### Question
How is the "issuer" defined?


### Answer
The term **issuer** is defined in *15 U.S.C. § 1693o* as follows -

> any person who issues a debit card, or credit card, or the agent of such person with respect to such card

#### Citation:
  - *15 U.S.C. § 1693o*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER VI-ELECTRONIC FUND TRANSFERS**

