How to avoid bankruptcy<br>Total your monthly expenses. The easiest way to avoid bankruptcy is to pay off your debts by coming up with a budget. Begin by going through your monthly expenses.
People should make an effort to not go bankrupt.
( z1 recommend :ARG1 ( z2 effort :ARG0 ( z3 person ) :ARG1 ( z4 bankrupt :polarity - :ARG1 z3 ) ) )