Definition: In this task, you are given a Reddit post as a text. Your task is to generate a title for this text. The title should start with "TIFU by", followed by a situation that caused humor. The title should contain 7-12 words, ideally.
Input: Text: so i stopped by a bar last night to procrastinate (success!) and met some cool people who all decided to go to a couple of other places in the neighborhood. 

i was on my way home, checking my phone for texts/e-mails and someone said: "hey, nice phone! give it to me!"

i thought they were joking, so i said no.

they weren't joking.

so they punched me in the face. hard. concussion hard. and took my phone.

some police interviewed me in the back of the ambulance who insisted that i have to go to the hospital. they glued my eye-wound shut to stop the bleeding and i had to spend the night in the hospital.

now i don't have a phone and just found out that the "deductible" of my insurance is $175 (which i can't afford). now i'm phoneless, concussed, and have one eye swollen completely shut. 

all because i said "no" to a mugger.

TIFU by getting mugged