Mohamad Fazli Sabri|Rusitha Wijekoon|Husniyah Abd Rahim
The influence of money attitude, financial practices, self-efficacy and emotion coping on employees’ financial well-being
Universiti Putra Malaysia|Coconut Research Institute|Universiti Putra Malaysia
financial stability payment systems report bank negara malaysia reported household debt grew 54 rm109 trillion year earliernotably households merely borrow use credit purchasing order smoothen consumptionless secure vulnerable current retirement stages would result among public employees malaysia due high household debtsenhancing trend better financial management practices essential especially working employees due increased levels existing personal indebtedness increasing focus personal responsibility financial planning among themnowadays employees role managing finances becoming complex due experiencing complexity financial commodities marketplacetherefore studying determinants employees financial wellbeing fwb among employees malaysia major objective researchthe sample 590 employees public sector four states selected applying multi stage sampling techniquethe data gathering accomplished using selfadministered questionnaireaccording regression analysis contribution variables model 323money attitude financial practices selfefficacy emotion coping conspicuous contribution fwb financial practices identified key performing aspect fwbthe findings study beneficial government nongovernmental organizations ngos create comprehensive approach specially advance living standards enhance fwb lowerhousehold income cluster employeesmore comprehension determinants fwb plays vital role support workers equip financial prudence longrun would minimize rate malaysian workers financial difficulties