 [ Symptoms ] my company health insurance is useless my wife has insurance through her work bcbs which covers us so i do not need to do anything as far a signing up for anything since i am covered under her insurance correct if she was to quit one of us would then be required to sign up right [ Disease ] as long as your wife is plan covers essential health benefits which it almost certainly does then you are fine if she were to quit you would be uninsured you would have to pay a penalty or buy insurance on your own you may qualify for subsidies to buy insurance on the exchanges