### Question
How does the law define lower income?


### Answer
Under *12 U.S.C. § 1831a*, **lower income** is defined as:

> income that is less than or equal to the median income based on statistics from State or Federal sources

#### Citation:
  - *12 U.S.C. § 1831a*
  - Heading: **CHAPTER 16-FEDERAL DEPOSIT INSURANCE CORPORATION**

