 [ Symptoms ] i have a sister in il and nieces in los angeles who complain that their health insurance costs are tripling they are all responsible hardworking people who have never had to take government subsidies and always paid their own ways they now must choose between healthcare fines and mortgage payments is this the healthcare reform i voted for can insurance companies charge multiple premiums   unregulated [ Disease ] the first thing to exclude is your husband is cause he could be the reason start with him he must do semen analysis and detailed sexual history should be take remember do not be overstressed best regards