pennsylvania insurance limited tort option hey all i m looking at buying a new car but i m confused about the insurance coverage this also applies to my existing car insurance policy does anyone understand what the limited tort option means will it lower my rates if i opt to have it or will it be more expensive if i opt to have it what does it do for me in layman s terms please is it a good deal or should i ignore it i m not the type to sue anyone at a drop of the hat nor am i the type to report every little ding to the insurance company as a vandalism claim please help thanks in advance george
