 [ Symptoms ] i read that in some cases one could qualify for goldplatinum health insurance coverage when signing up for silver but i have found no specifics why and what are the qualifications why can i not determine out of pocket and co pay costs before signing up on the healthcare gov site [ Disease ] you will qualify for any of the metal level plans subsidies are based on the cost of the second lowest price silver plan but if you are willing to pay more you can buy yourself a higher level plan healthcare gov should now allow you to see the details of the plans side by side you can also call the 800 number on the site to speak with someone who can help explain it to you