human
In the context of the input sentence, examine and categorize the entity type of 'Borrower'.
Options: location, organization, person
        3 . 5 For the purposes of Articles L . 313 - 1 et seq ., R . 313 - 1 and R . 313 - 2 of the French Code de la Consommation , the Lender hereby informs the Borrower that the all - in rate ( taux effectif global ) of the Loan is three percent ( 3 %).
gpt
person