Both the book and image received criticism about the last rule, a social safety net, saying that it was more political than financial.[1] Pollack says "that the American taxpayer had my back when I had a crisis", and he "should be doing the same thing for other people",[2] referring to the time when he and his wife took care of his intellectually disabled brother-in-law.[10] He also received emails about his original card from people who could not save the 20% he suggested, so he lowered the number to 10% in the book.[1][11]