Mohamad Fazli Sabri|Teo Tze Juen
The Influence of Financial Literacy, Saving Behaviour, and Financial Management on Retirement Confidence among Women Working in the Malaysian Public Sector
Universiti Putra Malaysia|Universiti Putra Malaysia
awareness retirement confidence found low many people especially womenmuch past research revealed women consistently perform poor level retirement confidence compared menthis study aims examine influence financial literacy saving behaviour financial management retirement confidence among women working malaysian public sectormultistage random sampling technique applied sampling technique study708 respondents participated studythis study applied pearson correlational analysis determine relationship variablesthe findings reveal retirement confidence positively correlated financial literacy saving behaviour financial managementfurthermore multiple regression analysis applied determine predictors retirement confidencethis study concludes financial literacy saving behaviour financial management financial status significant predictors retirement confidence among working women financial management major factor contributing towards retirement confidencethe findings study practical implications financial advisors helping working women aware future retirement life financial needs prevent financial crisis later years