### Question
How is the term low-income defined?


### Answer
The term **low-income** is defined in *12 U.S.C. § 4702* as the following:

> having an income, adjusted for family size, of not more than—


(A) for metropolitan areas, 80 percent of the area median income

#### Citation:
  - *12 U.S.C. § 4702*
  - Heading: **CHAPTER 47-COMMUNITY DEVELOPMENT BANKING > SUBCHAPTER I-COMMUNITY DEVELOPMENT BANKING AND FINANCIAL INSTITUTIONS**

