 [ Symptoms ] how do i use pain relieversfever reducers safely [ Disease ] if your husband is work based plan does not provide any coverage for prescription drugs it may not meet the standards under the law i suggest you check with his employer to find out if it meets the aca is requirements if it does not there is a possibility you can qualify for a tax credit to help lower the cost of insurance you buy through the marketplace in most cases employer based insurance is the best deal around even when it is pricey still even if you do not qualify for a tax credit it may be worth shopping all of your options to see if you can find a plan at a cost you can cover