 [ Symptoms ] i have heard aetna cigna et al are still underwriting plans until dec 31 2013 is this true [ Disease ] in most cases insurers that are doing this are offering people already insured with them the chance to sign up again for another year generally at a lower price you can keep a non aca compliant plan through 2014 but that option goes away in 2014    and it is not an option for consumers living in some states because the marketplaces have not allowed it if you have been given the chance to buy or renew a non aca plan for another year then i am guessing you already know the difference in price    likely the companies are offering a less expensive option with a plan non compliant with the law the plans also typically offer benefits that are not as rich however this option for most people goes away