Irni Rahmayani Johan|Karen Rowlingson|Lindsey Appleyard
The Effect of Personal Finance Education on The Financial Knowledge, Attitudes and Behaviour of University Students in Indonesia
IPB University|University of Birmingham|Coventry University
abstract much debate impact personal finance education financial knowledge attitudes behaviour particularly based studies united kingdom uk united states america us paper makes contribution debate drawing analysis survey 521 undergraduate students bogor agricultural university ipb indonesia 2015 part study measured impact 14week personal finance education course financial knowledge attitudes behaviour findings show controlling factors personal finance course indeed positive statistically significant impact financial knowledge however statistically significant impact course financial attitudes behaviour analysis also shows family financial socialisation important driver financial knowledge attitudes behaviour drivers financial behaviour included income work experience yearfield study discussing money friends argue formal financial education unimportant role changing attitudes behaviour considered carefully indeed aim