### Question
How is the "residential mortgage" defined?


### Answer
The term **residential mortgage** is defined in *12 U.S.C. § 4901* as follows -

> a mortgage, loan, or other evidence of a security interest created with respect to a single-family dwelling that is the principal residence of the mortgagor

#### Citation:
  - *12 U.S.C. § 4901*
  - Heading: **CHAPTER 49-HOMEOWNERS PROTECTION**

