 [ Symptoms ] i am a 61 year old male forced into early retirement for medical reasons my cobra just ended at 1 540 per month  i am working on getting disability in the meantime or possibly for 4 more years i need affordable insurance i have no income what should i do [ Disease ] wear sunscreen of at least spf 15 daily as uv exposure causes age spots products with ingredients like retinol retinyl propionate niacinamide sepi white and n acetyl glucosamine have been clinically proven to reduce the appearance of age spots there are also excellent in office chemical peels and laser treatments that your dermatologist can provide to dramatically improve the appearance of sun spots