 [ Symptoms ] a suntan makes me look good but everyone says tanning is bad for you i am in my 20s and do not have wrinkles so why not [ Disease ] your question touches upon a very important issue and one that many americans struggle with millions of people either hang onto a job because they can not afford to lose the health insurance or go uninsured which is particularly dangerous for folks like yourself with a chronic condition job gaps after january 1 2014 will no longer be a concern with regard to health insurance you will be able to buy a policy through your state is marketplace and be guaranteed coverage even with a pre existing health condition when you lose access to affordable coverage provided by your employer you will be eligible to buy a plan on your own likely you will also qualify for financial assistance to lower your costs