### Question
How is the term negative information defined?


### Answer
The term **negative information** is defined in *15 U.S.C. § 1681s* as the following:

> information concerning a customer's delinquencies, late payments, insolvency, or any form of default

#### Citation:
  - *15 U.S.C. § 1681s*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER III-CREDIT REPORTING AGENCIES**

