### Question
How does EXPEDITED FUNDS AVAILABILITY define nonproprietary ATM?


### Answer
Under *12 U.S.C. § 4001*, **nonproprietary ATM** is defined as:

> an automated teller machine which is not a proprietary ATM

#### Citation:
  - *12 U.S.C. § 4001*
  - Heading: **CHAPTER 41-EXPEDITED FUNDS AVAILABILITY**

