young children to sit on him and is a different horse-a lot happier and healthier.
I recommend Seimei for Laminitis, sucking wind, or any injuries of any kind.
My dog had a life threatening condition commonly known as Bloat, and needed an operation that I could not afford. Members from the Seimei community, my mother and I worked on him and he was restored to normal health (measured by repeat X rays and physical exam). Over five months have passed and he continues to do well; I am so grateful for Seimei and the communities of practitioners who have helped extend the life of my beloved pet.
My dog, age 14, went into a condition called "vestibular event"…she suddenly lost all sense of equilibrium, balance, coordination and had very little vision. She was so frightened and disoriented that she could not stop trembling. The vet could not help her and said that most dogs of this age with this condition, would not survive without continuing downhill rapidly. A Seimei practitioner pulled Cheyenne completely out of the condition in 15 minutes without touching her or administering anything else. Cheyenne continued to recover. With just a few more sessions, Cheyenne was back on her feet and has been healthier, happier and more interested in life than before the illness.
This was so impactful I wanted to learn more, know more and be able to affect change like this. I've been getting to know this aspect of myself for over ten years. It is always unfolding, but still powerful, still effective, and still one of my most favorite ways to say"wow."
How is Seimei different from alternatives in the field today? You really have to decide yourself. I worked a health fair on a cruise ship and started out with one person. Two days later, 60 people were lined up from word of mouth. In four days I worked on 102 people, all with different conditions, and 98 got results in 15 m. or less without touching. Last week, several of us worked the Japanese Fair and worked on 118 people with 118 different conditions. We got 100% results. When asked how we do it, I say, "Go to Japan and get to know your own Seimei, this aspect of yourself. Then answer the question each time you use your Seimei."
I worked on my dog with cancer to alleviate symptoms and make her life more comfortable. It was a special bond and gift for a special friend. S.K.
Here is a testimonial from a mom helping her daughter.
I learned Seimei to help my daughter who had cancer. She was 6 at the time that I learned Seimei. She had already been battling cancer for 5 years. Seimei was a saving grace in her life as well as mine. This was Elizabeth's 3rd battle with an aggressive brain tumor. When doctors gave us an estimate of 2 more weeks to live in June 2012, I used Seimei more than ever. Thankfully other Seimei practitioners were helping with long distance Seimei as I and others were using Seimei in person for Elizabeth.
Note: There are many examples of how individuals have helped others during this time of transition. Please contact us for more information.


"The student gets up in the morning."
what's the difference between 일어난다 & 일어나요?
The first one is the so-called diary form, rarely used in conversation. It lacks any politeness level. It is not directed to anyone in particular, to make a neutral statement about a fact. It's an important tense to know if you want to pass the written portion of the TOPIK exam.
More info here too (see an important note before you begin section).
The second one, I guess you're already familiar with it by now.
In my experience, both of them are used about the same rate colloquially. I've heard my parents and their friends use both forms depending on the context.
If the person is authoritative or old-fashioned, that's possible. Usually, one uses 해체 instead of 해라체.
I think the page is talking about 하라체, which this course does not cover. 하라체 happens to share all endings with 해라체 except imperative endings. So you are right in a way, but we intended to teach 해라체, which is the lowest politeness level.
"The student jumps toward the library."


I'm not sure if this is the expected behavior or not, but when I open a matrix with EDIT or EDITN, if I try to key in a number before using the arrow menu keys, it pushes the old entry into the stack.
If I use an arrow menu key first to move to a neighboring entry, then key in the number just replaces the current one and nothing is pushed into the Y register.
Which is to be expected. If I key in 42 for my first entry, the 0 in X is pushed to Y.
Then I right arrow over to 1:2, where there's another 0 waiting for me. I key in 17 there and the 0 is just overwritten, not pushed into the stack the previous one.
I see the same pushing behavior after I use the GOTO command within the matrix. Once I use an arrow to navigate the matrix, the pushing stops, but if I use GOTO it'll start again.
So I was just checking in to see if that's how it's supposed to behave. It seems odd to me changes like that, but I'm still trying to find my way around this machine.
It is not supposed to behave like that; that's a bug. Or two bugs, actually.
Things are a bit chaotic around here because of the aftermath of the storm (seriously, America, put your power lines underground already!), but I'll fix that in the next release, when I can.
