### Question
What does creditor mean?


### Answer
**Creditor** has the following meaning in *12 U.S.C. § 1701x*:

> a person or entity that is servicing a home loan on behalf of itself or another person or entity

#### Citation:
  - *12 U.S.C. § 1701x*
  - Heading: **CHAPTER 13-NATIONAL HOUSING**

