### Question
Can you define what express loan means?


### Answer
**Express loan** is defined as the following in *15 U.S.C. § 636*:

> any loan made pursuant to this paragraph in which a lender utilizes to the maximum extent practicable its own loan analyses, procedures, and documentation

#### Citation:
  - *15 U.S.C. § 636*
  - Heading: **CHAPTER 14A-AID TO SMALL BUSINESS**

