 [ Symptoms ] i become pregnant while i am going through menopause [ Disease ] if you get insurance at work you are likely better off sticking with that plan and not buying one through the marketplace you will not qualify for a tax credit if your employer is plan is considered affordable under the law affordable employer health insurance costs no more than 9 5 of your income and covers at least 60 of covered medical costs and employer plans are usually a better deal you are not taxed on the benefits and often employer coverage is richer