There's a -- no, look, there's a systemic problem. Health-care costs are on the rise because the consumers are not involved in the decision-making process. Most health-care costs are covered by third parties. And therefore, the actual user of health care is not the purchaser of health care. And there's no market forces involved with health care.
61 percent of health-care costs are covered by third parties. And therefore, the actual user of health care is not the purchaser of health care. And there's no market forces involved with health care.
( z1 multi-sentence :snt ( z2 cover :ARG0 ( z3 third-party ) :ARG1 ( z4 percentage-entity :value 61 :ARG3-of ( z5 include :ARG2 ( z6 monetary-quantity :ARG2-of ( z7 cost :ARG1 ( z8 care :ARG1 ( z9 health ) ) ) ) ) ) ) :snt ( z10 cause :ARG1 ( z11 person :polarity - :ARG0-of ( z12 purchase :ARG1 z8 ) :domain ( z13 person :ARG0-of ( z14 use :ARG1 z8 :ARG1-of ( z15 actual ) ) ) ) ) :snt ( z16 and :op ( z17 involve :polarity - :ARG1 ( z18 force :mod ( z19 market ) ) :ARG2 z8 ) ) )