### Question
Can you define what financial institution means?


### Answer
**Financial institution** is defined as the following in *12 U.S.C. § 4742*:

> any federally chartered or State-chartered commercial bank, savings association, savings bank, or credit union

#### Citation:
  - *12 U.S.C. § 4742*
  - Heading: **CHAPTER 47-COMMUNITY DEVELOPMENT BANKING > SUBCHAPTER II-SMALL BUSINESS CAPITAL ENHANCEMENT**

