I Wayan Nuka Lantara|Ni Ketut Rai Kartini
FINANCIAL LITERACY AMONG UNIVERSITY STUDENTS: EMPIRICAL EVIDENCE FROM INDONESIA
Universitas Gadjah Mada|Universitas Gadjah Mada
study investigates level financial literacy among undergraduate graduate students study also examines association students demographic factors financial literacy rate data collected distributing 800 questionnaires undergraduate graduate students gadjah mada university indonesia covering cross educational majors ages gender education levels marital status income work experience sample total 348 respondents returned completed questionnaires gave response rate 435 percent findings show average 4539 percent respondents answered questions correctly relatively low compared studies found countries chen volpe 1998 us 5287 percent beal delpachitra 2003 australia 53 percent also seems male students students economics business majors higher incomes work experience higher financial literacy rate using probit tobit regression tests study revealed education levels academic disciplines positively associated financial literacy ratekeywords financial information literacy rate education finance indonesia