Nur Hamidah|Rida Prihatni|I Gusti Ketut Agung Ulupui
The Effect Of Financial Literacy, Fintech (Financial Technology) and Intellectual Capital On The Performance Of MSMEs In Depok City, West Java
State University of Jakarta
msmes growing competing business environment constantly changing like today digital era necessary monitor understand company performance achieve greater level business determine extent business carried target study aims analyze examine effect financial literacy fintech financial technology intellectual capital performance msmes depok city determination sample using probability sampling proportional random sampling technique simple random sampling number samples used 286 samples primary data source taken using survey method questionnaire research design used descriptive parametric statistical analysis methods instrument tests multiple linear regression analysis results study financial literacy fintech financial technology intellectual capital positive significant effect performance msmes depok city