As a student considering federal student loans, I need to understand the different types of federal student loans available, their key characteristics, and how to apply for them. Please navigate to the 'Federal Student Loans' section on the U.S. Department of Education website. Once there, identify and state the primary types of federal student loans, a key characteristic of each, and the general process for applying for federal student aid.
Navigate to 'https://www.ed.gov/'. Hover over the 'Grants & Programs' button (ID 257). Click on the 'Federal Student Loans' link (ID 276). Identify and list the primary types of federal student loans. For each identified loan type, state one key characteristic (e.g., interest subsidy, eligibility). Find information on the general process for applying for federal student aid. Synthesize all gathered information into a concise answer.
The agent successfully navigates to the 'Federal Student Loans' page. The agent identifies and lists at least three primary types of federal student loans (e.g., Direct Subsidized Loans, Direct Unsubsidized Loans, Direct PLUS Loans). For Direct Subsidized Loans, the agent states a key characteristic such as 'interest is paid by the Department of Education while you’re in school at least half-time, during your grace period, and during deferment periods.' For Direct Unsubsidized Loans, the agent states a key characteristic such as 'you are responsible for paying the interest on the loan during all periods.' For Direct PLUS Loans, the agent states a key characteristic such as 'available to graduate or professional students and parents of dependent undergraduate students.' The agent states that the general process for applying for federal student aid involves completing the Free Application for Federal Student Aid (FAFSA®) form.