 [ Symptoms ] can both married spouses have flexible spending accounts does their combined contribution need to be under 5 000 [ Disease ] fsas are offered as an individual employee benefit so each member of a married couple can have his or her own fsa account assuming one is available to each separately at work fsas allow employees to set aside salary tax free to pay for health care expenses not covered by insurance for themselves and their dependents that includes deductibles co pays and co insurance for medical and dental care fsa limits as of today there is no maximum contribution set for health fsas it is left up to your employer to set one and many employers do establish a maximum says anne waidmann a director of human resource services for price waterhouse cooper a 5 000 cap on contributions is most common that means you and your spouse may currently be able to contribute 5 000 each for a total of 10 000 but health reform will usher in some changes for these tax free accounts starting in 2013 for example the maximum contribution an employee can make to an fsa will be 2 500 if an employee and spouse are both employed and earn more than 2 500 each they can each contribute that amount to their fsas for a total of 5 000  waidmann says until that change takes effect however check with your employer to find out what the maximum contribution is for 2011 and 2012  for a list of medical expenses covered by an fsa you can check the irs is website