### Question
How is the "capital ratio" defined?


### Answer
The term **capital ratio** is defined in *12 U.S.C. § 1711* as follows -

> the ratio of capital to unamortized insurance-in-force

#### Citation:
  - *12 U.S.C. § 1711*
  - Heading: **CHAPTER 13-NATIONAL HOUSING > SUBCHAPTER II-MORTGAGE INSURANCE**

