### Question
Can you define what unencumbered non-Federal portion means?


### Answer
**Unencumbered non-Federal portion** is defined as the following in *20 U.S.C. § 1072*:

> the amount (determined as of the time immediately preceding the making of the advance) of the reserve fund less the greater of—


(A) the sum of—


(i) advances made under this section prior to July 1, 1968

#### Citation:
  - *20 U.S.C. § 1072*
  - Heading: **CHAPTER 27-NATIONAL VOCATIONAL STUDENT LOAN INSURANCE > SUBCHAPTER IV-STUDENT ASSISTANCE > Part B-Federal Family Education Loan Program**

