liquidity although there is uncertainty related to the anticipated impact of the covid-19 outbreak on our future results , we believe our business model , available covid-19 relief programs and our new debt agreement with umb leave us well-positioned to manage our business through this crisis as it continues to develop and will be sufficient to meet our operational cash needs during the next twelve months . covid-19 has impacted our ability to meet customer demand , has delayed our ability to quickly repay debt , and has resulted in increased financing costs . we continue to monitor the rapidly evolving situation and guidance from international and domestic authorities , including federal , state and local public health authorities and may take additional actions based on their recommendations . in these circumstances , there may be developments outside our control requiring us to adjust our operating plan . given the dynamic nature of 11 this situation , we can not reasonably estimate the impacts of covid-19 on our financial condition , results of operations or cash flows in the future . executive overview our business scott 's liquid gold-inc. exists to positively impact consumers ' lives in the markets we serve and create shareholder value . we develop , market , and sell high-quality , high-value household and personal care products nationally and internationally to mass merchandisers , drugstores , supermarkets , hardware stores , e-commerce retailers , other retail outlets , and to wholesale distributors . our long history of selling household products has generated strong consumer and customer loyalty for our brands . on an ongoing basis , management focuses on a variety of key indicators to monitor our business health and performance . these key indicators include ( but are not limited to ) the following : net sales ( collectively , by operating segment , and by manufactured versus distributed products ) ; profitability , focusing on gross margins and net income ; and cash flow . to achieve our business and financial objectives , we focus on initiatives to drive the growth of the key indicators above . our ability to drive and generate growth depends on consumer demand for our products and retail customers ' willingness to carry our products in a competitive marketplace . in this environment , we intend to continue to focus on our key indicators to remain competitive , sustain our current level of operations , and drive further growth in future periods . outlook looking forward , we are focused on both short- and long-term strategies that we believe will enhance our financial health and deliver shareholder value . while the marketplace in which we operate has always been highly competitive , we expect that the category challenges and the level of competition will continue to rise . we believe that some of the trends in our business and industry could adversely affect our profitability , including the following : changes in national and international regulations ; changes in policies or practices of some of our key retail customers ; potential continuation of decreasing sales of our distributed products ; rapid growth of e-commerce and alternative retail channels ; and volatility in the costs of raw materials . we believe our history of providing high-quality , high-value products to consumers positions us to meet the challenges in our marketplace by continuing to focus on the following key priorities in 2021 : pursuing growth opportunities , including distributing alpha ® skin care , kids n pets ® , and scott 's liquid gold ® to broader markets ; building finished goods inventory for our products to position us for supply chain volatility and growth opportunities ; improving our processes and systems , specifically through the implementation of a new erp ; and optimizing our supply chain , third-party logistics partners , and operations . 12 results of operations replace_table_token_4_th increase in net loss changed primarily due to the following : impairment for raw material inventory no longer useable due to lower sales during covid and supply chain issues . additional intangible asset amortization associated with our biz and dryel acquisition and a full year of amortization for our kids n pets intangibles . incremental increase in selling expenses driven by initial start-up costs for new third-party logistics providers . increase in interest expense related to our umb debt financing . partially offset by : o a full year of kids n pets sales and our 2020 acquisition of biz and dryel . net sales attributable to these acquisitions totaled $ 7,970 , comprised of $ 3,618 for kids n pets and $ 4,352 of net sales attributable to biz and dryel . o other income associated with the termination of our exclusive distribution agreement with mj . o increase in gross margins due to outsourcing our product manufacturing . 