 [ Symptoms ] i currently have a good health insurance plan with cigna but i do not like their politics  as a retired government worker i am currently paying about 320 per month for my husband and me to have major medical can i switch to a policy under the aca and then go back to cigna if i do not like the new program [ Disease ] you would need to check with your former employer is human resources office if you were a federal employee this would be the office of personnel management generally if you give up retiree health care you cannot go back on it at a later date you can still go on your state is exchangemarketplace to see how much coverage is through an individual policy and may find something cheaper but you may put your retiree insurance at risk