Definition: Given a real-life anecdote of a complex ethical situation, generate a suitable title that describes the main event/root cause of the situation. Imagine that the given text is a social media post, and you have to write the title of the post, so the users can decide to read the main text or not.
Input: My wife and I got the new IPhones a couple months ago and we financed them by applying for a credit card at the apple store that we have 18months to pay off before the interest kicks in. Today my wife texts me that my brother in law wants to get a new IPhone as well, and wants to use the credit card we got at the store. We’ve let her parents borrow money many times and they’ve always made sure to pay back in a timely manner so I have no issues lending money to them. Her brother on the other hand is a different case. He makes good money, and is basically living off of his parents. He blows his money on whatever he wants and doesn’t pay rent, he only pays the internet bill and complains about that. He’s 25 btw. Anyways, when I asked her why doesn’t he just apply for the credit card there himself she said that his answer was that “he didn’t want to worry about a monthly payment”. But yet, I’m supposed to be able to count on you to pay me back monthly? That makes no fucking sense to me. I told my wife no, that he can get his own card there and pay it off himself. He’s a grown man who still lives with his parents and should be no ones financial responsibility. My wife kind of brushed me off like I’m being cheap or an asshole but I don’t trust him and don’t want to be stuck paying for his phone because u never know, he can lag on payments or just not pay me at all. I don’t want to be stuck paying off another $900 phone. AITA? 

not letting my brother in law use my credit card to buy an iphone xr