Pascaline Dupas|Jonathan Robinson
Savings Constraints and Microenterprise Development: Evidence from a Field Experiment in Kenya
Stanford University|University of California, Santa Cruz
limited access formal savings services impede business growth poor countries shed light question randomized access noninterestbearing bank accounts among two types selfemployed individuals rural kenya market vendors mostly women men working bicycle taxi drivers despite large withdrawal fees substantial share market women used accounts able save increased productive investment private expenditures see impact bicycletaxi drivers results imply significant barriers savings investment market women study context jel d14 g21 j16 j23 o12 o14 o16