Definition: Given a real-life anecdote of a complex ethical situation, generate a suitable title that describes the main event/root cause of the situation. Imagine that the given text is a social media post, and you have to write the title of the post, so the users can decide to read the main text or not.
Input: I graduated from college about a year ago and got a nice job in my hometown in my field. My parents said that I could move in with them and save up money. 

About a month into living back at home my father was in a car accident that made his already existing spinal issues worse. He does physical labor and could not do his job anymore. His doctor wrote him a note saying that he was unable to work and his place of employment gave him six months of full salary/benefits.

About this time he also started a lawsuit with the insurance company since he would need to have surgery on his back.

We live in a trailer on a piece of land that we don't own. Our landlord passed away recently and her son is from out of state. He is trying to sell our land instead of collecting payments. My dad pulled $12k, which was all he had, out of his 401k to help pay for the land, but he spent all of it on random things (mostly vehicle related) before putting anything down on the land.

When he was unable to work I agreed to help pay some bills. I have paid about $400 in bills per month, taken myself off of his insurance plan to get one from my workplace, and got my own cell phone plan. 

My mom only makes around $2.2k/month as a store manager. He would periodically take money out of her bank account before the next month when he got paid.

About last September I realized that my dad was living paycheck-to-paycheck on $6k/month when our bills are around $2.5k/month. I knew he bought prescription drugs but now it seemed like that was all he was spending his money on. I had a chat with him and asked him to think about the future; if he was struggling to make ends meet with $6k/month how would he do it with nothing? Then he broke down to me saying he wants to quit buying pills and he swears they help with his back.

He also had back surgery around October. The surgery did not help his back issues at all and now he has $30k in medical debt to pay off. He applied for disability, but that could take 6 months to kick in.

January 1 was his last paycheck. I thought he had been saving up after our chat but apparently not. He said I needed to pay off my mom's car by putting $5k down. He promised he would pay me back when the lawsuit goes through (which I don't know if it will and even if it does, he has never paid me back before). I refused to pay off my mom's car. I told him I was living at home to save up money and I have tried to make it easier by paying bills and reducing the cost of their bills. Then I told my parents I was going to move out and began looking for a new place to live.

I was not about to go down with my parents because they lack financial planning. Now they both don't have a 401k, one has a meh job, and the other cannot work. Neither have savings.

I moved into the new apartment yesterday. Something else also happened yesterday, my workplace began offering early retirement plans to everyone over 62. I think this means layoffs are in the future, but I do have enough saved up to live on until I find another job if worse comes to worse.

My parents haven't spoken to me yet, but I know they are upset. I feel bad too because I love my parents, but I felt like I had to put myself first. 

TL;DR: My dad lost his job after an auto accident. Pulled all of his retirement money out and didn't spend it on anything meaningful. He got addicted to prescription drugs. I tried to help with bills. When his money ran out he wanted me to pay off my mom's car; I refused and moved out.

moving out when my parents needed me to financially help