### Question
How does HOMEOWNERS PROTECTION define residential mortgage?


### Answer
Under *12 U.S.C. § 4901*, **residential mortgage** is defined as:

> a mortgage, loan, or other evidence of a security interest created with respect to a single-family dwelling that is the primary residence of the mortgagor

#### Citation:
  - *12 U.S.C. § 4901*
  - Heading: **CHAPTER 49-HOMEOWNERS PROTECTION**

