### Question
Can you define what mortgage insurer means?


### Answer
**Mortgage insurer** is defined as the following in *12 U.S.C. § 4901*:

> a provider of private mortgage insurance, as described in this chapter, that is authorized to transact such business in the State in which the provider is transacting such business

#### Citation:
  - *12 U.S.C. § 4901*
  - Heading: **CHAPTER 49-HOMEOWNERS PROTECTION**

