Asyraf Afthanorhan|Abdullah Al Mamun|Noor Raihani Zainol|Hazimi Foziah|Zainudin Awang
Framing the Retirement Planning Behavior Model towards Sustainable Wellbeing among Youth: The Moderating Effect of Public Profiles
Sultan Zainal Abidin University|UCSI University|Universiti Malaysia Kelantan|Sultan Zainal Abidin University|Sultan Zainal Abidin University
study examines effect financial literacy saving attitudes social influence goal clarity retirement planning construct addition investigates public demographic profile moderates relationships questionnaire approach utilized collect data adopting customizing measurement scale previous studies systematic random sampling approach employed 323 prospective respondents outcomes study illustrate relationships significantly positively associated retirement planning using structural equation modeling sem furthermore moderator variables gender age status income education moderated relationships government construct holistic retirement planning model based demographic characteristics