### Question
What does debit instrument mean?


### Answer
**Debit instrument** has the following meaning in *15 U.S.C. § 1693n*:

> a card, code, or other device, other than a check, draft, or similar paper instrument, by the use of which a person may initiate an electronic fund transfer

#### Citation:
  - *15 U.S.C. § 1693n*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER VI-ELECTRONIC FUND TRANSFERS**

