Aleš Kozubík|Zuzana Kozubíková|Josef Polák
FINANCIAL LITERACY OF FULL-TIME AND PART-TIME UNIVERSITY STUDENTS
University of Žilina|University of Žilina|College of Regional Development|College of Banking
paper presents results financial literacy survey university students economic fields studythe research conducted questionnaire survey method two universities one slovak republic czech republicthe survey involved fulltime students well parttime studentsin framework survey personality characteristics participants found second part solved total thirteen problems area daily financial decision makingthe questions examined financial literacy across four areas personal finance namely time value money perception inflation annuities debt repayment risk investment decision makingall questions assigned multiple choice questions four response options one correct answer two incorrect answers know optionwhile parttime students answered 56 questions correctly fulltime students answered 51 questions correctlyafter identifying higher level total financial literacy parttime students applied methods statistical analysis subsequently detect areas daily students lagging behindat end article summarize causes phenomenon propose possible solutions current situation related development financial literacythe monitored areas article serve output forthcoming pilot project focuses identifying preferences consumer attitudes loans savings investments select population young generation