Item 1. Business
Information not provided pursuant to Exemptive Order.
Item 2.
Item 2. Properties
Pursuant to the Exemptive Order the Master Servicer's Annual Statement as to Compliance, dated March 29, 2002 are filed as Exhibit 1 under Item 14 (a) hereof.
Item 3.
Item 3. Legal Proceedings
There are no material pending legal proceedings related to any series of Certificates that involve the Trustee, Custodian, the Master Servicer or the Registrant with respect to any such series.
Item 4.
Item 4. Submission of Matters to a Vote of Security Holders
Information not provided pursuant to Exemptive Order.
PART II
Item 5.
Item 5. Market for the Registrant's Common Equity and Related Matters.
(a) There is no established public trading market for the Certificates. (b) At December 31, 2001, the number of holders or record of each outstanding series of Certificates is listed in Exhibit 3 under Item 14 (a) hereof. (c) Not applicable.
Item 6.
Item 6. Selected Financial Data
Information not provided pursuant to Exemptive Order.
Item 7.
Item 7. Management's Discussion & Analysis of Financial Condition and Results of Operations.
Information not provided pursuant to Exemptive Order.
Item 8.
Item 8. Financial Statements & Supplementary Financial Data
See the Master Servicer's Annual Statement of Compliance that is filed as Exhibit 1 under Item 14 (a) hereof; see also report dated March 1, 2002 prepared by the Master Servicer's independent accountant, concerning the Master Servicer's servicing activities that is filed as Exhibit 2 under Item 14 (a) hereof.
Item 9.
Item 9. Disagreements on Accounting and Financial Disclosure
Not applicable.
PART III
Item 10.
Item 10. Directors and Executive Officers of the Registrant
Information not provided pursuant to Exemptive Order.
Item 11.
Item 11. Executive Compensation
Information not provided pursuant to Exemptive Order.
Item 12.
Item 12. Security Ownership of Certain Beneficial Owners and Management
(a) Each holder of record of more than five percent (5%) of the fractional undivided interest in a Mortgage Pool evidenced by a series of Certificates, outstanding at December 31, 2001 is listed in Exhibit 4 under Item 14 (a) hereof. (b) Not applicable. (c) Not applicable.
Item 13.
Item 13. Certain Relationships and Related Transactions
Information not provided pursuant to Exemptive Order.
PART IV
Item 14.
Item 14. Exhibits, Financial Statement Schedules and Reports on Form 8-K
(a) Exhibit #
Officer's Annual Compliance Statements 1 Residential Funding Corporation
Residential Funding Corporation Independent Auditor's 2 Report on the Uniform Single Audit Program for Mortgage Bankers
Part II, Item 5(b) 3
Part III, Item 12(a) 4
Audited financial statements for the year ended December 31, 2001 for Ambac Financial Group, Inc.*
Audited financial statements for the year ended December 31, 2001 for Municipal Bond Investors Assurance Corporation. **
Audited financial statements for the year ended December 31, 2001 for Financial Security Assurance Inc.***
Audited financial statements for the year ended December 31, 2001 for Financial Guaranty Insurance Corporation.****
(b) See Item 2. (c) Not Applicable (d) Not Applicable. No annual report or proxy material has been sent to security holders.
__________________
* Incorporated by reference to the audited financial statements of Ambac Financial Group, Inc. filed with the Securities and Exchange Commission on March 26, 2002 as part of its Annual Report on Form 10-K (Commission File #1-10777) for the twelve-month period ended December 31, 2001.
** Incorporated by reference to the audited financial statements of Municipal Bond Investors Assurance Corporation, Inc. filed with the Securities and Exchange Commission on March 29,2002 as part of its Annual Report on Form 10-K (Commission File #1-9583) for the twelve-month period ended December 31, 2001.
*** Incorporated by reference to the audited financial statements of FSA Capital Inc. filed with the Securities and Exchange Commission on March 28, 2002 as part of the Annual Report on Form 10-K of Financial Security Assurance Holdings Ltd. (Commission File #1-12644) to the twelve-month period ended December 31, 2001.
