### Question
How is the term mortgage loan defined?


### Answer
The term **mortgage loan** is defined in *15 U.S.C. § 1641* as the following:

> any consumer credit transaction that is secured by the principal dwelling of a consumer

#### Citation:
  - *15 U.S.C. § 1641*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER I-CONSUMER CREDIT COST DISCLOSURE > Part B-Credit Transactions**

