### Question
How does the law define investigative consumer report?


### Answer
Under *15 U.S.C. § 1681a*, **investigative consumer report** is defined as:

> a consumer report or portion thereof in which information on a consumer's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information

#### Citation:
  - *15 U.S.C. § 1681a*
  - Heading: **CHAPTER 40-DEPARTMENT OF COMMERCE > SUBCHAPTER III-CREDIT REPORTING AGENCIES**

