Sirli Mändmaa
Personal Financial Literacy among University Students studying Engineering
nowadays financial literacy essential society much financial responsibility shifted governments individual findings earlier studies show university students knowledgeable personal finance financial skills needs improvement study analyzed survey results 536 university students assess financial literacy impact educational demographical characteristics participants financial literacy students financial opinions choices results regression analyze showed statistically significant impact financial literacy factors academic discipline level education gender nationality age choices current account debit card investment services students studied faculty civil engineering compared others higher knowledge finance especially female students results study give direction future research enable enhance financial education