### Question
What does covered period mean?


### Answer
**Covered period** has the following meaning in *15 U.S.C. § 1681s*:

> the period beginning on January 31, 2020 and ending on the later of—


(aa) 120 days after March 27, 2020

#### Citation:
  - *15 U.S.C. § 1681s*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER III-CREDIT REPORTING AGENCIES**

