Gashaw Tadesse Abate|Shahidur Rashid|Carlo Borzaga|Kindie Getnet
Rural Finance and Agricultural Technology Adoption in Ethiopia: Does the Institutional Design of Lending Organizations Matter?
Ethiopian Agricultural Transformation Agency|International Food Policy Research Institute|European Research Institute on Cooperative and Social Enterprise|University of Trento|International Water Management Institute
become almost stylized fact sustained agricultural growth central rapid poverty reduction economic development yet world poverty largely concentrated agrarian societies potential agricultural productivity growth particularly true subsaharan african countries gaps potential actual yields remain high minimizing gap promotion modern inputssuch fertilizer modern seedshas core almost development strategies ethiopia among initiatives country promoted microfinance institutions memberowned financial cooperatives alleviate credit constraints smallholder farmers paper analyzes impacts institutions using household survey data propensityscorematching technique examine effects institutional financial services farmers adoption agricultural technology ethiopia results suggest access institutional finance significant positive impact adoption extent technology use however impacts disaggregated type financial institution farm size heterogeneities observed particular financial cooperatives greater impact technology adoption microfinance institutions results appear vary depending farm size types inputs paper concludes implications policies promote adoption modern agricultural inputs