Jurgens Louw|Jaco Fouché|Merwe Oberholzer
Financial Literacy Needs Of South African Third-Year University Students
North-West University|North-West University|North-West University
evident literature financial education financial training fail south africa results tertiary institutions sending students world lack preparedness financial challenges await problem study interventions designed thorough understanding needs students important therefore purpose case study evaluate financial literacy needs thirdyear students south african university research fulfills purpose means survey questionnaire developed first evaluate socioeconomic environment exposure world finance financial literacy 424 students participated study contribution study first existing literature basis cluster analysis results new suitable questionnaire evaluate financial literacy developed south african context furthermore study uncovered areas respondents mainly financially supported parents high level literacy well areas illiteracy need addressed