I believe that younger workers ought to be allowed to take some of their own money and put it in a personal savings account, because I understand that they need to get better rates of return than the rates of return being given in the current Social Security trust.
younger workers already have personal savings accounts
( z1 have :ARG0 ( z2 person :ARG0-of ( z3 work ) :ARG1-of ( z4 have-degree :ARG2 ( z5 young ) :ARG3 ( z6 more ) ) ) :ARG1 ( z7 account :mod ( z8 savings ) :ARG1-of ( z9 personal ) ) :time ( z10 already ) )