35% of them use an iOS device.[21] Using the app, they can transfer funds via iMessage,[22] pay bills — such as utilities, internet, mobile services — make loan payments, access their most frequent payments, and more.[23] Users can also download the Yandex.Money app on Apple Watch.[24] Yandex.Money mobile application Yandex.Fines for iOS implemented a new feature, which enables paying for traffic fines via Apple Pay.[25]