Ivan Portnoy, Jessica Manosalva-Sandoval, Ana C Torregroza-Espinosa
Impact of COVID-19 on Students' Generic Skills - A Case Study in a University from a Developing Country
Procedia computer science
individuals increasingly charge financial security retirementbut wellequipped individuals make saving decisions possess adequate financial literacy informed important components saving plans even plan retirementthis paper shows financial illiteracy widespread among us population particularly acute among specific demographic groups low education women africanamericans hispanicsmoreover close half older workers know type pensions large majority workers know little rules governing social security benefitsnotwithstanding low levels literacy many individuals display rely help experts financial advisors make saving investment decisionslow literacy lack information affect ability save secure comfortable retirement ignorance basic financial concepts linked lack retirement planning lack wealthfinancial education programs help improve saving financial decisionmaking much done improve effectiveness programs