### Question
How does the law define consumer?


### Answer
Under *15 U.S.C. § 1692a*, **consumer** is defined as:

> any natural person obligated or allegedly obligated to pay any debt

#### Citation:
  - *15 U.S.C. § 1692a*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER V-DEBT COLLECTION PRACTICES**

