### Question
Can you define what low-income families means?


### Answer
**Low-income families** is defined as the following in *12 U.S.C. § 1831q*:

> families and individuals whose incomes do not exceed 80 percent of the median income of the area involved, as determined by the Secretary, with adjustment for family size

#### Citation:
  - *12 U.S.C. § 1831q*
  - Heading: **CHAPTER 15-FEDERAL LOAN AGENCY**

