Definition: In this task, you are given a Reddit post as a text. Your task is to generate a title for this text. The title should start with "TIFU by", followed by a situation that caused humor. The title should contain 7-12 words, ideally.
Input: Text: so right now currently hiding under my bed because the loan shark is downstairs with my wife trying to convince him am not here. he hasnt come up the stairs to check my room but has been down there for at least 30-40 minutes. this is handsdown the scariest shit i ever been in and hoping all ends well. took the laptop to kill time while i wait for him to hopefully leave.

TIFU by getting a home visit from a loan shark