 [ Symptoms ] i will retire this year at 62 my income will drop from 60 000 a year to 22 000 my current employer offers a health insurance plan similar to the silver plan for 150month can i save money by opting out of the employer plan and opting into the aca plan what are my options also is there a maximum out of pocket amount for the aca plans [ Disease ] avoid jumping also try cross sitting with leaning forward try to walk with slight leaning forward instead of upright back knee to chest exercise from lying on your back position with flexed knees