Omolola Ola Bankole|Eric Cloete
Mobile banking: A comparative study of South Africa and Nigeria
University of Cape Town|University of Cape Town
study identifies factors influence user acceptance mbanking south africa nigeria research aimed examining relative differencessimilarities mobile banking usage south africa nigeria several studies acceptance mbanking produced various results across different countries accredited dissimilar sociocultural composition countries user acceptance mbanking country determined distinct characteristic factors unique country study employed quantitative qualitative data gathering analysis processes result showed sms alert account transactions used mbanking service countries research indicates culture indirect impact user acceptance mbanking factors awareness convenience literacy level also revealed influence acceptance mbanking countries