 [ Symptoms ] i am very happy with my health insurance plan  i have the geha   government employee health association and i really do not want to sign up for this obamacare will i still be able to keep mine [ Disease ] you pay a 147 deductible each year after you pay it you pay coinsurance which is 20 of your medical costs if you have medigap plan that 20 may be covered you pay a 147 deductible each year after you pay it you pay coinsurance which is 20 of your medical costs if you have a medigap plan it may help to cover that 20