### Question
How does CONSUMER CREDIT PROTECTION define service fee?


### Answer
Under *15 U.S.C. § 1693l*, **service fee** is defined as:

> a periodic fee, charge, or penalty for holding or use of a gift certificate, store gift card, or general-use prepaid card

#### Citation:
  - *15 U.S.C. § 1693l*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER VI-ELECTRONIC FUND TRANSFERS**

