 [ Symptoms ] how do i know if my toddler has strep throat i have had a sore throat for couple nites and just noticed spots on the tonsils i plan on going to a dr tomorrow morning for antibiotics but i am concerned about my 3 year old i did not see any spots in her mouth are there any other symptoms i should be watching out for she is recovering from a cold from over a week ago but it is been improving [ Disease ] no you will not be penalized as long as your kids coverage meets aca requirements if you do not want to pay the penalty you should buy coverage for yourself