 [ Symptoms ] female 47 yrs red scaly rash on my neck for several months tinea barbarae was dx by dr did not cure cause cure  dr prescribed clotrimazole and betamethasone diproplonate cream this did not cure the problem at all did not even relieve the situation over the counter lotions seem to make the rash worse i need to know the cause the and cure thank you [ Disease ] if you qualify for a tax credit you will be able to take it right away in the form of lower monthly premiums if you prefer you can also pay the full premium throughout the year and take the credit at tax time meaning the premiums are paid with after tax dollars generally you pay with after tax dollars when you buy insurance on your own unlike employer sponsored plans which you do pay for with pre tax dollars