Although the program is often described as a 10-year program, PSLF technically requires 120 qualifying monthly payments (if those payments are made consecutively, this is equivalent to 10 years, although the program does not require consecutive payments). Borrowers can only apply for PSLF after having made 120 total qualifying payments. While the PSLF program may appear fairly straightforward, its requirements are complicated. A payment that qualifies for PSLF must meet three main criteria:Payments must be made on a Direct federal student loan . Another had to wait over five months, and was given no information about the status of her application while it was processed.
It takes multiple stages to apply for PSLF.
( z0 take :ARG0 ( z1 apply :ARG1 ( z2 thing :name ( z3 name :op "PSLF" ) ) ) :ARG1 ( z4 stage :quant ( z5 multiple ) ) )
(z0 / take-10
    :ARG0 (z1 / apply-01
              :ARG1 (z2 / thing
                        :name (z3 / name
                                  :op1 "PSLF")))
    :ARG1 (z4 / stage
              :quant (z5 / multiple)))
It takes multiple stages to apply for PSLF .
z4 :quant z5
z0 :ARG1 z4
z0 :ARG0 z1
z1 :ARG1 z2
z2 :name z3
z3 :op1 0