13 segment results the following tables show comparative net sales , gross margin , gross profit , income ( loss ) from operations , volume and percentage changes for our household and personal care products between periods : household products replace_table_token_5_th household products increase in net sales and income from operations was primarily attributable to our kids n pets , biz and dryel acquisitions , as well as cost efficiencies realized from our outsourcing transition . net sales associated with these acquisitions totaled $ 7,970 , comprised of $ 3,618 for kids n pets and $ 4,352 of net sales attributable to biz and dryel . this was partially offset by $ 158 of raw material impairment included in cost of sales . personal care products replace_table_token_6_th net sales of distributed personal care products decreased primarily due to lower batiste sales resulting from reduced store traffic due to covid-19 and the related work-from-home shift , as well as the termination of our exclusive distribution agreement with mj during the second quarter of 2020. net sales of manufactured personal care products decreased primarily due to lower sales of alpha skin care , story_separator_special_tag liquidity although there is uncertainty related to the anticipated impact of the covid-19 outbreak on our future results , we believe our business model , available covid-19 relief programs and our new debt agreement with umb leave us well-positioned to manage our business through this crisis as it continues to develop and will be sufficient to meet our operational cash needs during the next twelve months . covid-19 has impacted our ability to meet customer demand , has delayed our ability to quickly repay debt , and has resulted in increased financing costs . we continue to monitor the rapidly evolving situation and guidance from international and domestic authorities , including federal , state and local public health authorities and may take additional actions based on their recommendations . in these circumstances , there may be developments outside our control requiring us to adjust our operating plan . given the dynamic nature of 11 this situation , we can not reasonably estimate the impacts of covid-19 on our financial condition , results of operations or cash flows in the future . executive overview our business scott 's liquid gold-inc. exists to positively impact consumers ' lives in the markets we serve and create shareholder value . we develop , market , and sell high-quality , high-value household and personal care products nationally and internationally to mass merchandisers , drugstores , supermarkets , hardware stores , e-commerce retailers , other retail outlets , and to wholesale distributors . our long history of selling household products has generated strong consumer and customer loyalty for our brands . on an ongoing basis , management focuses on a variety of key indicators to monitor our business health and performance . these key indicators include ( but are not limited to ) the following : net sales ( collectively , by operating segment , and by manufactured versus distributed products ) ; profitability , focusing on gross margins and net income ; and cash flow . to achieve our business and financial objectives , we focus on initiatives to drive the growth of the key indicators above . our ability to drive and generate growth depends on consumer demand for our products and retail customers ' willingness to carry our products in a competitive marketplace . in this environment , we intend to continue to focus on our key indicators to remain competitive , sustain our current level of operations , and drive further growth in future periods . outlook looking forward , we are focused on both short- and long-term strategies that we believe will enhance our financial health and deliver shareholder value . while the marketplace in which we operate has always been highly competitive , we expect that the category challenges and the level of competition will continue to rise . we believe that some of the trends in our business and industry could adversely affect our profitability , including the following : changes in national and international regulations ; changes in policies or practices of some of our key retail customers ; potential continuation of decreasing sales of our distributed products ; rapid growth of e-commerce and alternative retail channels ; and volatility in the costs of raw materials . we believe our history of providing high-quality , high-value products to consumers positions us to meet the challenges in our marketplace by continuing to focus on the following key priorities in 2021 : pursuing growth opportunities , including distributing alpha ® skin care , kids n pets ® , and scott 's liquid gold ® to broader markets ; building finished goods inventory for our products to position us for supply chain volatility and growth opportunities ; improving our processes and systems , specifically through the implementation of a new erp ; and optimizing our supply chain , third-party logistics partners , and operations . 