It's one of the reasons I'm a strong believer in what they call health savings accounts. These are accounts that allow somebody to buy a low-premium, high-deductible catastrophic plan and couple it with tax-free savings. Businesses can contribute, employees can contribute on a contractual basis. But this is a way to make sure people are actually involved with the decision-making process on health care.
Businesses don't contribute to employees health care.  
( z1 contribute :polarity - :ARG0 ( z2 business ) :ARG2 ( z3 healthcare :poss ( z4 person :ARG1-of ( z5 employ ) ) ) )