 [ Symptoms ] can intercourse with a partner with vaginal dryness affect the penis including raw spots slight pain etc [ Disease ] if you have employer based insurance now and will continue to do so until you retire there is no need for you to take any immediate action when you retire and lose your employer based insurance you will have a qualifying event which will allow you to shop for a marketplace plan even though you are outside of the open enrollment period you probably want to start your application and shop for plans at least two months before your employment based plan ends