Some of the healthy folks, healthy young kids say I'll never get sick, therefore I don't need health care right now. For those what I think we need to do is to develop an investment-type vehicle that would be an incentive for them to invest, like medical savings accounts with rollover capacity.
A medical savings account with rollover capacity is an investment type vehicle.
( z1 vehicle :mod ( z2 type :mod ( z3 invest ) ) :domain ( z4 account :mod ( z5 savings :mod ( z6 medicine ) ) :ARG0-of ( z7 have :ARG1 ( z8 capacity :mod ( z9 rollover ) ) ) ) )