Sylviana Maya Damayanti|Pramudya Wicaksana
FINANCIAL LITERACY AND RISK PROFILE: AN EXTENSIVE OBSERVATION ON BANK EMPLOYEES
Bandung Institute of Technology|School of Business and Management|Bandung Institute of Technology|School of Business and Management
people high level financial literacy tend better financial management skills realize financial wellbeing effective financial decisions including investing according risk profile banking industry industry highest inclusive level selected represent financial literacy conditions hand gap financial inclusion financial literacy leads large number investment illegal cases complaints regulators purpose research find level financial literacy type risk profile factors affect bank employees bandung research objects sampling technique used nonprobability sampling technique purposive sampling total 408 respondents data collection online questionnaires three sections questionnaire demographic factors financial literacy risk profile data processing techniques used descriptive statistical analysis multiple regressions results showed bank employees bandung financial literacy indexes categorized medium sufficient 667 risk profile index moderate type 60 demographic factors affect financial literacy age education level organizational position factor affects risk profile age gender research also revealed strong correlation financial literacy risk profile