Sami Ben Naceur|Thorsten Beck|Mohammed Belhaj|Adolfo Barajas
Financial Inclusion: What Have We Learned So Far? What Do We Have to Learn?
past two decades seen rapid increase interest financial inclusion policymakers researchersthis paper surveys main findings literature documenting trends time gaps arisen across regions income levels gender among othersit points structural well policyrelated factors encouraging banking competition channeling government payments bank accounts play important role describes potential macro microeconomic benefits derived greater financial inclusionit argues policy aim identify reduce frictions holding back financial inclusion rather targeting specific levels inclusionfinally suggests areas future research