Definition: In this task, you are given a Reddit post as a text. Your task is to generate a title for this text. The title should start with "TIFU by", followed by a situation that caused humor. The title should contain 7-12 words, ideally.
Input: Text: i went to college right after high school, like a lot of people.  and, like a lot of people, i switched majors a couple of times,  racked up a lot of credit hours, but didn't actually get a degree.  so, fast forward to 10 years later present day.  i just completed by third quarter of going back to college for the third time.  i'm doing well, i'm staying focused, and it's my #1 priority.

i used financial aid to pay for the first 2 quarters, and payed out of pocket for the third.  i dropped a class after the date where you don't get a refund. i assumed this would be ok.  this was about a month ago.  today i found out, that because of all of the credit hours i have without completion, and because i have a "w" now, i'm disqualified for financial aid, and have no idea how to come up with a grand by mid july.

edit 1: clarified that i didn't fuck up today per say, but i learned that there would be consequences today.

TIFU by losing my financial aid.