 [ Symptoms ] my husband is 60 and has annual gross income of 70 000 i am 57 and unemployed our son is a student at age 23 we both have no health insurance but we pay 142month for our son our overall health status is good my husband has asthma and uses and inhaler but is very stable i take one generic medicine for depression we all see our doctor once a year for a routine check up is it wise to cancel my son is insurance and include him with us instead [ Disease ] i recommend you work with a licensed insurance agent in your area to examine all the plan options available to you and which will best meet your family is medical and financial needs you can look for a licensed agent at the national association of health underwriters nahu com or ehealthinsurance com