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Protect your small business from potential lawsuits. Assess your ability to withstand a catastrophe. Watch your cash and profits. Work with a good tax attorney or financial advisor.

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Lawsuits can be expensive, even if you are confident that you will win. You will still have to pay for legal representation and spend a lot of time defending your company.  Watch your actions and words. Avoid doing business with people who have a reputation for unscrupulous behavior and do not engage in questionable business practices.    {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/6\/61\/Protect-Your-Small-Business-Step-1Bullet1.jpg\/v4-460px-Protect-Your-Small-Business-Step-1Bullet1.jpg","bigUrl":"\/images\/thumb\/6\/61\/Protect-Your-Small-Business-Step-1Bullet1.jpg\/aid1953769-v4-728px-Protect-Your-Small-Business-Step-1Bullet1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"<div class=\"mw-parser-output\"><p>License: <a rel=\"nofollow\" class=\"external text\" href=\"https:\/\/creativecommons.org\/licenses\/by-nc-sa\/3.0\/\">Creative Commons<\/a><br>\n<\/p><p><br \/>\n<\/p><\/div>"}  Be careful of conflicts of interest. Avoid situations that could be perceived as suspicious as well.    {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/e\/ee\/Protect-Your-Small-Business-Step-1Bullet2.jpg\/v4-460px-Protect-Your-Small-Business-Step-1Bullet2.jpg","bigUrl":"\/images\/thumb\/e\/ee\/Protect-Your-Small-Business-Step-1Bullet2.jpg\/aid1953769-v4-728px-Protect-Your-Small-Business-Step-1Bullet2.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"<div class=\"mw-parser-output\"><p>License: <a rel=\"nofollow\" class=\"external text\" href=\"https:\/\/creativecommons.org\/licenses\/by-nc-sa\/3.0\/\">Creative Commons<\/a><br>\n<\/p><p><br \/>\n<\/p><\/div>"}  Insure your small business. Make sure you have enough liability insurance and consider additional coverage such as errors and omissions insurance or a directors and officers (D&O) policy if you operate under a board of directors.    {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/0\/04\/Protect-Your-Small-Business-Step-1Bullet3.jpg\/v4-460px-Protect-Your-Small-Business-Step-1Bullet3.jpg","bigUrl":"\/images\/thumb\/0\/04\/Protect-Your-Small-Business-Step-1Bullet3.jpg\/aid1953769-v4-728px-Protect-Your-Small-Business-Step-1Bullet3.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"<div class=\"mw-parser-output\"><p>License: <a rel=\"nofollow\" class=\"external text\" href=\"https:\/\/creativecommons.org\/licenses\/by-nc-sa\/3.0\/\">Creative Commons<\/a><br>\n<\/p><p><br \/>\n<\/p><\/div>"} An unexpected disaster such as a fire or a hurricane could destroy your business, leaving you without income or a plan to rebuild.  Talk to your insurance agent about what is appropriate for your small business. Each business has different needs.    {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/7\/7d\/Protect-Your-Small-Business-Step-2Bullet1.jpg\/v4-460px-Protect-Your-Small-Business-Step-2Bullet1.jpg","bigUrl":"\/images\/thumb\/7\/7d\/Protect-Your-Small-Business-Step-2Bullet1.jpg\/aid1953769-v4-728px-Protect-Your-Small-Business-Step-2Bullet1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"<div class=\"mw-parser-output\"><p>License: <a rel=\"nofollow\" class=\"external text\" href=\"https:\/\/creativecommons.org\/licenses\/by-nc-sa\/3.0\/\">Creative Commons<\/a><br>\n<\/p><p><br \/>\n<\/p><\/div>"}  Develop a crisis plan. If disaster strikes, you and your employees should know exactly what to do. Include plans for any inventory, technology and how you will communicate with your customers.    {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/7\/79\/Protect-Your-Small-Business-Step-2Bullet2.jpg\/v4-460px-Protect-Your-Small-Business-Step-2Bullet2.jpg","bigUrl":"\/images\/thumb\/7\/79\/Protect-Your-Small-Business-Step-2Bullet2.jpg\/aid1953769-v4-728px-Protect-Your-Small-Business-Step-2Bullet2.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"<div class=\"mw-parser-output\"><p>License: <a rel=\"nofollow\" class=\"external text\" href=\"https:\/\/creativecommons.org\/licenses\/by-nc-sa\/3.0\/\">Creative Commons<\/a><br>\n<\/p><p><br \/>\n<\/p><\/div>"} Keep checks and balances and other controls in place to avoid being robbed or losing your hard-earned profits.  Be careful who you hire. Conduct background checks and screen all employees and consultants, especially those with access to company finances.    {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/c\/cd\/Protect-Your-Small-Business-Step-3Bullet1.jpg\/v4-460px-Protect-Your-Small-Business-Step-3Bullet1.jpg","bigUrl":"\/images\/thumb\/c\/cd\/Protect-Your-Small-Business-Step-3Bullet1.jpg\/aid1953769-v4-728px-Protect-Your-Small-Business-Step-3Bullet1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"<div class=\"mw-parser-output\"><p>License: <a rel=\"nofollow\" class=\"external text\" href=\"https:\/\/creativecommons.org\/licenses\/by-nc-sa\/3.0\/\">Creative Commons<\/a><br>\n<\/p><p><br \/>\n<\/p><\/div>"}  Audit your business finances at least every quarter.    {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/f\/f4\/Protect-Your-Small-Business-Step-3Bullet2.jpg\/v4-460px-Protect-Your-Small-Business-Step-3Bullet2.jpg","bigUrl":"\/images\/thumb\/f\/f4\/Protect-Your-Small-Business-Step-3Bullet2.jpg\/aid1953769-v4-728px-Protect-Your-Small-Business-Step-3Bullet2.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"<div class=\"mw-parser-output\"><p>License: <a rel=\"nofollow\" class=\"external text\" href=\"https:\/\/creativecommons.org\/licenses\/by-nc-sa\/3.0\/\">Creative Commons<\/a><br>\n<\/p><p><br \/>\n<\/p><\/div>"}  Require timely payments from clients and customers. Waiting for payments can cause cash flow problems. Insist on payment for services and goods within a reasonable amount of time, such as 30 days.    {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/e\/e7\/Protect-Your-Small-Business-Step-3Bullet3.jpg\/v4-460px-Protect-Your-Small-Business-Step-3Bullet3.jpg","bigUrl":"\/images\/thumb\/e\/e7\/Protect-Your-Small-Business-Step-3Bullet3.jpg\/aid1953769-v4-728px-Protect-Your-Small-Business-Step-3Bullet3.jpg","smallWidth":460,"smallHeight":345,"bigWidth":"728","bigHeight":"546","licensing":"<div class=\"mw-parser-output\"><p>License: <a rel=\"nofollow\" class=\"external text\" href=\"https:\/\/creativecommons.org\/licenses\/by-nc-sa\/3.0\/\">Creative Commons<\/a><br>\n<\/p><p><br \/>\n<\/p><\/div>"} Small businesses are eligible for many tax breaks. Make sure you are taking advantage of all of them.