About that "paying in cash", here in Germany we got smt similiar called Barzahlen, (yes, litterly pay-cash), and you can buy steam games, clothing, everthing with it. It's like PayPal, but we go to any convienience store or gas station, supermarket or even small tabak booths accept the payment. So its actually great, if you want to buy something on the go, and you get home and its already there. Pretty nice.