The retail industry is one of the fastest growing sectors in the
world with transactions worth millions of dollars taking place
every day. The ease of paying by credit card has made it the
preferred mode of payment over the years; however, certain
unscrupulous elements in the society have made sure that credit
card fraud worth billions of dollars takes place every year.
According to data collected by the United States Government,
every year the amount of credit card fraud runs to more than 50
billion dollars. This loss can be easily controlled by
implementing a biometric based signature verification protocol
that captures the behavioural as well as the physical aspects of
signature and comparing it with pre-recorded data. The current
system of credit payment is based on a perfunctory signature
verification biometric systems as the retail sector does not
want to scare off potential customers by insisting on a
stringent signature verification system. Generally the card
payment practices leans towards giving the