### Question
How is the term Federal agency lender defined?


### Answer
The term **Federal agency lender** is defined in *42 U.S.C. § 4121* as the following:

> a Federal agency that makes direct loans secured by improved real estate or a mobile home, to the extent such agency acts in such capacity

#### Citation:
  - *42 U.S.C. § 4121*
  - Heading: **CHAPTER 50-NATIONAL FLOOD INSURANCE > SUBCHAPTER IV-GENERAL PROVISIONS**

