### Question
How does the law define independent appellate process?


### Answer
Under *12 U.S.C. § 4806*, **independent appellate process** is defined as:

> a review by an agency official who does not directly or indirectly report to the agency official who made the material supervisory determination under review

#### Citation:
  - *12 U.S.C. § 4806*
  - Heading: **CHAPTER 48-FINANCIAL INSTITUTIONS REGULATORY IMPROVEMENT**

