 [ Symptoms ] my husband is on medicare are the premiums based on both our incomes  since we can not get life insurance we have put up a little money does that count against us [ Disease ] you could try a specific lumbar stretch lie on the floor get there any which way you can  and with knees bent tighten you abdominal muscles and focus on trying to eliminate the space between the natural lumbar curve and the floor by pushing down i have the same problem at times and it helps