### Question
What does investigative consumer report mean?


### Answer
**Investigative consumer report** has the following meaning in *15 U.S.C. § 1681a*:

> a consumer report or portion thereof in which information on a consumer's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information

#### Citation:
  - *15 U.S.C. § 1681a*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER III-CREDIT REPORTING AGENCIES**

