259 Overreliance on AI: Literature Review, Passi et al., 2022. 
260 As discussed in the cross-cutting risks section, alignment is a long-standing and unsolved technical research 
problem and methods for understanding how AI systems work (including whether they are aligned) are immature.  
261 AI has been rapidly changing financial systems in complex ways. For example, see Artificial intelligence and 
systemic risk, Daníelsson et al., 2022. 
262 For a description of what this dynamic might look like, see What Failure Looks Like and What Multipolar 
Failure Looks Like, and Robust Agent-Agnostic Processes (RAAPs).
Capabilities and risks from frontier AI 