Definition: Given a real-life anecdote of a complex ethical situation, generate a suitable title that describes the main event/root cause of the situation. Imagine that the given text is a social media post, and you have to write the title of the post, so the users can decide to read the main text or not.
Input: So my soon to be son in law was severely injured a week ago. He needed to go to the doctor for a follow up visit, and he just bought a brand new dually crew cab 4 wheel truck. No where to park his truck at the doctors office so he asked to use my car and said for me to take his truck. I have owned big trucks so driving it wasn’t the issue. But some how I ran a red light and got t boned. I have never been in an accident I caused before this. Not sure how I ran a red light on a street a half mile from where I have worked the last 25 years. I will say he tinted the windows way darker than I ever would have and I think that affected my ability to see. It was still dark out when it happened. 

So I go through the steps of reporting it to insurance. My insurance says the vehicles insurance pays not the drivers. So all the companies have been notified. 

Within a couple hours my daughter texts me saying I need to pay for the damages so there rates don’t go up. Well the car that hit me was almost brand new and was totaled. And the truck probably has $20,000 in damages if not totaled. So any where from $55,000 to $90,000 in damages. So I suggest we deal with that as it happens. Can’t imagine their insurance going up because of my accident.  But if it does I would work it out. 

Then today she text me saying that I need to do something for the diminished value of the truck when they go to trade it in.  And once again I stated that we should cross that bridge when we come to it. 

However it became a big issue and a long text battle with her basically telling me I’m a shitty parent.

But I did mention that I am in the process of borrowing a lot of money for her business to expand but my credit is going to show this debt. And if she expects a large sum of money from me for the damages to trucks value, I would have to cancel this loan so I could borrow money to cover the truck. 

And she accused me of guilting her instead of just admitting i am wrong. I know she’s under a lot of stress because of his injury. But I don’t know what she expects me to do. So am I being the asshole here?





not offering to pay the diminished value of my son in laws truck I wrecked