For a long-term disability insurance claim, what are the initial steps to file a claim, what medical evidence is needed to support it, and what should someone do if their claim is denied? Also, identify any legal assistance options mentioned on the site.
Navigate to the 'Long-Term Disability Insurance' page. Click on 'How to File a Long-Term Disability Claim'. Identify and summarize the initial steps for filing a claim. Click on 'Medical Evidence Needed to Support Your LTD Claim' and summarize the requirements. Click on 'What If Your LTD Claim Is Denied?' and summarize the recommended actions. Identify any general legal assistance options mentioned on the Long-Term Disability Insurance pages (e.g., free case evaluation, contact information).
State the initial steps for filing a long-term disability claim, including examining and understanding the policy and knowing application/appeal time limits. Describe the type of medical evidence required to support a claim (e.g., medical records, doctor's opinions). Outline the recommended actions if a long-term disability claim is denied (e.g., understanding denial reasons, appealing, seeking legal help). Identify that 'Get a FREE Case Evaluation' and a phone number are available for legal assistance.