Given your goals of long-term growth for retirement, option trading may not be the best choice for your entire $250,000 savings:

Pros of option trading:
- Potential for high returns if you pick the right options and trade at the right times. Options can be leveraged instruments, so your money can go further.
- Can generate income from selling options (if done right).

Cons of option trading:
- Higher risk. Options are risky derivatives and it's possible to lose a significant amount of money if the markets move against you.
- Requires active trading and close monitoring. It's not a "set it and forget it" type of investment. You need to actively manage the options positions.
- Complex to learn and understand. Option trading has a steep learning curve and it can be easy to make mistakes as a beginner.

Buying blue-chip stocks or a diversified portfolio of index funds may be a more suitable choice for long-term growth and retirement savings. The risks are lower, and though returns may be more modest, they have historically generated solid returns over time. It really depends on your knowledge, risk tolerance, and interest in actively managing your investments. A mix of both could also be an option.

I would suggest doing more research on the different options and consulting a financial advisor to determine the best allocation of your savings based on your specific goals and situation.
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