Fakhrina Fadhli|Irni Rahmayani Johan
THE INFLUENCE OF FINANCIAL LITERACY AND PERCEPTION OF QANUN TOWARD SAVING BEHAVIOR ACEHNESE PEOPLE
IPB University
conventional banks aceh province converted islamic banks since enactment qanun regional regulation number 11 2018 people need adapt several changes banking transactions including saving purpose study analyze effect financial literacy perception qanun saving behavior people aceh research uses cross sectional study design data used primary data secondary data sampling done convenience sample community meets requirements last education least high school equivalent savings account domiciled banda aceh aceh besar number respondents obtained study 217 people interviews also conducted several question items six informants data processed using microsoft excel statistical testing conducted statistical package social sciences spss results showed respondents financial literacy level well literate category perceptions related qanun moderate level saving behavior still low significant positive relationship dimensions financial attitudes financial behavior perceptions qanun saving behavior results regression test analysis show financial behavior perceptions qanun significant positive effect saving behavior research expected input policy makers especially related perception qanun saving behavior