### Question
Can you define what initial contract year means?


### Answer
**Initial contract year** is defined as the following in *5 U.S.C. § 8903c*:

> the contract year beginning in January of 2025

#### Citation:
  - *5 U.S.C. § 8903c*
  - Heading: **PART III-EMPLOYEES > Subpart G-Insurance and Annuities > CHAPTER 89-HEALTH INSURANCE**

