Shehla Amjad|Saf Hasnu
Smallholders’ Access to Rural Credit: Evidence from Pakistan
Abbott (Germany)|Management Sciences (United States)|Abbott (Japan)|COMSATS University Islamabad|Abbott (Germany)|Management Sciences (United States)|Abbott (Japan)|COMSATS University Islamabad
paper presents analysis smallholders access rural credit cost borrowing using survey data pakistan rural credit pakistan comes formal various informal sources tenure status family labor literacy status offfarm income value nonfixed assets infrastructure quality found important variables determining access formal credit hand total operated area family labor literacy status offfarm income found important factors determining credit status smallholders informal sources results show cost borrowing formal sources falls size holding increases analysis confirms importance informal credit especially smallest smallholders tenant cultivators