What Mr Fridman, You are doing the world a great service with your videocasts. Thank you Mr Krugman for your numerous articles, videocasts, speeches, analyses on the economy and its many challenges in your country and across the world. I have to completely  disagree with you on having many health care companies, health care insurance companies, choice of clinics, prices, etc. I live in a country with many health-care and health-care insurance companies and it works very well. My health care insurance is expensive, but if I wanted I could choose another company that is cheaper. Health care is compulsory where I live, and it works very well. Having a choice of company and health care system in my mind has made the whole experience of the health care world a positive thing. The competition makes every health care operators on their toes. There are critics of course, but it seems to be a success because it’s been this way for more than 3 decades. There is a downside to everything, and there are probably people who would completely disagree with me. But I am not a higher earner and never have been, but it’s great to have a choice in health care.