How to avoid bankruptcy<br>Total your monthly expenses. The easiest way to avoid bankruptcy is to pay off your debts by coming up with a budget. Begin by going through your monthly expenses.
You should delay paying off debt
( z1 recommend :ARG1 ( z2 delay :ARG0 ( z3 you ) :ARG1 ( z4 pay-off :ARG0 z3 :ARG1 ( z5 debt ) ) ) :ARG2 z3 )