### Question
How is the term energy efficient mortgage defined?


### Answer
The term **energy efficient mortgage** is defined in *42 U.S.C. § 12704* as the following:

> a mortgage that provides financing incentives for the purchase of energy efficient homes, or that provides financing incentives to make energy efficiency improvements in existing homes by incorporating the cost of such improvements in the mortgage

#### Citation:
  - *42 U.S.C. § 12704*
  - Heading: **CHAPTER 130-NATIONAL AFFORDABLE HOUSING > SUBCHAPTER I-GENERAL PROVISIONS AND POLICIES**

