### Question
What is the definition of solicitation?


### Answer
The definition of **solicitation** is as follows in *15 U.S.C. § 1681s*:

> the marketing of a product or service initiated by a person to a particular consumer that is based on an exchange of information described in subsection (a), and is intended to encourage the consumer to purchase such product or service, but does not include communications that are directed at the general public or determined not to be a solicitation by the regulations prescribed under this section

#### Citation:
  - *15 U.S.C. § 1681s*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER III-CREDIT REPORTING AGENCIES**

