Alipay is used in smartphones with their Alipay Wallet app. QR code payment codes are used for local in-store payments.[14] The Alipay app also provides features such as credit card bills payment, bank account managements, P2P transfer, prepay mobile phone top-up, bus and train ticket purchase, food order, ride hailing, insurance selection, digital identification document storage.[15] Alipay also allows online check-out on most Chinese-based websites such as Taobao and Tmall.[16]