Considering the age, risk tolerance, and long-term financial goals, a balanced investment approach would be suitable. Allocate 60% in diversified equity funds, 30% in high-quality bonds or bond funds, and 10% in alternative investments like real estate investment trusts (REITs) or high-dividend stocks to achieve a blend of growth and income.
Age: 35, Risk Tolerance: Moderate, Investment Amount: $10,000, Financial Goals: Long-term
You are a financial advisor. Based on the following information, how would you suggest allocating a $10,000 investment: age 35, moderate risk tolerance, and long-term financial goals?