 [ Symptoms ] i am a retired woman who took social security disability retirement and i have private insurance as well i am 59 years old can you tell me what changes i will see in regard to my personal medical care once obamacare becomes completely immersed in our lives [ Disease ] if you have private insurance you may need to switch to a new plan that complies with the law if that is the case however you likely would have already received a notice from your insurer it is likely based on your description that you will qualify for a subsidy so it is possible you will see the cost of your private health insurance go down take a look at healthcare gov to begin exploring your options