### Question
How is the "nationwide specialty consumer reporting agency" defined?


### Answer
The term **nationwide specialty consumer reporting agency** is defined in *15 U.S.C. § 1681a* as follows -

> a consumer reporting agency that compiles and maintains files on consumers on a nationwide basis relating to—


(1) medical records or payments

#### Citation:
  - *15 U.S.C. § 1681a*
  - Heading: **CHAPTER 41-CONSUMER CREDIT PROTECTION > SUBCHAPTER III-CREDIT REPORTING AGENCIES**

