Item 1.
Business.
Not applicable.
Item 2.
Item 2.
Properties.
Not applicable.
Item 3.
Item 3.
Legal Proceedings.
There were no legal proceedings.
Item 4.
Item 4.
Submission of Matters to a Vote of Security Holders.
There were no matters submitted to a vote of the Security Holders.
PART II
Item 5.
Item 5.
Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.
As of December 31, 2004, the Trust had Forty-Two (42) holders of record of the Certificates, computed in accordance with Rule 12g5-1 under the Securities Exchange Act of 1934, as amended.
Item 6.
Item 6.
Selected Financial Data.
Not applicable.
Item 7.
Item 7.
Management's Discussion and Analysis of Financial Condition and Results of Operation.
Not applicable.
Item 7A.
Item 7A.
Quantitative and Qualitative Disclosures About Market Risk.
Not applicable.
Item 8.
Item 8.
Financial Statements and Supplementary Data.
Not applicable.
Item 9.
Item 9.
Changes in and Disagreements With Accountants on Accounting and Financial Disclosure.
Not applicable.
Item 9A.
Item 9A.
Controls and Procedures.
Not applicable.
Item 9B.
Item 9B.
Other Information.
Not applicable.
PART III
Item 10.
Item 10.
Directors and Executive Officers of the Registrant.
Not applicable.
Item 11.
Item 11.
Executive Compensation.
Not applicable.
Item 12.
Item 12.
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.
Not applicable.
Item 13.
Item 13.
Certain Relationships and Related Transactions.
Not applicable.
Item 14.
Item 14.
Principal Accounting Fees and Services.
Not applicable.
PART IV
Item 15.
Item 15.
Exhibits, Financial Statement Schedules.
(a)
1. Not Applicable
2. Not Applicable
3. Exhibits
31.1 Sarbanes-Oxley Certification
99.1 Annual Statement of Compliance
(a) Ocwen Federal Bank FSB
(b) Wells Fargo Home Mortgage, Inc.
(c) Wells Fargo Bank, N.A.
99.2 Report of Independent Accountants
(a) Ocwen Federal Bank FSB
(b) Wells Fargo Home Mortgage, Inc.
(c) Wells Fargo Bank, N.A.
99.3 Report of Management
(a) Ocwen Federal Bank FSB
(b) Wells Fargo Home Mortgage, Inc.
(c) Wells Fargo Bank, N.A.
(b)
See (a) 3 above
(c)
Not Applicable
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
Credit Suisse First Boston Mortgage Securities Corp.
Home Equity Pass-Through Certificates
Series 2004-AA1
Date:
March 30, 2005
By:
/s/ Andrew Kimura
Name:
Andrew Kimura
Title:
President
Company:
Credit Suisse First Boston Mortgage Securities Corp.
EXHIBIT INDEX
31.1 Sarbanes-Oxley Certification
99.1 Annual Statement of Compliance
(a) Ocwen Federal Bank FSB
(b) Wells Fargo Home Mortgage, Inc.
(c) Wells Fargo Bank, N.A.
99.2 Report of Independent Accountants
(a) Ocwen Federal Bank FSB
(b) Wells Fargo Home Mortgage, Inc.
(c) Wells Fargo Bank, N.A.
99.3 Report of Management
(a) Ocwen Federal Bank FSB
(b) Wells Fargo Home Mortgage, Inc.
(c) Wells Fargo Bank, N.A.
Exhibit 31.1: Sarbanes-Oxley Certification
Re: Credit Suisse First Boston Mortgage Securities Corp., Home Equity Pass-Through Certificates, Series 2004-AA1
I, Andrew Kimura, President of Credit Suisse First Boston Mortgage Securities Corp., certify that:
1. I have reviewed this annual report on Form 10-K, and all reports on Form 8-K containing distribution or servicing reports filed in respect of periods included in the year covered by this annual report, of Credit Suisse First Boston Mortgage Securities Corp. Home Equity Pass-Through Certificates Series 2004-AA1;
2. Based on my knowledge, the information in these reports, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by this annual report;
3. Based on my knowledge, the distribution or servicing information required to be provided to the trustee by the servicer under the Pooling and Servicing Agreement , for inclusion in these reports is included in these reports;
4. Based on my knowledge and upon the annual compliance statement included in the report and required to be delivered to the trustee in accordance with the terms of the Pooling and Servicing Agreement, and except as disclosed in the reports, the servicer has fulfilled its obligations under the servicing agreement; and
5. The reports disclose all significant deficiencies relating to the servicer's compliance with the minimum servicing standards based upon the report provided by an independent public accountant, after conducting a review in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar procedure, as set forth in the Pooling and Servicing Agreement, that is included in these reports.
In giving the certifications above, I have reasonably relied on information provided to me by the following unaffiliated parties:
U.S. Bank National Association, as Trustee
Ocwen Federal Bank FSB, as Servicer
Wells Fargo Home Mortgage, Inc., as Servicer
Wells Fargo Bank, N.A., as Servicer
Date:
March 30, 2005
Signature:
/s/ Andrew Kimura
Title:
President
Company:
Credit Suisse First Boston Mortgage Securities Corp.