Fixed in 2.0.18, out now for Android, Windows, MacOS, and Linux. And for iOS today or tomorrow, if recent experience is anything to go by.
In the 42S, EDIT enables stack lift, GOTO disables it, as do the four arrow commands.
So there was only one bug, the GOTO behaviour?
Hmm, on closer inspection, EDIT enables stack lift, and EDITN disables it. I could have sworn when I checked this yesterday that they both disabled it. I guess I was hallucinating.
Update: no, wait, it's even weirder. EDIT preserves the existing stack lift status. Hmm, and that's exactly what my old code did.
So, in fixing EDITN, I introduced a bug in EDIT. Although I wonder if I should just leave it the way it is now, since it's the original calculator's behavior that's weird to the point of seeming buggy. I certainly can see no advantage to the way it behaves.
Further update: well, except I can't rule out that there might be programs that rely on this behavior, or work around it if you will, and would break with this more consistent behavior. I guess I should roll back the EDIT change, then. Aaargh.
If you ask me (I know you didn't but that's never stopped me) when you have a choice, always go for the behavior of the original even if it's buggy.
Omnis Convenientiae! Kompatibilität über alles!
As a general rule, yes, although I have made exceptions, when there really doesn't seem to be any need for bug compatibility. Free42 does not have the 42S' PERM and COMB bugs, for example.
Sorry to cause all this trouble. Unfortunately, I don't have 42S to compare it to. I had to depend on the kindness of you good strangers.
So, on the original 42S, the EDIT function is the odd one out? That is EDITN, GOTO and all the arrows disable attack lift, but EDIT preserves it?
Now I'm rather curious if it was deliberately designed that way, and for what reason. It seems easier to depend on trusty old ENTER to enable stack lift whenever you need it than to remember in this one specific case you need to rely on CLX or perhaps flag 30 to disable it if you don't want it. I mean, I'll commit it to heart either way. It's just not clear to me what the intention was.
Now I'm rather curious if it was deliberately designed that way, and for what reason.
We'll probably never know for sure, but the way EDIT handles stack lift is so weird I'm sure it's a bug. And, while I generally don't reproduce bugs, this one can easily affect how programs are written, so this behavior should be the same in Free42.


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Is VA Secretary David Shulkin The Next Cabinet Member To Get The Boot?
After the ousting of Secretary of State Rex Tillerson, speculation over which Trump cabinet member is next to go is now shifting to the embattled Secretary of Veterans Affairs, David Shulkin.
Shulkin has been harshly criticized following an internal investigation into his wife's taxpayer-covered trip to Europe and possible misuse of his personal security detail.
According to several press reports, Shulkin may be close to receiving a Tillerson-style early-morning tweet from the president, telling him that his services are no longer required. The VA secretary is reportedly now seen by the White House as a negative distraction, and Shulkin reportedly received a dressing-down from White House chief of staff John Kelly.
Trump is reportedly eyeing Energy Secretary Rick Perry as a possible replacement for Shulkin. The Associated Press reported that Trump discussed the idea with Perry, but has not presented him with a formal offer.
Shulkin is the only Obama administration official serving on Trump's cabinet.
This story "Is VA Secretary Shulkin The Next Cabinet Member To Go?" was written by Nathan Guttman.


Our common talk about liberty often leaves out what we are free to do. But God does not leave us in the dark about the sweetness of our freedom. When Jesus says we will be free indeed. He means we will be reallyfree. What does it mean to be really and truly free?
Being really free, we are free from guilt unto righteousness. Christians are free to live in Christ's righteousness. We have been given this righteousness to wear as a breastplate the Bible says. We don't have to walk around saying we're guilty, guilty, guilty. Because we're not. We are righteous, righteous, righteous. That is, we are as we ought to be in Christ. God does not see us as guilty. He sees us as just what we ought to be.
This is a terribly important truth for us to get. It bring fresh air and fresh confidence into the Christian. And we often go without it. We are free to walk around day by day in the very righteousness of God. Romans 3 says, "the righteousness of God through faith in Jesus Christ forall who believe." God's righteousness for you. You get it. If you're a Christian you have it. It is freely yours. It does not go away or diminish when you botch something up. You're free to be really happy about being really righteous, unchangeably so.
