Definition: Given a real-life anecdote of a complex ethical situation, generate a suitable title that describes the main event/root cause of the situation. Imagine that the given text is a social media post, and you have to write the title of the post, so the users can decide to read the main text or not.
Input:  

I'm using a new account due to the fact that my main account is all fandom-related bullshit. I am an accountant in the US and our tax season is almost done (FINALLY), but it's still stressful.

I have this client that I've been taking care of for a few years and he always got refunds every time he filed his return since he always made estimated tax payments. When he got married in 2017, his wife with him, which ended up that they both owed  a substantial amount of taxes on their joint return. I'd like to point out that they're both freelancers therefore their income fluctuates. My client is usually good at reporting to me when he receives a good amount of income, so that he can pay in his estimated taxes during the year. His wife, on the other hand, is completely MIA until I initiate. I reach out to her and give her tax projections, but it always falls through because she always says she "doesn't have enough funds."

Since it's tax season, my client calls me to ask me about  his taxes and expresses that he would not like to be screwed over this year. I told him, "It depends on how much you made and how much taxes you've paid in for the year. I can't give a definite answer without knowing the big picture." After 10 minutes of going back and forth over the phone with various scenarios, I finally say "listen, if you're worried about owing a huge amount of taxes this year due to your wife, talk to your wife about filing separately therefore you won't be liable for the taxes that she will eventually owe for this year and she will have to pay the taxes that she owes on what she's made." He gives me this MANIACAL laugh over the phone and says along the lines of "so basically I just let her rot in jail for her unpaid taxes and I walk away scot-free?" That's not how it works. I explain to him that it it's only a SUGGESTION and that she won't be "thrown in jail" just because she owes taxes. He says "well, we're together as a married couple therefore we should be in this together." I kept my mouth shut even though I can list a substantial amount of clients that are married and still file separately, but, hey, that's just me.

We end our conversation and I'm still waiting for their information so I can file their tax return...

**TL;DR: AITA for suggesting to my client to file separately from his wife, because she has a bad habit of not paying her taxes, while he does, which screws him from getting his refund?**

trying to save my client from his wife's financial situation