Christopher first submitted his application in July of 2020; his loan servicer initially denied his application in error, forcing him to resubmit the application again in September of 2020. Although the program is often described as a 10-year program, PSLF technically requires 120 qualifying monthly payments (if those payments are made consecutively, this is equivalent to 10 years, although the program does not require consecutive payments). Another had to wait over five months, and was given no information about the status of her application while it was processed. These types of repayment plans cap borrowers monthly bills at a percentage of their discretionary income, and cancel any of their remaining debt after 20 or 25 years. Borrowers can only apply for PSLF after having made 120 total qualifying payments.
Christopher races a black car.
( z0 race :ARG0 ( z1 person :name ( z2 name :op "Christopher" ) ) :ARG1 ( z3 car :ARG1-of ( z4 black ) ) )
(z0 / race-02
    :ARG0 (z1 / person
              :name (z2 / name
                        :op1 "Christopher"))
    :ARG1 (z3 / car
              :ARG1-of (z4 / black-05)))
Christopher races a black car .
z1 :name z2
z2 :op1 0
z0 :ARG0 z1
z3 :ARG1-of z4
z0 :ARG1 z3