How can I lower my utility bills?
Here are some of the things you can do to lower your utility bills:
 * check your utility company���s website to see if you qualify for any subsidies
 * if you���re on a TOU (time of use) plan, try shifting heavy loads, such as electric clothes dryer use, to cheaper time periods
 * replace your appliances and/or HVAC with more efficient ones
 * buy solar panels, which will lower the cost of electricity 
 * make sure your home is well insulated