You get three free credit reports a year by law.  Requesting and reviewing them does not affect your credit.  Look for accounts, loans, or credit cards you don’t recognize.
Ye'ak'ül oxi' rucholb'al pwäq pa juna' ruma ri taqonem tzij. Nak'utuj chuqa' nanik'oj man nutz'ila' ta ri apwäq. Ke'anik'oj ri pwäq, qajoj o rutarjeta' kre'ito' ri man awetaman ta kiwäch.