We use data from the 2002 wave of the National Survey of America’s Families to develop and validate discrete measures of material hardship that can be used to examine the difficulties that vulnerable populations such as people with disabilities have in making ends meet. Using latent class analysis, we estimate two measurement models: multidimensional and omnibus. The multidimensional model provides separate estimates for food, medical, and housing and utilities hardship. The omnibus model is a single model of 11 hardship indicators. Results show three distinct classes of food hardship, three classes of medical hardship, and two classes of housing/utilities hardship. The omnibus model reveals eight classes. Both the multidimensional and omnibus models are largely invariant between women with disabilities and women without disabilities, indicating that valid comparisons can be made between these populations using these classes of hardship. These classes can be utilized in further research on the hardship of women with disabilities to inform the development of policies targeted to alleviate the specific forms of hardship experienced by disabled women.