12 results of operations replace_table_token_4_th increase in net loss changed primarily due to the following : impairment for raw material inventory no longer useable due to lower sales during covid and supply chain issues . additional intangible asset amortization associated with our biz and dryel acquisition and a full year of amortization for our kids n pets intangibles . incremental increase in selling expenses driven by initial start-up costs for new third-party logistics providers . increase in interest expense related to our umb debt financing . partially offset by : o a full year of kids n pets sales and our 2020 acquisition of biz and dryel . net sales attributable to these acquisitions totaled $ 7,970 , comprised of $ 3,618 for kids n pets and $ 4,352 of net sales attributable to biz and dryel . o other income associated with the termination of our exclusive distribution agreement with mj . o increase in gross margins due to outsourcing our product manufacturing . 13 segment results the following tables show comparative net sales , gross margin , gross profit , income ( loss ) from operations , volume and percentage changes for our household and personal care products between periods : household products replace_table_token_5_th household products increase in net sales and income from operations was primarily attributable to our kids n pets , biz and dryel acquisitions , as well as cost efficiencies realized from our outsourcing transition . net sales associated with these acquisitions totaled $ 7,970 , comprised of $ 3,618 for kids n pets and $ 4,352 of net sales attributable to biz and dryel . this was partially offset by $ 158 of raw material impairment included in cost of sales . personal care products replace_table_token_6_th net sales of distributed personal care products decreased primarily due to lower batiste sales resulting from reduced store traffic due to covid-19 and the related work-from-home shift , as well as the termination of our exclusive distribution agreement with mj during the second quarter of 2020. net sales of manufactured personal care products decreased primarily due to lower sales of alpha skin care ,

net cash provided by financing activities was primarily attributable to our umb financing . we anticipate that our existing cash and our anticipated future cash flow from operations , together with our loan facility , will be sufficient to meet our cash requirements for the 12 months following the filing date of this report . beginning on april 1 , 2021 , we expect to incur additional capital expenditures associated with our erp system implementation . these capital expenditures are fixed and recurring $ 38 monthly payments for implementation services and we have already paid for our erp software . critical accounting policies and estimates the preparation of financial statements in accordance with accounting principles generally accepted in the united states of america requires management to use judgment and make estimates . the level of uncertainty in estimates and assumptions increases with the length of time until the underlying transactions are completed . actual results could ultimately differ from those estimates . the accounting policies that are most critical in the preparation of the company 's consolidated financial statements are those that are both important to the presentation of the consolidated financial statements and require significant or complex judgments and estimates on the part of management . revenue recognition our revenue recognition policy is significant because the amount and timing of revenue is a key component of our results of operations .


 Write a concise suspicious activity report of the following text delimited by triple backquotes. Return your response as a formal report which covers the key points highlighting the location,dates,entity names and account holder information in chronological order of the text.
     ```net cash provided by financing activities was primarily attributable to our umb financing . we anticipate that our existing cash and our anticipated future cash flow from operations , together with our loan facility , will be sufficient to meet our cash requirements for the 12 months following the filing date of this report . beginning on april 1 , 2021 , we expect to incur additional capital expenditures associated with our erp system implementation . these capital expenditures are fixed and recurring $ 38 monthly payments for implementation services and we have already paid for our erp software . critical accounting policies and estimates the preparation of financial statements in accordance with accounting principles generally accepted in the united states of america requires management to use judgment and make estimates . the level of uncertainty in estimates and assumptions increases with the length of time until the underlying transactions are completed . actual results could ultimately differ from those estimates . the accounting policies that are most critical in the preparation of the company 's consolidated financial statements are those that are both important to the presentation of the consolidated financial statements and require significant or complex judgments and estimates on the part of management . revenue recognition our revenue recognition policy is significant because the amount and timing of revenue is a key component of our results of operations .
