Lasse Brune|Xavier Giné|Jeanne P. Goldberg|Dean Yang
Facilitating Savings for Agriculture: Field Experimental Evidence from Malawi
University of Michigan–Ann Arbor|Bread for the World Institute|University of Maryland, College Park|University of Michigan–Ann Arbor|Bread for the World Institute
implemented randomized intervention among malawian farmers aimed facilitating formal savings agricultural inputs treated farmers offered opportunity cash crop harvest proceeds deposited directly new bank accounts names farmers control group paid harvest proceeds cash status quo treatment led higher savings months immediately next agricultural planting season raised agricultural input usage season also find positive treatment effects subsequent crop sale proceeds household expenditures treatment effect savings small fraction treatment effect value agricultural inputs mechanisms alleviation savings constraints per se needed explain treatments impact input utilization discuss possible mechanisms treatment effects may operated