I believe that younger workers ought to be allowed to take some of their own money and put it in a personal savings account, because I understand that they need to get better rates of return than the rates of return being given in the current Social Security trust.
All younger workers have a personal savings account
It's not know if ALL young workers have a personal savings account
( z1 have :ARG0 ( z2 person :ARG0-of ( z3 work ) :mod ( z4 all ) :ARG1-of ( z5 have-degree :ARG2 ( z6 young ) :ARG3 ( z7 more ) ) ) )