### Question
What is the definition of moderate-income families or persons?


### Answer
The definition of **moderate-income families or persons** is as follows in *12 U.S.C. § 4119*:

> families or persons whose incomes are between 80 percent and 95 percent of the median income for the area, as determined by the Secretary with adjustments for smaller and larger families

#### Citation:
  - *12 U.S.C. § 4119*
  - Heading: **CHAPTER 42-LOW-INCOME HOUSING PRESERVATION AND RESIDENT HOMEOWNERSHIP > SUBCHAPTER I-PREPAYMENT OF MORTGAGES INSURED UNDER NATIONAL HOUSING ACT**