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 Suspicious Activity Report : liquidity although there is uncertainty related to the anticipated impact of the covid-19 outbreak on our future results , we believe our business model , available covid-19 relief programs and our new debt agreement with umb leave us well-positioned to manage our business through this crisis as it continues to develop and will be sufficient to meet our operational cash needs during the next twelve months . covid-19 has impacted our ability to meet customer demand , has delayed our ability to quickly repay debt , and has resulted in increased financing costs . we continue to monitor the rapidly evolving situation and guidance from international and domestic authorities , including federal , state and local public health authorities and may take additional actions based on their recommendations . in these circumstances , there may be developments outside our control requiring us to adjust our operating plan . given the dynamic nature of 11 this situation , we can not reasonably estimate the impacts of covid-19 on our financial condition , results of operations or cash flows in the future . executive overview our business scott 's liquid gold-inc. exists to positively impact consumers ' lives in the markets we serve and create shareholder value . we develop , market , and sell high-quality , high-value household and personal care products nationally and internationally to mass merchandisers , drugstores , supermarkets , hardware stores , e-commerce retailers , other retail outlets , and to wholesale distributors . our long history of selling household products has generated strong consumer and customer loyalty for our brands . on an ongoing basis , management focuses on a variety of key indicators to monitor our business health and performance . these key indicators include ( but are not limited to ) the following : net sales ( collectively , by operating segment , and by manufactured versus distributed products ) ; profitability , focusing on gross margins and net income ; and cash flow . to achieve our business and financial objectives , we focus on initiatives to drive the growth of the key indicators above . our ability to drive and generate growth depends on consumer demand for our products and retail customers ' willingness to carry our products in a competitive marketplace . in this environment , we intend to continue to focus on our key indicators to remain competitive , sustain our current level of operations , and drive further growth in future periods . outlook looking forward , we are focused on both short- and long-term strategies that we believe will enhance our financial health and deliver shareholder value . while the marketplace in which we operate has always been highly competitive , we expect that the category challenges and the level of competition will continue to rise . we believe that some of the trends in our business and industry could adversely affect our profitability , including the following : changes in national and international regulations ; changes in policies or practices of some of our key retail customers ; potential continuation of decreasing sales of our distributed products ; rapid growth of e-commerce and alternative retail channels ; and volatility in the costs of raw materials . we believe our history of providing high-quality , high-value products to consumers positions us to meet the challenges in our marketplace by continuing to focus on the following key priorities in 2021 : pursuing growth opportunities , including distributing alpha ® skin care , kids n pets ® , and scott 's liquid gold ® to broader markets ; building finished goods inventory for our products to position us for supply chain volatility and growth opportunities ; improving our processes and systems , specifically through the implementation of a new erp ; and optimizing our supply chain , third-party logistics partners , and operations . 12 results of operations replace_table_token_4_th increase in net loss changed primarily due to the following : impairment for raw material inventory no longer useable due to lower sales during covid and supply chain issues . additional intangible asset amortization associated with our biz and dryel acquisition and a full year of amortization for our kids n pets intangibles . incremental increase in selling expenses driven by initial start-up costs for new third-party logistics providers . increase in interest expense related to our umb debt financing . partially offset by : o a full year of kids n pets sales and our 2020 acquisition of biz and dryel . net sales attributable to these acquisitions totaled $ 7,970 , comprised of $ 3,618 for kids n pets and $ 4,352 of net sales attributable to biz and dryel . o other income associated with the termination of our exclusive distribution agreement with mj . o increase in gross margins due to outsourcing our product manufacturing . 13 segment results the following tables show comparative net sales , gross margin , gross profit , income ( loss ) from operations , volume and percentage changes for our household and personal care products between periods : household products replace_table_token_5_th household products increase in net sales and income from operations was primarily attributable to our kids n pets , biz and dryel acquisitions , as well as cost efficiencies realized from our outsourcing transition . net sales associated with these acquisitions totaled $ 7,970 , comprised of $ 3,618 for kids n pets and $ 4,352 of net sales attributable to biz and dryel . this was partially offset by $ 158 of raw material impairment included in cost of sales . personal care products replace_table_token_6_th net sales of distributed personal care products decreased primarily due to lower batiste sales resulting from reduced store traffic due to covid-19 and the related work-from-home shift , as well as the termination of our exclusive distribution agreement with mj during the second quarter of 2020. net sales of manufactured personal care products decreased primarily due to lower