Definition: Given a real-life anecdote of a complex ethical situation, generate a suitable title that describes the main event/root cause of the situation. Imagine that the given text is a social media post, and you have to write the title of the post, so the users can decide to read the main text or not.
Input: So, right now I'm in a comfortable place financially for the first time in 3 years. I just splurged on a new TV and a bunch of weed to celebrate moving into my new apartment, and while discussing this with my cousin, she told me that she is two months behind on her utility bill, and she will have her utilities cut off on the first if she doesn't pay 275. She asked if I can lend her the money, and I told her that I couldn't do that. She called me an asshole and asked me if I'm really going to make her and her kid sit in the cold when I have the money to spend on stupid shit. I told her that I'm not happy that she's in this situation, and I'm not going to apologize for treating myself to nice stuff after going through hard times. She stormed out and told all of my family that lives in the same city as us. Now they all think I'm an asshole.
The reason why I didn't lend her the money is that I've lent her this amount or more 5 other times, and I've never gotten a cent back. I've always gotten assurances, but I've learned to see them as bullshit. This was during times where I had nothing, and I suffered due to not having that money. I'm in a great spot now. If I go around handing out huge wads of cash, I'm worried that I won't be eventually. Yes, this WAS a selfish decision, but I'm done being a martyr, especially to someone who doesn't keep their word and talks about me behind my back. Im taking a stand, even if it means my 13 year old cousin suffers. AITA for this?

letting my cousin's power go out