### Question
How does MORTGAGE INSURANCE define homeowner?


### Answer
Under *12 U.S.C. § 1715z*, **homeowner** is defined as:

> a lessee under a long-term ground lease

#### Citation:
  - *12 U.S.C. § 1715z*
  - Heading: **CHAPTER 13-NATIONAL HOUSING > SUBCHAPTER II-MORTGAGE INSURANCE**

