 [ Symptoms ] what are the health insurance options and possible premium costs for people who are self employed  what are the best health plan options for someone who is 62 years old has not yet been diagnosed with any health conditions requiring treatment and is not yet eligible for medicare [ Disease ] if you are living outside the country for the majority of the year you are not required to buy health insurance under the affordable care act if you visit a physician while here for a visit without health insurance you will need to pay out of pocket for the services you receive