### Question
How does DEPARTMENT OF COMMERCE define accepted card or other means of access?


### Answer
Under *15 U.S.C. § 1693a*, **accepted card or other means of access** is defined as:

> a card, code, or other means of access to a consumer's account for the purpose of initiating electronic fund transfers when the person to whom such card or other means of access was issued has requested and received or has signed or has used, or authorized another to use, such card or other means of access for the purpose of transferring money between accounts or obtaining money, property, labor, or services

#### Citation:
  - *15 U.S.C. § 1693a*
  - Heading: **CHAPTER 40-DEPARTMENT OF COMMERCE > SUBCHAPTER VI-ELECTRONIC FUND TRANSFERS**

