Amirreza Daghighi, Gerardo M Casanola-Martin, Kweeni Iduoku, Hrvoje Kusic, Humberto González-Díaz, Bakhtiyor Rasulev
Multi-Endpoint Acute Toxicity Assessment of Organic Compounds Using Large-Scale Machine Learning Modeling
Environmental science & technology
article reviews evidence importance finance economic wellbeing provides data use basic financial services households firms across sample countries assesses desirability universal access provides overview macroeconomic legal regulatory obstacles access despite benefits finance data show use financial services far universal many countries especially developing countries universal access financial services public policy objective countries would likely difficult achieve countries however facilitate access financial services strengthening institutional infrastructure liberalizing markets facilitating greater competition encouraging innovative use knowhow technology government interventions directly broaden access finance however costly fraught risks among others risk missing targeted groups article concludes recommendations global actions aimed improving data access use suggestions areas analysis identify constraints broadening access