### Question
How does the law define servicer?


### Answer
Under *15 U.S.C. § 1639a*, **servicer** is defined as:

> the person responsible for the servicing for others of residential mortgage loans (including of a pool of residential mortgage loans)

#### Citation:
  - *15 U.S.C. § 1639a*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER I-CONSUMER CREDIT COST DISCLOSURE > Part B-Credit Transactions**

