Eko Purwanto|Muhadjir Anwar
Application of the edu finance model to improve financial literature in creative industry in Sidoarjo district
University of Pembangunan Nasional Veteran|University of Pembangunan Nasional Veteran
purpose research aimed observe development smes problems related financial knowledge importance educating smes systematic integrated sustainable manner regarding financial literacy expected able build strong business foundation much needed increasing financial literacy expected contribute financial system stability reduce vulnerabilities financial system make effective decisions financial resourcesdesignmethodologyapproach data collected selfadministered questionnaire 14 items used edu finance financial literature research design used research quantitative research uses data form numbers descriptive statistical analysis results calculations compared criteria level financial literacy according chen volpefindings results study indicate based five variables use financial literacy level smes women low category therefore appropriate model needed increase financial literacy knowledge creative industry smes sidoarjo district prioritizing importance planning evaluation produces feedback improving financial literacyresearch limitationimplications data collected frommsme creative industry sector sidoarjo district limited may captured reflections msme creative industry sector indonesia maybe differed sample used practical implications condition smes creative industry sector sidoarjo district currently still limitations various problems limitations experienced include financial skills financial behavior limited access information technology therefore financial literacy crucial smes improve business performance several studies conducted prove financial literacy contributes improvement msme performanceoriginalityvalue research contributed identifying respondents need systematic integrated sustainable education smes regarding financial literacy needed build strong business foundation