### Question
How is the term Federal depository institution defined?


### Answer
The term **Federal depository institution** is defined in *31 U.S.C. § 5318* as the following:

> given the term in section 3 of the Federal Deposit Insurance Act (12 U.S.C. 1813).

#### Citation:
  - *31 U.S.C. § 5318*
  - Heading: **SUBTITLE IV-MONEY > CHAPTER 53-MONETARY TRANSACTIONS > SUBCHAPTER II-RECORDS AND REPORTS ON MONETARY INSTRUMENTS TRANSACTIONS**

