### Question
How is the "depository institution" defined?


### Answer
The term **depository institution** is defined in *12 U.S.C. § 3201* as follows -

> a commercial bank, a savings bank, a trust company, a savings and loan association, a building and loan association, a homestead association, a cooperative bank, an industrial bank, or a credit union

#### Citation:
  - *12 U.S.C. § 3201*
  - Heading: **CHAPTER 33-DEPOSITORY INSTITUTION MANAGEMENT INTERLOCKS**

