WorldPay started as an online multi-currency payment system in 1997. The founder Nick Ogden[4] partnered with National Westminster Bank to provide the financial systems and Andrew Birch[5] of Symbiant to provide the end user payment gateway. When Royal Bank of Scotland took over National Westminster Bank, Worldpay was wholly acquired and merged with an electronic payment system called Streamline which was first released by Centre-file ltd, a wholly owned subsidiary of National Westminster Bank, in 1989.[6]