Wida Purwidianti|Naelati Tubastuvi
The Effect of Financial Literacy and Financial Experience on SME Financial Behavior in Indonesia
Muhammadiyah University Purwokerto|Muhammadiyah University Purwokerto|Jenderal Soedirman University
aim study examine effect financial literacy financial experience smes financial behavior indonesiathe dependent variable financial behavior independent variables financial literacy financial experience four control variables used namely company size business length age education level sme owner respondent sample 42 owners smes purwokerto selatan study used multiple regression analysis results showed financial literacy effect financial behavior financial experience positive effect financial behavior among four control variables company size significant negative effect financial behavior three control variables significant effect financial behavior implication study sme owners good financial experience increase financial behavior therefore important improve financial experience sme owners