 [ Symptoms ] i submitted my application for health insurance last week and they said that there is a 2 4 week wait well my insurance enrollment at work ends october 31 is there a chance that i might hear from them sooner [ Disease ] if you get insurance at work you are likely better off sticking with that plan and not buying one through the marketplace you will not qualify for a tax credit if your employer is plan is considered affordable under the law affordable employer health insurance costs no more than 9 5 of your income and covers at least 60 of covered medical costs and employer plans are usually a better deal you are not taxed on the benefits and often employer coverage is richer