¿Qué es una tarjeta de crédito?
Una tarjeta de crédito es una pequeña tarjeta de plástico con números, códigos y datos del cliente grabados en ella, emitida por bancos y empresas de tarjetas de crédito.  Permiten a las personas que las poseen adquirir bienes y servicios utilizando dinero que se ha prestado como crédito a la persona que tiene la tarjeta de crédito.  Una vez realizadas las compras, el titular de la tarjeta de crédito es responsable de un pago mensual mínimo por el dinero prestado que se gastó para pagar los bienes.
What is a credit card?
A credit card is small card made out of plastic with numbers, codes and customer data embossed on it issued by banks and credit card companies.  They enable people who have them to purchase goods and services using money that has been lended as credit to the person who has the credit card.  After purchases are made the credit card holder is responsible for a minimum monthly payment for the lended money that was spend to pay for goods.