### Question
What does alternative mortgage transaction mean?


### Answer
**Alternative mortgage transaction** has the following meaning in *12 U.S.C. § 3802*:

> a loan or credit sale secured by an interest in residential real property, a dwelling, all stock allocated to a dwelling unit in a residential cooperative housing corporation, or a residential manufactured home (as that term is defined in section 5402(6) of title 42)—


(A) in which the interest rate or finance charge may be adjusted or renegotiated

#### Citation:
  - *12 U.S.C. § 3802*
  - Heading: **CHAPTER 39-ALTERNATIVE MORTGAGE TRANSACTIONS**

