### Question
How does SECURE AND FAIR ENFORCEMENT FOR MORTGAGE LICENSING define Nationwide Mortgage Licensing System and Registry?


### Answer
Under *12 U.S.C. § 5102*, **Nationwide Mortgage Licensing System and Registry** is defined as:

> a mortgage licensing system developed and maintained by the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators for the State licensing and registration of State-licensed loan originators and the registration of registered loan originators or any system established by the Director under section 5108 of this title

#### Citation:
  - *12 U.S.C. § 5102*
  - Heading: **CHAPTER 51-SECURE AND FAIR ENFORCEMENT FOR MORTGAGE LICENSING**

