 [ Symptoms ] i live in new jersey with my father i am a 27 year old female  i work full time for a small company and my employer currently does not offer health insurance to their employees i am currently on cobra through my prior employer and the premium is very expensive my father receives social security and is on medicare which i can not participate in i support myself and pay for my own expenses my father and i both file individual tax returns with a filing status of single and claiming 1 exemption on each return are we considered a 2 person household or 2 households with 1 person in each household [ Disease ] as long as your father does not claim you as a dependent on his taxes it is only your income that will be considered when determining how much of a subsidy you qualify for