### Question
How does HIGHER EDUCATION RESOURCES AND STUDENT ASSISTANCE define unencumbered non-Federal portion?


### Answer
Under *20 U.S.C. § 1072*, **unencumbered non-Federal portion** is defined as:

> the amount (determined as of the time immediately preceding the making of the advance) of the reserve fund less the greater of—


(A) the sum of—


(i) advances made under this section prior to July 1, 1968

#### Citation:
  - *20 U.S.C. § 1072*
  - Heading: **CHAPTER 28-HIGHER EDUCATION RESOURCES AND STUDENT ASSISTANCE > SUBCHAPTER IV-STUDENT ASSISTANCE > Part B-Federal Family Education Loan Program**

