### Question
How does EQUAL CREDIT OPPORTUNITY define creditor?


### Answer
Under *15 U.S.C. § 1691a*, **creditor** is defined as:

> any person who regularly extends, renews, or continues credit

#### Citation:
  - *15 U.S.C. § 1691a*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER IV-EQUAL CREDIT OPPORTUNITY**

