### Question
How does CREDIT REPORTING AGENCIES define protected consumer's representative?


### Answer
Under *15 U.S.C. § 1681c*, **protected consumer's representative** is defined as:

> a person who provides to a consumer reporting agency sufficient proof of authority to act on behalf of a protected consumer

#### Citation:
  - *15 U.S.C. § 1681c*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER III-CREDIT REPORTING AGENCIES**

