Item 1. Business.
Not Applicable.
Item 1A.
Item 1A. Risk Factors.
Not Applicable.
Item 1B.
Item 1B. Unresolved Staff Comments.
None.
Item 2.
Item 2. Properties.
Not Applicable.
Item 3.
Item 3. Legal Proceedings.
There were no legal proceedings
Item 4.
Item 4. Submission of Matters to a Vote of Security Holders.
There were no matters submitted to a vote of the Security Holders
PART II
Item 5.
Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.
No established public trading market for the Certificates exist. There are approximately 56 holders of record as of the end of the reporting year.
Item 6.
Item 6. Selected Financial Data.
Not Applicable.
Item 7.
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operation.
Not Applicable.
Item 7A.
Item 7A. Quantitative and Qualitative Disclosures About Market Risk.
Not Applicable.
Item 8.
Item 8. Financial Statements and Supplementary Data.
Not Applicable.
Item 9.
Item 9. Changes in and Disagreements With Accountants on Accounting and
Not Applicable.
Item 9A.
Item 9A. Controls and Procedures.
Not Applicable.
Item 9B.
Item 9B. Other Information.
Not Applicable.
PART III
Item 10.
Item 10. Directors, Executive Officers and Corporate Governance.
Not Applicable.
Item 11.
Item 11. Executive Compensation.
Not Applicable.
Item 12.
Item 12. Security Ownership of Certain Beneficial Owners and Management and
Not Applicable.
Item 13.
Item 13. Certain Relationships and Related Transactions, and Director Independence.
Not Applicable.
Item 14.
Item 14. Principal Accounting Fees and Services.
Not Applicable.
Substitute Information Provided in Accordance with General Instruction J(2) to Form 10-k
Item 1112(b) of Regulation AB. Significant Obligor Financial Information
No Applicable Updates.
Item 1114(b)(2) and 1115(b) of Regulation AB. Credit Enhancement and Other Support.
No Applicable Updates
Item 1117 of Regulation AB. Legal Proceedings.
No Applicable Updates
Item 1119 of Regulation AB. Affiliation and Certain Relationships and Related Transactions.
No Applicable Updates
Item 1122 of Regulation AB. Compliance with Applicable Servicing Criteria.
See Item 15(a) exhibits (33) and (34).
The Registrant acknowledges instances of material non-compliance in Exhibits 33(c) of this Form 10-K.
Item 1123 of Regulation AB. Servicer Compliance Statement.
See Item 15(a) exhibits (35).
PART IV
Item 15.
Item 15. Exhibits, Financial Statement Schedules.
(a) Exhibits
(4) Pooling Servicing Agreement, dated as of March 1, 2006, among the Citigroup Mortgage Loan Trust, Inc., as Depositor, Wells Fargo Bank, N.A., as Servicer, Citibank N.A., as Administrator and U.S. Bank N.A. as Trustee (incorporated herein by reference from Exhibit 4.1 of the current report on Form 8-K of the registrant, as filed with the Securities and Exchange Commission on April 18, 2006).
(10) Incorporated by reference as Exhibit 4
(31) 302 Sarbanes-Oxley Certification.
(33) Item 1122(a) Reports on assessment of compliance with servicing criteria for asset backed securities. (a) Citibank N.A., as Trust Administrator (b) Citibank N.A., (formerly known as Citibank (West), FSB), as Custodian (c) Wells Fargo Bank, N.A. as Servicer (d) Regulus Group LLC, as vendor for Wells Fargo Bank N.A. (e) ZC Sterling Insurance Agency, Inc., as vendor for Wells Fargo Bank N.A.
(34) Item 1122(b) Attestation Report on Assessment of Compliance with Servicing Criteria for Asset Backed Securities. (a) Citibank N.A., as Trust Administrator (b) Citibank N.A., (formerly known as Citibank (West), FSB), as Custodian (c) Wells Fargo Bank, N.A. as Servicer (d) Regulus Group LLC, as vendor for Wells Fargo Bank N.A. (e) ZC Sterling Insurance Agency, Inc., as vendor for Wells Fargo Bank N.A.
(35) Servicer Compliance Statement. (a) Wells Fargo Bank N.A., as Servicer
(99) Aggregate Statement of Principal and Interest Distributions to Certificate Holders for the year ended December 31, 2006
(b) The exhibits filed in response to Item 601 of Regulation S-K are listed in the Exhibit Index above.
(c) Not Applicable.
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
(Registrant) Citigroup Mortgage Loan Trust Inc. -----------------------------------------------------------------
By /s/ Susan Mills ----------------------------------------------------- Susan Mills Vice President
Date March 30, 2007 -----------------------------------------------------