Being really free, we arefree from sin's dominion to exercise dominion over it. Christians are free to dish out dominion on the bully that used to hang them up by the shirt collar on the school locker. The tables have been turned. Romans says, "sin shall have no more dominion over you." Then we are told, "put to death what is earthly in you." Kill it. You have the liberty to kill it. You could not before. But now you can. The Spirit lives in you. The Word of God abides in you. You're free to identify sin. Sight in your spiritual weapons. And blow sin away. You're free to fight sin, and win.
Furthermore, being really free, we are free from shame unto glory. Shame is not the same thing as guilt. Shame is the disgrace that sin brings. But, Jesus bore that shame for His children. He suffered our shame. He was despised, disgraced for our sin. The sin's now gone and the shame with it. Isaiah 61:7 speaks of the year of the Lord's favor which is upon us in Christ. It says there, "Instead of your shame there shall be a double portion; instead of dishonor they shall rejoice in their lot." Christians are free to live in the joy and glory of God. We're free not to hide our face, but to walk with our heads held high in Christ. We are free to behold the glory of the Lord and be transformed into the same image from one degree of glory to another (2 Corinthians 3:18).
Being really free, we are free from condemnation unto communion with God. Romans 8:1 says there is therefore now no condemnation for those who are in Christ Jesus. Instead of furious judgement, we are free to know the favor of God. We are free to walk with Him. We are free to sit down with Him at table. We are free to feast with Christ, sit at His feet, learn from Him, draw near to Him. God isour God, believer! We are His sons and daughters. Here is our freedom.
Being really free, we are forever free. The liberation that Jesus has brought us has no end. We will go on in righteousness. We will go on in victory over sin. We will go on in the glory of God. We will go on fellowship with Him.


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What Are We All Playing This Weekend?
17th October 2015 / 12:00PM
I never intended for that picture to become the official header for What Are You/We All Playing This Weekend, you know. I found myself in charge of this section one week and thought I'd find a nice picture of a pond – which was where I intended to mostly spend my weekend. Finding nothing in antique illustration archives (we have our whole antiquated Britishness schtick, yeah?), I turned to what else I'd be doing: appearing in visions, indulging my nymph side, and firing cannons at ghastly moustaches.
Anyway, what are you playing this weekend? Here's what we're into:
Adam: What a week. I've spent the last couple of days wanting to load up one or all of the following: Downwell, Mushroom 11 and Broforce. I've been playing the latter since the first build was available way back when and it's a brilliant platform-shooter that is far more intelligent than the meme-happy theme might suggest. Downwell is a superb shooter about gunshoes that reminds me of a slighter, rejigged Binding of Isaac. And Mushroom 11 is novel and gorgeous, and even though it's a puzzle game, early investigation suggests I'm not too much of an idiot to play it. I'm going to gorge on all three. ["oh man, that's another thing for me to play this weekend" Adam added when I mentioned Brigador -ed.]
Alec: [Presumably to teach me a lesson about timeliness and planning ahead, Alec has gone on holiday and left no word of what he might be playing this weekend. This is all to get back at me for my tardiness with Have You Played? columns, I'm sure, but I'm all up-to-date now so I'm sure we'll hear from him next week. -ed.]
Alice: As I already given away elsewhere, I shall be playing Brigador. Stomping and hovering around futurecities as stealthily or noisily as I please sounds grand, thank you very much. I became mired in the boring bits of The Phantom Pain but would like to push through and finish up; I'm not far from the end, but am 70-ish% completed due to focusing on unrewarding side bits. Yeah, that was a mistake. Also, I've had some damn fool notion of finishing Duke Nukem Forever – don't ask.
Graham: I'm hoping to break back in to prison for another go of Prison Architect's escape mode. My first attempts were marked by bugs, but were nonetheless enjoyable. In fact, they were arguably more fun for the weirdness that happened along the way. I'm now curious whether the game plays differently if I'm trying to escape from a completely different prison.
John: [What's John playing this weekend? You tell me, as he won't – answers in the comments below, please. Reader 'bonuswavepilot' was right on the money with this last week:
"I think he has transcended our ordinary causality, and is now staring – just a bit worried – at the fractally branching multiverse, trying to remember which branch he was supposed to be in (or at least one that seems close enough)."]
