Marianna Brunetti|Rocco Ciciretti|Lj. Djordjevic
The determinants of household’s bank switching
University of Rome Tor Vergata|Goethe University Frankfurt
investigate households bank switching exploiting unique representative dataset bank italy survey household income wealth follows households banks time first document bank switching quite prevalent sample almost quarter households changing main bank biannual horizon next relate decision switch features dynamics household bank relationship characteristics households banks line switching cost theory find using single bank well intensity number services used scope bank services used relationship main bank play role shaping households decision switch moreover bank switching strongly positively correlated taking paid mortgage