### Question
How is the "Bank Insurance Fund reserve ratio" defined?


### Answer
The term **Bank Insurance Fund reserve ratio** is defined in *12 U.S.C. § 1817* as follows -

> the ratio of the net worth of the Bank Insurance Fund to the value of the aggregate estimated insured deposits held in all Bank Insurance Fund members

#### Citation:
  - *12 U.S.C. § 1817*
  - Heading: **CHAPTER 15-FEDERAL LOAN AGENCY**

