Of these four clubs, only Southampton have publicly declared the cost of borrowing from MSD, paying 9.14% interest on a 78.8m loan taken out during the pandemic last June: 7.2m interest a year. Southamptons 78.8m loan was taken out on 29 June, and MSDs Cayman Islands-owned company has a mortgage on St Marys stadium, the training ground at Parks Farm, and the clubs other properties. Jon Champion later said on commentary that Pace was isolating. The club said the 78.8m loan from MSD was taken out immediately before the 30 June accounts reporting date, in order to mitigate against anticipated further losses as a result of the Covid-19 pandemic. Inevitably, such borrowing comes with costs, and senior people in football worry that more clubs will take on further high-interest borrowings as the pandemics financial impact continues to bite.
Ineviating from another club-St Marys contends  a paid on-your-mortgage debt in reduction plans.
( z0 contend :ARG1 ( z1 plan :ARG1 ( z2 reduce ) ) :ARG1-of ( z3 achieve :source ( z4 club :name ( z5 name :op "St" :op "Marys" ) :mod ( z6 another ) ) ) :rel ( z7 mean :ARG2 ( z8 debt :ARG1-of ( z9 pay :ARG0 ( z10 you ) :ARG1-of z7 ) :mod ( z11 mortgage :ARG0 z10 ) ) ) )
(z0 / contend-01
    :ARG1 (z1 / plan-01
              :ARG1 (z2 / reduce-01))
    :ARG1-of (z3 / achieve-01
                 :source (z4 / club
                             :name (z5 / name
                                       :op1 "St"
                                       :op2 "Marys")
                             :mod (z6 / another)))
    :rel (z7 / mean-01
             :ARG2 (z8 / debt
                       :ARG1-of (z9 / pay-01
                                    :ARG0 (z10 / you)
                                    :ARG1-of z7)
                       :mod (z11 / mortgage-01
                                 :ARG0 z10))))
Ineviating from another club - St Marys contends a paid on - your - mortgage debt in reduction plans .
z4 :mod z6
z3 :source z4
z4 :name z5
z5 :op1 1
z5 :op2 0
z0 :ARG1-of z3
z9 :ARG1-of z7
z9 :ARG0 z10
z11 :ARG0 z10
z8 :mod z11
z7 :ARG2 z8
z8 :ARG1-of z9
z1 :ARG1 z2
z0 :ARG1 z1
z0 :rel z7