### Question
How is the "standard risk rate" defined?


### Answer
The term **standard risk rate** is defined in *42 U.S.C. § 300gg* as follows -

> a rate—


(A) determined under the State high risk pool by considering the premium rates charged by other health insurers offering health insurance coverage to individuals in the insurance market served

#### Citation:
  - *42 U.S.C. § 300gg*
  - Heading: **CHAPTER 6A-PUBLIC HEALTH SERVICE > SUBCHAPTER XXV-REQUIREMENTS RELATING TO HEALTH INSURANCE COVERAGE > Part B-Individual Market Rules > subpart 1-portability, access, and renewability requirements**

