ITEM 3. LEGAL PROCEEDINGS.
No material legal proceedings are pending other than routine litigation incidental to the business of the Company. The company believes that such proceedings will not have any material adverse effect on it or its operations.
ITEM 4.
ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.
No matters were submitted to shareholders during the last quarter of the fiscal year.
PART II
ITEM 5.
ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS.
(a)The principal market for the Certificates is the over the counter market.
(b)As of March 15, 1996 there were:
ITEM 9.
ITEM 9.CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE.
Not applicable.
PART IV
ITEM 14.
ITEM 14. EXHIBITS, FINANCIAL STATEMENTS, SCHEDULES AND FORM 8-K.
(a)The Annual Statement of compliance and Independent Accountant's Annual Servicing Report are not due until November 1, 1996.
(b)Reports on Form 8-K.
(c) 3.1 *,** Articles of Incorporation
3.2 *,** By-Laws
4.1 ** Pooling and Servicing Agreement, including form of Certificates
4.2 * Form of Limited Guarantee
* Previously filed pursuant to Registration Statement on form S-3 (Commission file number 33-80304) and incorporated by reference thereto.
** Previously filed pursuant to form 8-K, dated August 28, 1995, and incorporated by reference thereto.
SIGNATURES
Pursuant to the requirements of section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Knoxville, State of Tennessee, on March 15, 1996.
Vanderbilt Mortgage and Finance, Inc.
By:/s/ Kevin C. Clayton Kevin C. Clayton President
Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed by the following persons in the capacities and on the dates indicated.