### Question
How does CONSUMER CREDIT PROTECTION define certified or licensed appraiser?


### Answer
Under *15 U.S.C. § 1639h*, **certified or licensed appraiser** is defined as:

> a person who—


(A) is, at a minimum, certified or licensed by the State in which the property to be appraised is located

#### Citation:
  - *15 U.S.C. § 1639h*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER I-CONSUMER CREDIT COST DISCLOSURE > Part B-Credit Transactions**

