### Question
How is the "consumer" defined?


### Answer
The term **consumer** is defined in *15 U.S.C. § 1692a* as follows -

> any natural person obligated or allegedly obligated to pay any debt

#### Citation:
  - *15 U.S.C. § 1692a*
  - Heading: **CHAPTER 40-DEPARTMENT OF COMMERCE > SUBCHAPTER V-DEBT COLLECTION PRACTICES**

