### Question
What does substantially damaged structure mean?


### Answer
**Substantially damaged structure** has the following meaning in *42 U.S.C. § 4121*:

> a structure covered by a contract for flood insurance that has incurred damage for which the cost of repair exceeds an amount specified in any regulation promulgated by the Director, or by a community ordinance, whichever is lower

#### Citation:
  - *42 U.S.C. § 4121*
  - Heading: **CHAPTER 50-NATIONAL FLOOD INSURANCE > SUBCHAPTER IV-GENERAL PROVISIONS**

