Elisa P. Tejero|Leah Wilfreda E. Pilongo|Francis T. Pamaran
Financial Literacy in Relation to Financial Management
financial literacy capacity analyze financial options plan future respond appropriately events study intends look association financial literacy financial management study utilized quantitative approach employing descriptive normative survey modified survey questionnaire financial literacy financial management respondents study participants annual national conference grace gospel church christ held iloilo city april 2227 2019 250 adult respondents questionnaire financial literacy management practices used measure financial literacy individuals questionnaire considered critical personal finance factors measurement level financial knowledge literacy financial decisionmaking financial practices cronbachs alpha results financial literacy 0929 financial management 0738 found normality test utilizing shapirowilk yielded significant results almost items hence nonparametric tests used statistical runs ensure donoharm complying consenting forms researchers submitted ethics review committee assurance researchers followed ethics protocol financial literacy management practices significantly differ three groups congregation namely leaders t11567 exact sig0000 nonleaders financial literacy management practices rank congregation t12431 exact sig0000 members t23930 exact sig0000 ttest showed significant differences financial management practice personalfamily budget financial decisionmaking