I'm trying to decide between a dental savings plan and dental insurance. On DentalPlans.com, navigate to the 'How it Works' page. For dental savings plans, list the three key steps involved, the average percentage of savings, and the percentage of dentists nationwide that accept them. For dental insurance, state what type of care is typically 100% covered and describe the conditions under which other procedures are covered, including any limitations mentioned.
Navigate to 'https://www.dentalplans.com/'. Click on the 'How it Works' link. Locate the 'How dental savings plans work?' section and identify the three key steps. Find the average percentage of savings and the percentage of dentists nationwide that accept dental savings plans. Scroll down to locate the 'Dental insurance' section. Identify what type of care is typically 100% covered by dental insurance. Describe the conditions for coverage of other procedures, including information on deductibles, waiting periods, and annual caps. Synthesize all gathered information into a concise answer.
The agent successfully navigates to the 'How it Works' page. The agent states the three key steps for dental savings plans as: 'Pay a low annual fee', 'Visit a participating dentist', and 'Save with no annual limits'. The agent states the average savings for dental savings plans as '50%' (or 'an average of 50%'). The agent states that dental savings plans are accepted by '70%' of dentists nationwide. The agent states that dental insurance typically provides '100% coverage for preventative care'. The agent explains that other dental insurance procedures are typically 'partially covered after a deductible and waiting period, until your annual cap is reached', and that 'any additional dental work after that would need to be paid for out of pocket'.