Definition: Generate an appropriate title for the given text. The generated title must be short and include the main topic of the text. The preferred titles are under fifteen words.
Input: By Clodagh RiceBusiness Reporter, BBC News NI That is down from £27.3m for the same period last year. This is because of an increase in loan impairment charges. Operating profit rose to £22m, up from £20m the previous year. Lending is 9% higher year-on-year and deposits grew by 6%. Danske Bank UK CEO Kevin Kingston, said: "As the biggest bank in Northern Ireland, we look forward to making more possible for customers and supporting the wider economy in the year ahead". Danske Bank is one of the largest banks in Northern Ireland, with 44 branches.

Danske Bank reports 45% fall in pre-tax profits