Definition: In this task, you're given a statement, and three sentences as choices. Your job is to determine which sentence clearly disagrees with the statement. Indicate your answer as '1', '2', or '3' corresponding to the choice number of the selected sentence.
Input: Statement: According to one estimate using 1998 Survey of Consumer Finances data, the aggregate debt burden was nearly 15 percent of income, but nearly 13 percent of families had debt burdens greater than 40 percent. Choices:  1. No families have debt burden higher than 20 percent. 2. Unfavorable can loan terms are a major cause of bad debt ratios. 3. Some families are burdened with a larger ratio of debt.

1