Strapped : Why America 's 20 - and 30-Somethings Ca n't Get Ahead By Tamara Draut Doubleday ; hardcover Aiding Students , Buying Students : Financial Aid in America By Rupert Wilkinson Vanderbilt University Press ; hardcover WHEN Ann Radcliffe , a London widow , gave Harvard College one of its first big gifts in 1643 , she specified that it be used to pay the tuition of a '' poor scholer . ''