Lawrence Etoromat|NULL AUTHOR_ID
Debt Management Literacy and Financial Performance of Saccos in Kumi County – Kumi Uganda
Kumi University
dissertation presented topic debt management literacy financial performance saccos kumi county overall objective study determine effect debt management literacy financial performance saccos kumi county achieve researcher used one specific objective vinz determine effect debt management literacy financial performance saccos kumi county carrying study researcher used case study research design ability investigate study variables detail population study 150 n people sample population 108 n people consisting sacco board members sacco management team members sacco members sample size determined use probability nonprobability sampling techniques data collection researcher used duo approach use questionnaire survey method allowed collection firsthand information within short period time interview method employed key informants ie sacco board members intended probe information get clarification capture facial expression two tools context used ie research questionnaire interview guide data collected quantitative qualitative nature data analysis carried two fold quantitative data analysed using statistical package social scientists spss version 2564 bit qualitative data recorded researchers note book transcribed clear meaning research findings highlighted strong positive relationship debt management literacy financial performance saccos r 0666 study confirmed debt management literacy explains 444 financial performance evident r2 0444 researcher based study findings recommended creation awareness corporative member education debt management documentation implementation comprehensive credit debt management policy must clear line authority authorizes approves creation policy relationship management strategies ensure long lasting beneficial relationships clients