 [ Symptoms ] if i have health insurance now can i keep it through 2014  what if i start a new plan december 2013 can i keep it through december 2014 what about after that i am told that underwritten plans are much cheaper than obamacare is this true [ Disease ] most helpful answer most of these little tears i am assuming it is little will heal rapidly in just a few days there is really little that you can put on this area but a vaseline based ointment or just plain vaseline will protect the area from urinary irritation just keeping the area clean during a shower is usually sufficient and of course avoiding intercourse until you have completely healed