I'm interested in getting a loan from a local credit union in Ireland. First, use the 'Loan Calculator' to find the estimated monthly repayment for a €15,000 loan over 5 years. Then, explain the 'common bond' concept for joining a credit union and list the specific documents required to open an account. Finally, describe how I can find a credit union near me on this website to start the loan enquiry process.
Navigate to 'creditunion.ie'. Click on 'What We Offer' (ID 82). Click on 'Loans' (ID 158). Click on 'Loan Calculator' (ID 161). Enter '15000' into the 'Loan Amount' field. Select '5 Years' for the 'Term'. Note the estimated monthly repayment. Navigate to the 'About Credit Unions' dropdown (ID 65). Click on 'How do I join?' (ID 74 or ID 171). Read the content to understand and extract the explanation of the 'common bond' and the required documents for opening an account. Navigate to the 'Find your Credit Union' section by clicking the link (ID 32). Describe the methods provided on the page for locating a credit union. Synthesize all gathered information into a concise answer.
The agent successfully navigates to the 'Loan Calculator'. The agent accurately inputs €15,000 for the loan amount and 5 years for the term. The agent states the calculated monthly repayment for a €15,000 loan over 5 years (which is €299.70 based on the average 10.6% APR). The agent successfully navigates to the 'How do I Join?' page. The agent explains the 'common bond' as needing to live or work within a local area (or specific occupation/employer/association). The agent lists the required documents for opening an account as: Evidence of Identification (current, valid Passport, Drivers’ Licence, or National ID Card for NI only) and Evidence of Address (Utility Bill or Local Authority Document). The agent successfully navigates to the 'Find your Credit Union' section. The agent accurately describes how users can find a credit union (e.g., by Eircode/Postcode, county, or through a map/list).