Gin is trying to hand out New Year Envelopes but the lack of children characters make it hard.  To make matters worse, everyone seems to have their mind wrapped around long cylindrical objects and small spherical objects.
And you have to pay back 
every penny, with interest.
¡Devuélvelo con intereses, sin falta!
E você vai ter que pagar de volta 
com juros e correção monetária.