### Question
How is the term charge card defined?


### Answer
The term **charge card** is defined in *15 U.S.C. § 1637* as the following:

> a card, plate, or other single credit device that may be used from time to time to obtain credit which is not subject to a finance charge

#### Citation:
  - *15 U.S.C. § 1637*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER I-CONSUMER CREDIT COST DISCLOSURE > Part B-Credit Transactions**