**** Incorporated by reference to the audited financial statements of Financial Guaranty Insurance Corporation filed with the Securities and Exchange Commission on March 21, 2002 on Form 8-K of Residential Asset Securities Corporation . As part of Accountant's Consent Form to the twelve-month period ending December 31, 2001.
SIGNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereto duly authorized, on this 29th day of March, 2002.
By: /s/ Bruce J. Paradis Bruce J. Paradis President
RESIDENTIAL ASSET SECURITIES CORPORATION
Pursuant to the requirements of the Securities and Exchange Act of 1934, this report has been executed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.
By: /s/ Bruce J. Paradis Bruce J. Paradis President March 29,2002
By: /s/ David C. Walker David C. Walker Assistant Treasurer March 29,2002
By: /s/ Davee L. Olson Davee L. Olson Chief Financial Officer March 29,2002
EXHIBIT 1
2001 ANNUAL STATEMENT OF COMPLIANCE CERTIFICATE
Pursuant to the governing documents including but not limited to various Pooling and Servicing Agreements and Sales and Servicing Agreement ("the Agreements"), where Residential Funding Corporation ("the Master Servicer") has been appointed Master Servicer, an annual statement of compliance is required to be delivered to either the Trustee or the Investor. The undersigned Director of Residential Funding Corporation, hereby certifies that:
(i) a review of the activities of the Master Servicer during the preceding calendar year has been conducted, and the performance of duties outlined in the Agreements has been made uner the undersigned officers' supervision;
(ii) to the best of the undersigned officers' knowledge, based on the aforementioned review, the Master Servicer has complied with the minimum servicing standards set forth in the USAP for Mortgage Bankers, and has fulfilled off of its material obligations relating to the Agreements in all material respects throughout such year;
(iii) to the best of the undersigned officers' knowledge, each Subservicer has complied with the minimum servicing standards set forth in the USAP for Mortgage Bankers, and has fulfilled all of its material obligations relating to the Agreements in all material respects throughout such year;
Dated: March 29, 2002
/s/Robert L. Appel Robert L. Appel Director, Master Servicing
EXHIBIT 2
REPORT OF INDEPENDENT ACCOUNTANTS
To the Board of Directors and Stockholder of Residential Funding Corporation
We have examined management's assertion about Residential Funding Corporation's (the "Company") compliance with the minimum servicing standards identified in their role as Master Servicer as of and for the year ended December 31, 2001, included in the accompanying management assertion. Such assertions were examined relating to those mortgage loans included in the listing of mortgage loans and series of certificates included in the attached Exhibit 1. Our testing procedures were applied only to the series of certificates serviced on or before August 31, 2001. Direct servicing functions are performed by various subservicers. Management is responsible for the Company's compliance with those minimum servicing standards. Our responsibility is to express an opinion on management's assertion about the Company's compliance based on our examination.
Our examination was made in accordance with attestation standards established by the American Institute of Certified Public Accountants and, accordingly, included examining, on a test basis, evidence about the Company's compliance with the minimum servicing standards and performing such other procedures as we considered necessary in the circumstances. Loans and series of certificates subject to such procedures were selected using sampling methods, and accordingly, we make no representation that our examination procedures were performed on a specific loans of series of certificates as listed in the attached Exhibit 1. We believe that our examination provides a reasonable basis for our opinion. Our examination does not provide a legal determination on the Company's compliance with the minimum servicing standards.
In our opinion, management's assertion that the Company complied with the aforementioned minimum servicing standards as of and for the year ended December 31, 2001, is fairly stated, in all material respects.
/s/PricewaterhouseCoopers LLP Minneapolis, Minnesota March 1, 2002
MANAGEMENT'S ASSERTION CONCERNING COMPLIANCE WITH USAP MINIMUM SERVICING STANDARDS
March 1, 2002
PricewaterhouseCoopers LLP 650 Third Avenue South Suite 1300 Minneapolis, MN 55402
As of and for the year ended December 31, 2001, Residential Funding Corporation ("RFC") has complied in all material respects with our minimum servicing standards set forth below for those loans serviced for others under master servicing arrangements. Direct servicing functions are performed by various subservicers.
