Joseph Bidemi Obayori|G. B.
Financial Inclusion and Economic Growth in Nigeria
Nnamdi Azikiwe University|University of Port Harcourt
purpose financial inclusion entails delivery financial services individuals businesses segments society reasonable rate meets desired transactions view paper examined financial inclusion economic growth nigeria 19812018x0d methods ardl model used analyze annual time series data collected cbn statistical bulletin world bank report augmented dickey fully adf unit root test test stationarity variables preceded ardl model x0d results adf unit root test results showed dependent variable stationary order zero i0 independent variables stationary order one i1 based firsthand results revealed shortrun longrun access effective usage financial services bring significant increase economic growth per capita income negative significant relationship economic growth x0d implications study conforms financeled growth theory averred financial system positive function economic growth based findings paper recommended efforts needed done enhance extend financial inclusion services electronic transaction form pos atm mobile money etc rural communities nigeria well financial literacy engagement lowincome people formal financial services order increase economic growth