### Question
How is the term applicant defined?


### Answer
The term **applicant** is defined in *42 U.S.C. § 12896* as the following:

> a private nonprofit organization, cooperative association, or a public agency (including an agency or instrumentality thereof) in cooperation with a private nonprofit organization

#### Citation:
  - *42 U.S.C. § 12896*
  - Heading: **CHAPTER 130-NATIONAL AFFORDABLE HOUSING > SUBCHAPTER IV-HOPE FOR HOMEOWNERSHIP OF MULTIFAMILY AND SINGLE FAMILY HOMES > Part B-HOPE for Homeownership of Single Family Homes**

