### Question
How is the term insured depository institution defined?


### Answer
The term **insured depository institution** is defined in *15 U.S.C. § 1639d* as the following:

> given the term in section 1813 of title 12.

#### Citation:
  - *15 U.S.C. § 1639d*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER I-CONSUMER CREDIT COST DISCLOSURE > Part B-Credit Transactions**

