### Question
What is the definition of mortgage loan?


### Answer
The definition of **mortgage loan** is as follows in *20 U.S.C. § 1078*:

> an extension of credit to a borrower that is secured by the primary residence of the borrower

#### Citation:
  - *20 U.S.C. § 1078*
  - Heading: **CHAPTER 28-HIGHER EDUCATION RESOURCES AND STUDENT ASSISTANCE > SUBCHAPTER IV-STUDENT ASSISTANCE > Part B-Federal Family Education Loan Program**

