 [ Symptoms ] if i already have health insurance through my employer can i still shop for new insurance via the exchanges  just to test the waters [ Disease ] if you have health insurance through your employer you can still go online and check out the coverage options available through the exchange just be aware that most employer offered coverage is subsidized pretty heavily by your employer so as a general rule you will probably find that you have more comprehensive and more affordable coverage at work but certainly no harm in checking out the website and comparison shopping