It will not be easy to rein in over-spending and over-borrowing, to restore the real family values of saving, thrift, responsibility, and fair reward. Achieving these goals is bound to involve a greater regard for social equality, after a period in which the very rich have been able to protect a “Roaring Twenties” lifestyle through cleverly exploiting the “culture wars” – i.e., the populist prejudices of their much poorer fellow citizens.