Philippa: This weekend is more esports. I'm at Wembley watching the League of Legends quarter-finals for another couple of days. In the spaces around that it will likely a console kind of a weekend as Iron Banner (a PvP event) is running in Destiny. I might also see if I can make some more progress on the Talos Principle expansion.
But you, dearest reader, what are you playing?
Tagged with Playing This Weekend, Downwell, Duke Nukem Forever, League of Legends, Prison Architect.
Jump to comments (138)
Games wot we mentioned above
Downwell Review
Duke Nukem Forever Review
Prison Architect Review
Wot I Think: Devolver Bootleg
Pull the other one
Wot I Think: Downwell
Downwell Creator On Designing The Gunboots
Lace Up Your Gunboots: Downwell Released


text:
Church notes taken by Richard Gough in Windsor and the neighbourhood
MS. Top. Berks f. 1
Oxford, Bodleian Libraries [followed by shelfmark and folio or page reference, e.g. MS. Top. Berks f. 1, fols. 1-2]
Church notes taken by Richard Gough in Windsor and the neighbourhood in 1784.
written in A.D. 1784 by R. Gough
Church notes taken by Richard Gough in Windsor and the neighbourhood, written in A.D. 1784 by R. Gough.
Richard Gough (1735–1809) was an antiquary.
This was part of lot 137 in the second Hartley sale on May 3, 1886, and were purchased by John W. Ford for £6 12s., who re-sold them to the Bodleian for the same sum soon after.
Gough | Richard | 1735-1809 | antiquary
Great Britain -- Topography
Windsor | Berkshire | SU 9576


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Jamie Lincoln Kitman
Ten of the Best
Jamie Lincoln Kitman | Dec 21, 2013
The Internet loves a list. I know, because I read it on the Internet in a list of top 10 things the Internet loves most. So here's mine – the list of the most remarkable cars I've driven in 2013.
The new Accord recaptures some of the responsiveness of earlier models. (Honda)
10. Honda Accord
I'd passionately lent my voice to that of the mob, crying that Honda had through the years morphed the right-sized Accord (along with everything else they built) into something too big and ponderous. I'm not sure that the criticism doesn't still hold true, in general terms, but if so the new Accord is leaning against the trend – because in its new-for-2013 iteration it has regained a good measure of its former nimbleness and once again sets a new bar for creamy smoothness in a trusty, relatively inexpensive sedan.
The 328d makes diesel a lot easier to like. (BMW)
9. BMW 328d
Previous examples of the latest Three Series – the sixth generation F30 – left me cold, so much that I was moved to modify the Bavarian's venerable tag line and start calling their cars the Penultimate Driving Machines. Steering that once seemed so positive now seemed numb and disconnected, and the additional girth was unsightly and undeniable. But no sooner had I started grumbling loudly than I got to drive the new four-cylinder turbo diesel version. In case you haven't been following the news, diesel has gotten so good that the appropriate thing to do now is kind of like it, not hate it. Not only has the 328d shown me a creditable 34mpg around town, it somehow feels like it's reacquired the tight, buttoned-up feeling BMWs of yore. Not wild about the $47,000 as-tested price of this stout and strong, diesel-sipping sedan, but enter one serious quality automobile.
The Seven 160 is the lightest Caterham in decades. (Caterham)
8. Caterham Seven 160
Caterham has been building fairly accurate replicas of Lotus founder Colin Chapman's seminal Lotus 7 since 1973. An uncompromising, incredibly lightweight two-seat British sports machine with 1930s creature comforts and an emphasis on handling, the Seven first launched in 1957. Still selling strongly today, it has developed a considerable cult while following a nearly identical formula. With modest nods to safety and modernity, most revisions have tended to the "put a bigger engine in it" school. Until now. A 660cc: three-cylinder turbo from a Suzuki microcar, built for crowded Japanese streets, finds a creative new home in the Seven 160, the lightest (1100 lbs.) Caterham in decades, quite capable with 80 horsepower of taking on the world – especially if that world is a leafy, English lane.
