Definition: You are given a conversation between two people. 'Person1:' and 'Person2:' are used to separate their respective dialogues. If the conversation begins with a question, label it '1' otherwise '0'.
Input:  Person1:     Welcome to Lincoln Bank . What can we do for you today ?  
 Person2:  Hello . I called earlier in the week and spoke to someone in the personal loans department about an overseas study loan . She said to come in as soon as I had the chance , as this must be done in person . I'd like to apply today .  
 Person1:      OK , that's absolutely fine . I will need to see some credentials before we can get started . Do you have the notification of admission letter from your university , your passport and your visa with you ?  
 Person2:  Yes , yes . It's all here . There you go . I'm not sure if I need any other proof or guarantee to get this loan , do I ?  
 Person1:      You do , I'm afraid . There are 3 ways to do this . You can choose , mortgage , pledge or guarantee mode .  
 Person2:  Yes , I read about all of these in the brochure and decided which would be more suitable for me . I'd like to go for the guarantee mode , please .  
 Person1:      Right , that's no problem . I see you are already well informed . If you choose that one , you can borrow up to 70 % of the total tuition and miscellaneous fees .  
 Person2:  OK , that's perfect , 70 % is excellent , it'll be a big help . Thanks . 

1