 [ Symptoms ] we keep hearing about the different levels of health insurance plans like bronze or silver  however the only differences mentioned on the website are the premium and co pay costs and deductibles    not a word about what is actually covered am i missing something or is there no difference in actual care coverage [ Disease ] that is because all approved plans selling insurance must cover the same package of benefits called essential health benefits there can be variations in the details of what is covered in each category but no longer can plans vary to the degree that one covers prescription drugs and another does not so the primary difference among the metal levels is price you can see a list of the 10 essential health benefits all plans must cover here <link>