Alexandra Zins|Laurent Weill
The determinants of financial inclusion in Africa
University of Strasbourg|EM Strasbourg Business School|University of Strasbourg
objective paper examine determinants financial inclusion africa use world banks global findex database 37 african countries perform probit estimations find man richer educated older favor financial inclusion higher influence education income mobile banking driven determinants traditional banking observe determinants informal finance differ formal finance work therefore contains findings design policies foster financial inclusion african countries