### Question
How does the law define applicant?


### Answer
Under *42 U.S.C. § 12896*, **applicant** is defined as:

> a private nonprofit organization, cooperative association, or a public agency (including an agency or instrumentality thereof) in cooperation with a private nonprofit organization

#### Citation:
  - *42 U.S.C. § 12896*
  - Heading: **CHAPTER 130-NATIONAL AFFORDABLE HOUSING > SUBCHAPTER IV-HOPE FOR HOMEOWNERSHIP OF MULTIFAMILY AND SINGLE FAMILY HOMES > Part B-HOPE for Homeownership of Single Family Homes**

