 [ Symptoms ] how do i know if i qualify for a subsidy in the health insurance exchanges [ Disease ] if you earn between 100 400 of the federal poverty level fpl you are eligible for a subsidy on the exchange in 2013 the fpl is 11 490 for one person and 23 550 for a family of four if you are unsure if you qualify it is still simple to find out the application for health insurance on your state is health insurance exchange will calculate your eligibility for you simply visit your state is exchange website when enrollment begins on october 1 2013 if you are ineligible for subsidies on the exchange because you qualify for medicare or medicaid the health insurance exchange will enroll you into the appropriate program in this sense it is designed to be a one stop shop with “no wrong door ”