Definition: Given a document, generate a short title of the document. The title should convey the main idea/event/topic about which the document is being written. Note that URLs in the text have been replaced with [Link].
Input: Marston  elected to not consolidate the 10 loans because  he  found motivation in paying each one off separately and in full   he  said.
For each loan   he  received a letter confirming that the amount was paid off in full.
A James Madison University collections manager wrote a letter to  Marston  in September 2014  confirming that his Perkins student loan had been paid in full. The letter  shared with ABC News  was verified by a collections manager.
Marston's father   Jeff Marston   told ABC News that he knew his son would be responsible and pay off the debt  but never expected him to settle as quickly as he did.

How this 28