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Apply for a disaster relief loan if your country’s treasury offers one. Check your state's Chamber of Commerce site for aid if you’re in the US. Reach out to your bank to see if they’ll waive service fees.

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Visit the website for your country’s treasury or chamber of commerce and look for a page about coronavirus or COVID-19 assistance. Check the details and eligibility for the loan your government can offer you and follow any prompts on the screen to start your application. Fill out all of your business’s information and submit the application when you’re finished. You should get a response within a few business days, but it may take longer due to many businesses applying.  It usually takes 2–3 weeks for financial assistance to come through, but it may take longer. You may also be able to find information about small business associations in your country that can match you to other private lenders. Search for your state’s Chamber of Commerce department or visit the governor’s website to find resources and information about the COVID-19 outbreak. Read through the loans or grants that your state has to see what you’re able to qualify for. Fill out any applications or send query emails to the officials listed on the site to see if you qualify for aid. The benefits you receive may vary by state or even local government. Contact your financial service provider and ask them about what measures they’re taking during the outbreak. Ask them about waiving fees for withdrawals or monthly services so you aren’t spending as much money that would normally be profits. Make sure you’re aware of any additional terms, such as repayment or interest percentages, so you aren’t surprised by them later on.