### Question
How is the "mortgage loan" defined?


### Answer
The term **mortgage loan** is defined in *20 U.S.C. § 1078* as follows -

> an extension of credit to a borrower that is secured by the primary residence of the borrower

#### Citation:
  - *20 U.S.C. § 1078*
  - Heading: **CHAPTER 28-HIGHER EDUCATION RESOURCES AND STUDENT ASSISTANCE > SUBCHAPTER IV-STUDENT ASSISTANCE > Part B-Federal Family Education Loan Program**

