For preparation of solid oxide fuel cell functional anode (Ni-YSZ) by electroless deposition technique, surface adsorption of metallic palladium (Pd0) on zirconia is the most important step during the sensitization process. For the sensitization process, the initial reaction kinetics are based on external mass transfer followed by intra-particle mass transfer phenomena. A kinetic model for the reversible sorption of Pd0 on zirconia is developed that incorporates an effectiveness factor (η) which estimates the extent of intra-particle mass transfer. Based on the proposed model, an expression for Pd0 uptake at equilibrium (p), an important property of YSZ, is developed. The theoretical kinetic model proposed is verified with experimental parameters like electrical properties of these functional anodes prepared under various sensitization conditions, e.g., agitation frequencies, equilibration time etc. Due to intra-particle mass transfer, the concentration gradient of Pd0 from the surface of YSZ to bulk is minimized which favours uniform deposition of Ni on YSZ. Consequently, during subsequent electroless deposition of metallic Ni, the concentration gradient of the same is reduced from the bulk to the YSZ surface and results in enhanced functionality in the cermet anode. The validation is correlated with the electrical properties and surface morphologies of these functional cermets.