Suman Agarwal, Ranjit Singh
Customers' Perception Towards Accountability of Diagnostic Centres: Evidence from India
Journal of multidisciplinary healthcare
loan defaulting prominent challenge financial institutions outreach sustainability increasing become critical problem study area study aimed analyze loan repayment performance micro smallscale enterprise mses north wollo zone amhara region ethiopia study used multistage sampling technique select 336 sample enterprises 181 nondefaulter 155 defaulters qualitative quantitative data collected primary secondary data sources descriptive statistics result showed nondefaulting higher trade 2928 manufacturing 2155 mses high defaulting pertains mses engaged agriculture 2452 construction 2193 sectors respectively findings financial ratios revealed average current ratio debt ratio debttoequity ratio 065 072 795 respectively logit regression result showed enterprise manager education level collateral security financial literacy positively significantly affected loan repayment performance distance lending institutions repayment period loan diversion negatively affected therefore study recommends lending institutions concerned organizations organize warranties loan align repayment schedules production period enterprises inclusive monitoring supervision provide financial basic business training enterprises