Our minimum standards are:
I. CUSTODIAL BANK ACCOUNTS
A. Reconciliations shall be prepared on a monthly basis for all custodial bank accounts and related bank clearing accounts. These reconciliations shall:
1) Be mathematically accurate.
2) Be prepared within thirty (30) calendar days after the cutoff date.
3) Be reviewed and approved by someone other than the person who prepared the reconciliation, and document explanation for reconciling items.
4) These reconciling items shall be resolved within ninety (90) calendar days of their original identification.
B. Each custodial and escrow account as maintained by the master servicer and subservicer shall be maintained in an eligible account in trust for the applicable certificateholders as prescribed by applicable pooling and servicing agreements.
C. Funds shall be advanced by the master servicer or the subservicer, as required by applicable pooling and servicing agreements in accordance with the amortization schedule of each mortgage loan, or for overdrafts in the mortgagers escrow accounts.
II. SUBSERVICER REMITTANCES
A. Remittances for mortgage payments and payoffs received from subservicers shall be deposited into the applicable investor custodial bank account within one business day of receipt.
B. Remittances from subservicers shall be reconciled to applicable mortgager records during the appropriate accounting cycle.
C. Reconciliations shall be performed monthly for each subservicer remittance. These reconciliations shall:
1) Be mathematically accurate.
2) Be prepared within thirty (30) calendar days after the cutoff date.
III. DISBURSEMENTS
A. Disbursements to investors shall be made in accordance with the applicable pooling and servicing agreements and/or the prospectus indicating how cash flows are to be allocated.
B. Amounts remitted to investors per our investor reports shall agree with the custodial bank statements.
C. Only permitted withdrawals per the applicable pooling and servicing agreements shall be made from the custodial accounts for certificateholders.
D. Disbursements of investor funds from custodial accounts via wire transfer shall be made only by authorized personnel.
IV. INVESTOR ACCOUTNING AND REPORTING
Statements to the certificateholders shall be made with each monthly distribution in accordance with applicable pooling and servicing agreements detailing the applicable distribution activity and effect on the unpaid principal balance of the mortgage loans.
V. MORTGAGOR LOAN ACCOUNTING
A. Uniform Single Attestation Program reports from external subservicers will be obtained and reviewed to provide a basis in meeting our minimum servicing standards.
B. Mortgage loan records shall agree with, or reconcile to, the mortgage loan records maintained by the subservicer with respect to unpaid principal balance on a monthly basis.
VI. DELINQUENCIES
Reports from subservicers identifying delinquent loans shall be received and reviewed monthly. Reports shall be made with each distribution to certificateholders as to the number and aggregate principal balances of delinquent mortgage loans, based on the most recent reports furnished by the subservicers.
