Regarding that offhand remark about FUD as a term. As Crypto has been compared to cults before it won't come off as a surprise, but the way the whole community uses the "FUD" is pretty much a thought stopping cliche. Which in turn is a technique used by cults on their members - having some kind of phrase or excuse that allows them to deny any kind of criticism, questions or doubts without analysis. Spreading FUD is the same as being labled "Suppressive Person" by Scientologist (except there's no giant machine of harrasment and lawsuits aimed at you for FUDding).