Definition: In this task, you're given a statement, and three sentences as choices. Your job is to determine which sentence clearly disagrees with the statement. Indicate your answer as '1', '2', or '3' corresponding to the choice number of the selected sentence.
Input: Statement: That creates a presumption that insurers must pay. Choices:  1. That creates the presumption of insurers paying, which is unsafe to make in this economy. 2. That creates the presumption of insurers paying. 3. That evades the presumption of patients paying.

3