 [ Symptoms ] most of the time when i get cold it is triggered by my allergies is this normal what can i do to prevent this  i laid over freshly cut grass usually an allergy trigger in 20 minutes the allergies kicked in sneezing runny nose watery eyes went home to take an otc allergy med the medicine did not seem to work as it usually did i have very manageable seasonal allergies that night i has a full blown cold fever chills body aches terrible sore throat  for year i have seen the same pattern  not all my allergies trigger a cold but most of my colds are triggered by simple allergies [ Disease ] under the law a husband and wife who have been buying a small group plan will need to switch to the individual insurance market to buy a small group plan at least one full time employee must not be a relative you can buy a family plan for the two of you