Mazda proves you don't have to be one of the big boys to offer a well-made, fun and economical car. (Mazda)
7. Mazda 3/6
We're naturally inclined to root for underdogs, so have been delighted in the past few months to discover that Mazda's new mainstream cars, the compact 3 and the larger 6 sedan, extend the success of Mazda's CX-5 crossover by being just plain fine cars for not a lot of money. Since major stakeholder and technical partner Ford cut it loose at the height of the fiscal meltdown, the Hiroshima firm has been one of the smallest independents out there, and despite its lack of volume-sharing opportunities anymore has managed to prove that volume alone does not equal excellence – both these cars are well-made, fun to drive and economical – and they're competitively priced. Playing in metaphorical bottom of the ninth in the international automobile industry's World Series, Mazda could not afford to strike out. Instead they've come through with two solid base hits. Go team.
Does the XJ herald a Jaguar resurgence? (Cars.com)
6. Jaguar XJ AWD
While Land Rover's amazing sale success worldwide has made its purchaser, India's Tata, look like geniuses, we predict that what will make them look even smarter is the imminent resurgence of sister brand Jaguar, purchased from Ford at the same time, but selling poorly – until now. Jaguar has since Tata's purchase not just delivered some of our favorite sedans, proving, like Mazda, that you needn't sell in wild bulk to make great cars. But it has also improved quality and it has spent huge sums on engineering, the latest example of which is the all-wheel-drive system now optionally gracing its sedans. This is a key selling point in the all-important Northeastern sales region, and now we can say in good conscience that there ought to be nothing standing between you and that XJ or XF lease.
F-Type: the best-driving Jaguar ever. (Cars.com)
5. Jaguar F-Type
While not a true mass-market offering, the F-Type should wow them everywhere, as it is very simply the best of the personal-sized sportscars on sale today. All the solidity and magic-carpet-ride qualities of larger Jaguars, yet considerably less bulk, this (still heavy) car manages to be, we're thinking, the best-driving Jaguar ever – serious competition for Porsche's Boxster/Cayman, its most obvious challenger in the $70,000 and up sports car field. If you ever thought of buying a Jaguar, folks, it's definitely worth checking back in now.
4. Fiat 500L
Sure it's kind of homely and isn't as cheap as it ought to be to really get the sales job done – I don't care; I like the Fiat 500L. It's good to drive, still relatively inexpensive, and fills the rarely played part of the funky bus, the car for that person who doesn't mind a weird looking, upright machine that's high on function, low on conformity. I'm one who believes that we are all god's children, including the cars, and the world is a better place for the type of diversity offered by the otherly-abled 500L.
The Tesla Model S is a great-driving car. (Tesla)
3. Tesla Model S
Lauded by owners and the likes of Automobile Magazine, Motor Trend and Consumer Reports, the Tesla S has lived life in a goldfish bowl, as Tesla's stock has soared and, with news of battery fires following accidents, sunk. The press has fixated on the uniquely proactive messaging of company founder Elon Musk, and generally wrung its hands about electric cars, their batteries, range anxiety and fickle consumer behaviors, but everyone forgets a few things: 1. This is a great-driving car. 2. Tesla owners really feel good about themselves for buying it. 3. Sometimes annoyingly so. Discuss. 4. The money behind Tesla does not just belong to Musk, Uncle Sam and some wide-eyed shareholders. It's big time carmakers like Toyota and Daimler, too. They improve its odds of long-time survival considerably.
The CTS is a well-built Caddy with an air of luxury. (Cars.com)
2. Cadillac CTS
Bigger than the model it replaces, ordinarily a no-no in our book, but because it's essentially making room for the smaller and refreshingly lightweight new Cadillac ATS, the CTS earns an immediate place in our heart. Then, when we drove it, the larger mid-sized Cadillac warmed that place up because it's actually a fine drive, a larger car of superior build quality, distinct luxury and excellent road manners, especially by the low traditional American standard. Just when you thought the Germans and the Japanese were walking away with it, the General fights back.
Steering and handling sets the Evora S apart. (Cars.com)
1. Lotus Evora S
In the world of high- but not highest-end sports cars, the competition is all good. There are cars that do many things better, but there's nothing that tops the Evora S for steering feel, which is extra-sensory, and heroic handling. The new S denotes supercharging and, it's worth mentioning, that makes the Evora incredibly fast in the bargain. A slender dealer network and a woeful lack of marketing funds has rendered it a footnote of a car from a footnote of a company, but cognoscenti will know that Lotus has been for over sixty years one of the main strains of truth in the world of driving. The Evora is one of its greatest expressions.
