This paper puts forward an energy planning approach which offers a daily optimum management of a household photovoltaic panel generation (PVG) without using storage equipment. The approach considers the PVG of the last 10days to estimate the one of the next day, using a Neuro-Fuzzy algorithm. The estimated PVG is planned according to the consumer’s needs so as to use the maximum of the generated energy. The algorithm decides by means of fuzzy rules the connection times of appliances, having different powers, to the photovoltaic panel (PVP) output during the day. The decision is made on the basis of optimization criteria with respect to different user operation modes. The approach is validated on a 260Wp PVP and a set of four appliances of 30W, 40W, 60W and 75W. The system is installed at the National Engineering School, University of Sfax (ENIS) – Tunisia. The daily energetic assessment confirms that the PVG planning makes use of the estimated available energy in between 70% and 80%.