The term transgender woman is not always interchangeable with transsexual woman, although the terms are often used interchangeably. Transgender is an umbrella term that includes different types of gender variant people (including transsexual people). Trans women face significant discrimination in many areas of life (transmisogyny, a subset of transphobia), including in employment and access to housing, and face physical and sexual violence and hate crimes, including from partners; in the United States, discrimination is particularly severe towards trans women who are members of a racial minority, who often face the intersection of transphobia and racism.