VII. INSURANCE POLICIES
As of and for this same period, RFC had in effect a fidelity bond in the amount of $150,000,000 and a mortgage impairment/mortgages errors and omissions and professional liability insurance policy in the amount of $100,000,000.
/s/Bruce Paradis Bruce Paradis President & Managing Director
/s/ Davee Olson Davee Olson Chief Financial Officer & Managing Director
/s/Christopher T. Gilson Christopher T. Gilson Managing Director
RESIDENTIAL FUNDING CORPORATION DECEMBER 31, 2001 EXHIBIT 1 ________________________________________________________________________________
1986 SERIES
1986-NYCF
1987 SERIES
1987-NYCF 1987-U5 1987-WH-1 1987-WH-2
1988 SERIES
1988-NYCF 1988-SBRC WH-1
1989 SERIES
1989-SW1 1989-WH1
1990 SERIES
1990-NYCF 1990-WH2 1990-CID 1990-CIE 1990-CIG
1991 SERIES
1991-4 1991-3 (SBMS VII) 1991-4 (SBMS VII) 1991-R14
1992 SERIES
1992-2 1992-4 1992-5 1992-D 1992-J1 1992-J9 1992-J10 1992-S2 1992-S6 1992-S9 1992-S11 1992-S16 1992-S18 1992-S20 1992-S22 1992-S24 1992-S27 1992-S30 1992-S31 1992-S32 1992-S33 1992-S34 1992-S35 1992-S36 1992-S37 1992-S38 1992-S39 1992-S41 1992-S43 1992-S44 1992-SW1A-C 1992-WH8
1993 SERIES
1993-1 1993-6 1993-J2 1993-J3 1993-J6 1993-MZ1 1993-MZ2 1993-MZ3 1993-PC6 1993-PC7 1993-PC9D 1993-PC9F 1993-PC9G 1993-PC9J 1993-S2 1993-S3 1993-S6 1993-S7 1993-S9 1993-S10 1993-S11 1993-S12 1993-S13 1993-S14 1993-S15 1993-S16 1993-S17 1993-S18 1993-S20 1993-S21 1993-S22 1993-S23 1993-S24 1993-S25 1993-S26 1993-S27 1993-S28 1993-S29 1993-S30 1993-S31 1993-S32 1993-S33 1993-S34 1993-S35 1993-S36 1993-S37 1993-S38 1993-S39 1993-S40 1993-S41 1993-S42 1993-S43 1993-S44 1993-S45 1993-S47 1993-S48 1993-S49 1993-WH2 1993-WH4 1993-WH8 1993-WH13A 1993-WH15B-D 1993 WH15F 1993WH15H
1994 SERIES
1994-1 1994-MZ1 1994-RS4 1994-S1 1994-S2 1994-S3 1994-S4 1994-S5 1994-S6 1994-S7 1994-S8 1994-S9 1994-S10 1994-S11 1994-S12 1994-S13 1994-S14 1994-S15 1994-S16 1994-S17 1994-S18 1994-S19 1994-S20 1994-WH1 1994-WH2 1994-WH5 1994-WH8 1994-WH10 1994-WH11A-B 1994-WH14 1994-WH15 1994-WH18 1994-WH23 1994-WH4B 1994-WH4C 1994-WH4E 1994-WH4F 1994-WH16B 1994-WH16D 1994-WH21
1995 SERIES
1995-1 1995-2 SBMS 1995-3 SBMS 1995-WH20 1995-HWH1 1995-HWH2 1995-HWH3 1995-HWH4 1995-HWH5 1995-J1 1995-J2 1995-J3 1995-J4 1995-K1 1995-KS3 1995-KS4 1995-Q1 1995-QS1 1995-R5 1995-R20 1995-S1 1995-S2 1995-S3 1995-S4 1995-S6 1995-S7 1995-S8 1995-S9 1995-S10 1995-S11 1995-S12 1995-S13 1995-S14 1995-S15 1995-S16 1995-S17 1995-S18 1995-S19 1995-S21 1995-WH4 1995-WH5 1995-WH8 1995-WH9 1995-WH11 1995-WH12 1995-WH13 1995-WH14 1995-WH15 1995-WH18 1995-WH19 1995-WH22A
1996 SERIES
1996-HS1 1996-HS2 1996-HS3 1996-KS4 1996-QS1 1996-QS3 1996-QS4 1996-QS5 1996-QS7 1996-SWIA 1996-SWIB 1996-SWIC 1996-SWID 1996-SWIE 1996-KS2 1996-QS2 1996-QS6 1996-QS8 1996-RHS4 1996-S1 1996-S2 1996-S3 1996-S4 1996-S5 1996-S6 1996-S7 1996-S8 1996-S9 1996-S10 1996-S11 1996-S13 1996-S14 1996-S15 1996-S16 1996-S17 1996-S18 1996-S19 1996-S20 1996-S21 1996-S22 1996-S23 1996-S24 1996-S25 1996-WH10 1996-WH11 1996-WH12 1996-WH16 1996-WH18 I-II 1996-WH19 1996-WH1A 1996-WH4 1996-WH4C 1996-WH4D 1996-WH4G II 1996-WH4H I-II 1996-WH4I I-II 1996-WH4J I-II 1996-WH5 1996-WH7
