Mass is a photon of wavelength 2pi Planck length trapped over its own gravity. <br>This is the math.  The photon is created from the charge pairs which “cancel out” in quark math of proton and neutron. <br><br>How QM hasn’t simply applied a gravitational mod to energy density is dumbfounding <br><br>Take that famous diagrams Maxwell of his little ether balls    Now we make light propagate at a certain number of Planck units per second. We measure distance in Planck. But we now vary the size of those Planck based on local energy density.  Light will now seem to propagate slower in regions of high energy density (gravity) because there are more Planck per visual arc in the area of high Planck density. <br><br>Neutron decay cosmology is the physical solution to fine tuning and the universal process.