### Question
How does NATIONAL HOUSING define credit score?


### Answer
Under *12 U.S.C. § 1717*, **credit score** is defined as:

> a numerical value or a categorization created by a third party derived from a statistical tool or modeling system used by a person who makes or arranges a loan to predict the likelihood of certain credit behaviors, including default

#### Citation:
  - *12 U.S.C. § 1717*
  - Heading: **CHAPTER 13-NATIONAL HOUSING > SUBCHAPTER III-NATIONAL MORTGAGE ASSOCIATIONS**

