### Question
How does the law define mortgagor?


### Answer
Under *12 U.S.C. § 4901*, **mortgagor** is defined as:

> the original borrower under a residential mortgage or his or her successors or assignees

#### Citation:
  - *12 U.S.C. § 4901*
  - Heading: **CHAPTER 49-HOMEOWNERS PROTECTION**

