Mykolas Navickas|Tadas Gudaitis|Emilia Krajnakova
Influence of Financial Literacy on Management of Personal Finances in a Young Household
ISM University of Management and Economics|International Business School at Vilnius University|Trencianska Univerzita Alexandra Dubceka V Trencine
article focuses importance financial literacy management personal finances young household responsible management personal finances fostered since early stages life financial mistakes made years youth costly difficult correct future moreover high level financial literacy positive impact daytoday decision making leads higher saving rates improves quality life long run paper deals main factors affecting low level financial literacy lithuania countries results survey lithuanian residents compared results similar foreign researches finansinio ratingumo taka jaunimo asmenini finans valdymui santrauka straipsnyje analizuojama finansinio ratingumo taka jaun nam ki asmenini finans valdymui atsakingas asmenini finans valdymas privalomas nuo dien anksti gyvenime padarytos finansins klaidos gali kainuoti dideles sumas pinig ir bti sunkiai itaisomos ateityje geros finansinio ratingumo inios sudaro slygas priimti racionalesnius kasdienius sprendimus ir padeda ileisti maiau pinig mogus sutaupo kur kas daugiau tai per ilg laikotarp gerina ir jo gyvenimo kokyb straipsnyje analizuojamos pagrindins em finansin ratingum lietuvoje ir kitose alyse lemianios prieastys atlikus lietuvos gyventoju apklaus gauti rezultatai lyginami su panaiais usienio tyrju darbais reikminiai odiai finansinis ratingumas asmeniniai finansai asmenini finans valdymas jauni nam kiai