Elistina Abu Bakar|Jariah Masud|Zuroni Md Jusoh
Knowledge, Attitude and Perceptions of University Students towards Educational Loans in Malaysia
Universiti Putra Malaysia|Universiti Putra Malaysia|Universiti Putra Malaysia
national higher education fund corporation ptptn loan major source financing tertiary education malaysia nonrepayment loan among university students graduated becomes major problem government since total amount loan available students depended loan repayment study sought examine students knowledge attitude regarding loan three aspects focus knowledge attitude perception students towards loan repayment loan study also analyzed legal literacy students towards ptptn agreement total 1500 students university putra malaysia participated study data collected using selfadministered questionnaire findings revealed students good knowledge ptptn loan agreement significant proportion students negative attitudes towards repayment loan majority perceived loan burden limits many options life graduation