1997 SERIES
1997-GMAC M4 1997-HI1 1997-HI3 1997-HS2 1997-HS5 1997-NPC1 1997-NWH2 1997-NWH3 1997-NWH4 1997-NWH5 1997-NWH6 1997-NWH6 B 1997-NWH7 1997-NWH9 1997-KS1 1997-KS2 1997-KS3 1997-KS4 1997-S/2 RESEC 1997-2 1997-NWH1 1997-QPCR1 1997-QPCR3 1997-QS1 1997-QS2 1997-QS3 1997-QS4 1997-QS5 1997-QS6 1997-QS7 1997-QS8 1997-QS9 1997-QS10 1997-QS11 1997-QS12 1997-QS13 1997-QWH1 1997-S1 1997-S2 1997-S3 1997-S4 1997-S5 1997-S6 1997-S7 1997-S8 1997-S9 1997-S10 1997-S11 1997-S12 1997-S13 1997-S14 1997-S15 1997-S16 1997-S17 1997-S18 1997-S19 1997-S20 1997-S21 1997-WH1C 1997-WH1D 1997-WH1F 1997-WH1J 1997-WH1K 1997-WHIL 1997-WH4 1997-WH5 1997-WH7 1997-WH9 1997-WH10 1997-WH11 1997-WH14A-B 1997-WH15 1997-HWH1
1998 SERIES
1998-1 1998-A I-II 1998-B 1998-HI2 1998-HI4 1998-HS1 1998-HS3 1998-HWH1 1998-HWH2 1998-HWH3 1998-HWH4 1998-HWH5 1998-HWH6 1998-HWH7 1998-NS1 1998-NS2 1998-NWH2 1998-NWH3 1998-NWH4 1998-NWH5A 1998-NWH5B 1998-NWH6 1998-NWH8 1998-QS1 1998-QS2 1998-QS5 1998-QS9 1998-QS10 1998-QS11 1998-QS14 1998-QS16 1998-QWH1 1998-QWH2 I-IIII 1998-RS1 1998-S1 1998-S2 1998-S3 1998-S4 1998-S5 1998-S6 1998-S7 1998-S8 1998-S9 1998-S10 1998-S12 1998-S13 1998-S14 1998-S15 1998-S16 1998-S17 1998-S18 1998-S19 1998-S20 1998-S21 1998-S22 1998-S23 1998-S24 1998-S25 1998-S26 1998-S27 1998-S28 1998-S29 1998-S30 1998-S31 1998-KS1 1998-KS2 1998-KS3 1998-KS4 1998-QS3 1998-QS4 1998-QS6 1998-QS7 1998-QS8 1998-QS12 1998-QS13 1998-QS15 1998-QS17 1998-WH1 A-E 1998-WH3 1998-WH4 1998-WH5 1998-WH6 1998-WH8 1998-WH9 1998-WH10 1998-WH11 1998-WH12 1998-WH13 1998-WH14
1999 SERIES
1999-HI1 1999-HI4 1999-HI6 1999-HI8 1999-HS2 1999-HS3 1999-HS5 1999-HS7 1999-HWH1 1999-HWH2 1999-HWH3 1999-HWH4 1999-HWH5 1999-HWH6 1999-KS1 1999-KS2 1999-KS3 1999-KS4 1999-RS1 1999-RS2 1999-RS3 1999-RS4 1999-RS5 1999-NWH1 1999-NWH2 1999-NWH3 1999-NWH4 A-C 1999-NWH5 A-B 1999-QS1 1999-QS2 1999-QS3 1999-QS4 1999-QS5 1999-QS6 1999-QS7 1999-QS8 1999-QS9 1999-QS10 1999-QS11 1999-QS12 1999-QS13 1999-QS14 1999-QS15 1999-QWH1 I-II 1999-QWH2 1999-QWH3 1999-S1 1999-S2 1999-S3 1999-S4 1999-S5 1999-S6 1999-S7 1999-S8 1999-S9 1999-S10 1999-S11 1999-S12 1999-S13 1999-S14 1999-S15 1999-S16 1999-S17 1999-S18 1999-S19 1999-S20 1999-S21 1999-S22 1999-S23 1999-S24 1999-S25 1999-WH1 1999-WH2 1999-WH3 1999-WH4 1999-WH5 1999-WH7 1999-WH8 1999-WH9 1999-WH10 1999-WH11 1999-WH12 1999-WH13 1999-WH14 1999-WH15 1999-WH18
2000 SERIES
2000-HI1 2000-HI2 2000-HI3 2000-HI4 2000-HI5 2000-HL1 2000-HS1 2000-HWH1 2000-HWH2 2000-HWH3 2000-HWH4 2000-HWH5 2000-HWH6 2000-HWH7 2000-HWH8 2000-HWH9 2000-HWH10 2000-HWH11 2000-KS1 2000-KS2 2000-KS3 2000-KS5 2000-NWH1 2000-PTWH1 2000-PTWH2 2000-PTWH3 2000-QS1 2000-QS2 2000-QS3 2000-QS4 2000-QS5 2000-QS6 2000-QS7 2000-QS8 2000-QS9 2000-QS10 2000-QS11 2000-QS12 2000-QS13 2000-QS14 2000-QWH1 2000-QWH2 2000-RS1 2000-RS2 2000-RS3 2000-RS4 2000-RZ1 2000-S1 2000-S2 2000-S3 2000-S4 2000-S5 2000-S6 2000-S7 2000-S8 2000-S9 2000-S10 2000-S11 2000-S12 2000-S13 2000-S14 2000-S15 2000-S16 2000-RZ2 2000-NWH2 2000-NWH3 2000-NWH5 2000-NWH6 2000-NWH7 2000-WH1 2000-WH2 I-II 2000-WH3 2000-WH4 2000-WH5 A-B 2000-WH6 2000-WH7 2000-WH8 A-C 2000-WH9 A-D 2000-WH10 2000-WH11 2000-WH12 2000-WH13
