human
Assessing the input sentence as context, label the entity type of 'Borrower'.
Options: person, organization, location
        Borrower expressly agrees that the extension of a Credit Extension prior to the receipt by Agent of any such item shall not constitute a waiver by Agent of Borrower ' s obligation to deliver such item , and any such extension in the absence of a required item shall be in Agent ' s sole discretion .
gpt
person