re abortion and private health coverage letters regarding in article nyikos milo math scarolina edu nyikos math scarolina edu peter nyikos says in syt br rpi edu rocker acm rpi edu rocker writes in qk q fj agate berkeley edu dzkriz ocf berkeley edu dennis kriz writes if one is paying for a private health insurance plan and does not want abortion coverage there is no reason for that person to be complelled to pay for it just as one should not be compelled to pay for lipposuction coverage if one doesn t want that kind of coverage you appear to be stunningly ignorant of the underlying concept of health insurance are you any less stunningly ignorant have you ever heard of life insurance premiums some companies give in which nonsmokers are charged much smaller premiums than smokers not to mention auto insurance being much cheaper for women under than for men under because women on the average drive more carefully than most men in fact almost as carefully as i did before i was as many people have mentioned there is no reason why insurers could not offer a contract without abortion services for a different premium the problem is that there is no guarantee that this premium would be lower for those who chose this type of contract although you are removing one service that may have feedbacks into other types of covered care which results in a net increase in actuarial costs for an illustrative example in the opposite direction it may be possible to add services to an insurance contract and reduce the premium if you add preventative services and this reduces acute care use then the total premium may fall these words and thoughts are my own i am not bound to swear allegiance to the word of any master where the storm carries me i put into port and make d shea psu myself at home
