### Question
How is the term area defined?


### Answer
The term **area** is defined in *12 U.S.C. § 1709* as the following:

> a metropolitan statistical area as established by the Office of Management and Budget

#### Citation:
  - *12 U.S.C. § 1709*
  - Heading: **CHAPTER 13-NATIONAL HOUSING > SUBCHAPTER II-MORTGAGE INSURANCE**

