Peter J. Morgan|Long Q. Trinh
Determinants and Impacts of Financial Literacy in Cambodia and Viet Nam
Asian Development Bank Institute|Asian Development Bank Institute
paper extends literature determinants impacts financial literacy conducting oecdinfe survey two relatively lowincome asian economiescambodia viet namand analyzing determinants financial literacy effects financial literacy savings financial inclusion generally study corroborates findings studies countries uncovers differences well main determinants financial literacy found educational level income age occupational status financial literacy general education levels found positively significantly related savings behavior financial inclusion results generally hold even correcting possible endogeneity financial literacy