 [ Symptoms ] in a few years i will be kicked off my husband is policy through opers  i am self employed but my income is substantially lower than his what income is used to determine my status we do file a joint income tax return is the joint income used or would it be mine since i would be the only insured [ Disease ] there can literally be hundreds of different reasons for hives urticaria but vitamin d deficiency is not one of them you can have your medical provider test your vitamin d level however and help you search for a possible cause of your hives