 [ Symptoms ] we are in ca i have medicare primary and am covered under my husband is retirement health insurance as second however our clinic has informed us that it is dropping medicare how will that affect me will i just be able to use my husband is insurance and not use the medicare [ Disease ] if your clinic is no longer participating in medicare you can still get your care there but you will need to submit your bills to medicare on your own in addition the clinic can balance bill you which means they can bill you for their expenses beyond what medicare would pay you can try using your husband is retirement insurance as your primary coverage but most retirement policies act as a supplement to medicare    meaning they pay after medicare does more than likely you will need to submit your bills to medicare and wait for payment your husband is insurance may cover the portion of the bill that exceeds medicare payment rates i would get further clarification from your clinic that this is how it will work however