### Question
Can you define what State certified real estate appraiser means?


### Answer
**State certified real estate appraiser** is defined as the following in *12 U.S.C. § 3345*:

> any individual who has satisfied the requirements for State certification in a State or territory whose criteria for certification as a real estate appraiser currently meets the minimum criteria for certification issued by the Appraiser Qualification Board of the Appraisal Foundation

#### Citation:
  - *12 U.S.C. § 3345*
  - Heading: **CHAPTER 34A-APPRAISAL SUBCOMMITTEE OF FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL**

