 [ Symptoms ] i have noticed the jobs we have where i live have cut hours or hired temporary workers so not to cover health insurance  i do not have insurance due to this and am lucky if i work 10 hours a week yet i do not qualify for medicaid either because i am not under 21 or pregnant i looked at the offers online and with bills i see i can not afford that either i am very confused at this and do not believe i should be fined on my taxes for something i do not know how to fix can you please explain and help me i am in west tennessee [ Disease ] unfortunately your state is among those not expanding its medicaid program    given your financial situation you most likely would have qualified but you may qualify for deeply discounted health insurance through the marketplace so i urge you to shop head to healthcare gov if it turns out the lowest cost plan available to you amounts to more than 8 of your income you will not be held responsible for having coverage and will not pay a penalty