 [ Symptoms ] my son is income is 1350 per month and his rent is 500 per month  there is no public transportation in his community his fuelliability insurance to get to work averages 300month utilities average 200month and health insurance at 425 month how is he supposed to buy groceries he does not want to apply for public benefits [ Disease ] the income you say your son earns would make him eligible for tax credits that would lower the cost of his insurance well below the 425 you cite i suggest you shop for coverage on the marketplace go to healthcare gov to find the information in your state you will be able to plug in some of his personal information including his income and get a sense of what a policy will cost he could pay as little as 50 per month for coverage under the law