Fraud or fraudulent misrepresentation or misstatement is where a
false statement is made to a person upon which that person
relies and as a consequence of relying on that statement suffers
some damage. In the case of fraudulent misrepresentation there
is a claim in tort under the commonly used name of deceit. As it
is a civil claim it will always be between two individuals – in
many cases the claimant will be a private company. The tort of
deceit provides a civil remedy for an individual who has relied
on a false representation to their detriment and requires the
following elements to be proven: A clear example of when the
tort of deceit will come into play is where an individual has
made a false insurance claim to their insurer in the case of
motoring accidents. If for example they claim that another party
has damaged their vehicle in a collision but it in fact was
their own fault and the original statement has caused the
insurance company to pay out then that individual would be
liable to the insurance comp