 [ Symptoms ] what kind of problems can occur when taking the following prescriptions gabapentin topamax zocor and verapamil [ Disease ] supplemental insurance products sold by aflac such as accident or critical illness insurance will not count as qualified health insurance under the affordable care act as their name suggests these products are designed to supplement not take the place of major medical insurance i believe an hno is a product that is a hybrid between an hmo and ppo    sometimes called a pos point of service plan but you would need to confirm the details of that plan with the insurer offering that product