 [ Symptoms ] i am currently unemployed with no wage income but do have money coming in to me as an annuity will i be able to receive a subsidy for health insurance since the return of the annuity is my own money [ Disease ] subsidies are calculated based on modified adjusted gross income  it does not matter if income is in the form of wages or other payments like annuities if your income is sufficiently low 400 of poverty level about 45 000 for an individual you will qualify for subsidies