### Question
What does reasonable cause to believe that the information is inaccurate mean?


### Answer
**Reasonable cause to believe that the information is inaccurate** has the following meaning in *15 U.S.C. § 1681s*:

> having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of the information

#### Citation:
  - *15 U.S.C. § 1681s*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER III-CREDIT REPORTING AGENCIES**

