Goran Kvrgi?|Dragan Z. Milosevic|Goran ?ori?
SMEs ecosystem and banking finance support in Serbia
Univerzitet Union Nikola Tesla|Singidunum University|Bank of Slovenia|Univerzitet Union Nikola Tesla|Singidunum University|Bank of Slovenia|Univerzitet Union Nikola Tesla|Singidunum University|Bank of Slovenia
increasing awareness current liquidity crisis could lead solvency crisis many smes compensate declining revenues taking debt often government support 2020 level insolvencies bankruptcies kept check number bankruptcies expected spike 2021 raises question efficiency ecosystem policy approaches support smes need finance overburdening debt motivated authors paper research banking loans access external sources finance within smes ecosystem support also analyzed quality subdimensions legal regulatory framework collateralization options credit information systems financial literacy descriptive statistical methods well field desk research used elaboration results key results confirmed smes create lucrative returns whole national economy improved access finance provided better service models enabled technology new propositions clients hypothesis research