Definition: Given a real-life anecdote of a complex ethical situation, generate a suitable title that describes the main event/root cause of the situation. Imagine that the given text is a social media post, and you have to write the title of the post, so the users can decide to read the main text or not.
Input: So this friend of mine, but I use the term loosely cause we've been more acquaintances since we have friends in common but since I had a friend break up and told him about it since he told me to pass on his story to said friend.

Anyway, he was all what do I get you and said friend? And he was insistent on me telling him on what I wanted even though I tried to politely say nothing because I don't feel like we are a close enough of a friendship to buy each other gifts. Anyway, he kept asking about my perfect gift ( which is a dog and not realistic as I live in an apartment, and will be moving to pursue more schooling and don't want one until I have a house and time to take care of one) so then I asked him what he wanted and he was all I don't like materialistic gifts and so on. So I said why don't we pick an activity or someday to hang out instead of doing gifts? So he agreed.

Now a few days later, he tells me he bought me something because it reminds him of me, but I don't need to get him anything. But if course, I have to buy him some thing so I don't look like an asshole. So I ended buying him the what do you meme game a few days ago. Now he's back from school and is all we can go out to eat at this place, maybe go see this movie, go ice skating and so on. Which at the time I agreed to. 

So now I want to break it to him that I don't really have the money. At the time, I was trying at the time to get a subleaser which has a $150 fee- but shortly after, my first subleaser bailed and I lost the $150, then I paid another $150 for another one who is currently not responding to me and if he doesn't, I will have to find another and pay the fee again ( my living situation is hell with petty roommates so I NEED to leave). Plus I paid another $100 to get myself out of a lease next year. I didn't expect to have this problem which I've dropped $400 on this already, and may have to pay more. 

He knows I'm having trouble with said roommates but not all the details as he's friends with them too, but I feel bad for cancelling since I can't keep taking money out of my savings as I've already taken out more than I'm comfortable with. But I also know that he'll offer to pay for everything but I don't know him well enough to accept that without feeling super uncomfortable.

So WIBTA for canceling the agreed plans and still saying no when he ( most likely ) offers to pay?  

canceling plans ( that are kind of a Christmas gift) because of money