Beata ?wiecka|Eser Ye?ilda?|Ercan Özen|Simon Grima
Financial Literacy: The Case of Poland
University of Szczecin|Usak University|Usak University|University of Malta
financial literacy path sustainability important role ensuring financial sustainability individuals families enterprises national economies level economic indicators debt payment discipline savings financial management translate prosperity insolvency bankruptcy result partially financial literacy higher level financial literacy especially young people favourable level economic indicators translates economy sustainable development study aim determine level financial literacy high school students poland determine whether financial literacy changes according gender important element distinguishes study others study carried large sample high school students average age 1516 years addition effect gender financial literacy early age investigated also comparing wider themes socalled narrow themes results research demonstrated good partially good level financial knowledge young people poland 453 obtained average level score 438 achieved highlevel score financial knowledge result shows rational financial decision making however although understood gender makes difference financial behaviour use financial instruments gender make difference level financial knowledge moreover financial literacy level males found higher females