 [ Symptoms ] in a few years i will be kicked off my husband is policy through opers  i am self employed but my income is substantially lower than his what income is used to determine my status we do file a joint income tax return is the joint income used or would it be mine since i would be the only insured [ Disease ] it is total household income that counts when determining whether someone qualifies for a tax credit in the marketplaces and for how much so if you and your husband file jointly it is your combined coverage that counts