Definition: Given a real-life anecdote of a complex ethical situation, generate a suitable title that describes the main event/root cause of the situation. Imagine that the given text is a social media post, and you have to write the title of the post, so the users can decide to read the main text or not.
Input: I'm seventeen and planning on attending college this fall. I've heard from all my prospective colleges and received nearly all my final financial aid packages. Most offered me decent aid, but not enough to avoid taking on major debt/loans (cheapest college is asking for about $35,000 a year). Aside from their price, however, I can see myself attending any of them happily.

I'm a closeted transgender person from the rural south,  and I'm hoping that college can give me an opportunity to be who I am in an accepting environment. All the out-of-state schools I've been admitted to are very welcoming to LGBT students, with ample accommodations for people like me. They even cover hormone therapy for students on their insurance plans, which is a resource I'll definitely be in need of.

To appease my parents, I applied to one of their picks, an in-state university (U) that I wasn't planning on attending. My parents, albeit disappointed, were understanding. However, things changed when U offered me a full ride for four years.

Normally, I would be overjoyed, but U has a history of being anti-LGBT, and its location in the deep south doesn't provide much of an escape from campus. U doesn't have student LGBT resources outside a blanket non-discrimination statement and a defunct GSU (gay students union), and from what I've seen from visits and research, "trannys" aren't treated very well. Of course, I don't have the complete picture, considering I'm going off of observations from the internet and brief visits, but nonetheless, the contrast between what I've heard about U and the other colleges to is night and day. I was able to find all the aforementioned information about the out-of-state colleges in a few minutes, whereas U's LGBT information is all but hidden. 

My parents, while pushing for me to go to U, insisted they would help cover costs no matter where I went, as they know firsthand how difficult payment can be. I've tried talking them out of it, but they won't hear any of it. I'm incredibly thankful for their generosity, and I feel very guilty for considering options that would require them to pay. I want to talk to them about the issue, but I come from a very traditional Southern Baptist home, so I'm unable to talk to my parents without outing myself/making the situation worse.

I know I'll have to face transphobia wherever I go, but I was hoping college could be a safe space where I could freely express my identity. But, I feel horrible that my parents would pay for college when I have an option to go for free. Would I be an asshole if I turned down the full ride anyway?

TL;DR: Got a full ride to homophobic/transphobic university, am trans and closeted, have other options that are quite expensive, parents insist on helping pay, feel guilty for wanting to decline full ride. WIBTA?

turning down a full ride to college