### Question
How is the "principal credit reporting agency" defined?


### Answer
The term **principal credit reporting agency** is defined in *38 U.S.C. § 5727* as follows -

> a consumer reporting agency as described in section 603(p) of the Fair Credit Reporting Act (15 U.S.C. 1681a(p))

#### Citation:
  - *38 U.S.C. § 5727*
  - Heading: **PART IV-GENERAL ADMINISTRATIVE PROVISIONS > CHAPTER 57-RECORDS AND INVESTIGATIONS > SUBCHAPTER III-INFORMATION SECURITY**

