Definition: You are given a conversation between two people. 'Person1:' and 'Person2:' are used to separate their respective dialogues. If the conversation begins with a question, label it '1' otherwise '0'.
Input:  Person1:     Welcome to IBA . What can we do for you ?  
 Person2:  It's a bit of a problem situation , actually ... you see , our company has a Corporate Account with you , but unfortunately , we've been experiencing cash flow problems recently .  
 Person1:      I'm sorry to hear that . We value all of our customers , regardless of circumstances . What can we do to help ?  
 Person2:  We are going to need a loan . I'm not sure what loan is suitable for us , though .  
 Person1:      If you think it will be very short-term , I would recommend you go with the 60 - day loan . Then it can be paid back quicker , so you won't have to consider it in the future .  
 Person2:  That seems like a good idea , it's for wages , you see . 

1