 [ Symptoms ] i am finding that the health insurance plans being offered at present are anything but affordable  deductibles are in excess of 10 000 and monthly premiums are in excess of 400 are there any affordable plans anywhere [ Disease ] well the provisions about the preventive care really deal with insurance plans that are in the market so what the affordable care act did was say starting with plan years jan 1 2011 from that point on as plans are renewed individuals will no longer pay a co pay for everything from getting their kids immunizations to having mammograms or cancer screenings because we really want to encourage people to get checkups in advance to get situations identified which may cause serious health problems and get them found in a case where someone has no health insurance at all the best possibility really is to find the nearest community health center and community health centers are throughout the country talking to her health department about where is the closest community health center community health centers are being expanded through the affordable care act but they are community based providers of primary care and preventive care who deal with individuals who have full insurance who have partial insurance and people who have no insurance coverage at all everything from cancer screenings often there is dental care available and checkups for kids it is very high quality low cost care and that would be the best option