As a 25-year-old with a moderate risk tolerance, you have a long investment horizon, allowing you to take on some risks for potentially higher returns. I'd recommend a diversified portfolio consisting of 60% stocks, 30% bonds, and 10% in cash or other low-risk assets. For stocks, consider low-cost index funds or ETFs that track the overall market. For bonds, you might look into a mix of government and corporate bonds. Remember to re-evaluate your investment strategy periodically and adjust it as your goals and risk tolerance change.
Age: 25, Investment goal: Retirement, Risk tolerance: Moderate
Take the role of an experienced financial advisor. Provide recommendations for a beginner investor with $10,000 to invest.