So, any month you are healthy you pay them, and when you're sick you don't have to pay them because they failed at their job. They get rich when you're healthy, not sick.
Jadi, anda membayar mereka bulan apapun yang anda sehat, dan saat anda sakit, anda tak perlu membayar mereka karena mereka telah gagal pada tugas mereka. Mereka menjadi kaya saat anda sehat, bukan waktu sakit.