Minal Patel|Daniel J. Kruger|Suzanne Cupal|Marc A. Zimmerman
Effect of Financial Stress and Positive Financial Behaviors on Cost-Related Nonadherence to Health Regimens Among Adults in a Community-Based Setting
Michigan Department of Health and Human Services|University of Michigan–Ann Arbor|Michigan Department of Health and Human Services|University of Michigan–Ann Arbor|Michigan Department of Health and Human Services|University of Michigan–Ann Arbor
little known role positive financial behaviors behaviors allow maintenance financial stability financial resources mitigating costrelated nonadherence crn health regimens study examined relationships positive financial behaviors financial stress crndata came 2011 speak health community survey n 1234 descriptive statistics computed examine financial stress crn chronic condition health insurance status used multivariate logistic regression models examine relationship positive financial behaviors financial stress interaction composite score crn controlling health insurance status educational level age marital status number chronic conditions employment statusthirty percent sample engaged crn participants reported moderate financial stress mean 1385 standard deviation sd 697 moderate positive financial behavior mean 884 sd 324 participants employersponsored insurance medicaid medicare genesee health plan high blood pressure asthma diabetes highest proportion crn relationship financial stress crn significantly different reported lower versus higher levels positive financial behavior p 32 greater financial stress associated greater likelihood crn odds ratio 249 95 confidence interval ci 208299 higher level positive financial behavior associated lower likelihood crn 080 95 ci 067094financial literacy means promoting positive financial behavior may help reduce crn intervention strategy focused improving financial literacy may relevant highrisk groups report high levels financial stress