Definition: In this task, you are given a Reddit post as a text. Your task is to generate a title for this text. The title should start with "TIFU by", followed by a situation that caused humor. The title should contain 7-12 words, ideally.
Input: Text: hi, so this didn't happen today but a few days ago. just to give you a little background. i'm a uk permanent resident, my mum and brother are coming over to visit me. we planned a europe holiday which means we all need a schengen visa. this meant i had to book flights for the three countries we were going to as well as accommodations which all amounted to almost €4k as proof that we're all returning to the uk and that we've arranged where we'll stay. i applied here in the uk and was granted one. my mum and brother applied back home before coming over to visit me here because according to schengen rule/law, one should apply in their country of residence. unfortunately, they were denied visas. i had to cancel all bookings and get very little refund (as little as €10 on each ticket when i spent about €600 on our first destination) on my money because of all the terms and conditions things when i booked them. i still don't understand why they were not given schengen visas when they were given uk visas three times to visit me. they also submitted to the embassy their return flights back home after visiting me. they provided proof that they are both working and have sufficient funds. i'm absolutely gutted about this. it felt like i literally flushed money down the toilet :(

TIFU by spending almost €4K on our holiday.