 [ Symptoms ] i am in florida and currently have a bcbs individual health insurance plan  bcbs is cancelling my plan and assigning a new plan to me their letter said that i will get that plan unless i change by nov 1 can i change plans between now and jan 1 or am i stuck with the assigned plan [ Disease ] if i understand your question correctly your coverage is likely being terminated at the end of the year but you are being asked to make a decision on a new plan by nov 1 you do not have to accept the new plan you can shop for alternatives through healthcare gov or contact a navigator in your area to discuss your options if your income is low enough you may also qualify for federal assistance to pay your premium you can find a navigator in your area by going to <link> the marketplaceexchange plans begin coverage on jan 1st