Definition: Given a real-life anecdote of a complex ethical situation, generate a suitable title that describes the main event/root cause of the situation. Imagine that the given text is a social media post, and you have to write the title of the post, so the users can decide to read the main text or not.
Input: My dad and I (28M) have had our ups and downs throughout my life but the last two years have been good. My dad got fired from his longtime time about 3 years ago and my parents divorced last year. He hasn’t gotten a job since and is only making a little side money doing photography. He has never really been good with finances and that became apparent as I got older. He made pretty good money and he should have had built a really nice savings up but instead he has tens of thousands in credit card debt and has filed for bankruptcy 3 times in the past. I remember him always spending his money on random expensive things but still he should have plenty of money. He never bought clothes, drove an old car and he bought their house for 100K about 15 years ago. I honestly have no idea where his money has gone.

I found out from my mom last week that he was really struggling and that he is putting his house on the market. He burrowed 2K from my mom and my uncle took out a personal loan to help him out over the past 3-4 months. I was shocked by this because 2 months ago he bought a BRAND-NEW living room set even though his old couch was perfectly fine. How can he burrow money and turn around and buy a living room set? 

Anyways, I knew that he would eventually ask me for money and today it finally happened. He came over and asked for $1,500 and that he would pay me back this week. He said he doesn’t have enough for his mortgage. I told him that I am not as well off as he thinks I am, which may or may not be true depending on your outlook. I own a business and things have been going really great this year and I have finally been able to save a good amount of money but this is my wife’s and I house fund that we’ve been working hard towards. I also told him I was hit with some unexpected bills (TRUE) and I couldn’t help him right now. He didn’t press me about it which was great.

Technically yes, I can loan him money and not be hurting but seeing his spending problem worries me. Two other people have already loaned him money and he took that for granted. He's refused to get a job, any job in the past 3 years and spent money he didn't have. He made his own bed and he must lie in it.  The question is though, AITA?

refusing to loan my dad money to cover his mortgaga