 [ Symptoms ] if you already have a non  employer based health plan can you still go to the exchange  can you see if you can get a better plan at a lower rate [ Disease ] you can go to your state is exchange or marketplace to shop for a health plan even if you already have non  employer based insurance exchanges are designed to make the insurance buying process easier you can compare benefits and premiums across a range of health plans each of which includes 10 categories of essential health benefits such as maternity care and prescription drugs you can also find out if you qualify for financial assistance if you are single and you make less than about 46 000 or if you are a family of four and you make less than about 94 000 you may receive help to pay your premium