 [ Symptoms ] my bf and i had sex 228 got period 31 it came early i feel crampy and have back pain coukd i be pegnant [ Disease ] most doctors today are quite happy to accept cash instead of dealing with insurance companies so i do not have an answer for you as to why your offered is being turned down there is currently a lot of scrutiny for doctors who prescribe pain medication given concerns about their abuse and doctors prescribing patterns still i am not sure why that would impact you paying cash for an evaluation by your doctor after which you are prescribed a medication you fill at the pharmacy i would suggest you ask your doctor directly for an explanation sometimes office policies get confused by the time they are told to patients by members of the doctor is staff also be sure to look into either cobra continuation coverage andor an insurance policy through healthcare gov while you are between jobs losing job based insurance counts as a qualifying event that would allow you to pick up a plan with health reform now in place there is no need for you to go without coverage