Definition: In this task, you're given five sentences, numbered 1 through 5. Your job is to generate a title for the story that makes complete sense. The title must be short, with less than three words, use simple language, and include the main topic of the story.
Input: Sentence 1: Tom had a new phone. Sentence 2: He got extra insurance on it. Sentence 3: One day he had it on him when it rained. Sentence 4: He tried to get it replaced via his insurance. Sentence 5: Unfortunately it didn't cover water damage.

Water Damage