Definition: In this task, you are given a Reddit post as a text. Your task is to generate a title for this text. The title should start with "TIFU by", followed by a situation that caused humor. The title should contain 7-12 words, ideally.
Input: Text: this actually happened last christmas.

so i am on my way to work looking forward to finishing out this week because it was pay day. i had worked a ton of ot and almost doubled my check. i have a rather long commute to the city so i get pretty bored. i also have a horrible driving record, even lost my license and insurance due reckless driving that i didn't think was so serious. but at the time i had been a very good driver for the last year. no speeding or tickets.
so i see the cop had pulled over a car on the west bound side(i am traveling east); so i do what any bored person would do. i look over point and literally laughing out loud. i turn my head back forward again and bam all the cars had hit their breaks! i slammed on mine, slid a little bit and then rear ended the car in front of me. i completely trashed my bmw e30. i didnt even have to call the police, he saw it happen and came on over.
so then i had to use all my over time money to buy another e30 parts car and do a front end replacement. also as a result of getting a ticket for "following too closely" i had lost my license again for 60 days. karma is a bitch!

TIFU by laughing at the guy who got pulled over