Intuit INTU launched its financial software in 1983; Microsoft MSFT Excel debuted in 1985. What happened? When ATMs were introduced, the number of tellers per bank branch fell. The net result was more bank tellers. The average urban bank branch had had 21 tellers, and with ATMs, that number fell to 13.
Microsoft has developed a way to help out banks that are in need.
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(z0 / develop-02
    :ARG0 (z1 / company
              :name (z2 / name
                        :op1 "Microsoft"))
    :ARG1 (z3 / way
              :manner-of (z4 / help-out-03
                             :ARG0 z1
                             :ARG1 (z5 / bank
                                       :ARG0-of (z6 / need-01)))))
Microsoft has developed a way to help out banks that are in need .
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z2 :op1 0
z0 :ARG0 z1
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z3 :manner-of z4
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