### Question
How does EXPEDITED FUNDS AVAILABILITY define originating depository institution?


### Answer
Under *12 U.S.C. § 4001*, **originating depository institution** is defined as:

> the branch of a depository institution on which a check is drawn

#### Citation:
  - *12 U.S.C. § 4001*
  - Heading: **CHAPTER 41-EXPEDITED FUNDS AVAILABILITY**

