 [ Symptoms ] my son will not let me clean out his ears and they look really dirty what should i do he is 2 12 almost 3 [ Disease ] cosmetic procedures can be deemed medically necessary though in most cases they are not sometimes surgery to remove excess skin after a large weight loss is a covered benefit it is hard to imagine however that liposuction would meet criteria in order for it to be covered your doctor would need to provide a medical justification for the procedure and then you would need with your insurer to see if it meets with requirements