Sirli Mändmaa
Analyzing the factors influencing university students' financial literacy
Tallinn University of Technology
financial literacy necessary skill life could improved financial education enhance financial education important examine deeply students financial knowledge personal background affects views personal finance issues financial decision making study analyzing questionnaire survey results 522 university students assess relationships financial literacy students financial opinions choices impact educational demographical characteristics participants financial literacy opinions choices results regression analyze show statistically significant impact financial literacy factors gender nationality academic discipline financial choices opinion holding debit card bank loan plan financial affairs advance daily basis interest get information financial services monetary affairs students studying science mathematics oriented subjects knowledge finance especially male students results study enable develop financial education give direction future research