Annamaria Lusardi|Olivia S. Mitchell
Financial literacy and retirement planning in the United States
George Washington University|University of Pennsylvania
abstract examine financial literacy us using new national financial capability study wherein demonstrate financial literacy particularly low among young women lesseducated moreover hispanics africanamericans score least well financial literacy concepts interestingly groups rate rather wellinformed financial matters notwithstanding actual performance key literacy questions finally show people score higher financial literacy questions much likely plan retirement likely leave better positioned old age results inform seeking target financial literacy programmes need