### Question
How does HOMEOWNERS PROTECTION define mortgage insurer?


### Answer
Under *12 U.S.C. § 4901*, **mortgage insurer** is defined as:

> a provider of private mortgage insurance, as described in this chapter, that is authorized to transact such business in the State in which the provider is transacting such business

#### Citation:
  - *12 U.S.C. § 4901*
  - Heading: **CHAPTER 49-HOMEOWNERS PROTECTION**

