### Question
How is the "consumer" defined?


### Answer
The term **consumer** is defined in *15 U.S.C. § 1679a* as follows -

> an individual

#### Citation:
  - *15 U.S.C. § 1679a*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER II&ndash;A-CREDIT REPAIR ORGANIZATIONS**

