 [ Symptoms ] when should i get out of bed to encourage better sleeping [ Disease ] even before the aca most insurance companies allowed for one physical exam annually at no additional cost while a physical for men is not specified under the aca most of the screenings that take place during an exam are you can see the list of preventive services required to be provided to you with no additional costs at the time of the visit at healthcare gov here is the exact link <link>#part=1