MobiKwik is an Indian payment service provider founded in 2009 that provides a mobile phone-based payment system and digital wallet.[2][3] Customers can add money to an online wallet that can be used for payments. In 2013 the Reserve Bank of India authorized the company's use of the MobiKwik wallet,[4] and in May 2016 the company began providing small loans to consumers as part of its service.[5]