### Question
How is the "homeowner" defined?


### Answer
The term **homeowner** is defined in *12 U.S.C. § 1715z* as follows -

> a lessee under a long-term ground lease

#### Citation:
  - *12 U.S.C. § 1715z*
  - Heading: **CHAPTER 13-NATIONAL HOUSING > SUBCHAPTER II-MORTGAGE INSURANCE**

