 [ Symptoms ] my husband can use the va for his health care needs but i am unemployed and have no health insurance he started a new job and next month can get insurance through them which is best him using the va and me trying to get a policy on my own or should we carry it through his job for both of us [ Disease ] generally employer based health insurance is a better deal than buying it on your own the benefits are often richer and employers tend to pick up 70 80 of the cost also you do not pay taxes on those benefits