 [ Symptoms ] mom & dad have an individual pos health insurance policy with humana both kids have coverage with peach care in ga  one child has health issues and will be 19 soon so no longer eligible for peach care in 2014 do we need a new health plan in 2014 for mom dad and both kids or can the kids or child with medical issues get a separate new guarantee plan if mom and dad want to keep their cheaper policy through 2014 adding the kids to the pos policy is not guarantee issue right [ Disease ] the only person that could answer that question would be a fertility specialist who is working with both of you    someone who knows your husband is sperm countmotility and someone who knows if you are ovulating properly testosterone may not insure fertility and vitamins will do little to influence your ability as a couple to conceive