### Question
What does qualified mortgage mean?


### Answer
**Qualified mortgage** has the following meaning in *12 U.S.C. § 1701x*:

> a mortgage on a 1- to 4-family home that is insured under title II of the National Housing Act [12 U.S.C. 1707 et seq.]

#### Citation:
  - *12 U.S.C. § 1701x*
  - Heading: **CHAPTER 12-SAVINGS ASSOCIATIONS**

