### Question
How is the term eligible creditor defined?


### Answer
The term **eligible creditor** is defined in *11 U.S.C. § 501* as the following:

> a servicer (as defined in section 6(i) of the Real Estate Settlement Procedures Act of 1974 (12 U.S.C. 2605(i)) [1](#501_1_target) with a claim for a Federally backed mortgage loan or a Federally backed multifamily mortgage loan of the debtor that is provided for by a plan under section 1322(b)(5)

#### Citation:
  - *11 U.S.C. § 501*
  - Heading: **CHAPTER 5-CREDITORS, THE DEBTOR, AND THE ESTATE > SUBCHAPTER I-CREDITORS AND CLAIMS**

