### Question
How does the law define covered utility payment?


### Answer
Under *15 U.S.C. § 636m*, **covered utility payment** is defined as:

> payment for a service for the distribution of electricity, gas, water, transportation, telephone, or internet access for which service began before February 15, 2020

#### Citation:
  - *15 U.S.C. § 636m*
  - Heading: **CHAPTER 14A-AID TO SMALL BUSINESS**

