Freeman Kobla Gobah|Liang Zhang
The National Health Insurance Scheme in Ghana: Prospects and Challenges: a cross-sectional evidence
Huazhong University of Science and Technology|Tongji University|Huazhong University of Science and Technology|Tongji University
national health insurance scheme nhis ghana established national health insurance act 2003 act 650 national health insurance regulations 2004 li 1809 view improving financial access ghanaians especially poor vulnerable quality basic health care services limit outofpocket payments point service deliverythis study assess effect scheme access utilization healthcare services akatsi district volta region ghanaboth qualitative quantitative data collected facetoface interview 320 individuals three service providers using structured questionnairesthe result show age level education occupation major determinants membership schemethe scheme positive effect health seeking behaviour utilization health care services removing significant financial barriers accesslack health insurance serves significant barrier access modern health care servicesincreasing coverage membership coupled improvement geographical access promote better overall health outcomes people ghana