Title: I'm a long time developer that's recently moved into web development. I'm also based in the UK, so that seems to limit my options somewhat significantly.<p>As I understand it, my options are either speak to my bank about a internet merchant account, or use a third-party payment processor. It seems however, that if my company is newly formed and thus doesn't really have a trading history, the likelyhood of my bank allowing me to have an internet merchant account is slim. Using a third-party payment processor usually - from what I can see - results in customers being redirected to a third-party branded checkout page, which I want to avoid. Is this correct, or am I missing something?<p>If I have a merchant account and people are submitting payment data to my server that I am then passing on to be processed, I am responsible for PCI DSS compliance, correct? (Am I correct in my understanding that Braintree gets around this by having your checkout form POST to their servers?)<p>Lastly, can anyone recommend a means for me to accept credit and debit card payments [in pounds Sterling, for a UK site] for a newly formed business that doesn't use a third-party [Paypal, Google Checkout etc]?
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