I don't think that you necessarily need to be struggling financially in order to challenge yourself, and being financially secured will allow you to pursue the goals you want, regardless of whether they are profitable, which is something a struggling person cannot afford to do. There are other things to put effort into other than increasing your assets. As for the consequence of this event, as a fictional concept it is uncertain what would exactly happen if this time travel were to occur: would the you in the present even know that it occurred? If not, it is potentially frightening that your current self might cease to exist. It is an interesting prompt that would require us to more specifically define how the time travel would work to go more in depth about the aftermath.
spam fails_task lang_mismatch pii not_appropriate hate_speech sexual_content quality toxicity humor helpfulness creativity violence