Write an article based on this "Gather the necessary information. Give legally required information if selling a service or good. Obtain information regarding your client's bank account. Obtain consent."

Article:
Before a demand draft can be created and deposited, the proper information will need to be acquired.  This information will be used to fill out the demand draft itself and will be examined by the bank when it is deposited.  See the following overview of the information that will be required:   If selling an item or service you will need to provide accurate details to your client about that item or service. You will need to obtain the account and routing numbers of the account belonging to the person paying. Consent by the person whose account will be debited to the transferral of funds by demand draft, written or verbal, must be obtained.  Verbal consent should be recorded, while written consent might take the form of a faxed document with a signature and date. If you are working remotely with a client to sell them a service or good, it is a good idea to provide the proper information about either, as this can limit liability or promote customer relations. In addition, the financial institution accepting a demand draft might have consumer protection requirements before agreeing to transfer. Inform your client upfront about your sale by meeting the following criteria:  The exact price and amount of items or services being sold. Additional information about the item or service regarding extra fees, deposits, certifications, limitations, etc. Any refund policy or no-refund policy. If any prizes for purchase are being offered, the exact details must be disclosed.  These details include the chances of winning, costs of winning, or methods of entry with or without payment. Any payment plan that is similar to a “free-trial offer,” which will require the buyer to take action to avoid future payments. You will need to acquire the necessary pieces of information to successfully deposit the demand draft in your own bank account.  Since a demand draft doesn't require a signature, providing accurate information is critical.  You will need to obtain both the account number and routing number of the bank account being used to make the payment or payments. Routing and account numbers are found at the bottom of a check.  The routing number appears first, at left, and consists of nine digits.  The account number appears after the routing number, just to the right of it. Although a demand draft doesn't require a signature, it does require some form of consent on the part of the person having money withdrawn from their account.  Either written or spoken consent will suffice.  Verbal consent is acceptable, however, you will need to have a recording of the consent.  You may wish to record the entire conversation. If making a recording of verbal consent, make sure to include the date of the agreement, the amount being agreed upon, the name of the client, the number of payments, a telephone number where the client can call, and the date of authorization.   Obtaining written consent can be the safest option.  However, it may take more time as you wait for the written form of consent to arrive.  Have the client write the date he agreed, the amount he agreed to pay, his name, number of payments, telephone number where the client can call, and the date of authorization.  Written consent may be obtained in the form of a fax signed by both parties or a voided check sent by the client.