It comes out automatically. I enjoy the competition. Banks typically require collateral, but the wealthy have plenty of that. He achieved the feat again in 2011. It grows at about 4 to 8% annually.
he achieved the feat again in the year before 2012.
( z0 achieve :ARG0 ( z1 he ) :ARG1 ( z2 feat ) :mod ( z3 again ) :time ( z4 before :op ( z5 date-entity :year 2012 ) ) )
(z0 / achieve-01
    :ARG0 (z1 / he)
    :ARG1 (z2 / feat)
    :mod (z3 / again)
    :time (z4 / before
              :op1 (z5 / date-entity
                       :year 2012)))
he achieved the feat again in the year before 2012 .
z0 :ARG0 z1
z0 :ARG1 z2
z0 :mod z3
z0 :time z4
z4 :op1 z5
z5 :year 0