 [ Symptoms ] if you choose not to buy health insurance what is the penalty will the penalty be the same in each state  when you choose a health insurance plan will that plan be the one you always have even if you move to another state out of all of the plans which is the best value [ Disease ] penalties for failing to have insurance will be the greater of 95 or 1 of your income that goes up over time if you move to a new state you will need to buy a policy based in that state finding the right plan is a very personal selection i suggest you begin shopping the plans available on the marketplace and contact the customer service line to speak with someone who can offer you personalized assistance