 [ Symptoms ] i have a sister in il and nieces in los angeles who complain that their health insurance costs are tripling they are all responsible hardworking people who have never had to take government subsidies and always paid their own ways they now must choose between healthcare fines and mortgage payments is this the healthcare reform i voted for can insurance companies charge multiple premiums   unregulated [ Disease ] i would suggest they shop all of the new insurance options before deeming they will need to choose between their mortgage or insurance while it is true some people will have to pay more for coverage many more who have received such notices do not realize they qualify for subsidies to lower the cost of thier coverage or that less expensive options are available to them