HOLIDAY BONUS NO.11
The XL1 delivers phenomenal miles-per-gallon. (Volkswagen)
11. Volkswagen XL1
The concept of the mid- or rear-engined diesel hybrid is pretty much the same one the auto industry came up with in the 90s when charged by the Clinton administration, in yet another taxpayer-funded attempt at associative government, to build a 80mpg car. Each of the Big Three carmakers came close, but when George W. Bush was elected, he canceled the program at the industry's behest. The vehicles which resulted -- diesel hybrid, that came close to 80mpg -- for some reason couldn't be built, and then were forgotten faster than Texas W's childhood as a Connecticut brahmin. But Volkswagen didn't forget and now they're up to 261 mpg. Amazing what industry can do when it feels like it.


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Unfortunately, life with an active, opinionated toddler occasionally means bumps and bruises.
And that rite of passage known as the first ER visit.
Yesterday as we were leaving a playdate, Claire decided she wasn't ready to go, so she threw herself to the floor. Dave grabbed her by the hand to encourage her to move. He got her to her feet, but she tripped, and he didn't let go.
Screaming, we carried her down the street, to the subway. Then home.
She wasn't moving the arm, and my heart sunk lower and lower.
Luckily, the hospital is about 8 blocks away, and has a pediatric ER. While the main hospital is a public hospital and pretty reviled, the pediatric unit gets rave reviews. Dave ran for the car and we drove over there lickety-split.
Within minutes, we were registered and then being seen by a young triage nurse. A few minutes later, we were seeing a pediatric resident. She diagnosed Nursmaid's Elbow - a partial dislocation of one of the bones in the forearm and reset it on the spot. It took two tries, but Claire was a trooper. By that point, Claire's tears were mostly because she was scared, not from the pain.
We had to spend a few more minutes waiting for Claire to decide to use the arm and prove that it was repaired.
From the time we left the house, everyone in tears, to the time we were leaving the hospital.
Then we were back home for episodes of Dora, pizza and ice cream for dinner and many cuddles and kisses.
OMG. Di - first off, glad all is ok. Second, kudos to you for keeping your cool and surviving your first ER. Hopefully it will be your last.
Poor little Claire! (and poor Dave; I'm sure he felt horrible) I'm glad to hear she's feeling better. It's good to know there's a decent ER so close to home! Hope to see you guys when we are in NY in May!


text:
Home News Police commends Coca-Cola for prioritizing safety of its employees
Police commends Coca-Cola for prioritizing safety of its employees
Team Leader explains Operation of Fire Sprinkler System at The LPG Bulk Tank
Police have commended Coca-Cola (Century Bottling Company) for prioritizing the safety of its employees and investing in safety systems for emergencies.
Police officers led by AIP Apollo Okolong, Officer-in-Charge of Fire and Rescue Services at the Kampala Industrial Business Park had gone on a benchmarking visit for the security and safety teams to pick learnings from for use nationwide.
"We thank the management for allowing us to learn, benchmark and familiarize ourselves with fire preparedness and response actions. We have also seen the best COVID-19 and Occupational Safety and Health practices some of which were not familiar to us. We have learnt a lot and we are grateful. As the Uganda Police we say "Asante sana!" he said.
They appreciated company's well-established systems and procedures for safety at the workplace even before the onset of the Corona Virus Disease (COVID-19) pandemic
Paineto Olweny, Team Leader in charge of Facilities, stressed the importance of emergency preparedness as a key component of employee safety.
"Our fire preparedness and response measures are based on the risks associated within our operation. We have ensured adequate fire detection and suppression systems. For instance, we keep flammable liquids or chemicals in minimum quantities at working environments but use bulk storage away from buildings and people. We maintain adequate storage of water in reservoirs so that if regular supply by National Water is off, our employees are still comfortable," he said.
"Our business prioritizes the safety and health of the employees, contractors and visitors. That is why we have implemented robust COVID-19 protocols to keep everyone safe every day. With the additional support of the Uganda Police Fire and Rescue Services, now that you have seen all this, we shall continue to keep our workplaces and communities safe and free from fire-associated risks," said Joseph Onyango, Environment Occupational Safety and Health Coordinator.
Emergency preparedness is very critical in the workplace today; from developing crisis plans and training employees whether it's a manmade disaster such as fire, emergencies cannot be predetermined.
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