### Question
How does the law define depository institution holding company?


### Answer
Under *12 U.S.C. § 1813*, **depository institution holding company** is defined as:

> a bank holding company or a savings and loan holding company

#### Citation:
  - *12 U.S.C. § 1813*
  - Heading: **CHAPTER 16-FEDERAL DEPOSIT INSURANCE CORPORATION**

