Definition: In this task, you are given a Reddit post as a text. Your task is to generate a title for this text. The title should start with "TIFU by", followed by a situation that caused humor. The title should contain 7-12 words, ideally.
Input: Text: so i'm a college student which means i'm in debt up to my eyeballs. somebody in a similar situation told me that he took a semester off to make some money, then went back to school the next semester and he still didn't have to pay on his loans because he was back in school.

i decided that i needed to do the same thing so that i could make money and come back without needing a job while i studied. well, today i opened up mail from my loan company that had apparently had the wrong address up until now. they started to send bills while i was taking a semester off and i didn't know about it. now here i am, with a student loan bill that is 4 months past due and i owe $1,145 by feb 24. i'm back in school now and i don't have a job so i can focus on school so i'm pretty much screwed on this one. i only saved enough money for rent, utilities and food.

TIFU by not opening mail