text: Banking and Disbursing Support
  CURRENCY FOUND IN PERSONAL EFFECTS
  3-61. Appointed officials inventory all currency (paper, coin, precious metals), U.S. or foreign, found
  among the personal effects of Soldiers and civilians captured, killed, or medically evacuated, and turn in all
  currency to the nearest FM unit. These funds are either taken into the DOs accountability and placed in a
  suspense/deposit account or exchanged for a U. S. Treasury check when a Special Courts Martial Order
  Officer has been assigned. See DODFMR volume 5, chapter 27 for more information.
  SAVINGS DEPOSIT PROGRAM (SDP)
  3-62. Military members deployed to combat zones, qualified hazardous duty areas, or certain contingency
  operations as designated by the Secretary of Defense may be eligible to deposit all or part of their
  unallotted pay into a DOD savings account up to $10,000 during a single deployment. Interest accrues on
  the account at an annual rate of 10% compounded quarterly. FM units enable this program via cash deposit
  with the servicing FM unit or by allotment for Soldiers desiring to participate in this program. See
  DODFMR volume 7A chapter 51 for eligibility, limitations and more information on SDP.
  CHECK CASHING (ACCOMMODATION EXCHANGE)
  3-63. The negotiable instruments that a DO is authorized to cash are: U.S. Treasury Checks; Traveler's
  Checks; Money Orders; third-party checks; state and local government checks; credit card checks; business
  checks; and personal checks, payable in U.S. currency. The definition of a third party check is a check on
  which the drawer, the drawee, and the payee are all different parties. The payee must be eligible for check
  cashing services. The DO has the right to deny check cashing privileges to anyone based on the non
  availability of cash or personnel resources. The FMSC develops and recommends to the ASCC/theater G-8
  theater policy to establish check cashing amount thresholds that may be cashed by authorized personnel.
  All authorized personnel who request check cashing privileges shall consent, in writing, to immediate
  collection against their pay for the total of any dishonored check. The use of stored value card technology
  should be the primary method to provide authorized personnel with access to their funds. The FMSC
  develops and recommends to the ASCC/theater G-8 theater policy on local and partial payment limits and
  frequency for authorized personnel. See DODFMR, volume 5, chapter 4, and Treasury Financial Manual
  Part 4, for more information.
  ADVANCE OF PAY AND ALLOWANCES
  3-64. The purpose of an advance of pay is to ease hardships imposed by the lack of regular payments when
  a member is mobilized, ordered to duty at distant stations, or deployed for more than 30 days to locations
  where the Soldier does not have means of withdrawing funds from their personal bank account. The use of
  stored value card technology should be the primary method to provide authorized personnel with access to
  their funds. The FMSC develops and recommends to the ASCC/theater G-8 theater policy on local and
  partial payment limits and frequency for authorized personnel. See DODFMR, volume 7A for more
  information.
  NONCOMBATANT EVACUATION OPERATIONS (NEO)
  3-65. Noncombatant evacuation operations are conducted to assist the DOS in evacuating U.S. citizens,
  DOD civilian personnel, and designated host nation (HN) and third country nationals whose lives are in
  danger from locations in a foreign nation to an appropriate safe haven. Although normally considered in
  connection with hostile action, evacuation may also be conducted in anticipation of, or in response to, any
  natural or manmade disaster. During NEOs the U.S. ambassador is ultimately responsible for the successful
  completion of the NEO and the safety of the evacuees. In support of a NEO, FM units make advances of
  pay, dislocation allowance payments and travel entitlement pay. Evacuation payments would be made at
  the designated safe haven. If the situation warrants, minimum payments may be made in theater and this
  would preclude an outflow of U.S. currency in the theater of operation.