Widiawati Widiawati|Ani Nuraini|Arif Haryana
Analysis of The Effect Of Sharia Financial Technology (Fintech) on Increasing Literacy and Inclusion of Sharia Financial Inclusion of Msmes in Dki Jakarta
Universitas Respati Indonesia|Universitas Respati Indonesia|Universitas Respati Indonesia
purpose study analyze effect islamic fintech digital payment system services increasing msme islamic financial literacy inclusion dki jakarta research method quantitative research smartpls analysis tool population study msmes dki jakarta sampling technique using purposive sampling technique amounted 100 samples msmes data collection techniques using questionnaire results showed digital payment system variable tstatistic effect financial literacy 4174 digital payment system variable tstatistical effect financial inclusion 4345 digital payment system variable tstatistical effect financial inclusion financial literacy 2075 financial literacy variable tstatistic effect financial inclusion 3103 conclusion study fintech digital payment system positive significant effect msme sharia financial literacy inclusion dki jakarta direct indirect total effects suggestions financial institutions expected improve islamic fintech financial services msmes expected improve capabilities skills digitizing financial services researchers research carried wider scope research objects variables suggestions financial institutions expected improve islamic fintech financial services msmes expected improve capabilities skills digitizing financial services researchers research carried wider scope research objects variables suggestions financial institutions expected improve islamic fintech financial services msmes expected improve capabilities skills digitizing financial services researchers research carried wider scope research objects variablesx0d keywords financial technology digital payment system islamic financial literacy islamic financial inclusion