text: Banking and Disbursing Support
  3-17. Establish cash holding authority. The following is done to establish cash holding authority:
  * Request cash holding authority.
  * Coordinate with supporting units to determine currency requirements.
  * Determine the number of customers and funding requirements from unified action partners.
  * Utilize the cash holding template to determine the type and amount of cash (USD and Foreign
  Currency (FC)).
  3-18. Maintain cash holding authority. The DO should continue the use of the cash holding template in
  order to determine the type and amount of cash (USD and FC) needed for disbursing operations per DSSN,
  and must coordinate with unified action partners (e.g., contracting, banking officer, G-8, and DFAS) to
  determine their requirements.
  CASH MANAGEMENT/CURRENCY SUPPORT
  3-19. The FMSC provides cash management/currency support (U.S. and foreign) to a theater of operations.
  Coordination with the host nation, U.S. banks, credit unions (CU) and military banking facilities (MBFs)
  provides currency to the FMSUs and other Services or multinational forces IAW interservice and
  intergovernmental agreements. The FMSC and FMSUs maintains the disbursing station symbol number
  (DSSN), and may be designated to provide currency to all components of a joint and/or multinational force.
  The DO is the central funding account holder and coordinates the establishment of any LDA in theater.
  3-20. Generally, the FMSC provides the primary source of currency in the operational theater. Deployed
  FMSUs and sister service FM organizations will draw and return cash through the FMSC. In contingency
  operations where there is no FMSC deployed, FMSUs must be prepared to resource cash requirements in
  support of theater operations. In this instance, pre-deployment coordination with national providers,
  agreements with approved funding sources, and establishments of LDAs, are critical in support of funding
  requirements.
  3-21. Cash management/currency support is the act of supplying foreign currencies, U.S. Treasury checks
  and local currency checks, available E-commerce (e.g., Eagle Cash Cards, Over the Counter-Net,
  Government Purchase Cards, U.S. Debit Cards and mobile payments) and, in some operations, precious
  metals (gold, silver) to U.S. and multinational forces in the operational area. Additionally, FM units
  provide currency and coins to Army and Air Force Exchange Service facilities; tactical field exchanges
  (TFEs); postal units; and companies serving as in-theater defense contractors; as operational considerations
  permit. FM units provide kiosks and point of sale devices that enable Eagle Cash Card transactions. This
  service is a form of Mobile banking. Mobile banking is a portable solution that uses mobile phone
  networks and incorporates existing prepaid debit card, internet, and mobile phone technology to transmit
  instructions to financial networks that facilitate funds transfers (i.e., Payments) to concession vendors.
  FOREIGN CURRENCY
  3-22. Financial managers must work with the State Department and Treasury Department to determine
  whether the use of U.S. currency will be beneficial or detrimental to the host nation in conjunction with
  military/security requirements IAW METT-TC. When a foreign currency payment is required, the
  preferred method of payment is via EFT using the International Treasury Services website (ITS.gov).
  ITS.gov is the Department of the Treasury’s comprehensive international payment and collection system.
  The establishment of an LDA enables FM units to disburse checks and conduct EFT payments in local
  currency when the infrastructure or mission does not support ITS.gov. The FMSC Banking Officer will
  confer with the local U.S. Embassy for assistance in determining which banks meet the selection criteria
  established by the Treasury. The Banking Officer will then provide those recommendations to the DO to
  establish an LDA.
  3-23. Once the DO selects an LD, they must formally request approval and designation of that institution
  as an authorized LDA from the Treasury. Chapter 14 of DODFMR Volume 5 provides specific guidelines
  on the establishment of an LDA. LDAs are not limited to the Banking Section of the FMSC. FMSU
  accountholders are encouraged to establish an LDA to facilitate foreign currency cash operations in their
  respective AOR. All transactions involving foreign currency are treated as cash transactions and follow the