Definition: In this task, you are given a Reddit post as a text. Your task is to generate a title for this text. The title should start with "TIFU by", followed by a situation that caused humor. The title should contain 7-12 words, ideally.
Input: Text: i use to live near the rocky mountain, and would hike on it every summer. 
last year was my final hike, since i would be moving to new york.

while traveling, i stumbled upon a chest. i kinda just brushed it off, thinking it was some sort of toy chest/prank or maybe a time capsule.

fast forward about 30 minutes ago, and i learned about fenns treasure, hidden in the rocky mountains.

i believe i found it, and now i regret not picking it up because i have a very bad limp now and probably won't hike again.

TIFU: By realising I could have been a millionaire a year ago.