Hanuman Prasad|Devendra Meghwal|Vijay Dayama
Digital Financial Literacy: A Study of Households of Udaipur
financial literacy center discussion world financial literacy generally defined persons ability understand analyze manage communicate personal finance matters specifically refers set skills knowledge allows individual make informed effective decisions understanding finances ability make informed judgments take effective decision regarding use management money trend change financial literacy become old wine people moving towards digital financial literacy interesting side digital financial literacy people going digital payments value internet banking debit card amp credit card mobile banking going high indian government also promoting digital india recently launched many schemes like pradhan mantri jan dhan yojna jeevan jyoti bima yojna suraksha bima mudra bank yojna bhim vittiya saksharta abhiyan visaka also launched ministry human resource prime objective research know digital financial literacy among households udaipur city awareness various digital platforms frequency use taken digital financial literacy study aims diagnose impact personal characteristics digital financial literacy sample study taken udaipur city rajasthan state india sample 268 households selected randomly wellstructured questionnaire used survey generate digital financial literacy data results study useful direction digital platform providers government promote citizen digital transactions study also suggests wave awareness campaign required bringing people umbrella digital transaction cash transaction oriented economy like india needs dual edged sword one hand needs bring policies lesser use cash greater use digital cash