Mario Arias-Oliva|Jorge Pelegrín Borondo|Gustavo Matías-Clavero
Variables Influencing Cryptocurrency Use: A Technology Acceptance Model in Spain
Universidad Rovira i Virgili|Universidad de La Rioja|Autonomous University of Madrid
first commercial transaction first cryptocurrency 2010 marked start revolution transactions blockchain cryptocurrencies dramatically transform transactions internet revolutionized communicate currently 2000 cryptocurrencies quoted market many launched initial coin offerings use exchange method specific business ecosystem rights assets liabilities emerging fintech cryptocurrencies open many opportunities also pose significant challenges limitations paper analyzes key factors successful development cryptocurrency consumerbehavior perspective using technology acceptance theoretical framework test model able explain almost 85 intention use cryptocurrencies surprisingly risk significant factor could respondents considered operating cryptocurrencies risky lack variability responses questions perceived risk would explain lack explanatory power however willingness manage cryptocurrency risk could precondition adoption performance expectancy given cryptocurrency important factor success research conducted spain collegeeducated adults basic knowledge internet