Item 1.	Business.
Not Applicable.
Item 2.
Item 2.	Properties.
Not Applicable.
Item 3.
Item 3.	Legal Proceedings.
The Master Servicer is not aware of any material pending legal proceedings involving either the Registrant, the Trustee, the Seller or the Master Servicer with respect to the Notes or the Registrant's property.
Item 4.
Item 4.	Submission of Matters to a Vote of Security Holders.
No vote or consent of the holders of the Notes (the "Noteholders") was solicited for any purpose during the year ended December 31, 2003.
PART II
Item 5.
Item 5.	Market for Registrant's Common Equity and Related Stockholder Matters.
To the best knowledge of the Master Servicer, there is no established public trading market for the Notes. At March 25, 2004, there were less than 300 holders of record of each class of Notes.
Item 6.
Item 6.	Selected Financial Data.
Not Applicable.
Item 7.
Item 7.	Management's Discussion and Analysis of Financial Condition and Results of Operations.
Not Applicable.
Item 8.
Item 8.	Financial Statements and Supplementary Data.
Not Applicable.
Item 9.
Item 9.	Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.
None.
Item 9a.
Item 9a. Controls and Procedures.
Not Applicable.
PART III
Item 10.
Item 10.	Directors and Executive Officers of the Registrant.
Not Applicable.
Item 11.
Item 11.	Executive Compensation.
Not Applicable.
Item 12.
Item 12.	Security Ownership of Certain Beneficial Owners and Management.
Certification
I, Steven H. Smith, certify that:
I have reviewed this annual report on Form 10-K, and all reports on Form 8-K
containing distribution or servicing reports filed in respect of periods included in the year covered by this annual report, of Household Automotive Trust III, Series 1999-1;
Based on my knowledge, the information in these reports, taken as a whole,
does not contain any untrue statement of a material fact or omit to state a	 material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by this annual report;
Based on my knowledge, the distribution or servicing information required to be provided to the trustee by the servicer under the pooling and servicing, or similar, agreement for inclusion in these reports is included in these reports;
I am responsible for reviewing the activities performed by the servicer under the pooling and servicing, or similar, agreement and based upon my knowledge and the annual compliance review required under that agreement, and except as disclosed in the reports, the servicer has fulfilled its obligations under that agreement; and
The reports disclose all significant deficiencies relating to the servicer's compliance with the minimum servicing standards based upon the report provided by an independent public accountant, after conducting a review in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar procedure, as set forth in the pooling and servicing, or similar, agreement, that is included in these reports.
In giving the certifications above, I have reasonably relied on information provided to me by the following unaffiliated parties: JPMorgan Chase Bank and The Depository Trust Company.
Date: March 25, 2004
/s/ Steven H. Smith	
Steven H. Smith
Assistant Treasurer