Hasanul Banna|M. Kabir Hassan|Mamunur Rashid
Fintech-based financial inclusion and bank risk-taking: Evidence from OIC countries
Manchester Metropolitan University|University of Malaya|University of New Orleans|Universiti Brunei Darussalam
financial inclusion gone beyond rhetoric surrounding social development financial stability also expanding pathos arbitrage benefits made cheap retail deposits large banks banks technologically developed regions study investigates whether higher degree fintechbased financial inclusion ffi intensifies banks risktaking analysing data 534 banks 24 oic countries results indicate higher degree ffi controls banks risktaking behaviour nexus turns stronger postindustrial revolution 40 ir40 era results robust across multiple proxies estimation methods discuss competition surrounding investing fintech may expose banks towards severe uncertainty