Following the coming into force of the Enterprise Act 2002's bankruptcy provisions in April 2004, an England & Wales bankruptcy will now normally last no longer than 12 months and maybe fewer, if the official receiver files in Court a certificate that his investigations are complete. At the end of that period the bankrupt is discharged and ceases to be liable for bankruptcy debts. However, in cases where the bankrupt is considered culpable for their insolvency, a bankruptcy restrictions order may be made, extending some of the restrictions of bankruptcy for up to 15 years.