 [ Symptoms ] i have insurance through my work but if it is cheaper would i be able to cover my daughter with insurance through the marketplace instead of putting her on my insurance at work [ Disease ] yes you can choose to do that however if your employer is plan is considered affordable under the law meaning your individual premium costs no more than 9 5 of your income you will not qualify for subsidized insurance through your state is marketplace however you may find that even without a tax credit buying a health plan for your daughter outside of work is less expensive if so there is nothing stopping you from going that route