### Question
Can you define what expected forgiveness amount means?


### Answer
**Expected forgiveness amount** is defined as the following in *15 U.S.C. § 636m*:

> the amount of principal that a lender reasonably expects a borrower to expend during the covered period on the sum of any—


(A) payroll costs

#### Citation:
  - *15 U.S.C. § 636m*
  - Heading: **CHAPTER 14A-AID TO SMALL BUSINESS**