sales of alpha skin care , story_separator_special_tag liquidity although there is uncertainty related to the anticipated impact of the covid-19 outbreak on our future results , we believe our business model , available covid-19 relief programs and our new debt agreement with umb leave us well-positioned to manage our business through this crisis as it continues to develop and will be sufficient to meet our operational cash needs during the next twelve months . covid-19 has impacted our ability to meet customer demand , has delayed our ability to quickly repay debt , and has resulted in increased financing costs . we continue to monitor the rapidly evolving situation and guidance from international and domestic authorities , including federal , state and local public health authorities and may take additional actions based on their recommendations . in these circumstances , there may be developments outside our control requiring us to adjust our operating plan . given the dynamic nature of 11 this situation , we can not reasonably estimate the impacts of covid-19 on our financial condition , results of operations or cash flows in the future . executive overview our business scott 's liquid gold-inc. exists to positively impact consumers ' lives in the markets we serve and create shareholder value . we develop , market , and sell high-quality , high-value household and personal care products nationally and internationally to mass merchandisers , drugstores , supermarkets , hardware stores , e-commerce retailers , other retail outlets , and to wholesale distributors . our long history of selling household products has generated strong consumer and customer loyalty for our brands . on an ongoing basis , management focuses on a variety of key indicators to monitor our business health and performance . these key indicators include ( but are not limited to ) the following : net sales ( collectively , by operating segment , and by manufactured versus distributed products ) ; profitability , focusing on gross margins and net income ; and cash flow . to achieve our business and financial objectives , we focus on initiatives to drive the growth of the key indicators above . our ability to drive and generate growth depends on consumer demand for our products and retail customers ' willingness to carry our products in a competitive marketplace . in this environment , we intend to continue to focus on our key indicators to remain competitive , sustain our current level of operations , and drive further growth in future periods . outlook looking forward , we are focused on both short- and long-term strategies that we believe will enhance our financial health and deliver shareholder value . while the marketplace in which we operate has always been highly competitive , we expect that the category challenges and the level of competition will continue to rise . we believe that some of the trends in our business and industry could adversely affect our profitability , including the following : changes in national and international regulations ; changes in policies or practices of some of our key retail customers ; potential continuation of decreasing sales of our distributed products ; rapid growth of e-commerce and alternative retail channels ; and volatility in the costs of raw materials . we believe our history of providing high-quality , high-value products to consumers positions us to meet the challenges in our marketplace by continuing to focus on the following key priorities in 2021 : pursuing growth opportunities , including distributing alpha ® skin care , kids n pets ® , and scott 's liquid gold ® to broader markets ; building finished goods inventory for our products to position us for supply chain volatility and growth opportunities ; improving our processes and systems , specifically through the implementation of a new erp ; and optimizing our supply chain , third-party logistics partners , and operations . 12 results of operations replace_table_token_4_th increase in net loss changed primarily due to the following : impairment for raw material inventory no longer useable due to lower sales during covid and supply chain issues . additional intangible asset amortization associated with our biz and dryel acquisition and a full year of amortization for our kids n pets intangibles . incremental increase in selling expenses driven by initial start-up costs for new third-party logistics providers . increase in interest expense related to our umb debt financing . partially offset by : o a full year of kids n pets sales and our 2020 acquisition of biz and dryel . net sales attributable to these acquisitions totaled $ 7,970 , comprised of $ 3,618 for kids n pets and $ 4,352 of net sales attributable to biz and dryel . o other income associated with the termination of our exclusive distribution agreement with mj . o increase in gross margins due to outsourcing our product manufacturing . 13 segment results the following tables show comparative net sales , gross margin , gross profit , income ( loss ) from operations , volume and percentage changes for our household and personal care products between periods : household products replace_table_token_5_th household products increase in net sales and income from operations was primarily attributable to our kids n pets , biz and dryel acquisitions , as well as cost efficiencies realized from our outsourcing transition . net sales associated with these acquisitions totaled $ 7,970 , comprised of $ 3,618 for kids n pets and $ 4,352 of net sales attributable to biz and dryel . this was partially offset by $ 158 of raw material impairment included in cost of sales . personal care products replace_table_token_6_th net sales of distributed personal care products decreased primarily due to lower batiste sales resulting from reduced store traffic due to covid-19 and the related work-from-home shift , as well as the termination of our exclusive distribution agreement with mj during the second quarter of 2020. net sales of manufactured personal care products decreased primarily due to lower sales of alpha skin care ,

