Write an article based on this "Boost your personal credit score. Clean up your public records. Pay early. Monitor your business credit history."

Article:
Many banks will look at the credit history of each significant owner. You’ll improve your chances of getting credit if you improve your personal credit score. Do the following:  Review your credit report for errors. For example, an account might be listed as in default when you are current, or the wrong credit limit might be listed. Dispute any errors with the credit bureaus. Pay your bills on time. If you’re late, you’ll accrue penalties and late fees. Also, your credit score will suffer. Lower the overall credit that you use. Ideally, your balance should be less than 30% of the credit limit. Business credit reports contain all kinds of information. For example, they also list court judgments, liens, and bankruptcies. You’ll want to keep this type of information off your credit history.  A court judgment is entered against you when you lose a lawsuit. You can avoid this situation by settling lawsuits (unless you have a solid defense). A lien can be added to property when someone has a legal right to payment which you haven’t satisfied. Avoid liens by paying all suppliers on time. Business credit reports contain more detailed information on payment history than do personal credit reports. It’s best to pay at least 30 days early, if possible. Dun & Bradstreet reserves perfect credit scores for those who pay early. About a quarter of all small businesses have a major error on their business credit report. Accordingly, you should monitor your business credit history and raise any errors with the credit bureau. Gather any documents that support your claim. For example, if an account is listed as late, then you'll want proof that you have made timely payments. Look for email confirmations or cancelled checks.