 [ Symptoms ] we currently have a family health insurance policy with cigna we are all in good health exercise and like to do a lot of natural remedies that our policy does not cover would a hsa be a good thing for us to look into i have heard they are only of value to people looking to help their income tax situation [ Disease ] com do not waste your money on these ointments unless you know the cause of your problem this is either due to hormonal fluctuations or thyroid dysfunction or taking hormonal therapy or birth pills… or a liver problem rarely or following skin injury from acne lesions psoriasis burns friction and even certain professional skin care treatments see an endocrinologist if you have already seen a dermatologist…