 [ Symptoms ] my son had his aortic valve replaced with a mechanical one last year his l 4 5 disk just went out yesterday [ Disease ] employers have plenty of incentive to offer health insurance for one it is a very important tool for attracting top notch employees a fact the law is not likely to change second employers reap significant tax benefits by offering employees health insurance in addition the health reform law requires employers to continue offering coverage or pay fines for failing to do so and any changes employers make to their plans will have more to do with controlling costs than anything else    a trend that is been in place long before the affordable care act became law