 [ Symptoms ] i have health insurance paid by my employer  my husband was laid off in july but his severance package covers him until the end of november if i add him to mine or we take cobra is it going to cost a ton can he enroll as an individual or do we have to add to mine or take cobra [ Disease ] it is not appropriate to take any prescription medication unless you are instructed by a doctor or health care provider to do so we have to be very careful with tamiflu since we have had some cases of resistance and what causes resistance is exactly what you asked    people not getting a confirmed diagnosis and taking the medication just because  this medication should only be taken according to the cdc guidelines for the treatment of h1n1 and seasonal influenza