 [ Symptoms ] does exercise 1 hr of yoga and 30 to 45 min on eliptical 3 4 times a week prevent ovulation andor fertilization [ Disease ] this is an issue of concern for many families the law states that employer sponsored health insurance is affordable if individual coverage does not exceed 9 5 of your annual income it does not include the cost of family coverage which is obviously much higher under the law if you have an offer of affordable employer coverage you are not eligible for subsidies through the marketplaces meaning your family will have to pay the full cost of coverage with no financial assistance from the government you can shop outside of the marketplace if you wish and if you are not eligible for a tax credit you may find broader options available to you you can work with an agent