Lifestyle creep tends to be insidious, so it can be difficult to realize it is occurring.[1][5][6] This is why some experts have called it a “silent inflation”.[5] Although it is difficult to perceive, it can be contagious as people compare their own lifestyle with others.[5] Signs of lifestyle creep could include difficulty saving money and increasing debt.[2] Making a budget and setting a limit on expenses could potentially limit lifestyle creep.[2]