Reynard Jonathan|Sumani Sumani
Millennial Investment Decision Analysis
Atma Jaya Catholic University of Indonesia|Atma Jaya Catholic University of Indonesia
managing finances aims able generate income investment one individual decisions increase assets owned allocating certain amount funds time assets considered generate returns millennial investors governments main target financial literacy education financial services authority promoted encouraging increase stock investment public however many factors influence investors invest including environment investors personal experience purpose study analyze factors influence investment decisions millennial private investors including financial literacy perceptions risk return financial technology family background income data taken study primary data obtained online questionnaires people currently investing age range 2040 number samples study 224 respondents data collection using google form two months research data analyzed using spss 26 software using descriptive statistical data validity reliability tests classical assumption tests autocorrelation multicollinearity heteroscedasticity results showed financial literacy perceptions risk return financial technology family background income influence millennial investor investment decisions implication result shows parents start provide basic investment knowledge teenagers soon possible firm invest financial technologies serve young customers