Given this additional condition, if I were a super rich man I would use the money to make more money, because at the end I would end up with even more money which I could spend to help humanity.
Obviously, this is just an example not taking into consideration important aspects of the question. For example if there was a very urgent problem which humanity had to face and I would not have time to use the money to make more money and then help humanity with it, it would be a wiser decision to help humanity with the money I currently have.
As you can see, this is a complex ethical question for which the correctness of the answer depens on the circumstances.
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