### Question
What is the definition of qualified mortgage?


### Answer
The definition of **qualified mortgage** is as follows in *12 U.S.C. § 1701x*:

> a mortgage on a 1- to 4-family home that is insured under title II of the National Housing Act [12 U.S.C. 1707 et seq.]

#### Citation:
  - *12 U.S.C. § 1701x*
  - Heading: **CHAPTER 13-NATIONAL HOUSING**

