 [ Symptoms ] i am seeing 152535 co insurance after the deductible in network listed on the healthcare gov plans available please explain exactly what this means [ Disease ] in several of the plans available through healthcare gov consumers will have to meet a deductible pay that amount out of pocket before the insurance plan begins to cover most benefits and services based on your questions you are also finding some plans that require you to pay a percentage of the costs so called co insurance for benefits or services after meeting that deductible so for example you may have to pay 15 of the cost of a physician office visit after the deductible or 25 of a hospital stay