 [ Symptoms ] what is this i hear that if you elect a cadillac health insurance plan that you will be taxed [ Disease ] cadillac insurance plans are not really a concern for those buying coverage on their own rather they refer to high cost plans generally offered by employers starting in 2018 employers and insurers offering health plans that cost more than 10 200 for an individual and 27 500 for a family will pay a 40 exise tax on any amount over those dollar thresholds