### Question
How does Federal Family Education Loan Program define unencumbered non-Federal portion?


### Answer
Under *20 U.S.C. § 1072*, **unencumbered non-Federal portion** is defined as:

> the amount (determined as of the time immediately preceding the making of the advance) of the reserve fund less the greater of—


(A) the sum of—


(i) advances made under this section prior to July 1, 1968

#### Citation:
  - *20 U.S.C. § 1072*
  - Heading: **CHAPTER 27-NATIONAL VOCATIONAL STUDENT LOAN INSURANCE > SUBCHAPTER IV-STUDENT ASSISTANCE > Part B-Federal Family Education Loan Program**

