 [ Symptoms ] do i have a learning disorder or do i have ocd  i have problems paying attention when someone is speaking i focus on repeating there words in my head so i do not really hear what they are saying when i try to focus on listening or really hearing them it gets worse so what i am finding out or realizing is that i tune things or people out not really listening so i do not repeat things in my head all these years i just thought i had a learning disorder but starting to realize why i have difculties remembering things or learning things [ Disease ] insurers participating in the marketplace are required to offer at least one silver and one gold plan as well as at least one plan that covers children platinum level plans unfortunately are not required some states have plans at all of the metal levels while others do not