This individual monetary gain creates an increase in the overall economic productivity of a country. Girls are underrepresented in schooling, meaning that investments aimed specifically at educating women should produce bigger dividends.[9] Although investment in women's education is not present everywhere, David Dollar and Roberta Gatti have presented findings that show that this decision, along with other failures to invest in women are not “an efficient economic choice for developing countries” and that "countries that under-invest grow more slowly.”[3] Looking holistically at the opportunity cost of not investing in girls, the total missed GDP growth is between 1.2% and 1.5%.[10] When looking at different regions, it is estimated that 0.4-0.9% of the difference in GDP growth is accounted for solely by differences in the gender gap in education.[1] The effect of the educational gender gap is more pronounced when a country is only moderately poor.[3] Thus the incentive to invest in women goes up as a country moves out of extreme poverty.[3]