How to avoid bankruptcy<br>Total your monthly expenses. The easiest way to avoid bankruptcy is to pay off your debts by coming up with a budget. Begin by going through your monthly expenses.
Black people have a higher chance of going bankrupt than other races.
( z1 chance :ARG0 ( z2 person :ARG1-of ( z3 black ) ) :ARG1 ( z4 bankrupt :ARG1 z2 ) :ARG2 ( z5 high :ARG2-of ( z6 have-degree :ARG1 z4 :ARG3 ( z7 more ) :ARG4 ( z8 race :mod ( z9 other ) ) ) ) )