Title: Hi HN, long-time contributor with ~1500 karma; throwaway for obvious reasons.<p>When I used to see these posts, I always was thankful for the position I was in. I never hesitated to send a personal message with my regards and best wishes, and most of the time I&#x27;d include a small bit of help. I&#x27;m hoping this all comes full-circle, because I desperately need it.<p>Let&#x27;s not make this about financial planning (it&#x27;s otherwise pretty good) but a client has just told me (after telling me they were waiting on a third-party...) they&#x27;re unable to pay their invoice this month and it&#x27;s put a strain on me.<p>About 2 years ago I had an excess of $100k in my bank account. As someone in their early-mid 20s, I was doing very good. I don&#x27;t live lavishly or have super nice things; I&#x27;m pretty frugal and basic. But after some hospital expenses and some very bad luck, I&#x27;m down to less than $1k in my accounts, and my assets are non-existent as, well, they never really existed in the first place.<p>My stack is Ruby&#x2F;Rails, HTML&#x2F;CSS&#x2F;jQuery (yeah, I know), and Sidekiq for background jobs. I can integrate any API or build them quickly. I&#x27;ve scraped more websites than I haven&#x27;t, and I&#x27;m pretty good at it. A JS framework (likely Vue or React) is in my New Years Resolution. Point being, I can get things done and get them done right. I can also consult on SEO, copywriting, marketing, and a couple laughs if need be.<p>I&#x27;d prefer to stay publicly anonymous; I can send over some samples of work via email and we can jump on a call&#x2F;Skype&#x2F;hangout&#x2F;whatever.<p>I know this won&#x27;t be met with some of the kindest thoughts; remember, everyone has a story. Some of them are prettier than others. At the end of the day, we&#x27;re all human.<p>Again, to reiterate, I&#x27;m not asking for hand-me-outs; I can&#x27;t morally accept them. I&#x27;m not asking for a loan. I&#x27;m asking if I can start hacking away on that project you&#x27;ve been putting off.<p>Email: q3qjbo9iku2aipq@jetable.org (forwards to my personal)
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