 [ Symptoms ] my 19 year old daughter and her baby live with my wife and myself the kids are covered under medicaid my daughter is a full time student my wife and i do not have health insurance coverage do we need to claim the kids when we apply or do we not mention them [ Disease ] this is a tough situation because if the insurance your employer offers meets the laws standards for basic coverage and affordability you will not qualify for a tax subsidy to buy private insurance through the health insurance exchange set up under the law however during the periods when you are unemployed you could possibly qualify for an insurance plan through the exchange at a low cost you might find affordable i suggest you log onto healthcare gov to explore your options prior to march 31 2014 you can also call to talk with someone who may be able to advise you about the best way to proceed given your circumstances 800 318 2596 d why is a melbourne based marketing practice focused on strategy branding and digital for professional services firms personal branding and entrepreneurs for more information visit our website <link>