 [ Symptoms ] who needs insurance and when should it be purchased [ Disease ] it is just not your bottom that has germs in a bathroom there are diseas causing germs on every surface the countertops toilet seat handles etc while an extremely agile and careful person may not touch their genitals or anal area they do touch surfaces contaminated hands spread germs to other surfaces and other people washing hands is the most important and basic of all hygiene practices only a fool would not wash their hands