2001 SERIES 2001-S1 2001-S2 2001-S3 2001-S4 2001-S5 2001-S6 2001-S7 2001-S8 2001-S9 2001-S10 2001-S11 2001-S12 2001-S13 2001-S14 2001-S15 2001-S16 2001-S17 2001-S18 2001-S19 2001-S20 2001-S21 2001-S22 2001-S23 2001-S24 2001-S25 2001-S26 2001-S27 2001-S28 2001-S29 2001-SA1 2001-KS1 2001-KS2 2001-KS3 2001-KS4 2001-RM1 2001-RM2 2001-RZ1 2001-RZ2 2001-RZ3 2001-RZ4 2001-RS1 2001-RS2 2001-RS3 2001-QS1 2001-QS2 2001-QS3 2001-QS4 2001-QS5 2001-QS6 2001-QS7 2001-QS8 2001-QS9 2001-QS10 2001-QS11 2001-QS12 2001-QS13 2001-QS14 2001-QS15 2001-QS16 2001-QS17 2001-QS18 2001-QS19 2001-CWH1 2001-MWH1 2001-NWH1 2001-NWH2 2001-NWH3 2001-NWH4 2001-NWH5 2001-NWH9 2001-NWH10 2001-NWH11 2001-NWH12 2001-WH1 2001-WH2 2001-WH3 2001-WH4 2001-WH6 2001-WH7 2001-WH8 2001-WH9 2001-WH10 2001-WH11 2001-WH12 2001-WH13 2001-WH14 2001-PTWH4 2001-PTWH6 2001-PTWH7 2001-PTWH8 2001-PTWH10 2001-PTWH11 2001-PTWH12 2001-PTWH14 2001-PTWH15 2001-PTWH16 2001-PTWH17 2001-PTWH18 2001-PTWH19 2001-HI1 2001-HI2 2001-HI3 2001-HI4 2001-HS1 2001-HS2 2001-HS3 2001-HWH1 2001-HWH2
RESIDENTIAL FUNDING CORPORATION DECEMBER 31, 2001 EXHIBIT 1 ________________________________________________________________________________ LOANS SERVICED FOR OTHERS
LIBERTY LENDING SERVICES, INC. Pool 5900
TELEBANK Pool 5901
EXHIBIT 3
RAMP
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. Page 1 FORM 10-K PART II, Item 5(b) 02/28/2002
Mortgage Pool Number of Holders of Record
2000-HL1 3
2000-RS1 4
2000-RS2 6
2000-RS3 6
2000-RS4 7
2000-RZ1 3
2001-RS1 8
2001-RS2 16
2001-RS3 9
EXHIBIT 4
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. Page 1 (as of 12/31/2001) 02/28/2002 Series Class RAMP Issue Date CUSIP Tax ID Holder Name and Address Face Amount Percent - ------------------------------------------------------------------------------- 2000-HL1 CEDE & CO FAST 15,235,000.00 16.2786 A-II FFC 40092502 12/31/2001 ATTN DIVIDENDS 437184AV6 13-2555119 NEW YORK, NY
2000-HL1 CEDE & CO FAST 78,353,000.00 83.7201 AI-2 FFC 40092502 12/31/2001 ATTN DIVIDENDS 437184AU8 13-2555119 NEW YORK, NY
2000-RS1 CEDE & CO - DTC FAST 69,984,000.00 55.9844 A-I DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS1 CEDE & CO - DTC FAST 55,021,000.00 44.0146 A-II DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS2 CEDE & CO - DTC FAST 24,755,000.00 10.8651 A-I2 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS2 CEDE & CO - DTC FAST 19,192,000.00 8.4235 A-I3 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS2 CEDE & CO - DTC FAST 40,028,000.00 17.5685 A-I4 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS2 CEDE & CO - DTC FAST 139,292,000.00 61.1359 A-II DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS3 CEDE & CO - DTC FAST 22,736,000.00 6.5733 A-I2 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS3 CEDE & CO - DTC FAST 18,170,000.00 5.2532 A-I3 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS3 CEDE & CO - DTC FAST 38,150,000.00 11.0297 A-I4 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS3 CEDE & CO - DTC FAST 263,940,000.00 76.3089 A-II DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS4 CEDE & CO - DTC FAST 66,615,000.00 21.3980 A-I1 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS4 CEDE & CO - DTC FAST 35,434,000.00 11.3821 A-I2 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS4 CEDE & CO - DTC FAST 27,140,000.00 8.7179 A-I3 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS4 CEDE & CO - DTC FAST 42,795,000.00 13.7466 A-I4 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RS4 CEDE & CO - DTC FAST 136,533,000.00 43.8570 A-II DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RZ1 CEDE & CO - DTC FAST 40,087,000.00 59.1539 A-2 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RZ1 CEDE & CO - DTC FAST 21,583,000.00 31.8487 A-3 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2000-RZ1 AUER & CO 6,097,296.65 8.9974 SB 16 WALL STREET 12/31/2001 4TH FLOOR WINDOW 44
136064419 NEW YORK NY 10005
2001-RS1 CEDE & CO - DTC FAST 105,000,000.00 23.7306 A-I1 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS1 CEDE & CO - DTC FAST 57,000,000.00 12.8823 A-I2 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS1 CEDE & CO - DTC FAST 47,000,000.00 10.6223 A-I3 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS1 CEDE & CO - DTC FAST 76,000,000.00 17.1764 A-I4 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS1 CEDE & CO - DTC FAST 136,000,000.00 30.7368 A-II DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS2 CEDE & CO - DTC FAST 83,213,000.00 19.8669 A-I1 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS2 CEDE & CO - DTC FAST 46,666,000.00 11.1414 A-I2 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS2 CEDE & CO - DTC FAST 25,037,000.00 5.9775 A-I3 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS2 CEDE & CO - DTC FAST 48,602,000.00 11.6036 A-I4 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS2 CEDE & CO - DTC FAST 130,331,000.00 31.1161 A-II DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS2 CEDE & CO - DTC FAST 23,000,000.00 5.4912 A-IIO DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS3 CEDE & CO - DTC FAST 138,800,000.00 24.2615 A-I1 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS3 CEDE & CO - DTC FAST 75,800,000.00 13.2494 A-I2 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS3 CEDE & CO - DTC FAST 50,000,000.00 8.7397 A-I3 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS3 CEDE & CO - DTC FAST 74,492,000.00 13.0208 A-I4 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS3 CEDE & CO - DTC FAST 37,677,000.00 6.5857 A-I5 DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS3 CEDE & CO - DTC FAST 148,231,000.00 25.9099 A-II DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004
2001-RS3 CEDE & CO - DTC FAST 47,100,000.00 8.2328 A-IIO DTC FAST PROCESSING 12/31/2001 BALANCE CERTIFICATE
132555119 NEW YORK NY 10004