 [ Symptoms ] if i decline coverage through my employer because i am covered under my wife is plan do i have to pay a penalty [ Disease ] i am sorry to hear you are going through this it sounds scary as to next steps that is exactly what you should be discussing with the medical professional who referred you to the neurologist if you self referred then you should consult with the neurologist himself or herself to find out the significance of your failed neuro tests if your neurologist felt your test results were caused by something truly scary like a brain tumor he or she would have referred you immediately for further testing so try not to worry too much while you await answers so to recap my suggestion is that you work closely with your medical team to get answers to your questions discover why you are having neurological troubles and proceed with an appropriate treatment plan i wish you all the best