Definition: In this task, you are given a Reddit post as a text. Your task is to generate a title for this text. The title should start with "TIFU by", followed by a situation that caused humor. The title should contain 7-12 words, ideally.
Input: Text: so i'm in between pay periods, christmas shopping really took me apart this year. bad planning, my own fault. 


i had hoped that the electricity bill would pop next week but it came early. on top of the overdraft, bank of america charged me $35.00 on top for the privilege. 


this real life shit is hard guys :/

TIFU by letting my Electricity bill overdraft my account by $80.00