### Question
What is the definition of servicer?


### Answer
The definition of **servicer** is as follows in *12 U.S.C. § 2605*:

> the person responsible for servicing of a loan (including the person who makes or holds a loan if such person also services the loan)

#### Citation:
  - *12 U.S.C. § 2605*
  - Heading: **CHAPTER 27-REAL ESTATE SETTLEMENT PROCEDURES**

