Since the onset of the financial crisis of 2007–2010, the level of fraud has almost doubled and some experts have predicted that it will escalate further.[11] Background-checking firm Powerchex has claimed the number of applicants lying on their applications has been increasing since the summer of 2007 when the financial crisis began.[12] In 2009, Powerchex claimed that nearly one in 5 applicants has a major lie or discrepancy on his or her application.[13] Almost half (48%) of organizations with fewer than 100 staff experienced problems with vetted employees.[14] The research shows how many failures occurred in the relationship between employer and employee over the years and what dangers it brings.